Home > THE BANK - Oldham County, Inc. > Assets and Liabilities
THE BANK - Oldham County, Inc., Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 39 | 3,503 |
| Assets and Liabilities | ||
| Total Assets: | $143,340,000 | 3,934 |
| Cash and due from depository institutions | $4,829,000 | 3,503 |
| Interest-bearing balances | $250,000 | 6,395 |
| Securities | $74,221,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $20,760,000 | 270 |
| Net loans & leases | $40,512,000 | 5,386 |
| Loan loss allowance | $1,163,000 | 4,133 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,052,000 | 4,917 |
| Other real estate owned | $313,000 | 3,503 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,653,000 | 4,992 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $143,340,000 | 3,934 |
| Total liabilities | $126,292,000 | 3,947 |
| Total deposits | $121,746,000 | 3,910 |
| Interest-bearing deposits | $92,711,000 | 4,095 |
| Deposits held in domestic offices | $121,746,000 | 3,909 |
| % insured | 86.31% | 3,585 |
| Federal funds purchased & repurchase agreements | $4,094,000 | 1,198 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $452,000 | 4,528 |
| Total equity capital | $17,048,000 | 3,685 |
| Total bank equity capital | $17,048,000 | 3,684 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,500,000 | 1,806 |
| Surplus | $5,650,000 | 3,525 |
| Undivided profits | $9,898,000 | 3,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $315,000 | 5,516 |
| Earning assets | $135,743,000 | 3,843 |
| Long-term assets (5+ years) | $23,270,000 | 4,774 |
| Average Assets, year-to-date | $142,458,500 | 3,940 |
| Average Assets, quarterly | $142,458,500 | 3,940 |
| Volatile liabilities | $5,299,000 | 4,152 |
| Insider loans | $3,892,000 | 1,562 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $10,622,000 | 3,848 |
| Tier 1 (core) risk-based capital | $16,282,000 | 3,648 |
| Tier 2 risk-based capital | $766,000 | 4,539 |
| Total risk weighted assets | $60,879,000 | 4,822 |
| Total unused commitments | $10,622,000 | 3,849 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 40 | 3,451 |
| Assets and Liabilities | ||
| Total Assets: | $141,577,000 | 3,977 |
| Cash and due from depository institutions | $4,732,000 | 3,451 |
| Interest-bearing balances | $268,000 | 6,356 |
| Securities | $79,276,000 | 1,846 |
| Federal funds sold & reverse repurchase agreements | $9,790,000 | 618 |
| Net loans & leases | $44,300,000 | 5,299 |
| Loan loss allowance | $1,163,000 | 4,179 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,079,000 | 4,915 |
| Other real estate owned | $670,000 | 3,451 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,730,000 | 4,984 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $141,577,000 | 3,977 |
| Total liabilities | $124,564,000 | 4,004 |
| Total deposits | $121,513,000 | 3,930 |
| Interest-bearing deposits | $92,814,000 | 4,094 |
| Deposits held in domestic offices | $121,513,000 | 3,929 |
| % insured | 86.10% | 4,641 |
| Federal funds purchased & repurchase agreements | $2,442,000 | 1,537 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $609,000 | 4,074 |
| Total equity capital | $17,013,000 | 3,685 |
| Total bank equity capital | $17,013,000 | 3,683 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,500,000 | 1,820 |
| Surplus | $5,650,000 | 3,546 |
| Undivided profits | $9,863,000 | 3,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 5,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $350,000 | 5,368 |
| Earning assets | $133,634,000 | 3,883 |
| Long-term assets (5+ years) | $23,351,000 | 4,736 |
| Average Assets, year-to-date | $140,025,600 | 3,956 |
| Average Assets, quarterly | $138,839,500 | 4,005 |
| Volatile liabilities | $4,113,000 | 4,680 |
| Insider loans | $4,125,000 | 1,493 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $13,008,000 | 3,376 |
| Tier 1 (core) risk-based capital | $16,183,000 | 3,650 |
| Tier 2 risk-based capital | $789,000 | 4,500 |
| Total risk weighted assets | $62,752,000 | 4,800 |
| Total unused commitments | $13,008,000 | 3,376 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 41 | 3,411 |
| Assets and Liabilities | ||
| Total Assets: | $136,102,000 | 4,085 |
| Cash and due from depository institutions | $4,730,000 | 3,411 |
| Interest-bearing balances | $254,000 | 6,408 |
| Securities | $70,132,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $11,869,000 | 465 |
| Net loans & leases | $45,610,000 | 5,309 |
| Loan loss allowance | $1,152,000 | 4,282 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,092,000 | 4,954 |
| Other real estate owned | $862,000 | 3,411 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $1,807,000 | 4,984 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $136,102,000 | 4,085 |
| Total liabilities | $119,069,000 | 4,115 |
| Total deposits | $115,267,000 | 4,048 |
| Interest-bearing deposits | $88,783,000 | 4,208 |
| Deposits held in domestic offices | $115,267,000 | 4,048 |
| % insured | 89.20% | 3,887 |
| Federal funds purchased & repurchase agreements | $3,120,000 | 1,410 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $682,000 | 4,122 |
| Total equity capital | $17,033,000 | 3,734 |
| Total bank equity capital | $17,033,000 | 3,732 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 1,857 |
| Surplus | $5,650,000 | 3,578 |
| Undivided profits | $9,883,000 | 3,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $384,000 | 5,383 |
| Earning assets | $127,865,000 | 4,004 |
| Long-term assets (5+ years) | $29,362,000 | 4,280 |
| Average Assets, year-to-date | $139,637,750 | 3,997 |
| Average Assets, quarterly | $137,034,000 | 4,058 |
| Volatile liabilities | $5,343,000 | 4,328 |
| Insider loans | $3,903,000 | 1,596 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $12,382,000 | 3,477 |
| Tier 1 (core) risk-based capital | $16,093,000 | 3,693 |
| Tier 2 risk-based capital | $800,000 | 4,523 |
| Total risk weighted assets | $63,651,000 | 4,811 |
| Total unused commitments | $12,382,000 | 3,477 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 42 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $137,966,000 | 4,050 |
| Cash and due from depository institutions | $7,142,000 | 3,356 |
| Interest-bearing balances | $262,000 | 6,385 |
| Securities | $70,749,000 | 2,017 |
| Federal funds sold & reverse repurchase agreements | $9,835,000 | 572 |
| Net loans & leases | $46,133,000 | 5,313 |
| Loan loss allowance | $1,133,000 | 4,353 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,118,000 | 4,943 |
| Other real estate owned | $1,140,000 | 3,356 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,849,000 | 4,922 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $137,966,000 | 4,050 |
| Total liabilities | $121,078,000 | 4,078 |
| Total deposits | $116,959,000 | 4,018 |
| Interest-bearing deposits | $89,802,000 | 4,212 |
| Deposits held in domestic offices | $116,959,000 | 4,018 |
| % insured | 88.87% | 4,106 |
| Federal funds purchased & repurchase agreements | $3,527,000 | 1,360 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $592,000 | 4,196 |
| Total equity capital | $16,888,000 | 3,721 |
| Total bank equity capital | $16,888,000 | 3,719 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,500,000 | 1,892 |
| Surplus | $5,650,000 | 3,582 |
| Undivided profits | $9,738,000 | 3,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $407,000 | 5,161 |
| Earning assets | $126,979,000 | 4,032 |
| Long-term assets (5+ years) | $32,471,000 | 4,077 |
| Average Assets, year-to-date | $140,816,330 | 3,994 |
| Average Assets, quarterly | $139,932,000 | 4,025 |
| Volatile liabilities | $5,748,000 | 4,260 |
| Insider loans | $4,056,000 | 1,540 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $11,702,000 | 3,533 |
| Tier 1 (core) risk-based capital | $16,005,000 | 3,684 |
| Tier 2 risk-based capital | $824,000 | 4,485 |
| Total risk weighted assets | $65,630,000 | 4,776 |
| Total unused commitments | $11,702,000 | 3,533 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 42 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $141,898,000 | 4,024 |
| Cash and due from depository institutions | $4,461,000 | 3,357 |
| Interest-bearing balances | $250,000 | 6,462 |
| Securities | $73,128,000 | 1,965 |
| Federal funds sold & reverse repurchase agreements | $13,802,000 | 487 |
| Net loans & leases | $46,375,000 | 5,325 |
| Loan loss allowance | $767,000 | 5,147 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,070,000 | 5,046 |
| Other real estate owned | $1,140,000 | 3,357 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,922,000 | 4,879 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $141,898,000 | 4,024 |
| Total liabilities | $125,197,000 | 4,038 |
| Total deposits | $120,082,000 | 3,989 |
| Interest-bearing deposits | $93,548,000 | 4,164 |
| Deposits held in domestic offices | $120,082,000 | 3,988 |
| % insured | 86.94% | 4,742 |
| Federal funds purchased & repurchase agreements | $4,638,000 | 1,242 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $477,000 | 4,562 |
| Total equity capital | $16,701,000 | 3,721 |
| Total bank equity capital | $16,701,000 | 3,719 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,500,000 | 1,920 |
| Surplus | $5,650,000 | 3,604 |
| Undivided profits | $9,551,000 | 3,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $166,000 | 6,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $440,000 | 4,965 |
| Earning assets | $133,555,000 | 3,939 |
| Long-term assets (5+ years) | $36,811,000 | 3,823 |
| Average Assets, year-to-date | $142,241,500 | 3,997 |
| Average Assets, quarterly | $142,241,500 | 3,997 |
| Volatile liabilities | $7,363,000 | 3,852 |
| Insider loans | $3,537,000 | 1,729 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $10,888,000 | 3,766 |
| Tier 1 (core) risk-based capital | $15,905,000 | 3,693 |
| Tier 2 risk-based capital | $767,000 | 4,685 |
| Total risk weighted assets | $66,550,000 | 4,742 |
| Total unused commitments | $10,888,000 | 3,766 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 42 | 3,369 |
| Assets and Liabilities | ||
| Total Assets: | $142,585,000 | 4,005 |
| Cash and due from depository institutions | $5,687,000 | 3,369 |
| Interest-bearing balances | $275,000 | 6,315 |
| Securities | $70,396,000 | 1,969 |
| Federal funds sold & reverse repurchase agreements | $13,583,000 | 409 |
| Net loans & leases | $49,087,000 | 5,264 |
| Loan loss allowance | $859,000 | 4,945 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,092,000 | 5,030 |
| Other real estate owned | $783,000 | 3,369 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $1,957,000 | 4,965 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $142,585,000 | 4,005 |
| Total liabilities | $125,910,000 | 4,005 |
| Total deposits | $120,889,000 | 3,940 |
| Interest-bearing deposits | $96,212,000 | 4,061 |
| Deposits held in domestic offices | $120,889,000 | 3,939 |
| % insured | 84.03% | 5,522 |
| Federal funds purchased & repurchase agreements | $4,419,000 | 1,307 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $602,000 | 4,164 |
| Total equity capital | $16,675,000 | 3,708 |
| Total bank equity capital | $16,675,000 | 3,708 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,500,000 | 1,933 |
| Surplus | $5,650,000 | 3,624 |
| Undivided profits | $9,525,000 | 3,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,044,000 | 4,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $436,000 | 5,140 |
| Earning assets | $133,341,000 | 3,928 |
| Long-term assets (5+ years) | $38,584,000 | 3,217 |
| Average Assets, year-to-date | $143,453,200 | 3,921 |
| Average Assets, quarterly | $141,370,000 | 3,998 |
| Volatile liabilities | $8,192,000 | 3,802 |
| Insider loans | $3,669,000 | 1,698 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $11,385,000 | 3,562 |
| Tier 1 (core) risk-based capital | $15,771,000 | 3,698 |
| Tier 2 risk-based capital | $850,000 | 4,440 |
| Total risk weighted assets | $68,010,000 | 4,713 |
| Total unused commitments | $11,385,000 | 3,563 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 42 | 3,379 |
| Assets and Liabilities | ||
| Total Assets: | $140,155,000 | 4,025 |
| Cash and due from depository institutions | $5,037,000 | 3,379 |
| Interest-bearing balances | $113,000 | 6,574 |
| Securities | $70,863,000 | 1,912 |
| Federal funds sold & reverse repurchase agreements | $11,371,000 | 547 |
| Net loans & leases | $48,966,000 | 5,321 |
| Loan loss allowance | $862,000 | 4,982 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,118,000 | 5,032 |
| Other real estate owned | $789,000 | 3,379 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,011,000 | 4,952 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $140,155,000 | 4,025 |
| Total liabilities | $123,438,000 | 4,051 |
| Total deposits | $117,308,000 | 4,029 |
| Interest-bearing deposits | $92,110,000 | 4,201 |
| Deposits held in domestic offices | $117,308,000 | 4,027 |
| % insured | 87.91% | 4,647 |
| Federal funds purchased & repurchase agreements | $5,459,000 | 1,200 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $671,000 | 4,190 |
| Total equity capital | $16,717,000 | 3,732 |
| Total bank equity capital | $16,717,000 | 3,732 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,500,000 | 1,967 |
| Surplus | $5,650,000 | 3,650 |
| Undivided profits | $9,567,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 4,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $483,000 | 4,974 |
| Earning assets | $131,313,000 | 3,953 |
| Long-term assets (5+ years) | $41,305,000 | 3,014 |
| Average Assets, year-to-date | $143,670,250 | 3,930 |
| Average Assets, quarterly | $141,773,000 | 3,978 |
| Volatile liabilities | $10,339,000 | 3,415 |
| Insider loans | $3,634,000 | 1,739 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,614,000 | 3,539 |
| Tier 1 (core) risk-based capital | $15,721,000 | 3,728 |
| Tier 2 risk-based capital | $842,000 | 4,482 |
| Total risk weighted assets | $67,351,000 | 4,768 |
| Total unused commitments | $11,614,000 | 3,542 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 42 | 3,414 |
| Assets and Liabilities | ||
| Total Assets: | $143,391,000 | 3,976 |
| Cash and due from depository institutions | $5,548,000 | 3,414 |
| Interest-bearing balances | $102,000 | 6,564 |
| Securities | $71,977,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $10,103,000 | 607 |
| Net loans & leases | $52,499,000 | 5,222 |
| Loan loss allowance | $905,000 | 4,909 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,097,000 | 5,104 |
| Other real estate owned | $220,000 | 3,414 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,947,000 | 5,060 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $143,391,000 | 3,976 |
| Total liabilities | $127,045,000 | 3,985 |
| Total deposits | $122,480,000 | 3,923 |
| Interest-bearing deposits | $97,374,000 | 4,077 |
| Deposits held in domestic offices | $122,480,000 | 3,922 |
| % insured | 96.21% | 1,418 |
| Federal funds purchased & repurchase agreements | $4,194,000 | 1,360 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $371,000 | 5,182 |
| Total equity capital | $16,346,000 | 3,744 |
| Total bank equity capital | $16,346,000 | 3,744 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 1,997 |
| Surplus | $5,650,000 | 3,678 |
| Undivided profits | $9,196,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,642,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $485,000 | 4,957 |
| Earning assets | $134,681,000 | 3,885 |
| Long-term assets (5+ years) | $45,160,000 | 2,809 |
| Average Assets, year-to-date | $144,842,000 | 3,938 |
| Average Assets, quarterly | $144,750,500 | 3,951 |
| Volatile liabilities | $9,065,000 | 3,682 |
| Insider loans | $3,410,000 | 1,864 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $12,289,000 | 3,471 |
| Tier 1 (core) risk-based capital | $15,557,000 | 3,720 |
| Tier 2 risk-based capital | $880,000 | 4,421 |
| Total risk weighted assets | $70,351,000 | 4,725 |
| Total unused commitments | $12,289,000 | 3,472 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 42 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $146,110,000 | 3,965 |
| Cash and due from depository institutions | $6,399,000 | 3,426 |
| Interest-bearing balances | $104,000 | 6,612 |
| Securities | $72,202,000 | 1,849 |
| Federal funds sold & reverse repurchase agreements | $8,717,000 | 937 |
| Net loans & leases | $54,851,000 | 5,153 |
| Loan loss allowance | $859,000 | 5,040 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,055,000 | 5,196 |
| Other real estate owned | $727,000 | 3,426 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,159,000 | 4,900 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $146,110,000 | 3,965 |
| Total liabilities | $130,313,000 | 3,977 |
| Total deposits | $126,425,000 | 3,895 |
| Interest-bearing deposits | $103,064,000 | 3,991 |
| Deposits held in domestic offices | $126,425,000 | 3,893 |
| % insured | 94.86% | 2,080 |
| Federal funds purchased & repurchase agreements | $3,721,000 | 1,406 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $167,000 | 6,328 |
| Total equity capital | $15,797,000 | 3,791 |
| Total bank equity capital | $15,797,000 | 3,790 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,023 |
| Surplus | $5,650,000 | 3,697 |
| Undivided profits | $8,647,000 | 3,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 3,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $561,000 | 4,545 |
| Earning assets | $135,874,000 | 3,912 |
| Long-term assets (5+ years) | $44,335,000 | 2,754 |
| Average Assets, year-to-date | $145,567,500 | 3,967 |
| Average Assets, quarterly | $145,567,500 | 3,967 |
| Volatile liabilities | $9,095,000 | 3,714 |
| Insider loans | $3,322,000 | 1,947 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $11,213,000 | 3,723 |
| Tier 1 (core) risk-based capital | $15,455,000 | 3,730 |
| Tier 2 risk-based capital | $859,000 | 4,490 |
| Total risk weighted assets | $75,315,000 | 4,587 |
| Total unused commitments | $11,213,000 | 3,724 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 41 | 3,529 |
| Assets and Liabilities | ||
| Total Assets: | $145,025,000 | 3,998 |
| Cash and due from depository institutions | $4,340,000 | 3,529 |
| Interest-bearing balances | $116,000 | 6,542 |
| Securities | $68,377,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $10,132,000 | 740 |
| Net loans & leases | $58,055,000 | 5,123 |
| Loan loss allowance | $1,391,000 | 4,020 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,077,000 | 5,239 |
| Other real estate owned | $824,000 | 3,529 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,220,000 | 4,948 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $145,025,000 | 3,998 |
| Total liabilities | $129,533,000 | 4,014 |
| Total deposits | $125,440,000 | 3,899 |
| Interest-bearing deposits | $103,191,000 | 3,970 |
| Deposits held in domestic offices | $125,440,000 | 3,896 |
| % insured | 90.16% | 3,990 |
| Federal funds purchased & repurchase agreements | $3,777,000 | 1,457 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $316,000 | 5,442 |
| Total equity capital | $15,492,000 | 3,846 |
| Total bank equity capital | $15,492,000 | 3,845 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,051 |
| Surplus | $5,650,000 | 3,725 |
| Undivided profits | $8,342,000 | 3,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,135,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $475,000 | 5,139 |
| Earning assets | $136,680,000 | 3,906 |
| Long-term assets (5+ years) | $44,903,000 | 2,657 |
| Average Assets, year-to-date | $137,686,400 | 4,101 |
| Average Assets, quarterly | $140,805,500 | 4,075 |
| Volatile liabilities | $16,591,000 | 5,114 |
| Insider loans | $3,779,000 | 1,798 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,968,000 | 3,674 |
| Tier 1 (core) risk-based capital | $15,319,000 | 3,768 |
| Tier 2 risk-based capital | $978,000 | 4,240 |
| Total risk weighted assets | $77,792,000 | 4,579 |
| Total unused commitments | $10,968,000 | 3,675 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 44 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $136,586,000 | 4,203 |
| Cash and due from depository institutions | $4,586,000 | 3,394 |
| Interest-bearing balances | $104,000 | 6,576 |
| Securities | $62,954,000 | 1,967 |
| Federal funds sold & reverse repurchase agreements | $6,514,000 | 1,195 |
| Net loans & leases | $59,079,000 | 5,161 |
| Loan loss allowance | $1,359,000 | 4,078 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,051,000 | 5,348 |
| Other real estate owned | $159,000 | 3,394 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,243,000 | 5,043 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $136,586,000 | 4,203 |
| Total liabilities | $120,287,000 | 4,237 |
| Total deposits | $115,536,000 | 4,158 |
| Interest-bearing deposits | $93,549,000 | 4,307 |
| Deposits held in domestic offices | $115,536,000 | 4,155 |
| % insured | 83.36% | 5,478 |
| Federal funds purchased & repurchase agreements | $4,181,000 | 1,411 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $570,000 | 4,727 |
| Total equity capital | $16,299,000 | 3,817 |
| Total bank equity capital | $16,299,000 | 3,816 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,500,000 | 2,086 |
| Surplus | $5,650,000 | 3,739 |
| Undivided profits | $9,149,000 | 3,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,155,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $598,000 | 4,746 |
| Earning assets | $128,651,000 | 4,130 |
| Long-term assets (5+ years) | $47,803,000 | 2,483 |
| Average Assets, year-to-date | $135,851,750 | 4,194 |
| Average Assets, quarterly | $135,305,500 | 4,226 |
| Volatile liabilities | $17,189,000 | 5,140 |
| Insider loans | $4,040,000 | 1,735 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,182,000 | 3,545 |
| Tier 1 (core) risk-based capital | $15,388,000 | 3,778 |
| Tier 2 risk-based capital | $956,000 | 4,345 |
| Total risk weighted assets | $76,049,000 | 4,705 |
| Total unused commitments | $12,182,000 | 3,548 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 43 | 3,486 |
| Assets and Liabilities | ||
| Total Assets: | $134,025,000 | 4,281 |
| Cash and due from depository institutions | $4,435,000 | 3,486 |
| Interest-bearing balances | $111,000 | 6,510 |
| Securities | $53,013,000 | 2,269 |
| Federal funds sold & reverse repurchase agreements | $11,991,000 | 622 |
| Net loans & leases | $61,263,000 | 5,099 |
| Loan loss allowance | $1,377,000 | 4,041 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,061,000 | 5,370 |
| Other real estate owned | $0 | 3,486 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,262,000 | 5,056 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $134,025,000 | 4,281 |
| Total liabilities | $118,057,000 | 4,320 |
| Total deposits | $113,563,000 | 4,223 |
| Interest-bearing deposits | $90,799,000 | 4,414 |
| Deposits held in domestic offices | $113,563,000 | 4,221 |
| % insured | 85.99% | 4,941 |
| Federal funds purchased & repurchase agreements | $4,008,000 | 1,453 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $486,000 | 4,935 |
| Total equity capital | $15,968,000 | 3,859 |
| Total bank equity capital | $15,968,000 | 3,859 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 2,108 |
| Surplus | $5,650,000 | 3,745 |
| Undivided profits | $8,818,000 | 3,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,246,000 | 3,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $568,000 | 4,837 |
| Earning assets | $126,378,000 | 4,202 |
| Long-term assets (5+ years) | $37,020,000 | 2,976 |
| Average Assets, year-to-date | $135,607,000 | 4,223 |
| Average Assets, quarterly | $134,271,500 | 4,266 |
| Volatile liabilities | $18,282,000 | 5,056 |
| Insider loans | $4,212,000 | 1,689 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $14,639,000 | 3,234 |
| Tier 1 (core) risk-based capital | $15,263,000 | 3,801 |
| Tier 2 risk-based capital | $982,000 | 4,308 |
| Total risk weighted assets | $78,167,000 | 4,671 |
| Total unused commitments | $14,639,000 | 3,240 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 42 | 3,593 |
| Assets and Liabilities | ||
| Total Assets: | $134,518,000 | 4,324 |
| Cash and due from depository institutions | $5,155,000 | 3,593 |
| Interest-bearing balances | $159,000 | 6,393 |
| Securities | $56,231,000 | 2,173 |
| Federal funds sold & reverse repurchase agreements | $6,997,000 | 1,335 |
| Net loans & leases | $62,771,000 | 5,086 |
| Loan loss allowance | $1,349,000 | 4,114 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,023,000 | 5,505 |
| Other real estate owned | $0 | 3,593 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,341,000 | 5,068 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $134,518,000 | 4,324 |
| Total liabilities | $118,821,000 | 4,364 |
| Total deposits | $113,288,000 | 4,284 |
| Interest-bearing deposits | $90,876,000 | 4,485 |
| Deposits held in domestic offices | $113,288,000 | 4,282 |
| % insured | 84.64% | 5,345 |
| Federal funds purchased & repurchase agreements | $5,135,000 | 1,349 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $398,000 | 5,329 |
| Total equity capital | $15,697,000 | 3,903 |
| Total bank equity capital | $15,697,000 | 3,902 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,500,000 | 2,149 |
| Surplus | $5,650,000 | 3,799 |
| Undivided profits | $8,547,000 | 3,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $278,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $601,000 | 4,752 |
| Earning assets | $126,158,000 | 4,252 |
| Long-term assets (5+ years) | $39,396,000 | 2,866 |
| Average Assets, year-to-date | $136,398,000 | 4,263 |
| Average Assets, quarterly | $136,398,000 | 4,263 |
| Volatile liabilities | $19,095,000 | 5,000 |
| Insider loans | $4,359,000 | 1,702 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,760,000 | 3,471 |
| Tier 1 (core) risk-based capital | $15,034,000 | 3,881 |
| Tier 2 risk-based capital | $999,000 | 4,301 |
| Total risk weighted assets | $79,578,000 | 4,671 |
| Total unused commitments | $13,760,000 | 3,475 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 42 | 3,615 |
| Assets and Liabilities | ||
| Total Assets: | $138,278,000 | 4,241 |
| Cash and due from depository institutions | $7,307,000 | 3,615 |
| Interest-bearing balances | $145,000 | 6,320 |
| Securities | $53,395,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $10,794,000 | 778 |
| Net loans & leases | $63,456,000 | 5,120 |
| Loan loss allowance | $1,299,000 | 4,195 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,025,000 | 5,556 |
| Other real estate owned | $0 | 3,615 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,301,000 | 5,183 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $138,278,000 | 4,241 |
| Total liabilities | $122,874,000 | 4,250 |
| Total deposits | $116,921,000 | 4,174 |
| Interest-bearing deposits | $93,528,000 | 4,365 |
| Deposits held in domestic offices | $116,921,000 | 4,172 |
| % insured | 85.13% | 5,266 |
| Federal funds purchased & repurchase agreements | $5,586,000 | 1,380 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $367,000 | 5,524 |
| Total equity capital | $15,404,000 | 3,948 |
| Total bank equity capital | $15,404,000 | 3,948 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,500,000 | 2,185 |
| Surplus | $5,650,000 | 3,821 |
| Undivided profits | $8,254,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 6,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $557,000 | 5,102 |
| Earning assets | $127,790,000 | 4,203 |
| Long-term assets (5+ years) | $39,085,000 | 2,856 |
| Average Assets, year-to-date | $135,310,800 | 4,231 |
| Average Assets, quarterly | $132,947,500 | 4,335 |
| Volatile liabilities | $21,170,000 | 4,791 |
| Insider loans | $4,639,000 | 1,664 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,582,000 | 3,518 |
| Tier 1 (core) risk-based capital | $14,813,000 | 3,912 |
| Tier 2 risk-based capital | $1,011,000 | 4,289 |
| Total risk weighted assets | $80,553,000 | 4,686 |
| Total unused commitments | $13,582,000 | 3,521 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 43 | 3,583 |
| Assets and Liabilities | ||
| Total Assets: | $127,617,000 | 4,463 |
| Cash and due from depository institutions | $5,071,000 | 3,583 |
| Interest-bearing balances | $132,000 | 6,259 |
| Securities | $52,413,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $3,546,000 | 2,205 |
| Net loans & leases | $63,506,000 | 5,173 |
| Loan loss allowance | $1,286,000 | 4,122 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,042,000 | 5,565 |
| Other real estate owned | $0 | 3,583 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,039,000 | 5,052 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $127,617,000 | 4,463 |
| Total liabilities | $112,186,000 | 4,511 |
| Total deposits | $106,660,000 | 4,421 |
| Interest-bearing deposits | $83,659,000 | 4,684 |
| Deposits held in domestic offices | $106,660,000 | 4,419 |
| % insured | 89.76% | 4,027 |
| Federal funds purchased & repurchase agreements | $4,948,000 | 1,496 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $578,000 | 5,015 |
| Total equity capital | $15,431,000 | 4,043 |
| Total bank equity capital | $15,431,000 | 4,043 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,500,000 | 2,214 |
| Surplus | $5,650,000 | 3,826 |
| Undivided profits | $8,281,000 | 3,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 5,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $722,000 | 4,539 |
| Earning assets | $119,597,000 | 4,409 |
| Long-term assets (5+ years) | $40,931,000 | 2,730 |
| Average Assets, year-to-date | $134,569,000 | 4,268 |
| Average Assets, quarterly | $129,923,500 | 4,405 |
| Volatile liabilities | $19,984,000 | 4,970 |
| Insider loans | $5,078,000 | 1,516 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,381,000 | 3,514 |
| Tier 1 (core) risk-based capital | $14,693,000 | 4,018 |
| Tier 2 risk-based capital | $966,000 | 4,383 |
| Total risk weighted assets | $76,926,000 | 4,838 |
| Total unused commitments | $14,381,000 | 3,515 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 43 | 3,618 |
| Assets and Liabilities | ||
| Total Assets: | $132,230,000 | 4,388 |
| Cash and due from depository institutions | $4,543,000 | 3,618 |
| Interest-bearing balances | $118,000 | 6,217 |
| Securities | $51,150,000 | 2,283 |
| Federal funds sold & reverse repurchase agreements | $8,750,000 | 1,169 |
| Net loans & leases | $64,732,000 | 5,152 |
| Loan loss allowance | $1,217,000 | 4,188 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,025,000 | 5,664 |
| Other real estate owned | $0 | 3,618 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,030,000 | 5,094 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $132,230,000 | 4,388 |
| Total liabilities | $117,473,000 | 4,395 |
| Total deposits | $111,011,000 | 4,312 |
| Interest-bearing deposits | $87,039,000 | 4,575 |
| Deposits held in domestic offices | $111,011,000 | 4,309 |
| % insured | 76.80% | 4,604 |
| Federal funds purchased & repurchase agreements | $6,126,000 | 1,381 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $336,000 | 6,169 |
| Total equity capital | $14,757,000 | 4,149 |
| Total bank equity capital | $14,757,000 | 4,149 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,500,000 | 2,248 |
| Surplus | $5,650,000 | 3,857 |
| Undivided profits | $7,607,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 5,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $688,000 | 4,611 |
| Earning assets | $124,750,000 | 4,295 |
| Long-term assets (5+ years) | $41,139,000 | 2,684 |
| Average Assets, year-to-date | $136,886,330 | 4,238 |
| Average Assets, quarterly | $134,793,000 | 4,318 |
| Volatile liabilities | $21,178,000 | 4,847 |
| Insider loans | $5,157,000 | 1,516 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,129,000 | 3,501 |
| Tier 1 (core) risk-based capital | $14,483,000 | 4,092 |
| Tier 2 risk-based capital | $1,010,000 | 4,262 |
| Total risk weighted assets | $80,590,000 | 4,748 |
| Total unused commitments | $15,129,000 | 3,503 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 43 | 3,647 |
| Assets and Liabilities | ||
| Total Assets: | $137,356,000 | 4,274 |
| Cash and due from depository institutions | $4,564,000 | 3,647 |
| Interest-bearing balances | $118,000 | 5,955 |
| Securities | $52,642,000 | 2,228 |
| Federal funds sold & reverse repurchase agreements | $9,437,000 | 1,296 |
| Net loans & leases | $67,569,000 | 5,055 |
| Loan loss allowance | $1,185,000 | 4,159 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,051,000 | 5,675 |
| Other real estate owned | $0 | 3,647 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,093,000 | 5,017 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $137,356,000 | 4,274 |
| Total liabilities | $122,496,000 | 4,284 |
| Total deposits | $114,159,000 | 4,236 |
| Interest-bearing deposits | $90,444,000 | 4,450 |
| Deposits held in domestic offices | $114,159,000 | 4,233 |
| % insured | 76.40% | 4,753 |
| Federal funds purchased & repurchase agreements | $6,842,000 | 1,331 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,000,000 | 5,053 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $495,000 | 5,301 |
| Total equity capital | $14,860,000 | 4,169 |
| Total bank equity capital | $14,860,000 | 4,169 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $5,650,000 | 3,857 |
| Undivided profits | $7,710,000 | 3,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $413,000 | 5,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $783,000 | 4,203 |
| Earning assets | $129,766,000 | 4,189 |
| Long-term assets (5+ years) | $43,742,000 | 2,556 |
| Average Assets, year-to-date | $139,214,500 | 4,202 |
| Average Assets, quarterly | $139,214,500 | 4,202 |
| Volatile liabilities | $22,086,000 | 4,723 |
| Insider loans | $4,261,000 | 1,824 |
| FHLB advances | $1,000,000 | 4,872 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,609,000 | 3,687 |
| Tier 1 (core) risk-based capital | $14,364,000 | 4,153 |
| Tier 2 risk-based capital | $1,055,000 | 4,109 |
| Total risk weighted assets | $84,261,000 | 4,627 |
| Total unused commitments | $14,609,000 | 3,690 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $141,073,000 | 4,165 |
| Cash and due from depository institutions | $5,661,000 | 3,663 |
| Interest-bearing balances | $120,000 | 5,517 |
| Securities | $48,785,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $15,940,000 | 574 |
| Net loans & leases | $67,576,000 | 5,069 |
| Loan loss allowance | $1,327,000 | 3,861 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,066,000 | 5,701 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,045,000 | 5,142 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $141,073,000 | 4,165 |
| Total liabilities | $126,436,000 | 4,161 |
| Total deposits | $115,912,000 | 4,111 |
| Interest-bearing deposits | $91,398,000 | 4,337 |
| Deposits held in domestic offices | $115,912,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,031,000 | 1,283 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,000,000 | 5,270 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $493,000 | 5,357 |
| Total equity capital | $14,637,000 | 4,203 |
| Total bank equity capital | $14,637,000 | 4,203 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,274 |
| Surplus | $5,650,000 | 3,838 |
| Undivided profits | $7,487,000 | 3,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 5,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $720,000 | 4,686 |
| Earning assets | $132,421,000 | 4,094 |
| Long-term assets (5+ years) | $42,217,000 | 2,583 |
| Average Assets, year-to-date | $137,027,200 | 4,141 |
| Average Assets, quarterly | $137,917,500 | 4,188 |
| Volatile liabilities | $24,148,000 | 4,463 |
| Insider loans | $4,262,000 | 1,849 |
| FHLB advances | $1,000,000 | 5,084 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $16,278,000 | 3,474 |
| Tier 1 (core) risk-based capital | $14,202,000 | 4,168 |
| Tier 2 risk-based capital | $1,052,000 | 4,102 |
| Total risk weighted assets | $83,910,000 | 4,652 |
| Total unused commitments | $16,278,000 | 3,477 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 46 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $134,762,000 | 4,265 |
| Cash and due from depository institutions | $4,907,000 | 3,549 |
| Interest-bearing balances | $100,000 | 5,065 |
| Securities | $49,086,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $12,071,000 | 984 |
| Net loans & leases | $65,322,000 | 5,140 |
| Loan loss allowance | $1,302,000 | 3,741 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,093,000 | 5,683 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,283,000 | 4,960 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $134,762,000 | 4,265 |
| Total liabilities | $121,033,000 | 4,243 |
| Total deposits | $109,079,000 | 4,249 |
| Interest-bearing deposits | $82,687,000 | 4,591 |
| Deposits held in domestic offices | $109,079,000 | 4,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,560,000 | 1,244 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,000,000 | 5,243 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $394,000 | 5,989 |
| Total equity capital | $13,729,000 | 4,437 |
| Total bank equity capital | $13,729,000 | 4,437 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,500,000 | 2,293 |
| Surplus | $5,650,000 | 3,836 |
| Undivided profits | $6,579,000 | 3,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $768,000 | 4,681 |
| Earning assets | $126,579,000 | 4,201 |
| Long-term assets (5+ years) | $43,545,000 | 2,492 |
| Average Assets, year-to-date | $136,015,750 | 4,172 |
| Average Assets, quarterly | $134,046,000 | 4,272 |
| Volatile liabilities | $25,637,000 | 4,195 |
| Insider loans | $4,161,000 | 1,866 |
| FHLB advances | $1,000,000 | 5,062 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $14,728,000 | 3,833 |
| Tier 1 (core) risk-based capital | $13,860,000 | 4,315 |
| Tier 2 risk-based capital | $1,018,000 | 4,097 |
| Total risk weighted assets | $81,116,000 | 4,735 |
| Total unused commitments | $14,728,000 | 3,835 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 47 | 3,510 |
| Assets and Liabilities | ||
| Total Assets: | $133,330,000 | 4,314 |
| Cash and due from depository institutions | $5,687,000 | 3,510 |
| Interest-bearing balances | $115,000 | 4,869 |
| Securities | $52,724,000 | 2,206 |
| Federal funds sold & reverse repurchase agreements | $6,086,000 | 1,915 |
| Net loans & leases | $65,442,000 | 5,122 |
| Loan loss allowance | $1,201,000 | 3,872 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,110,000 | 5,702 |
| Other real estate owned | $0 | 3,510 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,281,000 | 4,916 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $133,330,000 | 4,314 |
| Total liabilities | $119,678,000 | 4,278 |
| Total deposits | $112,734,000 | 4,158 |
| Interest-bearing deposits | $86,677,000 | 4,459 |
| Deposits held in domestic offices | $112,734,000 | 4,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,518,000 | 1,723 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,000,000 | 5,173 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $426,000 | 5,829 |
| Total equity capital | $13,652,000 | 4,465 |
| Total bank equity capital | $13,652,000 | 4,465 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $5,650,000 | 3,833 |
| Undivided profits | $6,502,000 | 4,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 5,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $818,000 | 4,379 |
| Earning assets | $124,367,000 | 4,266 |
| Long-term assets (5+ years) | $49,926,000 | 2,246 |
| Average Assets, year-to-date | $136,433,670 | 4,196 |
| Average Assets, quarterly | $134,569,500 | 4,266 |
| Volatile liabilities | $22,479,000 | 4,489 |
| Insider loans | $4,227,000 | 1,842 |
| FHLB advances | $1,000,000 | 4,976 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,714,000 | 3,688 |
| Tier 1 (core) risk-based capital | $13,776,000 | 4,351 |
| Tier 2 risk-based capital | $1,018,000 | 4,063 |
| Total risk weighted assets | $81,231,000 | 4,721 |
| Total unused commitments | $16,714,000 | 3,688 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 45 | 3,636 |
| Assets and Liabilities | ||
| Total Assets: | $135,809,000 | 4,239 |
| Cash and due from depository institutions | $5,378,000 | 3,636 |
| Interest-bearing balances | $131,000 | 4,747 |
| Securities | $55,821,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $6,379,000 | 2,653 |
| Net loans & leases | $65,010,000 | 5,083 |
| Loan loss allowance | $1,199,000 | 3,803 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,141,000 | 5,672 |
| Other real estate owned | $0 | 3,636 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,080,000 | 5,047 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $135,809,000 | 4,239 |
| Total liabilities | $121,429,000 | 4,221 |
| Total deposits | $113,957,000 | 4,119 |
| Interest-bearing deposits | $90,177,000 | 4,350 |
| Deposits held in domestic offices | $113,957,000 | 4,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,662,000 | 1,587 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,000,000 | 4,957 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $810,000 | 4,511 |
| Total equity capital | $14,380,000 | 4,393 |
| Total bank equity capital | $14,380,000 | 4,393 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $5,650,000 | 3,810 |
| Undivided profits | $7,230,000 | 3,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $773,000 | 4,566 |
| Earning assets | $127,341,000 | 4,198 |
| Long-term assets (5+ years) | $53,252,000 | 2,063 |
| Average Assets, year-to-date | $137,985,500 | 4,177 |
| Average Assets, quarterly | $137,985,500 | 4,177 |
| Volatile liabilities | $18,715,000 | 4,949 |
| Insider loans | $4,347,000 | 1,767 |
| FHLB advances | $1,000,000 | 4,788 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $15,308,000 | 3,937 |
| Tier 1 (core) risk-based capital | $13,567,000 | 4,414 |
| Tier 2 risk-based capital | $1,023,000 | 4,009 |
| Total risk weighted assets | $81,670,000 | 4,664 |
| Total unused commitments | $15,308,000 | 3,938 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 45 | 3,644 |
| Assets and Liabilities | ||
| Total Assets: | $140,162,000 | 4,127 |
| Cash and due from depository institutions | $5,933,000 | 3,644 |
| Interest-bearing balances | $148,000 | 4,283 |
| Securities | $54,750,000 | 2,121 |
| Federal funds sold & reverse repurchase agreements | $11,074,000 | 1,236 |
| Net loans & leases | $65,091,000 | 5,060 |
| Loan loss allowance | $1,237,000 | 3,689 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,156,000 | 5,662 |
| Other real estate owned | $0 | 3,644 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,158,000 | 4,995 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $140,162,000 | 4,127 |
| Total liabilities | $126,746,000 | 4,072 |
| Total deposits | $116,640,000 | 4,025 |
| Interest-bearing deposits | $89,642,000 | 4,307 |
| Deposits held in domestic offices | $116,640,000 | 4,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,620,000 | 1,564 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $486,000 | 5,706 |
| Total equity capital | $13,416,000 | 4,551 |
| Total bank equity capital | $13,416,000 | 4,551 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $5,650,000 | 3,785 |
| Undivided profits | $6,266,000 | 4,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 6,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $871,000 | 4,449 |
| Earning assets | $131,063,000 | 4,056 |
| Long-term assets (5+ years) | $48,136,000 | 2,077 |
| Average Assets, year-to-date | $137,140,400 | 4,064 |
| Average Assets, quarterly | $136,763,000 | 4,158 |
| Volatile liabilities | $19,802,000 | 4,799 |
| Insider loans | $4,347,000 | 1,740 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,296,000 | 3,802 |
| Tier 1 (core) risk-based capital | $13,203,000 | 4,462 |
| Tier 2 risk-based capital | $1,038,000 | 3,953 |
| Total risk weighted assets | $82,864,000 | 4,592 |
| Total unused commitments | $16,296,000 | 3,803 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $133,364,000 | 4,221 |
| Cash and due from depository institutions | $4,571,000 | 3,507 |
| Interest-bearing balances | $241,000 | 3,678 |
| Securities | $54,511,000 | 2,114 |
| Federal funds sold & reverse repurchase agreements | $6,281,000 | 2,174 |
| Net loans & leases | $64,496,000 | 5,071 |
| Loan loss allowance | $1,236,000 | 3,635 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,186,000 | 5,615 |
| Other real estate owned | $0 | 3,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,319,000 | 4,916 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $133,364,000 | 4,221 |
| Total liabilities | $120,707,000 | 4,163 |
| Total deposits | $111,019,000 | 4,139 |
| Interest-bearing deposits | $85,334,000 | 4,424 |
| Deposits held in domestic offices | $111,019,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,313,000 | 1,557 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $375,000 | 6,433 |
| Total equity capital | $12,657,000 | 4,690 |
| Total bank equity capital | $12,657,000 | 4,690 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $5,650,000 | 3,731 |
| Undivided profits | $5,507,000 | 4,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $863,000 | 4,715 |
| Earning assets | $125,529,000 | 4,150 |
| Long-term assets (5+ years) | $45,790,000 | 2,067 |
| Average Assets, year-to-date | $136,385,000 | 4,079 |
| Average Assets, quarterly | $133,546,500 | 4,179 |
| Volatile liabilities | $19,605,000 | 4,769 |
| Insider loans | $4,274,000 | 1,726 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,499,000 | 3,459 |
| Tier 1 (core) risk-based capital | $12,892,000 | 4,542 |
| Tier 2 risk-based capital | $1,041,000 | 3,904 |
| Total risk weighted assets | $83,056,000 | 4,555 |
| Total unused commitments | $19,499,000 | 3,460 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $133,729,000 | 4,206 |
| Cash and due from depository institutions | $5,045,000 | 3,548 |
| Interest-bearing balances | $236,000 | 3,772 |
| Securities | $53,569,000 | 2,148 |
| Federal funds sold & reverse repurchase agreements | $8,448,000 | 1,824 |
| Net loans & leases | $62,860,000 | 5,123 |
| Loan loss allowance | $1,258,000 | 3,596 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,224,000 | 5,585 |
| Other real estate owned | $0 | 3,548 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,583,000 | 4,613 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $133,729,000 | 4,206 |
| Total liabilities | $121,814,000 | 4,148 |
| Total deposits | $115,123,000 | 4,053 |
| Interest-bearing deposits | $89,114,000 | 4,297 |
| Deposits held in domestic offices | $115,123,000 | 4,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,390,000 | 1,930 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 3,962 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $301,000 | 6,694 |
| Total equity capital | $11,915,000 | 4,808 |
| Total bank equity capital | $11,915,000 | 4,808 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $5,650,000 | 3,727 |
| Undivided profits | $4,765,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 6,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $913,000 | 4,273 |
| Earning assets | $125,113,000 | 4,129 |
| Long-term assets (5+ years) | $44,407,000 | 2,065 |
| Average Assets, year-to-date | $137,392,000 | 4,089 |
| Average Assets, quarterly | $136,950,000 | 4,133 |
| Volatile liabilities | $16,675,000 | 5,128 |
| Insider loans | $3,801,000 | 1,898 |
| FHLB advances | $3,000,000 | 3,791 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,760,000 | 3,323 |
| Tier 1 (core) risk-based capital | $12,717,000 | 4,575 |
| Tier 2 risk-based capital | $1,026,000 | 3,934 |
| Total risk weighted assets | $81,873,000 | 4,566 |
| Total unused commitments | $20,760,000 | 3,323 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $140,171,000 | 4,076 |
| Cash and due from depository institutions | $5,157,000 | 3,648 |
| Interest-bearing balances | $231,000 | 3,852 |
| Securities | $52,376,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $14,890,000 | 1,346 |
| Net loans & leases | $64,220,000 | 5,026 |
| Loan loss allowance | $1,257,000 | 3,566 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,259,000 | 5,525 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,269,000 | 4,823 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $140,171,000 | 4,076 |
| Total liabilities | $128,037,000 | 3,996 |
| Total deposits | $121,460,000 | 3,900 |
| Interest-bearing deposits | $91,705,000 | 4,232 |
| Deposits held in domestic offices | $121,460,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,245,000 | 1,820 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $332,000 | 6,469 |
| Total equity capital | $12,134,000 | 4,773 |
| Total bank equity capital | $12,134,000 | 4,773 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $5,650,000 | 3,679 |
| Undivided profits | $4,984,000 | 4,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 5,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $810,000 | 4,524 |
| Earning assets | $131,717,000 | 4,013 |
| Long-term assets (5+ years) | $43,179,000 | 2,066 |
| Average Assets, year-to-date | $139,223,500 | 4,063 |
| Average Assets, quarterly | $139,223,500 | 4,063 |
| Volatile liabilities | $20,020,000 | 4,631 |
| Insider loans | $3,758,000 | 1,871 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $18,749,000 | 3,515 |
| Tier 1 (core) risk-based capital | $12,426,000 | 4,619 |
| Tier 2 risk-based capital | $1,053,000 | 3,864 |
| Total risk weighted assets | $84,030,000 | 4,469 |
| Total unused commitments | $18,749,000 | 3,516 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $138,276,000 | 4,085 |
| Cash and due from depository institutions | $5,426,000 | 3,545 |
| Interest-bearing balances | $211,000 | 3,961 |
| Securities | $48,837,000 | 2,389 |
| Federal funds sold & reverse repurchase agreements | $15,959,000 | 1,009 |
| Net loans & leases | $64,554,000 | 5,005 |
| Loan loss allowance | $1,257,000 | 3,567 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,200,000 | 5,611 |
| Other real estate owned | $0 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,300,000 | 4,852 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $138,276,000 | 4,085 |
| Total liabilities | $126,540,000 | 4,010 |
| Total deposits | $119,488,000 | 3,910 |
| Interest-bearing deposits | $92,523,000 | 4,157 |
| Deposits held in domestic offices | $119,488,000 | 3,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,545,000 | 1,873 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $507,000 | 5,482 |
| Total equity capital | $11,736,000 | 4,837 |
| Total bank equity capital | $11,736,000 | 4,837 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $5,650,000 | 3,623 |
| Undivided profits | $4,586,000 | 4,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 5,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $797,000 | 4,712 |
| Earning assets | $129,561,000 | 4,023 |
| Long-term assets (5+ years) | $39,685,000 | 2,171 |
| Average Assets, year-to-date | $132,263,600 | 4,087 |
| Average Assets, quarterly | $133,011,000 | 4,158 |
| Volatile liabilities | $20,396,000 | 4,648 |
| Insider loans | $3,754,000 | 1,866 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,132,000 | 3,643 |
| Tier 1 (core) risk-based capital | $12,093,000 | 4,672 |
| Tier 2 risk-based capital | $1,048,000 | 3,853 |
| Total risk weighted assets | $83,628,000 | 4,459 |
| Total unused commitments | $17,132,000 | 3,643 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 47 | 3,561 |
| Assets and Liabilities | ||
| Total Assets: | $127,746,000 | 4,290 |
| Cash and due from depository institutions | $4,967,000 | 3,561 |
| Interest-bearing balances | $210,000 | 3,943 |
| Securities | $45,594,000 | 2,536 |
| Federal funds sold & reverse repurchase agreements | $9,129,000 | 1,538 |
| Net loans & leases | $64,511,000 | 5,011 |
| Loan loss allowance | $1,284,000 | 3,527 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,236,000 | 5,557 |
| Other real estate owned | $0 | 3,561 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,309,000 | 4,864 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $127,746,000 | 4,290 |
| Total liabilities | $116,334,000 | 4,225 |
| Total deposits | $109,384,000 | 4,130 |
| Interest-bearing deposits | $83,688,000 | 4,379 |
| Deposits held in domestic offices | $109,384,000 | 4,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,486,000 | 1,971 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $464,000 | 5,787 |
| Total equity capital | $11,412,000 | 4,910 |
| Total bank equity capital | $11,412,000 | 4,910 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $5,650,000 | 3,596 |
| Undivided profits | $4,262,000 | 5,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 5,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $692,000 | 5,214 |
| Earning assets | $119,444,000 | 4,233 |
| Long-term assets (5+ years) | $39,241,000 | 2,182 |
| Average Assets, year-to-date | $130,760,500 | 4,134 |
| Average Assets, quarterly | $127,416,000 | 4,258 |
| Volatile liabilities | $19,329,000 | 4,810 |
| Insider loans | $3,120,000 | 2,137 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,312,000 | 3,435 |
| Tier 1 (core) risk-based capital | $11,908,000 | 4,701 |
| Tier 2 risk-based capital | $1,032,000 | 3,902 |
| Total risk weighted assets | $82,301,000 | 4,496 |
| Total unused commitments | $19,312,000 | 3,437 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 44 | 3,750 |
| Assets and Liabilities | ||
| Total Assets: | $127,086,000 | 4,274 |
| Cash and due from depository institutions | $5,067,000 | 3,750 |
| Interest-bearing balances | $209,000 | 3,989 |
| Securities | $46,515,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $2,980,000 | 3,066 |
| Net loans & leases | $68,689,000 | 4,803 |
| Loan loss allowance | $1,283,000 | 3,512 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,264,000 | 5,483 |
| Other real estate owned | $0 | 3,750 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,571,000 | 4,558 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $127,086,000 | 4,274 |
| Total liabilities | $116,561,000 | 4,187 |
| Total deposits | $110,253,000 | 4,080 |
| Interest-bearing deposits | $84,348,000 | 4,348 |
| Deposits held in domestic offices | $110,253,000 | 4,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,864,000 | 2,159 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $444,000 | 5,557 |
| Total equity capital | $10,525,000 | 5,055 |
| Total bank equity capital | $10,525,000 | 5,055 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $5,650,000 | 3,549 |
| Undivided profits | $3,375,000 | 5,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $718,000 | 4,689 |
| Earning assets | $118,393,000 | 4,221 |
| Long-term assets (5+ years) | $37,162,000 | 2,234 |
| Average Assets, year-to-date | $131,765,330 | 4,117 |
| Average Assets, quarterly | $129,418,000 | 4,187 |
| Volatile liabilities | $18,139,000 | 4,890 |
| Insider loans | $3,352,000 | 1,986 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,967,000 | 3,116 |
| Tier 1 (core) risk-based capital | $11,573,000 | 4,724 |
| Tier 2 risk-based capital | $1,079,000 | 3,768 |
| Total risk weighted assets | $86,119,000 | 4,323 |
| Total unused commitments | $22,967,000 | 3,117 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 46 | 3,594 |
| Assets and Liabilities | ||
| Total Assets: | $131,750,000 | 4,157 |
| Cash and due from depository institutions | $5,948,000 | 3,594 |
| Interest-bearing balances | $206,000 | 4,134 |
| Securities | $47,417,000 | 2,477 |
| Federal funds sold & reverse repurchase agreements | $8,809,000 | 1,689 |
| Net loans & leases | $65,933,000 | 4,858 |
| Loan loss allowance | $1,026,000 | 4,049 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,303,000 | 5,397 |
| Other real estate owned | $0 | 3,594 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,340,000 | 4,682 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $131,750,000 | 4,157 |
| Total liabilities | $121,217,000 | 4,065 |
| Total deposits | $115,490,000 | 3,948 |
| Interest-bearing deposits | $87,133,000 | 4,258 |
| Deposits held in domestic offices | $115,490,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,275,000 | 2,142 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $452,000 | 5,422 |
| Total equity capital | $10,533,000 | 5,014 |
| Total bank equity capital | $10,533,000 | 5,014 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $3,150,000 | 4,750 |
| Undivided profits | $5,883,000 | 4,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $614,000 | 5,021 |
| Earning assets | $122,365,000 | 4,103 |
| Long-term assets (5+ years) | $36,391,000 | 2,258 |
| Average Assets, year-to-date | $134,105,000 | 4,077 |
| Average Assets, quarterly | $134,105,000 | 4,077 |
| Volatile liabilities | $17,185,000 | 4,894 |
| Insider loans | $2,743,000 | 2,311 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,789,000 | 3,261 |
| Tier 1 (core) risk-based capital | $11,311,000 | 4,740 |
| Tier 2 risk-based capital | $1,021,000 | 3,858 |
| Total risk weighted assets | $81,639,000 | 4,413 |
| Total unused commitments | $20,789,000 | 3,262 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $136,460,000 | 4,033 |
| Cash and due from depository institutions | $5,546,000 | 3,601 |
| Interest-bearing balances | $204,000 | 4,225 |
| Securities | $45,137,000 | 2,586 |
| Federal funds sold & reverse repurchase agreements | $17,472,000 | 767 |
| Net loans & leases | $64,743,000 | 4,900 |
| Loan loss allowance | $979,000 | 4,160 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,296,000 | 5,399 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,266,000 | 4,777 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $136,460,000 | 4,033 |
| Total liabilities | $126,135,000 | 3,934 |
| Total deposits | $119,605,000 | 3,799 |
| Interest-bearing deposits | $91,582,000 | 4,062 |
| Deposits held in domestic offices | $119,605,000 | 3,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,998,000 | 2,032 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $532,000 | 4,955 |
| Total equity capital | $10,325,000 | 5,039 |
| Total bank equity capital | $10,325,000 | 5,039 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $3,150,000 | 4,715 |
| Undivided profits | $5,675,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $645,000 | 4,890 |
| Earning assets | $127,556,000 | 3,956 |
| Long-term assets (5+ years) | $35,431,000 | 2,273 |
| Average Assets, year-to-date | $128,073,400 | 4,062 |
| Average Assets, quarterly | $132,017,000 | 4,083 |
| Volatile liabilities | $18,256,000 | 4,680 |
| Insider loans | $2,840,000 | 2,204 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,432,000 | 3,167 |
| Tier 1 (core) risk-based capital | $10,974,000 | 4,804 |
| Tier 2 risk-based capital | $979,000 | 3,959 |
| Total risk weighted assets | $80,251,000 | 4,444 |
| Total unused commitments | $21,432,000 | 3,167 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $127,574,000 | 4,163 |
| Cash and due from depository institutions | $5,836,000 | 3,586 |
| Interest-bearing balances | $103,000 | 4,961 |
| Securities | $47,374,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $8,757,000 | 1,461 |
| Net loans & leases | $62,302,000 | 4,996 |
| Loan loss allowance | $939,000 | 4,275 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,309,000 | 5,338 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,996,000 | 5,036 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $127,574,000 | 4,163 |
| Total liabilities | $116,944,000 | 4,095 |
| Total deposits | $110,263,000 | 3,984 |
| Interest-bearing deposits | $82,910,000 | 4,301 |
| Deposits held in domestic offices | $110,263,000 | 3,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,298,000 | 1,952 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,000,000 | 4,312 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $383,000 | 5,838 |
| Total equity capital | $10,630,000 | 4,948 |
| Total bank equity capital | $10,630,000 | 4,948 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $3,150,000 | 4,666 |
| Undivided profits | $5,980,000 | 4,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $670,000 | 4,746 |
| Earning assets | $118,536,000 | 4,126 |
| Long-term assets (5+ years) | $37,550,000 | 2,179 |
| Average Assets, year-to-date | $125,976,750 | 4,107 |
| Average Assets, quarterly | $125,517,000 | 4,187 |
| Volatile liabilities | $16,973,000 | 4,790 |
| Insider loans | $2,920,000 | 2,155 |
| FHLB advances | $3,000,000 | 4,126 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,947,000 | 2,993 |
| Tier 1 (core) risk-based capital | $10,923,000 | 4,763 |
| Tier 2 risk-based capital | $939,000 | 4,041 |
