Home > The Bank of the West > Income and Expense
The Bank of the West, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,330,000 | 2,321 |
| Total interest expense | $4,864,000 | 2,637 |
| Net interest income | $8,466,000 | 2,134 |
| Provision for loan and lease losses | $-250,000 | 13,077 |
| Total noninterest income | $2,573,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,477,000 | 891 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,096,000 | 1,914 |
| Total noninterest expense | $6,785,000 | 2,154 |
| Salaries and employee benefits | $3,020,000 | 2,200 |
| Premises and equipment expense | $1,041,000 | 1,979 |
| Additional noninterest expense | $2,724,000 | 2,063 |
| Pre-tax net operating income | $4,504,000 | 1,554 |
| Securities gains (losses) | $2,023,000 | 314 |
| Applicable income taxes | $1,977,000 | 1,223 |
| Income before extraordinary items | $4,550,000 | 1,144 |
| Extraordinary gains, net | $1,589,000 | 148 |
| Net income | $6,139,000 | 882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,133,900 | 1,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,970,000 | 2,717 |
| Total interest expense | $5,012,000 | 3,304 |
| Net interest income | $7,958,000 | 2,282 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $1,787,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,155,000 | 1,147 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $632,000 | 2,730 |
| Total noninterest expense | $6,387,000 | 2,291 |
| Salaries and employee benefits | $2,866,000 | 2,271 |
| Premises and equipment expense | $902,000 | 2,302 |
| Additional noninterest expense | $2,619,000 | 2,241 |
| Pre-tax net operating income | $3,352,000 | 1,847 |
| Securities gains (losses) | $3,112,000 | 299 |
| Applicable income taxes | $1,293,000 | 1,633 |
| Income before extraordinary items | $5,171,000 | 923 |
| Extraordinary gains, net | $1,143,000 | 110 |
| Net income | $6,314,000 | 750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $17,299,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,681,400 | 1,573 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.