Home > The Bank of Tuscaloosa > Assets and Liabilities
The Bank of Tuscaloosa, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 85 | 1,856 |
| Assets and Liabilities | ||
| Total Assets: | $529,128,000 | 1,320 |
| Cash and due from depository institutions | $7,566,000 | 1,856 |
| Interest-bearing balances | $10,000 | 7,136 |
| Securities | $51,160,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $47,559,000 | 173 |
| Net loans & leases | $394,208,000 | 1,165 |
| Loan loss allowance | $11,308,000 | 782 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,496,000 | 1,684 |
| Other real estate owned | $676,000 | 1,856 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $20,463,000 | 1,149 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $529,128,000 | 1,320 |
| Total liabilities | $482,821,000 | 1,309 |
| Total deposits | $464,653,000 | 1,205 |
| Interest-bearing deposits | $358,808,000 | 1,383 |
| Deposits held in domestic offices | $464,653,000 | 1,203 |
| % insured | 73.75% | 7,022 |
| Federal funds purchased & repurchase agreements | $16,570,000 | 773 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,598,000 | 2,498 |
| Total equity capital | $46,307,000 | 1,467 |
| Total bank equity capital | $46,307,000 | 1,467 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000 | 7,055 |
| Surplus | $20,655,000 | 1,537 |
| Undivided profits | $25,651,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $9,454,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,883,000 | 1,719 |
| Earning assets | $492,937,000 | 1,308 |
| Long-term assets (5+ years) | $36,759,000 | 3,006 |
| Average Assets, year-to-date | $520,167,000 | 1,341 |
| Average Assets, quarterly | $520,167,000 | 1,341 |
| Volatile liabilities | $142,769,000 | 1,030 |
| Insider loans | $24,648,000 | 217 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $92,961,000 | 810 |
| Tier 1 (core) risk-based capital | $45,777,000 | 1,384 |
| Tier 2 risk-based capital | $5,342,000 | 1,123 |
| Total risk weighted assets | $421,325,000 | 1,151 |
| Total unused commitments | $92,961,000 | 812 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 83 | 1,930 |
| Assets and Liabilities | ||
| Total Assets: | $511,206,000 | 1,368 |
| Cash and due from depository institutions | $8,888,000 | 1,930 |
| Interest-bearing balances | $15,000 | 7,062 |
| Securities | $56,044,000 | 2,171 |
| Federal funds sold & reverse repurchase agreements | $14,346,000 | 569 |
| Net loans & leases | $403,561,000 | 1,166 |
| Loan loss allowance | $10,223,000 | 856 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,397,000 | 1,746 |
| Other real estate owned | $422,000 | 1,930 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $20,548,000 | 1,157 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $511,206,000 | 1,368 |
| Total liabilities | $470,285,000 | 1,352 |
| Total deposits | $449,213,000 | 1,248 |
| Interest-bearing deposits | $357,192,000 | 1,378 |
| Deposits held in domestic offices | $449,213,000 | 1,245 |
| % insured | 78.41% | 6,541 |
| Federal funds purchased & repurchase agreements | $19,547,000 | 717 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,525,000 | 2,621 |
| Total equity capital | $40,921,000 | 1,621 |
| Total bank equity capital | $40,921,000 | 1,620 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000 | 7,124 |
| Surplus | $15,581,000 | 1,940 |
| Undivided profits | $25,339,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,180,000 | 1,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,968,000 | 1,722 |
| Earning assets | $473,966,000 | 1,347 |
| Long-term assets (5+ years) | $39,569,000 | 2,834 |
| Average Assets, year-to-date | $521,631,400 | 1,318 |
| Average Assets, quarterly | $518,469,500 | 1,348 |
| Volatile liabilities | $147,305,000 | 1,012 |
| Insider loans | $25,352,000 | 209 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $60,358,000 | 1,148 |
| Tier 1 (core) risk-based capital | $40,524,000 | 1,542 |
| Tier 2 risk-based capital | $5,344,000 | 1,135 |
| Total risk weighted assets | $422,602,000 | 1,178 |
| Total unused commitments | $60,358,000 | 1,149 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 79 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $525,733,000 | 1,340 |
| Cash and due from depository institutions | $19,959,000 | 2,073 |
| Interest-bearing balances | $11,722,000 | 1,834 |
| Securities | $52,200,000 | 2,292 |
| Federal funds sold & reverse repurchase agreements | $6,745,000 | 1,378 |
| Net loans & leases | $419,673,000 | 1,143 |
| Loan loss allowance | $9,981,000 | 835 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,390,000 | 1,751 |
| Other real estate owned | $246,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $19,520,000 | 1,084 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $525,733,000 | 1,340 |
| Total liabilities | $485,084,000 | 1,316 |
| Total deposits | $465,138,000 | 1,214 |
| Interest-bearing deposits | $366,405,000 | 1,355 |
| Deposits held in domestic offices | $465,138,000 | 1,211 |
| % insured | 77.76% | 6,761 |
| Federal funds purchased & repurchase agreements | $18,042,000 | 772 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000 | 5,493 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,898,000 | 2,446 |
| Total equity capital | $40,649,000 | 1,692 |
| Total bank equity capital | $40,649,000 | 1,690 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000 | 7,203 |
| Surplus | $15,211,000 | 1,966 |
| Undivided profits | $25,437,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $7,407,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,133,000 | 1,677 |
| Earning assets | $490,340,000 | 1,323 |
| Long-term assets (5+ years) | $46,227,000 | 2,510 |
| Average Assets, year-to-date | $524,237,750 | 1,327 |
| Average Assets, quarterly | $531,405,500 | 1,319 |
| Volatile liabilities | $149,411,000 | 1,014 |
| Insider loans | $26,231,000 | 208 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $90,230,000 | 874 |
| Tier 1 (core) risk-based capital | $39,969,000 | 1,604 |
| Tier 2 risk-based capital | $5,580,000 | 1,101 |
| Total risk weighted assets | $441,952,000 | 1,161 |
| Total unused commitments | $90,230,000 | 876 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 79 | 2,110 |
| Assets and Liabilities | ||
| Total Assets: | $537,078,000 | 1,332 |
| Cash and due from depository institutions | $13,692,000 | 2,110 |
| Interest-bearing balances | $4,381,000 | 2,963 |
| Securities | $50,665,000 | 2,305 |
| Federal funds sold & reverse repurchase agreements | $20,912,000 | 427 |
| Net loans & leases | $434,025,000 | 1,132 |
| Loan loss allowance | $11,029,000 | 744 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,808,000 | 1,938 |
| Other real estate owned | $246,000 | 2,110 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $10,730,000 | 1,795 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $537,078,000 | 1,332 |
| Total liabilities | $495,730,000 | 1,300 |
| Total deposits | $463,000,000 | 1,217 |
| Interest-bearing deposits | $358,729,000 | 1,384 |
| Deposits held in domestic offices | $463,000,000 | 1,215 |
| % insured | 62.33% | 7,054 |
| Federal funds purchased & repurchase agreements | $15,172,000 | 872 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,558,000 | 1,960 |
| Total equity capital | $41,348,000 | 1,654 |
| Total bank equity capital | $41,348,000 | 1,654 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000 | 7,290 |
| Surplus | $15,222,000 | 1,970 |
| Undivided profits | $26,125,000 | 1,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,485,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,045,000 | 1,686 |
| Earning assets | $509,983,000 | 1,283 |
| Long-term assets (5+ years) | $36,410,000 | 2,903 |
| Average Assets, year-to-date | $523,739,330 | 1,348 |
| Average Assets, quarterly | $528,582,000 | 1,346 |
| Volatile liabilities | $159,078,000 | 974 |
| Insider loans | $32,457,000 | 163 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $88,554,000 | 923 |
| Tier 1 (core) risk-based capital | $40,307,000 | 1,609 |
| Tier 2 risk-based capital | $5,695,000 | 1,085 |
| Total risk weighted assets | $450,208,000 | 1,165 |
| Total unused commitments | $88,554,000 | 923 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 87 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $520,086,000 | 1,378 |
| Cash and due from depository institutions | $9,974,000 | 1,909 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $54,633,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $441,482,000 | 1,125 |
| Loan loss allowance | $10,285,000 | 742 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,210,000 | 2,105 |
| Other real estate owned | $475,000 | 1,909 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,312,000 | 2,409 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $520,086,000 | 1,378 |
| Total liabilities | $476,899,000 | 1,364 |
| Total deposits | $454,538,000 | 1,229 |
| Interest-bearing deposits | $354,878,000 | 1,405 |
| Deposits held in domestic offices | $454,538,000 | 1,225 |
| % insured | 58.88% | 7,347 |
| Federal funds purchased & repurchase agreements | $18,892,000 | 782 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,469,000 | 1,525 |
| Total equity capital | $43,187,000 | 1,585 |
| Total bank equity capital | $43,187,000 | 1,585 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 7,333 |
| Surplus | $15,198,000 | 1,959 |
| Undivided profits | $27,988,000 | 1,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,035,000 | 2,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,186,000 | 1,602 |
| Earning assets | $496,115,000 | 1,323 |
| Long-term assets (5+ years) | $37,668,000 | 2,831 |
