Home > The Bank of Tuscaloosa > Net charge- offs to loans
The Bank of Tuscaloosa, Net charge- offs to loans
2010-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6210% | 2,267 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5823% | 1,898 |
Percentage Net Loans Charged-off:Construction & development | 0.0803% | 1,951 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3207% | 1,275 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.1280% | 940 |
Percentage Net Loans Charged-off: Home equity loans | 1.8088% | 415 |
All other 1-4 family - Percent of loans charged-off, net | 0.7506% | 1,184 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.7343% | 1,758 |
Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 1,938 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
2009-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.2874% | 1,019 |
Percentage Net Loans Charged-off: Total real estate loans | 0.6873% | 2,452 |
Percentage Net Loans Charged-off:Construction & development | 0.4273% | 3,002 |
Percentage Net Loans Charged-off: Commercial real estate | 0.6847% | 1,482 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.8773% | 1,423 |
Percentage Net Loans Charged-off: Home equity loans | 1.0163% | 849 |
All other 1-4 family - Percent of loans charged-off, net | 0.7974% | 1,461 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.2604% | 539 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 3,980 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
2009-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 2.4615% | 747 |
Percentage Net Loans Charged-off: Total real estate loans | 0.3675% | 2,861 |
Percentage Net Loans Charged-off:Construction & development | 0.2580% | 2,743 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0978% | 2,313 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.7671% | 1,334 |
Percentage Net Loans Charged-off: Home equity loans | 1.0252% | 700 |
All other 1-4 family - Percent of loans charged-off, net | 0.6177% | 1,478 |
Percentage Net Loans Charged-off: Commercial and industrial | 7.4758% | 338 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7695% | 2,968 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
2009-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.6500% | 1,145 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1768% | 3,275 |
Percentage Net Loans Charged-off:Construction & development | 0.3808% | 2,220 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1521% | 1,661 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1353% | 2,791 |
Percentage Net Loans Charged-off: Home equity loans | 0.1655% | 1,125 |
All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 2,722 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.9926% | 572 |
Percentage Net Loans Charged-off: Loans to individuals | 0.8520% | 2,599 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
2009-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2105% | 3,375 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 3,381 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0895% | 1,134 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5089% | 1,857 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6386% | 1,402 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
2008-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2635% | 3,648 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 4,135 |
Percentage Net Loans Charged-off:Construction & development | 0.3184% | 2,235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 2,357 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 4,066 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 3,741 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6914% | 2,281 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4299% | 3,995 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
2008-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2661% | 2,781 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 3,097 |
Percentage Net Loans Charged-off:Construction & development | 0.4100% | 1,532 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 1,756 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,682 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 7,685 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6558% | 1,750 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5990% | 2,914 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
2008-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1795% | 2,922 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 8,041 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
Percentage Net Loans Charged-off: Commercial real estate | -0.1175% | 8,044 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,660 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 7,672 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6366% | 1,439 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7710% | 2,149 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
2008-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0883% | 3,169 |
Percentage Net Loans Charged-off: Total real estate loans | -0.1224% | 8,207 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
Percentage Net Loans Charged-off: Commercial real estate | -0.3602% | 8,152 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,726 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,743 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4709% | 1,205 |
Percentage Net Loans Charged-off: Loans to individuals | 1.4843% | 1,054 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
2007-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3683% | 1,513 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 1,853 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3849% | 557 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0475% | 2,474 |
Percentage Net Loans Charged-off: Home equity loans | 0.0893% | 738 |
All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 2,639 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6305% | 1,634 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0872% | 7,706 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 13.8077% | 117 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
2007-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4114% | 968 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 7,891 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0431% | 8,015 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,793 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 7,834 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9168% | 969 |
Percentage Net Loans Charged-off: Loans to individuals | -0.1327% | 7,645 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 17.7503% | 89 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2444% | 1,449 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,471 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 7,751 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 7,817 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1042% | 2,172 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2002% | 7,649 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 24.6995% | 62 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2007-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.1401% | 8,166 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,544 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,830 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 7,888 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.4340% | 7,847 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2506% | 7,546 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3366% | 1,178 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,762 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 818 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 1,560 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 1,167 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.9361% | 1,069 |
Percentage Net Loans Charged-off: Loans to individuals | 0.3623% | 3,551 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1433% | 2,120 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 1,516 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 708 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,035 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 746 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3309% | 1,617 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 4,062 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2050% | 1,491 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0875% | 1,060 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0862% | 519 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1880% | 695 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
All other 1-4 family - Percent of loans charged-off, net | 0.2813% | 467 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4433% | 1,225 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4446% | 2,560 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2006-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0906% | 2,191 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 796 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1778% | 260 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1572% | 1,279 |
Percentage Net Loans Charged-off: Loans to individuals | -0.5409% | 7,971 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2802% | 1,696 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,707 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0570% | 940 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 8,238 |
Percentage Net Loans Charged-off: Home equity loans | -0.0945% | 6,080 |
All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,835 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8154% | 1,367 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0629% | 7,904 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 3.7724% | 230 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1909% | 2,035 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,109 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0789% | 677 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 8,245 |
Percentage Net Loans Charged-off: Home equity loans | -0.1301% | 6,044 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4825% | 1,583 |
Percentage Net Loans Charged-off: Loans to individuals | -0.0827% | 7,764 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 5.2207% | 167 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2399% | 1,568 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 8,162 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.1233% | 8,460 |
Percentage Net Loans Charged-off: Home equity loans | -0.2073% | 5,991 |
All other 1-4 family - Percent of loans charged-off, net | -0.0937% | 8,381 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6702% | 1,189 |
Percentage Net Loans Charged-off: Loans to individuals | 0.4479% | 3,063 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 8.1806% | 104 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2690% | 1,244 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 8,202 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.1134% | 8,504 |
Percentage Net Loans Charged-off: Home equity loans | -0.4475% | 6,000 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.6002% | 927 |
Percentage Net Loans Charged-off: Loans to individuals | 0.5912% | 2,306 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 15.6310% | 53 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3892% | 1,468 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4114% | 408 |
Percentage Net Loans Charged-off:Construction & development | 0.5331% | 207 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,123 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.2904% | 107 |
Percentage Net Loans Charged-off: Home equity loans | 0.1573% | 332 |
All other 1-4 family - Percent of loans charged-off, net | 1.5917% | 79 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.2953% | 2,742 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7694% | 2,746 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1864% | 1,146 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4571% | 1,064 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4418% | 324 |
Percentage Net Loans Charged-off:Construction & development | 0.3630% | 233 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,175 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.5798% | 72 |
Percentage Net Loans Charged-off: Home equity loans | 0.2301% | 228 |
All other 1-4 family - Percent of loans charged-off, net | 1.9051% | 55 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.4126% | 1,956 |
Percentage Net Loans Charged-off: Loans to individuals | 1.0644% | 1,728 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.1756% | 1,006 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4902% | 972 |
Percentage Net Loans Charged-off: Total real estate loans | 0.5916% | 239 |
Percentage Net Loans Charged-off:Construction & development | 0.5632% | 165 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 8,280 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | 2.0488% | 52 |
Percentage Net Loans Charged-off: Home equity loans | 0.3737% | 144 |
All other 1-4 family - Percent of loans charged-off, net | 2.4211% | 45 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 2,501 |
Percentage Net Loans Charged-off: Loans to individuals | 1.6088% | 1,014 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3469% | 1,274 |
Percentage Net Loans Charged-off: Total real estate loans | 0.4957% | 281 |
Percentage Net Loans Charged-off:Construction & development | 1.1689% | 94 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 8,373 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 1.1326% | 132 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 1.3747% | 108 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 7,201 |
Percentage Net Loans Charged-off: Loans to individuals | 0.7777% | 2,249 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5982% | 1,204 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 1,018 |
Percentage Net Loans Charged-off:Construction & development | 0.5851% | 293 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 8,422 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4634% | 490 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.5573% | 429 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.1119% | 1,549 |
Percentage Net Loans Charged-off: Loans to individuals | 2.6874% | 509 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0364% | 1,713 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6811% | 874 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2970% | 638 |
Percentage Net Loans Charged-off:Construction & development | 0.7733% | 212 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 8,495 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.6261% | 281 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.7528% | 247 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.2019% | 1,231 |
Percentage Net Loans Charged-off: Loans to individuals | 2.7971% | 460 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0466% | 1,465 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6378% | 955 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 1,347 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 8,491 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.4691% | 412 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.5603% | 347 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.4227% | 996 |
Percentage Net Loans Charged-off: Loans to individuals | 3.0530% | 414 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.0457% | 472 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,925 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 1,368 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,257 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.8556% | 438 |
Percentage Net Loans Charged-off: Loans to individuals | 3.5573% | 385 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6895% | 1,158 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2767% | 817 |
Percentage Net Loans Charged-off:Construction & development | 0.1885% | 515 |
Percentage Net Loans Charged-off: Commercial real estate | 0.4029% | 592 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 1,063 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.2313% | 949 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.4515% | 1,423 |
Percentage Net Loans Charged-off: Loans to individuals | 1.1352% | 2,053 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.7198% | 1,072 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 1,638 |
Percentage Net Loans Charged-off:Construction & development | 0.3397% | 380 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 1,057 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,955 |
Percentage Net Loans Charged-off: Home equity loans | -0.2067% | 6,043 |
All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 2,111 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.6431% | 1,183 |
Percentage Net Loans Charged-off: Loans to individuals | 1.5416% | 1,234 |
Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.8582% | 749 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.5904% | 1,064 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2352% | 2,827 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3787% | 1,977 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3846% | 2,110 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.3332% | 2,708 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.2952% | 2,883 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1754% | 4,381 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.9295% | 1,386 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6002% | 3,613 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |