Home > The Bank of Yellville > Income and Expense
The Bank of Yellville, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 5,159 |
| Total interest expense | $879,000 | 4,648 |
| Net interest income | $1,501,000 | 5,326 |
| Provision for loan and lease losses | $262,000 | 2,060 |
| Total noninterest income | $229,000 | 5,680 |
| Gross Fiduciary activities income | $34,000 | 1,032 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $1,192,000 | 5,350 |
| Salaries and employee benefits | $572,000 | 5,771 |
| Premises and equipment expense | $153,000 | 5,589 |
| Additional noninterest expense | $467,000 | 4,465 |
| Pre-tax net operating income | $276,000 | 6,653 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $128,000 | 4,755 |
| Income before extraordinary items | $252,000 | 6,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,271 |
| Cash dividends | $404,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $183,360 | 6,942 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 2,137 |
| Total interest expense | $1,258,000 | 1,960 |
| Net interest income | $2,181,000 | 2,234 |
| Provision for loan and lease losses | $159,000 | 1,626 |
| Total noninterest income | $305,000 | 3,212 |
| Gross Fiduciary activities income | $9,000 | 1,140 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $122,000 | 3,572 |
| Total noninterest expense | $1,309,000 | 2,919 |
| Salaries and employee benefits | $689,000 | 2,997 |
| Premises and equipment expense | $185,000 | 2,937 |
| Additional noninterest expense | $435,000 | 2,653 |
| Pre-tax net operating income | $1,018,000 | 2,003 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $309,000 | 2,008 |
| Income before extraordinary items | $724,000 | 2,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $724,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,125 |
| Cash dividends | $104,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $713,500 | 2,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,184,000 | 2,166 |
| Total interest expense | $5,999,000 | 1,901 |
| Net interest income | $8,185,000 | 2,353 |
| Provision for loan and lease losses | $556,000 | 2,202 |
| Total noninterest income | $1,285,000 | 2,932 |
| Gross Fiduciary activities income | $77,000 | 1,041 |
| Service charges on deposit accounts | $802,000 | 1,987 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $406,000 | 3,670 |
| Total noninterest expense | $5,193,000 | 2,833 |
| Salaries and employee benefits | $2,704,000 | 2,901 |
| Premises and equipment expense | $717,000 | 2,941 |
| Additional noninterest expense | $1,772,000 | 2,572 |
| Pre-tax net operating income | $3,721,000 | 2,106 |
| Securities gains (losses) | $65,000 | 2,174 |
| Applicable income taxes | $1,012,000 | 2,189 |
| Income before extraordinary items | $2,774,000 | 2,159 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,774,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,555 |
| Cash dividends | $591,000 | 3,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,726,550 | 2,118 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,115,000 | 2,433 |
| Total interest expense | $7,226,000 | 2,215 |
| Net interest income | $6,889,000 | 2,598 |
| Provision for loan and lease losses | $686,000 | 1,700 |
| Total noninterest income | $1,272,000 | 2,818 |
| Gross Fiduciary activities income | $95,000 | 1,008 |
| Service charges on deposit accounts | $843,000 | 1,804 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $334,000 | 3,892 |
| Total noninterest expense | $4,610,000 | 3,029 |
| Salaries and employee benefits | $2,558,000 | 2,892 |
| Premises and equipment expense | $741,000 | 2,818 |
| Additional noninterest expense | $1,311,000 | 3,228 |
| Pre-tax net operating income | $2,865,000 | 2,371 |
| Securities gains (losses) | $56,000 | 2,241 |
| Applicable income taxes | $706,000 | 2,655 |
| Income before extraordinary items | $2,215,000 | 2,324 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,215,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,636 |
| Cash dividends | $716,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,172,440 | 2,281 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 2,832 |
| Total interest expense | $6,420,000 | 2,595 |
| Net interest income | $5,889,000 | 3,006 |
| Provision for loan and lease losses | $319,000 | 2,720 |
| Total noninterest income | $1,139,000 | 2,873 |
| Gross Fiduciary activities income | $67,000 | 1,002 |
| Service charges on deposit accounts | $740,000 | 1,876 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $332,000 | 3,719 |
| Total noninterest expense | $3,974,000 | 3,349 |
| Salaries and employee benefits | $2,162,000 | 3,245 |
| Premises and equipment expense | $611,000 | 3,218 |
| Additional noninterest expense | $1,201,000 | 3,427 |
| Pre-tax net operating income | $2,735,000 | 2,576 |
| Securities gains (losses) | $8,000 | 1,222 |
| Applicable income taxes | $736,000 | 2,676 |
| Income before extraordinary items | $2,007,000 | 2,555 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,007,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,443 |
| Cash dividends | $416,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,001,160 | 2,565 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,323,000 | 3,128 |
| Total interest expense | $4,853,000 | 3,011 |
| Net interest income | $5,470,000 | 3,172 |
| Provision for loan and lease losses | $295,000 | 2,723 |
| Total noninterest income | $1,030,000 | 3,022 |
| Gross Fiduciary activities income | $24,000 | 1,190 |
| Service charges on deposit accounts | $684,000 | 1,952 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $322,000 | 3,858 |
| Total noninterest expense | $3,644,000 | 3,587 |
| Salaries and employee benefits | $2,065,000 | 3,344 |
| Premises and equipment expense | $525,000 | 3,618 |
| Additional noninterest expense | $1,054,000 | 3,847 |
| Pre-tax net operating income | $2,561,000 | 2,738 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $537,000 | 3,482 |
