Home > The Bank of Telluride > Income and Expense
The Bank of Telluride, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 10,317 |
| Total interest expense | $76,000 | 10,317 |
| Net interest income | $210,000 | 10,288 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $9,000 | 10,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,199 |
| Total noninterest expense | $142,000 | 10,417 |
| Salaries and employee benefits | $77,000 | 10,396 |
| Premises and equipment expense | $12,000 | 10,382 |
| Additional noninterest expense | $53,000 | 10,374 |
| Pre-tax net operating income | $77,000 | 9,513 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $77,000 | 9,480 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $77,000 | 9,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $385,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $77,000 | 9,413 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 5,335 |
| Total interest expense | $1,813,000 | 6,654 |
| Net interest income | $3,786,000 | 4,431 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $448,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $3,031,000 | 4,060 |
| Salaries and employee benefits | $1,489,000 | 4,280 |
| Premises and equipment expense | $598,000 | 3,165 |
| Additional noninterest expense | $944,000 | 4,119 |
| Pre-tax net operating income | $1,203,000 | 5,241 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $383,000 | 5,011 |
| Income before extraordinary items | $820,000 | 5,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $820,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $464,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $820,000 | 5,325 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 5,351 |
| Total interest expense | $1,949,000 | 6,522 |
| Net interest income | $3,785,000 | 4,523 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $412,000 | 5,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $3,061,000 | 4,243 |
| Salaries and employee benefits | $1,394,000 | 4,601 |
| Premises and equipment expense | $502,000 | 3,767 |
| Additional noninterest expense | $1,165,000 | 3,881 |
| Pre-tax net operating income | $1,026,000 | 5,638 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $302,000 | 5,805 |
| Income before extraordinary items | $724,000 | 5,657 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $724,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $955,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $724,000 | 5,600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 5,020 |
| Total interest expense | $2,355,000 | 5,802 |
| Net interest income | $3,897,000 | 4,411 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $468,000 | 5,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,460 |
| Total noninterest expense | $3,227,000 | 4,035 |
| Salaries and employee benefits | $1,488,000 | 4,308 |
| Premises and equipment expense | $471,000 | 3,949 |
| Additional noninterest expense | $1,268,000 | 3,578 |
| Pre-tax net operating income | $948,000 | 6,200 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $681,000 | 6,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $681,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,821 |
| Cash dividends | $334,000 | 4,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $681,000 | 6,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,983,000 | 4,878 |
| Total interest expense | $1,707,000 | 6,313 |
| Net interest income | $4,276,000 | 4,110 |
| Provision for loan and lease losses | $265,000 | 2,482 |
| Total noninterest income | $478,000 | 5,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $2,646,000 | 4,912 |
| Salaries and employee benefits | $1,272,000 | 4,979 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $1,068,000 | 4,458 |
| Pre-tax net operating income | $1,843,000 | 3,667 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $608,000 | 3,478 |
| Income before extraordinary items | $1,180,000 | 3,924 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,180,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,901 |
| Cash dividends | $114,000 | 6,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,216,300 | 3,833 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 5,854 |
| Total interest expense | $1,256,000 | 8,056 |
| Net interest income | $3,673,000 | 4,755 |
| Provision for loan and lease losses | $375,000 | 2,560 |
| Total noninterest income | $759,000 | 4,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,562 |
| Total noninterest expense | $2,188,000 | 5,888 |
| Salaries and employee benefits | $926,000 | 6,569 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $1,039,000 | 4,761 |
| Pre-tax net operating income | $1,869,000 | 3,548 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $644,000 | 3,371 |
| Income before extraordinary items | $1,225,000 | 3,938 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,225,000 | 4,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,617 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,225,000 | 3,728 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 7,685 |
| Total interest expense | $1,107,000 | 9,958 |
| Net interest income | $2,759,000 | 6,107 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $403,000 | 6,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,749,000 | 7,117 |
| Salaries and employee benefits | $763,000 | 7,518 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $808,000 | 6,024 |
| Pre-tax net operating income | $1,323,000 | 4,548 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $409,000 | 4,709 |
| Income before extraordinary items | $914,000 | 4,873 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $914,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $914,000 | 4,552 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.