Home > The Bank of Washington > Income and Expense
The Bank of Washington, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,373,000 | 2,854 |
| Total interest expense | $1,866,000 | 2,024 |
| Net interest income | $6,507,000 | 3,029 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $675,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $266,000 | 2,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,326 |
| Total noninterest expense | $6,032,000 | 2,724 |
| Salaries and employee benefits | $4,091,000 | 2,417 |
| Premises and equipment expense | $599,000 | 2,839 |
| Additional noninterest expense | $1,342,000 | 3,388 |
| Pre-tax net operating income | $1,150,000 | 3,872 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $205,000 | 2,665 |
| Income before extraordinary items | $945,000 | 3,966 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $945,000 | 3,965 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $945,000 | 3,965 |
| Net charge-offs | $-50,000 | 4,879 |
| Cash dividends | $340,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $945,000 | 3,973 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 2,894 |
| Total interest expense | $1,281,000 | 2,071 |
| Net interest income | $4,881,000 | 3,038 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $515,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $196,000 | 2,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 3,314 |
| Total noninterest expense | $4,515,000 | 2,729 |
| Salaries and employee benefits | $3,025,000 | 2,443 |
| Premises and equipment expense | $460,000 | 2,812 |
| Additional noninterest expense | $1,030,000 | 3,343 |
| Pre-tax net operating income | $881,000 | 3,922 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $169,000 | 2,665 |
| Income before extraordinary items | $712,000 | 4,026 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $712,000 | 4,025 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $712,000 | 4,025 |
| Net charge-offs | $-19,000 | 4,650 |
| Cash dividends | $175,000 | 3,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $712,000 | 4,023 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 2,938 |
| Total interest expense | $779,000 | 2,127 |
| Net interest income | $3,208,000 | 3,070 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $332,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $124,000 | 3,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 3,345 |
| Total noninterest expense | $2,950,000 | 2,782 |
| Salaries and employee benefits | $1,917,000 | 2,547 |
| Premises and equipment expense | $305,000 | 2,837 |
| Additional noninterest expense | $728,000 | 3,243 |
| Pre-tax net operating income | $590,000 | 3,926 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $113,000 | 2,640 |
| Income before extraordinary items | $477,000 | 4,009 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $477,000 | 4,008 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $477,000 | 4,008 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $65,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $477,000 | 4,013 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 2,981 |
| Total interest expense | $359,000 | 2,179 |
| Net interest income | $1,588,000 | 3,101 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $157,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $55,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,317 |
| Total noninterest expense | $1,480,000 | 2,804 |
| Salaries and employee benefits | $966,000 | 2,555 |
| Premises and equipment expense | $149,000 | 2,916 |
| Additional noninterest expense | $365,000 | 3,252 |
| Pre-tax net operating income | $265,000 | 4,002 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $51,000 | 2,678 |
| Income before extraordinary items | $214,000 | 4,104 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $214,000 | 4,104 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $214,000 | 4,104 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $40,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $214,000 | 4,113 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 3,008 |
| Total interest expense | $1,303,000 | 2,133 |
| Net interest income | $6,151,000 | 3,127 |
| Provision for loan and lease losses | $-150,000 | 5,403 |
| Total noninterest income | $605,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $150,000 | 3,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 3,275 |
| Total noninterest expense | $5,530,000 | 2,923 |
| Salaries and employee benefits | $3,531,000 | 2,693 |
| Premises and equipment expense | $612,000 | 2,884 |
| Additional noninterest expense | $1,387,000 | 3,374 |
| Pre-tax net operating income | $1,376,000 | 3,653 |
| Securities gains (losses) | $9,000 | 1,639 |
| Applicable income taxes | $838,000 | 2,033 |
| Income before extraordinary items | $547,000 | 4,411 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $547,000 | 4,411 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $547,000 | 4,411 |
| Net charge-offs | $-329,000 | 5,516 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $541,240 | 4,409 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 3,065 |
| Total interest expense | $948,000 | 2,158 |
| Net interest income | $4,527,000 | 3,187 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $459,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $103,000 | 3,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,243 |
| Total noninterest expense | $4,031,000 | 2,991 |
| Salaries and employee benefits | $2,573,000 | 2,766 |
| Premises and equipment expense | $451,000 | 2,953 |
| Additional noninterest expense | $1,007,000 | 3,449 |
| Pre-tax net operating income | $955,000 | 3,844 |
| Securities gains (losses) | $12,000 | 1,539 |
| Applicable income taxes | $306,000 | 2,470 |
| Income before extraordinary items | $661,000 | 4,075 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $661,000 | 4,074 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $661,000 | 4,075 |
| Net charge-offs | $-108,000 | 5,361 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $652,840 | 4,077 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 3,124 |
| Total interest expense | $606,000 | 2,192 |
| Net interest income | $2,916,000 | 3,249 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $237,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $64,000 | 4,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,661 |
| Total noninterest expense | $2,663,000 | 3,021 |
| Salaries and employee benefits | $1,679,000 | 2,826 |
| Premises and equipment expense | $301,000 | 2,948 |
| Additional noninterest expense | $683,000 | 3,440 |
| Pre-tax net operating income | $490,000 | 4,155 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $154,000 | 2,652 |
| Income before extraordinary items | $348,000 | 4,345 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $348,000 | 4,344 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $348,000 | 4,345 |
| Net charge-offs | $-100,000 | 5,442 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $339,720 | 4,361 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 3,190 |
| Total interest expense | $289,000 | 2,238 |
| Net interest income | $1,421,000 | 3,307 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $112,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,810 |
| Total noninterest expense | $1,307,000 | 3,083 |
| Salaries and employee benefits | $826,000 | 2,881 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $335,000 | 3,484 |
| Pre-tax net operating income | $226,000 | 4,225 |
| Securities gains (losses) | $11,000 | 641 |
| Applicable income taxes | $73,000 | 2,664 |
| Income before extraordinary items | $164,000 | 4,392 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $164,000 | 4,392 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $164,000 | 4,392 |