| Income before extraordinary items | $2,011,000 | 2,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,011,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,401 |
| Cash dividends | $416,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,021,270 | 2,534 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,525 |
| Total interest expense | $4,389,000 | 3,384 |
| Net interest income | $4,663,000 | 3,629 |
| Provision for loan and lease losses | $435,000 | 1,930 |
| Total noninterest income | $857,000 | 3,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $526,000 | 2,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,807 |
| Total noninterest expense | $3,062,000 | 4,044 |
| Salaries and employee benefits | $1,702,000 | 3,833 |
| Premises and equipment expense | $424,000 | 4,224 |
| Additional noninterest expense | $936,000 | 4,166 |
| Pre-tax net operating income | $2,023,000 | 3,314 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $689,000 | 3,068 |
| Income before extraordinary items | $1,352,000 | 3,551 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,352,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,792 |
| Cash dividends | $356,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,340,120 | 3,480 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 4,262 |
| Total interest expense | $3,464,000 | 4,171 |
| Net interest income | $3,987,000 | 4,248 |
| Provision for loan and lease losses | $291,000 | 2,689 |
| Total noninterest income | $683,000 | 4,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,467 |
| Total noninterest expense | $2,495,000 | 4,787 |
| Salaries and employee benefits | $1,363,000 | 4,606 |
| Premises and equipment expense | $429,000 | 4,199 |
| Additional noninterest expense | $703,000 | 5,202 |
| Pre-tax net operating income | $1,884,000 | 3,727 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $560,000 | 3,877 |
| Income before extraordinary items | $1,349,000 | 3,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,349,000 | 3,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,990 |
| Cash dividends | $166,000 | 5,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,331,250 | 3,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,148,000 | 5,088 |
| Total interest expense | $2,807,000 | 5,059 |
| Net interest income | $3,341,000 | 5,027 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $527,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,053 |
| Total noninterest expense | $2,242,000 | 5,458 |
| Salaries and employee benefits | $1,194,000 | 5,229 |
| Premises and equipment expense | $340,000 | 5,115 |
| Additional noninterest expense | $708,000 | 5,698 |
| Pre-tax net operating income | $1,501,000 | 4,341 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $343,000 | 5,401 |
| Income before extraordinary items | $1,175,000 | 3,938 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,175,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,161,910 | 3,928 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,977,000 | 6,005 |
| Total interest expense | $2,237,000 | 6,009 |
| Net interest income | $2,740,000 | 5,906 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $396,000 | 6,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,659 |
| Total noninterest expense | $2,022,000 | 5,935 |
| Salaries and employee benefits | $970,000 | 6,209 |
| Premises and equipment expense | $295,000 | 5,704 |
| Additional noninterest expense | $758,000 | 5,477 |
| Pre-tax net operating income | $1,054,000 | 5,775 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $167,000 | 7,980 |
| Income before extraordinary items | $893,000 | 5,022 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $893,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $887,960 | 5,034 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 6,657 |
| Total interest expense | $1,498,000 | 6,900 |
| Net interest income | $2,536,000 | 6,403 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $345,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $1,698,000 | 6,996 |
| Salaries and employee benefits | $915,000 | 6,543 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $564,000 | 7,304 |
| Pre-tax net operating income | $1,185,000 | 5,281 |
| Securities gains (losses) | $-74,000 | 11,337 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $963,000 | 4,655 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $963,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $473,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,027,380 | 4,479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 6,910 |
| Total interest expense | $1,538,000 | 7,082 |
| Net interest income | $2,433,000 | 6,667 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $266,000 | 8,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,719 |
| Total noninterest expense | $1,635,000 | 7,396 |
| Salaries and employee benefits | $855,000 | 6,994 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $536,000 | 7,902 |
| Pre-tax net operating income | $980,000 | 5,970 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $870,000 | 5,218 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $870,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $823,800 | 5,199 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 7,310 |
| Total interest expense | $1,849,000 | 7,484 |
| Net interest income | $2,306,000 | 6,993 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $294,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $1,607,000 | 7,561 |
| Salaries and employee benefits | $750,000 | 7,603 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $619,000 | 7,339 |
| Pre-tax net operating income | $913,000 | 6,023 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $260,000 | 6,508 |
| Income before extraordinary items | $699,000 | 5,933 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $699,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $228,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $665,420 | 5,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.