Home > The Bank of Urbana > Income and Expense
The Bank of Urbana, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 3,352 |
| Total interest expense | $434,000 | 3,406 |
| Net interest income | $4,253,000 | 3,313 |
| Provision for loan and lease losses | $302,000 | 1,609 |
| Total noninterest income | $742,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $327,000 | 2,311 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $415,000 | 3,124 |
| Total noninterest expense | $5,192,000 | 2,563 |
| Salaries and employee benefits | $3,377,000 | 2,267 |
| Premises and equipment expense | $335,000 | 3,595 |
| Additional noninterest expense | $1,480,000 | 2,776 |
| Pre-tax net operating income | $-499,000 | 5,881 |
| Securities gains (losses) | $1,146,000 | 172 |
| Applicable income taxes | $110,000 | 3,183 |
| Income before extraordinary items | $537,000 | 4,409 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $537,000 | 4,407 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $537,000 | 4,409 |
| Net charge-offs | $25,000 | 3,026 |
| Cash dividends | $10,172,000 | 281 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-414,180 | 5,873 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 3,300 |
| Total interest expense | $293,000 | 3,402 |
| Net interest income | $2,952,000 | 3,253 |
| Provision for loan and lease losses | $325,000 | 1,174 |
| Total noninterest income | $481,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $217,000 | 2,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $264,000 | 3,203 |
| Total noninterest expense | $2,241,000 | 3,439 |
| Salaries and employee benefits | $1,158,000 | 3,579 |
| Premises and equipment expense | $228,000 | 3,594 |
| Additional noninterest expense | $855,000 | 3,089 |
| Pre-tax net operating income | $867,000 | 3,322 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $274,000 | 2,209 |
| Income before extraordinary items | $638,000 | 3,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $638,000 | 3,566 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $638,000 | 3,568 |
| Net charge-offs | $41,000 | 2,292 |
| Cash dividends | $690,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $606,500 | 3,595 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 3,273 |
| Total interest expense | $149,000 | 3,387 |
| Net interest income | $1,501,000 | 3,222 |
| Provision for loan and lease losses | $45,000 | 2,237 |
| Total noninterest income | $224,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $105,000 | 2,349 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $119,000 | 3,285 |
| Total noninterest expense | $1,090,000 | 3,512 |
| Salaries and employee benefits | $562,000 | 3,659 |
| Premises and equipment expense | $89,000 | 4,074 |
| Additional noninterest expense | $439,000 | 3,027 |
| Pre-tax net operating income | $590,000 | 2,759 |
| Securities gains (losses) | $45,000 | 876 |
| Applicable income taxes | $239,000 | 1,693 |
| Income before extraordinary items | $396,000 | 3,151 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $396,000 | 3,149 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $396,000 | 3,150 |
| Net charge-offs | $38,000 | 1,611 |
| Cash dividends | $345,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $367,200 | 3,218 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 3,278 |
| Total interest expense | $612,000 | 3,352 |
| Net interest income | $5,874,000 | 3,226 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $917,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $414,000 | 2,460 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $503,000 | 3,279 |
| Total noninterest expense | $4,303,000 | 3,551 |
| Salaries and employee benefits | $2,419,000 | 3,492 |
| Premises and equipment expense | $437,000 | 3,733 |
| Additional noninterest expense | $1,447,000 | 3,479 |
| Pre-tax net operating income | $2,388,000 | 2,718 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $475,000 | 2,271 |
| Income before extraordinary items | $1,925,000 | 2,806 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,925,000 | 2,808 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,925,000 | 2,809 |
| Net charge-offs | $178,000 | 2,091 |
| Cash dividends | $3,060,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,915,400 | 2,757 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 3,372 |
| Total interest expense | $463,000 | 3,371 |
| Net interest income | $4,277,000 | 3,329 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $665,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $305,000 | 2,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 3,358 |
| Total noninterest expense | $3,215,000 | 3,577 |
| Salaries and employee benefits | $1,815,000 | 3,500 |
| Premises and equipment expense | $329,000 | 3,781 |
| Additional noninterest expense | $1,071,000 | 3,519 |
| Pre-tax net operating income | $1,657,000 | 2,901 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $311,000 | 2,450 |
| Income before extraordinary items | $1,347,000 | 2,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,347,000 | 2,971 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,347,000 | 2,972 |
| Net charge-offs | $126,000 | 1,957 |
| Cash dividends | $2,715,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,346,190 | 2,918 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 3,369 |
| Total interest expense | $308,000 | 3,401 |
| Net interest income | $2,862,000 | 3,324 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $409,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $196,000 | 2,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,540 |
| Total noninterest expense | $2,178,000 | 3,579 |
| Salaries and employee benefits | $1,227,000 | 3,487 |
| Premises and equipment expense | $229,000 | 3,734 |
| Additional noninterest expense | $722,000 | 3,509 |
| Pre-tax net operating income | $1,053,000 | 2,967 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $161,000 | 2,667 |
| Income before extraordinary items | $892,000 | 2,958 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $892,000 | 2,958 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $892,000 | 2,960 |
| Net charge-offs | $142,000 | 1,414 |
| Cash dividends | $2,370,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $892,000 | 2,902 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 3,331 |
| Total interest expense | $153,000 | 3,437 |
| Net interest income | $1,466,000 | 3,274 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $183,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 3,657 |
| Total noninterest expense | $1,127,000 | 3,533 |
| Salaries and employee benefits | $635,000 | 3,446 |
| Premises and equipment expense | $112,000 | 3,808 |
| Additional noninterest expense | $380,000 | 3,396 |
| Pre-tax net operating income | $512,000 | 2,974 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $56,000 | 2,907 |
| Income before extraordinary items | $456,000 | 2,893 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $456,000 | 2,896 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $456,000 | 2,896 |
| Net charge-offs | $136,000 | 923 |
| Cash dividends | $2,025,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $456,000 | 2,819 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 3,379 |
| Total interest expense | $617,000 | 3,560 |
| Net interest income | $5,785,000 | 3,336 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $806,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $327,000 | 3,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $479,000 | 3,327 |
| Total noninterest expense | $4,505,000 | 3,549 |
| Salaries and employee benefits | $2,666,000 | 3,342 |
| Premises and equipment expense | $419,000 | 3,987 |
| Additional noninterest expense | $1,420,000 | 3,659 |
| Pre-tax net operating income | $2,086,000 | 2,909 |
| Securities gains (losses) | $33,000 | 2,020 |
| Applicable income taxes | $570,000 | 2,076 |
| Income before extraordinary items | $1,549,000 | 3,188 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,549,000 | 3,188 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,549,000 | 3,189 |
| Net charge-offs | $290,000 | 2,060 |
| Cash dividends | $420,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,524,910 | 3,161 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 3,434 |
| Total interest expense | $465,000 | 3,606 |
| Net interest income | $4,268,000 | 3,393 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $603,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $247,000 | 3,073 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $356,000 | 3,376 |
| Total noninterest expense | $3,333,000 | 3,593 |
| Salaries and employee benefits | $1,988,000 | 3,363 |
| Premises and equipment expense | $314,000 | 4,046 |
| Additional noninterest expense | $1,031,000 | 3,758 |
| Pre-tax net operating income | $1,538,000 | 2,994 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $419,000 | 2,142 |
| Income before extraordinary items | $1,119,000 | 3,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,119,000 | 3,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,119,000 | 3,281 |
| Net charge-offs | $292,000 | 1,627 |
| Cash dividends | $315,000 | 2,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,119,000 | 3,247 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 3,443 |
| Total interest expense | $310,000 | 3,654 |
| Net interest income | $2,842,000 | 3,395 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $404,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $164,000 | 3,053 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $240,000 | 3,361 |
| Total noninterest expense | $2,207,000 | 3,629 |
| Salaries and employee benefits | $1,325,000 | 3,381 |
| Premises and equipment expense | $214,000 | 4,039 |
| Additional noninterest expense | $668,000 | 3,857 |
| Pre-tax net operating income | $1,039,000 | 2,902 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $301,000 | 2,028 |
| Income before extraordinary items | $738,000 | 3,250 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $738,000 | 3,256 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $738,000 | 3,256 |
| Net charge-offs | $200,000 | 1,583 |
| Cash dividends | $210,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $738,000 | 3,205 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 3,473 |
| Total interest expense | $158,000 | 3,656 |
| Net interest income | $1,412,000 | 3,417 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $191,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $83,000 | 3,026 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $1,104,000 | 3,648 |
| Salaries and employee benefits | $670,000 | 3,392 |
| Premises and equipment expense | $103,000 | 4,146 |
| Additional noninterest expense | $331,000 | 3,889 |
| Pre-tax net operating income | $499,000 | 2,899 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $173,000 | 1,868 |
| Income before extraordinary items | $326,000 | 3,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 3,401 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $326,000 | 3,401 |
| Net charge-offs | $93,000 | 1,423 |
| Cash dividends | $105,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $326,000 | 3,353 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 3,473 |
| Total interest expense | $730,000 | 3,650 |
| Net interest income | $5,671,000 | 3,394 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $729,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $326,000 | 3,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $403,000 | 3,665 |
| Total noninterest expense | $4,326,000 | 3,730 |
| Salaries and employee benefits | $2,635,000 | 3,415 |
| Premises and equipment expense | $386,000 | 4,305 |
| Additional noninterest expense | $1,305,000 | 3,998 |
| Pre-tax net operating income | $2,014,000 | 2,841 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $337,000 | 2,521 |
| Income before extraordinary items | $1,677,000 | 2,943 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,677,000 | 2,945 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,677,000 | 2,946 |
| Net charge-offs | $42,000 | 4,476 |
| Cash dividends | $315,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,677,000 | 2,889 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 3,496 |
| Total interest expense | $561,000 | 3,680 |
| Net interest income | $4,240,000 | 3,427 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $525,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $239,000 | 3,273 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $286,000 | 3,812 |
| Total noninterest expense | $3,228,000 | 3,768 |
| Salaries and employee benefits | $1,966,000 | 3,436 |
| Premises and equipment expense | $293,000 | 4,301 |
| Additional noninterest expense | $969,000 | 4,026 |
| Pre-tax net operating income | $1,477,000 | 2,948 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $265,000 | 2,535 |
| Income before extraordinary items | $1,212,000 | 3,062 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,212,000 | 3,066 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,212,000 | 3,066 |
| Net charge-offs | $122,000 | 3,071 |
| Cash dividends | $210,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,212,000 | 2,985 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 3,495 |
| Total interest expense | $385,000 | 3,676 |
| Net interest income | $2,837,000 | 3,420 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $325,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $155,000 | 3,292 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 4,030 |
| Total noninterest expense | $2,174,000 | 3,758 |
| Salaries and employee benefits | $1,302,000 | 3,466 |
| Premises and equipment expense | $198,000 | 4,291 |
| Additional noninterest expense | $674,000 | 3,926 |
| Pre-tax net operating income | $928,000 | 3,033 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $184,000 | 2,515 |
| Income before extraordinary items | $744,000 | 3,205 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $744,000 | 3,207 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $744,000 | 3,208 |
| Net charge-offs | $99,000 | 2,766 |
| Cash dividends | $105,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $744,000 | 3,103 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,548 |
| Total interest expense | $203,000 | 3,639 |
| Net interest income | $1,389,000 | 3,484 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $173,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,847 |
| Total noninterest expense | $1,076,000 | 3,814 |
| Salaries and employee benefits | $644,000 | 3,536 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $332,000 | 3,978 |
| Pre-tax net operating income | $426,000 | 3,193 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $110,000 | 2,305 |
| Income before extraordinary items | $316,000 | 3,482 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $316,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $316,000 | 3,484 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $316,000 | 3,381 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,633,000 | 3,581 |
| Total interest expense | $954,000 | 3,727 |
| Net interest income | $5,679,000 | 3,501 |
| Provision for loan and lease losses | $335,000 | 3,237 |
| Total noninterest income | $709,000 | 3,870 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $341,000 | 3,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $368,000 | 3,741 |
| Total noninterest expense | $4,233,000 | 3,872 |
| Salaries and employee benefits | $2,578,000 | 3,490 |
| Premises and equipment expense | $382,000 | 4,403 |
| Additional noninterest expense | $1,273,000 | 4,208 |
| Pre-tax net operating income | $1,820,000 | 2,998 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $161,000 | 3,167 |
| Income before extraordinary items | $1,659,000 | 2,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,659,000 | 2,930 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,659,000 | 2,930 |
| Net charge-offs | $409,000 | 2,914 |
| Cash dividends | $3,315,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,659,000 | 2,806 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,980,000 | 3,654 |
| Total interest expense | $738,000 | 3,770 |
| Net interest income | $4,242,000 | 3,568 |
| Provision for loan and lease losses | $245,000 | 3,239 |
| Total noninterest income | $534,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $257,000 | 3,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,794 |
| Total noninterest expense | $3,156,000 | 3,917 |
| Salaries and employee benefits | $1,921,000 | 3,524 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $953,000 | 4,241 |
| Pre-tax net operating income | $1,375,000 | 3,062 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $95,000 | 3,405 |
| Income before extraordinary items | $1,280,000 | 2,939 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,280,000 | 2,939 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,280,000 | 2,938 |
| Net charge-offs | $387,000 | 2,499 |
| Cash dividends | $315,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,280,000 | 2,795 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 3,640 |
| Total interest expense | $505,000 | 3,804 |
| Net interest income | $2,853,000 | 3,572 |
| Provision for loan and lease losses | $155,000 | 3,307 |
| Total noninterest income | $320,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $169,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 4,072 |
| Total noninterest expense | $2,070,000 | 3,981 |
| Salaries and employee benefits | $1,267,000 | 3,566 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $614,000 | 4,343 |
| Pre-tax net operating income | $948,000 | 2,958 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $32,000 | 3,794 |
| Income before extraordinary items | $916,000 | 2,770 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $916,000 | 2,771 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $916,000 | 2,771 |
| Net charge-offs | $350,000 | 2,146 |
| Cash dividends | $210,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $916,000 | 2,638 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,649 |
| Total interest expense | $260,000 | 3,846 |
| Net interest income | $1,441,000 | 3,561 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $160,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $85,000 | 3,261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $1,001,000 | 4,096 |
| Salaries and employee benefits | $612,000 | 3,679 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $288,000 | 4,489 |
| Pre-tax net operating income | $600,000 | 2,531 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $125,000 | 2,221 |
| Income before extraordinary items | $475,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $475,000 | 2,714 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $475,000 | 2,715 |
| Net charge-offs | $130,000 | 2,220 |
| Cash dividends | $105,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $475,000 | 2,581 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,070,000 | 3,650 |
| Total interest expense | $1,225,000 | 3,910 |
| Net interest income | $5,845,000 | 3,531 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $677,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $391,000 | 3,079 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $286,000 | 3,942 |
| Total noninterest expense | $4,263,000 | 3,944 |
| Salaries and employee benefits | $2,618,000 | 3,431 |
| Premises and equipment expense | $418,000 | 4,471 |
| Additional noninterest expense | $1,227,000 | 4,387 |
| Pre-tax net operating income | $1,959,000 | 2,554 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $384,000 | 2,287 |
| Income before extraordinary items | $1,575,000 | 2,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,575,000 | 2,678 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,575,000 | 2,678 |
| Net charge-offs | $590,000 | 2,976 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,575,000 | 2,595 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 3,669 |
| Total interest expense | $954,000 | 3,932 |
| Net interest income | $4,400,000 | 3,537 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $570,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $298,000 | 3,053 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $272,000 | 3,606 |
| Total noninterest expense | $3,216,000 | 3,935 |
| Salaries and employee benefits | $1,968,000 | 3,443 |
| Premises and equipment expense | $316,000 | 4,502 |
| Additional noninterest expense | $932,000 | 4,359 |
| Pre-tax net operating income | $1,529,000 | 2,535 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $363,000 | 2,049 |
| Income before extraordinary items | $1,166,000 | 2,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,166,000 | 2,773 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,166,000 | 2,773 |
| Net charge-offs | $171,000 | 3,884 |
| Cash dividends | $315,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,166,000 | 2,678 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 3,680 |
| Total interest expense | $659,000 | 3,959 |
| Net interest income | $2,940,000 | 3,533 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $366,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $267,000 | 2,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $2,138,000 | 3,998 |
| Salaries and employee benefits | $1,315,000 | 3,450 |
| Premises and equipment expense | $216,000 | 4,481 |
| Additional noninterest expense | $607,000 | 4,498 |
| Pre-tax net operating income | $1,018,000 | 2,507 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $179,000 | 2,342 |
| Income before extraordinary items | $839,000 | 2,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $839,000 | 2,595 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $839,000 | 2,595 |
| Net charge-offs | $40,000 | 4,628 |
| Cash dividends | $210,000 | 2,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $839,000 | 2,509 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 3,704 |
| Total interest expense | $343,000 | 3,970 |
| Net interest income | $1,446,000 | 3,570 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $177,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $126,000 | 2,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $1,055,000 | 4,049 |
| Salaries and employee benefits | $657,000 | 3,479 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $292,000 | 4,604 |
| Pre-tax net operating income | $493,000 | 2,584 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $94,000 | 2,246 |
| Income before extraordinary items | $399,000 | 2,667 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $399,000 | 2,666 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $399,000 | 2,667 |
| Net charge-offs | $38,000 | 3,565 |
| Cash dividends | $105,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $399,000 | 2,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,284,000 | 3,810 |
| Total interest expense | $1,627,000 | 4,072 |
| Net interest income | $5,657,000 | 3,639 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $688,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $531,000 | 2,533 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $157,000 | 4,921 |
| Total noninterest expense | $4,173,000 | 4,101 |
| Salaries and employee benefits | $2,601,000 | 3,483 |
| Premises and equipment expense | $419,000 | 4,638 |
| Additional noninterest expense | $1,153,000 | 4,708 |
| Pre-tax net operating income | $1,872,000 | 2,365 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $386,000 | 2,124 |
| Income before extraordinary items | $1,486,000 | 2,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,486,000 | 2,526 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,486,000 | 2,531 |
| Net charge-offs | $359,000 | 4,069 |
| Cash dividends | $420,000 | 2,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,486,000 | 2,437 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 3,863 |
| Total interest expense | $1,259,000 | 4,135 |
| Net interest income | $4,240,000 | 3,677 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $526,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $390,000 | 2,636 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $136,000 | 4,797 |
| Total noninterest expense | $3,077,000 | 4,150 |
| Salaries and employee benefits | $1,914,000 | 3,566 |
| Premises and equipment expense | $319,000 | 4,685 |
| Additional noninterest expense | $844,000 | 4,774 |
| Pre-tax net operating income | $1,464,000 | 2,414 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $357,000 | 1,984 |
| Income before extraordinary items | $1,107,000 | 2,708 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,107,000 | 2,704 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,107,000 | 2,709 |
| Net charge-offs | $338,000 | 3,572 |
| Cash dividends | $315,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,107,000 | 2,577 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 3,865 |
| Total interest expense | $866,000 | 4,161 |
| Net interest income | $2,828,000 | 3,677 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $346,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $253,000 | 2,697 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $93,000 | 4,743 |
| Total noninterest expense | $2,064,000 | 4,139 |
| Salaries and employee benefits | $1,288,000 | 3,563 |
| Premises and equipment expense | $217,000 | 4,649 |
| Additional noninterest expense | $559,000 | 4,785 |
| Pre-tax net operating income | $960,000 | 2,454 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $175,000 | 2,260 |
| Income before extraordinary items | $785,000 | 2,538 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $785,000 | 2,535 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $785,000 | 2,538 |
| Net charge-offs | $141,000 | 3,895 |
| Cash dividends | $210,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $785,000 | 2,443 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,852,000 | 3,925 |
| Total interest expense | $443,000 | 4,229 |
| Net interest income | $1,409,000 | 3,720 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $177,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $124,000 | 2,730 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $1,017,000 | 4,232 |
| Salaries and employee benefits | $634,000 | 3,655 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $277,000 | 4,819 |
| Pre-tax net operating income | $494,000 | 2,433 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $106,000 | 2,062 |
| Income before extraordinary items | $388,000 | 2,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $388,000 | 2,604 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $388,000 | 2,607 |
| Net charge-offs | $122,000 | 2,938 |
| Cash dividends | $105,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $388,000 | 2,508 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,932,000 | 3,842 |
| Total interest expense | $2,175,000 | 4,223 |
| Net interest income | $5,757,000 | 3,576 |
| Provision for loan and lease losses | $275,000 | 5,401 |
| Total noninterest income | $703,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $526,000 | 2,786 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $177,000 | 4,837 |
| Total noninterest expense | $4,274,000 | 4,157 |
| Salaries and employee benefits | $2,603,000 | 3,578 |
| Premises and equipment expense | $466,000 | 4,575 |
| Additional noninterest expense | $1,205,000 | 4,733 |
| Pre-tax net operating income | $1,911,000 | 1,981 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $409,000 | 1,739 |
| Income before extraordinary items | $1,502,000 | 2,116 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,502,000 | 2,114 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,502,000 | 2,116 |
| Net charge-offs | $192,000 | 5,056 |
| Cash dividends | $420,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,502,000 | 2,082 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,860 |
| Total interest expense | $1,695,000 | 4,266 |
| Net interest income | $4,315,000 | 3,591 |
| Provision for loan and lease losses | $200,000 | 5,146 |
| Total noninterest income | $551,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $391,000 | 2,809 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $160,000 | 4,658 |
| Total noninterest expense | $3,235,000 | 4,138 |
| Salaries and employee benefits | $1,957,000 | 3,607 |
| Premises and equipment expense | $344,000 | 4,668 |
| Additional noninterest expense | $934,000 | 4,610 |
| Pre-tax net operating income | $1,431,000 | 2,124 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $340,000 | 1,798 |
| Income before extraordinary items | $1,091,000 | 2,336 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,091,000 | 2,332 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,091,000 | 2,335 |
| Net charge-offs | $95,000 | 5,104 |
| Cash dividends | $315,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,091,000 | 2,294 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,078,000 | 3,848 |
| Total interest expense | $1,173,000 | 4,313 |
| Net interest income | $2,905,000 | 3,550 |
| Provision for loan and lease losses | $125,000 | 4,998 |
| Total noninterest income | $340,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $250,000 | 2,866 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $2,190,000 | 4,111 |
| Salaries and employee benefits | $1,313,000 | 3,631 |
| Premises and equipment expense | $224,000 | 4,754 |
| Additional noninterest expense | $653,000 | 4,471 |
| Pre-tax net operating income | $930,000 | 2,245 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $221,000 | 1,858 |
| Income before extraordinary items | $709,000 | 2,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $709,000 | 2,464 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $709,000 | 2,466 |
| Net charge-offs | $84,000 | 4,427 |
| Cash dividends | $210,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $709,000 | 2,383 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 3,824 |
| Total interest expense | $610,000 | 4,311 |
| Net interest income | $1,470,000 | 3,501 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $171,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $121,000 | 2,875 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,066,000 | 4,115 |
| Salaries and employee benefits | $661,000 | 3,642 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $295,000 | 4,466 |
| Pre-tax net operating income | $500,000 | 2,376 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $124,000 | 1,969 |
| Income before extraordinary items | $376,000 | 2,692 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 2,691 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $376,000 | 2,693 |
| Net charge-offs | $57,000 | 3,422 |
| Cash dividends | $105,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $376,000 | 2,553 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,424,000 | 3,690 |
| Total interest expense | $3,176,000 | 4,092 |
| Net interest income | $6,248,000 | 3,362 |
| Provision for loan and lease losses | $123,000 | 5,784 |
| Total noninterest income | $715,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $574,000 | 2,732 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $141,000 | 5,417 |
| Total noninterest expense | $4,132,000 | 4,139 |
| Salaries and employee benefits | $2,598,000 | 3,664 |
| Premises and equipment expense | $491,000 | 4,513 |
| Additional noninterest expense | $1,043,000 | 4,698 |
| Pre-tax net operating income | $2,708,000 | 1,962 |
| Securities gains (losses) | $8,000 | 2,595 |
| Applicable income taxes | $799,000 | 1,403 |
| Income before extraordinary items | $1,917,000 | 2,078 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,917,000 | 2,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 3,404 |
| Cash dividends | $420,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,911,320 | 2,189 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,183,000 | 3,707 |
| Total interest expense | $2,511,000 | 4,070 |
| Net interest income | $4,672,000 | 3,386 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $584,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $432,000 | 2,743 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $3,023,000 | 4,192 |
| Salaries and employee benefits | $1,926,000 | 3,723 |
| Premises and equipment expense | $363,000 | 4,562 |
| Additional noninterest expense | $734,000 | 4,812 |
| Pre-tax net operating income | $2,148,000 | 2,193 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $643,000 | 1,615 |
| Income before extraordinary items | $1,513,000 | 2,310 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,513,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,320 |
| Cash dividends | $315,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,507,400 | 2,436 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 3,710 |
| Total interest expense | $1,773,000 | 4,056 |
| Net interest income | $3,095,000 | 3,404 |
| Provision for loan and lease losses | $48,000 | 5,233 |
| Total noninterest income | $346,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $276,000 | 2,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $1,991,000 | 4,247 |
| Salaries and employee benefits | $1,278,000 | 3,783 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $463,000 | 4,975 |
| Pre-tax net operating income | $1,402,000 | 2,326 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $418,000 | 1,824 |
| Income before extraordinary items | $984,000 | 2,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $984,000 | 2,559 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 3,736 |
| Total interest expense | $948,000 | 4,038 |
| Net interest income | $1,545,000 | 3,413 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $133,000 | 2,851 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $988,000 | 4,274 |
| Salaries and employee benefits | $641,000 | 3,782 |
| Premises and equipment expense | $128,000 | 4,456 |
| Additional noninterest expense | $219,000 | 5,093 |
| Pre-tax net operating income | $698,000 | 2,419 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $206,000 | 1,932 |
| Income before extraordinary items | $492,000 | 2,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $492,000 | 2,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $105,000 | 2,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $492,000 | 2,662 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,725,000 | 3,834 |
| Total interest expense | $3,769,000 | 4,168 |
| Net interest income | $5,956,000 | 3,515 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $750,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $571,000 | 2,778 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $179,000 | 5,279 |
| Total noninterest expense | $3,789,000 | 4,293 |
| Salaries and employee benefits | $2,403,000 | 3,841 |
| Premises and equipment expense | $454,000 | 4,641 |
| Additional noninterest expense | $932,000 | 4,867 |
| Pre-tax net operating income | $2,707,000 | 2,646 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $824,000 | 2,098 |
| Income before extraordinary items | $1,896,000 | 2,938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,896,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,735 |
| Cash dividends | $420,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,886,900 | 2,939 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,195,000 | 3,887 |
| Total interest expense | $2,798,000 | 4,193 |
| Net interest income | $4,397,000 | 3,572 |
| Provision for loan and lease losses | $157,000 | 3,413 |
| Total noninterest income | $533,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $418,000 | 2,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,553 |
| Total noninterest expense | $2,812,000 | 4,289 |
| Salaries and employee benefits | $1,797,000 | 3,830 |
| Premises and equipment expense | $337,000 | 4,659 |
| Additional noninterest expense | $678,000 | 4,894 |
| Pre-tax net operating income | $1,961,000 | 2,882 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $600,000 | 2,290 |
| Income before extraordinary items | $1,362,000 | 3,180 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,362,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,657 |
| Cash dividends | $315,000 | 3,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,361,310 | 3,162 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 3,919 |
| Total interest expense | $1,834,000 | 4,243 |
| Net interest income | $2,918,000 | 3,620 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $355,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $277,000 | 2,821 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $78,000 | 5,568 |
| Total noninterest expense | $1,837,000 | 4,378 |
| Salaries and employee benefits | $1,169,000 | 3,932 |
| Premises and equipment expense | $224,000 | 4,688 |
| Additional noninterest expense | $444,000 | 4,952 |
| Pre-tax net operating income | $1,331,000 | 2,905 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $404,000 | 2,367 |
| Income before extraordinary items | $927,000 | 3,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $927,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,201 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $927,000 | 3,165 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 3,958 |
| Total interest expense | $891,000 | 4,300 |
| Net interest income | $1,447,000 | 3,643 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $171,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $926,000 | 4,367 |
| Salaries and employee benefits | $592,000 | 3,928 |
| Premises and equipment expense | $110,000 | 4,765 |
| Additional noninterest expense | $224,000 | 4,872 |
| Pre-tax net operating income | $639,000 | 2,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $191,000 | 2,458 |
| Income before extraordinary items | $448,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $448,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $105,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $448,000 | 3,219 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 3,977 |
| Total interest expense | $3,008,000 | 4,317 |
| Net interest income | $5,673,000 | 3,665 |
| Provision for loan and lease losses | $210,000 | 3,430 |
| Total noninterest income | $682,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $559,000 | 2,839 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 5,969 |
| Total noninterest expense | $3,544,000 | 4,370 |
| Salaries and employee benefits | $2,295,000 | 3,857 |
| Premises and equipment expense | $433,000 | 4,688 |
| Additional noninterest expense | $816,000 | 5,175 |
| Pre-tax net operating income | $2,601,000 | 3,045 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $814,000 | 2,450 |
| Income before extraordinary items | $1,787,000 | 3,372 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,787,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,255 |
| Cash dividends | $420,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,787,000 | 3,353 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 4,013 |
| Total interest expense | $2,158,000 | 4,340 |
| Net interest income | $4,197,000 | 3,725 |
| Provision for loan and lease losses | $158,000 | 3,325 |
| Total noninterest income | $505,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $420,000 | 2,846 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 6,123 |
| Total noninterest expense | $2,637,000 | 4,365 |
| Salaries and employee benefits | $1,713,000 | 3,862 |
| Premises and equipment expense | $326,000 | 4,676 |
| Additional noninterest expense | $598,000 | 5,231 |
| Pre-tax net operating income | $1,907,000 | 3,218 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $607,000 | 2,579 |
| Income before extraordinary items | $1,300,000 | 3,539 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,300,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 887 |
| Cash dividends | $315,000 | 3,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,300,000 | 3,524 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 4,023 |
| Total interest expense | $1,371,000 | 4,343 |
| Net interest income | $2,782,000 | 3,750 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $328,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $276,000 | 2,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $1,731,000 | 4,440 |
| Salaries and employee benefits | $1,131,000 | 3,915 |
| Premises and equipment expense | $197,000 | 4,979 |
| Additional noninterest expense | $403,000 | 5,184 |
| Pre-tax net operating income | $1,274,000 | 3,219 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $438,000 | 2,487 |
| Income before extraordinary items | $836,000 | 3,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $836,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 630 |
| Cash dividends | $105,000 | 4,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $836,000 | 3,627 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 4,117 |
| Total interest expense | $652,000 | 4,355 |
| Net interest income | $1,322,000 | 3,890 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $197,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $121,000 | 3,061 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $846,000 | 4,512 |
| Salaries and employee benefits | $556,000 | 3,976 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $621,000 | 3,234 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $201,000 | 2,601 |
| Income before extraordinary items | $420,000 | 3,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $420,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,517 |
| Cash dividends | $105,000 | 3,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $420,000 | 3,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,898,000 | 4,195 |
| Total interest expense | $2,063,000 | 4,340 |
| Net interest income | $4,835,000 | 4,057 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $807,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $514,000 | 2,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $293,000 | 4,389 |
| Total noninterest expense | $3,222,000 | 4,557 |
| Salaries and employee benefits | $2,002,000 | 4,119 |
| Premises and equipment expense | $445,000 | 4,530 |
| Additional noninterest expense | $775,000 | 5,275 |
| Pre-tax net operating income | $2,240,000 | 3,416 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $708,000 | 2,791 |
| Income before extraordinary items | $1,532,000 | 3,735 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,532,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,316 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,532,000 | 3,704 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 4,225 |
| Total interest expense | $1,461,000 | 4,369 |
| Net interest income | $3,566,000 | 4,104 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $585,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $383,000 | 3,009 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 4,587 |
| Total noninterest expense | $2,335,000 | 4,643 |
| Salaries and employee benefits | $1,436,000 | 4,223 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $575,000 | 5,245 |
| Pre-tax net operating income | $1,681,000 | 3,472 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $539,000 | 2,817 |
| Income before extraordinary items | $1,142,000 | 3,808 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,142,000 | 3,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,542 |
| Cash dividends | $158,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,142,000 | 3,759 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 4,258 |
| Total interest expense | $922,000 | 4,376 |
| Net interest income | $2,318,000 | 4,155 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $383,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $243,000 | 3,073 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $1,551,000 | 4,627 |
| Salaries and employee benefits | $937,000 | 4,283 |
| Premises and equipment expense | $217,000 | 4,540 |
| Additional noninterest expense | $397,000 | 5,111 |
| Pre-tax net operating income | $1,060,000 | 3,569 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $329,000 | 2,940 |
| Income before extraordinary items | $731,000 | 3,861 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $731,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $105,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $731,000 | 3,811 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,343 |
| Total interest expense | $436,000 | 4,423 |
| Net interest income | $1,130,000 | 4,243 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $108,000 | 3,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $762,000 | 4,697 |
| Salaries and employee benefits | $456,000 | 4,401 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $485,000 | 3,765 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $147,000 | 3,137 |
| Income before extraordinary items | $338,000 | 4,051 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $338,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $53,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $338,000 | 4,013 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,006,000 | 4,266 |
| Total interest expense | $1,541,000 | 4,440 |
| Net interest income | $4,465,000 | 4,143 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $707,000 | 4,362 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $469,000 | 3,285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $238,000 | 4,736 |
| Total noninterest expense | $3,011,000 | 4,651 |
| Salaries and employee benefits | $1,870,000 | 4,211 |
| Premises and equipment expense | $295,000 | 5,717 |
| Additional noninterest expense | $846,000 | 4,914 |
| Pre-tax net operating income | $2,011,000 | 3,486 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $646,000 | 2,908 |
