Home > The Bank of Union > Income and Expense
The Bank of Union, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 3,727 |
| Total interest expense | $3,631,000 | 939 |
| Net interest income | $2,111,000 | 5,561 |
| Provision for loan and lease losses | $25,000,000 | 81 |
| Total noninterest income | $610,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $287,000 | 3,432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $323,000 | 3,997 |
| Total noninterest expense | $9,568,000 | 1,971 |
| Salaries and employee benefits | $4,229,000 | 2,357 |
| Premises and equipment expense | $861,000 | 2,562 |
| Additional noninterest expense | $4,478,000 | 1,478 |
| Pre-tax net operating income | $-31,847,000 | 6,810 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-31,847,000 | 6,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-31,847,000 | 6,803 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-31,847,000 | 6,803 |
| Net charge-offs | $6,000 | 5,197 |
| Cash dividends | $39,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-31,847,000 | 6,803 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 4,123 |
| Total interest expense | $2,916,000 | 906 |
| Net interest income | $806,000 | 6,442 |
| Provision for loan and lease losses | $25,000,000 | 71 |
| Total noninterest income | $442,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $216,000 | 3,450 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $226,000 | 4,159 |
| Total noninterest expense | $6,963,000 | 2,037 |
| Salaries and employee benefits | $3,219,000 | 2,340 |
| Premises and equipment expense | $607,000 | 2,705 |
| Additional noninterest expense | $3,137,000 | 1,565 |
| Pre-tax net operating income | $-30,715,000 | 6,893 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-30,715,000 | 6,886 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-30,715,000 | 6,886 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-30,715,000 | 6,886 |
| Net charge-offs | $-114,000 | 6,618 |
| Cash dividends | $39,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-30,715,000 | 6,886 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 1,424 |
| Total interest expense | $1,921,000 | 948 |
| Net interest income | $7,037,000 | 1,537 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $252,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $129,000 | 3,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $123,000 | 4,477 |
| Total noninterest expense | $4,078,000 | 2,316 |
| Salaries and employee benefits | $2,132,000 | 2,364 |
| Premises and equipment expense | $420,000 | 2,639 |
| Additional noninterest expense | $1,526,000 | 2,036 |
| Pre-tax net operating income | $3,211,000 | 1,159 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,211,000 | 954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,211,000 | 956 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,211,000 | 957 |
| Net charge-offs | $-460,000 | 6,880 |
| Cash dividends | $39,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,211,000 | 916 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 1,375 |
| Total interest expense | $957,000 | 978 |
| Net interest income | $3,663,000 | 1,467 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $72,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 5,041 |
| Total noninterest expense | $1,968,000 | 2,402 |
| Salaries and employee benefits | $1,049,000 | 2,417 |
| Premises and equipment expense | $197,000 | 2,795 |
| Additional noninterest expense | $722,000 | 2,157 |
| Pre-tax net operating income | $1,767,000 | 1,040 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,767,000 | 864 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,767,000 | 865 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,767,000 | 866 |
| Net charge-offs | $-607,000 | 6,988 |
| Cash dividends | $39,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,767,000 | 825 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $24,270,000 | 1,108 |
| Total interest expense | $4,837,000 | 928 |
| Net interest income | $19,433,000 | 1,126 |
| Provision for loan and lease losses | $51,362,000 | 79 |
| Total noninterest income | $668,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $341,000 | 3,238 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $327,000 | 3,925 |
| Total noninterest expense | $7,328,000 | 2,563 |
| Salaries and employee benefits | $3,993,000 | 2,454 |
| Premises and equipment expense | $738,000 | 2,907 |
| Additional noninterest expense | $2,597,000 | 2,480 |
| Pre-tax net operating income | $-38,589,000 | 7,076 |
| Securities gains (losses) | $300,000 | 1,365 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-38,289,000 | 7,070 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-38,289,000 | 7,070 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-38,289,000 | 7,070 |
| Net charge-offs | $38,067,000 | 111 |
| Cash dividends | $5,206,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-38,589,000 | 7,069 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,377,000 | 1,043 |
| Total interest expense | $3,659,000 | 963 |
| Net interest income | $15,718,000 | 1,057 |
| Provision for loan and lease losses | $2,950,000 | 632 |
| Total noninterest income | $1,053,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $797,000 | 1,350 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $256,000 | 3,909 |
| Total noninterest expense | $5,320,000 | 2,643 |
| Salaries and employee benefits | $2,902,000 | 2,545 |
| Premises and equipment expense | $561,000 | 2,914 |
| Additional noninterest expense | $1,857,000 | 2,593 |
| Pre-tax net operating income | $8,501,000 | 660 |
| Securities gains (losses) | $300,000 | 1,120 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $8,801,000 | 564 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,801,000 | 563 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $8,801,000 | 564 |
| Net charge-offs | $1,358,000 | 1,202 |
| Cash dividends | $3,900,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $8,501,000 | 554 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,769,000 | 1,073 |
| Total interest expense | $2,417,000 | 1,017 |
| Net interest income | $10,352,000 | 1,080 |
| Provision for loan and lease losses | $2,100,000 | 616 |
| Total noninterest income | $725,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $551,000 | 1,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 3,862 |
| Total noninterest expense | $3,469,000 | 2,699 |
| Salaries and employee benefits | $1,921,000 | 2,559 |
| Premises and equipment expense | $370,000 | 2,944 |
| Additional noninterest expense | $1,178,000 | 2,726 |
| Pre-tax net operating income | $5,508,000 | 670 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $5,508,000 | 583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,508,000 | 582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,508,000 | 583 |
| Net charge-offs | $707,000 | 1,439 |
| Cash dividends | $2,274,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,508,000 | 565 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,341,000 | 1,082 |
| Total interest expense | $1,210,000 | 1,052 |
| Net interest income | $5,131,000 | 1,085 |
| Provision for loan and lease losses | $1,050,000 | 584 |
| Total noninterest income | $343,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $272,000 | 1,294 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 4,189 |
| Total noninterest expense | $1,698,000 | 2,747 |
| Salaries and employee benefits | $981,000 | 2,517 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $532,000 | 2,941 |
| Pre-tax net operating income | $2,726,000 | 681 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $2,726,000 | 582 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,726,000 | 581 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,726,000 | 583 |
| Net charge-offs | $221,000 | 1,748 |
| Cash dividends | $44,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $2,726,000 | 566 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,967,000 | 1,248 |
| Total interest expense | $4,983,000 | 1,211 |
| Net interest income | $17,984,000 | 1,234 |
| Provision for loan and lease losses | $3,850,000 | 975 |
| Total noninterest income | $1,194,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $978,000 | 1,508 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $216,000 | 4,363 |
| Total noninterest expense | $7,161,000 | 2,622 |
| Salaries and employee benefits | $4,085,000 | 2,355 |
| Premises and equipment expense | $706,000 | 3,192 |
| Additional noninterest expense | $2,370,000 | 2,705 |
| Pre-tax net operating income | $8,167,000 | 751 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $8,167,000 | 626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,167,000 | 625 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,167,000 | 626 |
| Net charge-offs | $1,968,000 | 1,574 |
| Cash dividends | $2,969,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,167,000 | 604 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,817,000 | 1,290 |
| Total interest expense | $3,817,000 | 1,236 |
| Net interest income | $13,000,000 | 1,288 |
| Provision for loan and lease losses | $2,800,000 | 979 |
| Total noninterest income | $863,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $699,000 | 1,568 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $164,000 | 4,392 |
| Total noninterest expense | $4,926,000 | 2,819 |
| Salaries and employee benefits | $2,658,000 | 2,713 |
| Premises and equipment expense | $531,000 | 3,217 |
| Additional noninterest expense | $1,737,000 | 2,765 |
| Pre-tax net operating income | $6,137,000 | 769 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $6,137,000 | 652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,137,000 | 652 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,137,000 | 652 |
| Net charge-offs | $1,383,000 | 1,573 |
| Cash dividends | $2,291,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,137,000 | 624 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,188,000 | 1,301 |
| Total interest expense | $2,603,000 | 1,255 |
| Net interest income | $8,585,000 | 1,300 |
| Provision for loan and lease losses | $1,800,000 | 988 |
| Total noninterest income | $558,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $444,000 | 1,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 4,358 |
| Total noninterest expense | $3,314,000 | 2,822 |
| Salaries and employee benefits | $1,751,000 | 2,759 |
| Premises and equipment expense | $338,000 | 3,346 |
| Additional noninterest expense | $1,225,000 | 2,692 |
| Pre-tax net operating income | $4,029,000 | 767 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $4,029,000 | 646 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,029,000 | 644 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,029,000 | 646 |
| Net charge-offs | $1,164,000 | 1,345 |
| Cash dividends | $1,335,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,029,000 | 625 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 1,309 |
| Total interest expense | $1,371,000 | 1,223 |
| Net interest income | $4,220,000 | 1,326 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $282,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $213,000 | 1,652 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $1,621,000 | 2,895 |
| Salaries and employee benefits | $871,000 | 2,781 |
| Premises and equipment expense | $168,000 | 3,421 |
| Additional noninterest expense | $582,000 | 2,786 |
| Pre-tax net operating income | $2,131,000 | 741 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,131,000 | 617 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,131,000 | 614 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,131,000 | 617 |
| Net charge-offs | $495,000 | 1,342 |
| Cash dividends | $161,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,131,000 | 599 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,187,000 | 1,380 |
| Total interest expense | $6,881,000 | 1,192 |
| Net interest income | $15,306,000 | 1,469 |
| Provision for loan and lease losses | $1,982,000 | 2,086 |
| Total noninterest income | $1,065,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $826,000 | 1,769 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $239,000 | 4,316 |
| Total noninterest expense | $7,312,000 | 2,637 |
| Salaries and employee benefits | $3,677,000 | 2,614 |
| Premises and equipment expense | $752,000 | 3,116 |
| Additional noninterest expense | $2,883,000 | 2,356 |
| Pre-tax net operating income | $7,077,000 | 763 |
| Securities gains (losses) | $459,000 | 952 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $7,536,000 | 592 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,536,000 | 590 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,536,000 | 592 |
| Net charge-offs | $1,598,000 | 2,109 |
| Cash dividends | $3,307,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,077,000 | 606 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,812,000 | 1,393 |
| Total interest expense | $5,218,000 | 1,224 |
| Net interest income | $11,594,000 | 1,467 |
| Provision for loan and lease losses | $1,282,000 | 2,189 |
| Total noninterest income | $852,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $649,000 | 1,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $203,000 | 4,158 |
| Total noninterest expense | $4,431,000 | 3,151 |
| Salaries and employee benefits | $2,384,000 | 2,986 |
| Premises and equipment expense | $559,000 | 3,188 |
| Additional noninterest expense | $1,488,000 | 3,249 |
| Pre-tax net operating income | $6,733,000 | 630 |
| Securities gains (losses) | $474,000 | 778 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $7,207,000 | 477 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,207,000 | 479 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $7,207,000 | 479 |
| Net charge-offs | $1,287,000 | 1,927 |
| Cash dividends | $2,720,000 | 403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $6,733,000 | 485 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,712,000 | 1,351 |
| Total interest expense | $3,456,000 | 1,293 |
| Net interest income | $8,256,000 | 1,373 |
| Provision for loan and lease losses | $830,000 | 2,148 |
| Total noninterest income | $565,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $453,000 | 1,694 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $112,000 | 4,452 |
| Total noninterest expense | $2,879,000 | 3,218 |
| Salaries and employee benefits | $1,581,000 | 3,002 |
| Premises and equipment expense | $372,000 | 3,214 |
| Additional noninterest expense | $926,000 | 3,416 |
| Pre-tax net operating income | $5,112,000 | 540 |
| Securities gains (losses) | $474,000 | 501 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $5,586,000 | 384 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,586,000 | 384 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $5,586,000 | 384 |
| Net charge-offs | $892,000 | 1,845 |
| Cash dividends | $875,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,112,000 | 422 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 1,604 |
| Total interest expense | $1,701,000 | 1,382 |
| Net interest income | $3,326,000 | 1,706 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $283,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $225,000 | 1,701 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $58,000 | 4,439 |
| Total noninterest expense | $1,383,000 | 3,366 |
| Salaries and employee benefits | $781,000 | 3,070 |
| Premises and equipment expense | $184,000 | 3,347 |
| Additional noninterest expense | $418,000 | 3,700 |
| Pre-tax net operating income | $1,926,000 | 700 |
| Securities gains (losses) | $474,000 | 265 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $2,400,000 | 453 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,400,000 | 454 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,400,000 | 455 |
| Net charge-offs | $396,000 | 1,791 |
| Cash dividends | $437,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,926,000 | 557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,928,000 | 1,885 |
| Total interest expense | $5,699,000 | 2,009 |
| Net interest income | $12,229,000 | 1,814 |
| Provision for loan and lease losses | $3,345,000 | 1,841 |
| Total noninterest income | $1,150,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $980,000 | 1,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $170,000 | 4,908 |
| Total noninterest expense | $5,634,000 | 3,339 |
| Salaries and employee benefits | $3,299,000 | 2,938 |
| Premises and equipment expense | $620,000 | 3,789 |
| Additional noninterest expense | $1,715,000 | 3,727 |
| Pre-tax net operating income | $4,400,000 | 950 |
| Securities gains (losses) | $-5,309,000 | 7,896 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-909,000 | 6,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-909,000 | 6,314 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-909,000 | 6,314 |
| Net charge-offs | $1,493,000 | 2,379 |
| Cash dividends | $2,413,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,400,000 | 773 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,473,000 | 1,918 |
| Total interest expense | $4,266,000 | 2,094 |
| Net interest income | $9,207,000 | 1,813 |
| Provision for loan and lease losses | $1,155,000 | 2,563 |
| Total noninterest income | $833,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $725,000 | 1,740 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $108,000 | 5,272 |
| Total noninterest expense | $3,754,000 | 3,686 |
| Salaries and employee benefits | $2,153,000 | 3,342 |
| Premises and equipment expense | $420,000 | 4,112 |
| Additional noninterest expense | $1,181,000 | 3,912 |
| Pre-tax net operating income | $5,131,000 | 664 |
| Securities gains (losses) | $-4,528,000 | 7,998 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $603,000 | 3,388 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $603,000 | 3,386 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $603,000 | 3,388 |
| Net charge-offs | $983,000 | 2,223 |
| Cash dividends | $2,025,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,131,000 | 516 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 2,037 |
| Total interest expense | $2,929,000 | 2,141 |
| Net interest income | $5,672,000 | 1,938 |
| Provision for loan and lease losses | $615,000 | 2,660 |
| Total noninterest income | $498,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $448,000 | 1,835 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $50,000 | 5,847 |
| Total noninterest expense | $2,345,000 | 3,914 |
| Salaries and employee benefits | $1,436,000 | 3,358 |
