Home > The Bank of Troy > Net Loans and Leases
The Bank of Troy, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $26,955,000 | 7,082 |
| Loan loss allowance | $342,000 | 6,950 |
| Total loans and leases | $27,297,000 | 7,084 |
| Unearned income | $514,000 | 963 |
| Loans and leases, gross | $27,811,000 | 7,034 |
| All real estate loans | $14,940,000 | 6,990 |
| Real estate loans in domestic offices | $14,940,000 | 6,989 |
| Construction and development loans | $259,000 | 7,133 |
| Commercial RE | $5,605,000 | 5,137 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 6,760 |
| 1-4 family residential loans | $7,402,000 | 6,790 |
| Farmland loans | $1,674,000 | 3,417 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,329,000 | 4,105 |
| Commercial and industrial loans | $2,997,000 | 6,548 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,658,000 | 3,472 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,658,000 | 3,249 |
| All other loans & leases | $887,000 | 2,599 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $157,000 | 2,914 |
| Other loans | $730,000 | 1,286 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $28,365,000 | 7,055 |
| Loan loss allowance | $370,000 | 6,841 |
| Total loans and leases | $28,735,000 | 7,063 |
| Unearned income | $575,000 | 997 |
| Loans and leases, gross | $29,310,000 | 7,008 |
| All real estate loans | $16,302,000 | 6,935 |
| Real estate loans in domestic offices | $16,302,000 | 6,935 |
| Construction and development loans | $202,000 | 7,544 |
| Commercial RE | $6,053,000 | 5,001 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,171 |
| 1-4 family residential loans | $8,075,000 | 6,791 |
| Farmland loans | $1,972,000 | 3,075 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,313,000 | 4,285 |
| Commercial and industrial loans | $2,916,000 | 6,690 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,700,000 | 3,624 |
| Credit card loans | $450,000 | 2,551 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,250,000 | 3,574 |
| All other loans & leases | $1,079,000 | 2,371 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $204,000 | 2,816 |
| Other loans | $875,000 | 1,167 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $28,881,000 | 7,126 |
| Loan loss allowance | $332,000 | 7,480 |
| Total loans and leases | $29,213,000 | 7,133 |
| Unearned income | $604,000 | 1,893 |
| Loans and leases, gross | $29,213,000 | 7,141 |
| All real estate loans | $16,898,000 | 6,955 |
| Real estate loans in domestic offices | $16,898,000 | 6,955 |
| Construction and development loans | $237,000 | 7,669 |
| Commercial RE | $5,196,000 | 5,438 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,518 |
| 1-4 family residential loans | $9,885,000 | 6,426 |
| Farmland loans | $1,580,000 | 3,528 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,372,000 | 4,342 |
| Commercial and industrial loans | $3,300,000 | 6,443 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,485,000 | 3,826 |
| Credit card loans | $414,000 | 2,847 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,071,000 | 3,784 |
| All other loans & leases | $762,000 | 3,016 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $250,000 | 2,771 |
| Other loans | $512,000 | 1,695 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $28,432,000 | 7,222 |
| Loan loss allowance | $319,000 | 7,844 |
| Total loans and leases | $28,751,000 | 7,233 |
| Unearned income | $579,000 | 2,098 |
| Loans and leases, gross | $28,751,000 | 7,243 |
| All real estate loans | $15,345,000 | 7,327 |
| Real estate loans in domestic offices | $15,345,000 | 7,327 |
| Construction and development loans | $21,000 | 9,478 |
| Commercial RE | $4,744,000 | 5,672 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $9,279,000 | 6,710 |
| Farmland loans | $1,301,000 | 3,917 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,860,000 | 3,984 |
| Commercial and industrial loans | $3,268,000 | 6,453 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $7,311,000 | 3,917 |
| Credit card loans | $224,000 | 3,804 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,087,000 | 3,773 |
| All other loans & leases | $1,546,000 | 2,011 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $145,000 | 3,503 |
| Other loans | $1,401,000 | 982 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $25,512,000 | 7,724 |
| Loan loss allowance | $339,000 | 7,895 |
| Total loans and leases | $25,851,000 | 7,740 |
| Unearned income | $548,000 | 2,331 |
| Loans and leases, gross | $25,851,000 | 7,747 |
| All real estate loans | $14,406,000 | 7,643 |
| Real estate loans in domestic offices | $14,406,000 | 7,643 |
| Construction and development loans | $54,000 | 9,384 |
| Commercial RE | $4,021,000 | 6,248 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $8,793,000 | 6,980 |
| Farmland loans | $1,538,000 | 3,547 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,833,000 | 4,117 |
| Commercial and industrial loans | $3,060,000 | 6,629 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,170,000 | 4,434 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,170,000 | 4,176 |
| All other loans & leases | $930,000 | 2,854 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $930,000 | 1,323 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $24,243,000 | 7,970 |
| Loan loss allowance | $370,000 | 7,760 |
| Total loans and leases | $24,613,000 | 7,991 |
| Unearned income | $551,000 | 2,482 |
| Loans and leases, gross | $24,613,000 | 8,004 |
| All real estate loans | $12,230,000 | 8,305 |
| Real estate loans in domestic offices | $12,230,000 | 8,304 |
| Construction and development loans | $75,000 | 9,416 |
| Commercial RE | $3,475,000 | 6,726 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $6,999,000 | 7,819 |
| Farmland loans | $1,681,000 | 3,210 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,108,000 | 3,790 |
| Commercial and industrial loans | $3,875,000 | 5,868 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,073,000 | 4,440 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,073,000 | 4,188 |
| All other loans & leases | $878,000 | 3,071 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $202,000 | 3,490 |
| Other loans | $676,000 | 1,639 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $30,000 | 4,031 |
| Non 1-4 family restructured loans & leases | $30,000 | 4,031 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $21,241,000 | 8,654 |
| Loan loss allowance | $337,000 | 8,299 |
| Total loans and leases | $21,578,000 | 8,657 |
| Unearned income | $466,000 | 3,172 |
| Loans and leases, gross | $21,578,000 | 8,666 |
| All real estate loans | $10,527,000 | 8,954 |
| Real estate loans in domestic offices | $10,527,000 | 8,954 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $1,631,000 | 8,897 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $6,692,000 | 8,170 |
| Farmland loans | $2,204,000 | 2,462 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,294,000 | 3,582 |
| Commercial and industrial loans | $3,264,000 | 6,590 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,330,000 | 5,100 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,330,000 | 4,835 |
| All other loans & leases | $629,000 | 3,938 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $629,000 | 1,795 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $90,000 | 3,712 |
| Non 1-4 family restructured loans & leases | $90,000 | 3,712 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |