Home > The Bank of Van Zandt > Assets and Liabilities
The Bank of Van Zandt, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $71,161,000 | 5,658 |
| Cash and due from depository institutions | $3,371,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $25,203,000 | 4,145 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,320 |
| Net loans & leases | $21,098,000 | 7,846 |
| Loan loss allowance | $240,000 | 8,073 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,019,000 | 5,918 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $6,999,000 | 463 |
| All other assets | $671,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,161,000 | 5,658 |
| Total liabilities | $60,965,000 | 5,799 |
| Total deposits | $58,285,000 | 5,742 |
| Interest-bearing deposits | $47,616,000 | 5,895 |
| Deposits held in domestic offices | $58,285,000 | 5,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,414,000 | 3,087 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $266,000 | 7,851 |
| Total equity capital | $10,196,000 | 4,253 |
| Total bank equity capital | $10,196,000 | 4,253 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,366,000 | 2,549 |
| Surplus | $8,734,000 | 1,789 |
| Undivided profits | $96,000 | 9,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $111,000 | 9,197 |
| Earning assets | $59,101,000 | 6,017 |
| Long-term assets (5+ years) | $14,123,000 | 3,916 |
| Average Assets, year-to-date | $65,362,200 | 5,781 |
| Average Assets, quarterly | $68,957,000 | 5,696 |
| Volatile liabilities | $7,377,000 | 5,903 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,485,000 | 8,017 |
| Tier 1 (core) risk-based capital | $3,168,000 | 8,571 |
| Tier 2 risk-based capital | $240,000 | 7,727 |
| Total risk weighted assets | $34,292,400 | 6,442 |
| Total unused commitments | $1,485,000 | 8,028 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $63,974,000 | 6,096 |
| Cash and due from depository institutions | $3,261,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,609,000 | 3,881 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,645 |
| Net loans & leases | $25,760,000 | 7,399 |
| Loan loss allowance | $275,000 | 7,832 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,471,000 | 4,783 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $773,000 | 7,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,974,000 | 6,096 |
| Total liabilities | $57,938,000 | 6,036 |
| Total deposits | $54,887,000 | 6,047 |
| Interest-bearing deposits | $45,648,000 | 6,111 |
| Deposits held in domestic offices | $54,887,000 | 6,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,839,000 | 2,536 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $212,000 | 8,830 |
| Total equity capital | $6,036,000 | 6,370 |
| Total bank equity capital | $6,036,000 | 6,370 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,366,000 | 2,581 |
| Surplus | $2,634,000 | 4,548 |
| Undivided profits | $2,036,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 538 |
| Income earned, not collected on loans | $135,000 | 9,276 |
| Earning assets | $58,469,000 | 6,092 |
| Long-term assets (5+ years) | $7,884,000 | 4,913 |
| Average Assets, year-to-date | $57,778,400 | 6,312 |
| Average Assets, quarterly | $62,025,500 | 6,152 |
| Volatile liabilities | $6,216,000 | 6,491 |
| Insider loans | $240,000 | 7,111 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,765,000 | 5,927 |
| Tier 1 (core) risk-based capital | $5,991,000 | 6,270 |
| Tier 2 risk-based capital | $275,000 | 7,344 |
| Total risk weighted assets | $29,653,300 | 7,036 |
| Total unused commitments | $3,765,000 | 5,935 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 21 | 7,260 |
| Assets and Liabilities | ||
| Total Assets: | $54,280,000 | 6,931 |
| Cash and due from depository institutions | $2,803,000 | 7,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $21,833,000 | 4,999 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,112 |
| Net loans & leases | $23,465,000 | 7,868 |
| Loan loss allowance | $270,000 | 8,236 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,528,000 | 4,630 |
| Other real estate owned | $26,000 | 7,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $625,000 | 8,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,280,000 | 6,931 |
| Total liabilities | $49,265,000 | 6,863 |
| Total deposits | $48,655,000 | 6,719 |
| Interest-bearing deposits | $40,927,000 | 6,794 |
| Deposits held in domestic offices | $48,655,000 | 6,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $610,000 | 5,201 |
| Total equity capital | $5,015,000 | 7,221 |
| Total bank equity capital | $5,015,000 | 7,221 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,366,000 | 2,750 |
| Surplus | $2,634,000 | 4,617 |
| Undivided profits | $1,015,000 | 8,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 8,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $133,000 | 9,667 |
| Earning assets | $49,298,000 | 6,952 |
| Long-term assets (5+ years) | $3,998,000 | 6,413 |
| Average Assets, year-to-date | $51,693,400 | 6,947 |
| Average Assets, quarterly | $51,708,500 | 7,056 |
| Volatile liabilities | $6,239,000 | 6,393 |
| Insider loans | $409,000 | 6,030 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,364,000 | 7,069 |
| Tier 1 (core) risk-based capital | $5,005,000 | 7,148 |
| Tier 2 risk-based capital | $270,000 | 7,626 |
| Total risk weighted assets | $26,070,100 | 7,646 |
| Total unused commitments | $2,364,000 | 7,084 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $55,962,000 | 6,955 |
| Cash and due from depository institutions | $3,909,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,372,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,492 |
| Net loans & leases | $19,850,000 | 8,640 |
| Loan loss allowance | $375,000 | 7,240 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,319,000 | 5,081 |
| Other real estate owned | $10,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $702,000 | 7,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,962,000 | 6,955 |
| Total liabilities | $51,485,000 | 6,853 |
| Total deposits | $51,103,000 | 6,690 |
| Interest-bearing deposits | $41,382,000 | 6,887 |
| Deposits held in domestic offices | $51,103,000 | 6,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $382,000 | 7,354 |
| Total equity capital | $4,477,000 | 7,839 |
| Total bank equity capital | $4,477,000 | 7,839 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,400,000 | 2,801 |
| Surplus | $1,600,000 | 6,286 |
| Undivided profits | $1,477,000 | 8,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 9,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $122,000 | 10,266 |
| Earning assets | $50,022,000 | 7,045 |
| Long-term assets (5+ years) | $5,409,000 | 5,607 |
| Average Assets, year-to-date | $50,850,600 | 7,155 |
| Average Assets, quarterly | $52,717,500 | 7,143 |
| Volatile liabilities | $5,336,000 | 6,719 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,517,000 | 8,100 |
| Tier 1 (core) risk-based capital | $4,462,000 | 7,742 |
| Tier 2 risk-based capital | $290,450 | 7,464 |
| Total risk weighted assets | $23,151,250 | 8,223 |
| Total unused commitments | $1,517,000 | 8,113 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $48,305,000 | 7,665 |
| Cash and due from depository institutions | $2,834,000 | 7,881 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,289,000 | 5,820 |
| Federal funds sold & reverse repurchase agreements | $4,475,000 | 2,016 |
| Net loans & leases | $18,821,000 | 8,994 |
| Loan loss allowance | $650,000 | 5,093 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,359,000 | 4,982 |
| Other real estate owned | $33,000 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $494,000 | 9,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,305,000 | 7,665 |
| Total liabilities | $45,012,000 | 7,514 |
| Total deposits | $44,557,000 | 7,357 |
| Interest-bearing deposits | $35,612,000 | 7,635 |
| Deposits held in domestic offices | $44,557,000 | 7,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $455,000 | 5,557 |
| Total equity capital | $3,293,000 | 9,078 |
| Total bank equity capital | $3,293,000 | 9,078 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,400,000 | 2,902 |
| Surplus | $1,600,000 | 6,330 |
