Home > The Bank of Southside Virginia > Income and Expense

The Bank of Southside Virginia, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,216,0001,515
Total interest expense$938,0003,748
Net interest income$26,278,0001,154
Provision for loan and lease losses$538,0001,224
Total noninterest income$9,113,000785
Gross Fiduciary activities income$0981
Service charges on deposit accounts$847,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$8,266,000618
Total noninterest expense$14,521,0001,571
Salaries and employee benefits$6,393,0001,867
Premises and equipment expense$1,224,0001,781
Additional noninterest expense$8,266,000618
Pre-tax net operating income$20,332,000681
Securities gains (losses)$98,000251
Applicable income taxes$2,595,000812
Income before extraordinary items$17,835,000626
Extraordinary gains, net$054
Net income$17,835,000636
Minority interest net income$088
Net income of bank and minority interests.$17,835,000629
Net charge-offs$154,0001,288
Cash dividends$5,200,000783
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,749,740645
2023-09-30 (YTD Data)Rank
Total interest income$19,878,0001,515
Total interest expense$616,0003,767
Net interest income$19,262,0001,185
Provision for loan and lease losses$215,0001,612
Total noninterest income$4,997,0001,001
Gross Fiduciary activities income$0950
Service charges on deposit accounts$625,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$4,372,000814
Total noninterest expense$11,150,0001,527
Salaries and employee benefits$5,133,0001,793
Premises and equipment expense$966,0001,726
Additional noninterest expense$4,372,000814
Pre-tax net operating income$12,894,000793
Securities gains (losses)$-103,0004,002
Applicable income taxes$1,699,000928
Income before extraordinary items$11,092,000767
Extraordinary gains, net$052
Net income$11,092,000771
Minority interest net income$081
Net income of bank and minority interests.$11,092,000767
Net charge-offs$80,0001,280
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$11,181,610772
2023-06-30 (YTD Data)Rank
Total interest income$13,165,0001,490
Total interest expense$309,0003,872
Net interest income$12,856,0001,196
Provision for loan and lease losses$99,0001,834
Total noninterest income$2,611,0001,106
Gross Fiduciary activities income$0931
Service charges on deposit accounts$411,0001,138
Trading account gains and feesNANA
Additional Noninterest Income$2,200,000902
Total noninterest expense$7,432,0001,509
Salaries and employee benefits$3,427,0001,788
Premises and equipment expense$637,0001,721
Additional noninterest expense$2,200,000901
Pre-tax net operating income$7,936,000852
Securities gains (losses)$-98,0004,202
Applicable income taxes$1,125,000943
Income before extraordinary items$6,713,000832
Extraordinary gains, net$051
Net income$6,713,000844
Minority interest net income$081
Net income of bank and minority interests.$6,713,000832
Net charge-offs$17,0001,599
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,797,280834
2023-03-31 (YTD Data)Rank
Total interest income$6,575,0001,471
Total interest expense$159,0003,746
Net interest income$6,416,0001,192
Provision for loan and lease losses$1,0002,584
Total noninterest income$1,135,0001,218
Gross Fiduciary activities income$0913
Service charges on deposit accounts$211,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$924,0001,027
Total noninterest expense$3,707,0001,532
Salaries and employee benefits$1,682,0001,836
Premises and equipment expense$282,0001,895
Additional noninterest expense$924,0001,027
Pre-tax net operating income$3,843,000908
Securities gains (losses)$-101,0004,350
Applicable income taxes$546,000987
Income before extraordinary items$3,196,000897
Extraordinary gains, net$04
Net income$3,196,000895
Minority interest net income$048
Net income of bank and minority interests.$3,196,000896
Net charge-offs$-9,0004,009
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,281,850890
2022-12-31 (YTD Data)Rank
Total interest income$20,316,0001,548
Total interest expense$730,0002,805
Net interest income$19,586,0001,461
Provision for loan and lease losses$22,0002,780
Total noninterest income$6,630,000995
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$893,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$5,737,000813
Total noninterest expense$13,548,0001,622
Salaries and employee benefits$6,349,0001,884
Premises and equipment expense$1,285,0001,720
Additional noninterest expense$5,737,000813
Pre-tax net operating income$12,646,0001,079
Securities gains (losses)$7,000482
Applicable income taxes$1,828,0001,145
Income before extraordinary items$10,825,0001,035
Extraordinary gains, net$05
Net income$10,825,0001,035
Minority interest net income$063
Net income of bank and minority interests.$10,825,0001,035
Net charge-offs$14,0002,040
Cash dividends$4,473,000855
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,818,9801,065
2022-09-30 (YTD Data)Rank
Total interest income$13,827,0001,638
Total interest expense$556,0002,537
Net interest income$13,271,0001,572
Provision for loan and lease losses$17,0002,607
Total noninterest income$2,518,0001,546
Gross Fiduciary activities income$0968
Service charges on deposit accounts$678,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$1,840,0001,459
Total noninterest expense$9,698,0001,667
Salaries and employee benefits$4,448,0001,965
Premises and equipment expense$992,0001,698
Additional noninterest expense$1,840,0001,459
Pre-tax net operating income$6,074,0001,474
Securities gains (losses)$-5,0003,659
Applicable income taxes$870,0001,443
Income before extraordinary items$5,199,0001,440
Extraordinary gains, net$04
Net income$5,199,0001,439
Minority interest net income$057
Net income of bank and minority interests.$5,199,0001,440
Net charge-offs$-26,0003,890
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,203,3001,468
2022-06-30 (YTD Data)Rank
Total interest income$8,372,0001,707
Total interest expense$372,0002,380
Net interest income$8,000,0001,668
Provision for loan and lease losses$17,0002,304
Total noninterest income$1,624,0001,565
Gross Fiduciary activities income$0925
Service charges on deposit accounts$455,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$1,169,0001,525
Total noninterest expense$6,406,0001,664
Salaries and employee benefits$2,962,0001,961
Premises and equipment expense$665,0001,694
Additional noninterest expense$2,779,0001,228
Pre-tax net operating income$3,201,0001,655
Securities gains (losses)$3,000528
Applicable income taxes$425,0001,595
Income before extraordinary items$2,779,0001,594
Extraordinary gains, net$04
Net income$2,779,0001,592
Minority interest net income$060
Net income of bank and minority interests.$2,779,0001,594
Net charge-offs$-12,0003,724
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,776,3901,631
2022-03-31 (YTD Data)Rank
Total interest income$3,900,0001,754
Total interest expense$190,0002,309
Net interest income$3,710,0001,724
Provision for loan and lease losses$2,0002,234
Total noninterest income$761,0001,631
Gross Fiduciary activities income$0892
Service charges on deposit accounts$224,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$537,0001,600
Total noninterest expense$3,236,0001,641
Salaries and employee benefits$1,452,0001,977
Premises and equipment expense$383,0001,535
Additional noninterest expense$1,401,0001,208
Pre-tax net operating income$1,233,0001,888
Securities gains (losses)$27,000261
Applicable income taxes$145,0001,819
Income before extraordinary items$1,115,0001,783
Extraordinary gains, net$04
Net income$1,115,0001,783
Minority interest net income$050
Net income of bank and minority interests.$1,115,0001,783
Net charge-offs$-13,0004,007
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,091,2401,830
2021-12-31 (YTD Data)Rank
Total interest income$16,886,0001,702
Total interest expense$806,0002,511
Net interest income$16,080,0001,635
Provision for loan and lease losses$7,0002,992
Total noninterest income$3,394,0001,658
Gross Fiduciary activities income$0994
Service charges on deposit accounts$825,0001,117
Trading account gains and feesNANA
Additional Noninterest Income$2,569,0001,640
Total noninterest expense$13,575,0001,578
Salaries and employee benefits$6,722,0001,773
Premises and equipment expense$1,631,0001,423
Additional noninterest expense$5,222,0001,284
Pre-tax net operating income$5,892,0001,845
Securities gains (losses)$66,0001,020
Applicable income taxes$782,0001,787
Income before extraordinary items$5,176,0001,852
Extraordinary gains, net$010
Net income$5,176,0001,852
Minority interest net income$074
Net income of bank and minority interests.$5,176,0001,853
Net charge-offs$-98,0004,352
Cash dividends$4,619,000846
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,118,5801,833
2021-09-30 (YTD Data)Rank
Total interest income$12,747,0001,716
Total interest expense$610,0002,582
Net interest income$12,137,0001,648
Provision for loan and lease losses$3,0002,922
Total noninterest income$2,457,0001,750
Gross Fiduciary activities income$0957
Service charges on deposit accounts$602,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$1,855,0001,746
Total noninterest expense$10,015,0001,598
Salaries and employee benefits$5,013,0001,774
Premises and equipment expense$1,190,0001,477