| Income before extraordinary items | $1,365,000 | 3,862 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,365,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,552 |
| Cash dividends | $210,000 | 4,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,365,000 | 3,802 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 4,263 |
| Total interest expense | $1,137,000 | 4,452 |
| Net interest income | $3,337,000 | 4,144 |
| Provision for loan and lease losses | $105,000 | 4,188 |
| Total noninterest income | $505,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $341,000 | 3,364 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 4,928 |
| Total noninterest expense | $2,287,000 | 4,569 |
| Salaries and employee benefits | $1,439,000 | 4,089 |
| Premises and equipment expense | $219,000 | 5,719 |
| Additional noninterest expense | $629,000 | 4,896 |
| Pre-tax net operating income | $1,450,000 | 3,652 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $487,000 | 2,951 |
| Income before extraordinary items | $963,000 | 4,100 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $963,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,312 |
| Cash dividends | $157,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $963,000 | 4,037 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 4,276 |
| Total interest expense | $757,000 | 4,446 |
| Net interest income | $2,224,000 | 4,155 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $337,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $220,000 | 3,425 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,490,000 | 4,685 |
| Salaries and employee benefits | $952,000 | 4,125 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $407,000 | 5,005 |
| Pre-tax net operating income | $1,011,000 | 3,508 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $321,000 | 2,962 |
| Income before extraordinary items | $690,000 | 3,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $690,000 | 3,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,927 |
| Cash dividends | $105,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $690,000 | 3,794 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 4,249 |
| Total interest expense | $390,000 | 4,409 |
| Net interest income | $1,115,000 | 4,137 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $155,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $51,000 | 5,085 |
| Total noninterest expense | $718,000 | 4,835 |
| Salaries and employee benefits | $460,000 | 4,274 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $522,000 | 3,405 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $161,000 | 2,965 |
| Income before extraordinary items | $361,000 | 3,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 3,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $361,000 | 3,657 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,271,000 | 4,182 |
| Total interest expense | $1,903,000 | 4,175 |
| Net interest income | $4,368,000 | 4,091 |
| Provision for loan and lease losses | $225,000 | 3,797 |
| Total noninterest income | $671,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $411,000 | 3,587 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $260,000 | 4,777 |
| Total noninterest expense | $2,829,000 | 4,796 |
| Salaries and employee benefits | $1,694,000 | 4,449 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $818,000 | 4,973 |
| Pre-tax net operating income | $1,985,000 | 3,414 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $646,000 | 2,930 |
| Income before extraordinary items | $1,339,000 | 3,841 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,339,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,589 |
| Cash dividends | $210,000 | 4,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,339,000 | 3,683 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,179 |
| Total interest expense | $1,488,000 | 4,170 |
| Net interest income | $3,279,000 | 4,110 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $495,000 | 4,770 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $298,000 | 3,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 4,828 |
| Total noninterest expense | $2,213,000 | 4,632 |
| Salaries and employee benefits | $1,258,000 | 4,461 |
| Premises and equipment expense | $390,000 | 3,935 |
| Additional noninterest expense | $565,000 | 5,219 |
| Pre-tax net operating income | $1,366,000 | 3,729 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $439,000 | 3,257 |
| Income before extraordinary items | $927,000 | 4,205 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $927,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $927,000 | 4,026 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,233,000 | 4,159 |
| Total interest expense | $1,035,000 | 4,136 |
| Net interest income | $2,198,000 | 4,097 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $314,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $191,000 | 3,727 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $123,000 | 4,953 |
| Total noninterest expense | $1,479,000 | 4,642 |
| Salaries and employee benefits | $837,000 | 4,466 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $381,000 | 5,183 |
| Pre-tax net operating income | $883,000 | 3,802 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $283,000 | 3,340 |
| Income before extraordinary items | $600,000 | 4,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $600,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $106,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $600,000 | 4,093 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,090 |
| Total interest expense | $541,000 | 4,105 |
| Net interest income | $1,131,000 | 4,006 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $150,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $743,000 | 4,601 |
| Salaries and employee benefits | $417,000 | 4,495 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $463,000 | 3,681 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $332,000 | 3,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $332,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $53,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $332,000 | 3,774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 4,052 |
| Total interest expense | $2,631,000 | 3,936 |
| Net interest income | $4,361,000 | 4,088 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $500,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $333,000 | 4,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,371 |
| Total noninterest expense | $2,831,000 | 4,654 |
| Salaries and employee benefits | $1,629,000 | 4,398 |
| Premises and equipment expense | $444,000 | 4,304 |
| Additional noninterest expense | $758,000 | 5,127 |
| Pre-tax net operating income | $1,610,000 | 3,921 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $527,000 | 3,353 |
| Income before extraordinary items | $1,083,000 | 4,370 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,083,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,072 |
| Cash dividends | $158,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,083,000 | 4,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,188,000 | 3,943 |
| Total interest expense | $3,934,000 | 3,854 |
| Net interest income | $4,254,000 | 3,933 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $586,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $203,000 | 4,899 |
| Total noninterest expense | $2,730,000 | 4,657 |
| Salaries and employee benefits | $1,494,000 | 4,526 |
| Premises and equipment expense | $388,000 | 4,689 |
| Additional noninterest expense | $848,000 | 4,608 |