| Average Assets, year-to-date | $517,070,000 | 1,374 |
| Average Assets, quarterly | $517,070,000 | 1,374 |
| Volatile liabilities | $139,297,000 | 1,106 |
| Insider loans | $32,372,000 | 164 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $80,386,000 | 1,054 |
| Tier 1 (core) risk-based capital | $42,003,000 | 1,554 |
| Tier 2 risk-based capital | $5,704,000 | 1,063 |
| Total risk weighted assets | $451,748,000 | 1,171 |
| Total unused commitments | $80,386,000 | 1,055 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 88 | 1,904 |
| Assets and Liabilities | ||
| Total Assets: | $514,054,000 | 1,371 |
| Cash and due from depository institutions | $9,382,000 | 1,904 |
| Interest-bearing balances | $33,000 | 6,367 |
| Securities | $55,634,000 | 2,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $435,659,000 | 1,141 |
| Loan loss allowance | $9,335,000 | 771 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,033,000 | 2,188 |
| Other real estate owned | $425,000 | 1,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,921,000 | 2,510 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $514,054,000 | 1,371 |
| Total liabilities | $471,540,000 | 1,351 |
| Total deposits | $429,345,000 | 1,269 |
| Interest-bearing deposits | $364,407,000 | 1,319 |
| Deposits held in domestic offices | $429,345,000 | 1,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,545,000 | 532 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,650,000 | 1,864 |
| Total equity capital | $42,514,000 | 1,596 |
| Total bank equity capital | $42,514,000 | 1,596 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 7,374 |
| Surplus | $15,180,000 | 1,932 |
| Undivided profits | $27,333,000 | 1,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,882,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,050,000 | 1,811 |
| Earning assets | $491,326,000 | 1,312 |
| Long-term assets (5+ years) | $42,248,000 | 2,581 |
| Average Assets, year-to-date | $492,444,000 | 1,380 |
| Average Assets, quarterly | $507,531,000 | 1,369 |
| Volatile liabilities | $153,776,000 | 1,006 |
| Insider loans | $35,683,000 | 157 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $82,848,000 | 1,049 |
| Tier 1 (core) risk-based capital | $41,069,000 | 1,566 |
| Tier 2 risk-based capital | $5,678,000 | 1,047 |
| Total risk weighted assets | $450,568,000 | 1,164 |
| Total unused commitments | $82,848,000 | 1,049 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 90 | 1,885 |
| Assets and Liabilities | ||
| Total Assets: | $501,008,000 | 1,381 |
| Cash and due from depository institutions | $14,334,000 | 1,885 |
| Interest-bearing balances | $27,000 | 6,081 |
| Securities | $54,236,000 | 2,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $417,760,000 | 1,182 |
| Loan loss allowance | $7,685,000 | 840 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,317,000 | 2,069 |
| Other real estate owned | $825,000 | 1,885 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,536,000 | 2,355 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $501,008,000 | 1,381 |
| Total liabilities | $458,545,000 | 1,369 |
| Total deposits | $427,601,000 | 1,246 |
| Interest-bearing deposits | $410,674,000 | 1,133 |
| Deposits held in domestic offices | $427,601,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,230,000 | 733 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,698,000 | 4,760 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,016,000 | 2,315 |
| Total equity capital | $42,463,000 | 1,601 |
| Total bank equity capital | $42,463,000 | 1,601 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $15,157,000 | 1,913 |
| Undivided profits | $27,305,000 | 1,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,592,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,240,000 | 1,735 |
| Earning assets | $472,023,000 | 1,349 |
| Long-term assets (5+ years) | $34,695,000 | 2,911 |
| Average Assets, year-to-date | $487,041,500 | 1,399 |
| Average Assets, quarterly | $492,611,000 | 1,417 |
| Volatile liabilities | $139,894,000 | 1,068 |
| Insider loans | $31,948,000 | 170 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $86,721,000 | 1,077 |
| Tier 1 (core) risk-based capital | $42,017,000 | 1,547 |
| Tier 2 risk-based capital | $5,656,000 | 1,004 |
| Total risk weighted assets | $455,458,000 | 1,146 |
| Total unused commitments | $86,721,000 | 1,078 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 94 | 1,828 |
| Assets and Liabilities | ||
| Total Assets: | $484,214,000 | 1,452 |
| Cash and due from depository institutions | $13,709,000 | 1,828 |
| Interest-bearing balances | $15,000 | 6,287 |
| Securities | $49,693,000 | 2,325 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $406,392,000 | 1,201 |
| Loan loss allowance | $8,409,000 | 742 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,382,000 | 2,038 |
| Other real estate owned | $424,000 | 1,828 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,614,000 | 2,296 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $484,214,000 | 1,452 |
| Total liabilities | $441,945,000 | 1,428 |
| Total deposits | $426,443,000 | 1,241 |
| Interest-bearing deposits | $408,124,000 | 1,123 |
| Deposits held in domestic offices | $426,443,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,941,000 | 1,149 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $128,000 | 5,625 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,433,000 | 1,983 |
| Total equity capital | $42,269,000 | 1,624 |
| Total bank equity capital | $42,269,000 | 1,624 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $15,148,000 | 1,898 |
| Undivided profits | $27,120,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,274,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,186,000 | 1,714 |
| Earning assets | $456,100,000 | 1,390 |
| Long-term assets (5+ years) | $29,773,000 | 3,203 |
| Average Assets, year-to-date | $482,386,000 | 1,418 |
| Average Assets, quarterly | $483,877,000 | 1,437 |
| Volatile liabilities | $124,330,000 | 1,200 |
| Insider loans | $32,335,000 | 164 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $98,872,000 | 1,000 |
| Tier 1 (core) risk-based capital | $41,649,000 | 1,570 |
| Tier 2 risk-based capital | $5,649,000 | 982 |
| Total risk weighted assets | $449,171,000 | 1,152 |
| Total unused commitments | $98,872,000 | 1,000 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 91 | 1,871 |
| Assets and Liabilities | ||
| Total Assets: | $483,540,000 | 1,430 |
| Cash and due from depository institutions | $16,468,000 | 1,871 |
| Interest-bearing balances | $3,000 | 6,625 |
| Securities | $50,907,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $403,433,000 | 1,185 |
| Loan loss allowance | $5,384,000 | 1,048 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,388,000 | 2,016 |
| Other real estate owned | $842,000 | 1,871 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,502,000 | 2,847 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $483,540,000 | 1,430 |
| Total liabilities | $439,667,000 | 1,413 |
| Total deposits | $421,208,000 | 1,262 |
| Interest-bearing deposits | $402,858,000 | 1,146 |
| Deposits held in domestic offices | $421,208,000 | 1,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,261,000 | 1,010 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,198,000 | 1,720 |
| Total equity capital | $43,873,000 | 1,608 |
| Total bank equity capital | $43,873,000 | 1,608 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $13,468,000 | 2,087 |
| Undivided profits | $30,404,000 | 1,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,986,000 | 2,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,423,000 | 1,590 |
| Earning assets | $454,343,000 | 1,374 |
| Long-term assets (5+ years) | $30,830,000 | 3,060 |
| Average Assets, year-to-date | $481,472,000 | 1,408 |
| Average Assets, quarterly | $481,472,000 | 1,408 |
| Volatile liabilities | $134,869,000 | 1,079 |
| Insider loans | $32,722,000 | 165 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $108,738,000 | 950 |
| Tier 1 (core) risk-based capital | $42,524,000 | 1,535 |
| Tier 2 risk-based capital | $5,384,000 | 994 |
| Total risk weighted assets | $455,810,000 | 1,115 |
| Total unused commitments | $108,738,000 | 951 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 95 | 1,801 |
| Assets and Liabilities | ||
| Total Assets: | $479,404,000 | 1,408 |
| Cash and due from depository institutions | $13,336,000 | 1,801 |
| Interest-bearing balances | $38,000 | 5,587 |
| Securities | $51,776,000 | 2,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $400,540,000 | 1,182 |
| Loan loss allowance | $5,621,000 | 972 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,448,000 | 1,998 |
| Other real estate owned | $1,011,000 | 1,801 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,293,000 | 2,589 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $479,404,000 | 1,408 |
| Total liabilities | $437,199,000 | 1,383 |
| Total deposits | $385,809,000 | 1,375 |
| Interest-bearing deposits | $364,993,000 | 1,254 |
| Deposits held in domestic offices | $385,809,000 | 1,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,379,000 | 494 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,011,000 | 1,785 |
| Total equity capital | $42,205,000 | 1,649 |
| Total bank equity capital | $42,205,000 | 1,649 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $13,441,000 | 2,079 |
| Undivided profits | $28,763,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,103,000 | 2,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,684,000 | 1,525 |
| Earning assets | $452,354,000 | 1,358 |
| Long-term assets (5+ years) | $23,645,000 | 3,353 |