| Net charge-offs | $-10,000 | 4,993 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $156,410 | 4,431 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 3,335 |
| Total interest expense | $984,000 | 2,442 |
| Net interest income | $5,302,000 | 3,446 |
| Provision for loan and lease losses | $-675,000 | 5,785 |
| Total noninterest income | $460,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $75,000 | 4,838 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $385,000 | 3,620 |
| Total noninterest expense | $5,205,000 | 3,108 |
| Salaries and employee benefits | $3,144,000 | 2,942 |
| Premises and equipment expense | $545,000 | 3,194 |
| Additional noninterest expense | $1,516,000 | 3,313 |
| Pre-tax net operating income | $1,232,000 | 3,780 |
| Securities gains (losses) | $49,000 | 1,853 |
| Applicable income taxes | $404,000 | 2,440 |
| Income before extraordinary items | $877,000 | 4,071 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $877,000 | 4,069 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $877,000 | 4,070 |
| Net charge-offs | $-72,000 | 5,447 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $843,680 | 4,056 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 3,371 |
| Total interest expense | $719,000 | 2,494 |
| Net interest income | $3,927,000 | 3,489 |
| Provision for loan and lease losses | $-675,000 | 5,880 |
| Total noninterest income | $368,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $53,000 | 4,939 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $315,000 | 3,510 |
| Total noninterest expense | $3,939,000 | 3,091 |
| Salaries and employee benefits | $2,378,000 | 2,928 |
| Premises and equipment expense | $404,000 | 3,245 |
| Additional noninterest expense | $1,157,000 | 3,303 |
| Pre-tax net operating income | $1,031,000 | 3,676 |
| Securities gains (losses) | $49,000 | 1,784 |
| Applicable income taxes | $367,000 | 2,311 |
| Income before extraordinary items | $713,000 | 4,014 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $713,000 | 4,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $713,000 | 4,014 |
| Net charge-offs | $-68,000 | 5,467 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $680,660 | 4,010 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 3,434 |
| Total interest expense | $477,000 | 2,511 |
| Net interest income | $2,544,000 | 3,565 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $209,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $35,000 | 4,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 3,789 |
| Total noninterest expense | $2,642,000 | 3,095 |
| Salaries and employee benefits | $1,588,000 | 2,944 |
| Premises and equipment expense | $270,000 | 3,252 |
| Additional noninterest expense | $784,000 | 3,285 |
| Pre-tax net operating income | $111,000 | 5,438 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $47,000 | 3,429 |
| Income before extraordinary items | $110,000 | 5,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 5,419 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $110,000 | 5,420 |
| Net charge-offs | $-16,000 | 5,135 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $77,800 | 5,505 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 3,496 |
| Total interest expense | $241,000 | 2,496 |
| Net interest income | $1,236,000 | 3,636 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $101,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $17,000 | 5,002 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,343,000 | 3,085 |
| Salaries and employee benefits | $803,000 | 2,942 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $406,000 | 3,197 |
| Pre-tax net operating income | $-6,000 | 5,819 |
| Securities gains (losses) | $7,000 | 1,613 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,000 | 5,807 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,000 | 5,806 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,000 | 5,806 |
| Net charge-offs | $-25,000 | 5,537 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-6,000 | 5,809 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 3,464 |
| Total interest expense | $926,000 | 2,553 |
| Net interest income | $5,017,000 | 3,574 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $320,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $70,000 | 5,109 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $250,000 | 4,185 |
| Total noninterest expense | $4,901,000 | 3,267 |
| Salaries and employee benefits | $2,875,000 | 3,113 |
| Premises and equipment expense | $507,000 | 3,453 |
| Additional noninterest expense | $1,519,000 | 3,373 |
| Pre-tax net operating income | $436,000 | 5,037 |
| Securities gains (losses) | $19,000 | 2,264 |
| Applicable income taxes | $-1,590,000 | 6,125 |
| Income before extraordinary items | $2,045,000 | 2,693 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,045,000 | 2,694 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,045,000 | 2,695 |
| Net charge-offs | $-146,000 | 5,804 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,026,000 | 2,658 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 3,500 |
| Total interest expense | $688,000 | 2,602 |
| Net interest income | $3,771,000 | 3,600 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $266,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $52,000 | 5,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,055 |
| Total noninterest expense | $3,664,000 | 3,291 |
| Salaries and employee benefits | $2,138,000 | 3,151 |
| Premises and equipment expense | $375,000 | 3,527 |
| Additional noninterest expense | $1,151,000 | 3,371 |
| Pre-tax net operating income | $373,000 | 5,053 |
| Securities gains (losses) | $17,000 | 2,096 |
| Applicable income taxes | $-1,735,000 | 6,242 |
| Income before extraordinary items | $2,125,000 | 2,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,125,000 | 2,167 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,125,000 | 2,167 |
| Net charge-offs | $-179,000 | 5,937 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,108,000 | 2,127 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 3,545 |
| Total interest expense | $448,000 | 2,658 |
| Net interest income | $2,484,000 | 3,636 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $127,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $34,000 | 5,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,596 |
| Total noninterest expense | $2,522,000 | 3,242 |
| Salaries and employee benefits | $1,484,000 | 3,106 |
| Premises and equipment expense | $248,000 | 3,566 |
| Additional noninterest expense | $790,000 | 3,326 |
| Pre-tax net operating income | $89,000 | 5,671 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $95,000 | 5,635 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 5,636 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $95,000 | 5,637 |
| Net charge-offs | $-80,000 | 5,872 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $89,000 | 5,617 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 3,586 |
| Total interest expense | $219,000 | 2,717 |
| Net interest income | $1,224,000 | 3,675 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-73,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-90,000 | 6,378 |
| Total noninterest expense | $1,280,000 | 3,230 |
| Salaries and employee benefits | $735,000 | 3,138 |
| Premises and equipment expense | $126,000 | 3,553 |
| Additional noninterest expense | $419,000 | 3,202 |
| Pre-tax net operating income | $-129,000 | 6,253 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-123,000 | 6,259 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-123,000 | 6,259 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-123,000 | 6,260 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-129,000 | 6,254 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 3,819 |
| Total interest expense | $714,000 | 3,269 |
| Net interest income | $4,596,000 | 3,865 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,533,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $79,000 | 5,264 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,454,000 | 1,803 |
| Total noninterest expense | $5,171,000 | 3,235 |
| Salaries and employee benefits | $3,147,000 | 2,984 |
| Premises and equipment expense | $514,000 | 3,564 |
| Additional noninterest expense | $1,510,000 | 3,538 |
| Pre-tax net operating income | $958,000 | 4,218 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $20,000 | 4,021 |
| Income before extraordinary items | $961,000 | 4,026 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $961,000 | 4,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $961,000 | 4,027 |
| Net charge-offs | $-85,000 | 6,106 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $938,460 | 4,011 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,914,000 | 3,894 |
| Total interest expense | $503,000 | 3,440 |
| Net interest income | $3,411,000 | 3,916 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,395,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $59,000 | 5,345 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,336,000 | 1,592 |
| Total noninterest expense | $3,851,000 | 3,274 |
| Salaries and employee benefits | $2,389,000 | 2,979 |
| Premises and equipment expense | $358,000 | 3,785 |
| Additional noninterest expense | $1,104,000 | 3,607 |
| Pre-tax net operating income | $955,000 | 3,840 |
| Securities gains (losses) | $9,000 | 2,383 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $964,000 | 3,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $964,000 | 3,572 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $964,000 | 3,573 |
| Net charge-offs | $-77,000 | 6,153 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $530,000 | 221 |
| Net operating income | $955,000 | 3,537 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 3,969 |
| Total interest expense | $308,000 | 3,672 |
| Net interest income | $2,234,000 | 3,976 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,341,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $40,000 | 5,343 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,301,000 | 1,205 |
| Total noninterest expense | $2,655,000 | 3,210 |
| Salaries and employee benefits | $1,664,000 | 2,891 |
| Premises and equipment expense | $272,000 | 3,514 |
| Additional noninterest expense | $719,000 | 3,680 |
| Pre-tax net operating income | $920,000 | 3,115 |
| Securities gains (losses) | $6,000 | 2,106 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $926,000 | 2,801 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $926,000 | 2,805 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $926,000 | 2,805 |
| Net charge-offs | $-59,000 | 6,192 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $920,000 | 2,763 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 4,270 |
| Total interest expense | $138,000 | 3,978 |
| Net interest income | $994,000 | 4,275 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,161,000 | 1,113 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,142,000 | 754 |
| Total noninterest expense | $1,388,000 | 3,143 |
| Salaries and employee benefits | $781,000 | 3,044 |
| Premises and equipment expense | $141,000 | 3,491 |
| Additional noninterest expense | $466,000 | 3,058 |
| Pre-tax net operating income | $767,000 | 2,166 |
| Securities gains (losses) | $6,000 | 1,292 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $773,000 | 1,862 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $773,000 | 1,866 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $773,000 | 1,865 |
| Net charge-offs | $-22,000 | 6,074 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $767,000 | 1,837 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 4,606 |
| Total interest expense | $457,000 | 4,653 |
| Net interest income | $3,555,000 | 4,544 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,097,000 | 3,040 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $86,000 | 5,438 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,011,000 | 2,364 |
| Total noninterest expense | $5,061,000 | 3,378 |
| Salaries and employee benefits | $2,762,000 | 3,293 |
| Premises and equipment expense | $716,000 | 2,923 |
| Additional noninterest expense | $1,583,000 | 3,513 |
| Pre-tax net operating income | $-409,000 | 6,448 |
| Securities gains (losses) | $10,000 | 2,629 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-399,000 | 6,468 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-399,000 | 6,468 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-399,000 | 6,469 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-409,000 | 6,459 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 4,622 |
| Total interest expense | $341,000 | 4,750 |
| Net interest income | $2,713,000 | 4,545 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,057,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $66,000 | 5,479 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $991,000 | 2,045 |
| Total noninterest expense | $3,745,000 | 3,416 |
| Salaries and employee benefits | $2,014,000 | 3,383 |
| Premises and equipment expense | $479,000 | 3,201 |
| Additional noninterest expense | $1,252,000 | 3,387 |
| Pre-tax net operating income | $25,000 | 6,211 |
| Securities gains (losses) | $10,000 | 2,497 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $35,000 | 6,241 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $35,000 | 6,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $35,000 | 6,242 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $25,000 | 6,218 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 4,652 |
| Total interest expense | $227,000 | 4,816 |
| Net interest income | $1,798,000 | 4,580 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $893,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $44,000 | 5,477 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $849,000 | 1,789 |
| Total noninterest expense | $2,517,000 | 3,398 |
| Salaries and employee benefits | $1,324,000 | 3,431 |
| Premises and equipment expense | $323,000 | 3,195 |
| Additional noninterest expense | $870,000 | 3,291 |
| Pre-tax net operating income | $174,000 | 5,456 |
| Securities gains (losses) | $10,000 | 2,282 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $184,000 | 5,361 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,364 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $184,000 | 5,364 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $174,000 | 5,283 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 4,677 |
| Total interest expense | $115,000 | 4,874 |
| Net interest income | $901,000 | 4,590 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $151,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $23,000 | 5,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,397 |
| Total noninterest expense | $1,284,000 | 3,384 |
| Salaries and employee benefits | $664,000 | 3,454 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $453,000 | 3,199 |
| Pre-tax net operating income | $-232,000 | 6,753 |
| Securities gains (losses) | $10,000 | 1,481 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-222,000 | 6,765 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-222,000 | 6,765 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-222,000 | 6,765 |
| Net charge-offs | $160,000 | 1,529 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-232,000 | 6,760 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 4,543 |
| Total interest expense | $707,000 | 4,385 |
| Net interest income | $3,839,000 | 4,512 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $731,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $87,000 | 5,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $644,000 | 3,004 |
| Total noninterest expense | $5,354,000 | 3,295 |
| Salaries and employee benefits | $2,872,000 | 3,226 |
| Premises and equipment expense | $636,000 | 3,246 |
| Additional noninterest expense | $1,846,000 | 3,282 |
| Pre-tax net operating income | $-884,000 | 6,635 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-881,000 | 6,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-881,000 | 6,692 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-881,000 | 6,693 |
| Net charge-offs | $142,000 | 4,106 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-884,000 | 6,653 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 4,591 |
| Total interest expense | $573,000 | 4,336 |
| Net interest income | $2,880,000 | 4,589 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $350,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $68,000 | 5,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,765 |
| Total noninterest expense | $4,082,000 | 3,289 |
| Salaries and employee benefits | $2,166,000 | 3,239 |
| Premises and equipment expense | $475,000 | 3,293 |
| Additional noninterest expense | $1,441,000 | 3,214 |
| Pre-tax net operating income | $-952,000 | 6,819 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-949,000 | 6,872 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-949,000 | 6,869 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-949,000 | 6,870 |
| Net charge-offs | $7,000 | 5,415 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-952,000 | 6,837 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 4,536 |
| Total interest expense | $420,000 | 4,224 |
| Net interest income | $1,969,000 | 4,541 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $162,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $53,000 | 5,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,537 |
| Total noninterest expense | $2,684,000 | 3,337 |
| Salaries and employee benefits | $1,415,000 | 3,288 |
| Premises and equipment expense | $316,000 | 3,307 |
| Additional noninterest expense | $953,000 | 3,249 |
| Pre-tax net operating income | $-653,000 | 6,877 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-650,000 | 6,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-650,000 | 6,918 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-650,000 | 6,919 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-653,000 | 6,890 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 4,510 |
| Total interest expense | $234,000 | 4,090 |
| Net interest income | $994,000 | 4,555 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $158,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $21,000 | 5,749 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $137,000 | 3,207 |
| Total noninterest expense | $1,324,000 | 3,383 |
| Salaries and employee benefits | $715,000 | 3,290 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $448,000 | 3,365 |
| Pre-tax net operating income | $-272,000 | 6,923 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-272,000 | 6,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-272,000 | 6,966 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-272,000 | 6,966 |
| Net charge-offs | $213,000 | 1,786 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-272,000 | 6,929 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 3,986 |
| Total interest expense | $1,443,000 | 3,545 |
| Net interest income | $4,711,000 | 4,068 |
| Provision for loan and lease losses | $700,000 | 2,943 |
| Total noninterest income | $634,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $484,000 | 3,174 |
| Total noninterest expense | $5,338,000 | 3,360 |
| Salaries and employee benefits | $2,554,000 | 3,505 |
| Premises and equipment expense | $683,000 | 3,256 |
| Additional noninterest expense | $2,101,000 | 3,003 |
| Pre-tax net operating income | $-693,000 | 6,484 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $108,000 | 3,334 |
| Income before extraordinary items | $-798,000 | 6,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-798,000 | 6,585 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-798,000 | 6,584 |
| Net charge-offs | $1,035,000 | 2,321 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-801,000 | 6,558 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 3,933 |
| Total interest expense | $1,159,000 | 3,497 |
| Net interest income | $3,635,000 | 4,013 |
| Provision for loan and lease losses | $350,000 | 3,408 |
| Total noninterest income | $623,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $118,000 | 4,831 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $505,000 | 2,685 |
| Total noninterest expense | $3,881,000 | 3,448 |
| Salaries and employee benefits | $1,856,000 | 3,583 |
| Premises and equipment expense | $505,000 | 3,324 |
| Additional noninterest expense | $1,520,000 | 3,117 |
| Pre-tax net operating income | $27,000 | 6,053 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $30,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,162 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $30,000 | 6,162 |
| Net charge-offs | $676,000 | 2,326 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $27,000 | 6,063 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 3,931 |
| Total interest expense | $814,000 | 3,463 |
| Net interest income | $2,442,000 | 3,995 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $446,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 2,589 |
| Total noninterest expense | $2,670,000 | 3,404 |
| Salaries and employee benefits | $1,205,000 | 3,694 |
| Premises and equipment expense | $351,000 | 3,252 |
| Additional noninterest expense | $1,114,000 | 2,913 |
| Pre-tax net operating income | $18,000 | 6,112 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $21,000 | 6,185 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 6,184 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $21,000 | 6,185 |
| Net charge-offs | $396,000 | 2,374 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $18,000 | 6,127 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,890 |
| Total interest expense | $431,000 | 3,423 |
| Net interest income | $1,242,000 | 3,958 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $295,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $247,000 | 2,173 |
| Total noninterest expense | $1,323,000 | 3,422 |
| Salaries and employee benefits | $594,000 | 3,755 |
| Premises and equipment expense | $175,000 | 3,304 |
| Additional noninterest expense | $554,000 | 2,927 |
| Pre-tax net operating income | $114,000 | 4,989 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $151,000 | 2,356 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $114,000 | 4,771 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 3,455 |
| Total interest expense | $2,821,000 | 2,734 |
| Net interest income | $5,457,000 | 3,726 |
| Provision for loan and lease losses | $475,000 | 4,215 |
| Total noninterest income | $467,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,238 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 4,266 |
| Total noninterest expense | $5,852,000 | 3,175 |
| Salaries and employee benefits | $2,360,000 | 3,750 |
| Premises and equipment expense | $654,000 | 3,483 |
| Additional noninterest expense | $2,838,000 | 2,388 |
| Pre-tax net operating income | $-403,000 | 6,197 |
| Securities gains (losses) | $95,000 | 2,215 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-308,000 | 6,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-308,000 | 6,248 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-308,000 | 6,248 |
| Net charge-offs | $1,672,000 | 2,047 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-403,000 | 6,263 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 3,411 |
| Total interest expense | $2,292,000 | 2,656 |
| Net interest income | $4,167,000 | 3,724 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $379,000 | 4,617 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $167,000 | 4,293 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $212,000 | 4,092 |
| Total noninterest expense | $4,481,000 | 3,125 |
| Salaries and employee benefits | $1,778,000 | 3,772 |
| Premises and equipment expense | $489,000 | 3,543 |
| Additional noninterest expense | $2,214,000 | 2,285 |
| Pre-tax net operating income | $-310,000 | 6,403 |
| Securities gains (losses) | $95,000 | 1,986 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-215,000 | 6,454 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-215,000 | 6,455 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-215,000 | 6,454 |
| Net charge-offs | $1,504,000 | 1,776 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-310,000 | 6,456 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,502,000 | 3,320 |
| Total interest expense | $1,624,000 | 2,623 |
| Net interest income | $2,878,000 | 3,628 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-7,000 | 7,327 |
| Total noninterest expense | $2,970,000 | 3,145 |
| Salaries and employee benefits | $1,183,000 | 3,806 |
| Premises and equipment expense | $327,000 | 3,576 |
| Additional noninterest expense | $1,460,000 | 2,309 |
| Pre-tax net operating income | $-180,000 | 6,406 |
| Securities gains (losses) | $95,000 | 1,453 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-85,000 | 6,384 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-85,000 | 6,386 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-85,000 | 6,384 |
| Net charge-offs | $1,318,000 | 1,486 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-180,000 | 6,482 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 3,133 |
| Total interest expense | $853,000 | 2,623 |
| Net interest income | $1,617,000 | 3,345 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $62,000 | 4,062 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-13,000 | 7,583 |
| Total noninterest expense | $1,455,000 | 3,227 |
| Salaries and employee benefits | $604,000 | 3,801 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $688,000 | 2,417 |
| Pre-tax net operating income | $211,000 | 3,973 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $51,000 | 2,776 |
| Income before extraordinary items | $160,000 | 4,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 4,264 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $160,000 | 4,262 |
| Net charge-offs | $-53,000 | 7,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $160,000 | 4,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 3,098 |
| Total interest expense | $4,657,000 | 2,411 |
| Net interest income | $5,895,000 | 3,522 |
| Provision for loan and lease losses | $5,175,000 | 1,407 |
| Total noninterest income | $-71,000 | 7,762 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $261,000 | 4,146 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-332,000 | 7,747 |
| Total noninterest expense | $5,885,000 | 3,228 |
| Salaries and employee benefits | $2,709,000 | 3,465 |
| Premises and equipment expense | $699,000 | 3,458 |
| Additional noninterest expense | $2,477,000 | 2,764 |
| Pre-tax net operating income | $-5,236,000 | 7,197 |
| Securities gains (losses) | $339,000 | 1,130 |
| Applicable income taxes | $-1,037,000 | 7,296 |
| Income before extraordinary items | $-3,860,000 | 7,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,860,000 | 7,137 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,860,000 | 7,136 |
| Net charge-offs | $5,323,000 | 1,096 |
| Cash dividends | $38,000 | 4,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,127,810 | 7,172 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 3,083 |
| Total interest expense | $3,638,000 | 2,425 |
| Net interest income | $4,439,000 | 3,505 |
| Provision for loan and lease losses | $5,175,000 | 1,017 |
| Total noninterest income | $1,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $197,000 | 4,145 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-196,000 | 7,872 |
| Total noninterest expense | $4,260,000 | 3,330 |
| Salaries and employee benefits | $2,083,000 | 3,428 |
| Premises and equipment expense | $526,000 | 3,489 |
| Additional noninterest expense | $1,651,000 | 3,049 |
| Pre-tax net operating income | $-4,995,000 | 7,507 |
| Securities gains (losses) | $339,000 | 912 |
| Applicable income taxes | $-1,603,000 | 7,669 |
| Income before extraordinary items | $-3,053,000 | 7,388 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,053,000 | 7,388 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,053,000 | 7,388 |
| Net charge-offs | $2,485,000 | 1,325 |
| Cash dividends | $38,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,276,740 | 7,413 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 3,013 |
| Total interest expense | $2,489,000 | 2,465 |
| Net interest income | $3,092,000 | 3,368 |
| Provision for loan and lease losses | $4,575,000 | 800 |
| Total noninterest income | $235,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $110,000 | 4,632 |
| Total noninterest expense | $3,159,000 | 3,086 |
| Salaries and employee benefits | $1,445,000 | 3,337 |
| Premises and equipment expense | $355,000 | 3,494 |
| Additional noninterest expense | $1,359,000 | 2,548 |
| Pre-tax net operating income | $-4,407,000 | 7,703 |
| Securities gains (losses) | $307,000 | 749 |
| Applicable income taxes | $-1,407,000 | 7,823 |
| Income before extraordinary items | $-2,693,000 | 7,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,693,000 | 7,593 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,693,000 | 7,593 |
| Net charge-offs | $1,624,000 | 1,277 |
| Cash dividends | $23,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,895,620 | 7,634 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 2,974 |
| Total interest expense | $1,265,000 | 2,511 |
| Net interest income | $1,604,000 | 3,260 |
| Provision for loan and lease losses | $1,000,000 | 1,178 |
| Total noninterest income | $103,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $1,413,000 | 3,299 |
| Salaries and employee benefits | $714,000 | 3,407 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $525,000 | 2,878 |
| Pre-tax net operating income | $-706,000 | 7,488 |
| Securities gains (losses) | $284,000 | 521 |
| Applicable income taxes | $-151,000 | 7,649 |
| Income before extraordinary items | $-271,000 | 7,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-271,000 | 7,151 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-271,000 | 7,152 |
| Net charge-offs | $231,000 | 2,024 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-452,760 | 7,365 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,692,000 | 2,511 |
| Total interest expense | $7,066,000 | 2,188 |
| Net interest income | $7,626,000 | 2,831 |
| Provision for loan and lease losses | $2,048,000 | 1,763 |
| Total noninterest income | $390,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 5,181 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $229,000 | 4,623 |
| Total noninterest expense | $8,532,000 | 2,248 |
| Salaries and employee benefits | $2,956,000 | 3,299 |
| Premises and equipment expense | $738,000 | 3,380 |
| Additional noninterest expense | $4,838,000 | 1,303 |
| Pre-tax net operating income | $-2,564,000 | 7,503 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-936,000 | 7,685 |
| Income before extraordinary items | $-1,628,000 | 7,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,628,000 | 7,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 3,125 |
| Cash dividends | $135,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,628,000 | 7,351 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,401,000 | 2,485 |
| Total interest expense | $5,566,000 | 2,175 |
| Net interest income | $5,835,000 | 2,796 |
| Provision for loan and lease losses | $488,000 | 2,761 |
| Total noninterest income | $273,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $105,000 | 5,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 4,764 |
| Total noninterest expense | $7,244,000 | 1,983 |
| Salaries and employee benefits | $2,407,000 | 3,089 |
| Premises and equipment expense | $573,000 | 3,303 |
| Additional noninterest expense | $4,264,000 | 1,080 |
| Pre-tax net operating income | $-1,624,000 | 7,771 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-608,000 | 7,929 |
| Income before extraordinary items | $-1,016,000 | 7,511 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,016,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,101 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,016,000 | 7,629 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 2,476 |
| Total interest expense | $3,852,000 | 2,183 |
| Net interest income | $3,939,000 | 2,743 |
| Provision for loan and lease losses | $473,000 | 1,979 |
| Total noninterest income | $188,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $115,000 | 4,810 |
| Total noninterest expense | $2,765,000 | 3,303 |
| Salaries and employee benefits | $1,722,000 | 2,915 |
| Premises and equipment expense | $377,000 | 3,368 |
| Additional noninterest expense | $666,000 | 3,856 |
| Pre-tax net operating income | $889,000 | 3,196 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $263,000 | 2,359 |
| Income before extraordinary items | $626,000 | 3,548 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $626,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $626,000 | 3,493 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 2,454 |
| Total interest expense | $1,991,000 | 2,240 |
| Net interest income | $2,049,000 | 2,655 |
| Provision for loan and lease losses | $412,000 | 1,123 |
| Total noninterest income | $84,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $1,369,000 | 3,323 |
| Salaries and employee benefits | $864,000 | 2,947 |
| Premises and equipment expense | $190,000 | 3,376 |
| Additional noninterest expense | $315,000 | 3,979 |
| Pre-tax net operating income | $352,000 | 3,808 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $252,000 | 4,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $252,000 | 4,091 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,061,000 | 2,531 |
| Total interest expense | $7,340,000 | 2,501 |
| Net interest income | $8,721,000 | 2,533 |
| Provision for loan and lease losses | $522,000 | 2,267 |
| Total noninterest income | $336,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $116,000 | 5,820 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $5,142,000 | 3,378 |
| Salaries and employee benefits | $3,153,000 | 3,091 |
| Premises and equipment expense | $724,000 | 3,349 |
| Additional noninterest expense | $1,265,000 | 3,924 |
| Pre-tax net operating income | $3,393,000 | 2,245 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,032,000 | 1,825 |
| Income before extraordinary items | $2,361,000 | 2,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,361,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,361,000 | 2,487 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,737,000 | 2,584 |
| Total interest expense | $5,319,000 | 2,583 |
| Net interest income | $6,418,000 | 2,582 |
| Provision for loan and lease losses | $359,000 | 2,056 |
| Total noninterest income | $256,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,771 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,884 |
| Total noninterest expense | $3,823,000 | 3,373 |
| Salaries and employee benefits | $2,335,000 | 3,109 |
| Premises and equipment expense | $540,000 | 3,351 |
| Additional noninterest expense | $948,000 | 3,870 |
| Pre-tax net operating income | $2,492,000 | 2,440 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $796,000 | 1,914 |
| Income before extraordinary items | $1,696,000 | 2,720 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,696,000 | 2,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,696,000 | 2,696 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 2,682 |
| Total interest expense | $3,459,000 | 2,649 |
| Net interest income | $4,096,000 | 2,698 |
| Provision for loan and lease losses | $221,000 | 2,018 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $2,512,000 | 3,426 |
| Salaries and employee benefits | $1,528,000 | 3,199 |
| Premises and equipment expense | $366,000 | 3,322 |
| Additional noninterest expense | $618,000 | 3,937 |
| Pre-tax net operating income | $1,533,000 | 2,639 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $493,000 | 2,088 |
| Income before extraordinary items | $1,040,000 | 2,952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,040,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,040,000 | 2,937 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 2,759 |
| Total interest expense | $1,664,000 | 2,726 |
| Net interest income | $1,977,000 | 2,784 |
| Provision for loan and lease losses | $91,000 | 2,141 |
| Total noninterest income | $80,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $1,266,000 | 3,428 |
| Salaries and employee benefits | $773,000 | 3,175 |
| Premises and equipment expense | $184,000 | 3,333 |
| Additional noninterest expense | $309,000 | 3,890 |
| Pre-tax net operating income | $700,000 | 2,803 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $225,000 | 2,240 |
| Income before extraordinary items | $475,000 | 3,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $475,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $475,000 | 3,123 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,509,000 | 3,209 |
| Total interest expense | $4,804,000 | 3,133 |
| Net interest income | $6,705,000 | 3,229 |
| Provision for loan and lease losses | $563,000 | 1,717 |
| Total noninterest income | $297,000 | 6,202 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 4,989 |
| Total noninterest expense | $4,092,000 | 3,926 |
| Salaries and employee benefits | $2,510,000 | 3,599 |
| Premises and equipment expense | $578,000 | 3,872 |
| Additional noninterest expense | $1,004,000 | 4,501 |
| Pre-tax net operating income | $2,347,000 | 3,284 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $760,000 | 2,551 |
| Income before extraordinary items | $1,587,000 | 3,647 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,587,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,587,000 | 3,629 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,235,000 | 3,294 |
| Total interest expense | $3,385,000 | 3,192 |
| Net interest income | $4,850,000 | 3,347 |
| Provision for loan and lease losses | $235,000 | 2,541 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,884 |
| Total noninterest expense | $3,008,000 | 3,974 |
| Salaries and employee benefits | $1,815,000 | 3,693 |
| Premises and equipment expense | $438,000 | 3,854 |
| Additional noninterest expense | $755,000 | 4,469 |
| Pre-tax net operating income | $1,837,000 | 3,299 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $596,000 | 2,613 |
| Income before extraordinary items | $1,241,000 | 3,644 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,241,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,241,000 | 3,633 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,323 |
| Total interest expense | $2,146,000 | 3,205 |
| Net interest income | $3,213,000 | 3,371 |
| Provision for loan and lease losses | $132,000 | 2,859 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 4,766 |
| Total noninterest expense | $2,029,000 | 3,972 |
| Salaries and employee benefits | $1,213,000 | 3,713 |
| Premises and equipment expense | $299,000 | 3,777 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $1,212,000 | 3,337 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $393,000 | 2,649 |
| Income before extraordinary items | $819,000 | 3,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $819,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $819,000 | 3,685 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,372 |
| Total interest expense | $986,000 | 3,288 |
| Net interest income | $1,582,000 | 3,391 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $74,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $1,015,000 | 3,981 |