| Pre-tax net operating income | $1,870,000 | 3,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $631,000 | 2,876 |
| Income before extraordinary items | $1,239,000 | 3,710 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,239,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,258 |
| Cash dividends | $202,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,239,000 | 3,604 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,863,000 | 4,192 |
| Total interest expense | $3,964,000 | 4,008 |
| Net interest income | $3,899,000 | 4,269 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $464,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,021 |
| Total noninterest expense | $2,542,000 | 4,802 |
| Salaries and employee benefits | $1,404,000 | 4,608 |
| Premises and equipment expense | $369,000 | 4,767 |
| Additional noninterest expense | $769,000 | 4,861 |
| Pre-tax net operating income | $1,621,000 | 3,857 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $539,000 | 3,322 |
| Income before extraordinary items | $1,082,000 | 4,161 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,082,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $359,000 | 4,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,082,000 | 4,159 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,047,000 | 4,370 |
| Total interest expense | $3,389,000 | 4,148 |
| Net interest income | $3,658,000 | 4,506 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $487,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,541 |
| Total noninterest expense | $2,329,000 | 5,117 |
| Salaries and employee benefits | $1,309,000 | 4,844 |
| Premises and equipment expense | $323,000 | 5,245 |
| Additional noninterest expense | $697,000 | 5,253 |
| Pre-tax net operating income | $1,576,000 | 3,962 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $526,000 | 3,525 |
| Income before extraordinary items | $1,050,000 | 4,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,050,000 | 4,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,050,000 | 4,234 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 4,456 |
| Total interest expense | $3,389,000 | 4,268 |
| Net interest income | $3,491,000 | 4,611 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $455,000 | 5,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $2,218,000 | 5,181 |
| Salaries and employee benefits | $1,184,000 | 5,110 |
| Premises and equipment expense | $234,000 | 6,205 |
| Additional noninterest expense | $800,000 | 4,680 |
| Pre-tax net operating income | $1,488,000 | 4,209 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $489,000 | 3,902 |
| Income before extraordinary items | $999,000 | 4,539 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $999,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $355,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $999,000 | 4,430 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,393,000 | 4,826 |
| Total interest expense | $3,003,000 | 4,706 |
| Net interest income | $3,390,000 | 4,841 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $308,000 | 6,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,733 |
| Total noninterest expense | $2,039,000 | 5,585 |
| Salaries and employee benefits | $1,086,000 | 5,533 |
| Premises and equipment expense | $261,000 | 5,909 |
| Additional noninterest expense | $692,000 | 5,260 |
| Pre-tax net operating income | $1,299,000 | 4,965 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $422,000 | 4,716 |
| Income before extraordinary items | $923,000 | 4,970 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $923,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,872 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $891,260 | 5,032 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,699 |
| Total interest expense | $2,526,000 | 5,466 |
| Net interest income | $2,749,000 | 5,803 |
| Provision for loan and lease losses | $475,000 | 1,811 |
| Total noninterest income | $324,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,703 |
| Total noninterest expense | $1,640,000 | 6,738 |
| Salaries and employee benefits | $935,000 | 6,288 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $524,000 | 6,883 |
| Pre-tax net operating income | $958,000 | 5,890 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $288,000 | 5,966 |
| Income before extraordinary items | $670,000 | 5,890 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $670,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,581 |
| Cash dividends | $360,000 | 4,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $670,000 | 5,839 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 6,486 |
| Total interest expense | $2,172,000 | 6,133 |
| Net interest income | $2,300,000 | 6,684 |
| Provision for loan and lease losses | $158,000 | 3,546 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,157,000 | 8,362 |
| Salaries and employee benefits | $610,000 | 8,295 |
| Premises and equipment expense | $81,000 | 10,165 |
| Additional noninterest expense | $466,000 | 7,552 |
| Pre-tax net operating income | $1,170,000 | 5,344 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $801,000 | 5,443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $801,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $442,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $801,000 | 5,416 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,050,000 | 6,633 |
| Total interest expense | $1,669,000 | 6,421 |
| Net interest income | $2,381,000 | 6,697 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $202,000 | 8,702 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,079,000 | 9,054 |
| Salaries and employee benefits | $548,000 | 8,973 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $440,000 | 8,419 |
| Pre-tax net operating income | $1,474,000 | 4,476 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $467,000 | 4,267 |
| Income before extraordinary items | $1,007,000 | 4,521 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,007,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $427,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,007,000 | 4,563 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 6,678 |
| Total interest expense | $1,646,000 | 6,753 |
| Net interest income | $2,516,000 | 6,524 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $188,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,030,000 | 9,604 |
| Salaries and employee benefits | $519,000 | 9,467 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $434,000 | 8,884 |
| Pre-tax net operating income | $1,674,000 | 3,927 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $532,000 | 3,966 |
| Income before extraordinary items | $1,142,000 | 4,203 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,142,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $372,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,142,000 | 3,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 7,202 |
| Total interest expense | $1,955,000 | 7,213 |
| Net interest income | $2,273,000 | 7,067 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $978,000 | 10,082 |
| Salaries and employee benefits | $487,000 | 9,901 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $403,000 | 9,531 |
| Pre-tax net operating income | $1,347,000 | 4,481 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $406,000 | 4,734 |
| Income before extraordinary items | $941,000 | 4,754 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $941,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 6,617 |
| Cash dividends | $308,000 | 3,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $941,000 | 4,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.