| Average Assets, year-to-date | $456,390,200 | 1,425 |
| Average Assets, quarterly | $471,023,500 | 1,419 |
| Volatile liabilities | $161,168,000 | 934 |
| Insider loans | $29,080,000 | 185 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $83,021,000 | 1,195 |
| Tier 1 (core) risk-based capital | $41,589,000 | 1,563 |
| Tier 2 risk-based capital | $5,457,000 | 975 |
| Total risk weighted assets | $436,390,000 | 1,151 |
| Total unused commitments | $83,021,000 | 1,196 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 96 | 1,781 |
| Assets and Liabilities | ||
| Total Assets: | $462,643,000 | 1,439 |
| Cash and due from depository institutions | $13,339,000 | 1,781 |
| Interest-bearing balances | $26,000 | 5,759 |
| Securities | $48,416,000 | 2,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $386,634,000 | 1,207 |
| Loan loss allowance | $5,682,000 | 930 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,489,000 | 1,945 |
| Other real estate owned | $994,000 | 1,781 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,771,000 | 2,452 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $462,643,000 | 1,439 |
| Total liabilities | $421,856,000 | 1,409 |
| Total deposits | $397,123,000 | 1,321 |
| Interest-bearing deposits | $372,781,000 | 1,219 |
| Deposits held in domestic offices | $397,123,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,490,000 | 809 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,243,000 | 1,682 |
| Total equity capital | $40,787,000 | 1,686 |
| Total bank equity capital | $40,787,000 | 1,686 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $13,407,000 | 2,049 |
| Undivided profits | $27,379,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,244,000 | 1,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,819,000 | 1,556 |
| Earning assets | $435,076,000 | 1,395 |
| Long-term assets (5+ years) | $21,078,000 | 3,446 |
| Average Assets, year-to-date | $450,636,750 | 1,441 |
| Average Assets, quarterly | $456,424,500 | 1,442 |
| Volatile liabilities | $141,216,000 | 1,023 |
| Insider loans | $25,886,000 | 213 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $109,164,000 | 978 |
| Tier 1 (core) risk-based capital | $40,539,000 | 1,595 |
| Tier 2 risk-based capital | $5,380,000 | 976 |
| Total risk weighted assets | $430,060,000 | 1,145 |
| Total unused commitments | $109,164,000 | 978 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 93 | 1,874 |
| Assets and Liabilities | ||
| Total Assets: | $450,206,000 | 1,488 |
| Cash and due from depository institutions | $11,969,000 | 1,874 |
| Interest-bearing balances | $14,000 | 6,095 |
| Securities | $48,085,000 | 2,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $375,801,000 | 1,247 |
| Loan loss allowance | $5,643,000 | 933 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,585,000 | 1,901 |
| Other real estate owned | $1,010,000 | 1,874 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,756,000 | 2,447 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $450,206,000 | 1,488 |
| Total liabilities | $409,814,000 | 1,466 |
| Total deposits | $380,457,000 | 1,404 |
| Interest-bearing deposits | $310,128,000 | 1,502 |
| Deposits held in domestic offices | $380,457,000 | 1,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,667,000 | 698 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,690,000 | 1,882 |
| Total equity capital | $40,392,000 | 1,683 |
| Total bank equity capital | $40,392,000 | 1,683 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $13,381,000 | 2,049 |
| Undivided profits | $27,010,000 | 1,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,046,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,570,000 | 1,601 |
| Earning assets | $423,900,000 | 1,431 |
| Long-term assets (5+ years) | $20,270,000 | 3,452 |
| Average Assets, year-to-date | $446,634,670 | 1,481 |
| Average Assets, quarterly | $450,243,500 | 1,476 |
| Volatile liabilities | $134,451,000 | 1,056 |
| Insider loans | $29,683,000 | 185 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $100,058,000 | 1,057 |
| Tier 1 (core) risk-based capital | $40,624,000 | 1,590 |
| Tier 2 risk-based capital | $5,404,000 | 972 |
| Total risk weighted assets | $432,260,000 | 1,143 |
| Total unused commitments | $100,058,000 | 1,057 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 94 | 1,852 |
| Assets and Liabilities | ||
| Total Assets: | $450,281,000 | 1,482 |
| Cash and due from depository institutions | $20,193,000 | 1,852 |
| Interest-bearing balances | $2,000 | 6,554 |
| Securities | $46,749,000 | 2,441 |
| Federal funds sold & reverse repurchase agreements | $131,000 | 6,623 |
| Net loans & leases | $369,925,000 | 1,252 |
| Loan loss allowance | $5,423,000 | 954 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,599,000 | 1,869 |
| Other real estate owned | $715,000 | 1,852 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,969,000 | 2,625 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $450,281,000 | 1,482 |
| Total liabilities | $410,860,000 | 1,445 |
| Total deposits | $391,308,000 | 1,339 |
| Interest-bearing deposits | $322,762,000 | 1,421 |
| Deposits held in domestic offices | $391,308,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,129,000 | 887 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,423,000 | 1,589 |
| Total equity capital | $39,421,000 | 1,730 |
| Total bank equity capital | $39,421,000 | 1,730 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $13,345,000 | 2,016 |
| Undivided profits | $26,075,000 | 1,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,135,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,574,000 | 1,534 |
| Earning assets | $416,807,000 | 1,463 |
| Long-term assets (5+ years) | $20,631,000 | 3,352 |
| Average Assets, year-to-date | $444,849,000 | 1,491 |
| Average Assets, quarterly | $444,849,000 | 1,491 |
| Volatile liabilities | $126,482,000 | 1,098 |
| Insider loans | $29,281,000 | 188 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $101,679,000 | 1,040 |
| Tier 1 (core) risk-based capital | $39,308,000 | 1,629 |
| Tier 2 risk-based capital | $5,423,000 | 957 |
| Total risk weighted assets | $437,207,000 | 1,119 |
| Total unused commitments | $101,679,000 | 1,040 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 91 | 1,906 |
| Assets and Liabilities | ||
| Total Assets: | $439,417,000 | 1,505 |
| Cash and due from depository institutions | $12,182,000 | 1,906 |
| Interest-bearing balances | $13,000 | 6,177 |
| Securities | $45,571,000 | 2,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $367,606,000 | 1,240 |
| Loan loss allowance | $5,017,000 | 1,018 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,499,000 | 1,870 |
| Other real estate owned | $776,000 | 1,906 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,783,000 | 2,400 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $439,417,000 | 1,505 |
| Total liabilities | $401,391,000 | 1,474 |
| Total deposits | $382,308,000 | 1,359 |
| Interest-bearing deposits | $313,490,000 | 1,443 |
| Deposits held in domestic offices | $382,308,000 | 1,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,433,000 | 955 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,650,000 | 1,484 |
| Total equity capital | $38,026,000 | 1,751 |
| Total bank equity capital | $38,026,000 | 1,751 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $12,889,000 | 2,026 |
| Undivided profits | $25,136,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,918,000 | 1,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,681,000 | 1,505 |
| Earning assets | $413,190,000 | 1,456 |
| Long-term assets (5+ years) | $16,317,000 | 3,787 |
| Average Assets, year-to-date | $408,944,000 | 1,555 |
| Average Assets, quarterly | $433,572,500 | 1,505 |
| Volatile liabilities | $147,572,000 | 1,054 |
| Insider loans | $30,461,000 | 174 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $98,838,000 | 1,035 |
| Tier 1 (core) risk-based capital | $38,056,000 | 1,655 |
| Tier 2 risk-based capital | $5,017,000 | 1,018 |
| Total risk weighted assets | $422,552,000 | 1,126 |
| Total unused commitments | $98,838,000 | 1,035 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 88 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $427,728,000 | 1,535 |
| Cash and due from depository institutions | $18,358,000 | 2,002 |
| Interest-bearing balances | $1,000 | 6,654 |
| Securities | $43,236,000 | 2,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $353,171,000 | 1,288 |
| Loan loss allowance | $5,530,000 | 931 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,582,000 | 1,802 |
| Other real estate owned | $825,000 | 2,002 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,556,000 | 2,784 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $427,728,000 | 1,535 |
| Total liabilities | $391,043,000 | 1,508 |
| Total deposits | $363,528,000 | 1,419 |
| Interest-bearing deposits | $300,917,000 | 1,488 |
| Deposits held in domestic offices | $363,528,000 | 1,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,135,000 | 805 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,998,000 | 3,691 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,382,000 | 2,048 |
| Total equity capital | $36,685,000 | 1,804 |
| Total bank equity capital | $36,685,000 | 1,804 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $12,853,000 | 1,995 |
| Undivided profits | $23,831,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,168,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,257,000 | 1,829 |
| Earning assets | $396,408,000 | 1,511 |
| Long-term assets (5+ years) | $13,818,000 | 4,051 |
| Average Assets, year-to-date | $401,325,750 | 1,605 |
| Average Assets, quarterly | $414,076,000 | 1,576 |
| Volatile liabilities | $149,224,000 | 1,049 |
| Insider loans | $28,584,000 | 199 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $91,132,000 | 1,125 |
| Tier 1 (core) risk-based capital | $36,742,000 | 1,708 |
| Tier 2 risk-based capital | $5,094,000 | 1,013 |
| Total risk weighted assets | $406,405,000 | 1,162 |
| Total unused commitments | $91,132,000 | 1,126 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 89 | 1,976 |
| Assets and Liabilities | ||
| Total Assets: | $400,424,000 | 1,643 |
| Cash and due from depository institutions | $10,705,000 | 1,976 |
| Interest-bearing balances | $812,000 | 2,644 |
| Securities | $34,704,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $341,866,000 | 1,311 |
| Loan loss allowance | $5,267,000 | 961 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,665,000 | 1,724 |
| Other real estate owned | $904,000 | 1,976 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,580,000 | 2,764 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $400,424,000 | 1,643 |
| Total liabilities | $364,979,000 | 1,618 |
| Total deposits | $355,552,000 | 1,442 |
| Interest-bearing deposits | $294,586,000 | 1,499 |
| Deposits held in domestic offices | $355,552,000 | 1,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,377,000 | 1,434 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,050,000 | 2,121 |
| Total equity capital | $35,445,000 | 1,795 |
| Total bank equity capital | $35,445,000 | 1,795 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $12,772,000 | 1,963 |
| Undivided profits | $22,672,000 | 1,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,917,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,183,000 | 1,679 |
| Earning assets | $377,382,000 | 1,580 |
| Long-term assets (5+ years) | $11,830,000 | 4,285 |
| Average Assets, year-to-date | $392,525,000 | 1,644 |
| Average Assets, quarterly | $396,561,000 | 1,638 |
| Volatile liabilities | $133,441,000 | 1,126 |
| Insider loans | $27,324,000 | 195 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $83,892,000 | 1,194 |
| Tier 1 (core) risk-based capital | $35,832,000 | 1,726 |
| Tier 2 risk-based capital | $4,920,000 | 1,029 |
| Total risk weighted assets | $393,279,000 | 1,188 |
| Total unused commitments | $83,892,000 | 1,195 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 84 | 2,073 |
| Assets and Liabilities | ||
| Total Assets: | $392,698,000 | 1,639 |
| Cash and due from depository institutions | $9,125,000 | 2,073 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $36,049,000 | 3,098 |
| Federal funds sold & reverse repurchase agreements | $229,000 | 5,963 |
| Net loans & leases | $333,711,000 | 1,296 |
| Loan loss allowance | $5,254,000 | 955 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,729,000 | 1,686 |
| Other real estate owned | $659,000 | 2,073 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,196,000 | 2,459 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $392,698,000 | 1,639 |
| Total liabilities | $358,138,000 | 1,613 |
| Total deposits | $332,117,000 | 1,525 |
| Interest-bearing deposits | $275,892,000 | 1,577 |
| Deposits held in domestic offices | $332,117,000 | 1,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,455,000 | 1,561 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,000,000 | 1,822 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,566,000 | 1,804 |
| Total equity capital | $34,560,000 | 1,823 |
| Total bank equity capital | $34,560,000 | 1,823 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $12,549,000 | 1,925 |
| Undivided profits | $22,010,000 | 1,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,766,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,007,000 | 1,735 |
| Earning assets | $369,989,000 | 1,589 |
| Long-term assets (5+ years) | $9,609,000 | 4,656 |
| Average Assets, year-to-date | $388,575,500 | 1,641 |
| Average Assets, quarterly | $388,575,500 | 1,641 |
| Volatile liabilities | $134,909,000 | 1,074 |
| Insider loans | $32,920,000 | 150 |
| FHLB advances | $18,000,000 | 1,727 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $81,802,000 | 1,201 |
| Tier 1 (core) risk-based capital | $34,865,000 | 1,733 |
| Tier 2 risk-based capital | $4,725,000 | 1,041 |
| Total risk weighted assets | $378,844,000 | 1,192 |
| Total unused commitments | $81,802,000 | 1,201 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $384,453,000 | 1,662 |
| Cash and due from depository institutions | $9,774,000 | 2,060 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $34,345,000 | 3,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $327,174,000 | 1,298 |
| Loan loss allowance | $5,074,000 | 969 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,724,000 | 1,660 |
| Other real estate owned | $891,000 | 2,060 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,545,000 | 2,670 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $384,453,000 | 1,662 |
| Total liabilities | $350,879,000 | 1,634 |
| Total deposits | $311,584,000 | 1,613 |
| Interest-bearing deposits | $254,594,000 | 1,683 |
| Deposits held in domestic offices | $311,584,000 | 1,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,755,000 | 1,111 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,000,000 | 1,422 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,540,000 | 2,579 |
| Total equity capital | $33,574,000 | 1,850 |
| Total bank equity capital | $33,574,000 | 1,850 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $12,493,000 | 1,889 |
| Undivided profits | $21,080,000 | 1,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,160,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,748,000 | 2,031 |
| Earning assets | $361,519,000 | 1,603 |
| Long-term assets (5+ years) | $9,193,000 | 4,719 |
| Average Assets, year-to-date | $366,062,800 | 1,654 |
| Average Assets, quarterly | $379,843,500 | 1,656 |
| Volatile liabilities | $119,980,000 | 1,159 |
| Insider loans | $31,906,000 | 143 |
| FHLB advances | $27,000,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $75,141,000 | 1,254 |
| Tier 1 (core) risk-based capital | $33,762,000 | 1,756 |
| Tier 2 risk-based capital | $4,685,000 | 1,031 |
| Total risk weighted assets | $374,448,000 | 1,181 |
| Total unused commitments | $75,141,000 | 1,254 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 87 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $375,234,000 | 1,661 |
| Cash and due from depository institutions | $11,505,000 | 1,986 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $35,478,000 | 3,096 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,941 |
| Net loans & leases | $315,369,000 | 1,327 |
| Loan loss allowance | $5,062,000 | 963 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,752,000 | 1,621 |
| Other real estate owned | $957,000 | 1,986 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,172,000 | 2,768 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $375,234,000 | 1,661 |
| Total liabilities | $341,676,000 | 1,640 |
| Total deposits | $303,451,000 | 1,626 |
| Interest-bearing deposits | $248,979,000 | 1,683 |
| Deposits held in domestic offices | $303,451,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,664,000 | 1,159 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,000,000 | 1,447 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,561,000 | 2,514 |
| Total equity capital | $33,558,000 | 1,825 |
| Total bank equity capital | $33,558,000 | 1,825 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $12,468,000 | 1,836 |
| Undivided profits | $21,089,000 | 1,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,467,000 | 2,359 |
| Earning assets | $350,848,000 | 1,626 |
| Long-term assets (5+ years) | $8,690,000 | 4,887 |
| Average Assets, year-to-date | $361,465,250 | 1,667 |
| Average Assets, quarterly | $371,858,000 | 1,663 |
| Volatile liabilities | $122,736,000 | 1,104 |
| Insider loans | $28,336,000 | 170 |
| FHLB advances | $27,000,000 | 1,356 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $74,618,000 | 1,243 |
| Tier 1 (core) risk-based capital | $33,673,000 | 1,719 |
| Tier 2 risk-based capital | $4,559,000 | 1,042 |
| Total risk weighted assets | $364,205,000 | 1,192 |
| Total unused commitments | $74,618,000 | 1,243 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 88 | 1,968 |
| Assets and Liabilities | ||
| Total Assets: | $368,482,000 | 1,661 |
| Cash and due from depository institutions | $10,468,000 | 1,968 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $33,049,000 | 3,339 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,768 |
| Net loans & leases | $311,634,000 | 1,303 |
| Loan loss allowance | $4,688,000 | 1,011 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,744,000 | 1,584 |
| Other real estate owned | $990,000 | 1,968 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,596,000 | 2,510 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $368,482,000 | 1,661 |
| Total liabilities | $335,606,000 | 1,645 |
| Total deposits | $285,028,000 | 1,690 |
| Interest-bearing deposits | $231,440,000 | 1,755 |
| Deposits held in domestic offices | $285,028,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,591,000 | 717 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,000,000 | 1,450 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $987,000 | 3,270 |
| Total equity capital | $32,876,000 | 1,820 |
| Total bank equity capital | $32,876,000 | 1,820 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $12,464,000 | 1,799 |
| Undivided profits | $20,411,000 | 1,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,801,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,498,000 | 2,100 |
