Home > The Bank of St. Charles County > Assets and Liabilities
The Bank of St. Charles County, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $69,373,000 | 5,845 |
| Cash and due from depository institutions | $2,309,000 | 5,961 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,297,000 | 6,179 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,834 |
| Net loans & leases | $44,192,000 | 5,627 |
| Loan loss allowance | $542,000 | 5,544 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,022,000 | 2,951 |
| Other real estate owned | $856,000 | 5,961 |
| Goodwill and other intangibles | $2,514,000 | 929 |
| All other assets | $2,083,000 | 4,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,373,000 | 5,845 |
| Total liabilities | $59,850,000 | 5,960 |
| Total deposits | $58,883,000 | 5,760 |
| Interest-bearing deposits | $49,837,000 | 5,803 |
| Deposits held in domestic offices | $58,883,000 | 5,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $967,000 | 3,544 |
| Total equity capital | $9,523,000 | 4,688 |
| Total bank equity capital | $9,523,000 | 4,688 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $750,000 | 3,624 |
| Surplus | $8,576,000 | 1,981 |
| Undivided profits | $197,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $368,000 | 6,950 |
| Earning assets | $58,589,000 | 6,085 |
| Long-term assets (5+ years) | $2,560,000 | 7,089 |
| Average Assets, year-to-date | $66,887,000 | 5,772 |
| Average Assets, quarterly | $69,302,500 | 5,802 |
| Volatile liabilities | $3,258,000 | 8,154 |
| Insider loans | $3,431,000 | 1,471 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,814,000 | 4,796 |
| Tier 1 (core) risk-based capital | $7,012,000 | 5,657 |
| Tier 2 risk-based capital | $542,000 | 5,227 |
| Total risk weighted assets | $55,454,000 | 5,083 |
| Total unused commitments | $6,814,000 | 4,801 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 21 | 6,388 |
| Assets and Liabilities | ||
| Total Assets: | $63,060,000 | 6,056 |
| Cash and due from depository institutions | $2,486,000 | 6,388 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,992,000 | 6,500 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,394 |
| Net loans & leases | $42,315,000 | 5,736 |
| Loan loss allowance | $540,000 | 5,458 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,084,000 | 5,740 |
| Other real estate owned | $819,000 | 6,388 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,364,000 | 3,492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,060,000 | 6,056 |
| Total liabilities | $57,402,000 | 5,986 |
| Total deposits | $56,943,000 | 5,742 |
| Interest-bearing deposits | $47,825,000 | 5,805 |
| Deposits held in domestic offices | $56,943,000 | 5,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $459,000 | 6,056 |
| Total equity capital | $5,658,000 | 6,601 |
| Total bank equity capital | $5,658,000 | 6,601 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $750,000 | 3,728 |
| Surplus | $940,000 | 7,256 |
| Undivided profits | $3,968,000 | 4,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $241,000 | 7,543 |
| Earning assets | $56,307,000 | 6,155 |
| Long-term assets (5+ years) | $2,935,000 | 6,885 |
| Average Assets, year-to-date | $62,330,600 | 5,909 |
| Average Assets, quarterly | $62,436,500 | 6,030 |
| Volatile liabilities | $2,654,000 | 8,555 |
| Insider loans | $3,468,000 | 1,410 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,378,000 | 5,227 |
| Tier 1 (core) risk-based capital | $5,667,000 | 6,467 |
| Tier 2 risk-based capital | $540,000 | 5,148 |
| Total risk weighted assets | $46,718,500 | 5,558 |
| Total unused commitments | $5,378,000 | 5,231 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $61,131,000 | 6,172 |
| Cash and due from depository institutions | $2,419,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $12,810,000 | 6,332 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,637 |
| Net loans & leases | $41,401,000 | 5,717 |
| Loan loss allowance | $558,000 | 5,278 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,180,000 | 5,566 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,121,000 | 3,765 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,131,000 | 6,172 |
| Total liabilities | $55,952,000 | 6,102 |
| Total deposits | $55,639,000 | 5,850 |
| Interest-bearing deposits | $46,085,000 | 5,960 |
