Home > The Bank of Winter Park > Assets and Liabilities
The Bank of Winter Park, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $92,511,000 | 4,720 |
| Cash and due from depository institutions | $5,671,000 | 4,297 |
| Interest-bearing balances | $85,000 | 5,115 |
| Securities | $14,695,000 | 6,509 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,926 |
| Net loans & leases | $60,412,000 | 4,351 |
| Loan loss allowance | $1,091,000 | 3,260 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,823,000 | 2,753 |
| Other real estate owned | $0 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,110,000 | 3,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,511,000 | 4,720 |
| Total liabilities | $86,857,000 | 4,545 |
| Total deposits | $85,375,000 | 4,395 |
| Interest-bearing deposits | $72,609,000 | 4,445 |
| Deposits held in domestic offices | $85,375,000 | 4,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $723,000 | 3,646 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $759,000 | 4,379 |
| Total equity capital | $5,654,000 | 6,695 |
| Total bank equity capital | $5,654,000 | 6,695 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,070,000 | 1,864 |
| Surplus | $2,277,000 | 5,081 |
| Undivided profits | $1,307,000 | 8,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $555,000 | 4,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 1,228 |
| Income earned, not collected on loans | $369,000 | 6,006 |
| Earning assets | $81,992,000 | 4,873 |
| Long-term assets (5+ years) | $3,397,000 | 6,779 |
| Average Assets, year-to-date | $85,589,600 | 4,873 |
| Average Assets, quarterly | $92,534,500 | 4,680 |
| Volatile liabilities | $13,204,000 | 3,992 |
| Insider loans | $2,760,000 | 1,567 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $84,000 | 1,422 |
| Unused loan commitments | $12,138,000 | 2,964 |
| Tier 1 (core) risk-based capital | $5,399,000 | 6,803 |
| Tier 2 risk-based capital | $879,610 | 3,373 |
| Total risk weighted assets | $70,157,210 | 3,852 |
| Total unused commitments | $12,138,000 | 2,979 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $76,654,000 | 5,550 |
| Cash and due from depository institutions | $4,750,000 | 3,365 |
| Interest-bearing balances | $48,000 | 5,776 |
| Securities | $12,408,000 | 7,464 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 3,032 |
| Net loans & leases | $51,578,000 | 4,870 |
| Loan loss allowance | $838,000 | 4,086 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,932,000 | 3,829 |
| Other real estate owned | $0 | 3,365 |
| Goodwill and other intangibles | $142,000 | 2,196 |
| All other assets | $1,094,000 | 5,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,654,000 | 5,550 |
| Total liabilities | $71,790,000 | 5,366 |
| Total deposits | $70,519,000 | 5,215 |
| Interest-bearing deposits | $59,424,000 | 5,337 |
| Deposits held in domestic offices | $70,519,000 | 5,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $743,000 | 3,175 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $528,000 | 6,006 |
| Total equity capital | $4,864,000 | 7,485 |
| Total bank equity capital | $4,864,000 | 7,485 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,063,000 | 1,911 |
| Surplus | $2,268,000 | 5,116 |
| Undivided profits | $533,000 | 10,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 6,519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $337,000 | 6,589 |
| Earning assets | $68,784,000 | 5,644 |
| Long-term assets (5+ years) | $9,097,000 | 4,285 |
| Average Assets, year-to-date | $62,840,200 | 6,229 |
| Average Assets, quarterly | $71,204,000 | 5,817 |
| Volatile liabilities | $12,811,000 | 3,805 |
| Insider loans | $3,868,000 | 1,151 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,190,000 | 456 |
| Unused loan commitments | $14,423,000 | 2,506 |
| Tier 1 (core) risk-based capital | $4,566,000 | 7,630 |
| Tier 2 risk-based capital | $700,360 | 4,033 |
| Total risk weighted assets | $55,891,060 | 4,593 |
| Total unused commitments | $14,423,000 | 2,519 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $51,129,000 | 7,400 |
| Cash and due from depository institutions | $2,690,000 | 6,490 |
| Interest-bearing balances | $13,000 | 6,607 |
| Securities | $11,091,000 | 8,367 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,379 |
| Net loans & leases | $35,570,000 | 6,286 |
| Loan loss allowance | $600,000 | 5,400 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $578,000 | 8,047 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $900,000 | 7,200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,129,000 | 7,400 |
| Total liabilities | $46,956,000 | 7,323 |
| Total deposits | $46,609,000 | 7,136 |
| Interest-bearing deposits | $39,124,000 | 7,190 |