Additional noninterest expense$3,812,0001,312
Pre-tax net operating income$4,576,0001,883
Securities gains (losses)$70,000933
Applicable income taxes$624,0001,820
Income before extraordinary items$4,022,0001,871
Extraordinary gains, net$08
Net income$4,022,0001,870
Minority interest net income$069
Net income of bank and minority interests.$4,022,0001,871
Net charge-offs$-87,0004,421
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,961,1001,862
2021-06-30 (YTD Data)Rank
Total interest income$8,516,0001,712
Total interest expense$411,0002,636
Net interest income$8,105,0001,636
Provision for loan and lease losses$-2,0004,373
Total noninterest income$1,623,0001,721
Gross Fiduciary activities income$0951
Service charges on deposit accounts$389,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$1,234,0001,707
Total noninterest expense$6,789,0001,572
Salaries and employee benefits$3,518,0001,711
Premises and equipment expense$736,0001,570
Additional noninterest expense$2,535,0001,299
Pre-tax net operating income$2,941,0001,916
Securities gains (losses)$71,000776
Applicable income taxes$449,0001,750
Income before extraordinary items$2,563,0001,910
Extraordinary gains, net$06
Net income$2,563,0001,909
Minority interest net income$067
Net income of bank and minority interests.$2,563,0001,910
Net charge-offs$-75,0004,500
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,502,6501,903
2021-03-31 (YTD Data)Rank
Total interest income$4,134,0001,760
Total interest expense$208,0002,696
Net interest income$3,926,0001,670
Provision for loan and lease losses$-2,0004,550
Total noninterest income$805,0001,728
Gross Fiduciary activities income$0922
Service charges on deposit accounts$198,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$607,0001,717
Total noninterest expense$3,624,0001,480
Salaries and employee benefits$1,946,0001,583
Premises and equipment expense$415,0001,449
Additional noninterest expense$1,263,0001,284
Pre-tax net operating income$1,109,0002,237
Securities gains (losses)$94,000494
Applicable income taxes$198,0001,820
Income before extraordinary items$1,005,0002,208
Extraordinary gains, net$03
Net income$1,005,0002,208
Minority interest net income$055
Net income of bank and minority interests.$1,005,0002,208
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$926,0402,275
2020-12-31 (YTD Data)Rank
Total interest income$17,639,0001,663
Total interest expense$1,002,0002,927
Net interest income$16,637,0001,507
Provision for loan and lease losses$7,0004,253
Total noninterest income$3,657,0001,548
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$996,000956
Trading account gains and feesNANA
Additional Noninterest Income$2,661,0001,538
Total noninterest expense$13,645,0001,529
Salaries and employee benefits$7,102,0001,669
Premises and equipment expense$1,113,0001,890
Additional noninterest expense$5,430,0001,190
Pre-tax net operating income$6,642,0001,433
Securities gains (losses)$-128,0004,948
Applicable income taxes$647,0001,755
Income before extraordinary items$5,867,0001,443
Extraordinary gains, net$04
Net income$5,867,0001,443
Minority interest net income$072
Net income of bank and minority interests.$5,867,0001,444
Net charge-offs$109,0001,945
Cash dividends$4,590,000812
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,982,2001,385
2020-09-30 (YTD Data)Rank
Total interest income$13,368,0001,653
Total interest expense$776,0002,983
Net interest income$12,592,0001,488
Provision for loan and lease losses$6,0004,177
Total noninterest income$2,548,0001,570
Gross Fiduciary activities income$0981
Service charges on deposit accounts$767,000924
Trading account gains and feesNANA
Additional Noninterest Income$1,781,0001,592
Total noninterest expense$10,107,0001,517
Salaries and employee benefits$5,201,0001,689
Premises and equipment expense$1,005,0001,656
Additional noninterest expense$3,901,0001,207
Pre-tax net operating income$5,027,0001,385
Securities gains (losses)$-318,0004,979
Applicable income taxes$558,0001,653
Income before extraordinary items$4,151,0001,470
Extraordinary gains, net$04
Net income$4,151,0001,471
Minority interest net income$065
Net income of bank and minority interests.$4,151,0001,471
Net charge-offs$65,0001,912
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,430,8401,347
2020-06-30 (YTD Data)Rank
Total interest income$9,020,0001,656
Total interest expense$539,0003,034
Net interest income$8,481,0001,473
Provision for loan and lease losses$5,0004,058
Total noninterest income$1,674,0001,513
Gross Fiduciary activities income$0970
Service charges on deposit accounts$544,000887
Trading account gains and feesNANA
Additional Noninterest Income$1,130,0001,552
Total noninterest expense$6,958,0001,466
Salaries and employee benefits$3,586,0001,638
Premises and equipment expense$639,0001,710
Additional noninterest expense$2,733,0001,151
Pre-tax net operating income$3,192,0001,375
Securities gains (losses)$-352,0004,996
Applicable income taxes$356,0001,621
Income before extraordinary items$2,484,0001,536
Extraordinary gains, net$04
Net income$2,484,0001,535
Minority interest net income$065
Net income of bank and minority interests.$2,484,0001,536
Net charge-offs$83,0001,453
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,790,2401,352
2020-03-31 (YTD Data)Rank
Total interest income$4,676,0001,592
Total interest expense$283,0003,091
Net interest income$4,393,0001,393
Provision for loan and lease losses$8,0003,475
Total noninterest income$959,0001,325
Gross Fiduciary activities income$0941
Service charges on deposit accounts$337,000850
Trading account gains and feesNANA
Additional Noninterest Income$622,0001,324
Total noninterest expense$3,817,0001,378
Salaries and employee benefits$2,043,0001,471
Premises and equipment expense$317,0001,747
Additional noninterest expense$1,457,0001,124
Pre-tax net operating income$1,527,0001,305
Securities gains (losses)$-422,0005,022
Applicable income taxes$163,0001,562
Income before extraordinary items$942,0001,751
Extraordinary gains, net$04
Net income$942,0001,751
Minority interest net income$056
Net income of bank and minority interests.$942,0001,751
Net charge-offs$39,0001,301
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,300,7001,312
2019-12-31 (YTD Data)Rank
Total interest income$20,693,0001,475
Total interest expense$1,080,0003,196
Net interest income$19,613,0001,280
Provision for loan and lease losses$52,0003,363
Total noninterest income$4,728,0001,168
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,519,000795
Trading account gains and feesNANA
Additional Noninterest Income$3,209,0001,148
Total noninterest expense$14,504,0001,400
Salaries and employee benefits$7,511,0001,542
Premises and equipment expense$1,610,0001,423
Additional noninterest expense$5,383,0001,169
Pre-tax net operating income$9,785,0001,075
Securities gains (losses)$606,000316
Applicable income taxes$1,132,0001,320
Income before extraordinary items$9,259,000995
Extraordinary gains, net$011
Net income$9,259,000996
Minority interest net income$076
Net income of bank and minority interests.$9,259,000996
Net charge-offs$130,0002,027
Cash dividends$4,590,000852
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,719,6601,023
2019-09-30 (YTD Data)Rank
Total interest income$15,578,0001,485
Total interest expense$796,0003,249
Net interest income$14,782,0001,284
Provision for loan and lease losses$41,0003,247
Total noninterest income$3,330,0001,206
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,150,000792
Trading account gains and feesNANA
Additional Noninterest Income$2,180,0001,220
Total noninterest expense$10,577,0001,444
Salaries and employee benefits$5,399,0001,596
Premises and equipment expense$1,111,0001,527
Additional noninterest expense$4,067,0001,167
Pre-tax net operating income$7,494,0001,073
Securities gains (losses)$541,000295
Applicable income taxes$1,041,0001,202
Income before extraordinary items$6,994,0001,008
Extraordinary gains, net$011
Net income$6,994,0001,009
Minority interest net income$072
Net income of bank and minority interests.$6,994,0001,009
Net charge-offs$63,0002,069
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,523,3301,047
2019-06-30 (YTD Data)Rank
Total interest income$10,383,0001,486
Total interest expense$524,0003,245
Net interest income$9,859,0001,281
Provision for loan and lease losses$24,0003,231
Total noninterest income$2,224,0001,185
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$765,000787
Trading account gains and feesNANA
Additional Noninterest Income$1,459,0001,186
Total noninterest expense$6,900,0001,467
Salaries and employee benefits$3,410,0001,680
Premises and equipment expense$704,0001,603
Additional noninterest expense$2,786,0001,153
Pre-tax net operating income$5,159,0001,018
Securities gains (losses)$605,000198
Applicable income taxes$819,0001,031
Income before extraordinary items$4,945,000929
Extraordinary gains, net$011
Net income$4,945,000929
Minority interest net income$069
Net income of bank and minority interests.$4,945,000929
Net charge-offs$60,0001,708
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,424,7001,006
2019-03-31 (YTD Data)Rank
Total interest income$5,211,0001,471
Total interest expense$252,0003,274
Net interest income$4,959,0001,276
Provision for loan and lease losses$8,0003,162
Total noninterest income$1,055,0001,200
Gross Fiduciary activities income$0972
Service charges on deposit accounts$389,000771
Trading account gains and feesNANA
Additional Noninterest Income$666,0001,208
Total noninterest expense$3,479,0001,467
Salaries and employee benefits$1,731,0001,669
Premises and equipment expense$345,0001,651
Additional noninterest expense$1,403,0001,135
Pre-tax net operating income$2,527,0001,014
Securities gains (losses)$149,000226
Applicable income taxes$376,0001,089
Income before extraordinary items$2,300,000965
Extraordinary gains, net$05
Net income$2,300,000964
Minority interest net income$052
Net income of bank and minority interests.$2,300,000964
Net charge-offs$10,0001,981
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,171,860987
2018-12-31 (YTD Data)Rank
Total interest income$19,875,0001,459
Total interest expense$917,0003,058
Net interest income$18,958,0001,295
Provision for loan and lease losses$588,0001,321
Total noninterest income$4,924,0001,099
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,634,000764
Trading account gains and feesNANA
Additional Noninterest Income$3,290,0001,068
Total noninterest expense$13,647,0001,458
Salaries and employee benefits$6,839,0001,637
Premises and equipment expense$1,447,0001,552
Additional noninterest expense$5,361,0001,178
Pre-tax net operating income$9,647,0001,065
Securities gains (losses)$-82,0004,958
Applicable income taxes$934,0001,451
Income before extraordinary items$8,631,0001,047
Extraordinary gains, net$06
Net income$8,631,0001,046
Minority interest net income$072
Net income of bank and minority interests.$8,631,0001,046
Net charge-offs$842,000684
Cash dividends$3,515,000966
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,704,8001,037
2018-09-30 (YTD Data)Rank
Total interest income$14,666,0001,462
Total interest expense$675,0003,021
Net interest income$13,991,0001,310
Provision for loan and lease losses$431,0001,260
Total noninterest income$3,629,0001,121
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,223,000759
Trading account gains and feesNANA
Additional Noninterest Income$2,406,0001,104
Total noninterest expense$10,082,0001,475
Salaries and employee benefits$4,891,0001,700
Premises and equipment expense$1,087,0001,562
Additional noninterest expense$4,104,0001,155
Pre-tax net operating income$7,107,0001,091
Securities gains (losses)$-81,0005,204
Applicable income taxes$694,0001,507
Income before extraordinary items$6,332,0001,060
Extraordinary gains, net$05
Net income$6,332,0001,059
Minority interest net income$066
Net income of bank and minority interests.$6,332,0001,059
Net charge-offs$759,000537
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,404,9001,045
2018-06-30 (YTD Data)Rank
Total interest income$9,616,0001,467
Total interest expense$445,0002,969
Net interest income$9,171,0001,324
Provision for loan and lease losses$420,000940
Total noninterest income$2,660,0001,059
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$823,000750
Trading account gains and feesNANA
Additional Noninterest Income$1,837,000995
Total noninterest expense$6,828,0001,467
Salaries and employee benefits$3,289,0001,697
Premises and equipment expense$763,0001,501
Additional noninterest expense$2,776,0001,141
Pre-tax net operating income$4,583,0001,093
Securities gains (losses)$25,000438
Applicable income taxes$04,018
Income before extraordinary items$4,608,000982
Extraordinary gains, net$06
Net income$4,608,000980
Minority interest net income$065
Net income of bank and minority interests.$4,608,000981
Net charge-offs$688,000420
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,583,000977
2018-03-31 (YTD Data)Rank
Total interest income$4,642,0001,496
Total interest expense$223,0002,918
Net interest income$4,419,0001,359
Provision for loan and lease losses$15,0002,913
Total noninterest income$1,437,000998
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$422,000738
Trading account gains and feesNANA
Additional Noninterest Income$1,015,000926
Total noninterest expense$3,607,0001,411
Salaries and employee benefits$1,667,0001,702
Premises and equipment expense$360,0001,610
Additional noninterest expense$1,580,0001,025
Pre-tax net operating income$2,234,0001,097
Securities gains (losses)$20,000339
Applicable income taxes$03,948
Income before extraordinary items$2,254,000970
Extraordinary gains, net$07
Net income$2,254,000969
Minority interest net income$052
Net income of bank and minority interests.$2,254,000970
Net charge-offs$283,000435
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,234,000971
2017-12-31 (YTD Data)Rank
Total interest income$18,335,0001,468
Total interest expense$966,0002,596
Net interest income$17,369,0001,353
Provision for loan and lease losses$361,0001,761
Total noninterest income$6,050,000971
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,699,000740
Trading account gains and feesNANA
Additional Noninterest Income$4,351,000898
Total noninterest expense$14,378,0001,388
Salaries and employee benefits$7,012,0001,579
Premises and equipment expense$1,523,0001,502
Additional noninterest expense$5,843,0001,100
Pre-tax net operating income$8,680,0001,111
Securities gains (losses)$255,000342
Applicable income taxes$992,0001,885
Income before extraordinary items$7,943,000913
Extraordinary gains, net$09
Net income$7,943,000913
Minority interest net income$076
Net income of bank and minority interests.$7,943,000913
Net charge-offs$547,0001,030
Cash dividends$3,486,000914
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,716,050919
2017-09-30 (YTD Data)Rank
Total interest income$13,715,0001,460
Total interest expense$733,0002,572
Net interest income$12,982,0001,371
Provision for loan and lease losses$42,0003,398
Total noninterest income$4,485,000996
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,260,000750
Trading account gains and feesNANA
Additional Noninterest Income$3,225,000919
Total noninterest expense$10,637,0001,403
Salaries and employee benefits$5,037,0001,660
Premises and equipment expense$1,040,0001,630
Additional noninterest expense$4,560,0001,066
Pre-tax net operating income$6,788,0001,082
Securities gains (losses)$465,000217
Applicable income taxes$1,533,0001,098
Income before extraordinary items$5,720,0001,046
Extraordinary gains, net$09
Net income$5,720,0001,045
Minority interest net income$071
Net income of bank and minority interests.$5,720,0001,046
Net charge-offs$446,000875
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,352,6501,087
2017-06-30 (YTD Data)Rank
Total interest income$9,019,0001,467
Total interest expense$493,0002,516
Net interest income$8,526,0001,383
Provision for loan and lease losses$30,0003,129
Total noninterest income$3,010,000986
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$831,000744
Trading account gains and feesNANA
Additional Noninterest Income$2,179,000906
Total noninterest expense$7,480,0001,329
Salaries and employee benefits$3,386,0001,654
Premises and equipment expense$707,0001,606
Additional noninterest expense$3,387,000965
Pre-tax net operating income$4,026,0001,188
Securities gains (losses)$446,000169
Applicable income taxes$892,0001,188
Income before extraordinary items$3,580,0001,086
Extraordinary gains, net$011
Net income$3,580,0001,086
Minority interest net income$071
Net income of bank and minority interests.$3,580,0001,086
Net charge-offs$135,0001,306
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,223,2001,159
2017-03-31 (YTD Data)Rank
Total interest income$4,499,0001,461
Total interest expense$248,0002,474
Net interest income$4,251,0001,379
Provision for loan and lease losses$18,0002,868
Total noninterest income$1,376,0001,064
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$414,000752
Trading account gains and feesNANA
Additional Noninterest Income$962,000987
Total noninterest expense$3,704,0001,352
Salaries and employee benefits$1,691,0001,663
Premises and equipment expense$380,0001,534
Additional noninterest expense$1,633,000982
Pre-tax net operating income$1,905,0001,222
Securities gains (losses)$446,000101
Applicable income taxes$492,0001,089
Income before extraordinary items$1,859,0001,023
Extraordinary gains, net$08
Net income$1,859,0001,024
Minority interest net income$055
Net income of bank and minority interests.$1,859,0001,023
Net charge-offs$30,0001,649
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,506,6601,192
2016-12-31 (YTD Data)Rank
Total interest income$17,654,0001,443
Total interest expense$1,082,0002,287
Net interest income$16,572,0001,371
Provision for loan and lease losses$254,0002,168
Total noninterest income$5,736,0001,042
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,757,000733
Trading account gains and fees$0170
Additional Noninterest Income$3,979,000990
Total noninterest expense$14,033,0001,393
Salaries and employee benefits$7,004,0001,543
Premises and equipment expense$1,467,0001,554
Additional noninterest expense$5,562,0001,157
Pre-tax net operating income$8,021,0001,099
Securities gains (losses)$77,0001,536
Applicable income taxes$1,072,0001,570
Income before extraordinary items$7,026,0001,053
Extraordinary gains, net$05
Net income$7,026,0001,052
Minority interest net income$082
Net income of bank and minority interests.$7,026,0001,052
