Home > The Bank of Wilber > Income and Expense
The Bank of Wilber, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 8,864 |
| Total interest expense | $1,189,000 | 7,950 |
| Net interest income | $1,336,000 | 9,349 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $118,000 | 10,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $790,000 | 10,289 |
| Salaries and employee benefits | $424,000 | 10,064 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $253,000 | 10,490 |
| Pre-tax net operating income | $664,000 | 7,623 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $154,000 | 8,233 |
| Income before extraordinary items | $535,000 | 7,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $535,000 | 7,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $365,000 | 3,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $515,500 | 7,221 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 8,810 |
| Total interest expense | $1,274,000 | 7,985 |
| Net interest income | $1,439,000 | 9,306 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $100,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $800,000 | 10,669 |
| Salaries and employee benefits | $421,000 | 10,435 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $268,000 | 10,852 |
| Pre-tax net operating income | $739,000 | 7,157 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $560,000 | 7,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $560,000 | 7,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $1,125,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $551,750 | 6,874 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 9,011 |
| Total interest expense | $1,592,000 | 8,231 |
| Net interest income | $1,394,000 | 9,639 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $776,000 | 11,118 |
| Salaries and employee benefits | $407,000 | 10,778 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $267,000 | 11,321 |
| Pre-tax net operating income | $718,000 | 7,003 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $517,000 | 7,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $517,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $517,000 | 6,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.