| Premises and equipment expense | $246,000 | 4,501 |
| Additional noninterest expense | $663,000 | 4,415 |
| Pre-tax net operating income | $3,210,000 | 722 |
| Securities gains (losses) | $-4,527,000 | 8,117 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,317,000 | 7,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,317,000 | 7,275 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,317,000 | 7,274 |
| Net charge-offs | $573,000 | 2,192 |
| Cash dividends | $1,430,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,210,000 | 542 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 2,130 |
| Total interest expense | $1,523,000 | 2,138 |
| Net interest income | $2,658,000 | 2,059 |
| Provision for loan and lease losses | $280,000 | 2,420 |
| Total noninterest income | $246,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $26,000 | 5,845 |
| Total noninterest expense | $1,118,000 | 3,974 |
| Salaries and employee benefits | $706,000 | 3,435 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $324,000 | 4,167 |
| Pre-tax net operating income | $1,506,000 | 842 |
| Securities gains (losses) | $-4,533,000 | 8,204 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,027,000 | 7,978 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,027,000 | 7,979 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,027,000 | 7,979 |
| Net charge-offs | $236,000 | 2,006 |
| Cash dividends | $718,000 | 630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,506,000 | 634 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,550,000 | 2,541 |
| Total interest expense | $6,103,000 | 2,480 |
| Net interest income | $8,447,000 | 2,569 |
| Provision for loan and lease losses | $957,000 | 2,775 |
| Total noninterest income | $931,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $807,000 | 2,108 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $124,000 | 5,626 |
| Total noninterest expense | $4,706,000 | 3,748 |
| Salaries and employee benefits | $2,842,000 | 3,404 |
| Premises and equipment expense | $574,000 | 4,075 |
| Additional noninterest expense | $1,290,000 | 4,040 |
| Pre-tax net operating income | $3,715,000 | 1,470 |
| Securities gains (losses) | $-2,915,000 | 7,991 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $800,000 | 3,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $800,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 2,097 |
| Cash dividends | $2,778,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,715,000 | 1,182 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 2,461 |
| Total interest expense | $4,579,000 | 2,573 |
| Net interest income | $6,944,000 | 2,381 |
| Provision for loan and lease losses | $672,000 | 2,322 |
| Total noninterest income | $686,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $591,000 | 2,178 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 5,713 |
| Total noninterest expense | $3,171,000 | 4,054 |
| Salaries and employee benefits | $1,811,000 | 3,906 |
| Premises and equipment expense | $432,000 | 4,054 |
| Additional noninterest expense | $928,000 | 4,105 |
| Pre-tax net operating income | $3,787,000 | 1,310 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,787,000 | 969 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,787,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,909 |
| Cash dividends | $2,044,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,787,000 | 1,027 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 2,545 |
| Total interest expense | $3,073,000 | 2,655 |
| Net interest income | $4,429,000 | 2,474 |
| Provision for loan and lease losses | $427,000 | 2,079 |
| Total noninterest income | $444,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $374,000 | 2,237 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $70,000 | 5,638 |
| Total noninterest expense | $2,060,000 | 4,150 |
| Salaries and employee benefits | $1,179,000 | 4,008 |
| Premises and equipment expense | $289,000 | 4,070 |
| Additional noninterest expense | $592,000 | 4,240 |
| Pre-tax net operating income | $2,386,000 | 1,447 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,386,000 | 1,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,386,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,683 |
| Cash dividends | $1,358,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,386,000 | 1,137 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 2,673 |
| Total interest expense | $1,595,000 | 2,728 |
| Net interest income | $2,075,000 | 2,631 |
| Provision for loan and lease losses | $212,000 | 1,758 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $177,000 | 2,295 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $1,007,000 | 4,212 |
| Salaries and employee benefits | $568,000 | 4,140 |
| Premises and equipment expense | $150,000 | 3,987 |
| Additional noninterest expense | $289,000 | 4,238 |
| Pre-tax net operating income | $1,075,000 | 1,669 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,075,000 | 1,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,075,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,361 |
| Cash dividends | $624,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,075,000 | 1,362 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,199,000 | 2,823 |
| Total interest expense | $7,022,000 | 2,621 |
| Net interest income | $7,177,000 | 3,032 |
| Provision for loan and lease losses | $465,000 | 2,451 |
| Total noninterest income | $797,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $655,000 | 2,507 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $3,914,000 | 4,191 |
| Salaries and employee benefits | $2,301,000 | 3,950 |
| Premises and equipment expense | $564,000 | 4,017 |
| Additional noninterest expense | $1,049,000 | 4,497 |
| Pre-tax net operating income | $3,595,000 | 2,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,595,000 | 1,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,595,000 | 1,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,665 |
| Cash dividends | $2,847,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,595,000 | 1,744 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,535,000 | 2,854 |
| Total interest expense | $5,231,000 | 2,630 |
| Net interest income | $5,304,000 | 3,076 |
| Provision for loan and lease losses | $335,000 | 2,152 |
| Total noninterest income | $573,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $480,000 | 2,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $2,673,000 | 4,441 |
| Salaries and employee benefits | $1,510,000 | 4,353 |
| Premises and equipment expense | $417,000 | 4,039 |
| Additional noninterest expense | $746,000 | 4,613 |
| Pre-tax net operating income | $2,869,000 | 2,188 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,869,000 | 1,763 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,869,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,335 |
| Cash dividends | $2,220,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,869,000 | 1,750 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,864,000 | 2,937 |
| Total interest expense | $3,443,000 | 2,657 |
| Net interest income | $3,421,000 | 3,185 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $390,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $308,000 | 2,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,750,000 | 4,525 |
| Salaries and employee benefits | $992,000 | 4,430 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $481,000 | 4,694 |
| Pre-tax net operating income | $1,886,000 | 2,266 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,886,000 | 1,841 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,886,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,577 |
| Cash dividends | $1,584,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,886,000 | 1,822 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 2,987 |
| Total interest expense | $1,706,000 | 2,671 |
| Net interest income | $1,650,000 | 3,282 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $194,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $149,000 | 2,618 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $891,000 | 4,461 |
| Salaries and employee benefits | $494,000 | 4,476 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $262,000 | 4,385 |
| Pre-tax net operating income | $883,000 | 2,374 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $883,000 | 1,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $883,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,426 |
| Cash dividends | $951,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $883,000 | 1,894 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,297,000 | 3,017 |
| Total interest expense | $5,759,000 | 2,677 |
| Net interest income | $6,538,000 | 3,294 |
| Provision for loan and lease losses | $440,000 | 2,115 |
| Total noninterest income | $741,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $615,000 | 2,635 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 5,927 |
| Total noninterest expense | $3,435,000 | 4,459 |
| Salaries and employee benefits | $2,016,000 | 4,238 |
| Premises and equipment expense | $526,000 | 4,131 |
| Additional noninterest expense | $893,000 | 4,885 |
| Pre-tax net operating income | $3,404,000 | 2,533 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,404,000 | 2,062 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,404,000 | 2,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,133 |
| Cash dividends | $1,278,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,404,000 | 2,047 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,022,000 | 3,062 |
| Total interest expense | $4,147,000 | 2,692 |
| Net interest income | $4,875,000 | 3,335 |
| Provision for loan and lease losses | $260,000 | 2,394 |
| Total noninterest income | $567,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $449,000 | 2,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $2,384,000 | 4,681 |
| Salaries and employee benefits | $1,328,000 | 4,639 |
| Premises and equipment expense | $396,000 | 4,134 |
| Additional noninterest expense | $660,000 | 4,911 |
| Pre-tax net operating income | $2,798,000 | 2,437 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,798,000 | 1,948 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,798,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,023 |
| Cash dividends | $1,146,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,798,000 | 1,932 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 3,106 |
| Total interest expense | $2,591,000 | 2,735 |
| Net interest income | $3,240,000 | 3,353 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $384,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 2,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $1,561,000 | 4,762 |
| Salaries and employee benefits | $869,000 | 4,733 |
| Premises and equipment expense | $257,000 | 4,207 |
| Additional noninterest expense | $435,000 | 4,936 |
| Pre-tax net operating income | $1,888,000 | 2,420 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,888,000 | 1,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,888,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,402 |
| Cash dividends | $854,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,888,000 | 1,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 3,130 |
| Total interest expense | $1,204,000 | 2,796 |
| Net interest income | $1,625,000 | 3,322 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $203,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,642 |
| Total noninterest expense | $767,000 | 4,827 |
| Salaries and employee benefits | $421,000 | 4,852 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $951,000 | 2,367 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $951,000 | 1,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $951,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,365 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $951,000 | 1,863 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 3,494 |
| Total interest expense | $2,981,000 | 3,345 |
| Net interest income | $5,770,000 | 3,539 |
| Provision for loan and lease losses | $545,000 | 1,771 |
| Total noninterest income | $677,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $549,000 | 2,852 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $2,933,000 | 4,840 |
| Salaries and employee benefits | $1,686,000 | 4,691 |
| Premises and equipment expense | $465,000 | 4,396 |
| Additional noninterest expense | $782,000 | 5,242 |
| Pre-tax net operating income | $2,969,000 | 2,777 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,969,000 | 2,266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,969,000 | 2,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,186 |
| Cash dividends | $984,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,969,000 | 2,228 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,131,000 | 3,639 |
| Total interest expense | $1,938,000 | 3,593 |
| Net interest income | $4,193,000 | 3,628 |
| Provision for loan and lease losses | $445,000 | 1,583 |
| Total noninterest income | $494,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $410,000 | 2,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $84,000 | 6,220 |
| Total noninterest expense | $1,979,000 | 5,177 |
| Salaries and employee benefits | $1,123,000 | 5,029 |
| Premises and equipment expense | $308,000 | 4,750 |
| Additional noninterest expense | $548,000 | 5,425 |
| Pre-tax net operating income | $2,263,000 | 2,780 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,263,000 | 2,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,263,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,277 |
| Cash dividends | $722,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,263,000 | 2,215 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 3,796 |
| Total interest expense | $1,103,000 | 3,858 |
| Net interest income | $2,676,000 | 3,723 |
| Provision for loan and lease losses | $285,000 | 1,615 |
| Total noninterest income | $337,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $272,000 | 2,814 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $1,318,000 | 5,171 |
| Salaries and employee benefits | $743,000 | 5,063 |
| Premises and equipment expense | $205,000 | 4,749 |
| Additional noninterest expense | $370,000 | 5,351 |
| Pre-tax net operating income | $1,410,000 | 2,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,410,000 | 2,335 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,410,000 | 2,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,179 |
| Cash dividends | $318,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,410,000 | 2,308 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,969 |
| Total interest expense | $445,000 | 4,363 |
| Net interest income | $1,327,000 | 3,749 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $641,000 | 5,281 |
| Salaries and employee benefits | $359,000 | 5,198 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $179,000 | 5,430 |
| Pre-tax net operating income | $731,000 | 2,761 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $731,000 | 2,248 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $731,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 943 |
| Cash dividends | $64,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $731,000 | 2,212 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 4,363 |
| Total interest expense | $1,474,000 | 4,560 |
| Net interest income | $4,334,000 | 4,236 |
| Provision for loan and lease losses | $440,000 | 2,189 |
| Total noninterest income | $676,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $585,000 | 2,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,570 |
| Total noninterest expense | $2,469,000 | 5,358 |
| Salaries and employee benefits | $1,432,000 | 5,106 |
| Premises and equipment expense | $381,000 | 4,929 |
| Additional noninterest expense | $656,000 | 5,738 |
| Pre-tax net operating income | $2,101,000 | 3,390 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,101,000 | 2,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,101,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,643 |
| Cash dividends | $1,115,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,101,000 | 2,738 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 4,379 |
| Total interest expense | $1,076,000 | 4,599 |
| Net interest income | $3,220,000 | 4,258 |
| Provision for loan and lease losses | $331,000 | 2,084 |
| Total noninterest income | $510,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $439,000 | 2,774 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $1,680,000 | 5,619 |
| Salaries and employee benefits | $953,000 | 5,474 |
| Premises and equipment expense | $283,000 | 4,943 |
| Additional noninterest expense | $444,000 | 5,979 |
| Pre-tax net operating income | $1,719,000 | 3,262 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,719,000 | 2,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,719,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,829 |
| Cash dividends | $661,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,719,000 | 2,579 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 4,482 |
| Total interest expense | $701,000 | 4,666 |
| Net interest income | $2,076,000 | 4,361 |
| Provision for loan and lease losses | $223,000 | 2,023 |
| Total noninterest income | $349,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $294,000 | 2,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $1,107,000 | 5,689 |
| Salaries and employee benefits | $630,000 | 5,532 |
| Premises and equipment expense | $187,000 | 4,999 |
| Additional noninterest expense | $290,000 | 6,073 |
| Pre-tax net operating income | $1,095,000 | 3,326 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,095,000 | 2,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,095,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,266 |
| Cash dividends | $601,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,095,000 | 2,650 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 4,607 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $992,000 | 4,507 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 2,765 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $33,000 | 5,928 |
| Total noninterest expense | $547,000 | 5,740 |
| Salaries and employee benefits | $310,000 | 5,642 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $517,000 | 3,430 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $517,000 | 2,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $517,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $435,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $517,000 | 2,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,554 |
