Home > The Bank of Tuscaloosa > Income and Expense
The Bank of Tuscaloosa, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,817,000 | 1,393 |
| Total interest expense | $1,310,000 | 1,783 |
| Net interest income | $4,507,000 | 1,274 |
| Provision for loan and lease losses | $1,721,000 | 825 |
| Total noninterest income | $717,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $596,000 | 643 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 3,186 |
| Total noninterest expense | $3,145,000 | 1,595 |
| Salaries and employee benefits | $1,350,000 | 1,857 |
| Premises and equipment expense | $464,000 | 1,465 |
| Additional noninterest expense | $1,331,000 | 1,333 |
| Pre-tax net operating income | $358,000 | 3,033 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $179,000 | 1,540 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $636,000 | 1,401 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 348 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,576,000 | 1,399 |
| Total interest expense | $6,348,000 | 1,831 |
| Net interest income | $18,228,000 | 1,230 |
| Provision for loan and lease losses | $10,885,000 | 811 |
| Total noninterest income | $3,074,000 | 1,582 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,731,000 | 615 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $343,000 | 3,772 |
| Total noninterest expense | $11,518,000 | 1,771 |
| Salaries and employee benefits | $4,950,000 | 1,989 |
| Premises and equipment expense | $1,427,000 | 1,884 |
| Additional noninterest expense | $5,141,000 | 1,452 |
| Pre-tax net operating income | $-1,101,000 | 6,291 |
| Securities gains (losses) | $647,000 | 730 |
| Applicable income taxes | $-220,000 | 6,797 |
| Income before extraordinary items | $-234,000 | 5,856 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-234,000 | 5,855 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-234,000 | 5,855 |
| Net charge-offs | $9,997,000 | 686 |
| Cash dividends | $712,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 1,084 |
| Net operating income | $-648,080 | 6,165 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,510,000 | 1,419 |
| Total interest expense | $4,929,000 | 1,852 |
| Net interest income | $13,581,000 | 1,239 |
| Provision for loan and lease losses | $8,822,000 | 689 |
| Total noninterest income | $2,479,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,064,000 | 610 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $415,000 | 3,116 |
| Total noninterest expense | $8,584,000 | 1,763 |
| Salaries and employee benefits | $3,753,000 | 1,982 |
| Premises and equipment expense | $973,000 | 2,079 |
| Additional noninterest expense | $3,858,000 | 1,407 |
| Pre-tax net operating income | $-1,346,000 | 6,806 |
| Securities gains (losses) | $647,000 | 567 |
| Applicable income taxes | $-281,000 | 7,184 |
| Income before extraordinary items | $-418,000 | 6,350 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-418,000 | 6,351 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-418,000 | 6,350 |
| Net charge-offs | $8,176,000 | 589 |
| Cash dividends | $712,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,015 |
| Net operating income | $-832,080 | 6,647 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,217,000 | 1,465 |
| Total interest expense | $3,387,000 | 1,886 |
| Net interest income | $8,830,000 | 1,265 |
| Provision for loan and lease losses | $5,384,000 | 705 |
| Total noninterest income | $1,617,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,376,000 | 606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $241,000 | 3,360 |
| Total noninterest expense | $5,607,000 | 1,831 |
| Salaries and employee benefits | $2,554,000 | 1,978 |
| Premises and equipment expense | $468,000 | 2,806 |
| Additional noninterest expense | $2,585,000 | 1,434 |
| Pre-tax net operating income | $-544,000 | 6,671 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-215,000 | 7,324 |
| Income before extraordinary items | $-329,000 | 6,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-329,000 | 6,575 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-329,000 | 6,575 |
| Net charge-offs | $3,690,000 | 722 |
| Cash dividends | $475,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 849 |
| Net operating income | $-329,000 | 6,566 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 1,511 |
| Total interest expense | $1,735,000 | 1,918 |
| Net interest income | $4,285,000 | 1,292 |
| Provision for loan and lease losses | $1,186,000 | 1,068 |
| Total noninterest income | $890,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $704,000 | 573 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $186,000 | 2,614 |
| Total noninterest expense | $2,541,000 | 1,956 |
| Salaries and employee benefits | $1,326,000 | 1,941 |
| Premises and equipment expense | $235,000 | 2,825 |
| Additional noninterest expense | $980,000 | 1,650 |
| Pre-tax net operating income | $1,448,000 | 885 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $532,000 | 631 |
| Income before extraordinary items | $916,000 | 1,183 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $916,000 | 1,184 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $916,000 | 1,185 |
| Net charge-offs | $236,000 | 2,006 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 770 |
| Net operating income | $916,000 | 1,106 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,477,000 | 1,410 |
| Total interest expense | $10,355,000 | 1,569 |
| Net interest income | $17,122,000 | 1,291 |
| Provision for loan and lease losses | $4,779,000 | 1,033 |
| Total noninterest income | $3,372,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,782,000 | 625 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $590,000 | 2,919 |
| Total noninterest expense | $9,618,000 | 2,008 |
| Salaries and employee benefits | $4,818,000 | 2,110 |
| Premises and equipment expense | $907,000 | 2,854 |
| Additional noninterest expense | $3,893,000 | 1,593 |
| Pre-tax net operating income | $6,097,000 | 919 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,231,000 | 616 |
| Income before extraordinary items | $3,866,000 | 1,077 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,866,000 | 1,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,107,000 | 1,853 |
| Cash dividends | $6,125,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 1,005 |
| Net operating income | $3,866,000 | 1,147 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,931,000 | 1,424 |
| Total interest expense | $8,219,000 | 1,541 |
| Net interest income | $12,712,000 | 1,331 |
| Provision for loan and lease losses | $2,848,000 | 936 |
| Total noninterest income | $2,421,000 | 1,536 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $2,074,000 | 634 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $347,000 | 3,430 |
| Total noninterest expense | $7,083,000 | 2,022 |
| Salaries and employee benefits | $3,567,000 | 2,164 |
| Premises and equipment expense | $682,000 | 2,872 |
| Additional noninterest expense | $2,834,000 | 1,581 |
| Pre-tax net operating income | $5,202,000 | 970 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,938,000 | 669 |
| Income before extraordinary items | $3,264,000 | 1,124 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,264,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $826,000 | 1,465 |
| Cash dividends | $4,552,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 888 |
| Net operating income | $3,264,000 | 1,208 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,178,000 | 1,421 |
| Total interest expense | $5,689,000 | 1,540 |
| Net interest income | $8,489,000 | 1,325 |
| Provision for loan and lease losses | $3,156,000 | 586 |
| Total noninterest income | $1,550,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,391,000 | 614 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $159,000 | 4,207 |
| Total noninterest expense | $4,631,000 | 2,068 |
| Salaries and employee benefits | $2,271,000 | 2,288 |
| Premises and equipment expense | $450,000 | 2,906 |
| Additional noninterest expense | $1,910,000 | 1,540 |
| Pre-tax net operating income | $2,252,000 | 1,516 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $833,000 | 1,088 |
| Income before extraordinary items | $1,419,000 | 1,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,419,000 | 1,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,586 |
| Cash dividends | $3,066,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 745 |
| Net operating income | $1,419,000 | 1,858 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,508,000 | 1,371 |
| Total interest expense | $3,061,000 | 1,537 |
| Net interest income | $4,447,000 | 1,246 |
| Provision for loan and lease losses | $-147,000 | 8,456 |
| Total noninterest income | $899,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $702,000 | 605 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $197,000 | 2,596 |
| Total noninterest expense | $2,321,000 | 2,066 |
| Salaries and employee benefits | $1,162,000 | 2,261 |
| Premises and equipment expense | $235,000 | 2,800 |
| Additional noninterest expense | $924,000 | 1,553 |
| Pre-tax net operating income | $3,172,000 | 616 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,188,000 | 505 |
| Income before extraordinary items | $1,984,000 | 764 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,984,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,893 |
| Cash dividends | $1,075,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 625 |
| Net operating income | $1,984,000 | 731 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,872,000 | 1,291 |
| Total interest expense | $13,548,000 | 1,479 |
| Net interest income | $19,324,000 | 1,151 |
| Provision for loan and lease losses | $2,024,000 | 838 |
| Total noninterest income | $3,408,000 | 1,489 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,573,000 | 678 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $835,000 | 2,504 |
| Total noninterest expense | $9,318,000 | 1,979 |
| Salaries and employee benefits | $4,902,000 | 2,061 |
| Premises and equipment expense | $935,000 | 2,714 |
| Additional noninterest expense | $3,481,000 | 1,591 |
| Pre-tax net operating income | $11,390,000 | 742 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,109,000 | 623 |
| Income before extraordinary items | $7,281,000 | 885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,281,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,420,000 | 785 |
| Cash dividends | $4,301,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 820 |
| Net operating income | $7,281,000 | 870 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,572,000 | 1,295 |
| Total interest expense | $10,179,000 | 1,473 |
| Net interest income | $14,393,000 | 1,166 |
| Provision for loan and lease losses | $1,839,000 | 555 |
| Total noninterest income | $2,400,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,865,000 | 696 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $535,000 | 2,726 |
| Total noninterest expense | $7,002,000 | 1,964 |
| Salaries and employee benefits | $3,727,000 | 2,010 |
| Premises and equipment expense | $692,000 | 2,734 |
| Additional noninterest expense | $2,583,000 | 1,563 |
| Pre-tax net operating income | $7,952,000 | 874 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,793,000 | 737 |
| Income before extraordinary items | $5,159,000 | 1,022 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,159,000 | 1,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,174,000 | 578 |
| Cash dividends | $3,195,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 724 |
| Net operating income | $5,159,000 | 1,004 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,152,000 | 1,326 |
| Total interest expense | $6,765,000 | 1,477 |
| Net interest income | $9,387,000 | 1,218 |
| Provision for loan and lease losses | $1,086,000 | 549 |
| Total noninterest income | $1,586,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,228,000 | 708 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $358,000 | 2,734 |
| Total noninterest expense | $4,603,000 | 2,012 |
| Salaries and employee benefits | $2,427,000 | 2,113 |
| Premises and equipment expense | $462,000 | 2,749 |
| Additional noninterest expense | $1,714,000 | 1,578 |
| Pre-tax net operating income | $5,284,000 | 909 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,851,000 | 778 |
| Income before extraordinary items | $3,433,000 | 1,053 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,433,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 748 |
| Cash dividends | $1,357,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 616 |
| Net operating income | $3,433,000 | 1,036 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 1,360 |
| Total interest expense | $3,371,000 | 1,469 |
| Net interest income | $4,485,000 | 1,276 |
| Provision for loan and lease losses | $275,000 | 887 |
| Total noninterest income | $802,000 | 1,579 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $620,000 | 682 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $182,000 | 2,689 |
| Total noninterest expense | $2,272,000 | 2,041 |
| Salaries and employee benefits | $1,200,000 | 2,141 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $848,000 | 1,575 |
| Pre-tax net operating income | $2,740,000 | 860 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $962,000 | 758 |
| Income before extraordinary items | $1,778,000 | 988 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,778,000 | 987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 8,538 |
| Cash dividends | $983,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 460 |
| Net operating income | $1,778,000 | 976 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,095,000 | 1,365 |
| Total interest expense | $11,351,000 | 1,481 |
| Net interest income | $17,744,000 | 1,276 |
| Provision for loan and lease losses | $1,121,000 | 943 |
| Total noninterest income | $3,095,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,273,000 | 776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $822,000 | 2,545 |
| Total noninterest expense | $8,962,000 | 1,966 |
| Salaries and employee benefits | $4,667,000 | 2,095 |
| Premises and equipment expense | $922,000 | 2,664 |
| Additional noninterest expense | $3,373,000 | 1,563 |
| Pre-tax net operating income | $10,756,000 | 919 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,790,000 | 793 |
| Income before extraordinary items | $6,966,000 | 1,069 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,966,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,178,000 | 600 |
| Cash dividends | $3,068,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 794 |
| Net operating income | $6,966,000 | 1,057 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,114,000 | 1,406 |
| Total interest expense | $8,022,000 | 1,524 |
| Net interest income | $13,092,000 | 1,327 |
| Provision for loan and lease losses | $826,000 | 919 |
| Total noninterest income | $2,293,000 | 1,599 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,694,000 | 791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $599,000 | 2,567 |
| Total noninterest expense | $6,705,000 | 1,967 |
