Home > The Bank of West Tennessee > Income and Expense
The Bank of West Tennessee, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 8,687 |
| Total interest expense | $1,276,000 | 8,351 |
| Net interest income | $1,393,000 | 8,804 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,315,000 | 7,824 |
| Salaries and employee benefits | $609,000 | 8,303 |
| Premises and equipment expense | $196,000 | 7,269 |
| Additional noninterest expense | $510,000 | 7,176 |
| Pre-tax net operating income | $315,000 | 9,631 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $315,000 | 8,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $315,000 | 8,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,336 |
| Cash dividends | $163,000 | 5,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $315,000 | 8,743 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 9,028 |
| Total interest expense | $941,000 | 8,940 |
| Net interest income | $1,492,000 | 8,910 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $236,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,266,000 | 8,370 |
| Salaries and employee benefits | $569,000 | 8,826 |
| Premises and equipment expense | $228,000 | 6,906 |
| Additional noninterest expense | $469,000 | 8,168 |
| Pre-tax net operating income | $432,000 | 9,111 |
| Securities gains (losses) | $-90,000 | 11,462 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $342,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,511 |
| Cash dividends | $172,000 | 5,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $432,000 | 7,934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 9,184 |
| Total interest expense | $1,074,000 | 8,780 |
| Net interest income | $1,426,000 | 9,344 |
| Provision for loan and lease losses | $338,000 | 2,776 |
| Total noninterest income | $187,000 | 9,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,211,000 | 8,844 |
| Salaries and employee benefits | $529,000 | 9,389 |
| Premises and equipment expense | $216,000 | 7,372 |
| Additional noninterest expense | $466,000 | 8,552 |
| Pre-tax net operating income | $64,000 | 12,097 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $64,000 | 12,142 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $64,000 | 12,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 2,292 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,000 | 11,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 9,636 |
| Total interest expense | $1,277,000 | 9,332 |
| Net interest income | $1,369,000 | 9,740 |
| Provision for loan and lease losses | $514,000 | 2,936 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,417 |
| Total noninterest expense | $1,220,000 | 8,955 |
| Salaries and employee benefits | $629,000 | 8,560 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $390,000 | 9,685 |
| Pre-tax net operating income | $-89,000 | 12,923 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-88,000 | 13,055 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-88,000 | 13,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 2,769 |
| Cash dividends | $153,000 | 5,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-91,000 | 12,898 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.