Home > The Bank of St. Joseph > Income and Expense
The Bank of St. Joseph, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,564,000 | 3,044 |
| Total interest expense | $9,542,000 | 1,790 |
| Net interest income | $2,022,000 | 7,689 |
| Provision for loan and lease losses | $2,632,000 | 929 |
| Total noninterest income | $896,000 | 3,635 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $391,000 | 3,563 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $505,000 | 3,162 |
| Total noninterest expense | $8,124,000 | 1,868 |
| Salaries and employee benefits | $992,000 | 6,074 |
| Premises and equipment expense | $285,000 | 6,202 |
| Additional noninterest expense | $6,847,000 | 1,031 |
| Pre-tax net operating income | $-7,838,000 | 13,846 |
| Securities gains (losses) | $554,000 | 1,010 |
| Applicable income taxes | $-2,847,000 | 13,891 |
| Income before extraordinary items | $-4,437,000 | 13,785 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,437,000 | 13,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,545,000 | 657 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,791,560 | 13,761 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.