| Salaries and employee benefits | $3,431,000 | 2,143 |
| Premises and equipment expense | $664,000 | 2,769 |
| Additional noninterest expense | $2,610,000 | 1,519 |
| Pre-tax net operating income | $7,854,000 | 982 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,756,000 | 845 |
| Income before extraordinary items | $5,098,000 | 1,134 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,098,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 999 |
| Cash dividends | $2,478,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 665 |
| Net operating income | $5,098,000 | 1,121 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,592,000 | 1,426 |
| Total interest expense | $5,025,000 | 1,547 |
| Net interest income | $8,567,000 | 1,346 |
| Provision for loan and lease losses | $541,000 | 916 |
| Total noninterest income | $1,455,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,125,000 | 779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 2,842 |
| Total noninterest expense | $4,465,000 | 1,976 |
| Salaries and employee benefits | $2,284,000 | 2,152 |
| Premises and equipment expense | $460,000 | 2,665 |
| Additional noninterest expense | $1,721,000 | 1,540 |
| Pre-tax net operating income | $5,016,000 | 1,018 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,763,000 | 877 |
| Income before extraordinary items | $3,253,000 | 1,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,253,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 748 |
| Cash dividends | $1,495,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 697 |
| Net operating income | $3,253,000 | 1,159 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 1,436 |
| Total interest expense | $2,335,000 | 1,574 |
| Net interest income | $4,239,000 | 1,355 |
| Provision for loan and lease losses | $256,000 | 901 |
| Total noninterest income | $711,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $546,000 | 774 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,797 |
| Total noninterest expense | $2,300,000 | 1,935 |
| Salaries and employee benefits | $1,125,000 | 2,193 |
| Premises and equipment expense | $238,000 | 2,577 |
| Additional noninterest expense | $937,000 | 1,407 |
| Pre-tax net operating income | $2,394,000 | 1,043 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $835,000 | 904 |
| Income before extraordinary items | $1,559,000 | 1,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,559,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,139 |
| Cash dividends | $512,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,559,000 | 1,174 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,180,000 | 1,505 |
| Total interest expense | $6,537,000 | 1,740 |
| Net interest income | $15,643,000 | 1,393 |
| Provision for loan and lease losses | $1,000,000 | 1,040 |
| Total noninterest income | $2,924,000 | 1,652 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,299,000 | 756 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $625,000 | 2,982 |
| Total noninterest expense | $7,663,000 | 2,180 |
| Salaries and employee benefits | $3,944,000 | 2,322 |
| Premises and equipment expense | $825,000 | 2,820 |
| Additional noninterest expense | $2,894,000 | 1,750 |
| Pre-tax net operating income | $9,904,000 | 991 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,489,000 | 860 |
| Income before extraordinary items | $6,415,000 | 1,138 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,415,000 | 1,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 749 |
| Cash dividends | $2,596,000 | 1,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,415,000 | 1,111 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,984,000 | 1,521 |
| Total interest expense | $4,569,000 | 1,757 |
| Net interest income | $11,415,000 | 1,408 |
| Provision for loan and lease losses | $550,000 | 1,284 |
| Total noninterest income | $2,279,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,809,000 | 715 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $470,000 | 2,996 |
| Total noninterest expense | $5,556,000 | 2,228 |
| Salaries and employee benefits | $2,886,000 | 2,345 |
| Premises and equipment expense | $615,000 | 2,813 |
| Additional noninterest expense | $2,055,000 | 1,819 |
| Pre-tax net operating income | $7,588,000 | 970 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,679,000 | 847 |
| Income before extraordinary items | $4,909,000 | 1,098 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,909,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 920 |
| Cash dividends | $1,155,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,909,000 | 1,079 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 1,567 |
| Total interest expense | $2,799,000 | 1,798 |
| Net interest income | $7,393,000 | 1,436 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $1,477,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,179,000 | 714 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $298,000 | 3,065 |
| Total noninterest expense | $3,744,000 | 2,191 |
| Salaries and employee benefits | $1,943,000 | 2,320 |