| Total interest expense | $1,708,000 | 4,508 |
| Net interest income | $3,816,000 | 4,514 |
| Provision for loan and lease losses | $802,000 | 1,443 |
| Total noninterest income | $760,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $569,000 | 2,805 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $2,214,000 | 5,650 |
| Salaries and employee benefits | $1,303,000 | 5,349 |
| Premises and equipment expense | $379,000 | 4,931 |
| Additional noninterest expense | $532,000 | 6,362 |
| Pre-tax net operating income | $1,560,000 | 4,019 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,560,000 | 3,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,560,000 | 3,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 1,242 |
| Cash dividends | $66,000 | 5,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,560,000 | 3,294 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 4,571 |
| Total interest expense | $1,329,000 | 4,517 |
| Net interest income | $2,871,000 | 4,522 |
| Provision for loan and lease losses | $567,000 | 1,494 |
| Total noninterest income | $523,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $411,000 | 2,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $1,581,000 | 5,803 |
| Salaries and employee benefits | $905,000 | 5,581 |
| Premises and equipment expense | $284,000 | 4,909 |
| Additional noninterest expense | $392,000 | 6,396 |
| Pre-tax net operating income | $1,246,000 | 3,976 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,246,000 | 3,394 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,246,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,374 |
| Cash dividends | $66,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,246,000 | 3,231 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 4,561 |
| Total interest expense | $920,000 | 4,521 |
| Net interest income | $1,915,000 | 4,522 |
| Provision for loan and lease losses | $507,000 | 1,130 |
| Total noninterest income | $339,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $264,000 | 2,943 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,044,000 | 5,849 |
| Salaries and employee benefits | $603,000 | 5,599 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $256,000 | 6,459 |
| Pre-tax net operating income | $703,000 | 4,413 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $703,000 | 3,851 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $703,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $703,000 | 3,656 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 4,754 |
| Total interest expense | $463,000 | 4,583 |
| Net interest income | $885,000 | 4,758 |
| Provision for loan and lease losses | $227,000 | 1,203 |
| Total noninterest income | $167,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $520,000 | 5,872 |
| Salaries and employee benefits | $302,000 | 5,605 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $305,000 | 4,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 885 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $305,000 | 4,004 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 4,736 |
| Total interest expense | $2,148,000 | 4,586 |
| Net interest income | $3,509,000 | 4,745 |
| Provision for loan and lease losses | $427,000 | 2,690 |
| Total noninterest income | $648,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $560,000 | 2,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $2,113,000 | 5,682 |
| Salaries and employee benefits | $1,239,000 | 5,375 |
| Premises and equipment expense | $362,000 | 4,978 |
| Additional noninterest expense | $512,000 | 6,439 |
| Pre-tax net operating income | $1,617,000 | 3,912 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,617,000 | 3,301 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,617,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,866 |
| Cash dividends | $1,346,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,617,000 | 3,207 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,523 |
| Total interest expense | $3,398,000 | 4,302 |
| Net interest income | $3,414,000 | 4,638 |
| Provision for loan and lease losses | $316,000 | 3,093 |
| Total noninterest income | $592,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $524,000 | 2,741 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $68,000 | 7,169 |
| Total noninterest expense | $1,740,000 | 6,262 |
| Salaries and employee benefits | $963,000 | 6,121 |
| Premises and equipment expense | $326,000 | 5,266 |
| Additional noninterest expense | $451,000 | 6,779 |
| Pre-tax net operating income | $1,950,000 | 3,229 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,950,000 | 2,587 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,950,000 | 2,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,371 |
| Cash dividends | $1,493,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,950,000 | 2,512 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 4,779 |
| Total interest expense | $3,418,000 | 4,465 |
| Net interest income | $3,205,000 | 4,922 |
| Provision for loan and lease losses | $433,000 | 2,121 |
| Total noninterest income | $499,000 | 4,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $467,000 | 2,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $1,562,000 | 6,578 |
| Salaries and employee benefits | $891,000 | 6,347 |
| Premises and equipment expense | $257,000 | 5,950 |
| Additional noninterest expense | $414,000 | 7,039 |
| Pre-tax net operating income | $1,709,000 | 3,694 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $1,709,000 | 2,921 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,709,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,848 |
| Cash dividends | $2,152,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,708,000 | 2,909 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 5,408 |
| Total interest expense | $2,653,000 | 5,033 |
| Net interest income | $2,574,000 | 5,699 |
| Provision for loan and lease losses | $123,000 | 4,690 |
| Total noninterest income | $572,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,232 |
| Total noninterest expense | $1,272,000 | 7,369 |
