Home > The Bank of St. Charles County > Net Loans and Leases
The Bank of St. Charles County, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $44,192,000 | 5,627 |
| Loan loss allowance | $542,000 | 5,544 |
| Total loans and leases | $44,734,000 | 5,637 |
| Unearned income | $0 | 3,287 |
| Loans and leases, gross | $44,734,000 | 5,639 |
| All real estate loans | $33,029,000 | 5,112 |
| Real estate loans in domestic offices | $33,029,000 | 5,110 |
| Construction and development loans | $2,807,000 | 4,102 |
| Commercial RE | $19,822,000 | 3,011 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $803,000 | 3,552 |
| 1-4 family residential loans | $9,333,000 | 6,143 |
| Farmland loans | $264,000 | 5,539 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,010 |
| Commercial and industrial loans | $9,026,000 | 3,966 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $837,000 | 8,438 |
| Credit card loans | $0 | 2,963 |
| Related Plans | $27,000 | 3,605 |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $810,000 | 8,283 |
| All other loans & leases | $1,842,000 | 1,772 |
| Loans to foreign governments and official institutions | $0 | 72 |
| Obligations of states and political subdivisions in U.S. | $1,828,000 | 791 |
| Other loans | $14,000 | 5,617 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | $0 | 450 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,287 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $542,000 | 5,140 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $42,315,000 | 5,736 |
| Loan loss allowance | $540,000 | 5,458 |
| Total loans and leases | $42,855,000 | 5,737 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $42,855,000 | 5,743 |
| All real estate loans | $30,146,000 | 5,237 |
| Real estate loans in domestic offices | $30,146,000 | 5,236 |
| Construction and development loans | $2,844,000 | 3,768 |
| Commercial RE | $16,378,000 | 3,179 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,031,000 | 3,131 |
| 1-4 family residential loans | $9,006,000 | 6,303 |
| Farmland loans | $887,000 | 4,436 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $9,853,000 | 3,674 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,218,000 | 8,205 |
| Credit card loans | $22,000 | 5,117 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,196,000 | 8,097 |
| All other loans & leases | $1,638,000 | 1,874 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,624,000 | 863 |
| Other loans | $14,000 | 5,822 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $41,401,000 | 5,717 |
| Loan loss allowance | $558,000 | 5,278 |
| Total loans and leases | $41,959,000 | 5,721 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $41,959,000 | 5,727 |
| All real estate loans | $31,332,000 | 5,047 |
| Real estate loans in domestic offices | $31,332,000 | 5,047 |
| Construction and development loans | $4,660,000 | 2,769 |
| Commercial RE | $17,085,000 | 2,966 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $200,000 | 5,263 |
| 1-4 family residential loans | $9,024,000 | 6,264 |
| Farmland loans | $363,000 | 5,569 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $7,703,000 | 4,200 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,476,000 | 8,043 |
| Credit card loans | $18,000 | 5,382 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,458,000 | 7,876 |
| All other loans & leases | $1,448,000 | 1,981 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,418,000 | 953 |
| Other loans | $30,000 | 5,100 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $35,764,000 | 6,096 |
| Loan loss allowance | $548,000 | 5,294 |
| Total loans and leases | $36,312,000 | 6,093 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $36,312,000 | 6,101 |
| All real estate loans | $27,141,000 | 5,299 |
| Real estate loans in domestic offices | $27,141,000 | 5,299 |
| Construction and development loans | $2,078,000 | 3,939 |
| Commercial RE | $16,736,000 | 2,760 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $320,000 | 4,695 |
| 1-4 family residential loans | $7,677,000 | 6,712 |
| Farmland loans | $330,000 | 5,730 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $7,692,000 | 4,028 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,195,000 | 8,634 |
| Credit card loans | $18,000 | 5,520 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,177,000 | 8,502 |
| All other loans & leases | $284,000 | 4,383 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $262,000 | 2,450 |
| Other loans | $22,000 | 5,540 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $33,925,000 | 6,424 |
| Loan loss allowance | $536,000 | 5,430 |
| Total loans and leases | $34,461,000 | 6,419 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $34,461,000 | 6,431 |
| All real estate loans | $24,841,000 | 5,685 |
| Real estate loans in domestic offices | $24,841,000 | 5,685 |
| Construction and development loans | $2,647,000 | 3,458 |
| Commercial RE | $13,667,000 | 3,156 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $329,000 | 4,899 |
| 1-4 family residential loans | $7,875,000 | 6,858 |
| Farmland loans | $323,000 | 6,000 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $8,091,000 | 3,849 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,105,000 | 9,219 |
| Credit card loans | $17,000 | 5,779 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,088,000 | 9,079 |
| All other loans & leases | $424,000 | 3,822 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $411,000 | 2,093 |
