Home > The Bank of Tampa > Net charge- offs to loans
The Bank of Tampa, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0675% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1422% | 4,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6118% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3038% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0255% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0805% | 2,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1883% | 4,525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8481% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2436% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2058% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0102% | 2,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1120% | 4,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2445% | 4,569 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2014% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2146% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0339% | 4,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 4,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,087 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0873% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0933% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8414% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0376% | 4,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 3,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0731% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0976% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1491% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1544% | 4,682 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1629% | 1,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,198 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0638% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0239% | 3,734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 4,168 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3076% | 4,721 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0394% | 4,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 3,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0401% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0887% | 3,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0775% | 3,941 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0637% | 3,984 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4548% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0456% | 3,889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 3,929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 3,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 4,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 3,808 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 3,305 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0550% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0540% | 3,928 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3063% | 769 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0424% | 3,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 4,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2094% | 4,612 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4181% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1712% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0781% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9485% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0354% | 2,242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 3,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0487% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2832% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5455% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1669% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1704% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0676% | 1,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 4,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 4,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2568% | 4,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4819% | 3,637 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0180% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0510% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0299% | 3,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2159% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3981% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 3,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0713% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9188% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0225% | 3,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 3,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2322% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6672% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4389% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6299% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0840% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7200% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5095% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1400% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7918% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3955% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7629% | 799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,499 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6995% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0665% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6331% | 1,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0422% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4906% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8303% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2239% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8086% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0660% | 4,849 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0950% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5945% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7207% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7027% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6659% | 1,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2180% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1125% | 5,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1615% | 3,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8304% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7888% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6554% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6834% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 3,672 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7671% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4056% | 4,950 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8732% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6458% | 5,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0554% | 5,005 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0920% | 5,088 |
| Percentage Net Loans Charged-off:Construction & development | -0.0249% | 4,409 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1981% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1119% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1593% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0302% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0715% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7586% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1264% | 4,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 5,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1332% | 5,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2038% | 5,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 3,778 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 4,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0966% | 4,775 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3786% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1989% | 4,920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 4,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0578% | 3,835 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 4,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1200% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9895% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2737% | 4,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 3,808 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0103% | 3,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1689% | 4,854 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5600% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5376% | 5,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 4,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0190% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1647% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2800% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1373% | 5,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2887% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0241% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0241% | 4,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0654% | 5,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 3,857 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1784% | 5,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2933% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3841% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3584% | 5,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0270% | 4,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 5,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1331% | 5,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0192% | 1,613 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5376% | 5,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3419% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6273% | 5,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0940% | 5,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 5,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 3,965 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1309% | 5,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1395% | 5,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0841% | 5,594 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1136% | 1,039 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1887% | 5,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.1379% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2012% | 609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1840% | 5,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2332% | 4,284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 5,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2394% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2307% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4808% | 635 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2015% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.1619% | 5,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2771% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2775% | 5,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3792% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0670% | 5,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1745% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0480% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6070% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0179% | 4,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1493% | 5,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3944% | 5,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 4,992 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6360% | 5,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1834% | 5,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2441% | 4,362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0611% | 5,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2452% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0227% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1538% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3214% | 5,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6078% | 5,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1877% | 5,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 5,470 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 4,148 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 5,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1456% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6355% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2580% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4385% | 1,337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.4898% | 5,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1986% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4859% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3261% | 5,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8415% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9254% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7046% | 1,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 5,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.5146% | 5,439 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 5,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 5,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2126% | 452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4013% | 6,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1068% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6786% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9083% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 2,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.7502% | 5,542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 5,403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2923% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0776% | 5,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7286% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6571% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4779% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2816% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1280% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.1573% | 5,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3617% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6164% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0833% | 5,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6965% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0267% | 5,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7831% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1365% | 5,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1312% | 6,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.4814% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 1,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0383% | 372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 3,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0745% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0806% | 6,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4683% | 5,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2776% | 5,961 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4005% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6432% | 6,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1757% | 6,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 3,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.4225% | 5,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1275% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0524% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 5,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0057% | 1,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0799% | 6,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6451% | 6,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4979% | 6,131 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6694% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7932% | 6,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2926% | 6,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 5,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.6074% | 5,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0839% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0789% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 5,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0781% | 6,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9927% | 6,191 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6019% | 6,215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5825% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0335% | 6,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5999% | 6,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0790% | 6,161 |
| Percentage Net Loans Charged-off:Construction & development | -1.1870% | 5,871 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 5,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0730% | 6,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9020% | 6,337 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0876% | 6,374 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3504% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5659% | 6,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 6,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.4140% | 5,828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0989% | 6,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 3,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1695% | 1,107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1375% | 6,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2116% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6048% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6579% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5972% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1674% | 2,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | -0.2997% | 5,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1332% | 6,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3754% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6625% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1612% | 6,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3481% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7709% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2501% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8446% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 3,082 |
| Percentage Net Loans Charged-off:Construction & development | -0.4453% | 5,928 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 6,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2690% | 1,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4586% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1091% | 6,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9951% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3005% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0972% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1220% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2066% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0410% | 5,641 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 6,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6211% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9744% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1287% | 6,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3584% | 6,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7438% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5379% | 509 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9277% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3009% | 744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0480% | 6,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.7436% | 6,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 6,402 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2092% | 5,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 6,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0651% | 1,655 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2113% | 6,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7339% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3908% | 2,701 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2967% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2234% | 3,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 6,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.1633% | 6,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 2,775 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2832% | 5,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0576% | 6,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0248% | 1,524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2621% | 6,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9637% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4474% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0398% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3406% | 2,449 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0524% | 6,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.2416% | 6,210 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0322% | 6,639 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4314% | 5,596 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 6,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2744% | 6,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1836% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1864% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0302% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0376% | 3,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 3,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.4587% | 6,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 6,786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8569% | 5,654 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2918% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5030% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2901% | 7,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1290% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4264% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0760% | 2,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4961% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5090% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 2.0540% | 1,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2312% | 2,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7787% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0697% | 800 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 4,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3937% | 2,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0623% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9539% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9008% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4552% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 2.6804% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 3,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8905% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1870% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 3,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 3,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3798% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0708% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2553% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2405% | 3,161 |
| Percentage Net Loans Charged-off:Construction & development | 4.0259% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 7,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2631% | 2,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4817% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2296% | 7,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1797% | 2,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1735% | 3,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2164% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0131% | 6,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5360% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 7.9839% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0829% | 7,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5732% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9882% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2955% | 7,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3760% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1128% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3688% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0660% | 3,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4695% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9990% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 13.9036% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 3,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5079% | 848 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6736% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3636% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3048% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2846% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5909% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3146% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0210% | 6,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8164% | 116 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9863% | 2,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3987% | 1,287 |
| Percentage Net Loans Charged-off:Construction & development | 6.9092% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 3,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6412% | 659 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7454% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5958% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0647% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0521% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0109% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1568% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 6,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3213% | 98 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3063% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8170% | 942 |
| Percentage Net Loans Charged-off:Construction & development | 8.6833% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0037% | 2,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8759% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1223% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6725% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1385% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4135% | 2,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0888% | 4,345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5115% | 675 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0429% | 6,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1109% | 67 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3043% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6340% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 4.1260% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0571% | 7,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7487% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1818% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5493% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7697% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8523% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1563% | 3,494 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4432% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0880% | 6,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7324% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5994% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.8131% | 2,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2192% | 2,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6125% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6354% | 1,097 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5576% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9167% | 2,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6545% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6408% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0356% | 6,732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8281% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7080% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 2.3569% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2139% | 1,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6570% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6908% | 879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5767% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9507% | 2,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9347% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7009% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0476% | 6,761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9464% | 1,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8445% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 2.2487% | 1,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3640% | 1,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8773% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0652% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4235% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0099% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1898% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9191% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0716% | 6,818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8421% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4970% | 1,633 |
| Percentage Net Loans Charged-off:Construction & development | 0.8115% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1275% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5960% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7364% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0583% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1468% | 6,878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3811% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3065% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.1929% | 2,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9510% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6774% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5325% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3886% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3294% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9693% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0606% | 6,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2249% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7658% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7870% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7220% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5812% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4647% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0370% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0862% | 6,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4896% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.1036% | 1,458 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4636% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4299% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5297% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0190% | 1,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0734% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7481% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1091% | 7,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0246% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5040% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 1.6076% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3624% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0414% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9137% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3566% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7138% | 1,736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2172% | 7,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1480% | 8,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 1,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 7,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6353% | 7,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 3,427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4042% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0522% | 7,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1115% | 8,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4282% | 7,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 4,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8864% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0650% | 7,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 8,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 7,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2836% | 7,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2511% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0973% | 7,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0321% | 7,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1421% | 7,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2381% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8239% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2043% | 7,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2371% | 8,018 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1050% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0566% | 7,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 7,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 2,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2734% | 7,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1828% | 1,117 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0741% | 7,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 4,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1125% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3361% | 7,955 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1659% | 1,859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0966% | 7,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 1,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4707% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5590% | 7,987 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2233% | 1,837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1950% | 7,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6101% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1788% | 5,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0241% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 1,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6771% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3217% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4223% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0805% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 3,589 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3470% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3800% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3157% | 3,150 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8042% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6931% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6541% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6206% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2694% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6883% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6609% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4680% | 3,551 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7204% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 2,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 5,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2551% | 1,339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2707% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6383% | 1,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4419% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8083% | 2,963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5633% | 1,328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3447% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 8,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 8,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7309% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8830% | 2,469 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2434% | 1,366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1959% | 2,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 3,703 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8351% | 1,393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4323% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0284% | 7,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7747% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7793% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9323% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0392% | 6,989 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0340% | 2,864 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 3,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 8,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 8,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0175% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4843% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4623% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5212% | 1,474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3510% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2199% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3060% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5302% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9956% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0226% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0251% | 9,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0987% | 1,273 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2803% | 942 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3562% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2506% | 1,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6780% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3532% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 7,504 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1645% | 4,416 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8680% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7984% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8864% | 2,451 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |