Home > The Bank of Toccoa > Assets and Liabilities
The Bank of Toccoa, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $120,116,000 | 4,129 |
| Cash and due from depository institutions | $5,761,000 | 4,413 |
| Interest-bearing balances | $102,000 | 5,207 |
| Securities | $10,221,000 | 6,450 |
| Federal funds sold & reverse repurchase agreements | $10,918,000 | 1,560 |
| Net loans & leases | $89,926,000 | 3,546 |
| Loan loss allowance | $1,951,000 | 2,233 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,219,000 | 5,406 |
| Other real estate owned | $253,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,818,000 | 4,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,116,000 | 4,129 |
| Total liabilities | $101,608,000 | 4,305 |
| Total deposits | $100,947,000 | 4,069 |
| Interest-bearing deposits | $81,723,000 | 4,237 |
| Deposits held in domestic offices | $100,947,000 | 4,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $661,000 | 4,395 |
| Total equity capital | $18,508,000 | 2,845 |
| Total bank equity capital | $18,508,000 | 2,845 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $7,600,000 | 2,344 |
| Undivided profits | $10,508,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,508,000 | 1,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $791,000 | 3,759 |
| Earning assets | $111,167,000 | 4,085 |
| Long-term assets (5+ years) | $1,849,000 | 7,341 |
| Average Assets, year-to-date | $126,620,500 | 3,918 |
| Average Assets, quarterly | $126,620,500 | 3,918 |
| Volatile liabilities | $14,201,000 | 4,685 |
| Insider loans | $724,000 | 4,657 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,250,000 | 5,578 |
| Tier 1 (core) risk-based capital | $18,433,000 | 2,684 |
| Tier 2 risk-based capital | $971,000 | 3,660 |
| Total risk weighted assets | $76,685,000 | 4,178 |
| Total unused commitments | $5,250,000 | 5,588 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 36 | 4,387 |
| Assets and Liabilities | ||
| Total Assets: | $133,125,000 | 3,755 |
| Cash and due from depository institutions | $8,854,000 | 4,387 |
| Interest-bearing balances | $101,000 | 5,129 |
| Securities | $12,156,000 | 6,031 |
| Federal funds sold & reverse repurchase agreements | $16,660,000 | 842 |
| Net loans & leases | $92,365,000 | 3,463 |
| Loan loss allowance | $1,915,000 | 2,219 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,240,000 | 5,351 |
| Other real estate owned | $93,000 | 4,387 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,757,000 | 4,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,125,000 | 3,755 |
| Total liabilities | $114,997,000 | 3,875 |
| Total deposits | $108,725,000 | 3,762 |
| Interest-bearing deposits | $92,299,000 | 3,796 |
| Deposits held in domestic offices | $108,725,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,500,000 | 3,101 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $772,000 | 4,032 |
| Total equity capital | $18,128,000 | 2,874 |
| Total bank equity capital | $18,128,000 | 2,874 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $7,600,000 | 2,304 |
| Undivided profits | $10,128,000 | 2,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,510,000 | 1,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $806,000 | 3,847 |
| Earning assets | $121,282,000 | 3,764 |
| Long-term assets (5+ years) | $2,085,000 | 7,186 |
| Average Assets, year-to-date | $127,409,400 | 3,737 |
| Average Assets, quarterly | $131,953,500 | 3,743 |
| Volatile liabilities | $23,711,000 | 3,328 |
| Insider loans | $733,000 | 4,663 |
| FHLB advances | $5,500,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,812,000 | 6,109 |
| Tier 1 (core) risk-based capital | $18,044,000 | 2,698 |
| Tier 2 risk-based capital | $1,021,000 | 3,455 |
| Total risk weighted assets | $80,788,000 | 3,994 |
| Total unused commitments | $3,812,000 | 6,111 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $124,906,000 | 3,818 |
| Cash and due from depository institutions | $4,537,000 | 4,380 |
| Interest-bearing balances | $1,190,000 | 2,792 |
| Securities | $18,600,000 | 4,743 |
| Federal funds sold & reverse repurchase agreements | $8,672,000 | 1,702 |
| Net loans & leases | $89,851,000 | 3,447 |
| Loan loss allowance | $1,838,000 | 2,162 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,273,000 | 5,283 |
| Other real estate owned | $71,000 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,902,000 | 4,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,906,000 | 3,818 |
| Total liabilities | $107,896,000 | 3,967 |
| Total deposits | $106,730,000 | 3,726 |
| Interest-bearing deposits | $91,059,000 | 3,727 |
| Deposits held in domestic offices | $106,730,000 | 3,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,166,000 | 3,086 |
| Total equity capital | $17,010,000 | 2,844 |
| Total bank equity capital | $17,010,000 | 2,844 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $7,600,000 | 2,183 |
| Undivided profits | $9,010,000 | 2,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,159,000 | 1,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $935,000 | 3,677 |
| Earning assets | $118,313,000 | 3,703 |
| Long-term assets (5+ years) | $3,125,000 | 6,851 |
| Average Assets, year-to-date | $125,985,800 | 3,622 |
| Average Assets, quarterly | $126,858,000 | 3,731 |
| Volatile liabilities | $20,091,000 | 3,671 |
| Insider loans | $605,000 | 5,021 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,013,000 | 5,509 |
| Tier 1 (core) risk-based capital | $17,055,000 | 2,709 |
| Tier 2 risk-based capital | $970,000 | 3,445 |
| Total risk weighted assets | $76,722,000 | 4,023 |
| Total unused commitments | $5,013,000 | 5,514 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $125,293,000 | 3,662 |
| Cash and due from depository institutions | $4,041,000 | 4,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $19,688,000 | 4,691 |
| Federal funds sold & reverse repurchase agreements | $7,140,000 | 1,683 |
| Net loans & leases | $91,181,000 | 3,287 |
| Loan loss allowance | $1,844,000 | 2,051 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,347,000 | 5,150 |
| Other real estate owned | $109,000 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,787,000 | 4,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,293,000 | 3,662 |
| Total liabilities | $109,344,000 | 3,770 |
| Total deposits | $107,949,000 | 3,530 |
| Interest-bearing deposits | $91,673,000 | 3,571 |
| Deposits held in domestic offices | $107,949,000 | 3,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,395,000 | 2,740 |
| Total equity capital | $15,949,000 | 2,914 |
| Total bank equity capital | $15,949,000 | 2,914 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $7,600,000 | 2,126 |
| Undivided profits | $7,949,000 | 3,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,012,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,024,000 | 2,668 |
| Earning assets | $118,009,000 | 3,582 |
| Long-term assets (5+ years) | $993,000 | 7,955 |
| Average Assets, year-to-date | $122,842,400 | 3,592 |
| Average Assets, quarterly | $123,979,500 | 3,651 |
| Volatile liabilities | $18,015,000 | 3,925 |
| Insider loans | $1,235,000 | 3,343 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,341,000 | 5,723 |
| Tier 1 (core) risk-based capital | $15,949,000 | 2,813 |
| Tier 2 risk-based capital | $941,700 | 3,442 |
| Total risk weighted assets | $74,433,800 | 3,988 |
| Total unused commitments | $4,341,000 | 5,726 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $125,378,000 | 3,627 |
| Cash and due from depository institutions | $3,737,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,997,000 | 5,186 |
| Federal funds sold & reverse repurchase agreements | $16,200,000 | 626 |
| Net loans & leases | $84,584,000 | 3,413 |
| Loan loss allowance | $1,714,000 | 2,131 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,290,000 | 5,278 |
| Other real estate owned | $124,000 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,446,000 | 4,970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,378,000 | 3,627 |
| Total liabilities | $110,539,000 | 3,689 |
| Total deposits | $109,325,000 | 3,441 |
| Interest-bearing deposits | $92,265,000 | 3,494 |
| Deposits held in domestic offices | $109,325,000 | 3,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,214,000 | 2,782 |
| Total equity capital | $14,839,000 | 2,986 |
| Total bank equity capital | $14,839,000 | 2,986 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $6,600,000 | 2,357 |
| Undivided profits | $7,839,000 | 2,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 4,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $720,000 | 3,277 |
| Earning assets | $118,781,000 | 3,520 |
| Long-term assets (5+ years) | $962,000 | 8,312 |
| Average Assets, year-to-date | $120,164,400 | 3,635 |
| Average Assets, quarterly | $120,981,000 | 3,699 |
| Volatile liabilities | $14,721,000 | 4,293 |
| Insider loans | $968,000 | 3,816 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,308,000 | 6,461 |
| Tier 1 (core) risk-based capital | $14,839,000 | 2,945 |
| Tier 2 risk-based capital | $894,610 | 3,484 |
| Total risk weighted assets | $70,749,710 | 4,035 |
| Total unused commitments | $3,308,000 | 6,467 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $118,083,000 | 3,771 |
| Cash and due from depository institutions | $4,369,000 | 4,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,471,000 | 4,915 |
| Federal funds sold & reverse repurchase agreements | $11,190,000 | 1,541 |
| Net loans & leases | $80,289,000 | 3,363 |
| Loan loss allowance | $1,634,000 | 2,165 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,344,000 | 5,102 |
| Other real estate owned | $104,000 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,316,000 | 4,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,083,000 | 3,771 |
| Total liabilities | $104,749,000 | 3,792 |
| Total deposits | $103,518,000 | 3,591 |
| Interest-bearing deposits | $84,881,000 | 3,748 |
| Deposits held in domestic offices | $103,518,000 | 3,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,231,000 | 2,982 |
| Total equity capital | $13,334,000 | 3,355 |
| Total bank equity capital | $13,334,000 | 3,355 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $6,600,000 | 2,248 |
| Undivided profits | $6,334,000 | 3,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $698,000 | 3,343 |
| Earning assets | $110,950,000 | 3,704 |
| Long-term assets (5+ years) | $1,270,000 | 8,224 |
| Average Assets, year-to-date | $116,841,400 | 3,620 |
| Average Assets, quarterly | $117,068,000 | 3,721 |
| Volatile liabilities | $13,552,000 | 4,077 |
| Insider loans | $689,000 | 4,472 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,144,000 | 6,459 |
| Tier 1 (core) risk-based capital | $13,334,000 | 3,188 |
| Tier 2 risk-based capital | $840,240 | 3,521 |
| Total risk weighted assets | $66,425,440 | 4,047 |
| Total unused commitments | $3,144,000 | 6,467 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $116,882,000 | 3,758 |
| Cash and due from depository institutions | $2,695,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $18,797,000 | 5,142 |
| Federal funds sold & reverse repurchase agreements | $13,800,000 | 947 |
| Net loans & leases | $78,805,000 | 3,409 |
| Loan loss allowance | $1,614,000 | 2,189 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,406,000 | 4,929 |
| Other real estate owned | $42,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,337,000 | 4,905 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,882,000 | 3,758 |
| Total liabilities | $104,620,000 | 3,761 |
| Total deposits | $103,330,000 | 3,580 |
| Interest-bearing deposits | $87,179,000 | 3,672 |
| Deposits held in domestic offices | $103,330,000 | 3,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,290,000 | 2,884 |
| Total equity capital | $12,262,000 | 3,598 |
| Total bank equity capital | $12,262,000 | 3,598 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $5,600,000 | 2,515 |
| Undivided profits | $6,262,000 | 3,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 4,223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $720,000 | 3,252 |
| Earning assets | $111,402,000 | 3,634 |
| Long-term assets (5+ years) | $948,000 | 8,558 |
| Average Assets, year-to-date | $110,714,400 | 3,775 |
| Average Assets, quarterly | $115,156,000 | 3,760 |
| Volatile liabilities | $15,389,000 | 3,694 |
| Insider loans | $943,000 | 3,716 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,537,000 | 6,083 |
| Tier 1 (core) risk-based capital | $12,262,000 | 3,452 |
| Tier 2 risk-based capital | $848,640 | 3,401 |
| Total risk weighted assets | $67,125,640 | 3,962 |
| Total unused commitments | $3,537,000 | 6,092 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $106,759,000 | 4,169 |
