Home > The Bank of the West > Income and Expense

The Bank of the West, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$11,084,0002,688
Total interest expense$2,899,0002,658
Net interest income$8,185,0002,663
Provision for loan and lease losses$03,275
Total noninterest income$283,0003,832
Gross Fiduciary activities income$0981
Service charges on deposit accounts$105,0003,325
Trading account gains and feesNANA
Additional Noninterest Income$178,0003,737
Total noninterest expense$4,248,0003,271
Salaries and employee benefits$2,540,0003,159
Premises and equipment expense$370,0003,361
Additional noninterest expense$178,0003,737
Pre-tax net operating income$4,220,0002,113
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$4,220,0001,927
Extraordinary gains, net$054
Net income$4,220,0001,950
Minority interest net income$088
Net income of bank and minority interests.$4,220,0001,930
Net charge-offs$1,0002,818
Cash dividends$3,780,000997
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,220,0001,958
2023-09-30 (YTD Data)Rank
Total interest income$8,061,0002,708
Total interest expense$2,016,0002,638
Net interest income$6,045,0002,705
Provision for loan and lease losses$03,085
Total noninterest income$212,0003,831
Gross Fiduciary activities income$0950
Service charges on deposit accounts$77,0003,352
Trading account gains and feesNANA
Additional Noninterest Income$135,0003,726
Total noninterest expense$3,113,0003,284
Salaries and employee benefits$1,882,0003,158
Premises and equipment expense$268,0003,411
Additional noninterest expense$135,0003,724
Pre-tax net operating income$3,144,0002,174
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$3,144,0002,001
Extraordinary gains, net$052
Net income$3,144,0002,020
Minority interest net income$081
Net income of bank and minority interests.$3,144,0002,001
Net charge-offs$02,641
Cash dividends$2,800,000931
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,144,0002,021
2023-06-30 (YTD Data)Rank
Total interest income$5,206,0002,720
Total interest expense$1,204,0002,617
Net interest income$4,002,0002,742
Provision for loan and lease losses$02,940
Total noninterest income$135,0003,869
Gross Fiduciary activities income$0931
Service charges on deposit accounts$50,0003,377
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,783
Total noninterest expense$2,085,0003,282
Salaries and employee benefits$1,251,0003,168
Premises and equipment expense$177,0003,423
Additional noninterest expense$85,0003,766
Pre-tax net operating income$2,052,0002,223
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,052,0002,036
Extraordinary gains, net$051
Net income$2,052,0002,061
Minority interest net income$081
Net income of bank and minority interests.$2,052,0002,036
Net charge-offs$02,431
Cash dividends$1,812,000955
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,052,0002,046
2023-03-31 (YTD Data)Rank
Total interest income$2,532,0002,752
Total interest expense$515,0002,610
Net interest income$2,017,0002,732
Provision for loan and lease losses$02,612
Total noninterest income$67,0003,897
Gross Fiduciary activities income$0913
Service charges on deposit accounts$23,0003,455
Trading account gains and feesNANA
Additional Noninterest Income$44,0003,765
Total noninterest expense$1,039,0003,314
Salaries and employee benefits$626,0003,213
Premises and equipment expense$81,0003,580
Additional noninterest expense$44,0003,765
Pre-tax net operating income$1,045,0002,241
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,045,0002,043
Extraordinary gains, net$04
Net income$1,045,0002,042
Minority interest net income$048
Net income of bank and minority interests.$1,045,0002,043
Net charge-offs$1,0001,904
Cash dividends$878,000901
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,045,0002,062
2022-12-31 (YTD Data)Rank
Total interest income$8,169,0002,824
Total interest expense$645,0002,946
Net interest income$7,524,0002,777
Provision for loan and lease losses$03,012
Total noninterest income$282,0003,968
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$122,0003,266
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,928
Total noninterest expense$4,129,0003,311
Salaries and employee benefits$2,426,0003,232
Premises and equipment expense$346,0003,490
Additional noninterest expense$160,0003,928
Pre-tax net operating income$3,677,0002,409
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,677,0002,217
Extraordinary gains, net$05
Net income$3,677,0002,216
Minority interest net income$063
Net income of bank and minority interests.$3,677,0002,216
Net charge-offs$8,0002,207
Cash dividends$3,330,0001,065
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,677,0002,243
2022-09-30 (YTD Data)Rank
Total interest income$5,822,0002,848
Total interest expense$363,0003,062
Net interest income$5,459,0002,798
Provision for loan and lease losses$02,835
Total noninterest income$210,0004,009
Gross Fiduciary activities income$0968
Service charges on deposit accounts$93,0003,269
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,971
Total noninterest expense$3,064,0003,313
Salaries and employee benefits$1,803,0003,238
Premises and equipment expense$258,0003,497
Additional noninterest expense$117,0003,971
Pre-tax net operating income$2,605,0002,475
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,605,0002,253
Extraordinary gains, net$04
Net income$2,605,0002,252
Minority interest net income$057
Net income of bank and minority interests.$2,605,0002,252
Net charge-offs$3,0002,106
Cash dividends$2,315,0001,019
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,605,0002,293
2022-06-30 (YTD Data)Rank
Total interest income$3,714,0002,874
Total interest expense$232,0003,021
Net interest income$3,482,0002,840
Provision for loan and lease losses$02,599
Total noninterest income$137,0003,993
Gross Fiduciary activities income$0925
Service charges on deposit accounts$60,0003,316
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,003
Total noninterest expense$2,007,0003,343
Salaries and employee benefits$959,0003,527
Premises and equipment expense$167,0003,556
Additional noninterest expense$881,0002,825
Pre-tax net operating income$1,612,0002,478
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,612,0002,249
Extraordinary gains, net$04
Net income$1,612,0002,250
Minority interest net income$060
Net income of bank and minority interests.$1,612,0002,249
Net charge-offs$1,0002,041
Cash dividends$1,395,0001,123
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,612,0002,287
2022-03-31 (YTD Data)Rank
Total interest income$1,799,0002,880
Total interest expense$117,0002,980
Net interest income$1,682,0002,858
Provision for loan and lease losses$02,285
Total noninterest income$66,0003,996
Gross Fiduciary activities income$0892
Service charges on deposit accounts$29,0003,331
Trading account gains and feesNANA
Additional Noninterest Income$37,0003,997
Total noninterest expense$995,0003,358
Salaries and employee benefits$511,0003,449
Premises and equipment expense$80,0003,634
Additional noninterest expense$404,0002,947
Pre-tax net operating income$753,0002,472
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$753,0002,266
Extraordinary gains, net$04
Net income$753,0002,265
Minority interest net income$050
Net income of bank and minority interests.$753,0002,266
Net charge-offs$-1,0003,005
Cash dividends$675,000999
Sale, conversion, retirement of capital stock, net$0453
Net operating income$753,0002,290
2021-12-31 (YTD Data)Rank
Total interest income$7,428,0002,912
Total interest expense$546,0003,046
Net interest income$6,882,0002,871
Provision for loan and lease losses$03,064
Total noninterest income$260,0004,135
Gross Fiduciary activities income$0994
Service charges on deposit accounts$103,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$157,0004,146
Total noninterest expense$3,898,0003,396
Salaries and employee benefits$1,873,0003,611
Premises and equipment expense$331,0003,599
Additional noninterest expense$1,694,0002,886
Pre-tax net operating income$3,244,0002,592
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,244,0002,442
Extraordinary gains, net$010
Net income$3,244,0002,442
Minority interest net income$074
Net income of bank and minority interests.$3,244,0002,443
Net charge-offs$15,0002,163
Cash dividends$2,575,0001,312
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,244,0002,421
2021-09-30 (YTD Data)Rank
Total interest income$5,705,0002,933
Total interest expense$425,0003,091
Net interest income$5,280,0002,892
Provision for loan and lease losses$02,963
Total noninterest income$188,0004,196
Gross Fiduciary activities income$0957
Service charges on deposit accounts$72,0003,520
Trading account gains and feesNANA
Additional Noninterest Income$116,0004,194
Total noninterest expense$2,931,0003,412
Salaries and employee benefits$1,386,0003,648
Premises and equipment expense$246,0003,661
Additional noninterest expense$1,299,0002,841
Pre-tax net operating income$2,537,0002,650
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,537,0002,489
Extraordinary gains, net$08
Net income$2,537,0002,489
Minority interest net income$069
Net income of bank and minority interests.$2,537,0002,489
Net charge-offs$16,0001,827
Cash dividends$2,030,0001,141
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,537,0002,461
2021-06-30 (YTD Data)Rank
Total interest income$3,961,0002,898
Total interest expense$295,0003,119
Net interest income$3,666,0002,831
Provision for loan and lease losses$02,862
Total noninterest income$121,0004,235
Gross Fiduciary activities income$0951
Service charges on deposit accounts$44,0003,588
Trading account gains and feesNANA
Additional Noninterest Income$77,0004,211
Total noninterest expense$2,000,0003,381
Salaries and employee benefits$908,0003,690
Premises and equipment expense$162,0003,693
Additional noninterest expense$930,0002,714
Pre-tax net operating income$1,787,0002,555
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,787,0002,379
Extraordinary gains, net$06
Net income$1,787,0002,379
Minority interest net income$067
Net income of bank and minority interests.$1,787,0002,379
Net charge-offs$16,0001,585
Cash dividends$1,430,0001,096
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,787,0002,344
2021-03-31 (YTD Data)Rank
Total interest income$2,111,0002,770
Total interest expense$158,0003,090
Net interest income$1,953,0002,702
Provision for loan and lease losses$02,741
Total noninterest income$59,0004,250
Gross Fiduciary activities income$0922
Service charges on deposit accounts$22,0003,577
Trading account gains and feesNANA
Additional Noninterest Income$37,0004,210
Total noninterest expense$1,030,0003,322
Salaries and employee benefits$455,0003,688
Premises and equipment expense$81,0003,710
Additional noninterest expense$494,0002,558
Pre-tax net operating income$982,0002,389
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$982,0002,243
Extraordinary gains, net$03
Net income$982,0002,244
Minority interest net income$055
Net income of bank and minority interests.$982,0002,243
Net charge-offs$13,0001,286
Cash dividends$600,0001,054
Sale, conversion, retirement of capital stock, net$0482
Net operating income$982,0002,201
2020-12-31 (YTD Data)Rank
Total interest income$7,539,0002,972
Total interest expense$1,026,0002,884
Net interest income$6,513,0002,933
Provision for loan and lease losses$105,0003,498
Total noninterest income$258,0004,154
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$99,0003,582
Trading account gains and feesNANA
Additional Noninterest Income$159,0004,107
Total noninterest expense$3,874,0003,425
Salaries and employee benefits$1,846,0003,688
Premises and equipment expense$357,0003,578
Additional noninterest expense$1,671,0002,850
Pre-tax net operating income$2,792,0002,511
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,792,0002,398
Extraordinary gains, net$04
Net income$2,792,0002,398
Minority interest net income$072
Net income of bank and minority interests.$2,792,0002,398
Net charge-offs$1,0003,386
Cash dividends$2,500,0001,288
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,792,0002,343
2020-09-30 (YTD Data)Rank
Total interest income$5,765,0002,966
Total interest expense$829,0002,877
Net interest income$4,936,0002,916
Provision for loan and lease losses$105,0003,242
Total noninterest income$195,0004,145
Gross Fiduciary activities income$0981
Service charges on deposit accounts$74,0003,609
Trading account gains and feesNANA
Additional Noninterest Income$121,0004,080
Total noninterest expense$2,910,0003,410
Salaries and employee benefits$1,400,0003,659
Premises and equipment expense$260,0003,640
Additional noninterest expense$1,250,0002,833
Pre-tax net operating income$2,116,0002,508
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,116,0002,372
Extraordinary gains, net$04
Net income$2,116,0002,372
Minority interest net income$065
Net income of bank and minority interests.$2,116,0002,372
Net charge-offs$3,0003,032
Cash dividends$1,805,0001,189
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,116,0002,320
2020-06-30 (YTD Data)Rank
Total interest income$3,963,0002,949
Total interest expense$603,0002,870
Net interest income$3,360,0002,905
Provision for loan and lease losses$60,0003,299
Total noninterest income$119,0004,213
Gross Fiduciary activities income$0970
Service charges on deposit accounts$46,0003,696
Trading account gains and feesNANA
Additional Noninterest Income$73,0004,167
Total noninterest expense$1,955,0003,411
Salaries and employee benefits$950,0003,649
Premises and equipment expense$175,0003,626
Additional noninterest expense$830,0002,848
Pre-tax net operating income$1,464,0002,417
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,464,0002,272
Extraordinary gains, net$04
Net income$1,464,0002,271
Minority interest net income$065
Net income of bank and minority interests.$1,464,0002,272
Net charge-offs$1,0002,929
Cash dividends$1,065,0001,260
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,464,0002,231
2020-03-31 (YTD Data)Rank
Total interest income$2,009,0002,921
Total interest expense$327,0002,888
Net interest income$1,682,0002,876
Provision for loan and lease losses$15,0003,204
Total noninterest income$73,0004,067
Gross Fiduciary activities income$0941
Service charges on deposit accounts$37,0003,417
Trading account gains and feesNANA
Additional Noninterest Income$36,0004,099
Total noninterest expense$977,0003,435
Salaries and employee benefits$477,0003,670
Premises and equipment expense$87,0003,639
Additional noninterest expense$413,0002,874
Pre-tax net operating income$763,0002,218
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$763,0002,048
Extraordinary gains, net$04
Net income$763,0002,047
Minority interest net income$056
Net income of bank and minority interests.$763,0002,048
Net charge-offs$1,0002,430
Cash dividends$570,0001,189
Sale, conversion, retirement of capital stock, net$0482
Net operating income$763,0002,017
2019-12-31 (YTD Data)Rank
Total interest income$8,410,0002,876
Total interest expense$1,205,0003,049
Net interest income$7,205,0002,791
Provision for loan and lease losses$40,0003,479
Total noninterest income$279,0004,216
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$164,0003,397
Trading account gains and feesNANA
Additional Noninterest Income$115,0004,337
Total noninterest expense$3,911,0003,457
Salaries and employee benefits$1,812,0003,778
Premises and equipment expense$345,0003,705
Additional noninterest expense$1,754,0002,790
Pre-tax net operating income$3,533,0002,221
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,533,0002,073
Extraordinary gains, net$011
Net income$3,533,0002,075
Minority interest net income$076
Net income of bank and minority interests.$3,533,0002,075
Net charge-offs$8,0003,387
Cash dividends$2,815,0001,243
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,533,0002,034
2019-09-30 (YTD Data)Rank
Total interest income$6,373,0002,903
Total interest expense$876,0003,129
Net interest income$5,497,0002,805
Provision for loan and lease losses$30,0003,365
Total noninterest income$205,0004,266
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$120,0003,463
Trading account gains and feesNANA
Additional Noninterest Income$85,0004,399
Total noninterest expense$2,966,0003,456
Salaries and employee benefits$1,360,0003,798
Premises and equipment expense$257,0003,757
Additional noninterest expense$1,349,0002,758
Pre-tax net operating income$2,706,0002,252
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,706,0002,083
Extraordinary gains, net$011
Net income$2,706,0002,082
Minority interest net income$072
Net income of bank and minority interests.$2,706,0002,084
Net charge-offs$7,0003,061
Cash dividends$2,010,0001,187
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,706,0002,055
2019-06-30 (YTD Data)Rank
Total interest income$4,318,0002,878
Total interest expense$559,0003,170
Net interest income$3,759,0002,782
Provision for loan and lease losses$30,0003,043
Total noninterest income$136,0004,303
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$77,0003,507
Trading account gains and fees$0131
Additional Noninterest Income$59,0004,396
Total noninterest expense$2,022,0003,443
Salaries and employee benefits$913,0003,813
Premises and equipment expense$170,0003,777
Additional noninterest expense$939,0002,709
Pre-tax net operating income$1,843,0002,196
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,843,0002,032
Extraordinary gains, net$011
Net income$1,843,0002,030
Minority interest net income$069
Net income of bank and minority interests.$1,843,0002,032
Net charge-offs$4,0002,873
Cash dividends$1,380,0001,165
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,843,0002,014
2019-03-31 (YTD Data)Rank
Total interest income$2,155,0002,897
Total interest expense$269,0003,193
Net interest income$1,886,0002,795
Provision for loan and lease losses$23,0002,683
Total noninterest income$70,0004,294
Gross Fiduciary activities income$0972
Service charges on deposit accounts$39,0003,505
Trading account gains and fees$0126
Additional Noninterest Income$31,0004,360
Total noninterest expense$1,011,0003,481
Salaries and employee benefits$458,0003,852
Premises and equipment expense$84,0003,833
Additional noninterest expense$469,0002,707
Pre-tax net operating income$922,0002,162
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$922,0001,994
Extraordinary gains, net$05
Net income$922,0001,992
Minority interest net income$052
Net income of bank and minority interests.$922,0001,993
Net charge-offs$1,0002,582
Cash dividends$685,0001,092
Sale, conversion, retirement of capital stock, net$0529
Net operating income$922,0001,978
2018-12-31 (YTD Data)Rank
Total interest income$8,516,0002,819
Total interest expense$895,0003,097
Net interest income$7,621,0002,735
Provision for loan and lease losses$90,0003,141
Total noninterest income$266,0004,430
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$153,0003,652
Trading account gains and fees$0126
Additional Noninterest Income$113,0004,508
Total noninterest expense$4,097,0003,438
Salaries and employee benefits$1,799,0003,875
Premises and equipment expense$351,0003,771
Additional noninterest expense$1,947,0002,630
Pre-tax net operating income$3,700,0002,203
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$3,700,0002,007
Extraordinary gains, net$06
Net income$3,700,0002,005
Minority interest net income$072
Net income of bank and minority interests.$3,700,0002,006
Net charge-offs$2,0003,662
Cash dividends$2,775,0001,158
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,700,0002,003
2018-09-30 (YTD Data)Rank
Total interest income$6,323,0002,835
Total interest expense$650,0003,081
Net interest income$5,673,0002,758
Provision for loan and lease losses$67,0002,999
Total noninterest income$196,0004,485
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$112,0003,707
Trading account gains and fees$0138
Additional Noninterest Income$84,0004,575
Total noninterest expense$3,065,0003,454
Salaries and employee benefits$1,349,0003,898
Premises and equipment expense$266,0003,784
Additional noninterest expense$1,450,0002,668
Pre-tax net operating income$2,737,0002,246
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,737,0002,037
Extraordinary gains, net$05
Net income$2,737,0002,035
Minority interest net income$066
Net income of bank and minority interests.$2,737,0002,036
Net charge-offs$1,0003,412
Cash dividends$2,065,0001,049
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,737,0002,028
2018-06-30 (YTD Data)Rank
Total interest income$4,217,0002,822
Total interest expense$404,0003,100
Net interest income$3,813,0002,753
Provision for loan and lease losses$45,0002,895
Total noninterest income$129,0004,541
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$71,0003,780
Trading account gains and fees$0130
Additional Noninterest Income$58,0004,575
Total noninterest expense$2,036,0003,476
Salaries and employee benefits$900,0003,918
Premises and equipment expense$170,0003,880
Additional noninterest expense$966,0002,680
Pre-tax net operating income$1,861,0002,196
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,861,0001,985
Extraordinary gains, net$06
Net income$1,861,0001,983
Minority interest net income$065
Net income of bank and minority interests.$1,861,0001,984
Net charge-offs$1,0003,095
Cash dividends$1,400,0001,009
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,861,0001,974
2018-03-31 (YTD Data)Rank
Total interest income$2,135,0002,801
Total interest expense$189,0003,172
Net interest income$1,946,0002,713
Provision for loan and lease losses$22,0002,757
Total noninterest income$65,0004,550
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$35,0003,831
Trading account gains and fees$0123
Additional Noninterest Income$30,0004,587
Total noninterest expense$1,019,0003,516
Salaries and employee benefits$452,0003,951
Premises and equipment expense$80,0004,036
Additional noninterest expense$487,0002,683
Pre-tax net operating income$970,0002,085
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$970,0001,882
Extraordinary gains, net$07
Net income$970,0001,881
Minority interest net income$052
Net income of bank and minority interests.$970,0001,882
Net charge-offs$02,722
Cash dividends$730,000918
Sale, conversion, retirement of capital stock, net$0580
Net operating income$970,0001,870
2017-12-31 (YTD Data)Rank
Total interest income$7,909,0002,889
Total interest expense$502,0003,663
Net interest income$7,407,0002,778
Provision for loan and lease losses$90,0003,158
Total noninterest income$249,0004,669
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$147,0003,856
Trading account gains and fees$0151
Additional Noninterest Income$102,0004,772
Total noninterest expense$3,926,0003,584
Salaries and employee benefits$1,715,0004,041
Premises and equipment expense$309,0004,129
Additional noninterest expense$1,902,0002,745
Pre-tax net operating income$3,640,0002,178
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,640,0001,735
Extraordinary gains, net$09
Net income$3,640,0001,736
Minority interest net income$076
Net income of bank and minority interests.$3,640,0001,736
Net charge-offs$103,0002,393
Cash dividends$2,715,0001,108
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,640,0001,718
2017-09-30 (YTD Data)Rank
Total interest income$5,834,0002,941
Total interest expense$336,0003,858
Net interest income$5,498,0002,819
Provision for loan and lease losses$68,0003,030
Total noninterest income$183,0004,752
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$109,0003,908
Trading account gains and fees$0145
Additional Noninterest Income$74,0004,852
Total noninterest expense$2,962,0003,581
Salaries and employee benefits$1,275,0004,081
Premises and equipment expense$230,0004,166
Additional noninterest expense$1,457,0002,715
Pre-tax net operating income$2,651,0002,261
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,651,0001,933
Extraordinary gains, net$09
Net income$2,651,0001,933
Minority interest net income$071
Net income of bank and minority interests.$2,651,0001,933
Net charge-offs$83,0002,082
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,651,0001,904
2017-06-30 (YTD Data)Rank
Total interest income$3,848,0002,953
Total interest expense$212,0003,917
Net interest income$3,636,0002,831
Provision for loan and lease losses$45,0002,934
Total noninterest income$121,0004,770
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$69,0003,969
Trading account gains and fees$0139
Additional Noninterest Income$52,0004,840
Total noninterest expense$1,972,0003,598
Salaries and employee benefits$853,0004,096
Premises and equipment expense$153,0004,191
Additional noninterest expense$966,0002,738
Pre-tax net operating income$1,740,0002,237
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,740,0001,906
Extraordinary gains, net$011
Net income$1,740,0001,906
Minority interest net income$071
Net income of bank and minority interests.$1,740,0001,906
Net charge-offs$82,0001,662
Cash dividends$1,290,0001,087
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,740,0001,883
2017-03-31 (YTD Data)Rank
Total interest income$1,894,0002,990
Total interest expense$103,0003,966
Net interest income$1,791,0002,861
Provision for loan and lease losses$23,0002,728
Total noninterest income$58,0004,849
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$33,0004,064
Trading account gains and fees$0142
Additional Noninterest Income$25,0004,898
Total noninterest expense$982,0003,645
Salaries and employee benefits$430,0004,128
Premises and equipment expense$74,0004,275
Additional noninterest expense$478,0002,764
Pre-tax net operating income$844,0002,203
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$844,0001,894
Extraordinary gains, net$08
Net income$844,0001,894
Minority interest net income$055
Net income of bank and minority interests.$844,0001,894
Net charge-offs$83,0001,039
Cash dividends$625,0001,035
Sale, conversion, retirement of capital stock, net$0632
Net operating income$844,0001,881
2016-12-31 (YTD Data)Rank
Total interest income$7,234,0003,064
Total interest expense$438,0003,871
Net interest income$6,796,0002,941
Provision for loan and lease losses$90,0003,218
Total noninterest income$262,0004,807
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$157,0003,907
Trading account gains and fees$0170
Additional Noninterest Income$105,0004,936
Total noninterest expense$3,765,0003,764
Salaries and employee benefits$1,623,0004,244
Premises and equipment expense$319,0004,199
Additional noninterest expense$1,823,0002,935
Pre-tax net operating income$3,203,0002,290
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$3,203,0001,992
Extraordinary gains, net$05
Net income$3,203,0001,991
Minority interest net income$082
Net income of bank and minority interests.$3,203,0001,991
Net charge-offs$1,0004,216
Cash dividends$2,400,0001,214
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,203,0001,935
2016-09-30 (YTD Data)Rank
Total interest income$5,365,0003,095
Total interest expense$325,0003,906
Net interest income$5,040,0002,981
Provision for loan and lease losses$67,0003,120
Total noninterest income$195,0004,863
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$118,0003,930
Trading account gains and fees$0169
Additional Noninterest Income$77,0004,993
Total noninterest expense$2,807,0003,787
Salaries and employee benefits$1,223,0004,238
Premises and equipment expense$237,0004,233
Additional noninterest expense$1,347,0002,967
Pre-tax net operating income$2,361,0002,350
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,361,0002,047
Extraordinary gains, net$05
Net income$2,361,0002,046
Minority interest net income$071
Net income of bank and minority interests.$2,361,0002,047
Net charge-offs$03,952
Cash dividends$1,777,0001,147
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,361,0001,974
2016-06-30 (YTD Data)Rank
Total interest income$3,610,0003,081
Total interest expense$213,0003,948
Net interest income$3,397,0002,968
Provision for loan and lease losses$45,0003,014
Total noninterest income$132,0004,874
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$77,0003,970
Trading account gains and fees$0157
Additional Noninterest Income$55,0004,984
Total noninterest expense$1,888,0003,794
Salaries and employee benefits$825,0004,240
Premises and equipment expense$157,0004,270
Additional noninterest expense$906,0002,951
Pre-tax net operating income$1,596,0002,292
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,596,0002,004
Extraordinary gains, net$016
Net income$1,596,0002,004
Minority interest net income$071
Net income of bank and minority interests.$1,596,0002,004
Net charge-offs$03,689
Cash dividends$1,170,0001,174
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,596,0001,944
2016-03-31 (YTD Data)Rank
Total interest income$1,854,0003,037
Total interest expense$102,0004,066
Net interest income$1,752,0002,903
Provision for loan and lease losses$22,0002,836
Total noninterest income$70,0004,812
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$39,0003,951
Trading account gains and fees$0142
Additional Noninterest Income$31,0004,904
Total noninterest expense$959,0003,792
Salaries and employee benefits$420,0004,241
Premises and equipment expense$77,0004,340
Additional noninterest expense$462,0002,927
Pre-tax net operating income$841,0002,191
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$841,0001,903
Extraordinary gains, net$012
Net income$841,0001,904
Minority interest net income$062
Net income of bank and minority interests.$841,0001,904
Net charge-offs$03,094
Cash dividends$638,0001,038
Sale, conversion, retirement of capital stock, net$0659
Net operating income$841,0001,859
2015-12-31 (YTD Data)Rank
Total interest income$7,289,0003,021
Total interest expense$322,0004,503
Net interest income$6,967,0002,869
Provision for loan and lease losses$54,0003,575
Total noninterest income$263,0004,950
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$167,0003,985
Trading account gains and fees$0159
Additional Noninterest Income$96,0005,125
Total noninterest expense$3,872,0003,786
Salaries and employee benefits$1,673,0004,253
Premises and equipment expense$341,0004,227
Additional noninterest expense$1,858,0002,944
Pre-tax net operating income$3,304,0002,157
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,304,0001,891
Extraordinary gains, net$023
Net income$3,304,0001,890
Minority interest net income$081
Net income of bank and minority interests.$3,304,0001,893
Net charge-offs$35,0003,482
Cash dividends$2,805,0001,043
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,304,0001,846
2015-09-30 (YTD Data)Rank
Total interest income$5,420,0003,063
Total interest expense$243,0004,555
Net interest income$5,177,0002,906
Provision for loan and lease losses$67,0003,047
Total noninterest income$199,0004,987
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$127,0003,994
Trading account gains and fees$0153
Additional Noninterest Income$72,0005,148
Total noninterest expense$2,865,0003,834
Salaries and employee benefits$1,260,0004,274
Premises and equipment expense$247,0004,341
Additional noninterest expense$1,358,0003,012
Pre-tax net operating income$2,444,0002,222
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,444,0001,927
Extraordinary gains, net$021
Net income$2,444,0001,929
Minority interest net income$078
Net income of bank and minority interests.$2,444,0001,929
Net charge-offs$66,0002,550
Cash dividends$2,095,000946
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,444,0001,893
2015-06-30 (YTD Data)Rank
Total interest income$3,665,0003,034
Total interest expense$165,0004,559
Net interest income$3,500,0002,880
Provision for loan and lease losses$45,0002,981
Total noninterest income$131,0005,007
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$81,0004,049
Trading account gains and fees$0157
Additional Noninterest Income$50,0005,166
Total noninterest expense$1,933,0003,846
Salaries and employee benefits$842,0004,324
Premises and equipment expense$167,0004,334
Additional noninterest expense$924,0002,988
Pre-tax net operating income$1,653,0002,183
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,653,0001,893
Extraordinary gains, net$022
Net income$1,653,0001,896
Minority interest net income$075
Net income of bank and minority interests.$1,653,0001,896
Net charge-offs$63,0002,134
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,653,0001,850
2015-03-31 (YTD Data)Rank
Total interest income$1,847,0003,028
Total interest expense$83,0004,598
Net interest income$1,764,0002,867
Provision for loan and lease losses$22,0002,788
Total noninterest income$66,0005,009
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$41,0004,018
Trading account gains and fees$0152
Additional Noninterest Income$25,0005,216
Total noninterest expense$976,0003,852
Salaries and employee benefits$430,0004,296
Premises and equipment expense$81,0004,451
Additional noninterest expense$465,0002,947
Pre-tax net operating income$832,0002,146
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$832,0001,871
Extraordinary gains, net$013
Net income$832,0001,873
Minority interest net income$064
Net income of bank and minority interests.$832,0001,873
Net charge-offs$1,0003,128
Cash dividends$705,000859
Sale, conversion, retirement of capital stock, net$0697
Net operating income$832,0001,805
2014-12-31 (YTD Data)Rank
Total interest income$7,387,0003,056
Total interest expense$345,0004,723
Net interest income$7,042,0002,874
Provision for loan and lease losses$90,0003,313
Total noninterest income$241,0005,241
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$183,0004,065
Trading account gains and fees$0180
Additional Noninterest Income$58,0005,648
Total noninterest expense$3,773,0003,956
Salaries and employee benefits$1,545,0004,556
Premises and equipment expense$328,0004,506
Additional noninterest expense$1,900,0003,005
Pre-tax net operating income$3,420,0002,063
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,420,0001,806
Extraordinary gains, net$017
Net income$3,420,0001,805
Minority interest net income$084
Net income of bank and minority interests.$3,420,0001,805
Net charge-offs$1,0004,914
Cash dividends$2,893,000953
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,420,0001,775
2014-09-30 (YTD Data)Rank
Total interest income$5,480,0003,108
Total interest expense$263,0004,767
Net interest income$5,217,0002,935
Provision for loan and lease losses$67,0003,203
Total noninterest income$179,0005,310
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$136,0004,128
Trading account gains and fees$0174
Additional Noninterest Income$43,0005,729
Total noninterest expense$2,806,0003,999
Salaries and employee benefits$1,150,0004,598
Premises and equipment expense$245,0004,560
Additional noninterest expense$1,411,0003,025
Pre-tax net operating income$2,523,0002,129
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,523,0001,835
Extraordinary gains, net$015
Net income$2,523,0001,835
Minority interest net income$081
Net income of bank and minority interests.$2,523,0001,834
Net charge-offs$5,0004,372
Cash dividends$2,138,000871
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,523,0001,802
2014-06-30 (YTD Data)Rank
Total interest income$3,633,0003,114
Total interest expense$172,0004,842
Net interest income$3,461,0002,947
Provision for loan and lease losses$45,0003,110
Total noninterest income$121,0005,298
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$91,0004,096
Trading account gains and fees$0172
Additional Noninterest Income$30,0005,726
Total noninterest expense$1,860,0004,033
Salaries and employee benefits$769,0004,628
Premises and equipment expense$159,0004,654
Additional noninterest expense$932,0003,054
Pre-tax net operating income$1,677,0002,083
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,677,0001,796
Extraordinary gains, net$020
Net income$1,677,0001,799
Minority interest net income$080
Net income of bank and minority interests.$1,677,0001,798
Net charge-offs$4,0004,000
Cash dividends$1,423,000875
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,677,0001,750
2014-03-31 (YTD Data)Rank
Total interest income$1,826,0003,121
Total interest expense$85,0004,932
Net interest income$1,741,0002,940
Provision for loan and lease losses$22,0002,919
Total noninterest income$60,0005,303
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$16,0005,685
Total noninterest expense$935,0004,062
Salaries and employee benefits$388,0004,651
Premises and equipment expense$76,0004,787
Additional noninterest expense$471,0003,031
Pre-tax net operating income$844,0002,014
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$844,0001,727
Extraordinary gains, net$016
Net income$844,0001,731
Minority interest net income$066
Net income of bank and minority interests.$844,0001,730
Net charge-offs$1,0003,492
Cash dividends$723,000794
Sale, conversion, retirement of capital stock, net$0747
Net operating income$844,0001,699
2013-12-31 (YTD Data)Rank
Total interest income$7,003,0003,246
Total interest expense$362,0005,094
Net interest income$6,641,0003,016
Provision for loan and lease losses$90,0003,788
Total noninterest income$255,0005,333
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$194,0004,152
Trading account gains and fees$0184
Additional Noninterest Income$61,0005,754
Total noninterest expense$3,565,0004,210
Salaries and employee benefits$1,457,0004,830
Premises and equipment expense$335,0004,605
Additional noninterest expense$1,773,0003,238
Pre-tax net operating income$3,241,0002,045
Securities gains (losses)$-35,0006,408
Applicable income taxes$04,631
Income before extraordinary items$3,206,0001,793
Extraordinary gains, net$029
Net income$3,206,0001,796
Minority interest net income$090
Net income of bank and minority interests.$3,206,0001,796
Net charge-offs$24,0004,767
Cash dividends$2,720,000934
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,241,0001,755
2013-09-30 (YTD Data)Rank
Total interest income$5,153,0003,324
Total interest expense$274,0005,167
Net interest income$4,879,0003,096
Provision for loan and lease losses$67,0003,752
Total noninterest income$181,0005,497
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$137,0004,280
Trading account gains and fees$0180
Additional Noninterest Income$44,0005,849
Total noninterest expense$2,664,0004,228
Salaries and employee benefits$1,088,0004,870
Premises and equipment expense$236,0004,782
Additional noninterest expense$1,340,0003,234
Pre-tax net operating income$2,329,0002,176
Securities gains (losses)$3,0002,773
Applicable income taxes$04,713
Income before extraordinary items$2,332,0001,882
Extraordinary gains, net$025
Net income$2,332,0001,887
Minority interest net income$084
Net income of bank and minority interests.$2,332,0001,887
Net charge-offs$22,0004,361
Cash dividends$1,945,000896
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,329,0001,830
2013-06-30 (YTD Data)Rank
Total interest income$3,350,0003,408
Total interest expense$185,0005,197
Net interest income$3,165,0003,159
Provision for loan and lease losses$45,0003,696
Total noninterest income$121,0005,529
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$90,0004,299
Trading account gains and fees$0157
Additional Noninterest Income$31,0005,848
Total noninterest expense$1,729,0004,330
Salaries and employee benefits$727,0004,890
Premises and equipment expense$153,0004,847
Additional noninterest expense$849,0003,354
Pre-tax net operating income$1,512,0002,177
Securities gains (losses)$-35,0006,770
Applicable income taxes$04,679
Income before extraordinary items$1,477,0001,950
Extraordinary gains, net$022
Net income$1,477,0001,956
Minority interest net income$082
Net income of bank and minority interests.$1,477,0001,956
Net charge-offs$2,0004,714
Cash dividends$1,260,000895
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,512,0001,843
2013-03-31 (YTD Data)Rank
Total interest income$1,610,0003,523
Total interest expense$95,0005,228
Net interest income$1,515,0003,275
Provision for loan and lease losses$22,0003,533
Total noninterest income$60,0005,533
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$42,0004,398
Trading account gains and fees$0148
Additional Noninterest Income$18,0005,763
Total noninterest expense$852,0004,398
Salaries and employee benefits$365,0004,906
Premises and equipment expense$75,0004,918
Additional noninterest expense$412,0003,440
Pre-tax net operating income$701,0002,267
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$701,0001,996
Extraordinary gains, net$010
Net income$701,0001,997
Minority interest net income$076
Net income of bank and minority interests.$701,0001,998
Net charge-offs$1,0004,010
Cash dividends$510,000914
Sale, conversion, retirement of capital stock, net$0789
Net operating income$701,0001,914
2012-12-31 (YTD Data)Rank
Total interest income$6,615,0003,590
Total interest expense$488,0005,168
Net interest income$6,127,0003,321
Provision for loan and lease losses$143,0004,335
Total noninterest income$250,0005,458
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$186,0004,405
Trading account gains and fees$0166
Additional Noninterest Income$64,0005,695
Total noninterest expense$3,500,0004,378
Salaries and employee benefits$1,416,0004,988
Premises and equipment expense$340,0004,687
Additional noninterest expense$1,744,0003,418
Pre-tax net operating income$2,734,0002,256
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,734,0002,019
Extraordinary gains, net$029
Net income$2,734,0002,018
Minority interest net income$093
Net income of bank and minority interests.$2,734,0002,020
Net charge-offs$26,0005,271
Cash dividends$2,325,0001,079
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,734,0001,910
2012-09-30 (YTD Data)Rank
Total interest income$5,012,0003,627
Total interest expense$379,0005,221
Net interest income$4,633,0003,358
Provision for loan and lease losses$120,0004,163
Total noninterest income$185,0005,512
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$140,0004,457
Trading account gains and fees$0157
Additional Noninterest Income$45,0005,844
Total noninterest expense$2,625,0004,402
Salaries and employee benefits$1,053,0005,041
Premises and equipment expense$249,0004,805
Additional noninterest expense$1,323,0003,406
Pre-tax net operating income$2,073,0002,288
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,073,0002,046
Extraordinary gains, net$020
Net income$2,073,0002,044
Minority interest net income$086
Net income of bank and minority interests.$2,073,0002,047
Net charge-offs$24,0004,974
Cash dividends$1,715,000905
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,073,0001,929
2012-06-30 (YTD Data)Rank
Total interest income$3,399,0003,609
Total interest expense$267,0005,218
Net interest income$3,132,0003,325
Provision for loan and lease losses$90,0003,970
Total noninterest income$126,0005,530
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$94,0004,425
Trading account gains and fees$0153
Additional Noninterest Income$32,0005,840
Total noninterest expense$1,742,0004,444
Salaries and employee benefits$695,0005,106
Premises and equipment expense$162,0004,871
Additional noninterest expense$885,0003,422
Pre-tax net operating income$1,426,0002,226
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,426,0001,964
Extraordinary gains, net$019
Net income$1,426,0001,962
Minority interest net income$084
Net income of bank and minority interests.$1,426,0001,964
Net charge-offs$22,0004,582
Cash dividends$1,200,000824
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,426,0001,865
2012-03-31 (YTD Data)Rank
Total interest income$1,695,0003,659
Total interest expense$141,0005,219
Net interest income$1,554,0003,359
Provision for loan and lease losses$45,0003,771
Total noninterest income$64,0005,561
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$47,0004,404
Trading account gains and fees$0148
Additional Noninterest Income$17,0005,857
Total noninterest expense$884,0004,433
Salaries and employee benefits$355,0005,087
Premises and equipment expense$79,0004,958
Additional noninterest expense$450,0003,355
Pre-tax net operating income$689,0002,294
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$689,0002,029
Extraordinary gains, net$019
Net income$689,0002,030
Minority interest net income$078
Net income of bank and minority interests.$689,0002,031
Net charge-offs$44,0003,112
Cash dividends$550,000801
Sale, conversion, retirement of capital stock, net$0861
Net operating income$689,0001,929
2011-12-31 (YTD Data)Rank
Total interest income$6,822,0003,731
Total interest expense$933,0004,561
Net interest income$5,889,0003,512
Provision for loan and lease losses$180,0004,726
Total noninterest income$267,0005,391
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$207,0004,321
Trading account gains and fees$0146
Additional Noninterest Income$60,0005,784
Total noninterest expense$3,493,0004,488
Salaries and employee benefits$1,363,0005,200
Premises and equipment expense$370,0004,741
Additional noninterest expense$1,760,0003,466
Pre-tax net operating income$2,483,0002,148
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$2,483,0001,886
Extraordinary gains, net$029
Net income$2,483,0001,887
Minority interest net income$096
Net income of bank and minority interests.$2,483,0001,887
Net charge-offs$305,0003,783
Cash dividends$2,085,000926
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,483,0001,798
2011-09-30 (YTD Data)Rank
Total interest income$5,177,0003,749
Total interest expense$765,0004,472
Net interest income$4,412,0003,532
Provision for loan and lease losses$135,0004,615
Total noninterest income$201,0005,473
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$160,0004,277
Trading account gains and fees$0145
Additional Noninterest Income$41,0005,969
Total noninterest expense$2,665,0004,464
Salaries and employee benefits$1,013,0005,238
Premises and equipment expense$278,0004,798
Additional noninterest expense$1,374,0003,366
Pre-tax net operating income$1,813,0002,248
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,813,0001,992
Extraordinary gains, net$021
Net income$1,813,0001,992
Minority interest net income$087
Net income of bank and minority interests.$1,813,0001,992
Net charge-offs$81,0004,621
Cash dividends$1,575,000801
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,813,0001,890
2011-06-30 (YTD Data)Rank
Total interest income$3,530,0003,736
Total interest expense$556,0004,373
Net interest income$2,974,0003,498
Provision for loan and lease losses$90,0004,488
Total noninterest income$131,0005,521
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$104,0004,309
Trading account gains and fees$0153
Additional Noninterest Income$27,0006,031
Total noninterest expense$1,762,0004,516
Salaries and employee benefits$675,0005,286
Premises and equipment expense$178,0004,926
Additional noninterest expense$909,0003,432
Pre-tax net operating income$1,253,0002,162
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,253,0001,888
Extraordinary gains, net$015
Net income$1,253,0001,887
Minority interest net income$089
Net income of bank and minority interests.$1,253,0001,888
Net charge-offs$59,0004,321
Cash dividends$1,065,000776
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,253,0001,818
2011-03-31 (YTD Data)Rank
Total interest income$1,794,0003,699
Total interest expense$294,0004,349
Net interest income$1,500,0003,464
Provision for loan and lease losses$45,0004,252
Total noninterest income$69,0005,509
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$56,0004,136
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,201
Total noninterest expense$898,0004,477
Salaries and employee benefits$332,0005,369
Premises and equipment expense$88,0005,007
Additional noninterest expense$478,0003,301
Pre-tax net operating income$626,0002,151
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$626,0001,846
Extraordinary gains, net$09
Net income$626,0001,845
Minority interest net income$086
Net income of bank and minority interests.$626,0001,846
Net charge-offs$1,0004,979
Cash dividends$530,000701
Sale, conversion, retirement of capital stock, net$0925
Net operating income$626,0001,792
2010-12-31 (YTD Data)Rank
Total interest income$7,477,0003,733
Total interest expense$1,528,0004,226
Net interest income$5,949,0003,486
Provision for loan and lease losses$75,0006,223
Total noninterest income$278,0005,513
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$218,0004,254
Trading account gains and fees$0175
Additional Noninterest Income$60,0005,952
Total noninterest expense$3,597,0004,510
Salaries and employee benefits$1,369,0005,308
Premises and equipment expense$377,0004,886
Additional noninterest expense$1,851,0003,471
Pre-tax net operating income$2,555,0001,854
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,555,0001,610
Extraordinary gains, net$029
Net income$2,555,0001,610
Minority interest net income$0111
Net income of bank and minority interests.$2,555,0001,612
Net charge-offs$138,0005,135
Cash dividends$2,165,000762
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,555,0001,555
2010-09-30 (YTD Data)Rank
Total interest income$5,662,0003,781
Total interest expense$1,175,0004,305
Net interest income$4,487,0003,524
Provision for loan and lease losses$30,0006,511
Total noninterest income$197,0005,712
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$153,0004,438
Trading account gains and fees$0165
Additional Noninterest Income$44,0006,128
Total noninterest expense$2,728,0004,496
Salaries and employee benefits$1,043,0005,306
Premises and equipment expense$275,0005,035
Additional noninterest expense$1,410,0003,406
Pre-tax net operating income$1,926,0001,952
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,926,0001,708
Extraordinary gains, net$023
Net income$1,926,0001,712
Minority interest net income$0110
Net income of bank and minority interests.$1,926,0001,712
Net charge-offs$137,0004,592
Cash dividends$1,630,000661
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,926,0001,624
2010-06-30 (YTD Data)Rank
Total interest income$3,815,0003,786
Total interest expense$797,0004,364
Net interest income$3,018,0003,495
Provision for loan and lease losses$06,857
Total noninterest income$126,0005,767
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$94,0004,594
Trading account gains and fees$0152
Additional Noninterest Income$32,0006,086
Total noninterest expense$1,856,0004,458
Salaries and employee benefits$714,0005,247
Premises and equipment expense$180,0005,103
Additional noninterest expense$962,0003,301
Pre-tax net operating income$1,288,0001,938
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,288,0001,690
Extraordinary gains, net$019
Net income$1,288,0001,689
Minority interest net income$0105
Net income of bank and minority interests.$1,288,0001,690
Net charge-offs$23,0005,442
Cash dividends$1,080,000653
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,288,0001,617
2010-03-31 (YTD Data)Rank
Total interest income$1,912,0003,841
Total interest expense$405,0004,448
Net interest income$1,507,0003,545
Provision for loan and lease losses$06,552
Total noninterest income$62,0005,824
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$46,0004,630
Trading account gains and fees$0175
Additional Noninterest Income$16,0006,197
Total noninterest expense$921,0004,515
Salaries and employee benefits$361,0005,264
Premises and equipment expense$88,0005,241
Additional noninterest expense$472,0003,342
Pre-tax net operating income$648,0001,971
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$648,0001,694
Extraordinary gains, net$016
Net income$648,0001,695
Minority interest net income$091
Net income of bank and minority interests.$648,0001,696
Net charge-offs$6,0005,069
Cash dividends$540,000619
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$648,0001,623
2009-12-31 (YTD Data)Rank
Total interest income$8,147,0003,766
Total interest expense$1,948,0004,532
Net interest income$6,199,0003,373
Provision for loan and lease losses$174,0005,938
Total noninterest income$272,0005,764
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$202,0004,642
Trading account gains and fees$0211
Additional Noninterest Income$70,0006,045
Total noninterest expense$3,799,0004,479
Salaries and employee benefits$1,532,0005,124
Premises and equipment expense$396,0005,016
Additional noninterest expense$1,871,0003,499
Pre-tax net operating income$2,498,0001,581
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$2,498,0001,343
Extraordinary gains, net$034
Net income$2,498,0001,341
Minority interest net income$0115
Net income of bank and minority interests.$2,498,0001,342
Net charge-offs$10,0006,886
Cash dividends$2,150,000846
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,498,0001,320
2009-09-30 (YTD Data)Rank
Total interest income$6,127,0003,806
Total interest expense$1,513,0004,579
Net interest income$4,614,0003,401
Provision for loan and lease losses$174,0005,356
Total noninterest income$204,0005,841
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$150,0004,682
Trading account gains and fees$0212
Additional Noninterest Income$54,0006,139
Total noninterest expense$2,761,0004,584
Salaries and employee benefits$1,131,0005,218
Premises and equipment expense$287,0005,146
Additional noninterest expense$1,343,0003,566
Pre-tax net operating income$1,883,0001,709
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$1,883,0001,422
Extraordinary gains, net$027
Net income$1,883,0001,420
Minority interest net income$0118
Net income of bank and minority interests.$1,883,0001,422
Net charge-offs$9,0006,555
Cash dividends$1,560,000815
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,883,0001,392
2009-06-30 (YTD Data)Rank
Total interest income$4,035,0003,878
Total interest expense$1,051,0004,576
Net interest income$2,984,0003,474
Provision for loan and lease losses$174,0004,557
Total noninterest income$114,0006,192
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$94,0004,771
Trading account gains and fees$0193
Additional Noninterest Income$20,0006,800
Total noninterest expense$1,726,0004,816
Salaries and employee benefits$751,0005,296
Premises and equipment expense$188,0005,234
Additional noninterest expense$787,0003,917
Pre-tax net operating income$1,198,0001,834
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,198,0001,553
Extraordinary gains, net$021
Net income$1,198,0001,550
Minority interest net income$0112
Net income of bank and minority interests.$1,198,0001,552
Net charge-offs$6,0006,180
Cash dividends$1,010,000881
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,198,0001,528
2009-03-31 (YTD Data)Rank
Total interest income$2,019,0003,914
Total interest expense$560,0004,521
Net interest income$1,459,0003,534
Provision for loan and lease losses$87,0004,142
Total noninterest income$53,0006,292
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$42,0004,925
Trading account gains and fees$0171
Additional Noninterest Income$11,0006,794
Total noninterest expense$840,0004,807
Salaries and employee benefits$373,0005,366
Premises and equipment expense$97,0005,192
Additional noninterest expense$370,0003,803
Pre-tax net operating income$585,0002,083
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$585,0001,841
Extraordinary gains, net$015
Net income$585,0001,843
Minority interest net income$0102
Net income of bank and minority interests.$585,0001,843
Net charge-offs$3,0005,319
Cash dividends$510,000837
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$585,0001,738
2008-12-31 (YTD Data)Rank
Total interest income$8,890,0003,833
Total interest expense$3,388,0003,917
Net interest income$5,502,0003,692
Provision for loan and lease losses$193,0005,252
Total noninterest income$244,0006,179
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$187,0004,921
Trading account gains and fees$0154
Additional Noninterest Income$57,0006,626
Total noninterest expense$3,196,0004,909
Salaries and employee benefits$1,423,0005,496
Premises and equipment expense$441,0004,810
Additional noninterest expense$1,332,0003,954
Pre-tax net operating income$2,357,0002,190
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$2,357,0001,702
Extraordinary gains, net$039
Net income$2,357,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0003,205
Cash dividends$2,075,0001,298
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,357,0001,815
2008-09-30 (YTD Data)Rank
Total interest income$6,735,0003,866
Total interest expense$2,726,0003,860
Net interest income$4,009,0003,801
Provision for loan and lease losses$95,0005,209
Total noninterest income$185,0006,263
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$143,0004,920
Trading account gains and fees$0148
Additional Noninterest Income$42,0006,807
Total noninterest expense$2,356,0004,955
Salaries and employee benefits$1,075,0005,485
Premises and equipment expense$327,0004,864
Additional noninterest expense$954,0004,004
Pre-tax net operating income$1,743,0002,535
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,743,0002,019
Extraordinary gains, net$031
Net income$1,743,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0002,691
Cash dividends$1,475,0001,344
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,743,0002,117
2008-06-30 (YTD Data)Rank
Total interest income$4,638,0003,840
Total interest expense$1,978,0003,776
Net interest income$2,660,0003,806
Provision for loan and lease losses$20,0005,946
Total noninterest income$130,0006,234
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$98,0004,866
Trading account gains and fees$0149
Additional Noninterest Income$32,0006,701
Total noninterest expense$1,576,0004,969
Salaries and employee benefits$714,0005,542
Premises and equipment expense$214,0004,950
Additional noninterest expense$648,0003,934
Pre-tax net operating income$1,194,0002,598
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,194,0002,208
Extraordinary gains, net$021
Net income$1,194,0002,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,665
Cash dividends$1,025,0001,361
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,194,0002,158
2008-03-31 (YTD Data)Rank
Total interest income$2,465,0003,764
Total interest expense$1,099,0003,667
Net interest income$1,366,0003,725
Provision for loan and lease losses$20,0004,875
Total noninterest income$63,0006,287
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$50,0004,810
Trading account gains and fees$0158
Additional Noninterest Income$13,0006,970
Total noninterest expense$769,0005,058
Salaries and employee benefits$343,0005,700
Premises and equipment expense$107,0004,968
Additional noninterest expense$319,0003,937
Pre-tax net operating income$640,0002,579
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$640,0002,184
Extraordinary gains, net$015
Net income$640,0002,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,177
Cash dividends$525,0001,297
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$640,0002,116
2007-12-31 (YTD Data)Rank
Total interest income$10,634,0003,615
Total interest expense$4,503,0003,718
Net interest income$6,131,0003,454
Provision for loan and lease losses$223,0003,708
Total noninterest income$271,0006,234
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$223,0004,682
Trading account gains and fees$0178
Additional Noninterest Income$48,0007,133
Total noninterest expense$3,155,0004,851
Salaries and employee benefits$1,371,0005,579
Premises and equipment expense$410,0004,952
Additional noninterest expense$1,374,0003,675
Pre-tax net operating income$3,024,0002,456
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,024,0002,039
Extraordinary gains, net$039
Net income$3,024,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,700
Cash dividends$2,615,0001,322
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,024,0002,021
2007-09-30 (YTD Data)Rank
Total interest income$7,944,0003,634
Total interest expense$3,348,0003,742
Net interest income$4,596,0003,456
Provision for loan and lease losses$175,0003,251
Total noninterest income$202,0006,283
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$168,0004,700
Trading account gains and fees$0184
Additional Noninterest Income$34,0007,219
Total noninterest expense$2,349,0004,851
Salaries and employee benefits$1,044,0005,508
Premises and equipment expense$292,0005,092
Additional noninterest expense$1,013,0003,664
Pre-tax net operating income$2,274,0002,599
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,274,0002,147
Extraordinary gains, net$033
Net income$2,274,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,079
Cash dividends$1,915,0001,271
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,274,0002,131
2007-06-30 (YTD Data)Rank
Total interest income$5,225,0003,675
Total interest expense$2,185,0003,786
Net interest income$3,040,0003,493
Provision for loan and lease losses$125,0002,906
Total noninterest income$133,0006,345
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$110,0004,742
Trading account gains and fees$0168
Additional Noninterest Income$23,0007,240
Total noninterest expense$1,571,0004,864
Salaries and employee benefits$702,0005,538
Premises and equipment expense$189,0005,193
Additional noninterest expense$680,0003,643
Pre-tax net operating income$1,477,0002,703
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,477,0002,230
Extraordinary gains, net$029
Net income$1,477,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$1,255,0001,281
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,477,0002,214
2007-03-31 (YTD Data)Rank
Total interest income$2,583,0003,688
Total interest expense$1,072,0003,821
Net interest income$1,511,0003,518
Provision for loan and lease losses$44,0003,369
Total noninterest income$64,0006,402
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$51,0004,837
Trading account gains and fees$0195
Additional Noninterest Income$13,0007,127
Total noninterest expense$781,0004,870
Salaries and employee benefits$344,0005,642
Premises and equipment expense$94,0005,233
Additional noninterest expense$343,0003,586
Pre-tax net operating income$750,0002,668
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$750,0002,180
Extraordinary gains, net$022
Net income$750,0002,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$750,0002,171
2006-12-31 (YTD Data)Rank
Total interest income$10,013,0003,563
Total interest expense$3,798,0003,716
Net interest income$6,215,0003,433
Provision for loan and lease losses$269,0002,984
Total noninterest income$265,0006,415
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$239,0004,603
Trading account gains and fees$0130
Additional Noninterest Income$26,0007,799
Total noninterest expense$3,163,0004,712
Salaries and employee benefits$1,385,0005,441
Premises and equipment expense$373,0005,142
Additional noninterest expense$1,405,0003,471
Pre-tax net operating income$3,048,0002,745
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,048,0002,249
Extraordinary gains, net$051
Net income$3,048,0002,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,843
Cash dividends$2,690,0001,232
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,048,0002,235
2006-09-30 (YTD Data)Rank
Total interest income$7,409,0003,577
Total interest expense$2,733,0003,743
Net interest income$4,676,0003,444
Provision for loan and lease losses$226,0002,593
Total noninterest income$204,0006,418
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$173,0004,726
Trading account gains and fees$0126
Additional Noninterest Income$31,0007,477
Total noninterest expense$2,368,0004,707
Salaries and employee benefits$1,039,0005,424
Premises and equipment expense$285,0005,112
Additional noninterest expense$1,044,0003,487
Pre-tax net operating income$2,286,0002,846
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,286,0002,320
Extraordinary gains, net$045
Net income$2,286,0002,321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,679
