Home > The Bank of Tampa > Income and Expense

The Bank of Tampa, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$121,108,000459
Total interest expense$28,716,000609
Net interest income$92,392,000391
Provision for loan and lease losses$4,250,000362
Total noninterest income$17,330,000509
Gross Fiduciary activities income$2,242,000379
Service charges on deposit accounts$3,811,000337
Trading account gains and fees$0123
Additional Noninterest Income$11,277,000492
Total noninterest expense$63,687,000464
Salaries and employee benefits$39,968,000401
Premises and equipment expense$6,436,000449
Additional noninterest expense$11,277,000492
Pre-tax net operating income$41,785,000398
Securities gains (losses)$-1,377,0004,349
Applicable income taxes$9,063,000377
Income before extraordinary items$31,345,000410
Extraordinary gains, net$054
Net income$31,345,000415
Minority interest net income$088
Net income of bank and minority interests.$31,345,000412
Net charge-offs$1,843,000398
Cash dividends$12,500,000421
Sale, conversion, retirement of capital stock, net$641,000242
Net operating income$32,432,830409
2023-09-30 (YTD Data)Rank
Total interest income$88,701,000460
Total interest expense$18,082,000660
Net interest income$70,619,000392
Provision for loan and lease losses$2,925,000368
Total noninterest income$13,606,000493
Gross Fiduciary activities income$1,645,000386
Service charges on deposit accounts$2,818,000339
Trading account gains and fees$0125
Additional Noninterest Income$9,143,000471
Total noninterest expense$47,989,000461
Salaries and employee benefits$30,813,000393
Premises and equipment expense$4,792,000456
Additional noninterest expense$9,143,000471
Pre-tax net operating income$33,311,000392
Securities gains (losses)$-145,0004,101
Applicable income taxes$7,309,000369
Income before extraordinary items$25,857,000392
Extraordinary gains, net$052
Net income$25,857,000396
Minority interest net income$081
Net income of bank and minority interests.$25,857,000392
Net charge-offs$1,856,000306
Cash dividends$9,700,000384
Sale, conversion, retirement of capital stock, net$912,000174
Net operating income$25,971,550401
2023-06-30 (YTD Data)Rank
Total interest income$57,600,000448
Total interest expense$7,991,000799
Net interest income$49,609,000374
Provision for loan and lease losses$1,950,000364
Total noninterest income$9,695,000456
Gross Fiduciary activities income$1,095,000379
Service charges on deposit accounts$1,839,000336
Trading account gains and fees$0112
Additional Noninterest Income$6,761,000434
Total noninterest expense$32,027,000448
Salaries and employee benefits$20,647,000386
Premises and equipment expense$3,197,000443
Additional noninterest expense$6,761,000434
Pre-tax net operating income$25,327,000360
Securities gains (losses)$-87,0004,189
Applicable income taxes$5,520,000343
Income before extraordinary items$19,720,000355
Extraordinary gains, net$051
Net income$19,720,000363
Minority interest net income$081
Net income of bank and minority interests.$19,720,000356
Net charge-offs$-225,0004,550
Cash dividends$7,200,000345
Sale, conversion, retirement of capital stock, net$656,000152
Net operating income$19,788,730358
2023-03-31 (YTD Data)Rank
Total interest income$27,689,000462
Total interest expense$1,874,0001,246
Net interest income$25,815,000365
Provision for loan and lease losses$975,000361
Total noninterest income$4,888,000451
Gross Fiduciary activities income$508,000405
Service charges on deposit accounts$919,000351
Trading account gains and fees$097
Additional Noninterest Income$3,461,000424
Total noninterest expense$16,128,000451
Salaries and employee benefits$10,413,000389
Premises and equipment expense$1,582,000460
Additional noninterest expense$3,461,000424
Pre-tax net operating income$13,600,000350
Securities gains (losses)$-9,0004,022
Applicable income taxes$2,959,000331
Income before extraordinary items$10,632,000350
Extraordinary gains, net$04
Net income$10,632,000351
Minority interest net income$048
Net income of bank and minority interests.$10,632,000351
Net charge-offs$-84,0004,525
Cash dividends$2,500,000410
Sale, conversion, retirement of capital stock, net$364,000123
Net operating income$10,639,110355
2022-12-31 (YTD Data)Rank
Total interest income$93,367,000444
Total interest expense$3,631,0001,004
Net interest income$89,736,000408
Provision for loan and lease losses$-6,750,0004,695
Total noninterest income$18,036,000511
Gross Fiduciary activities income$2,210,000401
Service charges on deposit accounts$3,458,000379
Trading account gains and fees$0116
Additional Noninterest Income$12,368,000477
Total noninterest expense$62,473,000451
Salaries and employee benefits$39,563,000396
Premises and equipment expense$6,373,000444
Additional noninterest expense$12,368,000477
Pre-tax net operating income$52,049,000367
Securities gains (losses)$-1,627,0004,526
Applicable income taxes$11,257,000344
Income before extraordinary items$39,165,000384
Extraordinary gains, net$05
Net income$39,165,000385
Minority interest net income$063
Net income of bank and minority interests.$39,165,000385
Net charge-offs$202,000921
Cash dividends$12,700,000395
Sale, conversion, retirement of capital stock, net$1,132,000223
Net operating income$40,450,330385
2022-09-30 (YTD Data)Rank
Total interest income$64,001,000455
Total interest expense$1,366,0001,411
Net interest income$62,635,000426
Provision for loan and lease losses$-5,250,0004,732
Total noninterest income$13,256,000518
Gross Fiduciary activities income$1,523,000417
Service charges on deposit accounts$2,569,000384
Trading account gains and fees$0111
Additional Noninterest Income$9,164,000501
Total noninterest expense$45,276,000458
Salaries and employee benefits$28,837,000400
Premises and equipment expense$4,702,000452
Additional noninterest expense$9,164,000501
Pre-tax net operating income$35,865,000392
Securities gains (losses)$-83,0004,185
Applicable income taxes$7,902,000364
Income before extraordinary items$27,880,000390
Extraordinary gains, net$04
Net income$27,880,000390
Minority interest net income$057
Net income of bank and minority interests.$27,880,000390
Net charge-offs$-185,0004,449
Cash dividends$9,000,000386
Sale, conversion, retirement of capital stock, net$907,000199
Net operating income$27,945,570397
2022-06-30 (YTD Data)Rank
Total interest income$38,937,000471
Total interest expense$704,0001,507
Net interest income$38,233,000449
Provision for loan and lease losses$-3,250,0004,731
Total noninterest income$8,820,000517
Gross Fiduciary activities income$1,042,000369
Service charges on deposit accounts$1,679,000390
Trading account gains and fees$0108
Additional Noninterest Income$6,099,000517
Total noninterest expense$29,548,000458
Salaries and employee benefits$18,863,000402
Premises and equipment expense$3,117,000452
Additional noninterest expense$7,568,000545
Pre-tax net operating income$20,755,000417
Securities gains (losses)$-16,0004,055
Applicable income taxes$4,429,000394
Income before extraordinary items$16,310,000417
Extraordinary gains, net$04
Net income$16,310,000416
Minority interest net income$060
Net income of bank and minority interests.$16,310,000417
Net charge-offs$-223,0004,575
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$820,000158
Net operating income$16,322,640428
2022-03-31 (YTD Data)Rank
Total interest income$17,642,000495
Total interest expense$382,0001,352
Net interest income$17,260,000481
Provision for loan and lease losses$-1,250,0004,699
Total noninterest income$4,623,000510
Gross Fiduciary activities income$541,000368
Service charges on deposit accounts$836,000389
Trading account gains and fees$0103
Additional Noninterest Income$3,246,000510
Total noninterest expense$14,715,000464
Salaries and employee benefits$9,286,000415
Premises and equipment expense$1,598,000440
Additional noninterest expense$3,831,000535
Pre-tax net operating income$8,418,000474
Securities gains (losses)$-17,0004,321
Applicable income taxes$1,806,000441
Income before extraordinary items$6,595,000482
Extraordinary gains, net$04
Net income$6,595,000481
Minority interest net income$050
Net income of bank and minority interests.$6,595,000482
Net charge-offs$-74,0004,484
Cash dividends$2,000,000455
Sale, conversion, retirement of capital stock, net$403,000133
Net operating income$6,608,430489
2021-12-31 (YTD Data)Rank
Total interest income$73,034,000481
Total interest expense$1,698,0001,514
Net interest income$71,336,000458
Provision for loan and lease losses$-800,0004,502
Total noninterest income$17,132,000585
Gross Fiduciary activities income$2,134,000360
Service charges on deposit accounts$3,414,000368
Trading account gains and fees$0132
Additional Noninterest Income$11,584,000606
Total noninterest expense$55,917,000474
Salaries and employee benefits$35,617,000427
Premises and equipment expense$6,066,000458
Additional noninterest expense$14,234,000574
Pre-tax net operating income$33,351,000507
Securities gains (losses)$655,000294
Applicable income taxes$6,926,000500
Income before extraordinary items$27,080,000511
Extraordinary gains, net$010
Net income$27,080,000511
Minority interest net income$074
Net income of bank and minority interests.$27,080,000512
Net charge-offs$385,000737
Cash dividends$3,000,0001,157
Sale, conversion, retirement of capital stock, net$306,000373
Net operating income$26,556,000513
2021-09-30 (YTD Data)Rank
Total interest income$51,538,000516
Total interest expense$1,289,0001,578
Net interest income$50,249,000482
Provision for loan and lease losses$-600,0004,568
Total noninterest income$12,749,000598
Gross Fiduciary activities income$1,614,000360
Service charges on deposit accounts$2,555,000363
Trading account gains and fees$0132
Additional Noninterest Income$8,580,000629
Total noninterest expense$38,508,000524
Salaries and employee benefits$24,715,000460
Premises and equipment expense$4,465,000471
Additional noninterest expense$9,328,000632
Pre-tax net operating income$25,090,000520
Securities gains (losses)$674,000260
Applicable income taxes$5,342,000504
Income before extraordinary items$20,422,000520
Extraordinary gains, net$08
Net income$20,422,000519
Minority interest net income$069
Net income of bank and minority interests.$20,422,000520
Net charge-offs$-227,0004,678
Cash dividends$1,500,0001,383
Sale, conversion, retirement of capital stock, net$230,000329
Net operating income$19,889,540522
2021-06-30 (YTD Data)Rank
Total interest income$33,437,000522
Total interest expense$853,0001,634
Net interest income$32,584,000488
Provision for loan and lease losses$-600,0004,631
Total noninterest income$7,748,000645
Gross Fiduciary activities income$1,064,000357
Service charges on deposit accounts$1,724,000343
Trading account gains and fees$0133
Additional Noninterest Income$4,960,000698
Total noninterest expense$25,213,000526
Salaries and employee benefits$16,125,000466
Premises and equipment expense$2,954,000475
Additional noninterest expense$6,134,000631
Pre-tax net operating income$15,719,000536
Securities gains (losses)$615,000224
Applicable income taxes$3,543,000506
Income before extraordinary items$12,791,000542
Extraordinary gains, net$06
Net income$12,791,000541
Minority interest net income$067
Net income of bank and minority interests.$12,791,000542
Net charge-offs$-221,0004,766
Cash dividends$1,500,0001,047
Sale, conversion, retirement of capital stock, net$0517
Net operating income$12,305,150552
2021-03-31 (YTD Data)Rank
Total interest income$16,700,000520
Total interest expense$428,0001,701
Net interest income$16,272,000486
Provision for loan and lease losses$900,000204
Total noninterest income$3,550,000681
Gross Fiduciary activities income$501,000361
Service charges on deposit accounts$869,000336
Trading account gains and fees$0127
Additional Noninterest Income$2,180,000767
Total noninterest expense$12,670,000517
Salaries and employee benefits$8,073,000461
Premises and equipment expense$1,500,000470
Additional noninterest expense$3,097,000615
Pre-tax net operating income$6,252,000641
Securities gains (losses)$478,000198
Applicable income taxes$1,403,000595
Income before extraordinary items$5,327,000630
Extraordinary gains, net$03
Net income$5,327,000630
Minority interest net income$055
Net income of bank and minority interests.$5,327,000630
Net charge-offs$-67,0004,681
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,949,380655
2020-12-31 (YTD Data)Rank
Total interest income$69,011,000507
Total interest expense$2,375,0001,771
Net interest income$66,636,000447
Provision for loan and lease losses$13,000,000284
Total noninterest income$13,163,000674
Gross Fiduciary activities income$1,820,000369
Service charges on deposit accounts$3,034,000378
Trading account gains and fees$0133
Additional Noninterest Income$8,309,000736
Total noninterest expense$49,337,000520
Salaries and employee benefits$31,762,000448
Premises and equipment expense$5,938,000456
Additional noninterest expense$11,637,000653
Pre-tax net operating income$17,462,000663
Securities gains (losses)$1,671,000244
Applicable income taxes$3,801,000598
Income before extraordinary items$15,332,000654
Extraordinary gains, net$04
Net income$15,332,000654
Minority interest net income$072
Net income of bank and minority interests.$15,332,000654
Net charge-offs$1,572,000489
Cash dividends$3,700,000957
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,995,200678
2020-09-30 (YTD Data)Rank
Total interest income$52,323,000494
Total interest expense$1,920,0001,749
Net interest income$50,403,000435
Provision for loan and lease losses$9,900,000311
Total noninterest income$9,929,000645
Gross Fiduciary activities income$1,318,000370
Service charges on deposit accounts$2,214,000379
Trading account gains and fees$0125
Additional Noninterest Income$6,397,000691
Total noninterest expense$36,704,000510
Salaries and employee benefits$24,214,000438
Premises and equipment expense$4,379,000458
Additional noninterest expense$8,111,000677
Pre-tax net operating income$13,728,000609
Securities gains (losses)$1,720,000201
Applicable income taxes$3,077,000545
Income before extraordinary items$12,371,000579
Extraordinary gains, net$04
Net income$12,371,000579
Minority interest net income$065
Net income of bank and minority interests.$12,371,000579
Net charge-offs$509,000750
Cash dividends$2,500,000915
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,995,000615
2020-06-30 (YTD Data)Rank
Total interest income$35,414,000495
Total interest expense$1,415,0001,726
Net interest income$33,999,000430
Provision for loan and lease losses$4,900,000403
Total noninterest income$6,231,000634
Gross Fiduciary activities income$801,000383
Service charges on deposit accounts$1,476,000377
Trading account gains and fees$0123
Additional Noninterest Income$3,954,000680
Total noninterest expense$24,307,000504
Salaries and employee benefits$16,166,000429
Premises and equipment expense$2,910,000456
Additional noninterest expense$5,231,000679
Pre-tax net operating income$11,023,000468
Securities gains (losses)$1,388,000167
Applicable income taxes$2,543,000409
Income before extraordinary items$9,868,000456
Extraordinary gains, net$04
Net income$9,868,000455
Minority interest net income$065
Net income of bank and minority interests.$9,868,000456
Net charge-offs$529,000570
Cash dividends$2,500,000671
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,757,600482
2020-03-31 (YTD Data)Rank
Total interest income$17,400,000505
Total interest expense$822,0001,657
Net interest income$16,578,000435
Provision for loan and lease losses$950,000637
Total noninterest income$3,203,000582
Gross Fiduciary activities income$362,000404
Service charges on deposit accounts$785,000400
Trading account gains and fees$0106
Additional Noninterest Income$2,056,000593
Total noninterest expense$11,916,000510
Salaries and employee benefits$7,899,000437
Premises and equipment expense$1,421,000473
Additional noninterest expense$2,596,000694
Pre-tax net operating income$6,915,000350
Securities gains (losses)$809,000125
Applicable income taxes$1,722,000300
Income before extraordinary items$6,002,000346
Extraordinary gains, net$04
Net income$6,002,000346
Minority interest net income$056
Net income of bank and minority interests.$6,002,000346
Net charge-offs$132,000761
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,362,890370
2019-12-31 (YTD Data)Rank
Total interest income$69,838,000503
Total interest expense$3,915,0001,495
Net interest income$65,923,000436
Provision for loan and lease losses$3,200,000353
Total noninterest income$12,461,000595
Gross Fiduciary activities income$1,520,000388
Service charges on deposit accounts$3,142,000404
Trading account gains and fees$0135
Additional Noninterest Income$7,799,000626
Total noninterest expense$48,644,000472
Salaries and employee benefits$30,676,000426
Premises and equipment expense$6,417,000417
Additional noninterest expense$11,551,000612
Pre-tax net operating income$26,540,000493
Securities gains (losses)$755,000276
Applicable income taxes$5,459,000485
Income before extraordinary items$21,836,000506
Extraordinary gains, net$011
Net income$21,836,000506
Minority interest net income$076
Net income of bank and minority interests.$21,836,000507
Net charge-offs$2,162,000386
Cash dividends$5,000,000787
Sale, conversion, retirement of capital stock, net$0626
Net operating income$21,232,000507
2019-09-30 (YTD Data)Rank
Total interest income$52,195,000510
Total interest expense$3,026,0001,475
Net interest income$49,169,000441
Provision for loan and lease losses$2,000,000407
Total noninterest income$9,344,000590
Gross Fiduciary activities income$1,083,000396
Service charges on deposit accounts$2,339,000406
Trading account gains and fees$0129
Additional Noninterest Income$5,922,000612
Total noninterest expense$36,003,000484
Salaries and employee benefits$23,102,000428
Premises and equipment expense$4,737,000427
Additional noninterest expense$8,164,000648
Pre-tax net operating income$20,510,000494
Securities gains (losses)$653,000262
Applicable income taxes$4,076,000490
Income before extraordinary items$17,087,000494
Extraordinary gains, net$011
Net income$17,087,000494
Minority interest net income$072
Net income of bank and minority interests.$17,087,000495
Net charge-offs$1,468,000384
Cash dividends$3,500,000789
Sale, conversion, retirement of capital stock, net$0590
Net operating income$16,558,070495
2019-06-30 (YTD Data)Rank
Total interest income$34,239,000516
Total interest expense$1,898,0001,525
Net interest income$32,341,000445
Provision for loan and lease losses$1,200,000413
Total noninterest income$5,759,000622
Gross Fiduciary activities income$720,000397
Service charges on deposit accounts$1,527,000414
Trading account gains and fees$0131
Additional Noninterest Income$3,512,000655
Total noninterest expense$24,086,000481
Salaries and employee benefits$15,266,000428
Premises and equipment expense$3,248,000416
Additional noninterest expense$5,572,000632
Pre-tax net operating income$12,814,000503
Securities gains (losses)$528,000216
Applicable income taxes$2,229,000537
Income before extraordinary items$11,113,000497
Extraordinary gains, net$011
Net income$11,113,000496
Minority interest net income$069
Net income of bank and minority interests.$11,113,000496
Net charge-offs$1,278,000302
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$10,674,760498
2019-03-31 (YTD Data)Rank
Total interest income$16,987,000518
Total interest expense$908,0001,537
Net interest income$16,079,000446
Provision for loan and lease losses$600,000408
Total noninterest income$3,199,000564
Gross Fiduciary activities income$367,000394
Service charges on deposit accounts$749,000412
Trading account gains and fees$0126
Additional Noninterest Income$2,083,000551
Total noninterest expense$12,075,000481
Salaries and employee benefits$7,568,000430
Premises and equipment expense$1,722,000395
Additional noninterest expense$2,785,000626
Pre-tax net operating income$6,603,000484
Securities gains (losses)$27,000519
Applicable income taxes$1,582,000419
Income before extraordinary items$5,048,000516
Extraordinary gains, net$05
Net income$5,048,000515
Minority interest net income$052
Net income of bank and minority interests.$5,048,000515
Net charge-offs$456,000354
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,026,670505
2018-12-31 (YTD Data)Rank
Total interest income$62,774,000521
Total interest expense$1,923,0001,987
Net interest income$60,851,000457
Provision for loan and lease losses$1,400,000667
Total noninterest income$11,764,000605
Gross Fiduciary activities income$1,432,000402
Service charges on deposit accounts$3,036,000432
Trading account gains and fees$0126
Additional Noninterest Income$7,296,000637
Total noninterest expense$46,951,000479
Salaries and employee benefits$30,082,000421
Premises and equipment expense$5,753,000463
Additional noninterest expense$11,116,000631
Pre-tax net operating income$24,264,000511
Securities gains (losses)$296,000179
Applicable income taxes$4,276,000529
Income before extraordinary items$20,284,000511
Extraordinary gains, net$06
Net income$20,284,000510
Minority interest net income$072
Net income of bank and minority interests.$20,284,000510
Net charge-offs$-607,0005,319
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,038,320516
2018-09-30 (YTD Data)Rank
Total interest income$45,964,000523
Total interest expense$1,221,0002,144
Net interest income$44,743,000465
Provision for loan and lease losses$700,000861
Total noninterest income$8,902,000605
Gross Fiduciary activities income$1,070,000402
Service charges on deposit accounts$2,263,000428
Trading account gains and fees$0138
Additional Noninterest Income$5,569,000637
Total noninterest expense$34,285,000485
Salaries and employee benefits$21,871,000430
Premises and equipment expense$3,861,000508
Additional noninterest expense$8,553,000599
Pre-tax net operating income$18,660,000501
Securities gains (losses)$240,000188
Applicable income taxes$4,377,000437
Income before extraordinary items$14,523,000530
Extraordinary gains, net$05
Net income$14,523,000528
Minority interest net income$066
Net income of bank and minority interests.$14,523,000529
Net charge-offs$-698,0005,411
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,333,400535
2018-06-30 (YTD Data)Rank
Total interest income$29,866,000527
Total interest expense$683,0002,328
Net interest income$29,183,000471
Provision for loan and lease losses$600,000688
Total noninterest income$5,805,000620
Gross Fiduciary activities income$708,000410
Service charges on deposit accounts$1,502,000422
Trading account gains and fees$0130
Additional Noninterest Income$3,595,000644
Total noninterest expense$22,819,000490
Salaries and employee benefits$14,514,000435
Premises and equipment expense$2,593,000510
Additional noninterest expense$5,712,000602
Pre-tax net operating income$11,569,000530
Securities gains (losses)$-1,0004,637
Applicable income taxes$2,645,000469
Income before extraordinary items$8,923,000556
Extraordinary gains, net$06
Net income$8,923,000554
Minority interest net income$065
Net income of bank and minority interests.$8,923,000555
Net charge-offs$-103,0005,204
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,923,790555
2018-03-31 (YTD Data)Rank
Total interest income$14,437,000537
Total interest expense$226,0002,890
Net interest income$14,211,000481
Provision for loan and lease losses$300,000673
Total noninterest income$2,866,000616
Gross Fiduciary activities income$347,000415
Service charges on deposit accounts$748,000431
Trading account gains and fees$0123
Additional Noninterest Income$1,771,000633
Total noninterest expense$11,296,000497
Salaries and employee benefits$7,215,000444
Premises and equipment expense$1,271,000518
Additional noninterest expense$2,810,000604
Pre-tax net operating income$5,481,000545
Securities gains (losses)$0735
Applicable income taxes$1,255,000477
Income before extraordinary items$4,226,000572
Extraordinary gains, net$07
Net income$4,226,000573
Minority interest net income$052
Net income of bank and minority interests.$4,226,000572
Net charge-offs$-39,0005,175
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,226,000573
2017-12-31 (YTD Data)Rank
Total interest income$52,670,000548
Total interest expense$847,0002,846
Net interest income$51,823,000493
Provision for loan and lease losses$1,575,000619
Total noninterest income$10,169,000675
Gross Fiduciary activities income$1,244,000420
Service charges on deposit accounts$2,868,000455
Trading account gains and fees$0151
Additional Noninterest Income$6,057,000729
Total noninterest expense$38,825,000559
Salaries and employee benefits$24,236,000491
Premises and equipment expense$4,979,000508
Additional noninterest expense$9,610,000700
Pre-tax net operating income$21,592,000519
Securities gains (losses)$201,000397
Applicable income taxes$8,882,000445
Income before extraordinary items$12,911,000592
Extraordinary gains, net$09
Net income$12,911,000592
Minority interest net income$076
Net income of bank and minority interests.$12,911,000592
Net charge-offs$1,242,000584
Cash dividends$4,060,000803
Sale, conversion, retirement of capital stock, net$56,000549
Net operating income$12,782,360592
2017-09-30 (YTD Data)Rank
Total interest income$38,712,000554
Total interest expense$627,0002,848
Net interest income$38,085,000504
Provision for loan and lease losses$750,000870
Total noninterest income$7,579,000689
Gross Fiduciary activities income$927,000425
Service charges on deposit accounts$2,140,000461
Trading account gains and fees$0145
Additional Noninterest Income$4,512,000740
Total noninterest expense$28,941,000564
Salaries and employee benefits$17,913,000505
Premises and equipment expense$3,692,000514
Additional noninterest expense$7,336,000692
Pre-tax net operating income$15,973,000530
Securities gains (losses)$200,000368
Applicable income taxes$5,343,000469
Income before extraordinary items$10,830,000582
Extraordinary gains, net$09
Net income$10,830,000582
Minority interest net income$071
Net income of bank and minority interests.$10,830,000582
Net charge-offs$-222,0005,511
Cash dividends$4,060,000587
Sale, conversion, retirement of capital stock, net$56,000491
Net operating income$10,696,000581
2017-06-30 (YTD Data)Rank
Total interest income$25,226,000559
Total interest expense$419,0002,792
Net interest income$24,807,000510
Provision for loan and lease losses$200,0001,539
Total noninterest income$4,997,000699
Gross Fiduciary activities income$644,000416
Service charges on deposit accounts$1,437,000454
Trading account gains and fees$0139
Additional Noninterest Income$2,916,000751
Total noninterest expense$19,313,000564
Salaries and employee benefits$11,817,000509
Premises and equipment expense$2,462,000512
Additional noninterest expense$5,034,000680
Pre-tax net operating income$10,291,000533
Securities gains (losses)$189,000294
Applicable income taxes$3,369,000484
Income before extraordinary items$7,111,000585
Extraordinary gains, net$011
Net income$7,111,000584
Minority interest net income$071
Net income of bank and minority interests.$7,111,000585
Net charge-offs$-131,0005,497
Cash dividends$3,160,000523
Sale, conversion, retirement of capital stock, net$56,000416
Net operating income$6,982,480586
2017-03-31 (YTD Data)Rank
Total interest income$12,365,000568
Total interest expense$213,0002,735
Net interest income$12,152,000517
Provision for loan and lease losses$03,537
Total noninterest income$2,505,000676
Gross Fiduciary activities income$286,000441
Service charges on deposit accounts$718,000459
Trading account gains and fees$0142
Additional Noninterest Income$1,501,000726
Total noninterest expense$9,704,000567
Salaries and employee benefits$5,968,000514
Premises and equipment expense$1,220,000528
Additional noninterest expense$2,516,000672
Pre-tax net operating income$4,953,000532
Securities gains (losses)$4,000846
Applicable income taxes$1,590,000492
Income before extraordinary items$3,367,000605
Extraordinary gains, net$08
Net income$3,367,000605
Minority interest net income$055
Net income of bank and minority interests.$3,367,000605
Net charge-offs$-225,0005,737
Cash dividends$1,160,000648
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,364,280591
2016-12-31 (YTD Data)Rank
Total interest income$46,911,000571
Total interest expense$669,0003,131
Net interest income$46,242,000520
Provision for loan and lease losses$-1,375,0005,855
Total noninterest income$9,810,000709
Gross Fiduciary activities income$1,167,000428
Service charges on deposit accounts$2,571,000508
Trading account gains and fees$0170
Additional Noninterest Income$6,072,000726
Total noninterest expense$37,948,000576
Salaries and employee benefits$23,201,000512
Premises and equipment expense$5,043,000495
Additional noninterest expense$9,704,000698
Pre-tax net operating income$19,479,000522
Securities gains (losses)$318,000632
Applicable income taxes$6,164,000482
Income before extraordinary items$13,633,000565
Extraordinary gains, net$05
Net income$13,633,000564
Minority interest net income$082
Net income of bank and minority interests.$13,633,000564
Net charge-offs$856,000744
Cash dividends$7,700,000474
Sale, conversion, retirement of capital stock, net$184,000410
Net operating income$13,413,580568
2016-09-30 (YTD Data)Rank
Total interest income$34,887,000574
Total interest expense$483,0003,197
Net interest income$34,404,000519
Provision for loan and lease losses$-1,375,0005,937
Total noninterest income$7,561,000694
Gross Fiduciary activities income$887,000428
Service charges on deposit accounts$1,930,000509
Trading account gains and fees$0169
Additional Noninterest Income$4,744,000719
Total noninterest expense$28,437,000571
Salaries and employee benefits$17,468,000513
Premises and equipment expense$3,755,000505
Additional noninterest expense$7,214,000701
Pre-tax net operating income$14,903,000516
Securities gains (losses)$334,000565
Applicable income taxes$4,869,000473
Income before extraordinary items$10,368,000567
Extraordinary gains, net$05
Net income$10,368,000567
Minority interest net income$071
Net income of bank and minority interests.$10,368,000567
Net charge-offs$462,000846
Cash dividends$7,500,000363
Sale, conversion, retirement of capital stock, net$184,000349
Net operating income$10,140,880563
2016-06-30 (YTD Data)Rank
Total interest income$23,024,000578
Total interest expense$317,0003,236
Net interest income$22,707,000529
Provision for loan and lease losses$-700,0005,992
Total noninterest income$5,037,000677
Gross Fiduciary activities income$565,000440
Service charges on deposit accounts$1,302,000499
Trading account gains and fees$0157
Additional Noninterest Income$3,170,000706
Total noninterest expense$18,874,000574
Salaries and employee benefits$11,551,000516
Premises and equipment expense$2,491,000511
Additional noninterest expense$4,832,000707
Pre-tax net operating income$9,570,000523
Securities gains (losses)$277,000456
Applicable income taxes$3,126,000479
Income before extraordinary items$6,721,000572
Extraordinary gains, net$016
Net income$6,721,000570
Minority interest net income$071
Net income of bank and minority interests.$6,721,000571
Net charge-offs$-657,0005,993
Cash dividends$6,900,000282
Sale, conversion, retirement of capital stock, net$184,000288
Net operating income$6,532,640570
2016-03-31 (YTD Data)Rank
Total interest income$11,367,000583
Total interest expense$149,0003,387
Net interest income$11,218,000534
Provision for loan and lease losses$-200,0006,017
Total noninterest income$2,511,000670
Gross Fiduciary activities income$279,000442
Service charges on deposit accounts$663,000486
Trading account gains and fees$0142
Additional Noninterest Income$1,569,000684
Total noninterest expense$9,279,000581
Salaries and employee benefits$5,651,000522
Premises and equipment expense$1,243,000520
Additional noninterest expense$2,385,000702
Pre-tax net operating income$4,650,000518
Securities gains (losses)$02,077
Applicable income taxes$1,471,000486
Income before extraordinary items$3,179,000578
Extraordinary gains, net$012
Net income$3,179,000577
Minority interest net income$062
Net income of bank and minority interests.$3,179,000578
Net charge-offs$-687,0006,089
Cash dividends$6,600,000173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,179,000562
2015-12-31 (YTD Data)Rank
Total interest income$43,520,000589
Total interest expense$641,0003,240
Net interest income$42,879,000538
Provision for loan and lease losses$04,380
Total noninterest income$8,221,000779
Gross Fiduciary activities income$1,215,000432
Service charges on deposit accounts$2,695,000487
Trading account gains and fees$0159
Additional Noninterest Income$4,311,000894
Total noninterest expense$35,049,000608
Salaries and employee benefits$20,704,000550
Premises and equipment expense$5,094,000491
Additional noninterest expense$9,251,000715
Pre-tax net operating income$16,051,000583
Securities gains (losses)$69,0001,413
Applicable income taxes$4,949,000523
Income before extraordinary items$11,171,000662
Extraordinary gains, net$023
Net income$11,171,000661
Minority interest net income$081
Net income of bank and minority interests.$11,171,000663
Net charge-offs$359,0001,455
Cash dividends$2,975,000993
Sale, conversion, retirement of capital stock, net$379,000343
Net operating income$11,123,390654
2015-09-30 (YTD Data)Rank
Total interest income$32,276,000592
Total interest expense$493,0003,239
Net interest income$31,783,000545
Provision for loan and lease losses$72,0002,983
Total noninterest income$6,033,000809
Gross Fiduciary activities income$888,000437
Service charges on deposit accounts$1,994,000499
Trading account gains and fees$0153
Additional Noninterest Income$3,151,000923
Total noninterest expense$26,005,000621
Salaries and employee benefits$15,269,000564
Premises and equipment expense$3,864,000498
Additional noninterest expense$6,872,000730
Pre-tax net operating income$11,739,000613
Securities gains (losses)$63,0001,321
Applicable income taxes$3,649,000555
Income before extraordinary items$8,153,000679
Extraordinary gains, net$021
Net income$8,153,000676
Minority interest net income$078
Net income of bank and minority interests.$8,153,000679
Net charge-offs$122,0001,979
Cash dividends$2,125,000931
Sale, conversion, retirement of capital stock, net$365,000288
Net operating income$8,109,530661
2015-06-30 (YTD Data)Rank
Total interest income$21,603,000591
Total interest expense$341,0003,184
Net interest income$21,262,000544
Provision for loan and lease losses$150,0001,756
Total noninterest income$4,331,000771
Gross Fiduciary activities income$562,000447
Service charges on deposit accounts$1,338,000487
Trading account gains and fees$0157
Additional Noninterest Income$2,431,000841
Total noninterest expense$17,548,000613
Salaries and employee benefits$10,183,000557
Premises and equipment expense$2,555,000507
Additional noninterest expense$4,810,000699
Pre-tax net operating income$7,895,000606
Securities gains (losses)$63,0001,106
Applicable income taxes$2,475,000561
Income before extraordinary items$5,483,000673
Extraordinary gains, net$022
Net income$5,483,000670
Minority interest net income$075
Net income of bank and minority interests.$5,483,000673
Net charge-offs$345,000831
Cash dividends$1,325,000982
Sale, conversion, retirement of capital stock, net$365,000231
Net operating income$5,439,530654
2015-03-31 (YTD Data)Rank
Total interest income$10,559,000600
Total interest expense$181,0003,087
Net interest income$10,378,000546
Provision for loan and lease losses$150,0001,060
Total noninterest income$2,071,000763
Gross Fiduciary activities income$261,000467
Service charges on deposit accounts$692,000466
Trading account gains and fees$0152
Additional Noninterest Income$1,118,000857
Total noninterest expense$8,699,000611
Salaries and employee benefits$5,106,000562
Premises and equipment expense$1,294,000507
Additional noninterest expense$2,299,000723
Pre-tax net operating income$3,600,000643
Securities gains (losses)$20,0001,240
Applicable income taxes$1,102,000588
Income before extraordinary items$2,518,000706
Extraordinary gains, net$013
Net income$2,518,000703
Minority interest net income$064
Net income of bank and minority interests.$2,518,000706
Net charge-offs$565,000313
Cash dividends$700,000860
Sale, conversion, retirement of capital stock, net$164,000202
Net operating income$2,504,000685
2014-12-31 (YTD Data)Rank
Total interest income$40,802,000606
Total interest expense$717,0003,261
Net interest income$40,085,000550
Provision for loan and lease losses$1,194,000745
Total noninterest income$7,715,000794
Gross Fiduciary activities income$1,145,000441
Service charges on deposit accounts$2,587,000529
Trading account gains and fees$0180
Additional Noninterest Income$3,983,000901
Total noninterest expense$33,356,000619
Salaries and employee benefits$19,658,000549
Premises and equipment expense$4,934,000509
Additional noninterest expense$8,764,000748
Pre-tax net operating income$13,250,000638
Securities gains (losses)$851,000244
Applicable income taxes$4,366,000551
Income before extraordinary items$9,735,000703
Extraordinary gains, net$017
Net income$9,735,000703
Minority interest net income$084
Net income of bank and minority interests.$9,735,000703
Net charge-offs$-978,0006,452
Cash dividends$1,600,0001,502
Sale, conversion, retirement of capital stock, net$231,000410
Net operating income$9,147,810727
2014-09-30 (YTD Data)Rank
Total interest income$30,462,000606
Total interest expense$549,0003,276
Net interest income$29,913,000552
Provision for loan and lease losses$1,194,000572
Total noninterest income$5,626,000818
Gross Fiduciary activities income$826,000450
Service charges on deposit accounts$1,917,000534
Trading account gains and fees$0174
Additional Noninterest Income$2,883,000934
Total noninterest expense$24,975,000616
Salaries and employee benefits$14,706,000556
Premises and equipment expense$3,687,000512
Additional noninterest expense$6,582,000746
Pre-tax net operating income$9,370,000673
Securities gains (losses)$650,000237
Applicable income taxes$3,081,000586
Income before extraordinary items$6,939,000733
Extraordinary gains, net$015
Net income$6,939,000731
Minority interest net income$081
Net income of bank and minority interests.$6,939,000732
Net charge-offs$-971,0006,535
Cash dividends$1,600,0001,103
Sale, conversion, retirement of capital stock, net$218,000344
Net operating income$6,490,500761
2014-06-30 (YTD Data)Rank
Total interest income$20,216,000607
Total interest expense$373,0003,275
Net interest income$19,843,000551
Provision for loan and lease losses$894,000501
Total noninterest income$3,563,000832
Gross Fiduciary activities income$578,000440
Service charges on deposit accounts$1,243,000543
Trading account gains and fees$0172
Additional Noninterest Income$1,742,000992
Total noninterest expense$16,607,000613
Salaries and employee benefits$9,803,000546
Premises and equipment expense$2,402,000524
Additional noninterest expense$4,402,000744
Pre-tax net operating income$5,905,000697
Securities gains (losses)$644,000178
Applicable income taxes$2,037,000573
Income before extraordinary items$4,512,000730
Extraordinary gains, net$020
Net income$4,512,000729
Minority interest net income$080
Net income of bank and minority interests.$4,512,000730
Net charge-offs$-1,072,0006,619
Cash dividends$1,550,000805
Sale, conversion, retirement of capital stock, net$202,000287
Net operating income$4,067,640782
2014-03-31 (YTD Data)Rank
Total interest income$10,115,000613
Total interest expense$186,0003,330
Net interest income$9,929,000555
Provision for loan and lease losses$447,000506
Total noninterest income$1,503,000917
Gross Fiduciary activities income$286,000446
Service charges on deposit accounts$591,000555
Trading account gains and fees$0147
Additional Noninterest Income$626,0001,204
Total noninterest expense$8,209,000626
Salaries and employee benefits$4,900,000555
Premises and equipment expense$1,184,000536
Additional noninterest expense$2,125,000767
Pre-tax net operating income$2,776,000726
Securities gains (losses)$317,000197
Applicable income taxes$975,000567
Income before extraordinary items$2,118,000737
Extraordinary gains, net$016
Net income$2,118,000738
Minority interest net income$066
Net income of bank and minority interests.$2,118,000738
Net charge-offs$-1,093,0006,707
Cash dividends$800,000729
Sale, conversion, retirement of capital stock, net$65,000318
Net operating income$1,902,440802
2013-12-31 (YTD Data)Rank
Total interest income$40,028,000620
Total interest expense$1,036,0002,865
Net interest income$38,992,000553
Provision for loan and lease losses$1,130,000996
Total noninterest income$5,739,0001,025
Gross Fiduciary activities income$1,146,000431
Service charges on deposit accounts$2,284,000608
Trading account gains and fees$0184
Additional Noninterest Income$2,309,0001,369
Total noninterest expense$31,923,000653
Salaries and employee benefits$18,139,000592
Premises and equipment expense$4,795,000511
Additional noninterest expense$8,989,000765
Pre-tax net operating income$11,678,000670
Securities gains (losses)$652,000348
Applicable income taxes$3,844,000562
Income before extraordinary items$8,486,000754
Extraordinary gains, net$029
Net income$8,486,000754
Minority interest net income$090
Net income of bank and minority interests.$8,486,000755
Net charge-offs$2,169,000700
Cash dividends$850,0002,133
Sale, conversion, retirement of capital stock, net$370,000325
Net operating income$8,036,120769
2013-09-30 (YTD Data)Rank
Total interest income$29,608,000625
Total interest expense$814,0002,855
Net interest income$28,794,000557
Provision for loan and lease losses$1,035,000856
Total noninterest income$4,279,0001,053
Gross Fiduciary activities income$881,000422
Service charges on deposit accounts$1,702,000607
Trading account gains and fees$0180
Additional Noninterest Income$1,696,0001,419
Total noninterest expense$23,160,000669
Salaries and employee benefits$13,364,000610
Premises and equipment expense$3,592,000518
Additional noninterest expense$6,204,000825
Pre-tax net operating income$8,878,000679
Securities gains (losses)$650,000322
Applicable income taxes$2,981,000552
Income before extraordinary items$6,547,000735
Extraordinary gains, net$025
Net income$6,547,000735
Minority interest net income$084
Net income of bank and minority interests.$6,547,000737
Net charge-offs$826,0001,147
Cash dividends$850,0001,610
Sale, conversion, retirement of capital stock, net$211,000340
Net operating income$6,098,500767
2013-06-30 (YTD Data)Rank
Total interest income$19,520,000627
Total interest expense$545,0002,902
Net interest income$18,975,000561
Provision for loan and lease losses$690,000891
Total noninterest income$2,843,0001,065
Gross Fiduciary activities income$580,000428
Service charges on deposit accounts$1,120,000601
Trading account gains and fees$0157
Additional Noninterest Income$1,143,0001,453
Total noninterest expense$15,191,000680
Salaries and employee benefits$8,779,000621
Premises and equipment expense$2,395,000515
Additional noninterest expense$4,017,000837
Pre-tax net operating income$5,937,000661
Securities gains (losses)$644,000294
Applicable income taxes$2,062,000532
Income before extraordinary items$4,519,000713
Extraordinary gains, net$022
Net income$4,519,000715
Minority interest net income$082
Net income of bank and minority interests.$4,519,000715
Net charge-offs$599,0001,101
Cash dividends$550,0001,604
Sale, conversion, retirement of capital stock, net$211,000258
Net operating income$4,074,640734
2013-03-31 (YTD Data)Rank
Total interest income$9,747,000634
Total interest expense$273,0002,959
Net interest income$9,474,000565
Provision for loan and lease losses$345,000903
Total noninterest income$1,421,0001,057
Gross Fiduciary activities income$274,000442
Service charges on deposit accounts$559,000593
Trading account gains and fees$0148
Additional Noninterest Income$588,0001,408
Total noninterest expense$7,573,000689
Salaries and employee benefits$4,400,000626
Premises and equipment expense$1,183,000526
Additional noninterest expense$1,990,000854
Pre-tax net operating income$2,977,000641
Securities gains (losses)$591,000185
Applicable income taxes$1,120,000503
Income before extraordinary items$2,448,000660
Extraordinary gains, net$010
Net income$2,448,000659
Minority interest net income$076
Net income of bank and minority interests.$2,448,000661
Net charge-offs$196,0001,374
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$206,000156
Net operating income$2,040,210726
2012-12-31 (YTD Data)Rank
Total interest income$39,557,000662
Total interest expense$1,797,0002,342
Net interest income$37,760,000577
Provision for loan and lease losses$3,453,000690
Total noninterest income$5,667,0001,048
Gross Fiduciary activities income$1,241,000401
Service charges on deposit accounts$2,132,000661
Trading account gains and fees$0166
Additional Noninterest Income$2,294,0001,417
Total noninterest expense$29,844,000689
Salaries and employee benefits$17,089,000615
Premises and equipment expense$4,629,000520
Additional noninterest expense$8,126,000864
Pre-tax net operating income$10,130,000706
Securities gains (losses)$776,000673
Applicable income taxes$3,235,000571
Income before extraordinary items$7,671,000786
Extraordinary gains, net$029
Net income$7,671,000784
Minority interest net income$093
Net income of bank and minority interests.$7,671,000786
Net charge-offs$8,243,000381
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$99,000580
Net operating income$7,127,800778
2012-09-30 (YTD Data)Rank
Total interest income$29,738,000671
Total interest expense$1,461,0002,257
Net interest income$28,277,000582
Provision for loan and lease losses$2,484,000714
Total noninterest income$4,373,0001,025
Gross Fiduciary activities income$949,000390
Service charges on deposit accounts$1,616,000666
Trading account gains and fees$0157
Additional Noninterest Income$1,808,0001,363
Total noninterest expense$21,657,000698
Salaries and employee benefits$12,487,000627
Premises and equipment expense$3,419,000532
Additional noninterest expense$5,751,000906
Pre-tax net operating income$8,509,000659
Securities gains (losses)$717,000570
Applicable income taxes$2,853,000531
Income before extraordinary items$6,373,000721
Extraordinary gains, net$020
Net income$6,373,000720
Minority interest net income$086
Net income of bank and minority interests.$6,373,000721
Net charge-offs$1,308,0001,236
Cash dividends$1,000,0001,322
Sale, conversion, retirement of capital stock, net$47,000619
Net operating income$5,878,270735
2012-06-30 (YTD Data)Rank
Total interest income$19,855,000674
Total interest expense$1,075,0002,151
Net interest income$18,780,000582
Provision for loan and lease losses$2,036,000633
Total noninterest income$2,999,000989
Gross Fiduciary activities income$601,000405
Service charges on deposit accounts$1,089,000655
Trading account gains and fees$0153
Additional Noninterest Income$1,309,0001,259
Total noninterest expense$14,335,000702
Salaries and employee benefits$8,150,000635
Premises and equipment expense$2,265,000533
Additional noninterest expense$3,920,000879
Pre-tax net operating income$5,408,000685
Securities gains (losses)$580,000470
Applicable income taxes$1,850,000538
Income before extraordinary items$4,138,000734
Extraordinary gains, net$019
Net income$4,138,000733
Minority interest net income$084
Net income of bank and minority interests.$4,138,000734
Net charge-offs$87,0003,551
Cash dividends$1,000,000957
Sale, conversion, retirement of capital stock, net$32,000578
Net operating income$3,737,800761
2012-03-31 (YTD Data)Rank
Total interest income$9,754,000689
Total interest expense$566,0002,132
Net interest income$9,188,000599
Provision for loan and lease losses$1,038,000598
Total noninterest income$1,408,0001,018
Gross Fiduciary activities income$284,000421
Service charges on deposit accounts$565,000631
Trading account gains and fees$0148
Additional Noninterest Income$559,0001,399
Total noninterest expense$7,068,000707
Salaries and employee benefits$4,086,000637
Premises and equipment expense$1,097,000555
Additional noninterest expense$1,885,000904
Pre-tax net operating income$2,490,000738
Securities gains (losses)$197,000614
Applicable income taxes$783,000611
Income before extraordinary items$1,904,000790
Extraordinary gains, net$019
Net income$1,904,000788
Minority interest net income$078
Net income of bank and minority interests.$1,904,000791
Net charge-offs$107,0002,385
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$16,000521
Net operating income$1,764,130795
2011-12-31 (YTD Data)Rank
Total interest income$37,852,000745
Total interest expense$3,072,0001,920
Net interest income$34,780,000611
Provision for loan and lease losses$6,186,000665
Total noninterest income$5,045,0001,037
Gross Fiduciary activities income$1,058,000387
Service charges on deposit accounts$2,277,000646
Trading account gains and fees$0146
Additional Noninterest Income$1,710,0001,507
Total noninterest expense$27,051,000727
Salaries and employee benefits$15,398,000633
Premises and equipment expense$4,226,000600
Additional noninterest expense$7,427,000947
Pre-tax net operating income$6,588,000912
Securities gains (losses)$246,0001,295
Applicable income taxes$1,895,000826
Income before extraordinary items$4,939,0001,019
Extraordinary gains, net$029
Net income$4,939,0001,019
Minority interest net income$096
Net income of bank and minority interests.$4,939,0001,019
Net charge-offs$3,017,0001,190
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$210,000524
Net operating income$4,761,8801,006
2011-09-30 (YTD Data)Rank
Total interest income$28,213,000769
Total interest expense$2,473,0001,867
Net interest income$25,740,000625
Provision for loan and lease losses$5,223,000595
Total noninterest income$3,954,0001,005
Gross Fiduciary activities income$765,000389
Service charges on deposit accounts$1,708,000654
Trading account gains and fees$0145
Additional Noninterest Income$1,481,0001,350
Total noninterest expense$19,766,000749
Salaries and employee benefits$11,136,000666
Premises and equipment expense$3,156,000608
Additional noninterest expense$5,474,000972
Pre-tax net operating income$4,705,000988
Securities gains (losses)$194,0001,243
Applicable income taxes$1,400,000843
Income before extraordinary items$3,499,0001,092
Extraordinary gains, net$021
Net income$3,499,0001,092
Minority interest net income$087
Net income of bank and minority interests.$3,499,0001,092
Net charge-offs$1,653,0001,397
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$157,000490
Net operating income$3,361,2601,082
2011-06-30 (YTD Data)Rank
Total interest income$18,711,000785
Total interest expense$1,730,0001,846
Net interest income$16,981,000639
Provision for loan and lease losses$4,084,000530
Total noninterest income$2,741,000974
Gross Fiduciary activities income$499,000401
Service charges on deposit accounts$1,142,000644
Trading account gains and fees$0153
Additional Noninterest Income$1,100,0001,266
Total noninterest expense$13,092,000764
Salaries and employee benefits$7,160,000695
Premises and equipment expense$2,000,000636
Additional noninterest expense$3,932,000919
Pre-tax net operating income$2,546,0001,166
Securities gains (losses)$205,000722
Applicable income taxes$717,0001,006
Income before extraordinary items$2,034,0001,229
Extraordinary gains, net$015
Net income$2,034,0001,229
Minority interest net income$089
Net income of bank and minority interests.$2,034,0001,229
Net charge-offs$648,0001,866
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$105,000401
Net operating income$1,882,3001,265
2011-03-31 (YTD Data)Rank
Total interest income$9,290,000795
Total interest expense$894,0001,847
Net interest income$8,396,000654
Provision for loan and lease losses$2,239,000470
Total noninterest income$1,539,000890
Gross Fiduciary activities income$242,000412
Service charges on deposit accounts$571,000630
Trading account gains and fees$0158
Additional Noninterest Income$726,0001,039
Total noninterest expense$6,567,000765
Salaries and employee benefits$3,591,000698
Premises and equipment expense$1,035,000636
Additional noninterest expense$1,941,000920
Pre-tax net operating income$1,129,0001,286
Securities gains (losses)$204,000339
Applicable income taxes$332,0001,024
Income before extraordinary items$1,001,0001,237
Extraordinary gains, net$09
Net income$1,001,0001,236
Minority interest net income$086
Net income of bank and minority interests.$1,001,0001,237
Net charge-offs$690,0001,099
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$52,000352
Net operating income$848,0001,378
2010-12-31 (YTD Data)Rank
Total interest income$38,102,000803
Total interest expense$4,972,0001,669
Net interest income$33,130,000651
Provision for loan and lease losses$9,498,000693
Total noninterest income$3,742,0001,329
Gross Fiduciary activities income$969,000404
Service charges on deposit accounts$2,403,000618
Trading account gains and fees$0175
Additional Noninterest Income$370,0003,640
Total noninterest expense$25,553,000785
Salaries and employee benefits$13,843,000700
Premises and equipment expense$4,199,000613
Additional noninterest expense$7,511,000982
Pre-tax net operating income$1,821,0002,415
Securities gains (losses)$433,000998
Applicable income taxes$182,0002,789
Income before extraordinary items$2,072,0001,963
Extraordinary gains, net$029
Net income$2,072,0001,964
Minority interest net income$0111
Net income of bank and minority interests.$2,072,0001,965
Net charge-offs$9,332,000638
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$241,000597
Net operating income$1,673,6402,230
2010-09-30 (YTD Data)Rank
Total interest income$28,613,000804
Total interest expense$3,878,0001,670
Net interest income$24,735,000648
Provision for loan and lease losses$7,252,000657
Total noninterest income$2,628,0001,369
Gross Fiduciary activities income$723,000405
Service charges on deposit accounts$1,814,000628
Trading account gains and fees$0165
Additional Noninterest Income$91,0005,323
Total noninterest expense$19,240,000767
Salaries and employee benefits$10,250,000703
Premises and equipment expense$3,174,000601
Additional noninterest expense$5,816,000916
Pre-tax net operating income$871,0003,327
Securities gains (losses)$433,000836
Applicable income taxes$41,0003,665
Income before extraordinary items$1,263,0002,458
Extraordinary gains, net$023
Net income$1,263,0002,455
Minority interest net income$0110
Net income of bank and minority interests.$1,263,0002,459
Net charge-offs$4,737,000813
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$180,000523
Net operating income$842,9903,074
2010-06-30 (YTD Data)Rank
Total interest income$18,955,000815
Total interest expense$2,702,0001,668
Net interest income$16,253,000659
Provision for loan and lease losses$5,348,000609
Total noninterest income$1,673,0001,402
Gross Fiduciary activities income$467,000412
Service charges on deposit accounts$1,216,000629
Trading account gains and fees$0152
Additional Noninterest Income$-10,0007,345
Total noninterest expense$12,668,000776
Salaries and employee benefits$6,667,000715
Premises and equipment expense$2,102,000618
Additional noninterest expense$3,899,000903
Pre-tax net operating income$-90,0006,258
Securities gains (losses)$429,000543
Applicable income taxes$-166,0007,285
Income before extraordinary items$505,0003,394
Extraordinary gains, net$019
Net income$505,0003,391
Minority interest net income$0105
Net income of bank and minority interests.$505,0003,393
Net charge-offs$4,212,000644
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$120,000447
Net operating income$76,0005,591
2010-03-31 (YTD Data)Rank
Total interest income$9,550,000826
Total interest expense$1,407,0001,672
Net interest income$8,143,000668
Provision for loan and lease losses$2,830,000577
Total noninterest income$1,361,000948
Gross Fiduciary activities income$215,000440
Service charges on deposit accounts$614,000623
Trading account gains and fees$0175
Additional Noninterest Income$532,0001,232
Total noninterest expense$6,260,000794
Salaries and employee benefits$3,405,000713
Premises and equipment expense$1,036,000644
Additional noninterest expense$1,819,000972
Pre-tax net operating income$414,0002,781
Securities gains (losses)$8,0001,783
Applicable income taxes$15,0003,592
Income before extraordinary items$407,0002,523
Extraordinary gains, net$016
Net income$407,0002,521
Minority interest net income$091
Net income of bank and minority interests.$407,0002,523
Net charge-offs$2,113,000623
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$60,000379
Net operating income$399,3202,464
2009-12-31 (YTD Data)Rank
Total interest income$39,823,000845
Total interest expense$6,661,0001,757
Net interest income$33,162,000643
Provision for loan and lease losses$10,956,000806
Total noninterest income$4,883,0001,126
Gross Fiduciary activities income$877,000417
Service charges on deposit accounts$2,366,000706
Trading account gains and fees$0211
Additional Noninterest Income$1,640,0001,566
Total noninterest expense$24,748,000851
Salaries and employee benefits$13,113,000747
Premises and equipment expense$4,200,000634
Additional noninterest expense$7,435,0001,041
Pre-tax net operating income$2,341,0001,672
Securities gains (losses)$18,0003,082
Applicable income taxes$265,0002,146
Income before extraordinary items$2,094,0001,585
Extraordinary gains, net$034
Net income$2,094,0001,583
Minority interest net income$0115
Net income of bank and minority interests.$2,094,0001,584
Net charge-offs$4,903,0001,166
Cash dividends$1,750,0001,027
Sale, conversion, retirement of capital stock, net$243,000674
Net operating income$2,077,9801,555
2009-09-30 (YTD Data)Rank
Total interest income$29,866,000860
Total interest expense$5,130,0001,793
Net interest income$24,736,000652
Provision for loan and lease losses$8,456,000714
Total noninterest income$3,801,0001,093
Gross Fiduciary activities income$661,000408
Service charges on deposit accounts$1,772,000701
Trading account gains and fees$0212
Additional Noninterest Income$1,368,0001,485
Total noninterest expense$18,319,000848
Salaries and employee benefits$9,785,000760
Premises and equipment expense$3,141,000649
Additional noninterest expense$5,393,0001,046
Pre-tax net operating income$1,762,0001,803
Securities gains (losses)$18,0002,785
Applicable income taxes$231,0002,175
Income before extraordinary items$1,549,0001,721
Extraordinary gains, net$027
Net income$1,549,0001,721
Minority interest net income$0118
Net income of bank and minority interests.$1,549,0001,721
Net charge-offs$4,189,000947
Cash dividends$1,750,000736
Sale, conversion, retirement of capital stock, net$182,000601
Net operating income$1,533,3401,700
2009-06-30 (YTD Data)Rank
Total interest income$19,774,000883
Total interest expense$3,491,0001,846
Net interest income$16,283,000660
Provision for loan and lease losses$6,379,000625
Total noninterest income$2,551,0001,089
Gross Fiduciary activities income$441,000415
Service charges on deposit accounts$1,203,000693
Trading account gains and fees$0193
Additional Noninterest Income$907,0001,512
Total noninterest expense$12,165,000874
Salaries and employee benefits$6,432,000792
Premises and equipment expense$2,097,000667
Additional noninterest expense$3,636,0001,052
Pre-tax net operating income$290,0004,185
Securities gains (losses)$9,0002,610
Applicable income taxes$-167,0007,271
Income before extraordinary items$466,0003,221
Extraordinary gains, net$021
Net income$466,0003,218
Minority interest net income$0112
Net income of bank and minority interests.$466,0003,220
Net charge-offs$3,193,000821
Cash dividends$1,250,000721
Sale, conversion, retirement of capital stock, net$122,000560
Net operating income$457,0003,145
2009-03-31 (YTD Data)Rank
Total interest income$9,915,000889
Total interest expense$1,704,0001,942
Net interest income$8,211,000650
Provision for loan and lease losses$1,314,000998
Total noninterest income$1,251,0001,071
Gross Fiduciary activities income$213,000428
Service charges on deposit accounts$610,000661
Trading account gains and fees$0171
Additional Noninterest Income$428,0001,547
Total noninterest expense$5,987,000845
Salaries and employee benefits$3,176,000798
Premises and equipment expense$1,047,000681
Additional noninterest expense$1,764,000951
Pre-tax net operating income$2,161,000556
Securities gains (losses)$3,0002,164
Applicable income taxes$665,000497
Income before extraordinary items$1,499,000684
Extraordinary gains, net$015
Net income$1,499,000683
Minority interest net income$0102
Net income of bank and minority interests.$1,499,000686
Net charge-offs$1,410,000770
Cash dividends$1,000,000426
Sale, conversion, retirement of capital stock, net$61,000448
Net operating income$1,496,930638
2008-12-31 (YTD Data)Rank
Total interest income$46,441,000797
Total interest expense$10,920,0001,484
Net interest income$35,521,000607
Provision for loan and lease losses$3,226,0001,318
Total noninterest income$5,053,0001,043
Gross Fiduciary activities income$925,000428
Service charges on deposit accounts$2,413,000716
Trading account gains and fees$0154
Additional Noninterest Income$1,715,0001,459
Total noninterest expense$24,794,000803
Salaries and employee benefits$14,770,000664
Premises and equipment expense$4,015,000688
Additional noninterest expense$6,009,0001,077
Pre-tax net operating income$12,554,000429
Securities gains (losses)$124,000979
Applicable income taxes$4,190,000367
Income before extraordinary items$8,488,000461
Extraordinary gains, net$039
Net income$8,488,000461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,453,0001,140
Cash dividends$7,325,000391
Sale, conversion, retirement of capital stock, net$137,000883
Net operating income$8,404,920483
2008-09-30 (YTD Data)Rank
Total interest income$35,707,000800
Total interest expense$8,694,0001,472
Net interest income$27,013,000614
Provision for loan and lease losses$2,076,0001,155
Total noninterest income$3,947,0001,055
Gross Fiduciary activities income$692,000431
Service charges on deposit accounts$1,824,000724
Trading account gains and fees$0148
Additional Noninterest Income$1,431,0001,407
Total noninterest expense$18,697,000783
Salaries and employee benefits$11,209,000670
Premises and equipment expense$2,971,000700
Additional noninterest expense$4,517,0001,021
Pre-tax net operating income$10,187,000503
Securities gains (losses)$107,000924
Applicable income taxes$3,444,000414
Income before extraordinary items$6,850,000536
Extraordinary gains, net$031
Net income$6,850,000535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,849,000866
Cash dividends$6,525,000351
Sale, conversion, retirement of capital stock, net$306,000479
Net operating income$6,778,310564
2008-06-30 (YTD Data)Rank
Total interest income$24,269,000801
Total interest expense$6,301,0001,397
Net interest income$17,968,000614
Provision for loan and lease losses$1,050,0001,183
Total noninterest income$2,633,0001,063
Gross Fiduciary activities income$454,000446
Service charges on deposit accounts$1,200,000721
Trading account gains and fees$0149
Additional Noninterest Income$979,0001,420
Total noninterest expense$12,207,000797
Salaries and employee benefits$7,317,000690
Premises and equipment expense$1,917,000723
Additional noninterest expense$2,973,0001,002
Pre-tax net operating income$7,344,000492
Securities gains (losses)$142,000766
Applicable income taxes$2,557,000430
Income before extraordinary items$4,929,000560
Extraordinary gains, net$021
Net income$4,929,000558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,546,000650
Cash dividends$5,700,000301
Sale, conversion, retirement of capital stock, net$198,000415
Net operating income$4,835,280557
2008-03-31 (YTD Data)Rank
Total interest income$12,495,000804
Total interest expense$3,732,0001,257
Net interest income$8,763,000625
Provision for loan and lease losses$452,0001,053
Total noninterest income$1,261,0001,104
Gross Fiduciary activities income$224,000452
Service charges on deposit accounts$601,000719
Trading account gains and fees$0158
Additional Noninterest Income$436,0001,547
Total noninterest expense$6,067,000792
Salaries and employee benefits$3,613,000702
Premises and equipment expense$944,000740
Additional noninterest expense$1,510,000961
Pre-tax net operating income$3,505,000555
Securities gains (losses)$10,0001,965
Applicable income taxes$1,147,000519
Income before extraordinary items$2,368,000649
Extraordinary gains, net$015
Net income$2,368,000650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,593,000340
Cash dividends$4,700,000198
Sale, conversion, retirement of capital stock, net$97,000327
Net operating income$2,361,300621
2007-12-31 (YTD Data)Rank
Total interest income$53,999,000768
Total interest expense$18,108,0001,082
Net interest income$35,891,000615
Provision for loan and lease losses$-484,0008,488
Total noninterest income$4,846,0001,129
Gross Fiduciary activities income$841,000467
Service charges on deposit accounts$1,974,000902
Trading account gains and fees$0178
Additional Noninterest Income$2,031,0001,354
Total noninterest expense$25,307,000739
Salaries and employee benefits$15,200,000630
Premises and equipment expense$4,077,000652
Additional noninterest expense$6,030,000934
Pre-tax net operating income$15,914,000561
Securities gains (losses)$44,000836
Applicable income taxes$5,668,000491
Income before extraordinary items$10,290,000628
Extraordinary gains, net$039
Net income$10,290,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-897,0008,521
Cash dividends$3,400,0001,075
Sale, conversion, retirement of capital stock, net$363,000599
Net operating income$10,261,840618
2007-09-30 (YTD Data)Rank
Total interest income$40,189,000780
Total interest expense$13,311,0001,112
Net interest income$26,878,000619
Provision for loan and lease losses$10,0006,151
Total noninterest income$3,599,0001,129
Gross Fiduciary activities income$602,000476
Service charges on deposit accounts$1,446,000911
Trading account gains and fees$0184
Additional Noninterest Income$1,551,0001,344
Total noninterest expense$18,599,000743
Salaries and employee benefits$11,227,000643
Premises and equipment expense$2,973,000666
Additional noninterest expense$4,399,000932
Pre-tax net operating income$11,868,000599
Securities gains (losses)$47,000634
Applicable income taxes$4,261,000531
Income before extraordinary items$7,654,000688
Extraordinary gains, net$033
Net income$7,654,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-502,0008,528
Cash dividends$2,400,0001,055
Sale, conversion, retirement of capital stock, net$272,000528
Net operating income$7,623,920679
2007-06-30 (YTD Data)Rank
Total interest income$26,443,000794
Total interest expense$8,697,0001,134
Net interest income$17,746,000644
Provision for loan and lease losses$46,0004,481
Total noninterest income$2,375,0001,166
Gross Fiduciary activities income$394,000488
Service charges on deposit accounts$944,000943
Trading account gains and fees$0168
Additional Noninterest Income$1,037,0001,362
Total noninterest expense$12,434,000760
Salaries and employee benefits$7,498,000666
Premises and equipment expense$1,985,000684
Additional noninterest expense$2,951,000931
Pre-tax net operating income$7,641,000654
Securities gains (losses)$48,000546
Applicable income taxes$2,753,000560
Income before extraordinary items$4,936,000739
Extraordinary gains, net$029
Net income$4,936,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-207,0008,529
Cash dividends$1,950,000926
Sale, conversion, retirement of capital stock, net$181,000468
Net operating income$4,905,280733
2007-03-31 (YTD Data)Rank
Total interest income$13,173,000786
Total interest expense$4,412,0001,102
Net interest income$8,761,000645
Provision for loan and lease losses$25,0004,116
Total noninterest income$1,145,0001,181
Gross Fiduciary activities income$195,000490
Service charges on deposit accounts$483,000894
Trading account gains and fees$0195
Additional Noninterest Income$467,0001,433
Total noninterest expense$6,156,000762
Salaries and employee benefits$3,752,000664
Premises and equipment expense$981,000692
Additional noninterest expense$1,423,000953
Pre-tax net operating income$3,725,000660
Securities gains (losses)$48,000421
Applicable income taxes$1,345,000578
Income before extraordinary items$2,428,000745
Extraordinary gains, net$022
Net income$2,428,000744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,369
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$89,000380
Net operating income$2,397,280744
2006-12-31 (YTD Data)Rank
Total interest income$50,866,000754
Total interest expense$14,494,0001,156
Net interest income$36,372,000618
Provision for loan and lease losses$900,0001,140
Total noninterest income$4,437,0001,210
Gross Fiduciary activities income$554,000567
Service charges on deposit accounts$1,701,0001,037
Trading account gains and fees$0130
Additional Noninterest Income$2,182,0001,277
Total noninterest expense$23,935,000728
Salaries and employee benefits$13,893,000667
Premises and equipment expense$4,098,000628
Additional noninterest expense$5,944,000893
Pre-tax net operating income$15,974,000647
Securities gains (losses)$-78,0008,105
Applicable income taxes$5,623,000581
Income before extraordinary items$10,273,000721
Extraordinary gains, net$051
Net income$10,273,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,483
Cash dividends$5,500,000643
Sale, conversion, retirement of capital stock, net$101,000887
Net operating income$10,323,700709
2006-09-30 (YTD Data)Rank
Total interest income$37,531,000769
Total interest expense$10,360,0001,182
Net interest income$27,171,000636
Provision for loan and lease losses$788,000958
Total noninterest income$3,305,0001,217
Gross Fiduciary activities income$372,000586
Service charges on deposit accounts$1,262,0001,053
Trading account gains and fees$0126
Additional Noninterest Income$1,671,0001,268
Total noninterest expense$17,499,000767
Salaries and employee benefits$10,057,000705
Premises and equipment expense$2,936,000683
Additional noninterest expense$4,506,000887
Pre-tax net operating income$12,189,000665
Securities gains (losses)$-78,0008,324
Applicable income taxes$4,280,000603
Income before extraordinary items$7,831,000743
Extraordinary gains, net$045
Net income$7,831,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,0008,141
Cash dividends$4,900,000533
Sale, conversion, retirement of capital stock, net$107,000693
Net operating income$7,881,700732
2006-06-30 (YTD Data)Rank
Total interest income$24,547,000762
Total interest expense$6,448,0001,209
Net interest income$18,099,000639
Provision for loan and lease losses$736,000690
Total noninterest income$2,292,0001,184
Gross Fiduciary activities income$235,000603
Service charges on deposit accounts$853,0001,037
Trading account gains and fees$0126
Additional Noninterest Income$1,204,0001,186
Total noninterest expense$11,665,000768
Salaries and employee benefits$6,578,000723
Premises and equipment expense$1,948,000685
Additional noninterest expense$3,139,000854
Pre-tax net operating income$7,990,000675
Securities gains (losses)$-24,0008,142
Applicable income taxes$2,805,000620
Income before extraordinary items$5,161,000756
Extraordinary gains, net$039
Net income$5,161,000756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,651
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$24,000731
Net operating income$5,176,600739
2006-03-31 (YTD Data)Rank
Total interest income$11,872,000768
Total interest expense$3,006,0001,242
Net interest income$8,866,000639
Provision for loan and lease losses$420,000589
Total noninterest income$1,130,0001,170
Gross Fiduciary activities income$89,000668
Service charges on deposit accounts$455,000933
Trading account gains and fees$0115
Additional Noninterest Income$586,0001,191
Total noninterest expense$5,743,000782
Salaries and employee benefits$3,312,000716
Premises and equipment expense$984,000666
Additional noninterest expense$1,447,000921
Pre-tax net operating income$3,833,000693
Securities gains (losses)$-32,0008,479
Applicable income taxes$1,336,000638
Income before extraordinary items$2,465,000770
Extraordinary gains, net$021
Net income$2,465,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,000705
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$12,000539
Net operating income$2,485,800753
2005-12-31 (YTD Data)Rank
Total interest income$39,632,000819
Total interest expense$7,656,0001,485
Net interest income$31,976,000657
Provision for loan and lease losses$1,771,000605
Total noninterest income$4,005,0001,275
Gross Fiduciary activities income$286,000727
Service charges on deposit accounts$1,655,0001,068
Trading account gains and fees$0138
Additional Noninterest Income$2,064,0001,330
Total noninterest expense$21,440,000792
Salaries and employee benefits$12,209,000733
Premises and equipment expense$3,772,000656
Additional noninterest expense$5,459,000952
Pre-tax net operating income$12,770,000778
Securities gains (losses)$19,0001,270
Applicable income taxes$4,362,000718
Income before extraordinary items$8,427,000856
Extraordinary gains, net$046
Net income$8,427,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,072,000639
Cash dividends$1,450,0001,871
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,414,460845
2005-09-30 (YTD Data)Rank
Total interest income$28,489,000835
Total interest expense$5,226,0001,540
Net interest income$23,263,000665
Provision for loan and lease losses$1,277,000608
Total noninterest income$2,930,0001,317
Gross Fiduciary activities income$189,000741
Service charges on deposit accounts$1,241,0001,069
Trading account gains and fees$0126
Additional Noninterest Income$1,500,0001,369
Total noninterest expense$15,757,000799
Salaries and employee benefits$8,917,000750
Premises and equipment expense$2,812,000654
Additional noninterest expense$4,028,000953
Pre-tax net operating income$9,159,000808
Securities gains (losses)$8,0001,553
Applicable income taxes$3,138,000749
Income before extraordinary items$6,029,000890
Extraordinary gains, net$035
Net income$6,029,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$848,000555
Cash dividends$850,0002,039
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,023,720879
2005-06-30 (YTD Data)Rank
Total interest income$18,210,000846
Total interest expense$3,249,0001,545
Net interest income$14,961,000683
Provision for loan and lease losses$847,000601
Total noninterest income$1,894,0001,327
Gross Fiduciary activities income$125,000741
Service charges on deposit accounts$824,0001,044
Trading account gains and fees$0116
Additional Noninterest Income$945,0001,407
Total noninterest expense$10,390,000803
Salaries and employee benefits$5,864,000756
Premises and equipment expense$1,865,000650
Additional noninterest expense$2,661,000955
Pre-tax net operating income$5,618,000854
Securities gains (losses)$-9,0008,110
Applicable income taxes$1,898,000790
Income before extraordinary items$3,711,000941
Extraordinary gains, net$030
Net income$3,711,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,000373
Cash dividends$750,0001,658
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,716,940919
2005-03-31 (YTD Data)Rank
Total interest income$8,787,000858
Total interest expense$1,498,0001,592
Net interest income$7,289,000695
Provision for loan and lease losses$387,000609
Total noninterest income$939,0001,309
Gross Fiduciary activities income$63,000753
Service charges on deposit accounts$430,000957
Trading account gains and fees$0115
Additional Noninterest Income$446,0001,439
Total noninterest expense$5,228,000793
Salaries and employee benefits$2,971,000747
Premises and equipment expense$933,000645
Additional noninterest expense$1,324,000941
Pre-tax net operating income$2,613,000901
Securities gains (losses)$-2,0008,244
Applicable income taxes$863,000852
Income before extraordinary items$1,748,000993
Extraordinary gains, net$024
Net income$1,748,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,000721
Cash dividends$500,0001,205
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,749,340971
2004-12-31 (YTD Data)Rank
Total interest income$30,828,000908
Total interest expense$3,957,0002,056
Net interest income$26,871,000720
Provision for loan and lease losses$3,331,000350
Total noninterest income$4,083,0001,257
Gross Fiduciary activities income$211,000772
Service charges on deposit accounts$2,019,000862
Trading account gains and fees$0138
Additional Noninterest Income$1,853,0001,401
Total noninterest expense$19,118,000849
Salaries and employee benefits$10,989,000775
Premises and equipment expense$3,723,000624
Additional noninterest expense$4,406,0001,113
Pre-tax net operating income$8,505,0001,030
Securities gains (losses)$32,0002,072
Applicable income taxes$2,738,000964
Income before extraordinary items$5,799,0001,122
Extraordinary gains, net$034
Net income$5,799,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,057,000336
Cash dividends$1,325,0001,892
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,777,2401,100
2004-09-30 (YTD Data)Rank
Total interest income$22,374,000929
Total interest expense$2,751,0002,168
Net interest income$19,623,000739
Provision for loan and lease losses$2,568,000354
Total noninterest income$3,059,0001,284
Gross Fiduciary activities income$143,000796
Service charges on deposit accounts$1,546,000842
Trading account gains and fees$0134
Additional Noninterest Income$1,370,0001,426
Total noninterest expense$14,229,000857
Salaries and employee benefits$8,061,000795
Premises and equipment expense$2,788,000626
Additional noninterest expense$3,380,0001,082
Pre-tax net operating income$5,885,0001,120
Securities gains (losses)$32,0001,992
Applicable income taxes$1,885,0001,064
Income before extraordinary items$4,032,0001,220
Extraordinary gains, net$026
Net income$4,032,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,250,000324
Cash dividends$800,0002,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,010,2401,195
2004-06-30 (YTD Data)Rank
Total interest income$14,444,000948
Total interest expense$1,687,0002,306
Net interest income$12,757,000749
Provision for loan and lease losses$2,027,000312
Total noninterest income$2,077,0001,257
Gross Fiduciary activities income$96,000805
Service charges on deposit accounts$1,050,000829
Trading account gains and fees$0130
Additional Noninterest Income$931,0001,404
Total noninterest expense$9,439,000866
Salaries and employee benefits$5,375,000788
Premises and equipment expense$1,840,000632
Additional noninterest expense$2,224,0001,104
Pre-tax net operating income$3,368,0001,265
Securities gains (losses)$32,0001,752
Applicable income taxes$1,054,0001,228
Income before extraordinary items$2,346,0001,385
Extraordinary gains, net$021
Net income$2,346,0001,386
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,030
Cash dividends$500,0002,118
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,323,9201,343
2004-03-31 (YTD Data)Rank
Total interest income$7,124,000974
Total interest expense$836,0002,348
Net interest income$6,288,000774
Provision for loan and lease losses$1,291,000262
Total noninterest income$1,014,0001,244
Gross Fiduciary activities income$50,000803
Service charges on deposit accounts$530,000799
Trading account gains and fees$0121
Additional Noninterest Income$434,0001,434
Total noninterest expense$4,712,000875
Salaries and employee benefits$2,691,000808
Premises and equipment expense$920,000640
Additional noninterest expense$1,101,0001,114
Pre-tax net operating income$1,299,0001,600
Securities gains (losses)$35,0001,403
Applicable income taxes$389,0001,591
Income before extraordinary items$945,0001,675
Extraordinary gains, net$016
Net income$945,0001,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,147
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$920,1501,627
2003-12-31 (YTD Data)Rank
Total interest income$27,396,0001,028
Total interest expense$3,794,0002,334
Net interest income$23,602,000806
Provision for loan and lease losses$1,690,000741
Total noninterest income$4,151,0001,310
Gross Fiduciary activities income$141,000891
Service charges on deposit accounts$1,992,000860
Trading account gains and fees$0160
Additional Noninterest Income$2,018,0001,461
Total noninterest expense$18,510,000871
Salaries and employee benefits$10,589,000797
Premises and equipment expense$3,750,000606
Additional noninterest expense$4,171,0001,201
Pre-tax net operating income$7,553,0001,111
Securities gains (losses)$516,000729
Applicable income taxes$2,608,0001,032
Income before extraordinary items$5,461,0001,175
Extraordinary gains, net$054
Net income$5,461,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0001,012
Cash dividends$1,150,0002,122
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,110,1201,186
2003-09-30 (YTD Data)Rank
Total interest income$20,364,0001,056
Total interest expense$2,963,0002,321
Net interest income$17,401,000837
Provision for loan and lease losses$1,420,000679
Total noninterest income$3,129,0001,335
Gross Fiduciary activities income$105,000894
Service charges on deposit accounts$1,467,000879
Trading account gains and fees$0153
Additional Noninterest Income$1,557,0001,497
Total noninterest expense$14,125,000860
Salaries and employee benefits$8,098,000796
Premises and equipment expense$2,818,000619
Additional noninterest expense$3,209,0001,178
Pre-tax net operating income$4,985,0001,290
Securities gains (losses)$396,000798
Applicable income taxes$1,736,0001,184
Income before extraordinary items$3,645,0001,369
Extraordinary gains, net$040
Net income$3,645,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$986,000704
Cash dividends$800,0001,997
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,375,7201,373
2003-06-30 (YTD Data)Rank
Total interest income$13,571,0001,072
Total interest expense$2,133,0002,231
Net interest income$11,438,000852
Provision for loan and lease losses$1,050,000614
Total noninterest income$2,099,0001,322
Gross Fiduciary activities income$71,000901
Service charges on deposit accounts$977,000868
Trading account gains and fees$0150
Additional Noninterest Income$1,051,0001,464
Total noninterest expense$9,476,000862
Salaries and employee benefits$5,398,000799
Premises and equipment expense$1,879,000619
Additional noninterest expense$2,199,0001,145
Pre-tax net operating income$3,011,0001,418
Securities gains (losses)$393,000674
Applicable income taxes$1,094,0001,272
Income before extraordinary items$2,310,0001,431
Extraordinary gains, net$030
Net income$2,310,0001,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,606
Cash dividends$600,0001,881
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,042,7601,484
2003-03-31 (YTD Data)Rank
Total interest income$6,882,0001,070
Total interest expense$1,107,0002,203
Net interest income$5,775,000843
Provision for loan and lease losses$450,000656
Total noninterest income$995,0001,339
Gross Fiduciary activities income$37,000893
Service charges on deposit accounts$494,000836
Trading account gains and fees$0134
Additional Noninterest Income$464,0001,564
Total noninterest expense$4,628,000875
Salaries and employee benefits$2,615,000819
Premises and equipment expense$932,000625
Additional noninterest expense$1,081,0001,143
Pre-tax net operating income$1,692,0001,270
Securities gains (losses)$141,000825
Applicable income taxes$597,0001,190
Income before extraordinary items$1,236,0001,333
Extraordinary gains, net$021
Net income$1,236,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,083
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,141,5301,337
2002-12-31 (YTD Data)Rank
Total interest income$28,346,0001,088
Total interest expense$5,870,0001,936
Net interest income$22,476,000860
Provision for loan and lease losses$2,110,000705
Total noninterest income$4,156,0001,215
Gross Fiduciary activities income$112,000970
Service charges on deposit accounts$1,819,000893
Trading account gains and fees$0153
Additional Noninterest Income$2,225,0001,221
Total noninterest expense$18,448,000852
Salaries and employee benefits$10,332,000786
Premises and equipment expense$3,495,000639
Additional noninterest expense$4,621,0001,068
Pre-tax net operating income$6,074,0001,385
Securities gains (losses)$708,000524
Applicable income taxes$2,205,0001,189
Income before extraordinary items$4,577,0001,359
Extraordinary gains, net$070
Net income$4,577,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,638,000475
Cash dividends$875,0002,482
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,102,6401,452
2001-12-31 (YTD Data)Rank
Total interest income$30,359,0001,121
Total interest expense$9,957,0001,623
Net interest income$20,402,000862
Provision for loan and lease losses$1,198,0001,098
Total noninterest income$4,633,0001,057
Gross Fiduciary activities income$70,0001,071
Service charges on deposit accounts$1,423,0001,046
Trading account gains and fees$0177
Additional Noninterest Income$3,140,000913
Total noninterest expense$17,445,000864
Salaries and employee benefits$9,520,000772
Premises and equipment expense$3,225,000670
Additional noninterest expense$4,700,0001,026
Pre-tax net operating income$6,392,0001,171
Securities gains (losses)$04,612
Applicable income taxes$2,109,0001,124
Income before extraordinary items$4,283,0001,272
Extraordinary gains, net$0105
Net income$4,283,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$668,0001,250
Cash dividends$1,200,0001,967
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,283,0001,220
2000-12-31 (YTD Data)Rank
Total interest income$29,157,0001,205
Total interest expense$9,791,0001,756
Net interest income$19,366,000896
Provision for loan and lease losses$2,443,000529
Total noninterest income$4,029,0001,065
Gross Fiduciary activities income$16,0001,172
Service charges on deposit accounts$1,502,000894
Trading account gains and fees$0180
Additional Noninterest Income$2,511,000965
Total noninterest expense$15,060,000941
Salaries and employee benefits$8,068,000861
Premises and equipment expense$2,901,000716
Additional noninterest expense$4,091,0001,132
Pre-tax net operating income$5,892,0001,259
Securities gains (losses)$01,956
Applicable income taxes$1,963,0001,170
Income before extraordinary items$3,929,0001,342
Extraordinary gains, net$038
Net income$3,929,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$876,000828
Cash dividends$1,425,0001,722
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,929,0001,331
1999-12-31 (YTD Data)Rank
Total interest income$22,285,0001,462
Total interest expense$6,023,0002,448
Net interest income$16,262,0001,076
Provision for loan and lease losses$865,0001,103
Total noninterest income$3,310,0001,252
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,264,0001,053
Trading account gains and fees$0173
Additional Noninterest Income$2,046,0001,131
Total noninterest expense$14,073,000989
Salaries and employee benefits$7,130,000962
Premises and equipment expense$2,900,000714
Additional noninterest expense$4,043,0001,157
Pre-tax net operating income$4,634,0001,621
Securities gains (losses)$4,0002,267
Applicable income taxes$1,600,0001,509
Income before extraordinary items$3,038,0001,750
Extraordinary gains, net$035
Net income$3,038,0001,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0009,896
Cash dividends$1,100,0002,102
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,035,3601,720
1998-12-31 (YTD Data)Rank
Total interest income$20,497,0001,586
Total interest expense$5,869,0002,582
Net interest income$14,628,0001,160
Provision for loan and lease losses$397,0002,080
Total noninterest income$2,370,0001,613
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,046,0001,200
Trading account gains and fees$0224
Additional Noninterest Income$1,324,0001,519
Total noninterest expense$11,164,0001,178
Salaries and employee benefits$5,646,0001,161
Premises and equipment expense$2,260,000862
Additional noninterest expense$3,258,0001,349
Pre-tax net operating income$5,437,0001,389
Securities gains (losses)$60,0001,611
Applicable income taxes$1,928,0001,314
Income before extraordinary items$3,569,0001,479
Extraordinary gains, net$032
Net income$3,569,0001,477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,679
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,530,0001,435
1997-12-31 (YTD Data)Rank
Total interest income$18,624,0001,778
Total interest expense$5,525,0002,710
Net interest income$13,099,0001,326
Provision for loan and lease losses$235,0003,109
Total noninterest income$2,173,0001,654
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,117,0001,121
Trading account gains and fees$0239
Additional Noninterest Income$1,056,0001,684
Total noninterest expense$9,954,0001,325
Salaries and employee benefits$5,037,0001,314
Premises and equipment expense$1,854,0001,067
Additional noninterest expense$3,063,0001,418
Pre-tax net operating income$5,083,0001,522
Securities gains (losses)$47,0001,374
Applicable income taxes$1,774,0001,467
Income before extraordinary items$3,357,0001,612
Extraordinary gains, net$044
Net income$3,357,0001,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,362
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,326,4501,587
1996-12-31 (YTD Data)Rank
Total interest income$16,486,0002,051
Total interest expense$4,582,0003,269
Net interest income$11,904,0001,497
Provision for loan and lease losses$360,0002,253
Total noninterest income$2,034,0001,808
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,211,0001,088
Trading account gains and fees$0262
Additional Noninterest Income$823,0002,068
Total noninterest expense$8,645,0001,645
Salaries and employee benefits$4,378,0001,523
Premises and equipment expense$1,662,0001,246
Additional noninterest expense$2,605,0001,948
Pre-tax net operating income$4,933,0001,461
Securities gains (losses)$-44,00010,992
Applicable income taxes$1,747,0001,388
Income before extraordinary items$3,142,0001,585
Extraordinary gains, net$053
Net income$3,142,0001,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,684
Cash dividends$2,510,0001,085
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,170,1601,535
1995-12-31 (YTD Data)Rank
Total interest income$15,922,0002,108
Total interest expense$4,696,0003,195
Net interest income$11,226,0001,599
Provision for loan and lease losses$520,0001,518
Total noninterest income$1,684,0002,105
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$916,0001,494
Trading account gains and fees$5,000459
Additional Noninterest Income$763,0002,180
Total noninterest expense$7,821,0001,789
Salaries and employee benefits$3,742,0001,770
Premises and equipment expense$1,529,0001,347
Additional noninterest expense$2,550,0001,961
Pre-tax net operating income$4,569,0001,619
Securities gains (losses)$-120,00011,558
Applicable income taxes$1,577,0001,577
Income before extraordinary items$2,872,0001,767
Extraordinary gains, net$065
Net income$2,872,0001,765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,558
Cash dividends$1,385,0001,597
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,950,0001,690
1994-12-31 (YTD Data)Rank
Total interest income$14,751,0002,090
Total interest expense$4,016,0003,046
Net interest income$10,735,0001,685
Provision for loan and lease losses$800,0001,087
Total noninterest income$1,590,0002,190
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$917,0001,478
Trading account gains and fees$4,000418
Additional Noninterest Income$669,0002,404
Total noninterest expense$7,952,0001,826
Salaries and employee benefits$3,709,0001,816
Premises and equipment expense$1,601,0001,312
Additional noninterest expense$2,642,0002,045
Pre-tax net operating income$3,573,0002,000
Securities gains (losses)$28,0001,509
Applicable income taxes$1,193,0001,885
Income before extraordinary items$2,408,0002,026
Extraordinary gains, net$0249
Net income$2,408,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,053,000838
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,389,2402,058
1993-12-31 (YTD Data)Rank
Total interest income$13,218,0002,340
Total interest expense$3,540,0003,548
Net interest income$9,678,0001,863
Provision for loan and lease losses$1,044,0001,260
Total noninterest income$1,646,0002,266
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$923,0001,462
Trading account gains and fees$6,000451
Additional Noninterest Income$717,0002,550
Total noninterest expense$7,955,0001,871
Salaries and employee benefits$3,582,0001,873
Premises and equipment expense$1,382,0001,531
Additional noninterest expense$2,991,0001,917
Pre-tax net operating income$2,325,0002,902
Securities gains (losses)$264,0001,416
Applicable income taxes$858,0002,604
Income before extraordinary items$1,731,0002,852
Extraordinary gains, net$03,149
Net income$1,731,0002,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,0001,166
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,554,1202,957
1992-12-31 (YTD Data)Rank
Total interest income$13,288,0002,653
Total interest expense$4,362,0003,759
Net interest income$8,926,0002,047
Provision for loan and lease losses$1,180,0001,664
Total noninterest income$1,264,0002,749
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$792,0001,704
Trading account gains and fees$5,000440
Additional Noninterest Income$467,0003,333
Total noninterest expense$7,006,0002,103
Salaries and employee benefits$3,239,0002,026
Premises and equipment expense$1,366,0001,559
Additional noninterest expense$2,401,0002,399
Pre-tax net operating income$2,004,0003,102
Securities gains (losses)$20,0005,594
Applicable income taxes$664,0003,132
Income before extraordinary items$1,360,0003,374
Extraordinary gains, net$01,422
Net income$1,360,0003,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,0001,557
Cash dividends$80,0006,992
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,346,6003,163

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.