| Other loans | $13,000 | 6,581 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $31,301,000 | 6,796 |
| Loan loss allowance | $550,000 | 5,528 |
| Total loans and leases | $31,851,000 | 6,788 |
| Unearned income | $2,000 | 6,211 |
| Loans and leases, gross | $31,851,000 | 6,798 |
| All real estate loans | $23,795,000 | 5,914 |
| Real estate loans in domestic offices | $23,795,000 | 5,914 |
| Construction and development loans | $3,765,000 | 2,917 |
| Commercial RE | $11,395,000 | 3,514 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $219,000 | 5,673 |
| 1-4 family residential loans | $8,093,000 | 6,966 |
| Farmland loans | $323,000 | 6,206 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $6,358,000 | 4,503 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,128,000 | 9,559 |
| Credit card loans | $24,000 | 5,927 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,104,000 | 9,428 |
| All other loans & leases | $572,000 | 3,486 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $560,000 | 1,862 |
| Other loans | $12,000 | 6,966 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $29,079,000 | 7,121 |
| Loan loss allowance | $475,000 | 6,275 |
| Total loans and leases | $29,554,000 | 7,117 |
| Unearned income | $1,000 | 6,811 |
| Loans and leases, gross | $29,554,000 | 7,122 |
| All real estate loans | $22,092,000 | 6,176 |
| Real estate loans in domestic offices | $22,092,000 | 6,175 |
| Construction and development loans | $3,542,000 | 2,933 |
| Commercial RE | $10,179,000 | 3,738 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $225,000 | 5,845 |
| 1-4 family residential loans | $8,146,000 | 7,048 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $5,568,000 | 4,794 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,083,000 | 9,933 |
| Credit card loans | $21,000 | 6,136 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,062,000 | 9,802 |
| All other loans & leases | $812,000 | 2,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $802,000 | 1,561 |
| Other loans | $10,000 | 7,324 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $27,050,000 | 7,485 |
| Loan loss allowance | $465,000 | 6,504 |
| Total loans and leases | $27,515,000 | 7,475 |
| Unearned income | $1,000 | 7,488 |
| Loans and leases, gross | $27,515,000 | 7,487 |
| All real estate loans | $21,157,000 | 6,374 |
| Real estate loans in domestic offices | $21,157,000 | 6,373 |
| Construction and development loans | $5,104,000 | 2,158 |
| Commercial RE | $7,476,000 | 4,532 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $489,000 | 4,839 |
| 1-4 family residential loans | $8,088,000 | 7,223 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $4,597,000 | 5,318 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $735,000 | 11,084 |
| Credit card loans | $25,000 | 6,199 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $710,000 | 10,974 |
| All other loans & leases | $1,027,000 | 2,707 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,024,000 | 1,394 |
| Other loans | $3,000 | 8,765 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $96,000 | 1,349 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $23,260,000 | 8,170 |
| Loan loss allowance | $439,000 | 6,967 |
| Total loans and leases | $23,699,000 | 8,168 |
| Unearned income | $1,000 | 8,186 |
| Loans and leases, gross | $23,699,000 | 8,181 |
| All real estate loans | $18,887,000 | 6,820 |
| Real estate loans in domestic offices | $18,887,000 | 6,819 |
| Construction and development loans | $2,672,000 | 3,174 |
| Commercial RE | $7,293,000 | 4,607 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $267,000 | 5,911 |
| 1-4 family residential loans | $8,655,000 | 7,186 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $3,018,000 | 6,715 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $750,000 | 11,527 |
| Credit card loans | $20,000 | 6,444 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $730,000 | 11,426 |
| All other loans & leases | $1,045,000 | 2,764 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,043,000 | 1,444 |
| Other loans | $2,000 | 9,404 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $148,000 | 1,278 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $11,000 | 4,373 |
| Non 1-4 family restructured loans & leases | $11,000 | 4,373 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $25,678,000 | 7,768 |
| Loan loss allowance | $523,000 | 6,237 |
| Total loans and leases | $26,201,000 | 7,756 |
| Unearned income | $1,000 | 9,018 |
| Loans and leases, gross | $26,201,000 | 7,767 |
| All real estate loans | $19,419,000 | 6,712 |
| Real estate loans in domestic offices | $19,419,000 | 6,711 |
| Construction and development loans | $2,532,000 | 3,240 |
| Commercial RE | $6,576,000 | 4,895 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $275,000 | 5,900 |
| 1-4 family residential loans | $9,966,000 | 6,865 |
| Farmland loans | $70,000 | 8,379 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $4,428,000 | 5,510 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,290,000 | 10,703 |
| Credit card loans | $24,000 | 6,431 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,266,000 | 10,537 |
| All other loans & leases | $1,065,000 | 2,972 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $1,060,000 | 1,517 |
| Other loans | $5,000 | 8,954 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $38,000 | 4,381 |
| Non 1-4 family restructured loans & leases | $38,000 | 4,381 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |