Home > The Bank of Vernon > Net charge- offs to loans
The Bank of Vernon, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5094% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0487% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | -0.3002% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0529% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 4,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7236% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5662% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6507% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0198% | 2,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7029% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.3694% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0723% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0749% | 4,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3824% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8011% | 724 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4871% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0823% | 2,129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1009% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.5361% | 4,590 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1118% | 4,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1158% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2048% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5395% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5552% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2583% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1550% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2066% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -1.0835% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2314% | 4,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2398% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0799% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5399% | 131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.4416% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7785% | 116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6136% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7281% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2450% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1125% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0941% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5294% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2539% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3315% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2273% | 1,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1051% | 4,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1492% | 4,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0837% | 3,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2253% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5192% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1219% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1012% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1934% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7011% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2743% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3590% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0262% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5870% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1312% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3576% | 1,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1559% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4463% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0344% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8058% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5173% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4958% | 683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2354% | 154 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.5977% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0907% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1199% | 4,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1719% | 4,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1923% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2229% | 145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.2401% | 1 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1784% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1229% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1784% | 4,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3585% | 175 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1589% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1924% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0322% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0468% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2414% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4797% | 112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2068% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2599% | 4,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0435% | 2,646 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0634% | 2,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7454% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3106% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3174% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2381% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3914% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4011% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1591% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3772% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5598% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 4,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2450% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8368% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0480% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2726% | 2,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0531% | 4,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1150% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7478% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3620% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0457% | 4,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6609% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2705% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4502% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 4,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6077% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8735% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 4,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1440% | 5,100 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1562% | 5,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1571% | 5,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 2,388 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8344% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0906% | 4,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2117% | 5,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2124% | 5,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3251% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2368% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1211% | 4,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2294% | 5,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2303% | 5,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1824% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1177% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2708% | 4,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0544% | 5,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0927% | 5,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1829% | 5,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1836% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6103% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2472% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1811% | 4,842 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5250% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2395% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 4,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9955% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0221% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9189% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6179% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1589% | 5,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1597% | 5,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9070% | 174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6431% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5265% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2455% | 549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8307% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 5,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1428% | 5,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1434% | 5,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0682% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5288% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1599% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6640% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0420% | 5,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1373% | 5,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1380% | 5,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9604% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1095% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0372% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3204% | 5,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4633% | 543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5636% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8365% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4798% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0386% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2424% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3236% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4300% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5119% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0833% | 5,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0839% | 5,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 2,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1196% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3968% | 1,689 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4010% | 291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2252% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 5,218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 5,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4650% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1798% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5799% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2661% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 5,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 5,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3411% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4089% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3565% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4300% | 1,354 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2187% | 5,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1729% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1543% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.8469% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7245% | 4,898 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3215% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3336% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5009% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2569% | 2,448 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7037% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0726% | 3,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0572% | 174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9422% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 1.1544% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2554% | 5,901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9568% | 4,951 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7937% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8107% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7273% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2066% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1170% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2439% | 2,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9731% | 215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7951% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 1.6869% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3791% | 6,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2645% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2671% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8449% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2593% | 2,015 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1757% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4414% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8014% | 294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0228% | 124 |
| Percentage Net Loans Charged-off:Construction & development | -0.6180% | 5,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5165% | 6,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5358% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5416% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8155% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1546% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6096% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7941% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 0.2812% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7383% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4556% | 6,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4606% | 6,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1740% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2965% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0935% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0014% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0547% | 5,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7641% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0461% | 202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2187% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4096% | 6,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4141% | 6,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4251% | 5,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7047% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7941% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3094% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1138% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5710% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3210% | 76 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7216% | 6,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7295% | 6,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7315% | 6,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1504% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6155% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9849% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1242% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4118% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4941% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6433% | 31 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7764% | 6,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1764% | 2,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6897% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2518% | 547 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6262% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0649% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 5.1824% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5099% | 367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5720% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6024% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0783% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8086% | 1,425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9766% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4372% | 2,118 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0547% | 5,717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2492% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4206% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 6.3547% | 189 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4234% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1244% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1614% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2367% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2745% | 2,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4602% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2164% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1416% | 5,905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4604% | 155 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3313% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 8.9908% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5759% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5467% | 53 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6001% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 1,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6897% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3252% | 2,075 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2144% | 5,957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3525% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 1.9095% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3531% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 6,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 6,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2790% | 6,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3409% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7989% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8126% | 1,260 |
| Percentage Net Loans Charged-off:Construction & development | -2.7954% | 6,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6091% | 1,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5944% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6146% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7768% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8552% | 1,586 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4906% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2945% | 2,862 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1308% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4564% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | -4.2141% | 6,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8126% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 3,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 3,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4108% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9498% | 1,341 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7652% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3199% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2906% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0017% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0432% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 1.6283% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2102% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 2,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8275% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2262% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1037% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6762% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0544% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3176% | 697 |
| Percentage Net Loans Charged-off:Construction & development | 3.2314% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1604% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2930% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2973% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1162% | 6,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2427% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4012% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3670% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2719% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8665% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0666% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 2.6188% | 1,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3064% | 2,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2392% | 864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3267% | 2,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3302% | 2,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7855% | 458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3638% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5790% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4990% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1082% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4936% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6649% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 8.0811% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2678% | 2,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2913% | 700 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2732% | 2,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2759% | 2,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6066% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4084% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8105% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4710% | 2,343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1434% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5555% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3006% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 11.3952% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2304% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 3,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 3,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1315% | 205 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1862% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9406% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7393% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6589% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6783% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 7,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 7,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4274% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1655% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7217% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9590% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4290% | 570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3605% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3757% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 6.6066% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3275% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 4,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 4,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4715% | 2,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0037% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2732% | 1,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6098% | 1,103 |
| Percentage Net Loans Charged-off:Construction & development | 6.4409% | 892 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4517% | 820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 4,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9821% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6846% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3570% | 6,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4501% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8345% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 7.3495% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3693% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5166% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6072% | 2,639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8503% | 788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1921% | 6,636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5656% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3604% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 12.1537% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6857% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7641% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1965% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8463% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3955% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5059% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2386% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 7.4644% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9113% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4826% | 689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9794% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0027% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3747% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9464% | 820 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5934% | 692 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6813% | 1,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0423% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1798% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 2.1078% | 1,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3676% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3852% | 534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9270% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9419% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3754% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0246% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5098% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3767% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3700% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4196% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 3.0492% | 1,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1889% | 1,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5708% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5751% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9656% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8653% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7576% | 907 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7801% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5703% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.9767% | 1,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1991% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5171% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9137% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2451% | 1,644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3650% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8553% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7920% | 476 |
| Percentage Net Loans Charged-off:Construction & development | 3.9141% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2736% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6107% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6213% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1481% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8402% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7760% | 1,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8007% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5248% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7461% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 5.2577% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9501% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1572% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3821% | 3,661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3095% | 1,052 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7667% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7265% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2212% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 8.0491% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9853% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8164% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1590% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4685% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1482% | 539 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7768% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3807% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 9.3796% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0658% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8411% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1918% | 3,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9486% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2988% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4091% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0728% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 8,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0812% | 8,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1628% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 4,064 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4940% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2542% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5552% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 2,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1057% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1079% | 8,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5641% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3936% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0249% | 562 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9459% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6349% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0884% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2609% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0709% | 3,611 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0955% | 161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 5,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 8,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0786% | 7,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0262% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8251% | 972 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2006% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0478% | 8,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 8,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0660% | 8,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1066% | 7,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1792% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2485% | 1,099 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2470% | 8,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 8,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1017% | 8,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6285% | 8,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2321% | 3,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1861% | 992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5120% | 8,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 8,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2108% | 8,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2665% | 8,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2581% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3596% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4536% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.1594% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9445% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1970% | 2,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5483% | 3,369 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7248% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4343% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6131% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 0.2211% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2984% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1341% | 2,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7548% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3284% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5800% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9053% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.3509% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9177% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 2,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9425% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1477% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9060% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4835% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3522% | 34 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0915% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1083% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7431% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2976% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 1,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5789% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 5,361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2168% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8640% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1930% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4127% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0858% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7649% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4166% | 3,797 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2047% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2403% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2613% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5885% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6020% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1310% | 4,983 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2291% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2399% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4434% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9830% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6895% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 3,948 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6244% | 841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6158% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5618% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3019% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1366% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6311% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9323% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1076% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3883% | 1,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6736% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4745% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2063% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 7,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4736% | 1,283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4057% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6942% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1704% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5278% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5292% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0693% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6087% | 1,460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3029% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5520% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6855% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6282% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6299% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0943% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0763% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1970% | 1,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9401% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6201% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6222% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8630% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6505% | 3,598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7855% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3695% | 2,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 29.4840% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6631% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9073% | 2,534 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3019% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5562% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 5,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2893% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3624% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3420% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5614% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7265% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4230% | 3,188 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4804% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |