Home > The Bank of Yorkville > Income and Expense

The Bank of Yorkville, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$4,901,0005,761
Total interest expense$2,385,0005,542
Net interest income$2,516,0005,833
Provision for loan and lease losses$48,0006,686
Total noninterest income$783,0003,682
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0005,934
Trading account gains and feesNANA
Additional Noninterest Income$633,0002,556
Total noninterest expense$2,208,0005,204
Salaries and employee benefits$1,054,0005,576
Premises and equipment expense$255,0005,896
Additional noninterest expense$899,0004,297
Pre-tax net operating income$1,043,0005,287
Securities gains (losses)$2,0003,909
Applicable income taxes$418,0004,309
Income before extraordinary items$627,0005,924
Extraordinary gains, net$032
Net income$627,0005,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,298
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$625,7205,836
1997-12-31 (YTD Data)Rank
Total interest income$4,489,0006,239
Total interest expense$2,175,0005,928
Net interest income$2,314,0006,346
Provision for loan and lease losses$48,0006,747
Total noninterest income$561,0004,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,058
Trading account gains and feesNANA
Additional Noninterest Income$404,0003,260
Total noninterest expense$1,976,0005,702
Salaries and employee benefits$1,003,0005,854
Premises and equipment expense$210,0006,667
Additional noninterest expense$763,0004,903
Pre-tax net operating income$851,0006,326
Securities gains (losses)$03,944
Applicable income taxes$355,0005,260
Income before extraordinary items$496,0006,996
Extraordinary gains, net$044
Net income$496,0006,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,371
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$496,0006,936
1996-12-31 (YTD Data)Rank
Total interest income$3,954,0006,910
Total interest expense$1,927,0006,570
Net interest income$2,027,0007,087
Provision for loan and lease losses$96,0005,205
Total noninterest income$476,0005,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$162,0006,245
Trading account gains and feesNANA
Additional Noninterest Income$314,0003,969
Total noninterest expense$1,849,0006,273
Salaries and employee benefits$925,0006,338
Premises and equipment expense$220,0006,686
Additional noninterest expense$704,0005,727
Pre-tax net operating income$558,0007,638
Securities gains (losses)$-3,0009,684
Applicable income taxes$231,0006,694
Income before extraordinary items$324,0008,222
Extraordinary gains, net$053
Net income$324,0008,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,926
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$325,9208,147
1995-12-31 (YTD Data)Rank
Total interest income$3,484,0007,579
Total interest expense$1,657,0007,252
Net interest income$1,827,0007,700
Provision for loan and lease losses$20,0007,637
Total noninterest income$429,0005,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0006,470
Trading account gains and feesNANA
Additional Noninterest Income$270,0004,269
Total noninterest expense$1,878,0006,284
Salaries and employee benefits$992,0006,104
Premises and equipment expense$197,0007,255
Additional noninterest expense$689,0005,931
Pre-tax net operating income$358,0009,338
Securities gains (losses)$-45,00011,108
Applicable income taxes$122,0008,764
Income before extraordinary items$191,00010,031
Extraordinary gains, net$065
Net income$191,00010,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$50,0007,734
Sale, conversion, retirement of capital stock, net$-1,423,00010,525
Net operating income$219,8009,690
1994-12-31 (YTD Data)Rank
Total interest income$2,885,0008,260
Total interest expense$1,231,0007,782
Net interest income$1,654,0008,440
Provision for loan and lease losses$09,146
Total noninterest income$360,0006,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,213
Trading account gains and feesNANA
Additional Noninterest Income$224,0004,900
Total noninterest expense$1,741,0006,866
Salaries and employee benefits$865,0006,848
Premises and equipment expense$179,0007,870
Additional noninterest expense$697,0006,340
Pre-tax net operating income$273,00010,316
Securities gains (losses)$2,0003,070
Applicable income taxes$100,0009,363
Income before extraordinary items$175,00010,558
Extraordinary gains, net$0249
Net income$175,00010,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$173,72010,613
1993-12-31 (YTD Data)Rank
Total interest income$234,00013,207
Total interest expense$101,00013,169
Net interest income$133,00013,186
Provision for loan and lease losses$010,371
Total noninterest income$16,00013,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,00011,285
Trading account gains and feesNANA
Additional Noninterest Income$12,00012,609
Total noninterest expense$185,00013,196
Salaries and employee benefits$69,00013,234
Premises and equipment expense$19,00013,098
Additional noninterest expense$97,00012,957
Pre-tax net operating income$-36,00012,514
Securities gains (losses)$07,477
Applicable income taxes$-14,00012,801
Income before extraordinary items$-22,00012,577
Extraordinary gains, net$03,149
Net income$-22,00012,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-22,00012,459
1992-12-31 (YTD Data)Rank
Total interest income$3,332,0008,423
Total interest expense$1,573,0008,292
Net interest income$1,759,0008,472
Provision for loan and lease losses$16,00010,806
Total noninterest income$176,0009,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$125,0007,823
Trading account gains and feesNANA
Additional Noninterest Income$51,00010,352
Total noninterest expense$1,292,0008,688
Salaries and employee benefits$637,0008,486
Premises and equipment expense$139,0009,430
Additional noninterest expense$516,0008,297
Pre-tax net operating income$627,0007,538
Securities gains (losses)$35,0004,733
Applicable income taxes$181,0007,951
Income before extraordinary items$481,0007,495
Extraordinary gains, net$01,422
Net income$481,0007,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$324,0003,831
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$455,4507,336

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.