| Total risk weighted assets | $77,068,000 | 4,528 |
| Total unused commitments | $22,947,000 | 2,995 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $123,460,000 | 4,230 |
| Cash and due from depository institutions | $4,423,000 | 3,596 |
| Interest-bearing balances | $101,000 | 4,970 |
| Securities | $47,439,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $10,410,000 | 1,118 |
| Net loans & leases | $58,021,000 | 5,130 |
| Loan loss allowance | $890,000 | 4,386 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,348,000 | 5,239 |
| Other real estate owned | $0 | 3,596 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,819,000 | 5,142 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $123,460,000 | 4,230 |
| Total liabilities | $112,993,000 | 4,150 |
| Total deposits | $107,144,000 | 4,022 |
| Interest-bearing deposits | $82,657,000 | 4,261 |
| Deposits held in domestic offices | $107,144,000 | 4,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,518,000 | 2,183 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $331,000 | 5,929 |
| Total equity capital | $10,467,000 | 4,943 |
| Total bank equity capital | $10,467,000 | 4,943 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $3,150,000 | 4,634 |
| Undivided profits | $5,817,000 | 4,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $562,000 | 5,037 |
| Earning assets | $115,971,000 | 4,146 |
| Long-term assets (5+ years) | $38,441,000 | 2,152 |
| Average Assets, year-to-date | $125,444,330 | 4,105 |
| Average Assets, quarterly | $124,012,000 | 4,179 |
| Volatile liabilities | $17,283,000 | 4,628 |
| Insider loans | $3,123,000 | 1,985 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,150,000 | 3,081 |
| Tier 1 (core) risk-based capital | $10,657,000 | 4,762 |
| Tier 2 risk-based capital | $890,000 | 4,141 |
| Total risk weighted assets | $72,788,000 | 4,611 |
| Total unused commitments | $21,150,000 | 3,082 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 44 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $124,564,000 | 4,185 |
| Cash and due from depository institutions | $5,416,000 | 3,706 |
| Interest-bearing balances | $100,000 | 5,036 |
| Securities | $48,166,000 | 2,457 |
| Federal funds sold & reverse repurchase agreements | $8,042,000 | 1,528 |
| Net loans & leases | $59,594,000 | 5,024 |
| Loan loss allowance | $876,000 | 4,438 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,363,000 | 5,234 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,983,000 | 4,913 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $124,564,000 | 4,185 |
| Total liabilities | $114,567,000 | 4,094 |
| Total deposits | $109,285,000 | 3,961 |
| Interest-bearing deposits | $85,177,000 | 4,204 |
| Deposits held in domestic offices | $109,285,000 | 3,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,943,000 | 2,203 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $339,000 | 5,746 |
| Total equity capital | $9,997,000 | 5,008 |
| Total bank equity capital | $9,997,000 | 5,008 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $3,150,000 | 4,631 |
| Undivided profits | $5,347,000 | 4,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $550,000 | 4,998 |
| Earning assets | $115,902,000 | 4,137 |
| Long-term assets (5+ years) | $37,947,000 | 2,220 |
| Average Assets, year-to-date | $126,436,500 | 4,105 |
| Average Assets, quarterly | $126,436,500 | 4,105 |
| Volatile liabilities | $18,938,000 | 4,289 |
| Insider loans | $2,599,000 | 2,258 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,677,000 | 3,285 |
| Tier 1 (core) risk-based capital | $10,378,000 | 4,790 |
| Tier 2 risk-based capital | $876,000 | 4,175 |
| Total risk weighted assets | $74,889,000 | 4,519 |
| Total unused commitments | $18,677,000 | 3,287 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $128,309,000 | 4,078 |
| Cash and due from depository institutions | $4,110,000 | 3,860 |
| Interest-bearing balances | $107,000 | 4,978 |
| Securities | $46,566,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $12,723,000 | 935 |
| Net loans & leases | $61,754,000 | 4,909 |
| Loan loss allowance | $858,000 | 4,467 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,416,000 | 5,144 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,740,000 | 5,190 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $128,309,000 | 4,078 |
| Total liabilities | $118,199,000 | 3,979 |
| Total deposits | $111,170,000 | 3,887 |
| Interest-bearing deposits | $88,905,000 | 4,050 |
| Deposits held in domestic offices | $111,170,000 | 3,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,646,000 | 1,844 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $383,000 | 5,382 |
| Total equity capital | $10,110,000 | 4,962 |
| Total bank equity capital | $10,110,000 | 4,962 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $3,150,000 | 4,608 |
| Undivided profits | $5,460,000 | 4,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $502,000 | 5,324 |
| Earning assets | $121,150,000 | 3,989 |
| Long-term assets (5+ years) | $34,997,000 | 2,430 |
| Average Assets, year-to-date | $122,449,200 | 4,099 |
| Average Assets, quarterly | $123,033,500 | 4,184 |
| Volatile liabilities | $22,532,000 | 3,836 |
| Insider loans | $2,342,000 | 2,440 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $17,308,000 | 3,292 |
| Tier 1 (core) risk-based capital | $10,072,000 | 4,841 |
| Tier 2 risk-based capital | $858,000 | 4,208 |
| Total risk weighted assets | $76,228,000 | 4,448 |
| Total unused commitments | $17,308,000 | 3,294 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $117,758,000 | 4,314 |
| Cash and due from depository institutions | $5,034,000 | 3,649 |
| Interest-bearing balances | $20,000 | 6,287 |
| Securities | $46,655,000 | 2,558 |
| Federal funds sold & reverse repurchase agreements | $6,073,000 | 1,790 |
| Net loans & leases | $56,881,000 | 5,121 |
| Loan loss allowance | $847,000 | 4,505 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,441,000 | 5,064 |
| Other real estate owned | $0 | 3,649 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,674,000 | 5,270 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $117,758,000 | 4,314 |
| Total liabilities | $107,622,000 | 4,252 |
| Total deposits | $101,696,000 | 4,114 |
| Interest-bearing deposits | $80,579,000 | 4,335 |
| Deposits held in domestic offices | $101,696,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,586,000 | 2,153 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $340,000 | 5,887 |
| Total equity capital | $10,136,000 | 4,948 |
| Total bank equity capital | $10,136,000 | 4,948 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $3,150,000 | 4,586 |
| Undivided profits | $5,486,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $478,000 | 5,653 |
| Earning assets | $109,629,000 | 4,277 |
| Long-term assets (5+ years) | $35,265,000 | 2,444 |
| Average Assets, year-to-date | $120,984,250 | 4,131 |
| Average Assets, quarterly | $119,015,500 | 4,253 |
| Volatile liabilities | $21,323,000 | 3,944 |
| Insider loans | $2,564,000 | 2,245 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,182,000 | 2,714 |
| Tier 1 (core) risk-based capital | $9,920,000 | 4,885 |
| Tier 2 risk-based capital | $847,000 | 4,235 |
| Total risk weighted assets | $70,804,000 | 4,626 |
| Total unused commitments | $23,182,000 | 2,719 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $120,273,000 | 4,223 |
| Cash and due from depository institutions | $4,130,000 | 3,543 |
| Interest-bearing balances | $19,000 | 6,325 |
| Securities | $47,917,000 | 2,543 |
| Federal funds sold & reverse repurchase agreements | $8,501,000 | 1,265 |
| Net loans & leases | $56,178,000 | 5,107 |
| Loan loss allowance | $835,000 | 4,541 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,496,000 | 4,967 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,051,000 | 4,763 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $120,273,000 | 4,223 |
| Total liabilities | $110,993,000 | 4,128 |
| Total deposits | $106,076,000 | 3,983 |
| Interest-bearing deposits | $83,469,000 | 4,199 |
| Deposits held in domestic offices | $106,076,000 | 3,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,619,000 | 2,538 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $298,000 | 5,872 |
| Total equity capital | $9,280,000 | 5,118 |
| Total bank equity capital | $9,280,000 | 5,118 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $3,150,000 | 4,561 |
| Undivided profits | $4,630,000 | 4,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $853,000 | 2,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $552,000 | 4,919 |
| Earning assets | $112,615,000 | 4,154 |
| Long-term assets (5+ years) | $35,804,000 | 2,480 |
| Average Assets, year-to-date | $122,059,670 | 4,111 |
| Average Assets, quarterly | $119,805,500 | 4,217 |
| Volatile liabilities | $21,988,000 | 3,776 |
| Insider loans | $2,628,000 | 2,169 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,677,000 | 2,757 |
| Tier 1 (core) risk-based capital | $9,663,000 | 4,909 |
| Tier 2 risk-based capital | $835,000 | 4,245 |
| Total risk weighted assets | $71,458,000 | 4,572 |
| Total unused commitments | $22,677,000 | 2,760 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $119,338,000 | 4,242 |
| Cash and due from depository institutions | $3,540,000 | 3,588 |
| Interest-bearing balances | $17,000 | 6,449 |
| Securities | $51,063,000 | 2,393 |
| Federal funds sold & reverse repurchase agreements | $6,845,000 | 2,156 |
| Net loans & leases | $54,699,000 | 5,120 |
| Loan loss allowance | $599,000 | 5,529 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,546,000 | 4,868 |
| Other real estate owned | $1,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,644,000 | 5,132 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $119,338,000 | 4,242 |
| Total liabilities | $109,441,000 | 4,166 |
| Total deposits | $104,707,000 | 4,030 |
| Interest-bearing deposits | $85,808,000 | 4,133 |
| Deposits held in domestic offices | $104,707,000 | 4,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,402,000 | 2,329 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $332,000 | 5,958 |
| Total equity capital | $9,897,000 | 4,986 |
| Total bank equity capital | $9,897,000 | 4,986 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $3,150,000 | 4,536 |
| Undivided profits | $5,247,000 | 4,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $567,000 | 4,734 |
| Earning assets | $112,624,000 | 4,149 |
| Long-term assets (5+ years) | $36,210,000 | 2,411 |
| Average Assets, year-to-date | $122,953,000 | 4,110 |
| Average Assets, quarterly | $122,953,000 | 4,110 |
| Volatile liabilities | $22,005,000 | 3,670 |
| Insider loans | $2,600,000 | 2,148 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,343,000 | 2,897 |
| Tier 1 (core) risk-based capital | $9,367,000 | 4,971 |
| Tier 2 risk-based capital | $599,000 | 5,182 |
| Total risk weighted assets | $68,422,000 | 4,647 |
| Total unused commitments | $20,343,000 | 2,904 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $126,568,000 | 4,031 |
| Cash and due from depository institutions | $5,875,000 | 3,549 |
| Interest-bearing balances | $15,000 | 6,482 |
| Securities | $57,422,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $3,426,000 | 3,023 |
| Net loans & leases | $56,468,000 | 5,021 |
| Loan loss allowance | $599,000 | 5,512 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,553,000 | 4,851 |
| Other real estate owned | $0 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,824,000 | 4,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,568,000 | 4,031 |
| Total liabilities | $116,844,000 | 3,947 |
| Total deposits | $110,788,000 | 3,828 |
| Interest-bearing deposits | $89,303,000 | 3,979 |
| Deposits held in domestic offices | $110,788,000 | 3,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,783,000 | 2,019 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,987 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $273,000 | 6,323 |
| Total equity capital | $9,724,000 | 4,971 |
| Total bank equity capital | $9,724,000 | 4,971 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $3,150,000 | 4,510 |
| Undivided profits | $5,074,000 | 4,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $714,000 | 4,051 |
| Earning assets | $117,331,000 | 3,980 |
| Long-term assets (5+ years) | $39,445,000 | 2,288 |
| Average Assets, year-to-date | $121,295,800 | 4,047 |
| Average Assets, quarterly | $124,088,000 | 4,058 |
| Volatile liabilities | $23,264,000 | 3,520 |
| Insider loans | $2,646,000 | 2,074 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,434,000 | 3,117 |
| Tier 1 (core) risk-based capital | $9,375,000 | 4,927 |
| Tier 2 risk-based capital | $599,000 | 5,186 |
| Total risk weighted assets | $70,662,000 | 4,525 |
| Total unused commitments | $17,434,000 | 3,119 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 49 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $121,608,000 | 4,141 |
| Cash and due from depository institutions | $3,571,000 | 3,447 |
| Interest-bearing balances | $13,000 | 6,584 |
| Securities | $52,710,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $5,319,000 | 2,507 |
| Net loans & leases | $56,798,000 | 5,008 |
| Loan loss allowance | $844,000 | 4,468 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,604,000 | 4,768 |
| Other real estate owned | $0 | 3,447 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,606,000 | 5,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,608,000 | 4,141 |
| Total liabilities | $111,796,000 | 4,057 |
| Total deposits | $106,647,000 | 3,938 |
| Interest-bearing deposits | $86,897,000 | 4,053 |
| Deposits held in domestic offices | $106,647,000 | 3,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,803,000 | 2,252 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $346,000 | 6,074 |
| Total equity capital | $9,812,000 | 4,911 |
| Total bank equity capital | $9,812,000 | 4,911 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $3,150,000 | 4,463 |
| Undivided profits | $5,162,000 | 4,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $552,000 | 5,173 |
| Earning assets | $114,840,000 | 4,045 |
| Long-term assets (5+ years) | $39,626,000 | 2,276 |
| Average Assets, year-to-date | $119,977,750 | 4,104 |
| Average Assets, quarterly | $120,937,000 | 4,136 |
| Volatile liabilities | $23,223,000 | 3,504 |
| Insider loans | $2,660,000 | 2,041 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,073,000 | 3,148 |
| Tier 1 (core) risk-based capital | $9,538,000 | 4,846 |
| Tier 2 risk-based capital | $844,000 | 4,170 |
| Total risk weighted assets | $69,662,000 | 4,555 |
| Total unused commitments | $17,073,000 | 3,151 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 53 | 3,225 |
| Assets and Liabilities | ||
| Total Assets: | $120,266,000 | 4,158 |
| Cash and due from depository institutions | $4,826,000 | 3,225 |
| Interest-bearing balances | $12,000 | 6,634 |
| Securities | $44,744,000 | 2,620 |
| Federal funds sold & reverse repurchase agreements | $7,509,000 | 2,121 |
| Net loans & leases | $59,906,000 | 4,814 |
| Loan loss allowance | $792,000 | 4,621 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,666,000 | 4,646 |
| Other real estate owned | $0 | 3,225 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,615,000 | 5,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,266,000 | 4,158 |
| Total liabilities | $110,295,000 | 4,086 |
| Total deposits | $104,823,000 | 3,990 |
| Interest-bearing deposits | $86,846,000 | 4,051 |
| Deposits held in domestic offices | $104,823,000 | 3,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,006,000 | 2,091 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $466,000 | 5,270 |
| Total equity capital | $9,971,000 | 4,861 |
| Total bank equity capital | $9,971,000 | 4,861 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $3,150,000 | 4,426 |
| Undivided profits | $5,321,000 | 4,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $600,000 | 4,718 |
| Earning assets | $112,171,000 | 4,099 |
| Long-term assets (5+ years) | $37,552,000 | 2,233 |
| Average Assets, year-to-date | $119,434,330 | 4,123 |
| Average Assets, quarterly | $120,408,500 | 4,133 |
| Volatile liabilities | $23,404,000 | 3,423 |
| Insider loans | $2,715,000 | 2,000 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,444,000 | 2,853 |
| Tier 1 (core) risk-based capital | $9,388,000 | 4,839 |
| Tier 2 risk-based capital | $792,000 | 4,333 |
| Total risk weighted assets | $72,198,000 | 4,418 |
| Total unused commitments | $19,444,000 | 2,861 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 50 | 3,347 |
| Assets and Liabilities | ||
| Total Assets: | $120,551,000 | 4,108 |
| Cash and due from depository institutions | $5,909,000 | 3,347 |
| Interest-bearing balances | $11,000 | 6,620 |
| Securities | $46,997,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $4,944,000 | 3,234 |
| Net loans & leases | $59,374,000 | 4,790 |
| Loan loss allowance | $1,033,000 | 3,751 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,716,000 | 4,541 |
| Other real estate owned | $0 | 3,347 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,611,000 | 5,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,551,000 | 4,108 |
| Total liabilities | $110,888,000 | 4,030 |
| Total deposits | $106,380,000 | 3,918 |
| Interest-bearing deposits | $89,615,000 | 3,951 |
| Deposits held in domestic offices | $106,380,000 | 3,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,075,000 | 2,311 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $433,000 | 5,542 |
| Total equity capital | $9,663,000 | 4,880 |
| Total bank equity capital | $9,663,000 | 4,880 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $3,150,000 | 4,392 |
| Undivided profits | $5,013,000 | 4,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,085,000 | 2,692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $596,000 | 4,736 |
| Earning assets | $111,326,000 | 4,080 |
| Long-term assets (5+ years) | $38,815,000 | 2,103 |
| Average Assets, year-to-date | $119,018,500 | 4,119 |
| Average Assets, quarterly | $119,018,500 | 4,119 |
| Volatile liabilities | $22,857,000 | 3,437 |
| Insider loans | $3,014,000 | 1,793 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,346,000 | 2,970 |
| Tier 1 (core) risk-based capital | $9,160,000 | 4,863 |
| Tier 2 risk-based capital | $886,000 | 3,929 |
| Total risk weighted assets | $70,725,000 | 4,415 |
| Total unused commitments | $17,346,000 | 2,981 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $117,486,000 | 4,153 |
| Cash and due from depository institutions | $3,863,000 | 3,322 |
| Interest-bearing balances | $9,000 | 6,673 |
| Securities | $42,683,000 | 2,650 |
| Federal funds sold & reverse repurchase agreements | $5,987,000 | 2,399 |
| Net loans & leases | $61,620,000 | 4,689 |
| Loan loss allowance | $1,005,000 | 3,782 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,675,000 | 4,588 |
| Other real estate owned | $0 | 3,322 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,658,000 | 5,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,486,000 | 4,153 |
| Total liabilities | $107,934,000 | 4,073 |
| Total deposits | $102,779,000 | 3,956 |
| Interest-bearing deposits | $86,736,000 | 3,975 |
| Deposits held in domestic offices | $102,779,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,569,000 | 2,205 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $586,000 | 4,768 |
| Total equity capital | $9,552,000 | 4,878 |
| Total bank equity capital | $9,552,000 | 4,878 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $3,150,000 | 4,340 |
| Undivided profits | $4,902,000 | 4,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,623,000 | 1,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $631,000 | 4,769 |
| Earning assets | $110,299,000 | 4,062 |
| Long-term assets (5+ years) | $32,934,000 | 2,369 |
| Average Assets, year-to-date | $110,855,000 | 4,180 |
| Average Assets, quarterly | $114,439,500 | 4,191 |
| Volatile liabilities | $26,486,000 | 3,079 |
| Insider loans | $2,910,000 | 1,826 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,759,000 | 2,966 |
| Tier 1 (core) risk-based capital | $8,891,000 | 4,920 |
| Tier 2 risk-based capital | $894,000 | 3,849 |
| Total risk weighted assets | $71,416,000 | 4,371 |
| Total unused commitments | $16,759,000 | 2,972 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 53 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $110,517,000 | 4,244 |
| Cash and due from depository institutions | $4,646,000 | 3,166 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $30,413,000 | 3,304 |
| Federal funds sold & reverse repurchase agreements | $7,235,000 | 2,018 |
| Net loans & leases | $64,755,000 | 4,419 |
| Loan loss allowance | $949,000 | 3,730 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,736,000 | 4,445 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,732,000 | 4,935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,517,000 | 4,244 |
| Total liabilities | $101,963,000 | 4,151 |
| Total deposits | $98,625,000 | 3,989 |
| Interest-bearing deposits | $82,662,000 | 4,032 |
| Deposits held in domestic offices | $98,625,000 | 3,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $338,000 | 6,560 |
| Total equity capital | $8,554,000 | 5,093 |
| Total bank equity capital | $8,554,000 | 5,093 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $3,150,000 | 4,265 |
| Undivided profits | $3,904,000 | 5,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,248,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $629,000 | 5,097 |
| Earning assets | $102,405,000 | 4,189 |
| Long-term assets (5+ years) | $26,718,000 | 2,717 |
| Average Assets, year-to-date | $106,349,600 | 4,200 |
| Average Assets, quarterly | $107,261,000 | 4,290 |
| Volatile liabilities | $17,317,000 | 4,065 |
| Insider loans | $2,799,000 | 1,762 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,266,000 | 2,650 |
| Tier 1 (core) risk-based capital | $8,222,000 | 5,102 |
| Tier 2 risk-based capital | $917,000 | 3,606 |
| Total risk weighted assets | $73,314,000 | 4,174 |
| Total unused commitments | $18,266,000 | 2,660 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 46 | 3,624 |
| Assets and Liabilities | ||
| Total Assets: | $106,828,000 | 4,212 |
| Cash and due from depository institutions | $4,408,000 | 3,624 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $29,367,000 | 3,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $70,462,000 | 4,057 |
| Loan loss allowance | $860,000 | 3,940 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,613,000 | 4,633 |
| Other real estate owned | $0 | 3,624 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $978,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,828,000 | 4,212 |
| Total liabilities | $98,901,000 | 4,107 |
| Total deposits | $95,360,000 | 3,954 |
| Interest-bearing deposits | $81,107,000 | 3,965 |
| Deposits held in domestic offices | $95,360,000 | 3,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,000 | 3,604 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $415,000 | 6,385 |
| Total equity capital | $7,927,000 | 5,290 |
| Total bank equity capital | $7,927,000 | 5,290 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $3,150,000 | 4,218 |
| Undivided profits | $3,277,000 | 5,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $452,000 | 5,465 |
| Earning assets | $99,834,000 | 4,159 |
| Long-term assets (5+ years) | $29,608,000 | 2,435 |
| Average Assets, year-to-date | $107,772,800 | 4,047 |
| Average Assets, quarterly | $106,291,500 | 4,193 |
| Volatile liabilities | $22,022,000 | 3,439 |
| Insider loans | $2,621,000 | 1,810 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,537,000 | 2,811 |
| Tier 1 (core) risk-based capital | $7,853,000 | 5,221 |
| Tier 2 risk-based capital | $860,000 | 3,710 |
| Total risk weighted assets | $76,624,900 | 3,892 |
| Total unused commitments | $15,537,000 | 2,813 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 40 | 4,193 |
| Assets and Liabilities | ||
| Total Assets: | $102,920,000 | 4,297 |
| Cash and due from depository institutions | $6,215,000 | 4,193 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $21,721,000 | 4,572 |
| Federal funds sold & reverse repurchase agreements | $430,000 | 5,886 |
| Net loans & leases | $71,638,000 | 3,904 |
| Loan loss allowance | $795,000 | 4,120 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,763,000 | 4,369 |
| Other real estate owned | $0 | 4,193 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,153,000 | 5,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,920,000 | 4,297 |
| Total liabilities | $96,344,000 | 4,155 |
| Total deposits | $88,533,000 | 4,161 |
| Interest-bearing deposits | $75,226,000 | 4,186 |
| Deposits held in domestic offices | $88,533,000 | 4,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,300,000 | 2,400 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $511,000 | 5,271 |
| Total equity capital | $6,576,000 | 5,918 |
| Total bank equity capital | $6,576,000 | 5,918 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $3,150,000 | 4,196 |
| Undivided profits | $1,926,000 | 6,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 8,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $455,000 | 4,912 |
| Earning assets | $93,790,000 | 4,297 |
| Long-term assets (5+ years) | $22,249,000 | 3,102 |
| Average Assets, year-to-date | $94,230,200 | 4,471 |
| Average Assets, quarterly | $99,108,500 | 4,390 |
| Volatile liabilities | $26,993,000 | 2,749 |
| Insider loans | $2,847,000 | 1,646 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,954,000 | 2,665 |
| Tier 1 (core) risk-based capital | $7,049,000 | 5,655 |
| Tier 2 risk-based capital | $795,000 | 3,825 |
| Total risk weighted assets | $77,731,100 | 3,712 |
| Total unused commitments | $16,954,000 | 2,668 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $91,454,000 | 4,693 |
| Cash and due from depository institutions | $3,114,000 | 4,171 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $19,930,000 | 4,853 |
| Federal funds sold & reverse repurchase agreements | $4,679,000 | 3,583 |
| Net loans & leases | $61,177,000 | 4,220 |
| Loan loss allowance | $728,000 | 4,334 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,855,000 | 4,147 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $699,000 | 7,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,454,000 | 4,693 |
| Total liabilities | $85,074,000 | 4,548 |
| Total deposits | $82,803,000 | 4,403 |
| Interest-bearing deposits | $69,635,000 | 4,471 |
| Deposits held in domestic offices | $82,803,000 | 4,397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $271,000 | 7,783 |
| Total equity capital | $6,380,000 | 6,125 |
| Total bank equity capital | $6,380,000 | 6,125 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $3,150,000 | 4,062 |
| Undivided profits | $1,730,000 | 7,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 4,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $377,000 | 5,708 |
| Earning assets | $85,793,000 | 4,601 |
| Long-term assets (5+ years) | $18,363,000 | 3,315 |
| Average Assets, year-to-date | $84,639,600 | 4,766 |
| Average Assets, quarterly | $88,698,000 | 4,719 |
| Volatile liabilities | $19,675,000 | 3,049 |
| Insider loans | $3,116,000 | 1,388 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,523,000 | 2,855 |
| Tier 1 (core) risk-based capital | $6,308,000 | 6,013 |
| Tier 2 risk-based capital | $728,000 | 3,952 |
| Total risk weighted assets | $68,778,900 | 3,916 |
| Total unused commitments | $14,523,000 | 2,862 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $82,042,000 | 5,092 |
| Cash and due from depository institutions | $4,081,000 | 4,914 |
| Interest-bearing balances | $28,000 | 5,678 |
| Securities | $14,835,000 | 6,037 |
| Federal funds sold & reverse repurchase agreements | $3,279,000 | 3,739 |
| Net loans & leases | $57,698,000 | 4,458 |
| Loan loss allowance | $661,000 | 4,703 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,492,000 | 4,726 |
| Other real estate owned | $0 | 4,914 |
| Goodwill and other intangibles | $8,000 | 3,415 |
| All other assets | $649,000 | 7,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,042,000 | 5,092 |
| Total liabilities | $76,313,000 | 4,949 |
| Total deposits | $70,926,000 | 4,991 |
| Interest-bearing deposits | $61,097,000 | 5,006 |
| Deposits held in domestic offices | $70,926,000 | 4,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $387,000 | 6,849 |
| Total equity capital | $5,729,000 | 6,589 |
| Total bank equity capital | $5,729,000 | 6,589 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $3,150,000 | 4,023 |
| Undivided profits | $1,079,000 | 8,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 9,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $361,000 | 6,091 |
| Earning assets | $75,840,000 | 5,054 |
| Long-term assets (5+ years) | $15,679,000 | 3,279 |
| Average Assets, year-to-date | $71,345,000 | 5,446 |
| Average Assets, quarterly | $78,250,500 | 5,208 |
| Volatile liabilities | $20,542,000 | 2,927 |
| Insider loans | $2,985,000 | 1,435 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,739,000 | 3,097 |
| Tier 1 (core) risk-based capital | $5,616,000 | 6,535 |
| Tier 2 risk-based capital | $661,000 | 4,198 |
| Total risk weighted assets | $61,565,600 | 4,253 |
| Total unused commitments | $11,739,000 | 3,098 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $64,279,000 | 6,239 |
| Cash and due from depository institutions | $2,526,000 | 5,025 |
| Interest-bearing balances | $4,000 | 6,444 |
| Securities | $12,862,000 | 7,035 |
| Federal funds sold & reverse repurchase agreements | $3,786,000 | 3,277 |
| Net loans & leases | $42,730,000 | 5,612 |
| Loan loss allowance | $555,000 | 5,500 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,705,000 | 4,249 |
| Other real estate owned | $72,000 | 5,025 |
| Goodwill and other intangibles | $19,000 | 3,127 |
| All other assets | $579,000 | 8,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,279,000 | 6,239 |
| Total liabilities | $59,262,000 | 6,126 |
| Total deposits | $56,770,000 | 6,081 |
| Interest-bearing deposits | $47,389,000 | 6,186 |
| Deposits held in domestic offices | $56,770,000 | 6,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $492,000 | 6,011 |
| Total equity capital | $5,017,000 | 7,220 |
| Total bank equity capital | $5,017,000 | 7,220 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $3,150,000 | 4,081 |
| Undivided profits | $367,000 | 10,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 9,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $261,000 | 7,476 |
| Earning assets | $59,382,000 | 6,198 |
| Long-term assets (5+ years) | $17,113,000 | 2,986 |
| Average Assets, year-to-date | $56,563,800 | 6,615 |
| Average Assets, quarterly | $61,478,500 | 6,368 |
| Volatile liabilities | $15,181,000 | 3,580 |
| Insider loans | $2,159,000 | 1,963 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,889,000 | 3,412 |
| Tier 1 (core) risk-based capital | $5,017,000 | 7,136 |
| Tier 2 risk-based capital | $555,000 | 4,855 |
| Total risk weighted assets | $47,077,200 | 5,314 |
| Total unused commitments | $9,889,000 | 3,425 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $50,687,000 | 7,362 |
| Cash and due from depository institutions | $2,069,000 | 5,686 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $9,131,000 | 8,583 |
| Federal funds sold & reverse repurchase agreements | $1,549,000 | 6,301 |
| Net loans & leases | $35,586,000 | 6,307 |
| Loan loss allowance | $420,000 | 6,758 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,784,000 | 4,102 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $31,000 | 2,790 |
| All other assets | $537,000 | 8,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,687,000 | 7,362 |
| Total liabilities | $46,727,000 | 7,240 |
| Total deposits | $46,568,000 | 7,078 |
| Interest-bearing deposits | $38,577,000 | 7,208 |
| Deposits held in domestic offices | $46,568,000 | 7,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $159,000 | 10,311 |
| Total equity capital | $3,960,000 | 8,387 |
| Total bank equity capital | $3,960,000 | 8,387 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,150,000 | 4,060 |
| Undivided profits | $-190,000 | 11,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $46,267,000 | 7,367 |
| Long-term assets (5+ years) | $8,290,000 | 4,505 |
| Average Assets, year-to-date | $41,188,800 | 8,086 |
| Average Assets, quarterly | $47,639,000 | 7,553 |
| Volatile liabilities | $12,838,000 | 3,800 |
| Insider loans | $601,000 | 5,124 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,060,000 | 4,478 |
| Tier 1 (core) risk-based capital | $3,882,000 | 8,363 |
| Tier 2 risk-based capital | $420,000 | 5,974 |
| Total risk weighted assets | $38,041,700 | 6,190 |
| Total unused commitments | $6,060,000 | 4,490 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 18 | 8,561 |
| Assets and Liabilities | ||
| Total Assets: | $32,809,000 | 9,424 |
| Cash and due from depository institutions | $1,828,000 | 8,561 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $3,409,000 | 11,528 |
| Federal funds sold & reverse repurchase agreements | $423,000 | 7,035 |
| Net loans & leases | $24,872,000 | 7,846 |
| Loan loss allowance | $290,000 | 8,538 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,775,000 | 4,054 |
| Other real estate owned | $0 | 8,561 |
| Goodwill and other intangibles | $42,000 | 2,602 |
| All other assets | $460,000 | 9,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,809,000 | 9,424 |
| Total liabilities | $29,151,000 | 9,461 |
| Total deposits | $29,067,000 | 9,309 |
| Interest-bearing deposits | $24,009,000 | 9,415 |
| Deposits held in domestic offices | $29,067,000 | 9,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $84,000 | 11,459 |
| Total equity capital | $3,658,000 | 8,597 |
| Total bank equity capital | $3,658,000 | 8,597 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $3,150,000 | 3,984 |
| Undivided profits | $-492,000 | 12,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $143,000 | 9,819 |
| Earning assets | $28,704,000 | 9,573 |
| Long-term assets (5+ years) | $2,985,000 | 7,388 |
| Average Assets, year-to-date | $24,162,600 | 10,474 |
| Average Assets, quarterly | $31,415,500 | 9,567 |
| Volatile liabilities | $7,918,000 | 5,123 |
| Insider loans | $781,000 | 4,363 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,425,000 | 3,842 |
| Tier 1 (core) risk-based capital | $3,694,000 | 8,656 |
| Tier 2 risk-based capital | $290,000 | 7,649 |
| Total risk weighted assets | $26,441,700 | 7,799 |
| Total unused commitments | $7,425,000 | 3,849 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $14,639,000 | 12,381 |
| Cash and due from depository institutions | $1,017,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $3,001,000 | 12,165 |
| Federal funds sold & reverse repurchase agreements | $2,331,000 | 5,235 |
| Net loans & leases | $7,677,000 | 12,010 |
| Loan loss allowance | $165,000 | 10,901 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $508,000 | 8,672 |
| Other real estate owned | $0 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $105,000 | 13,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,639,000 | 12,381 |
| Total liabilities | $11,087,000 | 12,678 |
| Total deposits | $11,042,000 | 12,620 |
| Interest-bearing deposits | $9,034,000 | 12,627 |
| Deposits held in domestic offices | $11,042,000 | 12,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $45,000 | 12,824 |
| Total equity capital | $3,552,000 | 8,970 |
| Total bank equity capital | $3,552,000 | 8,970 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,150,000 | 3,945 |
| Undivided profits | $-598,000 | 12,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $28,000 | 12,846 |
| Earning assets | $13,009,000 | 12,382 |
| Long-term assets (5+ years) | $324,000 | 10,910 |
| Average Assets, year-to-date | $11,127,000 | 12,804 |
| Average Assets, quarterly | $11,127,000 | 12,822 |
| Volatile liabilities | $3,703,000 | 7,632 |
| Insider loans | $368,000 | 6,663 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,001,000 | 6,393 |
| Tier 1 (core) risk-based capital | $3,552,000 | 8,890 |
| Tier 2 risk-based capital | $105,580 | 11,465 |
| Total risk weighted assets | $8,386,580 | 12,086 |
| Total unused commitments | $3,001,000 | 6,414 |
| Derivatives | $0 | 714 |