Home > The Bank of Spalding County > Net Loans and Leases
The Bank of Spalding County, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $36,350,000 | 6,041 |
| Loan loss allowance | $809,000 | 3,972 |
| Total loans and leases | $37,159,000 | 6,013 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $37,159,000 | 6,021 |
| All real estate loans | $30,263,000 | 4,982 |
| Real estate loans in domestic offices | $30,263,000 | 4,982 |
| Construction and development loans | $3,183,000 | 3,174 |
| Commercial RE | $20,072,000 | 2,361 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $282,000 | 4,866 |
| 1-4 family residential loans | $5,664,000 | 7,378 |
| Farmland loans | $1,062,000 | 4,242 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $3,142,000 | 6,445 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,754,000 | 5,712 |
| Credit card loans | $91,000 | 4,345 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,663,000 | 5,565 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $983,000 | 473 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $41,155,000 | 5,705 |
| Loan loss allowance | $878,000 | 3,772 |
| Total loans and leases | $42,033,000 | 5,661 |
| Unearned income | $4,000 | 4,394 |
| Loans and leases, gross | $42,037,000 | 5,672 |
| All real estate loans | $33,749,000 | 4,761 |
| Real estate loans in domestic offices | $33,749,000 | 4,760 |
| Construction and development loans | $3,611,000 | 2,896 |
| Commercial RE | $20,789,000 | 2,264 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $791,000 | 3,580 |
| 1-4 family residential loans | $7,390,000 | 7,038 |
| Farmland loans | $1,168,000 | 4,151 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $3,484,000 | 6,194 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,804,000 | 5,098 |
| Credit card loans | $79,000 | 4,733 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,725,000 | 4,904 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $177,000 | 929 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $45,552,000 | 5,370 |
| Loan loss allowance | $530,000 | 5,677 |
| Total loans and leases | $46,082,000 | 5,380 |
| Unearned income | $39,000 | 5,122 |
| Loans and leases, gross | $46,082,000 | 5,387 |
| All real estate loans | $37,550,000 | 4,465 |
| Real estate loans in domestic offices | $37,550,000 | 4,465 |
| Construction and development loans | $7,351,000 | 1,857 |
| Commercial RE | $17,065,000 | 2,636 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $921,000 | 3,491 |
| 1-4 family residential loans | $10,242,000 | 6,321 |
| Farmland loans | $1,971,000 | 3,026 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $3,539,000 | 6,253 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,032,000 | 5,087 |
| Credit card loans | $83,000 | 4,941 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,949,000 | 4,886 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $279,000 | 890 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $46,924,000 | 5,214 |
| Loan loss allowance | $489,000 | 6,149 |
| Total loans and leases | $47,413,000 | 5,235 |
| Unearned income | $35,000 | 5,649 |
| Loans and leases, gross | $47,413,000 | 5,248 |
| All real estate loans | $38,161,000 | 4,343 |
| Real estate loans in domestic offices | $38,161,000 | 4,343 |
| Construction and development loans | $9,403,000 | 1,429 |
| Commercial RE | $15,643,000 | 2,752 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $330,000 | 5,301 |
| 1-4 family residential loans | $11,223,000 | 6,128 |
| Farmland loans | $1,562,000 | 3,519 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $563,000 | 5,678 |
| Commercial and industrial loans | $3,444,000 | 6,295 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,280,000 | 5,006 |
| Credit card loans | $102,000 | 4,828 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,178,000 | 4,814 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $222,000 | 1,055 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $46,287,000 | 5,205 |
| Loan loss allowance | $427,000 | 6,856 |
| Total loans and leases | $46,714,000 | 5,227 |
| Unearned income | $41,000 | 6,115 |
| Loans and leases, gross | $46,714,000 | 5,234 |
| All real estate loans | $37,043,000 | 4,390 |
| Real estate loans in domestic offices | $37,043,000 | 4,390 |
| Construction and development loans | $10,186,000 | 1,242 |
| Commercial RE | $11,879,000 | 3,337 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,336,000 | 3,096 |
| 1-4 family residential loans | $11,986,000 | 6,009 |
| Farmland loans | $1,656,000 | 3,377 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $493,000 | 6,009 |
| Commercial and industrial loans | $5,060,000 | 4,966 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,159,000 | 5,861 |
| Credit card loans | $116,000 | 4,728 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,043,000 | 5,680 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $224,000 | 1,079 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $38,463,000 | 5,887 |
| Loan loss allowance | $399,000 | 7,421 |
| Total loans and leases | $38,862,000 | 5,908 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $38,862,000 | 5,920 |
| All real estate loans | $30,123,000 | 5,078 |
| Real estate loans in domestic offices | $30,123,000 | 5,078 |
| Construction and development loans | $7,102,000 | 1,559 |
| Commercial RE | $8,666,000 | 4,125 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,827,000 | 2,627 |
| 1-4 family residential loans | $11,243,000 | 6,339 |
| Farmland loans | $1,285,000 | 3,863 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $4,549,000 | 5,298 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,190,000 | 5,854 |
| Credit card loans | $110,000 | 4,840 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,080,000 | 5,686 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $472,000 | 858 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $35,161,000 | 6,294 |
| Loan loss allowance | $345,000 | 8,168 |
| Total loans and leases | $35,506,000 | 6,327 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $35,506,000 | 6,340 |
| All real estate loans | $26,154,000 | 5,608 |
| Real estate loans in domestic offices | $26,154,000 | 5,607 |
| Construction and development loans | $4,166,000 | 2,300 |
| Commercial RE | $7,802,000 | 4,384 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,203,000 | 3,260 |
| 1-4 family residential loans | $11,635,000 | 6,334 |
| Farmland loans | $1,348,000 | 3,641 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $54,000 | 7,828 |
| Commercial and industrial loans | $4,489,000 | 5,468 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,809,000 | 6,455 |
| Credit card loans | $127,000 | 4,685 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,682,000 | 6,336 |
| All other loans & leases | $1,000,000 | 3,073 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $1,000,000 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $5,000 | 1,879 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |