Home > The Bank of Texas > Income and Expense
The Bank of Texas, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 6,523 |
| Total interest expense | $223,000 | 6,666 |
| Net interest income | $1,265,000 | 6,407 |
| Provision for loan and lease losses | $163,000 | 4,396 |
| Total noninterest income | $478,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $326,000 | 2,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $152,000 | 4,506 |
| Total noninterest expense | $3,433,000 | 3,779 |
| Salaries and employee benefits | $1,615,000 | 3,966 |
| Premises and equipment expense | $299,000 | 4,619 |
| Additional noninterest expense | $1,519,000 | 3,122 |
| Pre-tax net operating income | $-1,853,000 | 6,982 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,853,000 | 7,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,853,000 | 7,042 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,853,000 | 7,042 |
| Net charge-offs | $208,000 | 3,670 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,853,000 | 7,026 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $996,000 | 6,573 |
| Total interest expense | $155,000 | 6,714 |
| Net interest income | $841,000 | 6,457 |
| Provision for loan and lease losses | $133,000 | 4,067 |
| Total noninterest income | $366,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $211,000 | 2,910 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 3,890 |
| Total noninterest expense | $1,427,000 | 5,069 |
| Salaries and employee benefits | $662,000 | 5,340 |
| Premises and equipment expense | $180,000 | 4,896 |
| Additional noninterest expense | $585,000 | 4,598 |
| Pre-tax net operating income | $-353,000 | 6,695 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-353,000 | 6,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-353,000 | 6,752 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-353,000 | 6,753 |
| Net charge-offs | $200,000 | 3,119 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-353,000 | 6,730 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $507,000 | 6,588 |
| Total interest expense | $81,000 | 6,760 |
| Net interest income | $426,000 | 6,462 |
| Provision for loan and lease losses | $133,000 | 3,016 |
| Total noninterest income | $176,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $107,000 | 2,839 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $728,000 | 5,052 |
| Salaries and employee benefits | $324,000 | 5,429 |
| Premises and equipment expense | $95,000 | 4,843 |
| Additional noninterest expense | $309,000 | 4,450 |
| Pre-tax net operating income | $-259,000 | 6,892 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-259,000 | 6,948 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-259,000 | 6,948 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-259,000 | 6,948 |
| Net charge-offs | $158,000 | 2,310 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-259,000 | 6,933 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 6,421 |
| Total interest expense | $544,000 | 6,403 |
| Net interest income | $1,892,000 | 6,334 |
| Provision for loan and lease losses | $402,000 | 4,439 |
| Total noninterest income | $496,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $487,000 | 2,690 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,804 |
| Total noninterest expense | $3,275,000 | 4,763 |
| Salaries and employee benefits | $1,301,000 | 5,448 |
| Premises and equipment expense | $384,000 | 4,834 |
| Additional noninterest expense | $1,590,000 | 3,848 |
| Pre-tax net operating income | $-1,289,000 | 6,588 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-63,000 | 6,752 |
| Income before extraordinary items | $-1,226,000 | 6,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,226,000 | 6,667 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,226,000 | 6,667 |
| Net charge-offs | $401,000 | 3,928 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,226,000 | 6,638 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 6,467 |
| Total interest expense | $451,000 | 6,390 |
| Net interest income | $1,440,000 | 6,400 |
| Provision for loan and lease losses | $389,000 | 3,948 |
| Total noninterest income | $345,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-28,000 | 7,281 |
| Total noninterest expense | $2,470,000 | 4,775 |
| Salaries and employee benefits | $976,000 | 5,484 |
| Premises and equipment expense | $272,000 | 5,061 |
| Additional noninterest expense | $1,222,000 | 3,757 |
| Pre-tax net operating income | $-1,074,000 | 6,817 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-47,000 | 6,967 |
| Income before extraordinary items | $-1,027,000 | 6,911 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,027,000 | 6,911 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,027,000 | 6,911 |
| Net charge-offs | $380,000 | 3,425 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,027,000 | 6,871 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 6,445 |
| Total interest expense | $331,000 | 6,318 |
| Net interest income | $982,000 | 6,394 |
| Provision for loan and lease losses | $341,000 | 3,430 |
| Total noninterest income | $293,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $260,000 | 2,640 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $1,499,000 | 5,073 |
| Salaries and employee benefits | $652,000 | 5,520 |
| Premises and equipment expense | $169,000 | 5,257 |
| Additional noninterest expense | $678,000 | 4,252 |
| Pre-tax net operating income | $-565,000 | 6,789 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-565,000 | 6,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-565,000 | 6,902 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-565,000 | 6,902 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-565,000 | 6,862 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $726,000 | 6,337 |
| Total interest expense | $171,000 | 6,388 |
| Net interest income | $555,000 | 6,186 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $167,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $747,000 | 5,124 |
| Salaries and employee benefits | $318,000 | 5,657 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $345,000 | 4,200 |
| Pre-tax net operating income | $-41,000 | 6,464 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-41,000 | 6,582 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-41,000 | 6,584 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-41,000 | 6,583 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-41,000 | 6,505 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 6,283 |
| Total interest expense | $891,000 | 6,266 |
| Net interest income | $2,227,000 | 6,125 |
| Provision for loan and lease losses | $254,000 | 5,499 |
| Total noninterest income | $705,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $658,000 | 2,365 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $47,000 | 6,428 |
| Total noninterest expense | $3,244,000 | 4,954 |
| Salaries and employee benefits | $1,381,000 | 5,430 |
| Premises and equipment expense | $409,000 | 4,940 |
| Additional noninterest expense | $1,454,000 | 4,171 |
| Pre-tax net operating income | $-566,000 | 6,037 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-184,000 | 6,741 |
| Income before extraordinary items | $-382,000 | 6,003 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-382,000 | 6,001 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-382,000 | 6,001 |
| Net charge-offs | $140,000 | 5,400 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-382,000 | 6,001 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 6,323 |
| Total interest expense | $709,000 | 6,275 |
| Net interest income | $1,651,000 | 6,165 |
| Provision for loan and lease losses | $112,000 | 5,842 |
| Total noninterest income | $546,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $480,000 | 2,437 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $66,000 | 5,934 |
| Total noninterest expense | $2,353,000 | 5,051 |
| Salaries and employee benefits | $1,043,000 | 5,445 |
| Premises and equipment expense | $330,000 | 4,778 |
| Additional noninterest expense | $980,000 | 4,460 |
| Pre-tax net operating income | $-268,000 | 6,104 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-268,000 | 6,198 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-268,000 | 6,199 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-268,000 | 6,198 |
| Net charge-offs | $127,000 | 4,827 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-268,000 | 6,184 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 6,443 |
| Total interest expense | $504,000 | 6,259 |
| Net interest income | $1,021,000 | 6,349 |
| Provision for loan and lease losses | $94,000 | 5,398 |
| Total noninterest income | $505,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $309,000 | 2,484 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $196,000 | 3,677 |
| Total noninterest expense | $1,655,000 | 4,946 |
| Salaries and employee benefits | $690,000 | 5,532 |
| Premises and equipment expense | $225,000 | 4,742 |
| Additional noninterest expense | $740,000 | 4,107 |
| Pre-tax net operating income | $-223,000 | 6,318 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-223,000 | 6,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-223,000 | 6,417 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-223,000 | 6,418 |
| Net charge-offs | $113,000 | 4,116 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-223,000 | 6,408 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,516 |
| Total interest expense | $264,000 | 6,267 |
| Net interest income | $485,000 | 6,470 |
| Provision for loan and lease losses | $94,000 | 4,003 |
| Total noninterest income | $202,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $152,000 | 2,437 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $854,000 | 4,757 |
| Salaries and employee benefits | $350,000 | 5,537 |
| Premises and equipment expense | $122,000 | 4,572 |
| Additional noninterest expense | $382,000 | 3,717 |
| Pre-tax net operating income | $-261,000 | 6,995 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-261,000 | 7,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-261,000 | 7,136 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-261,000 | 7,137 |
| Net charge-offs | $96,000 | 2,912 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-261,000 | 7,078 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 6,387 |
| Total interest expense | $1,407,000 | 6,103 |
| Net interest income | $1,969,000 | 6,445 |
| Provision for loan and lease losses | $91,000 | 6,138 |
| Total noninterest income | $803,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $641,000 | 2,515 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $162,000 | 5,178 |
| Total noninterest expense | $2,929,000 | 5,199 |
| Salaries and employee benefits | $1,479,000 | 5,379 |
| Premises and equipment expense | $470,000 | 4,640 |
| Additional noninterest expense | $980,000 | 4,883 |
| Pre-tax net operating income | $-248,000 | 6,594 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-78,000 | 7,036 |
| Income before extraordinary items | $-170,000 | 6,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-170,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-170,000 | 6,592 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 6,363 |
| Total interest expense | $1,106,000 | 6,123 |
| Net interest income | $1,541,000 | 6,411 |
| Provision for loan and lease losses | $89,000 | 5,353 |
| Total noninterest income | $642,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $478,000 | 2,540 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 4,802 |
| Total noninterest expense | $2,289,000 | 5,050 |
| Salaries and employee benefits | $1,157,000 | 5,278 |
| Premises and equipment expense | $366,000 | 4,539 |
| Additional noninterest expense | $766,000 | 4,682 |
| Pre-tax net operating income | $-195,000 | 7,017 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $-230,000 | 6,941 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-230,000 | 6,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-230,000 | 7,106 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,322 |
