Home > The Bank of Van Zandt > Income and Expense

The Bank of Van Zandt, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,298,0009,536
Total interest expense$669,0009,276
Net interest income$629,0009,665
Provision for loan and lease losses$24,0007,567
Total noninterest income$157,0008,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0006,306
Trading account gains and feesNANA
Additional Noninterest Income$29,0009,064
Total noninterest expense$600,0009,427
Salaries and employee benefits$239,0009,929
Premises and equipment expense$69,0009,377
Additional noninterest expense$292,0008,197
Pre-tax net operating income$162,0009,118
Securities gains (losses)$04,449
Applicable income taxes$95,0007,609
Income before extraordinary items$67,0009,529
Extraordinary gains, net$032
Net income$67,0009,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,514
Cash dividends$257,0004,891
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$67,0009,463
1997-12-31 (YTD Data)Rank
Total interest income$4,131,0006,534
Total interest expense$1,765,0006,750
Net interest income$2,366,0006,267
Provision for loan and lease losses$120,0004,629
Total noninterest income$541,0004,734
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,034
Trading account gains and feesNANA
Additional Noninterest Income$111,0006,492
Total noninterest expense$1,484,0006,830
Salaries and employee benefits$748,0007,034
Premises and equipment expense$199,0006,876
Additional noninterest expense$537,0006,216
Pre-tax net operating income$1,303,0004,950
Securities gains (losses)$03,944
Applicable income taxes$-188,00010,783
Income before extraordinary items$1,491,0003,379
Extraordinary gains, net$044
Net income$1,491,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,525
Cash dividends$506,0003,430
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,491,0003,307
1996-12-31 (YTD Data)Rank
Total interest income$3,692,0007,172
Total interest expense$1,471,0007,642
Net interest income$2,221,0006,724
Provision for loan and lease losses$-53,00011,211
Total noninterest income$462,0005,445
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$374,0003,538
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,486
Total noninterest expense$1,462,0007,224
Salaries and employee benefits$734,0007,336
Premises and equipment expense$210,0006,860
Additional noninterest expense$518,0006,913
Pre-tax net operating income$1,274,0004,907
Securities gains (losses)$-26,00010,772
Applicable income taxes$414,0004,795
Income before extraordinary items$834,0005,141
Extraordinary gains, net$053
Net income$834,0005,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,232
Cash dividends$169,0005,790
Sale, conversion, retirement of capital stock, net$-121,00011,359
Net operating income$851,4205,019
1995-12-31 (YTD Data)Rank
Total interest income$3,662,0007,349
Total interest expense$1,518,0007,651
Net interest income$2,144,0006,996
Provision for loan and lease losses$-227,00011,829
Total noninterest income$441,0005,624
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$353,0003,745
Trading account gains and feesNANA
Additional Noninterest Income$88,0007,639
Total noninterest expense$1,497,0007,284
Salaries and employee benefits$817,0007,010
Premises and equipment expense$186,0007,481
Additional noninterest expense$494,0007,302
Pre-tax net operating income$1,315,0004,915
Securities gains (losses)$03,831
Applicable income taxes$443,0004,575
Income before extraordinary items$872,0005,110
Extraordinary gains, net$065
Net income$872,0005,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,213
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$872,0005,099
1994-12-31 (YTD Data)Rank
Total interest income$3,281,0007,647
Total interest expense$1,164,0008,047
Net interest income$2,117,0007,279
Provision for loan and lease losses$100,0004,522
Total noninterest income$378,0006,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$294,0004,437
Trading account gains and feesNANA
Additional Noninterest Income$84,0008,071
Total noninterest expense$1,480,0007,657
Salaries and employee benefits$758,0007,461
Premises and equipment expense$113,0009,600
Additional noninterest expense$609,0006,968
Pre-tax net operating income$915,0006,323
Securities gains (losses)$-39,00010,852
Applicable income taxes$305,0005,815
Income before extraordinary items$571,0006,752
Extraordinary gains, net$0249
Net income$571,0006,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$596,3506,637
1993-12-31 (YTD Data)Rank
Total interest income$3,251,0007,922
Total interest expense$1,271,0007,998
Net interest income$1,980,0007,738
Provision for loan and lease losses$128,0005,054
Total noninterest income$404,0006,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0005,087
Trading account gains and feesNANA
Additional Noninterest Income$152,0006,523
Total noninterest expense$1,502,0007,827
Salaries and employee benefits$580,0008,980
Premises and equipment expense$174,0008,281
Additional noninterest expense$748,0006,253
Pre-tax net operating income$754,0007,073
Securities gains (losses)$07,477
Applicable income taxes$232,0007,070
Income before extraordinary items$522,0007,370
Extraordinary gains, net$03,149
Net income$522,0007,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$522,0007,123
1992-12-31 (YTD Data)Rank
Total interest income$3,151,0008,717
Total interest expense$1,328,0009,133
Net interest income$1,823,0008,274
Provision for loan and lease losses$89,0007,639
Total noninterest income$455,0006,033
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,348
Trading account gains and feesNANA
Additional Noninterest Income$219,0005,372
Total noninterest expense$1,495,0007,933
Salaries and employee benefits$639,0008,464
Premises and equipment expense$199,0007,855
Additional noninterest expense$657,0007,054
Pre-tax net operating income$694,0007,135
Securities gains (losses)$08,369
Applicable income taxes$235,0006,910
Income before extraordinary items$459,0007,659
Extraordinary gains, net$235,000370
Net income$694,0006,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$459,0007,309

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.