| Deposits held in domestic offices | $46,609,000 | 7,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $347,000 | 6,688 |
| Total equity capital | $4,173,000 | 7,984 |
| Total bank equity capital | $4,173,000 | 7,984 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,057,000 | 1,968 |
| Surplus | $2,262,000 | 5,096 |
| Undivided profits | $-146,000 | 11,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 5,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $200,000 | 8,486 |
| Earning assets | $46,974,000 | 7,359 |
| Long-term assets (5+ years) | $6,309,000 | 5,396 |
| Average Assets, year-to-date | $50,361,000 | 7,360 |
| Average Assets, quarterly | $51,128,500 | 7,372 |
| Volatile liabilities | $9,202,000 | 4,602 |
| Insider loans | $2,110,000 | 1,991 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,586,000 | 3,492 |
| Tier 1 (core) risk-based capital | $4,522,000 | 7,707 |
| Tier 2 risk-based capital | $496,050 | 5,321 |
| Total risk weighted assets | $39,579,850 | 5,951 |
| Total unused commitments | $8,586,000 | 3,499 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $48,310,000 | 7,913 |
| Cash and due from depository institutions | $3,793,000 | 7,996 |
| Interest-bearing balances | $6,000 | 7,500 |
| Securities | $10,665,000 | 8,845 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $31,904,000 | 6,715 |
| Loan loss allowance | $448,000 | 6,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $677,000 | 7,648 |
| Other real estate owned | $90,000 | 7,996 |
| Goodwill and other intangibles | $5,000 | 2,963 |
| All other assets | $676,000 | 7,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,310,000 | 7,913 |
| Total liabilities | $44,242,000 | 7,849 |
| Total deposits | $44,033,000 | 7,682 |
| Interest-bearing deposits | $38,868,000 | 7,540 |
| Deposits held in domestic offices | $44,033,000 | 7,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $209,000 | 9,083 |
| Total equity capital | $4,068,000 | 8,307 |
| Total bank equity capital | $4,068,000 | 8,307 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,057,000 | 1,992 |
| Surplus | $2,262,000 | 5,069 |
| Undivided profits | $-251,000 | 12,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $383,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $114,000 | 856 |
| Income earned, not collected on loans | $177,000 | 8,730 |
| Earning assets | $43,075,000 | 8,004 |
| Long-term assets (5+ years) | $2,829,000 | 7,952 |
| Average Assets, year-to-date | $50,877,000 | 7,487 |
| Average Assets, quarterly | $48,238,000 | 7,861 |
| Volatile liabilities | $10,891,000 | 3,863 |
| Insider loans | $1,687,000 | 2,417 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,677,000 | 4,079 |
| Tier 1 (core) risk-based capital | $4,063,000 | 8,227 |
| Tier 2 risk-based capital | $425,260 | 5,975 |
| Total risk weighted assets | $33,998,160 | 6,644 |
| Total unused commitments | $6,677,000 | 4,104 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $58,890,000 | 7,019 |
| Cash and due from depository institutions | $2,898,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,016,000 | 7,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $41,806,000 | 5,556 |
| Loan loss allowance | $483,000 | 6,646 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $518,000 | 8,788 |
| Other real estate owned | $79,000 | 8,413 |
| Goodwill and other intangibles | $18,000 | 2,769 |
| All other assets | $555,000 | 9,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,890,000 | 7,019 |
| Total liabilities | $55,065,000 | 6,887 |
| Total deposits | $50,161,000 | 7,188 |
| Interest-bearing deposits | $46,644,000 | 6,832 |
| Deposits held in domestic offices | $50,161,000 | 7,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,600,000 | 1,429 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $304,000 | 8,173 |
| Total equity capital | $3,825,000 | 8,488 |
| Total bank equity capital | $3,825,000 | 8,488 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,057,000 | 2,065 |
| Surplus | $2,262,000 | 4,984 |
| Undivided profits | $-494,000 | 13,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 4,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $191,000 | 8,881 |
| Earning assets | $54,822,000 | 6,925 |
| Long-term assets (5+ years) | $5,915,000 | 5,955 |
| Average Assets, year-to-date | $39,924,600 | 8,842 |
| Average Assets, quarterly | $53,719,500 | 7,451 |
| Volatile liabilities | $19,350,000 | 2,424 |
| Insider loans | $682,000 | 1,319 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,620,000 | 3,518 |
| Tier 1 (core) risk-based capital | $3,807,000 | 8,448 |
| Tier 2 risk-based capital | $461,840 | 5,585 |
| Total risk weighted assets | $36,925,840 | 6,309 |
| Total unused commitments | $7,620,000 | 3,536 |
| Derivatives | $0 | 651 |