| Undivided profits | $293,000 | 10,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 8,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $131,000 | 10,101 |
| Earning assets | $43,585,000 | 7,694 |
| Long-term assets (5+ years) | $5,399,000 | 5,790 |
| Average Assets, year-to-date | $47,982,600 | 7,587 |
| Average Assets, quarterly | $47,215,500 | 7,725 |
| Volatile liabilities | $5,598,000 | 6,329 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,447,000 | 8,332 |
| Tier 1 (core) risk-based capital | $3,551,000 | 8,847 |
| Tier 2 risk-based capital | $253,520 | 8,198 |
| Total risk weighted assets | $19,885,020 | 8,998 |
| Total unused commitments | $1,447,000 | 8,343 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $49,626,000 | 7,784 |
| Cash and due from depository institutions | $2,418,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,211,000 | 6,775 |
| Federal funds sold & reverse repurchase agreements | $7,825,000 | 1,779 |
| Net loans & leases | $20,100,000 | 8,810 |
| Loan loss allowance | $668,000 | 5,155 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,367,000 | 5,019 |
| Other real estate owned | $162,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $543,000 | 8,971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,626,000 | 7,784 |
| Total liabilities | $46,646,000 | 7,596 |
| Total deposits | $46,124,000 | 7,474 |
| Interest-bearing deposits | $38,647,000 | 7,568 |
| Deposits held in domestic offices | $46,124,000 | 7,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $522,000 | 5,173 |
| Total equity capital | $2,980,000 | 9,813 |
| Total bank equity capital | $2,980,000 | 9,813 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,400,000 | 2,979 |
| Surplus | $1,600,000 | 6,350 |
| Undivided profits | $-20,000 | 12,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $350,000 | 5,276 |
| Earning assets | $45,136,000 | 7,797 |
| Long-term assets (5+ years) | $14,038,000 | 3,459 |
| Average Assets, year-to-date | $46,387,600 | 7,951 |
| Average Assets, quarterly | $48,637,000 | 7,815 |
| Volatile liabilities | $5,054,000 | 6,485 |
| Insider loans | $229,000 | 7,975 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $688,000 | 10,012 |
| Tier 1 (core) risk-based capital | $2,980,000 | 9,755 |
| Tier 2 risk-based capital | $286,970 | 7,797 |
| Total risk weighted assets | $22,576,270 | 8,625 |
| Total unused commitments | $688,000 | 10,035 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $44,112,000 | 8,498 |
| Cash and due from depository institutions | $2,115,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,945,000 | 8,031 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,278 |
| Net loans & leases | $19,288,000 | 9,082 |
| Loan loss allowance | $539,000 | 6,115 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,415,000 | 4,877 |
| Other real estate owned | $516,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $533,000 | 9,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,112,000 | 8,498 |
| Total liabilities | $41,631,000 | 8,331 |
| Total deposits | $41,440,000 | 8,184 |
| Interest-bearing deposits | $35,907,000 | 8,147 |
| Deposits held in domestic offices | $41,440,000 | 8,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $191,000 | 10,226 |
| Total equity capital | $2,481,000 | 10,594 |
| Total bank equity capital | $2,481,000 | 10,594 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,400,000 | 3,089 |
| Surplus | $1,110,000 | 7,742 |
| Undivided profits | $-29,000 | 12,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 9,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $180,000 | 9,191 |
| Earning assets | $39,533,000 | 8,574 |
| Long-term assets (5+ years) | $13,667,000 | 3,479 |
| Average Assets, year-to-date | $38,940,400 | 8,953 |
| Average Assets, quarterly | $42,024,500 | 8,676 |
| Volatile liabilities | $3,727,000 | 7,715 |
| Insider loans | $75,000 | 6,391 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $147,000 | 11,912 |
| Tier 1 (core) risk-based capital | $2,481,000 | 10,550 |
| Tier 2 risk-based capital | $267,900 | 8,121 |
| Total risk weighted assets | $21,160,700 | 9,045 |
| Total unused commitments | $147,000 | 11,925 |
| Derivatives | $0 | 651 |