| Deposits held in domestic offices | $55,639,000 | 5,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $313,000 | 6,832 |
| Total equity capital | $5,179,000 | 6,842 |
| Total bank equity capital | $5,179,000 | 6,842 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $750,000 | 3,830 |
| Surplus | $940,000 | 7,420 |
| Undivided profits | $3,489,000 | 5,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $197,000 | 7,839 |
| Earning assets | $55,411,000 | 6,185 |
| Long-term assets (5+ years) | $3,193,000 | 7,079 |
| Average Assets, year-to-date | $58,985,400 | 6,136 |
| Average Assets, quarterly | $60,565,500 | 6,158 |
| Volatile liabilities | $1,878,000 | 9,075 |
| Insider loans | $4,394,000 | 1,066 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,784,000 | 4,366 |
| Tier 1 (core) risk-based capital | $5,299,000 | 6,774 |
| Tier 2 risk-based capital | $556,100 | 4,966 |
| Total risk weighted assets | $44,486,300 | 5,638 |
| Total unused commitments | $7,784,000 | 4,370 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $56,940,000 | 6,473 |
| Cash and due from depository institutions | $1,167,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,215,000 | 6,220 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 3,338 |
| Net loans & leases | $35,764,000 | 6,096 |
| Loan loss allowance | $548,000 | 5,294 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,209,000 | 5,399 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $485,000 | 8,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,940,000 | 6,473 |
| Total liabilities | $52,012,000 | 6,379 |
| Total deposits | $51,682,000 | 6,191 |
| Interest-bearing deposits | $43,903,000 | 6,196 |
| Deposits held in domestic offices | $51,682,000 | 6,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $330,000 | 7,151 |
| Total equity capital | $4,928,000 | 7,160 |
| Total bank equity capital | $4,928,000 | 7,160 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $940,000 | 7,478 |
| Undivided profits | $3,238,000 | 5,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $171,000 | 8,330 |
| Earning assets | $54,079,000 | 6,341 |
| Long-term assets (5+ years) | $3,916,000 | 6,720 |
| Average Assets, year-to-date | $55,450,200 | 6,347 |
| Average Assets, quarterly | $56,341,000 | 6,426 |
| Volatile liabilities | $1,557,000 | 9,360 |
| Insider loans | $1,722,000 | 2,386 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,827,000 | 5,432 |
| Tier 1 (core) risk-based capital | $4,889,000 | 7,021 |
| Tier 2 risk-based capital | $464,510 | 5,465 |
| Total risk weighted assets | $37,077,510 | 6,156 |
| Total unused commitments | $4,827,000 | 5,441 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $54,120,000 | 6,742 |
| Cash and due from depository institutions | $2,807,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,969,000 | 7,127 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,854 |
| Net loans & leases | $33,925,000 | 6,424 |
| Loan loss allowance | $536,000 | 5,430 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,268,000 | 5,258 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $451,000 | 8,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,120,000 | 6,742 |
| Total liabilities | $49,712,000 | 6,643 |
| Total deposits | $49,311,000 | 6,452 |
| Interest-bearing deposits | $43,480,000 | 6,326 |
| Deposits held in domestic offices | $49,311,000 | 6,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $401,000 | 6,724 |
| Total equity capital | $4,408,000 | 7,690 |
| Total bank equity capital | $4,408,000 | 7,690 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $940,000 | 7,681 |
| Undivided profits | $2,718,000 | 6,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 9,600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $178,000 | 8,599 |
| Earning assets | $49,594,000 | 6,740 |
| Long-term assets (5+ years) | $4,672,000 | 6,128 |
| Average Assets, year-to-date | $47,788,800 | 7,041 |
| Average Assets, quarterly | $50,880,000 | 6,932 |
| Volatile liabilities | $1,319,000 | 9,891 |
| Insider loans | $539,000 | 5,214 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,324,000 | 5,562 |
| Tier 1 (core) risk-based capital | $4,405,000 | 7,557 |
| Tier 2 risk-based capital | $437,150 | 5,672 |
| Total risk weighted assets | $34,873,050 | 6,450 |
