Home > The Bank of Sussex and Surry > Income and Expense
The Bank of Sussex and Surry, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 5,885 |
| Total interest expense | $2,104,000 | 6,005 |
| Net interest income | $2,636,000 | 5,643 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $304,000 | 6,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,665,000 | 6,296 |
| Salaries and employee benefits | $829,000 | 6,560 |
| Premises and equipment expense | $214,000 | 6,517 |
| Additional noninterest expense | $622,000 | 5,615 |
| Pre-tax net operating income | $1,239,000 | 4,784 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $287,000 | 5,291 |
| Income before extraordinary items | $952,000 | 4,653 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $952,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,916 |
| Cash dividends | $2,078,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $952,000 | 4,560 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 6,133 |
| Total interest expense | $2,061,000 | 6,149 |
| Net interest income | $2,539,000 | 5,987 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $275,000 | 6,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,093 |
| Total noninterest expense | $1,554,000 | 6,654 |
| Salaries and employee benefits | $859,000 | 6,493 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $537,000 | 6,216 |
| Pre-tax net operating income | $1,225,000 | 5,171 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $293,000 | 5,795 |
| Income before extraordinary items | $933,000 | 4,935 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $933,000 | 4,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,050 |
| Cash dividends | $414,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $932,240 | 4,874 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 6,485 |
| Total interest expense | $2,012,000 | 6,384 |
| Net interest income | $2,386,000 | 6,408 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $254,000 | 7,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $1,570,000 | 6,914 |
| Salaries and employee benefits | $844,000 | 6,751 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $559,000 | 6,624 |
| Pre-tax net operating income | $1,046,000 | 5,576 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $789,000 | 5,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $789,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,320 |
| Cash dividends | $235,000 | 5,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $789,000 | 5,298 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,385,000 | 6,583 |
| Total interest expense | $1,954,000 | 6,578 |
| Net interest income | $2,431,000 | 6,427 |
| Provision for loan and lease losses | $182,000 | 3,207 |
| Total noninterest income | $262,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $1,486,000 | 7,318 |
| Salaries and employee benefits | $814,000 | 7,030 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $507,000 | 7,202 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $247,000 | 6,693 |
| Income before extraordinary items | $776,000 | 5,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $776,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,180 |
| Cash dividends | $214,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $777,520 | 5,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 6,767 |
| Total interest expense | $1,624,000 | 6,546 |
| Net interest income | $2,324,000 | 6,811 |
| Provision for loan and lease losses | $218,000 | 2,878 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,528,000 | 7,515 |
| Salaries and employee benefits | $773,000 | 7,359 |
| Premises and equipment expense | $160,000 | 8,293 |
| Additional noninterest expense | $595,000 | 7,076 |
| Pre-tax net operating income | $808,000 | 6,832 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $196,000 | 7,404 |
| Income before extraordinary items | $607,000 | 6,490 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $607,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,030 |
| Cash dividends | $198,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,800 | 6,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 6,986 |
| Total interest expense | $1,706,000 | 6,604 |
| Net interest income | $2,193,000 | 7,206 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $178,000 | 9,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,429,000 | 8,080 |
| Salaries and employee benefits | $742,000 | 7,699 |
| Premises and equipment expense | $154,000 | 8,798 |
| Additional noninterest expense | $533,000 | 7,925 |
| Pre-tax net operating income | $894,000 | 6,372 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $206,000 | 7,517 |
| Income before extraordinary items | $729,000 | 5,933 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $183,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $697,020 | 5,858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 7,598 |
| Total interest expense | $1,906,000 | 7,338 |
| Net interest income | $2,030,000 | 7,667 |
| Provision for loan and lease losses | $248,000 | 4,615 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,354,000 | 8,467 |
| Salaries and employee benefits | $711,000 | 7,906 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $495,000 | 8,502 |
| Pre-tax net operating income | $594,000 | 7,755 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $524,000 | 7,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $524,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 3,400 |
| Cash dividends | $198,000 | 5,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $481,880 | 7,114 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.