| Premises and equipment expense | $382,000 | 2,972 |
| Additional noninterest expense | $1,419,000 | 1,740 |
| Pre-tax net operating income | $5,026,000 | 946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,772,000 | 846 |
| Income before extraordinary items | $3,254,000 | 1,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,254,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $369,000 | 762 |
| Cash dividends | $311,000 | 2,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,254,000 | 1,056 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 1,612 |
| Total interest expense | $1,229,000 | 1,932 |
| Net interest income | $3,635,000 | 1,451 |
| Provision for loan and lease losses | $-50,000 | 8,802 |
| Total noninterest income | $687,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $550,000 | 736 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,142 |
| Total noninterest expense | $1,901,000 | 2,172 |
| Salaries and employee benefits | $1,026,000 | 2,213 |
| Premises and equipment expense | $192,000 | 2,982 |
| Additional noninterest expense | $683,000 | 1,807 |
| Pre-tax net operating income | $2,471,000 | 949 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $871,000 | 847 |
| Income before extraordinary items | $1,600,000 | 1,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,600,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 671 |
| Cash dividends | $64,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,600,000 | 1,052 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,901,000 | 1,695 |
| Total interest expense | $3,485,000 | 2,312 |
| Net interest income | $13,416,000 | 1,507 |
| Provision for loan and lease losses | $1,800,000 | 598 |
| Total noninterest income | $3,006,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,483,000 | 711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $523,000 | 3,228 |
| Total noninterest expense | $8,180,000 | 1,961 |
| Salaries and employee benefits | $4,401,000 | 1,982 |
| Premises and equipment expense | $779,000 | 2,855 |
| Additional noninterest expense | $3,000,000 | 1,628 |
| Pre-tax net operating income | $6,442,000 | 1,348 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,178,000 | 1,179 |
| Income before extraordinary items | $4,264,000 | 1,510 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,264,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,084,000 | 729 |
| Cash dividends | $2,823,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,264,000 | 1,464 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,320,000 | 1,725 |
| Total interest expense | $2,479,000 | 2,379 |
| Net interest income | $9,841,000 | 1,531 |
| Provision for loan and lease losses | $1,350,000 | 582 |
| Total noninterest income | $2,241,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,843,000 | 718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $398,000 | 3,198 |
| Total noninterest expense | $6,155,000 | 1,949 |
| Salaries and employee benefits | $3,365,000 | 1,939 |
| Premises and equipment expense | $580,000 | 2,872 |
| Additional noninterest expense | $2,210,000 | 1,637 |
| Pre-tax net operating income | $4,577,000 | 1,419 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,533,000 | 1,259 |
| Income before extraordinary items | $3,044,000 | 1,595 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,044,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $940,000 | 596 |
| Cash dividends | $2,452,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,044,000 | 1,547 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,017,000 | 1,759 |
| Total interest expense | $1,592,000 | 2,443 |
| Net interest income | $6,425,000 | 1,549 |
| Provision for loan and lease losses | $900,000 | 563 |
| Total noninterest income | $1,483,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,197,000 | 727 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 3,072 |
| Total noninterest expense | $4,154,000 | 1,927 |
| Salaries and employee benefits | $2,223,000 | 1,965 |
| Premises and equipment expense | $391,000 | 2,835 |
| Additional noninterest expense | $1,540,000 | 1,571 |
| Pre-tax net operating income | $2,854,000 | 1,487 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $946,000 | 1,340 |
| Income before extraordinary items | $1,908,000 | 1,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,908,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 578 |
| Cash dividends | $1,608,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,908,000 | 1,618 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 1,789 |
| Total interest expense | $818,000 | 2,392 |
| Net interest income | $3,128,000 | 1,596 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $726,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $581,000 | 733 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $145,000 | 3,005 |
| Total noninterest expense | $2,190,000 | 1,833 |
| Salaries and employee benefits | $1,121,000 | 1,950 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $854,000 | 1,413 |
| Pre-tax net operating income | $1,214,000 | 1,696 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $392,000 | 1,583 |
| Income before extraordinary items | $822,000 | 1,903 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $822,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 725 |
| Cash dividends | $764,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $822,000 | 1,812 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,827,000 | 1,698 |
| Total interest expense | $4,054,000 | 2,191 |
| Net interest income | $12,773,000 | 1,524 |
| Provision for loan and lease losses | $1,975,000 | 658 |
| Total noninterest income | $2,761,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,227,000 | 773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $534,000 | 3,469 |
| Total noninterest expense | $8,200,000 | 1,941 |
| Salaries and employee benefits | $4,217,000 | 2,020 |
| Premises and equipment expense | $759,000 | 2,883 |
| Additional noninterest expense | $3,224,000 | 1,532 |
| Pre-tax net operating income | $5,359,000 | 1,531 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,737,000 | 1,425 |
| Income before extraordinary items | $3,622,000 | 1,717 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,622,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,572,000 | 660 |
| Cash dividends | $3,051,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,622,000 | 1,631 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,794,000 | 1,709 |
| Total interest expense | $3,166,000 | 2,188 |
| Net interest income | $9,628,000 | 1,527 |
| Provision for loan and lease losses | $1,525,000 | 638 |
| Total noninterest income | $2,028,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,626,000 | 803 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $402,000 | 3,519 |
| Total noninterest expense | $6,103,000 | 1,956 |
| Salaries and employee benefits | $3,180,000 | 2,021 |
| Premises and equipment expense | $567,000 | 2,899 |
| Additional noninterest expense | $2,356,000 | 1,562 |
| Pre-tax net operating income | $4,028,000 | 1,572 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,306,000 | 1,492 |
| Income before extraordinary items | $2,722,000 | 1,772 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,722,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 575 |
| Cash dividends | $2,754,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,722,000 | 1,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,669,000 | 1,698 |
| Total interest expense | $2,224,000 | 2,154 |
| Net interest income | $6,445,000 | 1,517 |
| Provision for loan and lease losses | $950,000 | 663 |
| Total noninterest income | $1,299,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,035,000 | 823 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $264,000 | 3,529 |
| Total noninterest expense | $4,034,000 | 1,951 |
| Salaries and employee benefits | $2,117,000 | 2,010 |
| Premises and equipment expense | $366,000 | 2,969 |
| Additional noninterest expense | $1,551,000 | 1,565 |
| Pre-tax net operating income | $2,760,000 | 1,523 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $899,000 | 1,483 |
| Income before extraordinary items | $1,861,000 | 1,738 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,861,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $833,000 | 583 |
| Cash dividends | $2,453,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,861,000 | 1,627 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 1,688 |
| Total interest expense | $1,137,000 | 2,150 |
| Net interest income | $3,244,000 | 1,494 |
| Provision for loan and lease losses | $450,000 | 656 |
| Total noninterest income | $630,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $504,000 | 820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 3,520 |
| Total noninterest expense | $1,974,000 | 1,983 |
| Salaries and employee benefits | $1,067,000 | 1,988 |
| Premises and equipment expense | $177,000 | 3,056 |
| Additional noninterest expense | $730,000 | 1,618 |
| Pre-tax net operating income | $1,450,000 | 1,469 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $475,000 | 1,432 |
| Income before extraordinary items | $975,000 | 1,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $975,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $681,000 | 400 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $975,000 | 1,548 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $19,208,000 | 1,599 |
| Total interest expense | $5,632,000 | 2,005 |
| Net interest income | $13,576,000 | 1,442 |
| Provision for loan and lease losses | $2,243,000 | 679 |
| Total noninterest income | $2,273,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,933,000 | 825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 4,002 |
| Total noninterest expense | $7,516,000 | 2,000 |
| Salaries and employee benefits | $3,941,000 | 2,027 |
| Premises and equipment expense | $671,000 | 3,113 |
| Additional noninterest expense | $2,904,000 | 1,628 |
| Pre-tax net operating income | $6,090,000 | 1,381 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,019,000 | 1,283 |
| Income before extraordinary items | $4,071,000 | 1,506 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,071,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,761,000 | 609 |
| Cash dividends | $2,936,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,071,000 | 1,461 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,588,000 | 1,570 |
| Total interest expense | $9,697,000 | 1,675 |
| Net interest income | $11,891,000 | 1,498 |
| Provision for loan and lease losses | $1,460,000 | 927 |
| Total noninterest income | $2,096,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,758,000 | 844 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $338,000 | 3,874 |
| Total noninterest expense | $6,814,000 | 2,106 |
| Salaries and employee benefits | $3,764,000 | 1,997 |
| Premises and equipment expense | $710,000 | 2,914 |
| Additional noninterest expense | $2,340,000 | 1,930 |
| Pre-tax net operating income | $5,713,000 | 1,293 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,900,000 | 1,229 |
| Income before extraordinary items | $3,813,000 | 1,420 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,813,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,656,000 | 656 |
| Cash dividends | $2,496,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,813,000 | 1,360 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,550,000 | 1,599 |
| Total interest expense | $10,350,000 | 1,664 |
| Net interest income | $11,200,000 | 1,566 |
| Provision for loan and lease losses | $1,735,000 | 678 |
| Total noninterest income | $1,898,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,478,000 | 910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $420,000 | 3,233 |
| Total noninterest expense | $6,314,000 | 2,179 |
| Salaries and employee benefits | $3,164,000 | 2,255 |
| Premises and equipment expense | $692,000 | 2,902 |
| Additional noninterest expense | $2,458,000 | 1,803 |
| Pre-tax net operating income | $5,049,000 | 1,461 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,629,000 | 1,402 |
| Income before extraordinary items | $3,420,000 | 1,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,420,000 | 1,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 655 |
| Cash dividends | $3,197,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,420,000 | 1,534 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,733,000 | 1,732 |
| Total interest expense | $8,330,000 | 1,781 |
| Net interest income | $10,403,000 | 1,679 |
| Provision for loan and lease losses | $450,000 | 1,911 |
| Total noninterest income | $1,933,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,471,000 | 897 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $462,000 | 3,109 |
| Total noninterest expense | $6,414,000 | 2,124 |
| Salaries and employee benefits | $3,607,000 | 1,947 |
| Premises and equipment expense | $702,000 | 2,856 |
| Additional noninterest expense | $2,105,000 | 2,066 |
| Pre-tax net operating income | $5,472,000 | 1,387 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,851,000 | 1,320 |
| Income before extraordinary items | $3,621,000 | 1,490 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,621,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,350 |
| Cash dividends | $1,294,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,621,000 | 1,465 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,127,000 | 1,787 |
| Total interest expense | $8,444,000 | 1,812 |
| Net interest income | $9,683,000 | 1,766 |
| Provision for loan and lease losses | $1,245,000 | 800 |
| Total noninterest income | $1,973,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,416,000 | 868 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $557,000 | 2,787 |
| Total noninterest expense | $5,856,000 | 2,234 |
| Salaries and employee benefits | $3,335,000 | 2,020 |
| Premises and equipment expense | $707,000 | 2,744 |
| Additional noninterest expense | $1,814,000 | 2,301 |
| Pre-tax net operating income | $4,555,000 | 1,626 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,405,000 | 1,731 |
| Income before extraordinary items | $3,150,000 | 1,679 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,150,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 1,019 |
| Cash dividends | $2,299,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 857 |
| Net operating income | $3,150,000 | 1,611 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,653,000 | 1,971 |
| Total interest expense | $7,844,000 | 1,967 |
| Net interest income | $8,809,000 | 1,972 |
| Provision for loan and lease losses | $856,000 | 1,123 |
| Total noninterest income | $1,549,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,124,000 | 1,113 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $425,000 | 3,160 |
| Total noninterest expense | $5,187,000 | 2,480 |
| Salaries and employee benefits | $2,839,000 | 2,336 |
| Premises and equipment expense | $719,000 | 2,672 |
| Additional noninterest expense | $1,629,000 | 2,520 |
| Pre-tax net operating income | $4,315,000 | 1,771 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,584,000 | 1,629 |
| Income before extraordinary items | $2,731,000 | 1,928 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,731,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,172 |
| Cash dividends | $1,201,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,731,000 | 1,871 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,651,000 | 2,293 |
| Total interest expense | $6,750,000 | 2,285 |
| Net interest income | $7,901,000 | 2,277 |
| Provision for loan and lease losses | $880,000 | 1,122 |
| Total noninterest income | $1,392,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $991,000 | 1,356 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $401,000 | 3,399 |
| Total noninterest expense | $4,627,000 | 2,941 |
| Salaries and employee benefits | $2,470,000 | 2,731 |
| Premises and equipment expense | $702,000 | 2,785 |
| Additional noninterest expense | $1,455,000 | 3,201 |
| Pre-tax net operating income | $3,786,000 | 1,914 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,395,000 | 1,714 |
| Income before extraordinary items | $2,391,000 | 2,081 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,391,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,572 |
| Cash dividends | $911,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,391,000 | 2,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,715,000 | 2,637 |
| Total interest expense | $6,132,000 | 2,502 |
| Net interest income | $6,583,000 | 2,708 |
| Provision for loan and lease losses | $731,000 | 1,189 |
| Total noninterest income | $1,099,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $807,000 | 146 |
| Additional Noninterest Income | $292,000 | 4,063 |
| Total noninterest expense | $3,986,000 | 3,333 |
| Salaries and employee benefits | $2,005,000 | 3,304 |
| Premises and equipment expense | $589,000 | 3,257 |
| Additional noninterest expense | $1,392,000 | 3,287 |
| Pre-tax net operating income | $2,965,000 | 2,461 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,143,000 | 2,110 |
| Income before extraordinary items | $1,822,000 | 2,710 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,822,000 | 2,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,832 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,822,000 | 2,681 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 3,295 |
| Total interest expense | $3,756,000 | 3,255 |
| Net interest income | $5,343,000 | 3,357 |
| Provision for loan and lease losses | $575,000 | 1,387 |
| Total noninterest income | $931,000 | 3,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $561,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,575 |
| Total noninterest expense | $3,253,000 | 4,116 |
| Salaries and employee benefits | $1,639,000 | 3,950 |
| Premises and equipment expense | $424,000 | 4,371 |
| Additional noninterest expense | $1,190,000 | 4,083 |
| Pre-tax net operating income | $2,446,000 | 2,884 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $937,000 | 2,376 |
| Income before extraordinary items | $1,509,000 | 3,155 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,509,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,857 |
| Cash dividends | $444,000 | 3,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,509,000 | 3,176 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 4,218 |
| Total interest expense | $3,067,000 | 4,040 |
| Net interest income | $4,111,000 | 4,294 |
| Provision for loan and lease losses | $720,000 | 1,621 |
| Total noninterest income | $675,000 | 4,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,957 |
| Total noninterest expense | $2,646,000 | 5,015 |
| Salaries and employee benefits | $1,217,000 | 5,173 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $1,103,000 | 4,524 |
| Pre-tax net operating income | $1,420,000 | 4,542 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $532,000 | 3,966 |
| Income before extraordinary items | $888,000 | 5,150 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $888,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $717,000 | 1,422 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $888,000 | 4,925 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 5,181 |
| Total interest expense | $2,989,000 | 5,181 |
| Net interest income | $3,452,000 | 5,065 |
| Provision for loan and lease losses | $655,000 | 2,481 |
| Total noninterest income | $529,000 | 5,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $2,155,000 | 6,023 |
| Salaries and employee benefits | $883,000 | 6,713 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $1,005,000 | 5,033 |
| Pre-tax net operating income | $1,171,000 | 5,014 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $404,000 | 4,753 |
| Income before extraordinary items | $767,000 | 5,535 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $767,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 2,853 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,078 |
| Net operating income | $767,000 | 5,202 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.