| Total unused commitments | $4,324,000 | 5,567 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $44,286,000 | 7,753 |
| Cash and due from depository institutions | $1,523,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,634,000 | 8,392 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,231 |
| Net loans & leases | $31,301,000 | 6,796 |
| Loan loss allowance | $550,000 | 5,528 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,266,000 | 5,245 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $462,000 | 9,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,286,000 | 7,753 |
| Total liabilities | $40,117,000 | 7,692 |
| Total deposits | $39,732,000 | 7,539 |
| Interest-bearing deposits | $34,059,000 | 7,538 |
| Deposits held in domestic offices | $39,732,000 | 7,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $385,000 | 6,961 |
| Total equity capital | $4,169,000 | 8,029 |
| Total bank equity capital | $4,169,000 | 8,029 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $940,000 | 7,943 |
| Undivided profits | $2,479,000 | 6,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $168,000 | 9,010 |
| Earning assets | $41,035,000 | 7,686 |
| Long-term assets (5+ years) | $1,788,000 | 7,980 |
| Average Assets, year-to-date | $42,865,400 | 7,718 |
| Average Assets, quarterly | $44,610,500 | 7,667 |
| Volatile liabilities | $534,000 | 10,977 |
| Insider loans | $739,000 | 4,424 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,471,000 | 6,929 |
| Tier 1 (core) risk-based capital | $4,171,000 | 7,934 |
| Tier 2 risk-based capital | $393,560 | 6,201 |
| Total risk weighted assets | $31,328,660 | 6,936 |
| Total unused commitments | $2,471,000 | 6,943 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $40,798,000 | 8,292 |
| Cash and due from depository institutions | $1,813,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $7,077,000 | 9,357 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 7,503 |
| Net loans & leases | $29,079,000 | 7,121 |
| Loan loss allowance | $475,000 | 6,275 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,375,000 | 4,949 |
| Other real estate owned | $105,000 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $449,000 | 9,524 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,798,000 | 8,292 |
| Total liabilities | $37,010,000 | 8,239 |
| Total deposits | $36,675,000 | 8,098 |
| Interest-bearing deposits | $32,219,000 | 7,987 |
| Deposits held in domestic offices | $36,675,000 | 8,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $335,000 | 7,859 |
| Total equity capital | $3,788,000 | 8,574 |
| Total bank equity capital | $3,788,000 | 8,574 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $940,000 | 8,154 |
| Undivided profits | $2,098,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 10,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $166,000 | 9,417 |
| Earning assets | $37,056,000 | 8,307 |
| Long-term assets (5+ years) | $1,552,000 | 8,354 |
| Average Assets, year-to-date | $39,065,800 | 8,289 |
| Average Assets, quarterly | $40,064,500 | 8,305 |
| Volatile liabilities | $827,000 | 11,051 |
| Insider loans | $1,111,000 | 3,472 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,917,000 | 6,441 |
| Tier 1 (core) risk-based capital | $3,783,000 | 8,466 |
| Tier 2 risk-based capital | $365,930 | 6,558 |
| Total risk weighted assets | $29,165,630 | 7,286 |
| Total unused commitments | $2,917,000 | 6,455 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 14 | 9,584 |
| Assets and Liabilities | ||
| Total Assets: | $36,207,000 | 9,002 |
| Cash and due from depository institutions | $1,127,000 | 9,584 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,221,000 | 10,751 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $27,050,000 | 7,485 |
| Loan loss allowance | $465,000 | 6,504 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $992,000 | 6,116 |
| Other real estate owned | $123,000 | 9,584 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $394,000 | 10,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,207,000 | 9,002 |
| Total liabilities | $32,765,000 | 8,976 |
| Total deposits | $32,464,000 | 8,832 |
| Interest-bearing deposits | $26,919,000 | 8,947 |
| Deposits held in domestic offices | $32,464,000 | 8,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $301,000 | 7,311 |