| Cash and due from depository institutions | $4,215,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,091,000 | 6,134 |
| Federal funds sold & reverse repurchase agreements | $13,110,000 | 984 |
| Net loans & leases | $70,505,000 | 3,818 |
| Loan loss allowance | $1,434,000 | 2,534 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,534,000 | 4,615 |
| Other real estate owned | $51,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,253,000 | 5,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,759,000 | 4,169 |
| Total liabilities | $95,653,000 | 4,185 |
| Total deposits | $94,475,000 | 3,999 |
| Interest-bearing deposits | $78,183,000 | 4,164 |
| Deposits held in domestic offices | $94,475,000 | 3,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,178,000 | 3,113 |
| Total equity capital | $11,106,000 | 3,954 |
| Total bank equity capital | $11,106,000 | 3,954 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $5,600,000 | 2,574 |
| Undivided profits | $5,106,000 | 4,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $722,000 | 3,174 |
| Earning assets | $99,706,000 | 4,112 |
| Long-term assets (5+ years) | $385,000 | 9,448 |
| Average Assets, year-to-date | $98,310,800 | 4,326 |
| Average Assets, quarterly | $103,562,000 | 4,233 |
| Volatile liabilities | $10,393,000 | 4,746 |
| Insider loans | $699,000 | 4,588 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,233,000 | 7,220 |
| Tier 1 (core) risk-based capital | $11,106,000 | 3,853 |
| Tier 2 risk-based capital | $782,640 | 3,717 |
| Total risk weighted assets | $61,959,540 | 4,263 |
| Total unused commitments | $2,233,000 | 7,234 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $94,525,000 | 4,653 |
| Cash and due from depository institutions | $2,795,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,677,000 | 6,060 |
| Federal funds sold & reverse repurchase agreements | $11,130,000 | 1,265 |
| Net loans & leases | $60,113,000 | 4,264 |
| Loan loss allowance | $1,234,000 | 2,930 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,571,000 | 4,508 |
| Other real estate owned | $129,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,110,000 | 5,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,525,000 | 4,653 |
| Total liabilities | $84,408,000 | 4,667 |
| Total deposits | $83,338,000 | 4,513 |
| Interest-bearing deposits | $69,847,000 | 4,637 |
| Deposits held in domestic offices | $83,338,000 | 4,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,070,000 | 3,444 |
| Total equity capital | $10,117,000 | 4,296 |
| Total bank equity capital | $10,117,000 | 4,296 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $3,600,000 | 3,726 |
| Undivided profits | $6,117,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $622,000 | 3,843 |
| Earning assets | $88,920,000 | 4,548 |
| Long-term assets (5+ years) | $179,000 | 10,108 |
| Average Assets, year-to-date | $87,632,800 | 4,777 |
| Average Assets, quarterly | $91,631,500 | 4,717 |
| Volatile liabilities | $8,467,000 | 5,094 |
| Insider loans | $659,000 | 4,857 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,030,000 | 7,396 |
| Tier 1 (core) risk-based capital | $10,117,000 | 4,175 |
| Tier 2 risk-based capital | $685,210 | 4,105 |
| Total risk weighted assets | $54,267,810 | 4,710 |
| Total unused commitments | $2,030,000 | 7,412 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $82,509,000 | 5,167 |
| Cash and due from depository institutions | $2,007,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,050,000 | 6,811 |
| Federal funds sold & reverse repurchase agreements | $6,160,000 | 1,497 |
| Net loans & leases | $55,674,000 | 4,481 |
| Loan loss allowance | $1,144,000 | 3,162 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,680,000 | 4,261 |
| Other real estate owned | $74,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $864,000 | 7,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,509,000 | 5,167 |
| Total liabilities | $73,365,000 | 5,262 |
| Total deposits | $72,540,000 | 5,074 |
| Interest-bearing deposits | $59,661,000 | 5,267 |
| Deposits held in domestic offices | $72,540,000 | 5,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $825,000 | 3,535 |
| Total equity capital | $9,144,000 | 4,406 |
| Total bank equity capital | $9,144,000 | 4,406 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $3,600,000 | 3,640 |
| Undivided profits | $5,144,000 | 4,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $515,000 | 4,095 |
| Earning assets | $77,884,000 | 5,041 |
| Long-term assets (5+ years) | $139,000 | 10,677 |
| Average Assets, year-to-date | $78,929,200 | 5,266 |
| Average Assets, quarterly | $82,132,500 | 5,158 |
| Volatile liabilities | $6,890,000 | 5,601 |
| Insider loans | $620,000 | 5,025 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,652,000 | 6,714 |
| Tier 1 (core) risk-based capital | $9,144,000 | 4,450 |
| Tier 2 risk-based capital | $622,410 | 4,398 |
| Total risk weighted assets | $49,271,210 | 5,010 |
| Total unused commitments | $2,652,000 | 6,723 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $75,303,000 | 5,709 |
| Cash and due from depository institutions | $2,826,000 | 5,064 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,544,000 | 7,857 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 3,756 |
| Net loans & leases | $52,502,000 | 4,591 |
| Loan loss allowance | $1,074,000 | 3,468 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,947,000 | 3,720 |
| Other real estate owned | $79,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $775,000 | 7,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,303,000 | 5,709 |
| Total liabilities | $67,013,000 | 5,801 |
| Total deposits | $66,243,000 | 5,664 |
| Interest-bearing deposits | $55,157,000 | 5,851 |
| Deposits held in domestic offices | $66,243,000 | 5,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $770,000 | 3,845 |
| Total equity capital | $8,290,000 | 4,859 |
| Total bank equity capital | $8,290,000 | 4,859 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $3,600,000 | 3,583 |
| Undivided profits | $4,290,000 | 4,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 5,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $450,000 | 4,159 |
| Earning assets | $69,676,000 | 5,673 |
| Long-term assets (5+ years) | $202,000 | 11,103 |
| Average Assets, year-to-date | $77,055,800 | 5,461 |
| Average Assets, quarterly | $76,125,000 | 5,621 |
| Volatile liabilities | $5,794,000 | 6,000 |
| Insider loans | $154,000 | 8,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,926,000 | 7,636 |
| Tier 1 (core) risk-based capital | $8,290,000 | 4,755 |
| Tier 2 risk-based capital | $581,530 | 4,635 |
| Total risk weighted assets | $46,029,530 | 5,268 |
| Total unused commitments | $1,926,000 | 7,663 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $77,077,000 | 5,658 |
| Cash and due from depository institutions | $5,193,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $15,908,000 | 7,101 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,970 |
| Net loans & leases | $49,201,000 | 4,870 |
| Loan loss allowance | $1,014,000 | 3,671 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,879,000 | 3,823 |
| Other real estate owned | $73,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $823,000 | 7,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,077,000 | 5,658 |
| Total liabilities | $69,525,000 | 5,690 |
| Total deposits | $68,760,000 | 5,577 |
| Interest-bearing deposits | $56,249,000 | 5,878 |
| Deposits held in domestic offices | $68,760,000 | 5,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $765,000 | 4,063 |
| Total equity capital | $7,552,000 | 5,045 |
| Total bank equity capital | $7,552,000 | 5,045 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $3,600,000 | 3,460 |
| Undivided profits | $3,552,000 | 5,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 5,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $464,000 | 4,392 |
| Earning assets | $69,109,000 | 5,740 |
| Long-term assets (5+ years) | $430,000 | 11,097 |
| Average Assets, year-to-date | $76,924,800 | 5,535 |
| Average Assets, quarterly | $78,393,500 | 5,531 |
| Volatile liabilities | $6,581,000 | 5,545 |
| Insider loans | $127,000 | 5,081 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,897,000 | 7,455 |
| Tier 1 (core) risk-based capital | $7,552,000 | 4,975 |
| Tier 2 risk-based capital | $562,070 | 4,752 |
| Total risk weighted assets | $44,513,670 | 5,470 |
| Total unused commitments | $1,897,000 | 7,488 |
| Derivatives | $0 | 651 |