Cash dividends$2,015,0001,138
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,286,0002,308
2006-06-30 (YTD Data)Rank
Total interest income$4,857,0003,571
Total interest expense$1,747,0003,723
Net interest income$3,110,0003,459
Provision for loan and lease losses$166,0002,434
Total noninterest income$139,0006,375
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$121,0004,582
Trading account gains and fees$0126
Additional Noninterest Income$18,0007,655
Total noninterest expense$1,572,0004,742
Salaries and employee benefits$693,0005,455
Premises and equipment expense$179,0005,266
Additional noninterest expense$700,0003,477
Pre-tax net operating income$1,511,0002,864
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,511,0002,326
Extraordinary gains, net$039
Net income$1,511,0002,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$1,339,0001,149
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,511,0002,313
2006-03-31 (YTD Data)Rank
Total interest income$2,396,0003,548
Total interest expense$853,0003,669
Net interest income$1,543,0003,464
Provision for loan and lease losses$90,0002,132
Total noninterest income$70,0006,337
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$61,0004,498
Trading account gains and fees$0115
Additional Noninterest Income$9,0007,631
Total noninterest expense$770,0004,810
Salaries and employee benefits$346,0005,471
Premises and equipment expense$85,0005,458
Additional noninterest expense$339,0003,531
Pre-tax net operating income$753,0002,820
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$753,0002,322
Extraordinary gains, net$021
Net income$753,0002,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$675,0001,053
Sale, conversion, retirement of capital stock, net$0648
Net operating income$753,0002,294
2005-12-31 (YTD Data)Rank
Total interest income$8,078,0003,720
Total interest expense$2,312,0004,022
Net interest income$5,766,0003,541
Provision for loan and lease losses$325,0002,662
Total noninterest income$288,0006,402
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$229,0004,765
Trading account gains and fees$0138
Additional Noninterest Income$59,0007,187
Total noninterest expense$2,915,0004,857
Salaries and employee benefits$1,295,0005,539
Premises and equipment expense$336,0005,411
Additional noninterest expense$1,284,0003,660
Pre-tax net operating income$2,814,0002,912
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,814,0002,367
Extraordinary gains, net$046
Net income$2,814,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,532
Cash dividends$2,770,0001,109
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,814,0002,341
2005-09-30 (YTD Data)Rank
Total interest income$5,737,0003,834
Total interest expense$1,534,0004,220
Net interest income$4,203,0003,621
Provision for loan and lease losses$235,0002,646
Total noninterest income$219,0006,402
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$171,0004,801
Trading account gains and fees$0126
Additional Noninterest Income$48,0007,114
Total noninterest expense$2,147,0004,900
Salaries and employee benefits$956,0005,572
Premises and equipment expense$248,0005,456
Additional noninterest expense$943,0003,673
Pre-tax net operating income$2,040,0003,010
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,040,0002,447
Extraordinary gains, net$035
Net income$2,040,0002,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,045
Cash dividends$2,050,0001,031
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,040,0002,418
2005-06-30 (YTD Data)Rank
Total interest income$3,669,0003,897
Total interest expense$935,0004,333
Net interest income$2,734,0003,666
Provision for loan and lease losses$148,0002,732
Total noninterest income$153,0006,297
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$115,0004,738
Trading account gains and fees$0116
Additional Noninterest Income$38,0006,863
Total noninterest expense$1,412,0004,944
Salaries and employee benefits$635,0005,559
Premises and equipment expense$164,0005,450
Additional noninterest expense$613,0003,735
Pre-tax net operating income$1,327,0003,020
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,327,0002,439
Extraordinary gains, net$030
Net income$1,327,0002,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$1,200,0001,114
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,327,0002,408
2005-03-31 (YTD Data)Rank
Total interest income$1,796,0003,928
Total interest expense$448,0004,352
Net interest income$1,348,0003,715
Provision for loan and lease losses$65,0002,741
Total noninterest income$77,0006,252
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$49,0005,045
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$687,0005,055
Salaries and employee benefits$314,0005,637
Premises and equipment expense$74,0005,787
Additional noninterest expense$299,0003,812
Pre-tax net operating income$673,0002,947
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$673,0002,396
Extraordinary gains, net$024
Net income$673,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$425,0001,397
Sale, conversion, retirement of capital stock, net$0491
Net operating income$673,0002,361
2004-12-31 (YTD Data)Rank
Total interest income$6,671,0003,945
Total interest expense$1,501,0004,511
Net interest income$5,170,0003,715
Provision for loan and lease losses$256,0003,206
Total noninterest income$313,0006,311
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$263,0004,630
Trading account gains and fees$0138
Additional Noninterest Income$50,0007,418
Total noninterest expense$2,672,0005,063
Salaries and employee benefits$1,238,0005,598
Premises and equipment expense$302,0005,661
Additional noninterest expense$1,132,0003,927
Pre-tax net operating income$2,555,0002,961
Securities gains (losses)$7,0003,010
Applicable income taxes$07,185
Income before extraordinary items$2,562,0002,379
Extraordinary gains, net$034
Net income$2,562,0002,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,636
Cash dividends$1,230,0002,004
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,555,0002,328
2004-09-30 (YTD Data)Rank
Total interest income$4,909,0003,987
Total interest expense$1,071,0004,613
Net interest income$3,838,0003,722
Provision for loan and lease losses$211,0002,898
Total noninterest income$236,0006,342
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$199,0004,656
Trading account gains and fees$0134
Additional Noninterest Income$37,0007,447
Total noninterest expense$1,903,0005,210
Salaries and employee benefits$924,0005,583
Premises and equipment expense$206,0005,900
Additional noninterest expense$773,0004,185
Pre-tax net operating income$1,960,0002,933
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,960,0002,363
Extraordinary gains, net$026
Net income$1,960,0002,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,844
Cash dividends$795,0002,036
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,960,0002,307
2004-06-30 (YTD Data)Rank
Total interest income$3,232,0004,032
Total interest expense$706,0004,646
Net interest income$2,526,0003,744
Provision for loan and lease losses$133,0002,946
Total noninterest income$152,0006,439
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$132,0004,658
Trading account gains and fees$0130
Additional Noninterest Income$20,0007,733
Total noninterest expense$1,306,0005,127
Salaries and employee benefits$620,0005,593
Premises and equipment expense$139,0005,891
Additional noninterest expense$547,0004,029
Pre-tax net operating income$1,239,0003,036
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,239,0002,450
Extraordinary gains, net$021
Net income$1,239,0002,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,091
Cash dividends$400,0002,444
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,239,0002,388
2004-03-31 (YTD Data)Rank
Total interest income$1,585,0004,101
Total interest expense$341,0004,784
Net interest income$1,244,0003,780
Provision for loan and lease losses$46,0003,418
Total noninterest income$76,0006,403
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0004,635
Trading account gains and fees$0121
Additional Noninterest Income$12,0007,544
Total noninterest expense$645,0005,194
Salaries and employee benefits$311,0005,630
Premises and equipment expense$66,0006,063
Additional noninterest expense$268,0004,091
Pre-tax net operating income$629,0002,963
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$629,0002,386
Extraordinary gains, net$016
Net income$629,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$629,0002,301
2003-12-31 (YTD Data)Rank
Total interest income$6,148,0004,238
Total interest expense$1,504,0004,863
Net interest income$4,644,0003,903
Provision for loan and lease losses$235,0003,720
Total noninterest income$505,0005,410
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$261,0004,646
Trading account gains and fees$0160
Additional Noninterest Income$244,0004,895
Total noninterest expense$2,507,0005,201
Salaries and employee benefits$1,201,0005,639
Premises and equipment expense$283,0005,834
Additional noninterest expense$1,023,0004,196
Pre-tax net operating income$2,407,0002,975
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,407,0002,450
Extraordinary gains, net$054
Net income$2,407,0002,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,961
Cash dividends$1,698,0001,586
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,407,0002,340
2003-09-30 (YTD Data)Rank
Total interest income$4,581,0004,312
Total interest expense$1,182,0004,858
Net interest income$3,399,0003,998
Provision for loan and lease losses$177,0003,631
Total noninterest income$427,0005,142
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$195,0004,679
Trading account gains and fees$0153
Additional Noninterest Income$232,0004,516
Total noninterest expense$1,841,0005,258
Salaries and employee benefits$891,0005,628
Premises and equipment expense$214,0005,799
Additional noninterest expense$736,0004,325
Pre-tax net operating income$1,808,0003,068
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,808,0002,558
Extraordinary gains, net$040
Net income$1,808,0002,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,822
Cash dividends$1,265,0001,466
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,808,0002,430
2003-06-30 (YTD Data)Rank
Total interest income$3,048,0004,342
Total interest expense$828,0004,832
Net interest income$2,220,0004,058
Provision for loan and lease losses$110,0003,695
Total noninterest income$348,0004,604
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$127,0004,711
Trading account gains and fees$0150
Additional Noninterest Income$221,0003,855
Total noninterest expense$1,220,0005,273
Salaries and employee benefits$588,0005,680
Premises and equipment expense$146,0005,746
Additional noninterest expense$486,0004,338
Pre-tax net operating income$1,238,0003,011
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,238,0002,508
Extraordinary gains, net$030
Net income$1,238,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$855,0001,503
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,238,0002,356
2003-03-31 (YTD Data)Rank
Total interest income$1,523,0004,378
Total interest expense$425,0004,854
Net interest income$1,098,0004,105
Provision for loan and lease losses$71,0003,047
Total noninterest income$86,0006,248
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$61,0004,717
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$606,0005,303
Salaries and employee benefits$292,0005,706
Premises and equipment expense$75,0005,636
Additional noninterest expense$239,0004,360
Pre-tax net operating income$507,0003,452
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$507,0002,918
Extraordinary gains, net$021
Net income$507,0002,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$507,0002,777
2002-12-31 (YTD Data)Rank
Total interest income$5,940,0004,601
Total interest expense$1,922,0004,940
Net interest income$4,018,0004,335
Provision for loan and lease losses$301,0003,404
Total noninterest income$365,0006,001
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$272,0004,474
Trading account gains and fees$0153
Additional Noninterest Income$93,0006,581
Total noninterest expense$2,244,0005,474
Salaries and employee benefits$1,134,0005,692
Premises and equipment expense$286,0005,725
Additional noninterest expense$824,0004,829
Pre-tax net operating income$1,838,0003,613
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$1,838,0002,975
Extraordinary gains, net$070
Net income$1,838,0002,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,694
Cash dividends$1,190,0001,975
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,838,0002,893
2001-12-31 (YTD Data)Rank
Total interest income$5,712,0005,154
Total interest expense$2,856,0004,914
Net interest income$2,856,0005,255
Provision for loan and lease losses$337,0002,979
Total noninterest income$392,0005,732
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$296,0004,191
Trading account gains and fees$0177
Additional Noninterest Income$96,0006,520
Total noninterest expense$1,855,0006,014
Salaries and employee benefits$1,063,0005,772
Premises and equipment expense$271,0005,849
Additional noninterest expense$521,0006,307
Pre-tax net operating income$1,056,0004,770
Securities gains (losses)$3,0004,114
Applicable income taxes$07,903
Income before extraordinary items$1,059,0004,125
Extraordinary gains, net$0105
Net income$1,059,0004,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,041
Cash dividends$800,0002,618
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,056,0004,020
2000-12-31 (YTD Data)Rank
Total interest income$5,328,0005,502
Total interest expense$2,801,0005,183
Net interest income$2,527,0005,757
Provision for loan and lease losses$83,0005,704
Total noninterest income$417,0005,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$285,0004,205
Trading account gains and feesNANA
Additional Noninterest Income$132,0005,785
Total noninterest expense$1,462,0006,843
Salaries and employee benefits$851,0006,497
Premises and equipment expense$198,0006,805
Additional noninterest expense$413,0007,045
Pre-tax net operating income$1,399,0004,266
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,399,0003,437
Extraordinary gains, net$038
Net income$1,399,0003,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$1,326,0001,817
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,399,0003,424
1999-12-31 (YTD Data)Rank
Total interest income$4,940,0005,622
Total interest expense$2,393,0005,343
Net interest income$2,547,0005,734
Provision for loan and lease losses$54,0006,426
Total noninterest income$359,0005,929
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$263,0004,385
Trading account gains and feesNANA
Additional Noninterest Income$96,0006,735
Total noninterest expense$1,338,0007,198
Salaries and employee benefits$789,0006,803
Premises and equipment expense$172,0007,291
Additional noninterest expense$377,0007,471
Pre-tax net operating income$1,514,0004,064
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,514,0003,217
Extraordinary gains, net$035
Net income$1,514,0003,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$1,648,0001,568
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,514,0003,185
1998-12-31 (YTD Data)Rank
Total interest income$5,103,0005,608
Total interest expense$2,551,0005,288
Net interest income$2,552,0005,769
Provision for loan and lease losses$72,0005,801
Total noninterest income$345,0006,052
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,435
Trading account gains and feesNANA
Additional Noninterest Income$91,0006,846
Total noninterest expense$1,260,0007,377
Salaries and employee benefits$755,0006,889
Premises and equipment expense$144,0007,784
Additional noninterest expense$361,0007,560
Pre-tax net operating income$1,565,0004,046
Securities gains (losses)$04,449
Applicable income taxes$-47,00010,132
Income before extraordinary items$1,612,0003,066
Extraordinary gains, net$032
Net income$1,612,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,302
Cash dividends$1,200,0001,939
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,612,0002,978
1997-12-31 (YTD Data)Rank
Total interest income$5,141,0005,675
Total interest expense$2,611,0005,245
Net interest income$2,530,0006,006
Provision for loan and lease losses$72,0005,860
Total noninterest income$391,0005,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,059
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,074
Total noninterest expense$1,312,0007,293
Salaries and employee benefits$760,0006,970
Premises and equipment expense$149,0007,823
Additional noninterest expense$403,0007,321
Pre-tax net operating income$1,537,0004,403
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$1,537,0003,297
Extraordinary gains, net$044
Net income$1,537,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$983,0002,236
Sale, conversion, retirement of capital stock, net$1,684,000395
Net operating income$1,537,0003,218
1996-12-31 (YTD Data)Rank
Total interest income$3,534,0007,346
Total interest expense$1,712,0007,049
Net interest income$1,822,0007,517
Provision for loan and lease losses$25,0007,649
Total noninterest income$316,0006,758
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,668
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,673
Total noninterest expense$972,0008,766
Salaries and employee benefits$605,0008,088
Premises and equipment expense$106,0009,125
Additional noninterest expense$261,0009,275
Pre-tax net operating income$1,141,0005,287
Securities gains (losses)$04,148
Applicable income taxes$402,0004,875
Income before extraordinary items$739,0005,587
Extraordinary gains, net$053
Net income$739,0005,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$1,245,0001,821
Sale, conversion, retirement of capital stock, net$0953
Net operating income$739,0005,533
1995-12-31 (YTD Data)Rank
Total interest income$3,380,0007,705
Total interest expense$1,772,0006,964
Net interest income$1,608,0008,239
Provision for loan and lease losses$08,958
Total noninterest income$234,0007,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0005,928
Trading account gains and feesNANA
Additional Noninterest Income$47,0009,382
Total noninterest expense$1,009,0008,912
Salaries and employee benefits$606,0008,321
Premises and equipment expense$98,0009,671
Additional noninterest expense$305,0009,195
Pre-tax net operating income$833,0006,710
Securities gains (losses)$-5,0009,676
Applicable income taxes$288,0006,164
Income before extraordinary items$540,0006,959
Extraordinary gains, net$065
Net income$540,0006,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,475
Cash dividends$208,0005,382
Sale, conversion, retirement of capital stock, net$0809
Net operating income$543,2506,923
1994-12-31 (YTD Data)Rank
Total interest income$3,142,0007,839
Total interest expense$1,458,0007,015
Net interest income$1,684,0008,345
Provision for loan and lease losses$09,146
Total noninterest income$215,0008,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,404
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,980
Total noninterest expense$1,136,0008,850
Salaries and employee benefits$624,0008,454
Premises and equipment expense$94,00010,216
Additional noninterest expense$418,0008,640
Pre-tax net operating income$763,0007,061
Securities gains (losses)$1,0003,293
Applicable income taxes$251,0006,521
Income before extraordinary items$513,0007,215
Extraordinary gains, net$0249
Net income$513,0007,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$40,0008,160
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$512,3307,253
1993-12-31 (YTD Data)Rank
Total interest income$2,938,0008,443
Total interest expense$1,422,0007,461
Net interest income$1,516,0009,054
Provision for loan and lease losses$010,371
Total noninterest income$195,0009,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,628
Trading account gains and feesNANA
Additional Noninterest Income$26,00011,580
Total noninterest expense$1,210,0008,850
Salaries and employee benefits$614,0008,684
Premises and equipment expense$92,00010,712
Additional noninterest expense$504,0008,173
Pre-tax net operating income$501,0008,652
Securities gains (losses)$07,477
Applicable income taxes$151,0008,625
Income before extraordinary items$350,0008,932
Extraordinary gains, net$03,149
Net income$350,0009,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$350,0008,672
1992-12-31 (YTD Data)Rank
Total interest income$3,310,0008,454
Total interest expense$1,622,0008,132
Net interest income$1,688,0008,689
Provision for loan and lease losses$24,00010,335
Total noninterest income$234,0008,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,170
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,841
Total noninterest expense$1,115,0009,430
Salaries and employee benefits$627,0008,575
Premises and equipment expense$85,00011,297
Additional noninterest expense$403,0009,531
Pre-tax net operating income$783,0006,642
Securities gains (losses)$08,369
Applicable income taxes$233,0006,949
Income before extraordinary items$550,0006,927
Extraordinary gains, net$01,422
Net income$550,0007,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$750,0002,008
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$550,0006,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.