Home > The Bank of Tallassee > Income and Expense
The Bank of Tallassee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 4,447 |
| Total interest expense | $2,820,000 | 4,964 |
| Net interest income | $4,278,000 | 3,999 |
| Provision for loan and lease losses | $134,000 | 4,389 |
| Total noninterest income | $1,156,000 | 2,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $816,000 | 1,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,645 |
| Total noninterest expense | $3,250,000 | 3,843 |
| Salaries and employee benefits | $1,889,000 | 3,475 |
| Premises and equipment expense | $355,000 | 4,840 |
| Additional noninterest expense | $996,000 | 3,924 |
| Pre-tax net operating income | $2,050,000 | 3,452 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $454,000 | 4,502 |
| Income before extraordinary items | $1,607,000 | 3,149 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,607,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,598,420 | 3,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,036,000 | 4,555 |
| Total interest expense | $2,872,000 | 4,968 |
| Net interest income | $4,164,000 | 4,180 |
| Provision for loan and lease losses | $272,000 | 2,793 |
| Total noninterest income | $1,023,000 | 3,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $802,000 | 1,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,904 |
| Total noninterest expense | $3,111,000 | 4,198 |
| Salaries and employee benefits | $1,857,000 | 3,579 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $880,000 | 4,839 |
| Pre-tax net operating income | $1,804,000 | 3,714 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $469,000 | 4,369 |
| Income before extraordinary items | $1,336,000 | 3,545 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,336,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,216 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,335,260 | 3,496 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,885,000 | 4,638 |
| Total interest expense | $2,733,000 | 5,171 |
| Net interest income | $4,152,000 | 4,182 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $908,000 | 3,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,569 |
| Total noninterest expense | $3,274,000 | 3,979 |
| Salaries and employee benefits | $1,962,000 | 3,364 |
| Premises and equipment expense | $375,000 | 4,785 |
| Additional noninterest expense | $937,000 | 4,602 |
| Pre-tax net operating income | $1,704,000 | 4,024 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $531,000 | 4,004 |
| Income before extraordinary items | $1,181,000 | 4,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,181,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,175,480 | 4,004 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 4,565 |
| Total interest expense | $2,066,000 | 5,472 |
| Net interest income | $4,361,000 | 4,038 |
| Provision for loan and lease losses | $181,000 | 3,194 |
| Total noninterest income | $939,000 | 3,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $701,000 | 1,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,730 |
| Total noninterest expense | $3,163,000 | 4,216 |
| Salaries and employee benefits | $1,878,000 | 3,476 |
| Premises and equipment expense | $328,000 | 5,336 |
| Additional noninterest expense | $957,000 | 4,894 |
| Pre-tax net operating income | $1,956,000 | 3,495 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $669,000 | 3,199 |
| Income before extraordinary items | $1,293,000 | 3,608 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,293,000 | 3,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,661 |
| Cash dividends | $506,000 | 3,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,289,040 | 3,656 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,589,000 | 4,562 |
| Total interest expense | $2,085,000 | 5,643 |
| Net interest income | $4,504,000 | 3,933 |
| Provision for loan and lease losses | $483,000 | 2,155 |
| Total noninterest income | $1,041,000 | 3,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $710,000 | 1,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 4,233 |
| Total noninterest expense | $3,146,000 | 4,328 |
| Salaries and employee benefits | $1,806,000 | 3,602 |
| Premises and equipment expense | $333,000 | 5,419 |
| Additional noninterest expense | $1,007,000 | 4,894 |
| Pre-tax net operating income | $1,916,000 | 3,449 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $569,000 | 3,757 |
| Income before extraordinary items | $1,345,000 | 3,590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,345,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,806 |
| Cash dividends | $480,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,346,400 | 3,393 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,189,000 | 4,719 |
| Total interest expense | $2,797,000 | 5,480 |
| Net interest income | $4,392,000 | 4,098 |
| Provision for loan and lease losses | $626,000 | 2,560 |
| Total noninterest income | $841,000 | 3,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $705,000 | 1,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,990 |
| Total noninterest expense | $2,678,000 | 4,995 |
| Salaries and employee benefits | $1,578,000 | 4,037 |
| Premises and equipment expense | $295,000 | 6,046 |
| Additional noninterest expense | $805,000 | 6,046 |
| Pre-tax net operating income | $1,929,000 | 3,207 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $1,326,000 | 3,457 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,326,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,943 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,319,880 | 3,226 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.