Home > The Bank of Vernon > Income and Expense
The Bank of Vernon, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 7,685 |
| Total interest expense | $135,000 | 7,351 |
| Net interest income | $218,000 | 7,714 |
| Provision for loan and lease losses | $291,000 | 2,396 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $266,000 | 7,446 |
| Salaries and employee benefits | $99,000 | 7,839 |
| Premises and equipment expense | $24,000 | 7,585 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $-301,000 | 7,062 |
| Securities gains (losses) | $-17,000 | 7,863 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-318,000 | 7,230 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-318,000 | 7,230 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-318,000 | 7,231 |
| Net charge-offs | $430,000 | 1,472 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-301,000 | 7,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 7,614 |
| Total interest expense | $683,000 | 7,352 |
| Net interest income | $921,000 | 7,682 |
| Provision for loan and lease losses | $61,000 | 6,423 |
| Total noninterest income | $134,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 5,936 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $954,000 | 7,603 |
| Salaries and employee benefits | $494,000 | 7,684 |
| Premises and equipment expense | $71,000 | 7,876 |
| Additional noninterest expense | $389,000 | 7,084 |
| Pre-tax net operating income | $40,000 | 6,189 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $40,000 | 6,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,362 |
| Cash dividends | $45,000 | 5,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $40,000 | 6,211 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,671 |
| Total interest expense | $541,000 | 7,400 |
| Net interest income | $688,000 | 7,755 |
| Provision for loan and lease losses | $61,000 | 5,677 |
| Total noninterest income | $107,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $73,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 6,988 |
| Total noninterest expense | $725,000 | 7,618 |
| Salaries and employee benefits | $386,000 | 7,657 |
| Premises and equipment expense | $66,000 | 7,776 |
| Additional noninterest expense | $273,000 | 7,195 |
| Pre-tax net operating income | $9,000 | 6,711 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $9,000 | 6,567 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,000 | 6,735 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 7,711 |
| Total interest expense | $387,000 | 7,417 |
| Net interest income | $450,000 | 7,817 |
| Provision for loan and lease losses | $61,000 | 4,888 |
| Total noninterest income | $69,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $24,000 | 7,026 |
| Total noninterest expense | $492,000 | 7,640 |
| Salaries and employee benefits | $265,000 | 7,681 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $191,000 | 7,142 |
| Pre-tax net operating income | $-34,000 | 7,052 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-34,000 | 7,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-34,000 | 7,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-34,000 | 7,084 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,674 |
| Total interest expense | $210,000 | 7,413 |
| Net interest income | $253,000 | 7,725 |
| Provision for loan and lease losses | $57,000 | 3,660 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $269,000 | 7,542 |
| Salaries and employee benefits | $132,000 | 7,721 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $118,000 | 6,754 |
| Pre-tax net operating income | $-30,000 | 7,325 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-30,000 | 7,432 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 7,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-30,000 | 7,363 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 7,773 |
| Total interest expense | $681,000 | 7,691 |
| Net interest income | $1,021,000 | 7,717 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $128,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $109,000 | 5,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $19,000 | 7,830 |
| Total noninterest expense | $1,014,000 | 7,637 |
| Salaries and employee benefits | $604,000 | 7,529 |
| Premises and equipment expense | $104,000 | 7,710 |
| Additional noninterest expense | $306,000 | 7,508 |
| Pre-tax net operating income | $90,000 | 7,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $90,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $31,000 | 5,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $90,000 | 7,150 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 7,890 |
| Total interest expense | $476,000 | 7,801 |
| Net interest income | $738,000 | 7,812 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $112,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $761,000 | 7,609 |
| Salaries and employee benefits | $456,000 | 7,495 |
| Premises and equipment expense | $80,000 | 7,661 |
| Additional noninterest expense | $225,000 | 7,526 |
| Pre-tax net operating income | $64,000 | 7,441 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $64,000 | 7,421 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $64,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $64,000 | 7,407 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $759,000 | 7,997 |
| Total interest expense | $291,000 | 7,925 |
| Net interest income | $468,000 | 7,935 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $59,000 | 5,840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $509,000 | 7,654 |
| Salaries and employee benefits | $305,000 | 7,544 |
| Premises and equipment expense | $54,000 | 7,693 |
| Additional noninterest expense | $150,000 | 7,573 |
| Pre-tax net operating income | $31,000 | 7,632 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $31,000 | 7,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $31,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $31,000 | 7,600 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,110 |
| Total interest expense | $129,000 | 8,058 |
| Net interest income | $224,000 | 8,041 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $31,000 | 5,740 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $250,000 | 7,727 |
| Salaries and employee benefits | $149,000 | 7,617 |
| Premises and equipment expense | $26,000 | 7,758 |
| Additional noninterest expense | $75,000 | 7,589 |
| Pre-tax net operating income | $10,000 | 7,744 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $10,000 | 7,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,000 | 7,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 8,194 |
| Total interest expense | $289,000 | 8,309 |
| Net interest income | $834,000 | 8,057 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $112,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $94,000 | 6,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 8,036 |
| Total noninterest expense | $883,000 | 7,886 |
| Salaries and employee benefits | $487,000 | 7,904 |
| Premises and equipment expense | $121,000 | 7,581 |
| Additional noninterest expense | $275,000 | 7,718 |
| Pre-tax net operating income | $63,000 | 7,812 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $63,000 | 7,810 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $63,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $22,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $63,000 | 7,799 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $796,000 | 8,306 |
| Total interest expense | $181,000 | 8,430 |
| Net interest income | $615,000 | 8,150 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $78,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 8,103 |
| Total noninterest expense | $638,000 | 7,952 |
| Salaries and employee benefits | $352,000 | 7,956 |
| Premises and equipment expense | $90,000 | 7,602 |
| Additional noninterest expense | $196,000 | 7,815 |
| Pre-tax net operating income | $55,000 | 7,956 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $55,000 | 7,937 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $55,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $55,000 | 7,932 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 8,396 |
| Total interest expense | $101,000 | 8,503 |
| Net interest income | $399,000 | 8,227 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $51,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $397,000 | 8,061 |
| Salaries and employee benefits | $220,000 | 8,078 |
| Premises and equipment expense | $60,000 | 7,622 |
| Additional noninterest expense | $117,000 | 7,985 |
| Pre-tax net operating income | $53,000 | 7,936 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $53,000 | 7,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $53,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $53,000 | 7,887 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,456 |
| Total interest expense | $46,000 | 8,547 |
| Net interest income | $185,000 | 8,319 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $173,000 | 8,243 |
| Salaries and employee benefits | $92,000 | 8,300 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $35,000 | 7,869 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $35,000 | 7,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $35,000 | 7,764 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,714 |
| Total interest expense | $74,000 | 8,667 |
| Net interest income | $235,000 | 8,713 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $30,000 | 8,549 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $26,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $196,000 | 8,795 |
| Salaries and employee benefits | $111,000 | 8,780 |
| Premises and equipment expense | $32,000 | 8,652 |
| Additional noninterest expense | $53,000 | 8,795 |
| Pre-tax net operating income | $69,000 | 8,078 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $68,000 | 8,076 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $68,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $68,000 | 8,049 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $72,000 | 8,825 |
| Total interest expense | $18,000 | 8,767 |
| Net interest income | $54,000 | 8,826 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $7,000 | 8,725 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,000 | 8,692 |
| Total noninterest expense | $52,000 | 8,844 |
| Salaries and employee benefits | $29,000 | 8,833 |
| Premises and equipment expense | $8,000 | 8,797 |
| Additional noninterest expense | $15,000 | 8,846 |
| Pre-tax net operating income | $9,000 | 8,298 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $9,000 | 8,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,000 | 8,293 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,572 |
| Total interest expense | $64,000 | 8,620 |
| Net interest income | $303,000 | 8,505 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $311,000 | 8,358 |
| Salaries and employee benefits | $174,000 | 8,364 |
| Premises and equipment expense | $42,000 | 8,050 |
| Additional noninterest expense | $95,000 | 8,260 |
| Pre-tax net operating income | $48,000 | 8,147 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $44,000 | 8,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $44,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $44,000 | 8,116 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 8,652 |
| Total interest expense | $29,000 | 8,707 |
| Net interest income | $154,000 | 8,573 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $33,000 | 7,681 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $145,000 | 8,507 |
| Salaries and employee benefits | $84,000 | 8,467 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $42,000 | 8,459 |
| Pre-tax net operating income | $42,000 | 7,995 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $41,000 | 7,917 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $41,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $41,000 | 7,887 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 8,668 |
| Total interest expense | $67,000 | 8,805 |
| Net interest income | $583,000 | 8,565 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $82,000 | 8,278 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $62,000 | 7,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,225 |
| Total noninterest expense | $627,000 | 8,460 |
| Salaries and employee benefits | $381,000 | 8,366 |
| Premises and equipment expense | $75,000 | 8,290 |
| Additional noninterest expense | $171,000 | 8,473 |
| Pre-tax net operating income | $38,000 | 8,289 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $32,000 | 8,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $32,000 | 8,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $32,000 | 8,308 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $472,000 | 8,739 |
| Total interest expense | $46,000 | 8,872 |
| Net interest income | $426,000 | 8,633 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $59,000 | 8,364 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $482,000 | 8,438 |
| Salaries and employee benefits | $296,000 | 8,300 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $127,000 | 8,495 |
| Pre-tax net operating income | $3,000 | 8,452 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $-2,000 | 8,508 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,000 | 8,467 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $308,000 | 8,810 |
| Total interest expense | $30,000 | 8,931 |
| Net interest income | $278,000 | 8,696 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $41,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $320,000 | 8,489 |
| Salaries and employee benefits | $199,000 | 8,347 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $84,000 | 8,540 |
| Pre-tax net operating income | $-1,000 | 8,523 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $-5,000 | 8,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-5,000 | 8,543 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 8,840 |
| Total interest expense | $16,000 | 8,975 |
| Net interest income | $141,000 | 8,731 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $20,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $157,000 | 8,558 |
| Salaries and employee benefits | $99,000 | 8,396 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $4,000 | 8,497 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $2,000 | 8,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,000 | 8,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 8,830 |
| Total interest expense | $118,000 | 8,920 |
| Net interest income | $570,000 | 8,731 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $112,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $629,000 | 8,593 |
| Salaries and employee benefits | $398,000 | 8,412 |
| Premises and equipment expense | $89,000 | 8,214 |
| Additional noninterest expense | $142,000 | 8,800 |
| Pre-tax net operating income | $53,000 | 8,370 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $42,000 | 8,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $42,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 8,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $528,000 | 8,903 |
| Total interest expense | $100,000 | 8,983 |
| Net interest income | $428,000 | 8,804 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $81,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $54,000 | 7,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $475,000 | 8,595 |
| Salaries and employee benefits | $300,000 | 8,420 |
| Premises and equipment expense | $60,000 | 8,390 |
| Additional noninterest expense | $115,000 | 8,766 |
| Pre-tax net operating income | $34,000 | 8,519 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $19,000 | 8,660 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $19,000 | 8,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $19,000 | 8,561 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,943 |
| Total interest expense | $77,000 | 9,004 |
| Net interest income | $276,000 | 8,859 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $316,000 | 8,625 |
| Salaries and employee benefits | $200,000 | 8,459 |
| Premises and equipment expense | $39,000 | 8,415 |
| Additional noninterest expense | $77,000 | 8,773 |
| Pre-tax net operating income | $13,000 | 8,590 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $1,000 | 8,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,664 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,000 | 8,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $175,000 | 9,017 |
| Total interest expense | $41,000 | 9,043 |
| Net interest income | $134,000 | 8,933 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $158,000 | 8,670 |
| Salaries and employee benefits | $99,000 | 8,515 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $2,000 | 8,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $-3,000 | 8,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,000 | 8,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,000 | 8,682 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,992 |
| Total interest expense | $212,000 | 9,050 |
| Net interest income | $599,000 | 8,895 |
| Provision for loan and lease losses | $-25,000 | 9,205 |
| Total noninterest income | $141,000 | 7,928 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $78,000 | 6,973 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $647,000 | 8,660 |
| Salaries and employee benefits | $404,000 | 8,496 |
| Premises and equipment expense | $76,000 | 8,504 |
| Additional noninterest expense | $167,000 | 8,772 |
| Pre-tax net operating income | $118,000 | 8,251 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $88,000 | 8,390 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $88,000 | 8,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 9,017 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $88,000 | 8,299 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 9,079 |
| Total interest expense | $438,000 | 9,118 |
| Net interest income | $659,000 | 8,927 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $146,000 | 7,900 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $656,000 | 8,788 |
| Salaries and employee benefits | $404,000 | 8,605 |
| Premises and equipment expense | $78,000 | 8,660 |
| Additional noninterest expense | $174,000 | 8,870 |
| Pre-tax net operating income | $136,000 | 8,160 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $37,000 | 6,929 |
| Income before extraordinary items | $99,000 | 8,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $99,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $99,000 | 8,238 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 9,221 |
| Total interest expense | $548,000 | 9,160 |
| Net interest income | $661,000 | 9,200 |
| Provision for loan and lease losses | $8,000 | 8,049 |
| Total noninterest income | $176,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,639 |
| Total noninterest expense | $689,000 | 8,847 |
| Salaries and employee benefits | $404,000 | 8,731 |
| Premises and equipment expense | $84,000 | 8,716 |
| Additional noninterest expense | $201,000 | 8,773 |
| Pre-tax net operating income | $140,000 | 8,644 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $102,000 | 8,691 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $102,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $102,000 | 8,681 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 9,288 |
| Total interest expense | $593,000 | 9,227 |
| Net interest income | $727,000 | 9,222 |
| Provision for loan and lease losses | $19,000 | 7,736 |
| Total noninterest income | $142,000 | 8,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $712,000 | 8,998 |
| Salaries and employee benefits | $409,000 | 8,836 |
| Premises and equipment expense | $93,000 | 8,771 |
| Additional noninterest expense | $210,000 | 8,927 |
| Pre-tax net operating income | $138,000 | 8,875 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $37,000 | 7,868 |
| Income before extraordinary items | $101,000 | 8,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $101,000 | 8,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $101,000 | 8,927 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 9,452 |
| Total interest expense | $662,000 | 9,302 |
| Net interest income | $709,000 | 9,470 |
| Provision for loan and lease losses | $-5,000 | 10,202 |
| Total noninterest income | $122,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $691,000 | 9,126 |
| Salaries and employee benefits | $398,000 | 8,984 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $187,000 | 9,266 |
| Pre-tax net operating income | $145,000 | 9,194 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $40,000 | 8,514 |
| Income before extraordinary items | $105,000 | 9,308 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $105,000 | 9,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $105,000 | 9,236 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 9,927 |
| Total interest expense | $629,000 | 9,749 |
| Net interest income | $674,000 | 10,010 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $108,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $622,000 | 9,668 |
| Salaries and employee benefits | $389,000 | 9,327 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $148,000 | 10,018 |
| Pre-tax net operating income | $150,000 | 9,844 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $42,000 | 9,374 |
| Income before extraordinary items | $108,000 | 9,910 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $108,000 | 9,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $108,000 | 9,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 10,295 |
| Total interest expense | $598,000 | 10,281 |
| Net interest income | $771,000 | 10,188 |
| Provision for loan and lease losses | $49,000 | 6,675 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $656,000 | 9,969 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $97,000 | 9,380 |
| Additional noninterest expense | $152,000 | 10,525 |
| Pre-tax net operating income | $205,000 | 9,759 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $142,000 | 9,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $142,000 | 9,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $142,000 | 9,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 10,802 |
| Total interest expense | $580,000 | 10,743 |
| Net interest income | $745,000 | 10,705 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $638,000 | 10,421 |
| Salaries and employee benefits | $392,000 | 10,003 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $146,000 | 11,099 |
| Pre-tax net operating income | $209,000 | 10,410 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $144,000 | 10,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $144,000 | 10,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $144,000 | 10,486 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 11,533 |
| Total interest expense | $402,000 | 11,573 |
| Net interest income | $694,000 | 11,400 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $119,000 | 10,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $626,000 | 11,002 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $174,000 | 11,482 |
| Pre-tax net operating income | $167,000 | 11,148 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $118,000 | 11,187 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $118,000 | 11,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $118,000 | 11,230 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 11,980 |
| Total interest expense | $393,000 | 12,262 |
| Net interest income | $761,000 | 11,660 |
| Provision for loan and lease losses | $-76,000 | 12,845 |
| Total noninterest income | $145,000 | 10,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $695,000 | 11,194 |
| Salaries and employee benefits | $367,000 | 10,976 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $202,000 | 11,701 |
| Pre-tax net operating income | $287,000 | 10,345 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $92,000 | 9,945 |
| Income before extraordinary items | $195,000 | 10,718 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $195,000 | 10,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 12,856 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $195,000 | 10,491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 12,358 |
| Total interest expense | $535,000 | 12,594 |
| Net interest income | $787,000 | 11,968 |
| Provision for loan and lease losses | $-33,000 | 13,566 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $618,000 | 11,946 |
| Salaries and employee benefits | $349,000 | 11,447 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $180,000 | 12,520 |
| Pre-tax net operating income | $308,000 | 10,062 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $211,000 | 10,449 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $211,000 | 10,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 13,107 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $211,000 | 10,099 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.