| Salaries and employee benefits | $691,000 | 7,292 |
| Premises and equipment expense | $229,000 | 6,370 |
| Additional noninterest expense | $352,000 | 7,684 |
| Pre-tax net operating income | $1,751,000 | 3,693 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $128,000 | 6,543 |
| Income before extraordinary items | $1,624,000 | 3,053 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,624,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,508 |
| Cash dividends | $1,293,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,623,070 | 3,016 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 6,122 |
| Total interest expense | $2,299,000 | 5,659 |
| Net interest income | $2,120,000 | 6,454 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $514,000 | 4,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $1,228,000 | 7,464 |
| Salaries and employee benefits | $638,000 | 7,541 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $335,000 | 7,785 |
| Pre-tax net operating income | $1,406,000 | 4,392 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $416,000 | 4,319 |
| Income before extraordinary items | $996,000 | 4,545 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $996,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,128 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $991,740 | 4,450 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 9,454 |
| Total interest expense | $914,000 | 8,919 |
| Net interest income | $764,000 | 9,763 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $208,000 | 7,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $588,000 | 9,797 |
| Salaries and employee benefits | $286,000 | 10,053 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $210,000 | 9,270 |
| Pre-tax net operating income | $319,000 | 8,890 |
| Securities gains (losses) | $55,000 | 1,285 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $309,000 | 8,316 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $309,000 | 8,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-5,837,000 | 10,909 |
| Net operating income | $263,350 | 8,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 6,654 |
| Total interest expense | $1,885,000 | 6,653 |
| Net interest income | $2,335,000 | 6,507 |
| Provision for loan and lease losses | $144,000 | 4,186 |
| Total noninterest income | $424,000 | 5,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $920,000 | 9,003 |
| Salaries and employee benefits | $579,000 | 8,260 |
| Premises and equipment expense | $100,000 | 9,292 |
| Additional noninterest expense | $241,000 | 9,491 |
| Pre-tax net operating income | $1,695,000 | 3,939 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $1,286,000 | 3,656 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,286,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,430 |
| Cash dividends | $44,000 | 7,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,281,440 | 3,615 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 7,137 |
| Total interest expense | $1,779,000 | 6,949 |
| Net interest income | $2,100,000 | 7,083 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $452,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $413,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $950,000 | 9,166 |
| Salaries and employee benefits | $556,000 | 8,677 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $253,000 | 9,788 |
| Pre-tax net operating income | $1,602,000 | 4,226 |
| Securities gains (losses) | $-20,000 | 10,553 |
| Applicable income taxes | $521,000 | 4,063 |
| Income before extraordinary items | $1,061,000 | 4,369 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,061,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $44,000 | 7,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,074,400 | 4,324 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 7,694 |
| Total interest expense | $1,276,000 | 7,635 |
| Net interest income | $1,979,000 | 7,615 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $403,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $955,000 | 9,526 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $261,000 | 10,391 |
| Pre-tax net operating income | $1,427,000 | 4,603 |
| Securities gains (losses) | $-429,000 | 12,206 |
| Applicable income taxes | $365,000 | 5,096 |
| Income before extraordinary items | $633,000 | 6,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $633,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 12,353 |
| Cash dividends | $44,000 | 8,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $907,560 | 4,934 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 8,342 |
| Total interest expense | $1,197,000 | 8,260 |
| Net interest income | $1,798,000 | 8,254 |
| Provision for loan and lease losses | $305,000 | 2,944 |
| Total noninterest income | $367,000 | 6,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $969,000 | 9,880 |
| Salaries and employee benefits | $508,000 | 9,593 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $280,000 | 10,687 |
| Pre-tax net operating income | $891,000 | 6,380 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $263,000 | 6,600 |
| Income before extraordinary items | $646,000 | 6,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $646,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,449 |
| Cash dividends | $44,000 | 8,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $633,220 | 6,304 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 8,898 |
| Total interest expense | $1,288,000 | 9,285 |
| Net interest income | $1,756,000 | 8,481 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $954,000 | 10,189 |
| Salaries and employee benefits | $463,000 | 10,166 |
| Premises and equipment expense | $174,000 | 8,469 |
| Additional noninterest expense | $317,000 | 10,589 |
| Pre-tax net operating income | $951,000 | 5,848 |
| Securities gains (losses) | $111,000 | 2,842 |
| Applicable income taxes | $344,000 | 5,418 |
| Income before extraordinary items | $718,000 | 5,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $718,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $39,000 | 8,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $642,520 | 5,937 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.