| Total equity capital | $3,442,000 | 8,876 |
| Total bank equity capital | $3,442,000 | 8,876 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $940,000 | 8,374 |
| Undivided profits | $1,752,000 | 7,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $145,000 | 9,763 |
| Earning assets | $33,571,000 | 8,923 |
| Long-term assets (5+ years) | $711,000 | 9,838 |
| Average Assets, year-to-date | $35,092,400 | 9,047 |
| Average Assets, quarterly | $34,544,500 | 9,180 |
| Volatile liabilities | $620,000 | 11,673 |
| Insider loans | $870,000 | 4,072 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,675,000 | 5,782 |
| Tier 1 (core) risk-based capital | $3,458,000 | 8,963 |
| Tier 2 risk-based capital | $334,300 | 7,034 |
| Total risk weighted assets | $26,613,500 | 7,765 |
| Total unused commitments | $3,675,000 | 5,789 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $36,764,000 | 9,260 |
| Cash and due from depository institutions | $6,195,000 | 9,718 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,925,000 | 11,325 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $23,260,000 | 8,170 |
| Loan loss allowance | $439,000 | 6,967 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $399,000 | 9,437 |
| Other real estate owned | $124,000 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $361,000 | 10,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,764,000 | 9,260 |
| Total liabilities | $33,713,000 | 9,173 |
| Total deposits | $33,542,000 | 9,032 |
| Interest-bearing deposits | $23,419,000 | 9,926 |
| Deposits held in domestic offices | $33,542,000 | 9,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $171,000 | 9,880 |
| Total equity capital | $3,051,000 | 9,686 |
| Total bank equity capital | $3,051,000 | 9,686 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $940,000 | 8,577 |
| Undivided profits | $1,361,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 6,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $29,685,000 | 9,796 |
| Long-term assets (5+ years) | $843,000 | 10,177 |
| Average Assets, year-to-date | $37,359,000 | 9,028 |
| Average Assets, quarterly | $36,677,500 | 9,202 |
| Volatile liabilities | $316,000 | 12,684 |
| Insider loans | $702,000 | 4,718 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,193,000 | 6,196 |
| Tier 1 (core) risk-based capital | $3,046,000 | 9,637 |
| Tier 2 risk-based capital | $282,480 | 7,855 |
| Total risk weighted assets | $22,441,880 | 8,657 |
| Total unused commitments | $3,193,000 | 6,216 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $38,040,000 | 9,271 |
| Cash and due from depository institutions | $2,840,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,023,000 | 10,517 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $25,678,000 | 7,768 |
| Loan loss allowance | $523,000 | 6,237 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $383,000 | 9,793 |
| Other real estate owned | $160,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $456,000 | 10,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,040,000 | 9,271 |
| Total liabilities | $35,229,000 | 9,166 |
| Total deposits | $34,576,000 | 9,097 |
| Interest-bearing deposits | $27,373,000 | 9,491 |
| Deposits held in domestic offices | $34,576,000 | 9,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $432,000 | 3,300 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $221,000 | 9,576 |
| Total equity capital | $2,811,000 | 10,049 |
| Total bank equity capital | $2,811,000 | 10,049 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $940,000 | 8,652 |
| Undivided profits | $1,121,000 | 9,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $756,000 | 4,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $149,000 | 10,059 |
| Earning assets | $34,201,000 | 9,309 |
| Long-term assets (5+ years) | $1,555,000 | 9,490 |
| Average Assets, year-to-date | $36,624,000 | 9,291 |
| Average Assets, quarterly | $38,486,000 | 9,134 |
| Volatile liabilities | $1,044,000 | 11,702 |
| Insider loans | $52,000 | 7,095 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,630,000 | 5,540 |
| Tier 1 (core) risk-based capital | $2,811,000 | 9,988 |
| Tier 2 risk-based capital | $302,910 | 7,560 |
| Total risk weighted assets | $24,012,710 | 8,461 |
| Total unused commitments | $3,630,000 | 5,567 |
| Derivatives | $0 | 651 |