| Total interest expense | $789,000 | 6,141 |
| Net interest income | $1,061,000 | 6,352 |
| Provision for loan and lease losses | $87,000 | 4,515 |
| Total noninterest income | $458,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $303,000 | 2,624 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $155,000 | 4,257 |
| Total noninterest expense | $1,499,000 | 5,127 |
| Salaries and employee benefits | $774,000 | 5,328 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $488,000 | 4,800 |
| Pre-tax net operating income | $-67,000 | 7,127 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $34,000 | 4,347 |
| Income before extraordinary items | $-101,000 | 7,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-101,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-101,000 | 7,226 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,229 |
| Total interest expense | $417,000 | 6,164 |
| Net interest income | $580,000 | 6,187 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $282,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $146,000 | 2,687 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $744,000 | 5,162 |
| Salaries and employee benefits | $391,000 | 5,313 |
| Premises and equipment expense | $119,000 | 4,656 |
| Additional noninterest expense | $234,000 | 4,898 |
| Pre-tax net operating income | $106,000 | 5,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $71,000 | 6,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $71,000 | 6,164 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 6,109 |
| Total interest expense | $1,314,000 | 6,702 |
| Net interest income | $2,928,000 | 5,573 |
| Provision for loan and lease losses | $49,000 | 5,703 |
| Total noninterest income | $637,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $597,000 | 2,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $2,736,000 | 5,313 |
| Salaries and employee benefits | $1,358,000 | 5,614 |
| Premises and equipment expense | $458,000 | 4,620 |
| Additional noninterest expense | $920,000 | 4,910 |
| Pre-tax net operating income | $780,000 | 5,218 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $272,000 | 3,500 |
| Income before extraordinary items | $508,000 | 5,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $508,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $508,000 | 5,638 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 6,154 |
| Total interest expense | $919,000 | 6,847 |
| Net interest income | $2,248,000 | 5,539 |
| Provision for loan and lease losses | $48,000 | 5,090 |
| Total noninterest income | $443,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $414,000 | 2,829 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $2,038,000 | 5,301 |
| Salaries and employee benefits | $1,016,000 | 5,594 |
| Premises and equipment expense | $349,000 | 4,555 |
| Additional noninterest expense | $673,000 | 4,911 |
| Pre-tax net operating income | $605,000 | 5,432 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $175,000 | 3,872 |
| Income before extraordinary items | $430,000 | 5,678 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $430,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,281 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $430,000 | 5,663 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 6,268 |
| Total interest expense | $538,000 | 7,111 |
| Net interest income | $1,501,000 | 5,556 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $274,000 | 4,866 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $258,000 | 2,969 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $1,332,000 | 5,393 |
| Salaries and employee benefits | $686,000 | 5,617 |
| Premises and equipment expense | $224,000 | 4,688 |
| Additional noninterest expense | $422,000 | 5,108 |
| Pre-tax net operating income | $418,000 | 5,425 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $131,000 | 3,815 |
| Income before extraordinary items | $287,000 | 5,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,560 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $287,000 | 5,741 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 6,329 |
| Total interest expense | $240,000 | 7,311 |
| Net interest income | $758,000 | 5,560 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $120,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $111,000 | 3,236 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $678,000 | 5,359 |
| Salaries and employee benefits | $353,000 | 5,562 |
| Premises and equipment expense | $118,000 | 4,567 |
| Additional noninterest expense | $207,000 | 5,160 |
| Pre-tax net operating income | $195,000 | 5,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $60,000 | 3,913 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 6,240 |
| Total interest expense | $776,000 | 7,378 |
| Net interest income | $3,031,000 | 5,496 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $445,000 | 5,381 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $416,000 | 3,455 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $2,481,000 | 5,507 |
| Salaries and employee benefits | $1,269,000 | 5,730 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $817,000 | 5,172 |
| Pre-tax net operating income | $915,000 | 5,389 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $279,000 | 3,901 |
| Income before extraordinary items | $635,000 | 5,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $635,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $635,690 | 5,684 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 6,301 |
| Total interest expense | $553,000 | 7,452 |
| Net interest income | $2,264,000 | 5,550 |
| Provision for loan and lease losses | $71,000 | 4,647 |
| Total noninterest income | $326,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $304,000 | 3,538 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,774 |
| Total noninterest expense | $1,840,000 | 5,526 |
| Salaries and employee benefits | $946,000 | 5,714 |
| Premises and equipment expense | $291,000 | 5,044 |
| Additional noninterest expense | $603,000 | 5,195 |
| Pre-tax net operating income | $679,000 | 5,602 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $205,000 | 4,105 |
| Income before extraordinary items | $473,000 | 5,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $473,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $473,700 | 5,884 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,822,000 | 6,355 |
| Total interest expense | $351,000 | 7,487 |
| Net interest income | $1,471,000 | 5,664 |
| Provision for loan and lease losses | $47,000 | 4,552 |
| Total noninterest income | $214,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $201,000 | 3,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $1,206,000 | 5,598 |
| Salaries and employee benefits | $619,000 | 5,797 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $399,000 | 5,217 |
| Pre-tax net operating income | $432,000 | 5,729 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $133,000 | 4,169 |
| Income before extraordinary items | $298,000 | 6,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $298,000 | 6,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $298,690 | 6,020 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,347 |
| Total interest expense | $169,000 | 7,508 |
| Net interest income | $733,000 | 5,659 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $104,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $618,000 | 5,520 |
| Salaries and employee benefits | $317,000 | 5,770 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $202,000 | 5,144 |
| Pre-tax net operating income | $195,000 | 5,895 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $134,000 | 6,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $134,690 | 6,184 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,741,000 | 6,804 |
| Total interest expense | $468,000 | 7,716 |
| Net interest income | $2,273,000 | 6,293 |
| Provision for loan and lease losses | $52,000 | 5,700 |
| Total noninterest income | $405,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $344,000 | 3,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,146 |
| Total noninterest expense | $2,291,000 | 5,655 |
| Salaries and employee benefits | $1,099,000 | 6,066 |
| Premises and equipment expense | $386,000 | 4,967 |
| Additional noninterest expense | $806,000 | 5,144 |
| Pre-tax net operating income | $335,000 | 7,275 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $79,000 | 5,551 |
| Income before extraordinary items | $256,000 | 7,355 |
| Extraordinary gains, net | $20,000 | 35 |
| Net income | $276,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $256,000 | 7,334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 6,899 |
| Total interest expense | $327,000 | 7,779 |
| Net interest income | $1,650,000 | 6,409 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $280,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $252,000 | 3,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $1,705,000 | 5,646 |
| Salaries and employee benefits | $821,000 | 6,042 |
| Premises and equipment expense | $285,000 | 5,008 |
| Additional noninterest expense | $599,000 | 5,131 |
| Pre-tax net operating income | $190,000 | 7,667 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $33,000 | 6,025 |
| Income before extraordinary items | $157,000 | 7,678 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $157,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $157,000 | 7,645 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 7,155 |
| Total interest expense | $209,000 | 7,781 |
| Net interest income | $950,000 | 6,792 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $270,000 | 5,037 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $164,000 | 3,942 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $106,000 | 5,067 |
| Total noninterest expense | $1,116,000 | 5,700 |
| Salaries and employee benefits | $540,000 | 6,105 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $387,000 | 5,195 |
| Pre-tax net operating income | $81,000 | 7,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $81,000 | 7,877 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $81,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $81,000 | 7,837 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 7,276 |
| Total interest expense | $102,000 | 7,805 |
| Net interest income | $453,000 | 6,957 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $566,000 | 5,689 |
| Salaries and employee benefits | $279,000 | 6,028 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $188,000 | 5,310 |
| Pre-tax net operating income | $-6,000 | 8,461 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-6,000 | 8,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,000 | 8,453 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 7,251 |
| Total interest expense | $426,000 | 7,584 |
| Net interest income | $1,698,000 | 7,052 |
| Provision for loan and lease losses | $86,000 | 5,249 |
| Total noninterest income | $534,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $342,000 | 3,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $192,000 | 5,186 |
| Total noninterest expense | $2,261,000 | 5,609 |
| Salaries and employee benefits | $1,079,000 | 6,044 |
| Premises and equipment expense | $323,000 | 5,470 |
| Additional noninterest expense | $859,000 | 4,857 |
| Pre-tax net operating income | $-115,000 | 8,497 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-46,000 | 8,669 |
| Income before extraordinary items | $-69,000 | 8,511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-69,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-69,000 | 8,478 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 7,309 |
| Total interest expense | $319,000 | 7,606 |
| Net interest income | $1,250,000 | 7,108 |
| Provision for loan and lease losses | $51,000 | 5,354 |
| Total noninterest income | $412,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $251,000 | 4,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $1,610,000 | 5,748 |
| Salaries and employee benefits | $807,000 | 5,999 |
| Premises and equipment expense | $198,000 | 6,006 |
| Additional noninterest expense | $605,000 | 5,019 |
| Pre-tax net operating income | $1,000 | 8,457 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,000 | 8,496 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,000 | 8,457 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 7,379 |
| Total interest expense | $214,000 | 7,664 |
| Net interest income | $816,000 | 7,178 |
| Provision for loan and lease losses | $46,000 | 4,828 |
| Total noninterest income | $290,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 4,692 |
| Total noninterest expense | $1,073,000 | 5,777 |
| Salaries and employee benefits | $535,000 | 6,054 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $415,000 | 4,941 |
| Pre-tax net operating income | $-13,000 | 8,562 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-13,000 | 8,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-13,000 | 8,565 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 7,447 |
| Total interest expense | $109,000 | 7,695 |
| Net interest income | $400,000 | 7,256 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $516,000 | 5,945 |
| Salaries and employee benefits | $247,000 | 6,380 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $-23,000 | 8,662 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-23,000 | 8,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-23,000 | 8,651 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 7,463 |
| Total interest expense | $533,000 | 7,629 |
| Net interest income | $1,549,000 | 7,290 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $521,000 | 5,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $312,000 | 4,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $209,000 | 5,204 |
| Total noninterest expense | $1,841,000 | 6,274 |
| Salaries and employee benefits | $903,000 | 6,589 |
| Premises and equipment expense | $289,000 | 5,770 |
| Additional noninterest expense | $649,000 | 5,735 |
| Pre-tax net operating income | $174,000 | 7,910 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $139,000 | 8,055 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $139,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $135,100 | 7,954 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 7,538 |
| Total interest expense | $415,000 | 7,705 |
| Net interest income | $1,156,000 | 7,357 |
| Provision for loan and lease losses | $37,000 | 6,206 |
| Total noninterest income | $339,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $1,304,000 | 6,438 |
| Salaries and employee benefits | $642,000 | 6,736 |
| Premises and equipment expense | $221,000 | 5,697 |
| Additional noninterest expense | $441,000 | 6,046 |
| Pre-tax net operating income | $154,000 | 7,950 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $119,000 | 8,097 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $119,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $119,000 | 7,970 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,578 |
| Total interest expense | $293,000 | 7,716 |
| Net interest income | $761,000 | 7,397 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $223,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $150,000 | 4,294 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $852,000 | 6,520 |
| Salaries and employee benefits | $420,000 | 6,813 |
| Premises and equipment expense | $144,000 | 5,786 |
| Additional noninterest expense | $288,000 | 6,104 |
| Pre-tax net operating income | $100,000 | 8,007 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $80,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $80,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $80,000 | 7,975 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,623 |
| Total interest expense | $157,000 | 7,662 |
| Net interest income | $368,000 | 7,489 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $445,000 | 6,371 |
| Salaries and employee benefits | $212,000 | 6,799 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $12,000 | 8,560 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $8,000 | 8,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,000 | 8,552 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 7,852 |
| Total interest expense | $765,000 | 7,622 |
| Net interest income | $1,232,000 | 7,868 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $398,000 | 5,793 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $285,000 | 4,343 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 6,196 |
| Total noninterest expense | $1,567,000 | 6,714 |
| Salaries and employee benefits | $748,000 | 7,086 |
| Premises and equipment expense | $262,000 | 5,976 |
| Additional noninterest expense | $557,000 | 6,182 |
| Pre-tax net operating income | $39,000 | 8,512 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $13,000 | 7,204 |
| Income before extraordinary items | $44,000 | 8,575 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $44,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,140 | 8,545 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 8,023 |
| Total interest expense | $1,039,000 | 7,948 |
| Net interest income | $1,163,000 | 7,956 |
| Provision for loan and lease losses | $13,000 | 7,809 |
| Total noninterest income | $305,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,217,000 | 7,413 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $468,000 | 6,664 |
| Pre-tax net operating income | $238,000 | 7,697 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $74,000 | 6,348 |
| Income before extraordinary items | $192,000 | 7,797 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $192,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $17,000 | 6,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $171,840 | 7,796 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 8,006 |
| Total interest expense | $1,100,000 | 8,011 |
| Net interest income | $1,308,000 | 7,850 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $267,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,101,000 | 7,740 |
| Salaries and employee benefits | $579,000 | 7,810 |
| Premises and equipment expense | $116,000 | 8,175 |
| Additional noninterest expense | $406,000 | 7,098 |
| Pre-tax net operating income | $474,000 | 7,124 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $321,000 | 7,342 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $321,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $15,000 | 6,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $334,490 | 7,259 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 8,424 |
| Total interest expense | $958,000 | 8,285 |
| Net interest income | $1,108,000 | 8,389 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $245,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 4,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $870,000 | 8,538 |
| Salaries and employee benefits | $421,000 | 8,778 |
| Premises and equipment expense | $97,000 | 8,686 |
| Additional noninterest expense | $352,000 | 7,684 |
| Pre-tax net operating income | $473,000 | 7,265 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $143,000 | 6,372 |
| Income before extraordinary items | $336,000 | 7,365 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $336,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $554,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $331,800 | 7,360 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 8,596 |
| Total interest expense | $1,005,000 | 8,408 |
| Net interest income | $1,068,000 | 8,641 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $240,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $830,000 | 8,672 |
| Salaries and employee benefits | $406,000 | 8,933 |
| Premises and equipment expense | $100,000 | 8,699 |
| Additional noninterest expense | $324,000 | 7,900 |
| Pre-tax net operating income | $466,000 | 7,552 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $148,000 | 6,865 |
| Income before extraordinary items | $345,000 | 7,561 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $345,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $326,100 | 7,590 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 9,053 |
| Total interest expense | $938,000 | 8,858 |
| Net interest income | $1,026,000 | 9,121 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $214,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $827,000 | 8,941 |
| Salaries and employee benefits | $396,000 | 9,284 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $326,000 | 8,063 |
| Pre-tax net operating income | $377,000 | 8,573 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $119,000 | 8,109 |
| Income before extraordinary items | $258,000 | 8,688 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $258,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,755 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $258,000 | 8,648 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 9,487 |
| Total interest expense | $930,000 | 9,240 |
| Net interest income | $989,000 | 9,583 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $216,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $788,000 | 9,477 |
| Salaries and employee benefits | $365,000 | 9,859 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $325,000 | 8,619 |
| Pre-tax net operating income | $411,000 | 8,443 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $130,000 | 8,215 |
| Income before extraordinary items | $274,000 | 8,641 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $274,000 | 8,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $278,760 | 8,538 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 10,236 |
| Total interest expense | $773,000 | 10,044 |
| Net interest income | $890,000 | 10,280 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $737,000 | 10,045 |
| Salaries and employee benefits | $316,000 | 10,619 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $336,000 | 8,844 |
| Pre-tax net operating income | $327,000 | 9,559 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $227,000 | 9,641 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $227,000 | 9,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $227,000 | 9,612 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 10,952 |
| Total interest expense | $586,000 | 10,664 |
| Net interest income | $806,000 | 11,036 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $182,000 | 9,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $719,000 | 10,620 |
| Salaries and employee benefits | $304,000 | 11,165 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $334,000 | 9,558 |
| Pre-tax net operating income | $269,000 | 10,349 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $190,000 | 10,401 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $190,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $188,600 | 10,459 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 11,536 |
| Total interest expense | $596,000 | 11,174 |
| Net interest income | $768,000 | 11,622 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $703,000 | 11,150 |
| Salaries and employee benefits | $295,000 | 11,706 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $316,000 | 10,242 |
| Pre-tax net operating income | $220,000 | 10,871 |
| Securities gains (losses) | $26,000 | 4,293 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $169,000 | 10,987 |
| Extraordinary gains, net | $-15,000 | 12,391 |
| Net income | $154,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $151,060 | 10,977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,428,000 | 12,130 |
| Total interest expense | $678,000 | 11,937 |
| Net interest income | $750,000 | 12,116 |
| Provision for loan and lease losses | $21,000 | 10,525 |
| Total noninterest income | $148,000 | 10,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $681,000 | 11,616 |
| Salaries and employee benefits | $278,000 | 12,266 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $315,000 | 10,617 |
| Pre-tax net operating income | $196,000 | 11,110 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $194,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $178,530 | 10,561 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.