| Salaries and employee benefits | $614,000 | 3,696 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $254,000 | 4,427 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $184,000 | 2,726 |
| Income before extraordinary items | $382,000 | 3,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $382,000 | 3,798 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 3,580 |
| Total interest expense | $2,694,000 | 3,620 |
| Net interest income | $5,789,000 | 3,526 |
| Provision for loan and lease losses | $205,000 | 3,545 |
| Total noninterest income | $296,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $197,000 | 5,197 |
| Total noninterest expense | $3,732,000 | 4,075 |
| Salaries and employee benefits | $2,326,000 | 3,683 |
| Premises and equipment expense | $506,000 | 4,141 |
| Additional noninterest expense | $900,000 | 4,766 |
| Pre-tax net operating income | $2,148,000 | 3,523 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $700,000 | 2,816 |
| Income before extraordinary items | $1,448,000 | 3,870 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,448,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 635 |
| Net operating income | $1,448,000 | 3,845 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 3,653 |
| Total interest expense | $1,898,000 | 3,648 |
| Net interest income | $4,207,000 | 3,616 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $228,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 6,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $149,000 | 5,195 |
| Total noninterest expense | $2,806,000 | 4,038 |
| Salaries and employee benefits | $1,712,000 | 3,725 |
| Premises and equipment expense | $412,000 | 3,888 |
| Additional noninterest expense | $682,000 | 4,708 |
| Pre-tax net operating income | $1,474,000 | 3,801 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $479,000 | 3,022 |
| Income before extraordinary items | $995,000 | 4,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $995,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 477 |
| Net operating income | $995,000 | 4,124 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,943,000 | 3,682 |
| Total interest expense | $1,196,000 | 3,625 |
| Net interest income | $2,747,000 | 3,649 |
| Provision for loan and lease losses | $130,000 | 2,894 |
| Total noninterest income | $145,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $94,000 | 5,308 |
| Total noninterest expense | $1,865,000 | 4,028 |
| Salaries and employee benefits | $1,126,000 | 3,742 |
| Premises and equipment expense | $275,000 | 3,871 |
| Additional noninterest expense | $464,000 | 4,623 |
| Pre-tax net operating income | $897,000 | 3,995 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $291,000 | 3,159 |
| Income before extraordinary items | $606,000 | 4,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $606,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 358 |
| Net operating income | $606,000 | 4,340 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,672 |
| Total interest expense | $563,000 | 3,691 |
| Net interest income | $1,389,000 | 3,630 |
| Provision for loan and lease losses | $115,000 | 1,851 |
| Total noninterest income | $71,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $893,000 | 4,193 |
| Salaries and employee benefits | $545,000 | 3,834 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $217,000 | 4,810 |
| Pre-tax net operating income | $452,000 | 3,943 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $147,000 | 3,137 |
| Income before extraordinary items | $305,000 | 4,327 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $305,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 225 |
| Net operating income | $305,000 | 4,283 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 3,741 |
| Total interest expense | $1,741,000 | 4,066 |
| Net interest income | $5,416,000 | 3,575 |
| Provision for loan and lease losses | $356,000 | 2,597 |
| Total noninterest income | $322,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $97,000 | 6,519 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $225,000 | 4,850 |
| Total noninterest expense | $3,296,000 | 4,372 |
| Salaries and employee benefits | $1,892,000 | 4,180 |
| Premises and equipment expense | $469,000 | 4,285 |
| Additional noninterest expense | $935,000 | 4,583 |
| Pre-tax net operating income | $2,086,000 | 3,402 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $676,000 | 2,823 |
| Income before extraordinary items | $1,409,000 | 3,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,409,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 627 |
| Net operating income | $1,409,680 | 3,730 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 3,768 |
| Total interest expense | $1,234,000 | 4,197 |
| Net interest income | $4,022,000 | 3,582 |
| Provision for loan and lease losses | $311,000 | 2,215 |
| Total noninterest income | $239,000 | 6,312 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $71,000 | 6,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $2,440,000 | 4,389 |
| Salaries and employee benefits | $1,431,000 | 4,105 |
| Premises and equipment expense | $330,000 | 4,470 |
| Additional noninterest expense | $679,000 | 4,637 |
| Pre-tax net operating income | $1,510,000 | 3,564 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $489,000 | 2,946 |
| Income before extraordinary items | $1,021,000 | 3,943 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,021,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 496 |
| Net operating income | $1,021,000 | 3,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 3,803 |
| Total interest expense | $790,000 | 4,321 |
| Net interest income | $2,679,000 | 3,574 |
| Provision for loan and lease losses | $242,000 | 1,880 |
| Total noninterest income | $167,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 4,804 |
| Total noninterest expense | $1,636,000 | 4,390 |
| Salaries and employee benefits | $959,000 | 4,111 |
| Premises and equipment expense | $217,000 | 4,509 |
| Additional noninterest expense | $460,000 | 4,609 |
| Pre-tax net operating income | $968,000 | 3,611 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $312,000 | 3,013 |
| Income before extraordinary items | $654,000 | 4,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $654,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 422 |
| Net operating income | $655,360 | 3,921 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 3,703 |
| Total interest expense | $373,000 | 4,521 |
| Net interest income | $1,429,000 | 3,385 |
| Provision for loan and lease losses | $173,000 | 1,303 |
| Total noninterest income | $87,000 | 6,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $64,000 | 4,614 |
| Total noninterest expense | $833,000 | 4,358 |
| Salaries and employee benefits | $488,000 | 4,090 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $237,000 | 4,492 |
| Pre-tax net operating income | $510,000 | 3,466 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $344,000 | 3,895 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 277 |
| Net operating income | $345,360 | 3,763 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 4,323 |
| Total interest expense | $1,568,000 | 4,750 |
| Net interest income | $4,420,000 | 4,052 |
| Provision for loan and lease losses | $331,000 | 2,959 |
| Total noninterest income | $448,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $94,000 | 6,640 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $354,000 | 4,195 |
| Total noninterest expense | $3,010,000 | 4,596 |
| Salaries and employee benefits | $1,662,000 | 4,512 |
| Premises and equipment expense | $448,000 | 4,377 |
| Additional noninterest expense | $900,000 | 4,632 |
| Pre-tax net operating income | $1,527,000 | 4,085 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $484,000 | 3,428 |
| Income before extraordinary items | $1,043,000 | 4,522 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,043,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,408 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 667 |
| Net operating income | $1,043,000 | 4,351 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 4,311 |
| Total interest expense | $1,178,000 | 4,871 |
| Net interest income | $3,404,000 | 3,990 |
| Provision for loan and lease losses | $269,000 | 2,744 |
| Total noninterest income | $347,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 4,179 |
| Total noninterest expense | $2,414,000 | 4,378 |
| Salaries and employee benefits | $1,415,000 | 4,117 |
| Premises and equipment expense | $342,000 | 4,327 |
| Additional noninterest expense | $657,000 | 4,691 |
| Pre-tax net operating income | $1,068,000 | 4,387 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $337,000 | 3,716 |
| Income before extraordinary items | $733,000 | 4,858 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $733,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 549 |
| Net operating income | $731,620 | 4,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 4,445 |
| Total interest expense | $797,000 | 4,933 |
| Net interest income | $2,143,000 | 4,179 |
| Provision for loan and lease losses | $172,000 | 2,806 |
| Total noninterest income | $244,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $45,000 | 6,765 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $199,000 | 4,051 |
| Total noninterest expense | $1,556,000 | 4,461 |
| Salaries and employee benefits | $903,000 | 4,246 |
| Premises and equipment expense | $237,000 | 4,222 |
| Additional noninterest expense | $416,000 | 4,863 |
| Pre-tax net operating income | $659,000 | 4,597 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $209,000 | 3,872 |
| Income before extraordinary items | $450,000 | 5,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $450,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 443 |
| Net operating income | $450,000 | 4,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 4,538 |
| Total interest expense | $399,000 | 5,044 |
| Net interest income | $1,038,000 | 4,284 |
| Provision for loan and lease losses | $96,000 | 2,441 |
| Total noninterest income | $100,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $752,000 | 4,565 |
| Salaries and employee benefits | $430,000 | 4,398 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $290,000 | 4,872 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $201,000 | 5,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 360 |
| Net operating income | $201,000 | 5,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 4,969 |
| Total interest expense | $1,623,000 | 5,482 |
| Net interest income | $3,683,000 | 4,595 |
| Provision for loan and lease losses | $234,000 | 4,045 |
| Total noninterest income | $191,000 | 7,409 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $75,000 | 7,046 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $2,505,000 | 5,085 |
| Salaries and employee benefits | $1,461,000 | 4,788 |
| Premises and equipment expense | $369,000 | 4,926 |
| Additional noninterest expense | $675,000 | 5,527 |
| Pre-tax net operating income | $1,135,000 | 4,861 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $390,000 | 3,940 |
| Income before extraordinary items | $757,000 | 5,352 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $757,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 619 |
| Net operating income | $749,080 | 5,237 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 5,491 |
| Total interest expense | $2,212,000 | 5,796 |
| Net interest income | $2,979,000 | 5,106 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $160,000 | 7,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $2,167,000 | 5,438 |
| Salaries and employee benefits | $1,163,000 | 5,441 |
| Premises and equipment expense | $312,000 | 5,403 |
| Additional noninterest expense | $692,000 | 5,339 |
| Pre-tax net operating income | $772,000 | 5,583 |
| Securities gains (losses) | $35,000 | 2,695 |
| Applicable income taxes | $174,000 | 5,245 |
| Income before extraordinary items | $633,000 | 5,478 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $633,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 663 |
| Net operating income | $605,700 | 5,468 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 6,391 |
| Total interest expense | $1,847,000 | 6,515 |
| Net interest income | $2,270,000 | 6,164 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $85,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $1,738,000 | 6,184 |
| Salaries and employee benefits | $912,000 | 6,275 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $528,000 | 6,219 |
| Pre-tax net operating income | $482,000 | 7,082 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $97,000 | 6,545 |
| Income before extraordinary items | $385,000 | 6,950 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $385,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $2,376,000 | 332 |
| Net operating income | $385,000 | 6,954 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 7,423 |
| Total interest expense | $1,234,000 | 7,554 |
| Net interest income | $1,731,000 | 7,145 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $80,000 | 9,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $1,356,000 | 7,149 |
| Salaries and employee benefits | $710,000 | 7,188 |
| Premises and equipment expense | $157,000 | 7,549 |
| Additional noninterest expense | $489,000 | 6,588 |
| Pre-tax net operating income | $290,000 | 8,148 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $271,000 | 7,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $271,000 | 7,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $290,000 | 7,638 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 8,781 |
| Total interest expense | $713,000 | 9,169 |
| Net interest income | $1,204,000 | 8,323 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $67,000 | 9,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,880 |
| Total noninterest expense | $1,016,000 | 8,066 |
| Salaries and employee benefits | $548,000 | 8,063 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $348,000 | 7,687 |
| Pre-tax net operating income | $111,000 | 9,361 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $111,000 | 9,259 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $111,000 | 9,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $111,000 | 9,185 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 10,305 |
| Total interest expense | $331,000 | 10,461 |
| Net interest income | $665,000 | 10,025 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $50,000 | 10,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $800,000 | 9,031 |
| Salaries and employee benefits | $382,000 | 9,375 |
| Premises and equipment expense | $104,000 | 8,869 |
| Additional noninterest expense | $314,000 | 8,183 |
| Pre-tax net operating income | $-250,000 | 10,601 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-250,000 | 10,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-250,000 | 10,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-250,000 | 10,617 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 11,384 |
| Total interest expense | $43,000 | 11,372 |
| Net interest income | $119,000 | 11,381 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $44,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $752,000 | 9,622 |
| Salaries and employee benefits | $255,000 | 10,685 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $391,000 | 7,955 |
| Pre-tax net operating income | $-615,000 | 11,279 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-615,000 | 11,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-615,000 | 11,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 146 |
| Net operating income | $-615,000 | 11,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.