Home > The Bank of Tallassee > Assets and Liabilities
The Bank of Tallassee, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $91,685,000 | 4,663 |
| Cash and due from depository institutions | $2,339,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $37,536,000 | 3,003 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,116 |
| Net loans & leases | $45,912,000 | 5,294 |
| Loan loss allowance | $682,000 | 4,591 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $644,000 | 7,244 |
| Other real estate owned | $155,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,299,000 | 3,086 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,685,000 | 4,663 |
| Total liabilities | $77,692,000 | 4,873 |
| Total deposits | $76,512,000 | 4,685 |
| Interest-bearing deposits | $63,374,000 | 4,845 |
| Deposits held in domestic offices | $76,512,000 | 4,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $500,000 | 4,005 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $680,000 | 4,779 |
| Total equity capital | $13,993,000 | 3,174 |
| Total bank equity capital | $13,993,000 | 3,174 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $42,000 | 9,388 |
| Surplus | $1,278,000 | 6,745 |
| Undivided profits | $12,673,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $502,000 | 4,715 |
| Earning assets | $86,248,000 | 4,561 |
| Long-term assets (5+ years) | $10,385,000 | 4,245 |
| Average Assets, year-to-date | $90,242,400 | 4,558 |
| Average Assets, quarterly | $91,395,500 | 4,628 |
| Volatile liabilities | $10,685,000 | 4,788 |
| Insider loans | $1,169,000 | 3,187 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,543,000 | 5,433 |
| Tier 1 (core) risk-based capital | $13,910,000 | 3,059 |
| Tier 2 risk-based capital | $637,550 | 4,317 |
| Total risk weighted assets | $50,959,150 | 4,965 |
| Total unused commitments | $4,543,000 | 5,438 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 54 | 3,490 |
| Assets and Liabilities | ||
| Total Assets: | $87,684,000 | 4,941 |
| Cash and due from depository institutions | $2,756,000 | 3,490 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $41,435,000 | 2,916 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $39,577,000 | 5,906 |
| Loan loss allowance | $682,000 | 4,766 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $691,000 | 7,178 |
| Other real estate owned | $358,000 | 3,490 |
| Goodwill and other intangibles | $121,000 | 2,404 |
| All other assets | $2,346,000 | 3,108 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,684,000 | 4,941 |
| Total liabilities | $75,067,000 | 5,126 |
| Total deposits | $73,787,000 | 4,967 |
| Interest-bearing deposits | $61,981,000 | 5,059 |
| Deposits held in domestic offices | $73,787,000 | 4,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $443,000 | 4,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $837,000 | 4,035 |
| Total equity capital | $12,617,000 | 3,508 |
| Total bank equity capital | $12,617,000 | 3,508 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $42,000 | 9,842 |
| Surplus | $1,278,000 | 6,944 |
| Undivided profits | $11,297,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $283,000 | 7,151 |
| Earning assets | $81,412,000 | 4,897 |
| Long-term assets (5+ years) | $10,239,000 | 4,165 |
| Average Assets, year-to-date | $88,183,800 | 4,773 |
| Average Assets, quarterly | $87,940,500 | 4,895 |
| Volatile liabilities | $8,766,000 | 5,288 |
| Insider loans | $897,000 | 3,918 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,965,000 | 7,497 |
| Tier 1 (core) risk-based capital | $12,407,000 | 3,468 |
| Tier 2 risk-based capital | $558,660 | 4,831 |
| Total risk weighted assets | $44,569,360 | 5,537 |
| Total unused commitments | $1,965,000 | 7,512 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $87,263,000 | 4,996 |
| Cash and due from depository institutions | $2,612,000 | 3,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $41,616,000 | 3,026 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 6,607 |
| Net loans & leases | $38,616,000 | 5,981 |
| Loan loss allowance | $682,000 | 4,827 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $722,000 | 7,167 |
| Other real estate owned | $130,000 | 3,427 |
| Goodwill and other intangibles | $139,000 | 2,210 |
| All other assets | $2,053,000 | 3,547 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,263,000 | 4,996 |
| Total liabilities | $75,447,000 | 5,149 |
| Total deposits | $74,449,000 | 4,983 |
| Interest-bearing deposits | $61,714,000 | 5,176 |
| Deposits held in domestic offices | $74,449,000 | 4,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $310,000 | 3,772 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $688,000 | 4,947 |
| Total equity capital | $11,816,000 | 3,714 |
| Total bank equity capital | $11,816,000 | 3,714 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $42,000 | 10,305 |
| Surplus | $1,278,000 | 7,059 |
| Undivided profits | $10,496,000 | 2,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $420,000 | 5,537 |
| Earning assets | $81,607,000 | 4,916 |
| Long-term assets (5+ years) | $9,293,000 | 4,229 |
| Average Assets, year-to-date | $84,991,400 | 4,902 |
| Average Assets, quarterly | $86,651,500 | 4,959 |
| Volatile liabilities | $8,044,000 | 5,282 |
| Insider loans | $1,159,000 | 3,361 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,748,000 | 7,759 |
| Tier 1 (core) risk-based capital | $11,436,000 | 3,726 |
| Tier 2 risk-based capital | $533,170 | 5,020 |
| Total risk weighted assets | $42,504,570 | 5,698 |
| Total unused commitments | $1,748,000 | 7,773 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $81,837,000 | 5,203 |
| Cash and due from depository institutions | $2,747,000 | 3,715 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,653,000 | 3,316 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,091 |
| Net loans & leases | $35,488,000 | 6,295 |
| Loan loss allowance | $682,000 | 4,920 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $700,000 | 7,388 |
| Other real estate owned | $194,000 | 3,715 |
| Goodwill and other intangibles | $157,000 | 2,052 |
| All other assets | $2,148,000 | 3,610 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,837,000 | 5,203 |
| Total liabilities | $71,489,000 | 5,382 |
| Total deposits | $70,718,000 | 5,181 |
| Interest-bearing deposits | $59,067,000 | 5,312 |
| Deposits held in domestic offices | $70,718,000 | 5,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $338,000 | 4,054 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $433,000 | 5,749 |
| Total equity capital | $10,348,000 | 3,910 |
| Total bank equity capital | $10,348,000 | 3,910 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $42,000 | 10,867 |
| Surplus | $1,278,000 | 7,187 |
| Undivided profits | $9,028,000 | 2,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 7,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $319,000 | 6,268 |
| Earning assets | $75,891,000 | 5,161 |
| Long-term assets (5+ years) | $9,909,000 | 4,147 |
| Average Assets, year-to-date | $82,117,400 | 5,094 |
| Average Assets, quarterly | $82,220,500 | 5,152 |
| Volatile liabilities | $6,430,000 | 5,864 |
| Insider loans | $978,000 | 3,768 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,545,000 | 8,165 |
| Tier 1 (core) risk-based capital | $10,452,000 | 3,936 |
| Tier 2 risk-based capital | $481,790 | 5,442 |
| Total risk weighted assets | $38,342,890 | 6,082 |
| Total unused commitments | $1,545,000 | 8,177 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 54 | 3,838 |
| Assets and Liabilities | ||
| Total Assets: | $80,763,000 | 5,375 |
| Cash and due from depository institutions | $2,322,000 | 3,838 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,240,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 6,397 |
| Net loans & leases | $33,268,000 | 6,527 |
| Loan loss allowance | $682,000 | 5,069 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $769,000 | 7,162 |
| Other real estate owned | $309,000 | 3,838 |
| Goodwill and other intangibles | $174,000 | 1,912 |
| All other assets | $2,031,000 | 3,441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,763,000 | 5,375 |
| Total liabilities | $70,941,000 | 5,531 |
| Total deposits | $70,032,000 | 5,402 |
| Interest-bearing deposits | $58,763,000 | 5,552 |
| Deposits held in domestic offices | $70,032,000 | 5,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $485,000 | 3,413 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $424,000 | 6,023 |
| Total equity capital | $9,822,000 | 4,153 |
| Total bank equity capital | $9,822,000 | 4,153 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $42,000 | 11,402 |
| Surplus | $1,278,000 | 7,257 |
| Undivided profits | $8,502,000 | 2,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 5,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $319,000 | 5,762 |
| Earning assets | $75,158,000 | 5,316 |
| Long-term assets (5+ years) | $13,244,000 | 3,614 |
| Average Assets, year-to-date | $81,716,000 | 5,188 |
| Average Assets, quarterly | $81,289,000 | 5,292 |
| Volatile liabilities | $5,805,000 | 5,992 |
| Insider loans | $1,123,000 | 3,429 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,497,000 | 8,277 |
| Tier 1 (core) risk-based capital | $9,648,000 | 4,141 |
| Tier 2 risk-based capital | $456,500 | 5,676 |
| Total risk weighted assets | $36,294,300 | 6,353 |
| Total unused commitments | $1,497,000 | 8,302 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $82,586,000 | 5,349 |
| Cash and due from depository institutions | $2,862,000 | 3,994 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $40,676,000 | 3,363 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 5,780 |
| Net loans & leases | $33,595,000 | 6,492 |
| Loan loss allowance | $682,000 | 5,110 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $757,000 | 7,332 |
| Other real estate owned | $146,000 | 3,994 |
| Goodwill and other intangibles | $192,000 | 1,879 |
| All other assets | $1,933,000 | 3,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,586,000 | 5,349 |
| Total liabilities | $73,625,000 | 5,437 |
| Total deposits | $72,212,000 | 5,346 |
| Interest-bearing deposits | $60,003,000 | 5,578 |
| Deposits held in domestic offices | $72,212,000 | 5,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $500,000 | 3,135 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $913,000 | 3,540 |
| Total equity capital | $8,961,000 | 4,322 |
| Total bank equity capital | $8,961,000 | 4,322 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $42,000 | 11,923 |
| Surplus | $1,278,000 | 7,217 |
| Undivided profits | $7,641,000 | 2,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $363,000 | 5,536 |
| Earning assets | $76,696,000 | 5,267 |
| Long-term assets (5+ years) | $20,566,000 | 2,551 |
| Average Assets, year-to-date | $82,662,000 | 5,218 |
| Average Assets, quarterly | $82,405,500 | 5,311 |
| Volatile liabilities | $6,270,000 | 5,716 |
| Insider loans | $12,000 | 8,744 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,552,000 | 8,029 |
| Tier 1 (core) risk-based capital | $8,769,000 | 4,347 |
| Tier 2 risk-based capital | $465,200 | 5,549 |
| Total risk weighted assets | $36,999,200 | 6,297 |
| Total unused commitments | $1,552,000 | 8,061 |
| Derivatives | $0 | 651 |