| Earning assets | $344,684,000 | 1,628 |
| Long-term assets (5+ years) | $4,800,000 | 5,984 |
| Average Assets, year-to-date | $356,875,670 | 1,674 |
| Average Assets, quarterly | $363,669,500 | 1,661 |
| Volatile liabilities | $126,458,000 | 1,041 |
| Insider loans | $27,146,000 | 174 |
| FHLB advances | $27,000,000 | 1,365 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $72,669,000 | 1,224 |
| Tier 1 (core) risk-based capital | $32,858,000 | 1,715 |
| Tier 2 risk-based capital | $4,451,000 | 1,041 |
| Total risk weighted assets | $355,860,000 | 1,193 |
| Total unused commitments | $72,669,000 | 1,224 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $358,857,000 | 1,680 |
| Cash and due from depository institutions | $7,543,000 | 1,927 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $32,851,000 | 3,392 |
| Federal funds sold & reverse repurchase agreements | $49,000 | 6,253 |
| Net loans & leases | $305,986,000 | 1,298 |
| Loan loss allowance | $4,703,000 | 1,006 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,812,000 | 1,542 |
| Other real estate owned | $1,008,000 | 1,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,608,000 | 2,889 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $358,857,000 | 1,680 |
| Total liabilities | $327,540,000 | 1,654 |
| Total deposits | $274,343,000 | 1,735 |
| Interest-bearing deposits | $224,570,000 | 1,797 |
| Deposits held in domestic offices | $274,343,000 | 1,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,307,000 | 647 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,000,000 | 1,392 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $890,000 | 3,443 |
| Total equity capital | $31,317,000 | 1,850 |
| Total bank equity capital | $31,317,000 | 1,850 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $12,464,000 | 1,749 |
| Undivided profits | $18,852,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,137,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,452,000 | 2,099 |
| Earning assets | $338,886,000 | 1,628 |
| Long-term assets (5+ years) | $4,913,000 | 6,016 |
| Average Assets, year-to-date | $351,072,500 | 1,699 |
| Average Assets, quarterly | $351,072,500 | 1,699 |
| Volatile liabilities | $99,162,000 | 1,232 |
| Insider loans | $26,088,000 | 170 |
| FHLB advances | $27,000,000 | 1,302 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $66,630,000 | 1,308 |
| Tier 1 (core) risk-based capital | $31,451,000 | 1,758 |
| Tier 2 risk-based capital | $4,371,000 | 1,039 |
| Total risk weighted assets | $349,363,000 | 1,191 |
| Total unused commitments | $66,630,000 | 1,308 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 82 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $343,288,000 | 1,733 |
| Cash and due from depository institutions | $6,717,000 | 2,092 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $33,314,000 | 3,352 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 6,089 |
| Net loans & leases | $290,952,000 | 1,351 |
| Loan loss allowance | $4,957,000 | 951 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,849,000 | 1,496 |
| Other real estate owned | $1,025,000 | 2,092 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,391,000 | 2,920 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $343,288,000 | 1,733 |
| Total liabilities | $313,307,000 | 1,719 |
| Total deposits | $269,798,000 | 1,746 |
| Interest-bearing deposits | $223,283,000 | 1,787 |
| Deposits held in domestic offices | $269,798,000 | 1,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,387,000 | 656 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,000,000 | 1,904 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,122,000 | 2,871 |
| Total equity capital | $29,981,000 | 1,936 |
| Total bank equity capital | $29,981,000 | 1,936 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $12,403,000 | 1,736 |
| Undivided profits | $17,577,000 | 1,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,190,000 | 2,548 |
| Earning assets | $324,306,000 | 1,701 |
| Long-term assets (5+ years) | $5,165,000 | 5,993 |
| Average Assets, year-to-date | $329,063,000 | 1,712 |
| Average Assets, quarterly | $345,334,000 | 1,706 |
| Volatile liabilities | $102,489,000 | 1,169 |
| Insider loans | $21,452,000 | 211 |
| FHLB advances | $17,000,000 | 1,793 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $61,041,000 | 1,365 |
| Tier 1 (core) risk-based capital | $29,853,000 | 1,836 |
| Tier 2 risk-based capital | $4,209,000 | 1,076 |
| Total risk weighted assets | $335,991,000 | 1,225 |
| Total unused commitments | $61,041,000 | 1,365 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 82 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $347,380,000 | 1,693 |
| Cash and due from depository institutions | $18,218,000 | 2,081 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $33,671,000 | 3,328 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 5,855 |
| Net loans & leases | $282,981,000 | 1,352 |
| Loan loss allowance | $4,651,000 | 1,014 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,911,000 | 1,445 |
| Other real estate owned | $1,042,000 | 2,081 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,524,000 | 2,831 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $347,380,000 | 1,693 |
| Total liabilities | $318,234,000 | 1,664 |
| Total deposits | $281,622,000 | 1,645 |
| Interest-bearing deposits | $236,939,000 | 1,663 |
| Deposits held in domestic offices | $281,622,000 | 1,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,797,000 | 790 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,000,000 | 1,892 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $815,000 | 3,657 |
| Total equity capital | $29,146,000 | 1,969 |
| Total bank equity capital | $29,146,000 | 1,969 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $12,219,000 | 1,726 |
| Undivided profits | $16,926,000 | 1,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,152,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,139,000 | 2,766 |
| Earning assets | $316,685,000 | 1,703 |
| Long-term assets (5+ years) | $5,536,000 | 5,971 |
| Average Assets, year-to-date | $325,506,750 | 1,733 |
| Average Assets, quarterly | $334,290,000 | 1,726 |
| Volatile liabilities | $103,403,000 | 1,144 |
| Insider loans | $21,863,000 | 214 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $65,662,000 | 1,276 |
| Tier 1 (core) risk-based capital | $28,820,000 | 1,887 |
| Tier 2 risk-based capital | $4,098,000 | 1,092 |
| Total risk weighted assets | $327,291,000 | 1,231 |
| Total unused commitments | $65,662,000 | 1,276 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 83 | 2,057 |
| Assets and Liabilities | ||
| Total Assets: | $321,200,000 | 1,785 |
| Cash and due from depository institutions | $6,678,000 | 2,057 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,117,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $26,000 | 5,806 |
| Net loans & leases | $269,477,000 | 1,396 |
| Loan loss allowance | $4,480,000 | 1,032 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,396,000 | 1,333 |
| Other real estate owned | $1,059,000 | 2,057 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,447,000 | 2,857 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $321,200,000 | 1,785 |
| Total liabilities | $293,459,000 | 1,769 |
| Total deposits | $263,902,000 | 1,732 |
| Interest-bearing deposits | $221,007,000 | 1,752 |
| Deposits held in domestic offices | $263,902,000 | 1,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,862,000 | 1,045 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,000,000 | 1,883 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $695,000 | 3,776 |
| Total equity capital | $27,741,000 | 1,979 |
| Total bank equity capital | $27,741,000 | 1,979 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $11,419,000 | 1,768 |
| Undivided profits | $16,321,000 | 1,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,717,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,055,000 | 2,792 |
| Earning assets | $301,620,000 | 1,745 |
| Long-term assets (5+ years) | $3,960,000 | 6,547 |
| Average Assets, year-to-date | $318,215,670 | 1,764 |
| Average Assets, quarterly | $318,163,500 | 1,785 |
| Volatile liabilities | $92,315,000 | 1,225 |
| Insider loans | $20,156,000 | 223 |
| FHLB advances | $17,000,000 | 1,770 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $51,382,000 | 1,532 |
| Tier 1 (core) risk-based capital | $27,728,000 | 1,911 |
| Tier 2 risk-based capital | $3,864,000 | 1,149 |
| Total risk weighted assets | $308,525,000 | 1,281 |
| Total unused commitments | $51,382,000 | 1,533 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 83 | 2,058 |
| Assets and Liabilities | ||
| Total Assets: | $315,127,000 | 1,807 |
| Cash and due from depository institutions | $6,277,000 | 2,058 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $33,186,000 | 3,388 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,727 |
| Net loans & leases | $264,284,000 | 1,395 |
| Loan loss allowance | $4,459,000 | 1,031 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,107,000 | 1,360 |
| Other real estate owned | $1,076,000 | 2,058 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,175,000 | 3,482 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $315,127,000 | 1,807 |
| Total liabilities | $287,125,000 | 1,788 |
| Total deposits | $259,334,000 | 1,752 |
| Interest-bearing deposits | $215,184,000 | 1,802 |
| Deposits held in domestic offices | $259,334,000 | 1,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,032,000 | 768 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $759,000 | 3,872 |
| Total equity capital | $28,002,000 | 1,997 |
| Total bank equity capital | $28,002,000 | 1,997 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $11,373,000 | 1,741 |
| Undivided profits | $16,628,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,161,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $988,000 | 2,934 |
| Earning assets | $297,492,000 | 1,762 |
| Long-term assets (5+ years) | $4,851,000 | 6,243 |
| Average Assets, year-to-date | $316,723,500 | 1,779 |
| Average Assets, quarterly | $316,723,500 | 1,779 |
| Volatile liabilities | $89,216,000 | 1,193 |
| Insider loans | $19,983,000 | 214 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $50,496,000 | 1,488 |
| Tier 1 (core) risk-based capital | $27,440,000 | 1,912 |
| Tier 2 risk-based capital | $3,754,000 | 1,181 |
| Total risk weighted assets | $299,651,000 | 1,292 |
| Total unused commitments | $50,496,000 | 1,491 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $318,320,000 | 1,781 |
| Cash and due from depository institutions | $11,603,000 | 2,111 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $34,195,000 | 3,374 |
| Federal funds sold & reverse repurchase agreements | $15,000 | 6,325 |
| Net loans & leases | $262,091,000 | 1,390 |
| Loan loss allowance | $4,241,000 | 1,087 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,356,000 | 1,539 |
| Other real estate owned | $1,093,000 | 2,111 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,967,000 | 3,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,320,000 | 1,781 |
| Total liabilities | $290,535,000 | 1,758 |
| Total deposits | $264,799,000 | 1,703 |
| Interest-bearing deposits | $222,055,000 | 1,742 |
| Deposits held in domestic offices | $264,799,000 | 1,700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,078,000 | 838 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $658,000 | 4,047 |
| Total equity capital | $27,785,000 | 1,971 |
| Total bank equity capital | $27,785,000 | 1,971 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $11,373,000 | 1,720 |
| Undivided profits | $16,411,000 | 1,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,662,000 | 1,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $986,000 | 3,035 |
| Earning assets | $296,301,000 | 1,754 |
| Long-term assets (5+ years) | $4,695,000 | 6,320 |
| Average Assets, year-to-date | $311,954,400 | 1,739 |
| Average Assets, quarterly | $315,450,500 | 1,779 |
| Volatile liabilities | $89,991,000 | 1,194 |
| Insider loans | $20,387,000 | 212 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $44,092,000 | 1,628 |
| Tier 1 (core) risk-based capital | $27,382,000 | 1,889 |
| Tier 2 risk-based capital | $3,706,000 | 1,191 |
| Total risk weighted assets | $296,027,000 | 1,299 |
| Total unused commitments | $44,092,000 | 1,631 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 83 | 2,102 |
| Assets and Liabilities | ||
| Total Assets: | $312,581,000 | 1,803 |
| Cash and due from depository institutions | $6,823,000 | 2,102 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $34,390,000 | 3,292 |
| Federal funds sold & reverse repurchase agreements | $67,000 | 6,513 |
| Net loans & leases | $259,943,000 | 1,382 |
| Loan loss allowance | $4,025,000 | 1,159 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,905,000 | 1,654 |
| Other real estate owned | $1,367,000 | 2,102 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,086,000 | 2,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,581,000 | 1,803 |
| Total liabilities | $285,281,000 | 1,787 |
| Total deposits | $264,491,000 | 1,708 |
| Interest-bearing deposits | $221,475,000 | 1,742 |
| Deposits held in domestic offices | $264,491,000 | 1,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,961,000 | 1,567 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,876 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $829,000 | 3,650 |
| Total equity capital | $27,300,000 | 2,013 |
| Total bank equity capital | $27,300,000 | 2,013 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $11,370,000 | 1,700 |
| Undivided profits | $15,929,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,217,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $994,000 | 3,159 |
| Earning assets | $294,400,000 | 1,755 |
| Long-term assets (5+ years) | $4,757,000 | 6,320 |
| Average Assets, year-to-date | $310,363,000 | 1,765 |
| Average Assets, quarterly | $313,160,500 | 1,787 |
| Volatile liabilities | $81,391,000 | 1,271 |
| Insider loans | $20,253,000 | 212 |
| FHLB advances | $15,000,000 | 1,741 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $47,212,000 | 1,523 |
| Tier 1 (core) risk-based capital | $26,779,000 | 1,937 |
| Tier 2 risk-based capital | $3,701,000 | 1,186 |
| Total risk weighted assets | $296,362,000 | 1,286 |
| Total unused commitments | $47,212,000 | 1,529 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 86 | 2,028 |
| Assets and Liabilities | ||
| Total Assets: | $313,740,000 | 1,781 |
| Cash and due from depository institutions | $11,350,000 | 2,028 |
| Interest-bearing balances | $57,000 | 5,896 |
| Securities | $32,850,000 | 3,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $258,741,000 | 1,364 |
| Loan loss allowance | $3,955,000 | 1,166 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,228,000 | 1,846 |
| Other real estate owned | $1,700,000 | 2,028 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,871,000 | 2,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,740,000 | 1,781 |
| Total liabilities | $286,810,000 | 1,746 |
| Total deposits | $257,998,000 | 1,741 |
| Interest-bearing deposits | $212,164,000 | 1,802 |
| Deposits held in domestic offices | $257,998,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,928,000 | 1,121 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,000,000 | 1,627 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $884,000 | 3,594 |
| Total equity capital | $26,930,000 | 2,027 |
| Total bank equity capital | $26,930,000 | 2,027 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $11,370,000 | 1,663 |
| Undivided profits | $15,559,000 | 2,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,298,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,117,000 | 2,722 |
| Earning assets | $291,648,000 | 1,757 |
| Long-term assets (5+ years) | $5,304,000 | 6,076 |
| Average Assets, year-to-date | $309,623,670 | 1,762 |
| Average Assets, quarterly | $313,718,500 | 1,765 |
| Volatile liabilities | $83,426,000 | 1,233 |
| Insider loans | $20,672,000 | 199 |
| FHLB advances | $19,000,000 | 1,515 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $43,477,000 | 1,599 |
| Tier 1 (core) risk-based capital | $26,220,000 | 1,937 |
| Tier 2 risk-based capital | $3,666,000 | 1,154 |
| Total risk weighted assets | $293,018,000 | 1,277 |
| Total unused commitments | $43,477,000 | 1,606 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $313,697,000 | 1,757 |
| Cash and due from depository institutions | $10,698,000 | 1,915 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $32,718,000 | 3,303 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $260,018,000 | 1,339 |
| Loan loss allowance | $3,607,000 | 1,242 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,228,000 | 1,799 |
| Other real estate owned | $1,781,000 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,254,000 | 3,261 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,697,000 | 1,757 |
| Total liabilities | $286,288,000 | 1,726 |
| Total deposits | $260,376,000 | 1,693 |
| Interest-bearing deposits | $217,097,000 | 1,743 |
| Deposits held in domestic offices | $260,376,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,252,000 | 1,259 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $19,000,000 | 1,565 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $660,000 | 4,398 |
| Total equity capital | $27,409,000 | 1,948 |
| Total bank equity capital | $27,409,000 | 1,948 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $11,370,000 | 1,634 |
| Undivided profits | $16,038,000 | 1,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,301,000 | 2,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,068,000 | 2,866 |
| Earning assets | $292,736,000 | 1,713 |
| Long-term assets (5+ years) | $5,548,000 | 5,925 |
| Average Assets, year-to-date | $307,565,500 | 1,765 |
| Average Assets, quarterly | $307,565,500 | 1,765 |
| Volatile liabilities | $84,607,000 | 1,184 |
| Insider loans | $20,850,000 | 196 |
| FHLB advances | $19,000,000 | 1,458 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $41,568,000 | 1,609 |
| Tier 1 (core) risk-based capital | $26,786,000 | 1,850 |
| Tier 2 risk-based capital | $3,607,000 | 1,148 |
| Total risk weighted assets | $292,333,000 | 1,259 |
| Total unused commitments | $41,568,000 | 1,618 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $301,434,000 | 1,790 |
| Cash and due from depository institutions | $7,442,000 | 1,931 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $29,584,000 | 3,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $253,508,000 | 1,361 |
| Loan loss allowance | $3,838,000 | 1,154 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,208,000 | 1,774 |
| Other real estate owned | $1,802,000 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,890,000 | 2,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,434,000 | 1,790 |
| Total liabilities | $275,064,000 | 1,764 |
| Total deposits | $246,016,000 | 1,751 |
| Interest-bearing deposits | $205,655,000 | 1,817 |
| Deposits held in domestic offices | $246,016,000 | 1,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,908,000 | 897 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,140,000 | 3,092 |
| Total equity capital | $26,370,000 | 1,991 |
| Total bank equity capital | $26,370,000 | 1,991 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $10,270,000 | 1,738 |
| Undivided profits | $16,099,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,072,000 | 2,992 |
| Earning assets | $283,092,000 | 1,730 |
| Long-term assets (5+ years) | $8,973,000 | 5,024 |
| Average Assets, year-to-date | $300,947,400 | 1,691 |
| Average Assets, quarterly | $302,572,500 | 1,761 |
| Volatile liabilities | $88,907,000 | 1,135 |
| Insider loans | $17,090,000 | 249 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $42,787,000 | 1,508 |
| Tier 1 (core) risk-based capital | $25,712,000 | 1,895 |
| Tier 2 risk-based capital | $3,520,000 | 1,168 |
| Total risk weighted assets | $281,243,000 | 1,274 |
| Total unused commitments | $42,787,000 | 1,513 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 82 | 2,094 |
| Assets and Liabilities | ||
| Total Assets: | $295,827,000 | 1,730 |
| Cash and due from depository institutions | $8,865,000 | 2,094 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $31,853,000 | 3,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $244,720,000 | 1,354 |
| Loan loss allowance | $3,356,000 | 1,231 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,987,000 | 1,798 |
| Other real estate owned | $1,278,000 | 2,094 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,124,000 | 2,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,827,000 | 1,730 |
| Total liabilities | $272,226,000 | 1,697 |
| Total deposits | $251,445,000 | 1,618 |
| Interest-bearing deposits | $212,649,000 | 1,656 |
| Deposits held in domestic offices | $251,445,000 | 1,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,052,000 | 1,660 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,729,000 | 2,253 |
| Total equity capital | $23,601,000 | 2,090 |
| Total bank equity capital | $23,601,000 | 2,090 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $8,820,000 | 1,932 |
| Undivided profits | $14,780,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,048,000 | 748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,663,000 | 2,030 |
| Earning assets | $276,573,000 | 1,689 |
| Long-term assets (5+ years) | $11,638,000 | 4,457 |
| Average Assets, year-to-date | $276,791,600 | 1,746 |
| Average Assets, quarterly | $288,460,500 | 1,738 |
| Volatile liabilities | $76,220,000 | 1,246 |
| Insider loans | $19,058,000 | 199 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $36,100,000 | 1,621 |
| Tier 1 (core) risk-based capital | $23,126,000 | 2,017 |
| Tier 2 risk-based capital | $3,274,000 | 1,188 |
| Total risk weighted assets | $261,860,000 | 1,313 |
| Total unused commitments | $36,100,000 | 1,627 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 88 | 1,912 |
| Assets and Liabilities | ||
| Total Assets: | $264,357,000 | 1,827 |
| Cash and due from depository institutions | $8,940,000 | 1,912 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $30,399,000 | 3,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $214,261,000 | 1,493 |
| Loan loss allowance | $3,552,000 | 1,123 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,158,000 | 1,676 |
| Other real estate owned | $1,246,000 | 1,912 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,353,000 | 2,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $264,357,000 | 1,827 |
| Total liabilities | $243,882,000 | 1,781 |
| Total deposits | $215,524,000 | 1,790 |
| Interest-bearing deposits | $184,926,000 | 1,814 |
| Deposits held in domestic offices | $215,524,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,901,000 | 1,096 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,700,000 | 1,489 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,757,000 | 2,287 |
| Total equity capital | $20,475,000 | 2,286 |
| Total bank equity capital | $20,475,000 | 2,286 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $7,428,000 | 2,174 |
| Undivided profits | $13,046,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,817,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,740,000 | 1,458 |
| Earning assets | $244,660,000 | 1,818 |
| Long-term assets (5+ years) | $14,395,000 | 3,842 |
| Average Assets, year-to-date | $250,488,400 | 1,836 |
| Average Assets, quarterly | $259,310,500 | 1,835 |
| Volatile liabilities | $72,249,000 | 1,283 |
| Insider loans | $16,257,000 | 238 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $39,023,000 | 1,415 |
| Tier 1 (core) risk-based capital | $20,416,000 | 2,181 |
| Tier 2 risk-based capital | $2,920,680 | 1,263 |
| Total risk weighted assets | $233,021,180 | 1,409 |
| Total unused commitments | $39,023,000 | 1,416 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $241,830,000 | 1,945 |
| Cash and due from depository institutions | $9,122,000 | 1,858 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $28,709,000 | 3,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $193,862,000 | 1,566 |
| Loan loss allowance | $3,033,000 | 1,266 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,658,000 | 1,823 |
| Other real estate owned | $1,336,000 | 1,858 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,143,000 | 2,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,830,000 | 1,945 |
| Total liabilities | $222,818,000 | 1,898 |
| Total deposits | $196,088,000 | 1,932 |
| Interest-bearing deposits | $164,926,000 | 1,974 |
| Deposits held in domestic offices | $196,088,000 | 1,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,163,000 | 837 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,700,000 | 2,676 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,867,000 | 1,981 |
| Total equity capital | $19,012,000 | 2,312 |
| Total bank equity capital | $19,012,000 | 2,312 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $6,710,000 | 2,325 |
| Undivided profits | $12,301,000 | 2,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,033,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,596,000 | 1,335 |
| Earning assets | $222,571,000 | 1,932 |
| Long-term assets (5+ years) | $11,569,000 | 4,533 |
| Average Assets, year-to-date | $226,850,400 | 1,992 |
| Average Assets, quarterly | $238,422,500 | 1,955 |
| Volatile liabilities | $72,574,000 | 1,235 |
| Insider loans | $13,355,000 | 297 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $95,000 | 1,348 |
| Unused loan commitments | $38,580,000 | 1,449 |
| Tier 1 (core) risk-based capital | $19,474,000 | 2,258 |
| Tier 2 risk-based capital | $2,585,230 | 1,351 |
| Total risk weighted assets | $206,370,430 | 1,510 |
| Total unused commitments | $38,580,000 | 1,451 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $215,806,000 | 2,134 |
| Cash and due from depository institutions | $7,191,000 | 2,040 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $25,708,000 | 4,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $174,416,000 | 1,609 |
| Loan loss allowance | $3,021,000 | 1,219 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,896,000 | 2,091 |
| Other real estate owned | $1,383,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,212,000 | 2,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,806,000 | 2,134 |
| Total liabilities | $199,756,000 | 2,084 |
| Total deposits | $188,209,000 | 2,011 |
| Interest-bearing deposits | $160,265,000 | 2,017 |
| Deposits held in domestic offices | $188,209,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,206,000 | 1,523 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,700,000 | 2,129 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,641,000 | 2,344 |
| Total equity capital | $16,050,000 | 2,797 |
| Total bank equity capital | $16,050,000 | 2,797 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $5,470,000 | 2,618 |
| Undivided profits | $10,579,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,882,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,451,000 | 1,462 |
| Earning assets | $200,124,000 | 2,125 |
| Long-term assets (5+ years) | $14,212,000 | 3,898 |
| Average Assets, year-to-date | $207,738,800 | 2,100 |
| Average Assets, quarterly | $211,346,500 | 2,138 |
| Volatile liabilities | $51,903,000 | 1,339 |
| Insider loans | $11,822,000 | 331 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $48,825,000 | 1,145 |
| Tier 1 (core) risk-based capital | $15,907,000 | 2,687 |
| Tier 2 risk-based capital | $2,247,770 | 1,457 |
| Total risk weighted assets | $179,048,570 | 1,606 |
| Total unused commitments | $48,825,000 | 1,149 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 81 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $201,612,000 | 2,254 |
| Cash and due from depository institutions | $6,640,000 | 2,202 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $24,813,000 | 4,222 |
| Federal funds sold & reverse repurchase agreements | $3,970,000 | 3,263 |
| Net loans & leases | $159,283,000 | 1,785 |
| Loan loss allowance | $2,426,000 | 1,505 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,863,000 | 2,040 |
| Other real estate owned | $140,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,903,000 | 2,466 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,612,000 | 2,254 |
| Total liabilities | $186,571,000 | 2,197 |
| Total deposits | $181,738,000 | 2,075 |
| Interest-bearing deposits | $158,831,000 | 2,041 |
| Deposits held in domestic offices | $181,738,000 | 2,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,444,000 | 2,407 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,700,000 | 3,057 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,689,000 | 2,335 |
| Total equity capital | $15,041,000 | 2,942 |
| Total bank equity capital | $15,041,000 | 2,942 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $5,417,000 | 2,584 |
| Undivided profits | $9,623,000 | 2,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,585,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,387,000 | 1,582 |
| Earning assets | $188,066,000 | 2,226 |
| Long-term assets (5+ years) | $11,551,000 | 3,973 |
| Average Assets, year-to-date | $191,404,400 | 2,246 |
| Average Assets, quarterly | $197,612,000 | 2,267 |
| Volatile liabilities | $47,550,000 | 1,472 |
| Insider loans | $9,388,000 | 411 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,969,000 | 1,785 |
| Tier 1 (core) risk-based capital | $15,004,000 | 2,829 |
| Tier 2 risk-based capital | $2,025,240 | 1,518 |
| Total risk weighted assets | $161,618,440 | 1,740 |
| Total unused commitments | $24,969,000 | 1,790 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $179,074,000 | 2,585 |
| Cash and due from depository institutions | $5,917,000 | 2,544 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,654,000 | 4,558 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,560 |
| Net loans & leases | $141,420,000 | 2,034 |
| Loan loss allowance | $2,163,000 | 1,768 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,879,000 | 2,709 |
| Other real estate owned | $144,000 | 2,544 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,560,000 | 2,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,074,000 | 2,585 |
| Total liabilities | $166,309,000 | 2,515 |
| Total deposits | $164,092,000 | 2,361 |
| Interest-bearing deposits | $138,056,000 | 2,407 |
| Deposits held in domestic offices | $164,092,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $933,000 | 2,829 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,284,000 | 2,903 |
| Total equity capital | $12,765,000 | 3,467 |
| Total bank equity capital | $12,765,000 | 3,467 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $4,742,000 | 2,996 |
| Undivided profits | $8,022,000 | 3,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,630,000 | 1,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,156,000 | 1,941 |
| Earning assets | $167,574,000 | 2,547 |
| Long-term assets (5+ years) | $11,046,000 | 3,984 |
| Average Assets, year-to-date | $168,148,000 | 2,637 |
| Average Assets, quarterly | $176,628,500 | 2,584 |
| Volatile liabilities | $35,370,000 | 1,815 |
| Insider loans | $9,202,000 | 472 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $27,009,000 | 1,663 |
| Tier 1 (core) risk-based capital | $12,799,000 | 3,348 |
| Tier 2 risk-based capital | $1,811,800 | 1,727 |
| Total risk weighted assets | $144,592,900 | 1,944 |
| Total unused commitments | $27,009,000 | 1,680 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $156,270,000 | 2,951 |
| Cash and due from depository institutions | $8,237,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,376,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $5,155,000 | 2,796 |
| Net loans & leases | $116,044,000 | 2,377 |
| Loan loss allowance | $1,724,000 | 2,200 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,594,000 | 2,913 |
| Other real estate owned | $149,000 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,715,000 | 4,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,270,000 | 2,951 |
| Total liabilities | $145,070,000 | 2,865 |
| Total deposits | $144,089,000 | 2,707 |
| Interest-bearing deposits | $123,335,000 | 2,723 |
| Deposits held in domestic offices | $144,089,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $981,000 | 3,692 |
| Total equity capital | $11,200,000 | 3,907 |
| Total bank equity capital | $11,200,000 | 3,907 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $4,623,000 | 3,060 |
| Undivided profits | $6,576,000 | 3,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $883,000 | 2,617 |
| Earning assets | $143,575,000 | 2,945 |
| Long-term assets (5+ years) | $2,919,000 | 7,117 |
| Average Assets, year-to-date | $140,928,400 | 3,109 |
| Average Assets, quarterly | $151,962,500 | 2,987 |
| Volatile liabilities | $30,862,000 | 1,813 |
| Insider loans | $7,717,000 | 574 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,138,000 | 1,797 |
| Tier 1 (core) risk-based capital | $11,202,000 | 3,789 |
| Tier 2 risk-based capital | $1,502,830 | 2,025 |
| Total risk weighted assets | $120,005,230 | 2,275 |
| Total unused commitments | $23,138,000 | 1,807 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $125,917,000 | 3,522 |
| Cash and due from depository institutions | $4,919,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,752,000 | 6,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $100,381,000 | 2,640 |
| Loan loss allowance | $1,321,000 | 2,838 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,322,000 | 3,182 |
| Other real estate owned | $300,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,243,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,917,000 | 3,522 |
| Total liabilities | $117,433,000 | 3,445 |
| Total deposits | $115,221,000 | 3,308 |
| Interest-bearing deposits | $98,578,000 | 3,297 |
| Deposits held in domestic offices | $115,221,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,695,000 | 2,826 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $517,000 | 5,092 |
| Total equity capital | $8,484,000 | 4,698 |
| Total bank equity capital | $8,484,000 | 4,698 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $3,999,000 | 3,395 |
| Undivided profits | $4,484,000 | 4,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $672,000 | 3,055 |
| Earning assets | $117,133,000 | 3,470 |
| Long-term assets (5+ years) | $2,850,000 | 7,496 |
| Average Assets, year-to-date | $114,996,400 | 3,764 |
| Average Assets, quarterly | $122,101,500 | 3,603 |
| Volatile liabilities | $21,770,000 | 2,360 |
| Insider loans | $7,101,000 | 613 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,446,000 | 1,751 |
| Tier 1 (core) risk-based capital | $8,754,000 | 4,633 |
| Tier 2 risk-based capital | $1,272,180 | 2,336 |
| Total risk weighted assets | $101,725,580 | 2,604 |
| Total unused commitments | $22,446,000 | 1,764 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $104,100,000 | 4,296 |
| Cash and due from depository institutions | $4,317,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,464,000 | 7,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $83,532,000 | 3,040 |
| Loan loss allowance | $907,000 | 4,026 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,674,000 | 4,246 |
| Other real estate owned | $156,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $957,000 | 6,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,100,000 | 4,296 |
| Total liabilities | $96,259,000 | 4,215 |
| Total deposits | $95,467,000 | 4,060 |
| Interest-bearing deposits | $83,055,000 | 4,057 |
| Deposits held in domestic offices | $95,467,000 | 4,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,565 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $542,000 | 5,057 |
| Total equity capital | $7,841,000 | 5,080 |
| Total bank equity capital | $7,841,000 | 5,080 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $3,999,000 | 3,348 |
| Undivided profits | $3,841,000 | 5,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 2,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $500,000 | 3,715 |
| Earning assets | $96,996,000 | 4,246 |
| Long-term assets (5+ years) | $3,097,000 | 7,721 |
| Average Assets, year-to-date | $95,198,200 | 4,543 |
| Average Assets, quarterly | $102,892,500 | 4,300 |
| Volatile liabilities | $10,435,000 | 3,969 |
| Insider loans | $6,462,000 | 652 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,949,000 | 1,720 |
| Tier 1 (core) risk-based capital | $7,689,000 | 5,085 |
| Tier 2 risk-based capital | $907,000 | 3,153 |
| Total risk weighted assets | $89,959,800 | 2,859 |
| Total unused commitments | $22,949,000 | 1,742 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $85,505,000 | 5,186 |
| Cash and due from depository institutions | $4,812,000 | 6,231 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,996,000 | 9,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $68,757,000 | 3,727 |
| Loan loss allowance | $904,000 | 4,056 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,701,000 | 4,187 |
| Other real estate owned | $350,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $889,000 | 6,884 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,505,000 | 5,186 |
| Total liabilities | $78,720,000 | 5,150 |
| Total deposits | $77,293,000 | 5,033 |
| Interest-bearing deposits | $67,643,000 | 5,030 |
| Deposits held in domestic offices | $77,293,000 | 5,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,226,000 | 2,401 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $201,000 | 10,018 |
| Total equity capital | $6,785,000 | 5,519 |
| Total bank equity capital | $6,785,000 | 5,519 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $3,999,000 | 3,231 |
| Undivided profits | $2,785,000 | 6,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,727,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $439,000 | 4,644 |
| Earning assets | $77,753,000 | 5,207 |
| Long-term assets (5+ years) | $2,072,000 | 8,872 |
| Average Assets, year-to-date | $80,442,400 | 5,339 |
| Average Assets, quarterly | $83,759,000 | 5,228 |
| Volatile liabilities | $16,174,000 | 2,799 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,246,000 | 2,305 |
| Tier 1 (core) risk-based capital | $6,785,000 | 5,460 |
| Tier 2 risk-based capital | $904,000 | 3,177 |
| Total risk weighted assets | $74,879,200 | 3,486 |
| Total unused commitments | $14,246,000 | 2,323 |
| Derivatives | $0 | 651 |