Net charge-offs$477,0001,111
Cash dividends$3,195,000971
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,959,0101,041
2016-09-30 (YTD Data)Rank
Total interest income$13,294,0001,435
Total interest expense$821,0002,283
Net interest income$12,473,0001,372
Provision for loan and lease losses$37,0003,563
Total noninterest income$4,270,0001,038
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,305,000743
Trading account gains and fees$0169
Additional Noninterest Income$2,965,000996
Total noninterest expense$10,217,0001,444
Salaries and employee benefits$4,838,0001,673
Premises and equipment expense$953,0001,779
Additional noninterest expense$4,426,0001,118
Pre-tax net operating income$6,489,0001,052
Securities gains (losses)$4,0002,856
Applicable income taxes$1,321,0001,181
Income before extraordinary items$5,172,0001,088
Extraordinary gains, net$05
Net income$5,172,0001,088
Minority interest net income$071
Net income of bank and minority interests.$5,172,0001,088
Net charge-offs$457,000853
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,168,8001,058
2016-06-30 (YTD Data)Rank
Total interest income$8,800,0001,442
Total interest expense$556,0002,260
Net interest income$8,244,0001,386
Provision for loan and lease losses$28,0003,387
Total noninterest income$2,818,0001,041
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$859,000737
Trading account gains and fees$0157
Additional Noninterest Income$1,959,000978
Total noninterest expense$6,970,0001,412
Salaries and employee benefits$3,236,0001,677
Premises and equipment expense$536,0002,037
Additional noninterest expense$3,198,0001,025
Pre-tax net operating income$4,064,0001,094
Securities gains (losses)$4,0002,523
Applicable income taxes$819,0001,229
Income before extraordinary items$3,249,0001,125
Extraordinary gains, net$016
Net income$3,249,0001,125
Minority interest net income$071
Net income of bank and minority interests.$3,249,0001,125
Net charge-offs$189,0001,163
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,245,8001,097
2016-03-31 (YTD Data)Rank
Total interest income$4,399,0001,441
Total interest expense$285,0002,226
Net interest income$4,114,0001,389
Provision for loan and lease losses$13,0003,182
Total noninterest income$1,286,0001,077
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$428,000735
Trading account gains and fees$0142
Additional Noninterest Income$858,0001,045
Total noninterest expense$3,567,0001,381
Salaries and employee benefits$1,644,0001,667
Premises and equipment expense$385,0001,498
Additional noninterest expense$1,538,0001,063
Pre-tax net operating income$1,820,0001,184
Securities gains (losses)$3,0001,822
Applicable income taxes$303,0001,469
Income before extraordinary items$1,520,0001,168
Extraordinary gains, net$012
Net income$1,520,0001,169
Minority interest net income$062
Net income of bank and minority interests.$1,520,0001,169
Net charge-offs$47,0001,463
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,517,5101,138
2015-12-31 (YTD Data)Rank
Total interest income$18,173,0001,377
Total interest expense$1,320,0001,966
Net interest income$16,853,0001,332
Provision for loan and lease losses$505,0001,334
Total noninterest income$5,538,0001,044
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,854,000706
Trading account gains and fees$0159
Additional Noninterest Income$3,684,0001,014
Total noninterest expense$13,556,0001,435
Salaries and employee benefits$6,750,0001,556
Premises and equipment expense$1,536,0001,501
Additional noninterest expense$5,270,0001,215
Pre-tax net operating income$8,330,0001,037
Securities gains (losses)$84,0001,264
Applicable income taxes$1,257,0001,382
Income before extraordinary items$7,157,000990
Extraordinary gains, net$023
Net income$7,157,000990
Minority interest net income$081
Net income of bank and minority interests.$7,157,000990
Net charge-offs$1,298,000564
Cash dividends$4,009,000770
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,085,600983
2015-09-30 (YTD Data)Rank
Total interest income$13,686,0001,380
Total interest expense$1,012,0001,949
Net interest income$12,674,0001,338
Provision for loan and lease losses$43,0003,430
Total noninterest income$4,062,0001,081
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,397,000703
Trading account gains and fees$0153
Additional Noninterest Income$2,665,0001,061
Total noninterest expense$9,922,0001,478
Salaries and employee benefits$4,812,0001,642
Premises and equipment expense$1,115,0001,557
Additional noninterest expense$3,995,0001,208
Pre-tax net operating income$6,771,000992
Securities gains (losses)$221,000599
Applicable income taxes$1,391,0001,089
Income before extraordinary items$5,601,000949
Extraordinary gains, net$021
Net income$5,601,000949
Minority interest net income$078
Net income of bank and minority interests.$5,601,000949
Net charge-offs$406,0001,000
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,424,200956
2015-06-30 (YTD Data)Rank
Total interest income$9,190,0001,379
Total interest expense$685,0001,932
Net interest income$8,505,0001,331
Provision for loan and lease losses$26,0003,354
Total noninterest income$2,692,0001,087
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$910,000714
Trading account gains and fees$0157
Additional Noninterest Income$1,782,0001,053
Total noninterest expense$6,710,0001,458
Salaries and employee benefits$3,209,0001,656
Premises and equipment expense$770,0001,516
Additional noninterest expense$2,731,0001,177
Pre-tax net operating income$4,461,000991
Securities gains (losses)$15,0001,851
Applicable income taxes$860,0001,139
Income before extraordinary items$3,616,000980
Extraordinary gains, net$022
Net income$3,616,000980
Minority interest net income$075
Net income of bank and minority interests.$3,616,000980
Net charge-offs$297,000909
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,603,850956
2015-03-31 (YTD Data)Rank
Total interest income$4,535,0001,392
Total interest expense$346,0001,929
Net interest income$4,189,0001,346
Provision for loan and lease losses$12,0003,170
Total noninterest income$1,234,0001,111
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$447,000712
Trading account gains and fees$0152
Additional Noninterest Income$787,0001,106
Total noninterest expense$3,357,0001,459
Salaries and employee benefits$1,617,0001,652
Premises and equipment expense$374,0001,581
Additional noninterest expense$1,366,0001,161
Pre-tax net operating income$2,054,0001,036
Securities gains (losses)$15,0001,346
Applicable income taxes$374,0001,242
Income before extraordinary items$1,695,0001,008
Extraordinary gains, net$013
Net income$1,695,0001,008
Minority interest net income$064
Net income of bank and minority interests.$1,695,0001,009
Net charge-offs$325,000510
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,682,700987
2014-12-31 (YTD Data)Rank
Total interest income$19,254,0001,318
Total interest expense$1,587,0001,812
Net interest income$17,667,0001,264
Provision for loan and lease losses$368,0001,773
Total noninterest income$6,083,000954
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,978,000686
Trading account gains and fees$0180
Additional Noninterest Income$4,105,000887
Total noninterest expense$13,625,0001,408
Salaries and employee benefits$6,621,0001,578
Premises and equipment expense$1,744,0001,361
Additional noninterest expense$5,260,0001,237
Pre-tax net operating income$9,757,000851
Securities gains (losses)$1,019,000211
Applicable income taxes$1,930,0001,008
Income before extraordinary items$8,846,000769
Extraordinary gains, net$017
Net income$8,846,000768
Minority interest net income$084
Net income of bank and minority interests.$8,846,000768
Net charge-offs$578,0001,332
Cash dividends$4,561,000655
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,010,420810
2014-09-30 (YTD Data)Rank
Total interest income$14,481,0001,315
Total interest expense$1,219,0001,794
Net interest income$13,262,0001,270
Provision for loan and lease losses$53,0003,349
Total noninterest income$3,946,0001,068
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,481,000684
Trading account gains and fees$0174
Additional Noninterest Income$2,465,0001,049
Total noninterest expense$10,072,0001,433
Salaries and employee benefits$4,681,0001,657
Premises and equipment expense$1,409,0001,277
Additional noninterest expense$3,982,0001,234
Pre-tax net operating income$7,083,000892
Securities gains (losses)$1,121,000140
Applicable income taxes$1,741,000897
Income before extraordinary items$6,463,000776
Extraordinary gains, net$015
Net income$6,463,000775
Minority interest net income$081
Net income of bank and minority interests.$6,463,000775
Net charge-offs$307,0001,589
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,577,410870
2014-06-30 (YTD Data)Rank
Total interest income$9,665,0001,313
Total interest expense$834,0001,770
Net interest income$8,831,0001,265
Provision for loan and lease losses$32,0003,292
Total noninterest income$2,538,0001,080
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$967,000683
Trading account gains and fees$0172
Additional Noninterest Income$1,571,0001,059
Total noninterest expense$6,827,0001,418
Salaries and employee benefits$3,146,0001,640
Premises and equipment expense$938,0001,279
Additional noninterest expense$2,743,0001,184
Pre-tax net operating income$4,510,000906
Securities gains (losses)$1,119,000110
Applicable income taxes$1,211,000837
Income before extraordinary items$4,418,000744
Extraordinary gains, net$020
Net income$4,418,000743
Minority interest net income$080
Net income of bank and minority interests.$4,418,000744
Net charge-offs$200,0001,583
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,545,180893
2014-03-31 (YTD Data)Rank
Total interest income$4,826,0001,311
Total interest expense$430,0001,741
Net interest income$4,396,0001,269
Provision for loan and lease losses$20,0002,958
Total noninterest income$1,189,0001,100
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$485,000671
Trading account gains and fees$0147
Additional Noninterest Income$704,0001,119
Total noninterest expense$3,404,0001,430
Salaries and employee benefits$1,588,0001,640
Premises and equipment expense$411,0001,489
Additional noninterest expense$1,405,0001,134
Pre-tax net operating income$2,161,000914
Securities gains (losses)$640,000108
Applicable income taxes$597,000812
Income before extraordinary items$2,204,000710
Extraordinary gains, net$016
Net income$2,204,000711
Minority interest net income$066
Net income of bank and minority interests.$2,204,000712
Net charge-offs$58,0001,752
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,698,400902
2013-12-31 (YTD Data)Rank
Total interest income$21,144,0001,215
Total interest expense$2,017,0001,694
Net interest income$19,127,0001,150
Provision for loan and lease losses$574,0001,693
Total noninterest income$5,148,0001,105
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,087,000662
Trading account gains and fees$0184
Additional Noninterest Income$3,061,0001,137
Total noninterest expense$14,025,0001,408
Salaries and employee benefits$7,048,0001,476
Premises and equipment expense$1,733,0001,375
Additional noninterest expense$5,244,0001,277
Pre-tax net operating income$9,676,000794
Securities gains (losses)$981,000240
Applicable income taxes$2,089,000871
Income before extraordinary items$8,568,000746
Extraordinary gains, net$029
Net income$8,568,000746
Minority interest net income$090
Net income of bank and minority interests.$8,568,000747
Net charge-offs$834,0001,447
Cash dividends$4,532,000616
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,783,200798
2013-09-30 (YTD Data)Rank
Total interest income$15,955,0001,209
Total interest expense$1,552,0001,686
Net interest income$14,403,0001,142
Provision for loan and lease losses$361,0001,885
Total noninterest income$3,854,0001,131
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,551,000667
Trading account gains and fees$0180
Additional Noninterest Income$2,303,0001,156
Total noninterest expense$10,104,0001,460
Salaries and employee benefits$4,910,0001,588
Premises and equipment expense$1,349,0001,327
Additional noninterest expense$3,845,0001,307
Pre-tax net operating income$7,792,000757
Securities gains (losses)$1,153,000181
Applicable income taxes$2,177,000683
Income before extraordinary items$6,768,000717
Extraordinary gains, net$025
Net income$6,768,000718
Minority interest net income$084
Net income of bank and minority interests.$6,768,000719
Net charge-offs$739,0001,244
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,891,720793
2013-06-30 (YTD Data)Rank
Total interest income$10,754,0001,187
Total interest expense$1,062,0001,682
Net interest income$9,692,0001,123
Provision for loan and lease losses$40,0003,782
Total noninterest income$2,498,0001,161
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,003,000673
Trading account gains and fees$0157
Additional Noninterest Income$1,495,0001,209
Total noninterest expense$6,714,0001,469
Salaries and employee benefits$3,281,0001,590
Premises and equipment expense$790,0001,522
Additional noninterest expense$2,643,0001,254
Pre-tax net operating income$5,436,000713
Securities gains (losses)$495,000372
Applicable income taxes$1,456,000691
Income before extraordinary items$4,475,000721
Extraordinary gains, net$022
Net income$4,475,000722
Minority interest net income$082
Net income of bank and minority interests.$4,475,000723
Net charge-offs$85,0002,906
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,103,750724
2013-03-31 (YTD Data)Rank
Total interest income$5,469,0001,177
Total interest expense$551,0001,677
Net interest income$4,918,0001,109
Provision for loan and lease losses$17,0003,689
Total noninterest income$1,154,0001,217
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$493,000687
Trading account gains and fees$0148
Additional Noninterest Income$661,0001,300
Total noninterest expense$3,322,0001,490
Salaries and employee benefits$1,660,0001,588
Premises and equipment expense$372,0001,622
Additional noninterest expense$1,290,0001,284
Pre-tax net operating income$2,733,000707
Securities gains (losses)$2,0001,785
Applicable income taxes$682,000708
Income before extraordinary items$2,053,000763
Extraordinary gains, net$010
Net income$2,053,000764
Minority interest net income$076
Net income of bank and minority interests.$2,053,000765
Net charge-offs$52,0002,391
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,051,500724
2012-12-31 (YTD Data)Rank
Total interest income$23,021,0001,159
Total interest expense$2,951,0001,498
Net interest income$20,070,0001,087
Provision for loan and lease losses$805,0002,061
Total noninterest income$5,058,0001,147
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,099,000677
Trading account gains and fees$0166
Additional Noninterest Income$2,959,0001,170
Total noninterest expense$13,847,0001,419
Salaries and employee benefits$7,018,0001,453
Premises and equipment expense$1,497,0001,583
Additional noninterest expense$5,332,0001,275
Pre-tax net operating income$10,476,000684
Securities gains (losses)$-45,0006,842
Applicable income taxes$1,969,000891
Income before extraordinary items$8,462,000705
Extraordinary gains, net$029
Net income$8,462,000703
Minority interest net income$093
Net income of bank and minority interests.$8,462,000705
Net charge-offs$1,299,0001,545
Cash dividends$3,486,000781
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,498,450674
2012-09-30 (YTD Data)Rank
Total interest income$17,490,0001,163
Total interest expense$2,323,0001,506
Net interest income$15,167,0001,099
Provision for loan and lease losses$538,0002,187
Total noninterest income$3,743,0001,143
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,539,000697
Trading account gains and fees$0157
Additional Noninterest Income$2,204,0001,169
Total noninterest expense$10,150,0001,452
Salaries and employee benefits$5,017,0001,513
Premises and equipment expense$1,121,0001,596
Additional noninterest expense$4,012,0001,271
Pre-tax net operating income$8,222,000679
Securities gains (losses)$19,0002,887
Applicable income taxes$1,999,000708
Income before extraordinary items$6,242,000728
Extraordinary gains, net$020
Net income$6,242,000727
Minority interest net income$086
Net income of bank and minority interests.$6,242,000728
Net charge-offs$383,0002,512
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,227,560703
2012-06-30 (YTD Data)Rank
Total interest income$11,838,0001,157
Total interest expense$1,610,0001,502
Net interest income$10,228,0001,089
Provision for loan and lease losses$524,0001,756
Total noninterest income$2,409,0001,156
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$995,000716
Trading account gains and fees$0153
Additional Noninterest Income$1,414,0001,184
Total noninterest expense$6,872,0001,427
Salaries and employee benefits$3,391,0001,496
Premises and equipment expense$735,0001,624
Additional noninterest expense$2,746,0001,236
Pre-tax net operating income$5,241,000704
Securities gains (losses)$10,0002,721
Applicable income taxes$1,271,000733
Income before extraordinary items$3,980,000769
Extraordinary gains, net$019
Net income$3,980,000767
Minority interest net income$084
Net income of bank and minority interests.$3,980,000769
Net charge-offs$350,0002,146
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,972,400723
2012-03-31 (YTD Data)Rank
Total interest income$5,960,0001,152
Total interest expense$841,0001,495
Net interest income$5,119,0001,087
Provision for loan and lease losses$9,0004,893
Total noninterest income$1,132,0001,213
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$487,000722
Trading account gains and fees$0148
Additional Noninterest Income$645,0001,251
Total noninterest expense$3,457,0001,417
Salaries and employee benefits$1,743,0001,468
Premises and equipment expense$331,0001,789
Additional noninterest expense$1,383,0001,218
Pre-tax net operating income$2,785,000664
Securities gains (losses)$8,0001,818
Applicable income taxes$665,000693
Income before extraordinary items$2,128,000713
Extraordinary gains, net$019
Net income$2,128,000714
Minority interest net income$078
Net income of bank and minority interests.$2,128,000714
Net charge-offs$202,0001,840
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,121,920677
2011-12-31 (YTD Data)Rank
Total interest income$25,542,0001,107
Total interest expense$4,147,0001,459
Net interest income$21,395,0001,026
Provision for loan and lease losses$1,436,0001,953
Total noninterest income$5,204,0001,012
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,152,000677
Trading account gains and fees$0146
Additional Noninterest Income$3,052,0001,024
Total noninterest expense$13,925,0001,398
Salaries and employee benefits$6,949,0001,419
Premises and equipment expense$1,453,0001,700
Additional noninterest expense$5,523,0001,252
Pre-tax net operating income$11,238,000554
Securities gains (losses)$-98,0007,085
Applicable income taxes$2,779,000612
Income before extraordinary items$8,361,000613
Extraordinary gains, net$029
Net income$8,361,000613
Minority interest net income$096
Net income of bank and minority interests.$8,361,000614
Net charge-offs$929,0002,449
Cash dividends$4,532,000459
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,434,500589
2011-09-30 (YTD Data)Rank
Total interest income$19,388,0001,110
Total interest expense$3,233,0001,459
Net interest income$16,155,0001,025
Provision for loan and lease losses$54,0005,471
Total noninterest income$4,019,000992
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,636,000675
Trading account gains and fees$0145
Additional Noninterest Income$2,383,000988
Total noninterest expense$10,491,0001,398
Salaries and employee benefits$4,980,0001,490
Premises and equipment expense$1,107,0001,707
Additional noninterest expense$4,404,0001,181
Pre-tax net operating income$9,629,000515
Securities gains (losses)$28,0002,663
Applicable income taxes$2,347,000557
Income before extraordinary items$7,310,000564
Extraordinary gains, net$021
Net income$7,310,000563
Minority interest net income$087
Net income of bank and minority interests.$7,310,000564
Net charge-offs$649,0002,377
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,288,720555
2011-06-30 (YTD Data)Rank
Total interest income$13,003,0001,116
Total interest expense$2,232,0001,462
Net interest income$10,771,0001,027
Provision for loan and lease losses$26,0005,580
Total noninterest income$2,446,0001,062
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,085,000674
Trading account gains and fees$0153
Additional Noninterest Income$1,361,0001,092
Total noninterest expense$7,154,0001,388
Salaries and employee benefits$3,347,0001,497
Premises and equipment expense$704,0001,799
Additional noninterest expense$3,103,0001,140
Pre-tax net operating income$6,037,000542
Securities gains (losses)$12,0002,290
Applicable income taxes$1,487,000558
Income before extraordinary items$4,562,000579
Extraordinary gains, net$015
Net income$4,562,000576
Minority interest net income$089
Net income of bank and minority interests.$4,562,000579
Net charge-offs$406,0002,348
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,553,000570
2011-03-31 (YTD Data)Rank
Total interest income$6,537,0001,115
Total interest expense$1,144,0001,486
Net interest income$5,393,0001,022
Provision for loan and lease losses$16,0005,108
Total noninterest income$1,159,0001,094
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$543,000661
Trading account gains and fees$0158
Additional Noninterest Income$616,0001,161
Total noninterest expense$3,532,0001,406
Salaries and employee benefits$1,695,0001,490
Premises and equipment expense$370,0001,742
Additional noninterest expense$1,467,0001,219
Pre-tax net operating income$3,004,000554
Securities gains (losses)$3,0001,535
Applicable income taxes$732,000559
Income before extraordinary items$2,275,000576
Extraordinary gains, net$09
Net income$2,275,000576
Minority interest net income$086
Net income of bank and minority interests.$2,275,000576
Net charge-offs$234,0001,976
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,272,720565
2010-12-31 (YTD Data)Rank
Total interest income$27,594,0001,126
Total interest expense$5,248,0001,583
Net interest income$22,346,000985
Provision for loan and lease losses$1,982,0002,086
Total noninterest income$4,778,0001,129
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,300,000648
Trading account gains and fees$0175
Additional Noninterest Income$2,478,0001,206
Total noninterest expense$14,028,0001,420
Salaries and employee benefits$7,022,0001,405
Premises and equipment expense$1,495,0001,712
Additional noninterest expense$5,511,0001,324
Pre-tax net operating income$11,114,000494
Securities gains (losses)$-145,0007,258
Applicable income taxes$2,744,000579
Income before extraordinary items$8,225,000553
Extraordinary gains, net$029
Net income$8,225,000551
Minority interest net income$0111
Net income of bank and minority interests.$8,225,000554
Net charge-offs$1,307,0002,331
Cash dividends$4,444,000378
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,333,750521
2010-09-30 (YTD Data)Rank
Total interest income$20,773,0001,129
Total interest expense$4,057,0001,605
Net interest income$16,716,000989
Provision for loan and lease losses$43,0006,378
Total noninterest income$3,585,0001,107
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,708,000672
Trading account gains and fees$0165
Additional Noninterest Income$1,877,0001,161
Total noninterest expense$10,156,0001,464
Salaries and employee benefits$4,934,0001,503
Premises and equipment expense$1,118,0001,747
Additional noninterest expense$4,104,0001,314
Pre-tax net operating income$10,102,000420
Securities gains (losses)$16,0002,975
Applicable income taxes$2,748,000454
Income before extraordinary items$7,370,000468
Extraordinary gains, net$023
Net income$7,370,000470
Minority interest net income$0110
Net income of bank and minority interests.$7,370,000470
Net charge-offs$740,0002,572
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,358,320450
2010-06-30 (YTD Data)Rank
Total interest income$13,798,0001,149
Total interest expense$2,815,0001,607
Net interest income$10,983,0001,011
Provision for loan and lease losses$28,0006,256
Total noninterest income$2,377,0001,084
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,134,000678
Trading account gains and fees$0152
Additional Noninterest Income$1,243,0001,119
Total noninterest expense$6,792,0001,451
Salaries and employee benefits$3,306,0001,504
Premises and equipment expense$762,0001,733
Additional noninterest expense$2,724,0001,313
Pre-tax net operating income$6,540,000423
Securities gains (losses)$38,0002,052
Applicable income taxes$1,772,000431
Income before extraordinary items$4,806,000456
Extraordinary gains, net$019
Net income$4,806,000457
Minority interest net income$0105
Net income of bank and minority interests.$4,806,000457
Net charge-offs$375,0002,789
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,778,260449
2010-03-31 (YTD Data)Rank
Total interest income$6,961,0001,158
Total interest expense$1,487,0001,584
Net interest income$5,474,0001,024
Provision for loan and lease losses$23,0005,664
Total noninterest income$1,098,0001,132
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$555,000698
Trading account gains and fees$0175
Additional Noninterest Income$543,0001,209
Total noninterest expense$3,479,0001,446
Salaries and employee benefits$1,674,0001,499
Premises and equipment expense$410,0001,653
Additional noninterest expense$1,395,0001,268
Pre-tax net operating income$3,070,000440
Securities gains (losses)$-4,0007,428
Applicable income taxes$816,000447
Income before extraordinary items$2,250,000486
Extraordinary gains, net$016
Net income$2,250,000488
Minority interest net income$091
Net income of bank and minority interests.$2,250,000488
Net charge-offs$245,0002,240
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,252,920472
2009-12-31 (YTD Data)Rank
Total interest income$28,994,0001,186
Total interest expense$7,585,0001,548
Net interest income$21,409,0001,023
Provision for loan and lease losses$1,620,0002,776
Total noninterest income$5,014,0001,100
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,655,000626
Trading account gains and fees$0211
Additional Noninterest Income$2,359,0001,217
Total noninterest expense$14,352,0001,431
Salaries and employee benefits$6,955,0001,452
Premises and equipment expense$1,408,0001,909
Additional noninterest expense$5,989,0001,264
Pre-tax net operating income$10,451,000401
Securities gains (losses)$-297,0007,492
Applicable income taxes$2,720,000437
Income before extraordinary items$7,434,000436
Extraordinary gains, net$034
Net income$7,434,000436
Minority interest net income$0115
Net income of bank and minority interests.$7,434,000438
Net charge-offs$813,0003,158
Cash dividends$4,358,000403
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,650,810426
2009-09-30 (YTD Data)Rank
Total interest income$21,758,0001,210
Total interest expense$5,868,0001,578
Net interest income$15,890,0001,036
Provision for loan and lease losses$369,0004,302
Total noninterest income$3,720,0001,120
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,973,000627
Trading account gains and fees$0212
Additional Noninterest Income$1,747,0001,264
Total noninterest expense$10,671,0001,436
Salaries and employee benefits$5,016,0001,513
Premises and equipment expense$1,029,0001,975
Additional noninterest expense$4,626,0001,218
Pre-tax net operating income$8,570,000384
Securities gains (losses)$-7,0007,203
Applicable income taxes$2,176,000433
Income before extraordinary items$6,387,000410
Extraordinary gains, net$027
Net income$6,387,000408
Minority interest net income$0118
Net income of bank and minority interests.$6,387,000410
Net charge-offs$623,0002,762
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,392,250407
2009-06-30 (YTD Data)Rank
Total interest income$14,442,0001,241
Total interest expense$4,012,0001,630
Net interest income$10,430,0001,052
Provision for loan and lease losses$51,0006,050
Total noninterest income$2,449,0001,131
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,300,000637
Trading account gains and fees$0193
Additional Noninterest Income$1,149,0001,301
Total noninterest expense$7,205,0001,438
Salaries and employee benefits$3,358,0001,532
Premises and equipment expense$703,0001,957
Additional noninterest expense$3,144,0001,209
Pre-tax net operating income$5,623,000396
Securities gains (losses)$-12,0007,492
Applicable income taxes$1,429,000439
Income before extraordinary items$4,182,000413
Extraordinary gains, net$021
Net income$4,182,000411
Minority interest net income$0112
Net income of bank and minority interests.$4,182,000413
Net charge-offs$362,0002,716
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,191,000396
2009-03-31 (YTD Data)Rank
Total interest income$7,218,0001,257
Total interest expense$2,062,0001,646
Net interest income$5,156,0001,049
Provision for loan and lease losses$27,0005,667
Total noninterest income$1,179,0001,124
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$642,000630
Trading account gains and fees$0171
Additional Noninterest Income$537,0001,331
Total noninterest expense$3,506,0001,414
Salaries and employee benefits$1,685,0001,550
Premises and equipment expense$345,0002,025
Additional noninterest expense$1,476,0001,135
Pre-tax net operating income$2,802,000423
Securities gains (losses)$-15,0007,855
Applicable income taxes$716,000461
Income before extraordinary items$2,071,000471
Extraordinary gains, net$015
Net income$2,071,000471
Minority interest net income$0102
Net income of bank and minority interests.$2,071,000473
Net charge-offs$105,0002,815
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,082,100439
2008-12-31 (YTD Data)Rank
Total interest income$30,138,0001,283
Total interest expense$9,267,0001,741
Net interest income$20,871,0001,033
Provision for loan and lease losses$286,0004,704
Total noninterest income$5,723,000947
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,956,000585
Trading account gains and fees$0154
Additional Noninterest Income$2,767,0001,031
Total noninterest expense$13,193,0001,473
Salaries and employee benefits$6,519,0001,591
Premises and equipment expense$1,483,0001,846
Additional noninterest expense$5,191,0001,227
Pre-tax net operating income$13,115,000407
Securities gains (losses)$-13,727,0008,195
Applicable income taxes$-1,462,0007,836
Income before extraordinary items$850,0003,588
Extraordinary gains, net$039
Net income$850,0003,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0003,599
Cash dividends$4,299,000650
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,635,280422
2008-09-30 (YTD Data)Rank
Total interest income$22,699,0001,305
Total interest expense$7,055,0001,791
Net interest income$15,644,0001,054
Provision for loan and lease losses$06,991
Total noninterest income$4,364,000974
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,197,000599
Trading account gains and fees$0148
Additional Noninterest Income$2,167,0001,041
Total noninterest expense$9,595,0001,524
Salaries and employee benefits$4,724,0001,648
Premises and equipment expense$1,056,0001,933
Additional noninterest expense$3,815,0001,203
Pre-tax net operating income$10,413,000491
Securities gains (losses)$-13,129,0008,300
Applicable income taxes$2,650,000511
Income before extraordinary items$-5,366,0008,138
Extraordinary gains, net$031
Net income$-5,366,0008,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,699
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,763,000491
2008-06-30 (YTD Data)Rank
Total interest income$15,044,0001,327
Total interest expense$4,764,0001,833
Net interest income$10,280,0001,058
Provision for loan and lease losses$06,671
Total noninterest income$2,961,000970
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,431,000598
Trading account gains and fees$0149
Additional Noninterest Income$1,530,0001,044
Total noninterest expense$6,489,0001,488
Salaries and employee benefits$3,174,0001,657
Premises and equipment expense$712,0001,905
Additional noninterest expense$2,603,0001,144
Pre-tax net operating income$6,752,000535
Securities gains (losses)$9,0002,500
Applicable income taxes$1,693,000592
Income before extraordinary items$5,068,000549
Extraordinary gains, net$021
Net income$5,068,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,332
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,061,250536
2008-03-31 (YTD Data)Rank
Total interest income$7,582,0001,358
Total interest expense$2,406,0001,927
Net interest income$5,176,0001,040
Provision for loan and lease losses$06,080
Total noninterest income$1,403,0001,020
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$699,000607
Trading account gains and fees$0158
Additional Noninterest Income$704,0001,113
Total noninterest expense$3,212,0001,495
Salaries and employee benefits$1,584,0001,658
Premises and equipment expense$363,0001,872
Additional noninterest expense$1,265,0001,141
Pre-tax net operating income$3,367,000582
Securities gains (losses)$9,0002,013
Applicable income taxes$838,000667
Income before extraordinary items$2,538,000592
Extraordinary gains, net$015
Net income$2,538,000593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,254
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,531,250569
2007-12-31 (YTD Data)Rank
Total interest income$30,663,0001,400
Total interest expense$9,282,0002,061
Net interest income$21,381,0001,032
Provision for loan and lease losses$-31,0008,281
Total noninterest income$5,609,0001,003
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,987,000587
Trading account gains and fees$0178
Additional Noninterest Income$2,622,0001,118
Total noninterest expense$13,014,0001,423
Salaries and employee benefits$6,600,0001,534
Premises and equipment expense$1,317,0001,986
Additional noninterest expense$5,097,0001,102
Pre-tax net operating income$14,007,000625
Securities gains (losses)$3,0001,730
Applicable income taxes$3,502,000714
Income before extraordinary items$10,508,000619
Extraordinary gains, net$039
Net income$10,508,000617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,199
Cash dividends$5,665,000670
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,505,750608
2007-09-30 (YTD Data)Rank
Total interest income$22,667,0001,428
Total interest expense$6,899,0002,072
Net interest income$15,768,0001,060
Provision for loan and lease losses$06,528
Total noninterest income$4,095,0001,022
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,206,000586
Trading account gains and fees$0184
Additional Noninterest Income$1,889,0001,167
Total noninterest expense$9,442,0001,444
Salaries and employee benefits$4,645,0001,621
Premises and equipment expense$955,0002,034
Additional noninterest expense$3,842,0001,068
Pre-tax net operating income$10,421,000677
Securities gains (losses)$17,000863
Applicable income taxes$2,646,000764
Income before extraordinary items$7,792,000668
Extraordinary gains, net$033
Net income$7,792,000666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,427
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,779,250657
2007-06-30 (YTD Data)Rank
Total interest income$15,006,0001,447
Total interest expense$4,502,0002,116
Net interest income$10,504,0001,065
Provision for loan and lease losses$06,209
Total noninterest income$2,615,0001,080
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,434,000601
Trading account gains and fees$0168
Additional Noninterest Income$1,181,0001,243
Total noninterest expense$6,256,0001,471
Salaries and employee benefits$3,098,0001,653
Premises and equipment expense$651,0001,997
Additional noninterest expense$2,507,0001,113
Pre-tax net operating income$6,863,000719
Securities gains (losses)$17,000742
Applicable income taxes$1,694,000835
Income before extraordinary items$5,186,000703
Extraordinary gains, net$029
Net income$5,186,000702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,0008,467
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,173,250694
2007-03-31 (YTD Data)Rank
Total interest income$7,381,0001,466
Total interest expense$2,204,0002,142
Net interest income$5,177,0001,071
Provision for loan and lease losses$05,779
Total noninterest income$1,269,0001,083
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$687,000608
Trading account gains and fees$0195
Additional Noninterest Income$582,0001,226
Total noninterest expense$3,105,0001,478
Salaries and employee benefits$1,560,0001,674
Premises and equipment expense$221,0002,869
Additional noninterest expense$1,324,0001,035
Pre-tax net operating income$3,341,000733
Securities gains (losses)$14,000632
Applicable income taxes$840,000825
Income before extraordinary items$2,515,000715
Extraordinary gains, net$022
Net income$2,515,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,397
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,504,500708
2006-12-31 (YTD Data)Rank
Total interest income$28,662,0001,389
Total interest expense$7,503,0002,162
Net interest income$21,159,0001,050
Provision for loan and lease losses$11,0006,554
Total noninterest income$5,338,0001,036
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,467,000720
Trading account gains and fees$0130
Additional Noninterest Income$2,871,0001,035
Total noninterest expense$12,628,0001,415
Salaries and employee benefits$6,332,0001,556
Premises and equipment expense$1,260,0001,992
Additional noninterest expense$5,036,0001,055
Pre-tax net operating income$13,858,000735
Securities gains (losses)$-48,0007,930
Applicable income taxes$3,629,000813
Income before extraordinary items$10,181,000726
Extraordinary gains, net$051
Net income$10,181,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,238
Cash dividends$5,520,000642
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,216,520716
2006-09-30 (YTD Data)Rank
Total interest income$21,254,0001,401
Total interest expense$5,395,0002,182
Net interest income$15,859,0001,070
Provision for loan and lease losses$10,0006,330
Total noninterest income$3,726,0001,112
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,700,000789
Trading account gains and fees$0126
Additional Noninterest Income$2,026,0001,089
Total noninterest expense$8,950,0001,497
Salaries and employee benefits$4,481,0001,651
Premises and equipment expense$993,0001,915
Additional noninterest expense$3,476,0001,164
Pre-tax net operating income$10,625,000755
Securities gains (losses)$-52,0008,192
Applicable income taxes$2,710,000858
Income before extraordinary items$7,863,000740
Extraordinary gains, net$045
Net income$7,863,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-102,0008,531
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,901,480729
2006-06-30 (YTD Data)Rank
Total interest income$14,118,0001,367
Total interest expense$3,464,0002,148
Net interest income$10,654,0001,065
Provision for loan and lease losses$06,419
Total noninterest income$2,196,0001,226
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$953,000921
Trading account gains and fees$0126
Additional Noninterest Income$1,243,0001,159
Total noninterest expense$5,945,0001,507
Salaries and employee benefits$2,992,0001,656
Premises and equipment expense$650,0001,940
Additional noninterest expense$2,303,0001,182
Pre-tax net operating income$6,905,000776
Securities gains (losses)$-57,0008,395
Applicable income taxes$1,744,000882
Income before extraordinary items$5,104,000763
Extraordinary gains, net$039
Net income$5,104,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-139,0008,631
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,146,750746
2006-03-31 (YTD Data)Rank
Total interest income$6,741,0001,400
Total interest expense$1,633,0002,170
Net interest income$5,108,0001,106
Provision for loan and lease losses$06,013
Total noninterest income$1,000,0001,279
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$456,000932
Trading account gains and fees$0115
Additional Noninterest Income$544,0001,256
Total noninterest expense$3,011,0001,496
Salaries and employee benefits$1,506,0001,649
Premises and equipment expense$313,0002,018
Additional noninterest expense$1,192,0001,127
Pre-tax net operating income$3,097,000824
Securities gains (losses)$0955
Applicable income taxes$762,000971
Income before extraordinary items$2,335,000815
Extraordinary gains, net$021
Net income$2,335,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-117,0008,668
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,335,000801
2005-12-31 (YTD Data)Rank
Total interest income$25,848,0001,289
Total interest expense$5,451,0002,050
Net interest income$20,397,0001,055
Provision for loan and lease losses$160,0004,008
Total noninterest income$4,480,0001,175
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,104,000824
Trading account gains and fees$0138
Additional Noninterest Income$2,376,0001,196
Total noninterest expense$12,235,0001,401
Salaries and employee benefits$6,288,0001,500
Premises and equipment expense$1,381,0001,753
Additional noninterest expense$4,566,0001,117
Pre-tax net operating income$12,482,000795
Securities gains (losses)$41,000990
Applicable income taxes$2,818,0001,004
Income before extraordinary items$9,705,000744
Extraordinary gains, net$046
Net income$9,705,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,637
Cash dividends$5,229,000631
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,673,430735
2005-09-30 (YTD Data)Rank
Total interest income$19,112,0001,272
Total interest expense$3,953,0002,016
Net interest income$15,159,0001,051
Provision for loan and lease losses$06,899
Total noninterest income$3,260,0001,211
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,593,000815
Trading account gains and fees$0126
Additional Noninterest Income$1,667,0001,254
Total noninterest expense$8,690,0001,469
Salaries and employee benefits$4,388,0001,586
Premises and equipment expense$989,0001,821
Additional noninterest expense$3,313,0001,139
Pre-tax net operating income$9,729,000762
Securities gains (losses)$7,0001,597
Applicable income taxes$2,554,000888
Income before extraordinary items$7,182,000748
Extraordinary gains, net$035
Net income$7,182,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0002,746
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,176,820733
2005-06-30 (YTD Data)Rank
Total interest income$12,602,0001,244
Total interest expense$2,552,0001,954
Net interest income$10,050,0001,044
Provision for loan and lease losses$06,626
Total noninterest income$2,191,0001,186
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,071,000790
Trading account gains and fees$0116
Additional Noninterest Income$1,120,0001,233
Total noninterest expense$5,775,0001,469
Salaries and employee benefits$2,943,0001,575
Premises and equipment expense$620,0001,923
Additional noninterest expense$2,212,0001,123
Pre-tax net operating income$6,466,000750
Securities gains (losses)$7,0001,472
Applicable income taxes$1,695,000872
Income before extraordinary items$4,778,000741
Extraordinary gains, net$030
Net income$4,778,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,614
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,772,820722
2005-03-31 (YTD Data)Rank
Total interest income$6,168,0001,249
Total interest expense$1,234,0001,916
Net interest income$4,934,0001,057
Provision for loan and lease losses$06,226
Total noninterest income$1,064,0001,191
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$526,000777
Trading account gains and fees$0115
Additional Noninterest Income$538,0001,263
Total noninterest expense$2,863,0001,481
Salaries and employee benefits$1,530,0001,523
Premises and equipment expense$307,0001,956
Additional noninterest expense$1,026,0001,212
Pre-tax net operating income$3,135,000770
Securities gains (losses)$11,000981
Applicable income taxes$820,000886
Income before extraordinary items$2,326,000754
Extraordinary gains, net$024
Net income$2,326,000755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,629
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,317,860736
2004-12-31 (YTD Data)Rank
Total interest income$24,778,0001,143
Total interest expense$4,791,0001,709
Net interest income$19,987,000992
Provision for loan and lease losses$61,0005,633
Total noninterest income$4,529,0001,165
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,487,000710
Trading account gains and fees$0138
Additional Noninterest Income$2,042,0001,291
Total noninterest expense$11,859,0001,383
Salaries and employee benefits$6,425,0001,379
Premises and equipment expense$1,286,0001,794
Additional noninterest expense$4,148,0001,190
Pre-tax net operating income$12,596,000710
Securities gains (losses)$122,0001,116
Applicable income taxes$3,108,000876
Income before extraordinary items$9,610,000692
Extraordinary gains, net$034
Net income$9,610,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,368
Cash dividends$5,955,000536
Sale, conversion, retirement of capital stock, net$0872
Net operating income$9,517,280673
2004-09-30 (YTD Data)Rank
Total interest income$18,624,0001,122
Total interest expense$3,595,0001,679
Net interest income$15,029,000977
Provision for loan and lease losses$07,100
Total noninterest income$3,395,0001,179
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,866,000708
Trading account gains and fees$0134
Additional Noninterest Income$1,529,0001,309
Total noninterest expense$8,162,0001,493
Salaries and employee benefits$4,313,0001,536
Premises and equipment expense$931,0001,859
Additional noninterest expense$2,918,0001,263
Pre-tax net operating income$10,262,000673
Securities gains (losses)$116,0001,082
Applicable income taxes$2,956,000727
Income before extraordinary items$7,422,000689
Extraordinary gains, net$026
Net income$7,422,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0003,570
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,338,480668
2004-06-30 (YTD Data)Rank
Total interest income$12,363,0001,118
Total interest expense$2,397,0001,660
Net interest income$9,966,000979
Provision for loan and lease losses$06,885
Total noninterest income$2,198,0001,194
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,201,000726
Trading account gains and fees$0130
Additional Noninterest Income$997,0001,323
Total noninterest expense$5,411,0001,503
Salaries and employee benefits$2,862,0001,544
Premises and equipment expense$611,0001,866
Additional noninterest expense$1,938,0001,251
Pre-tax net operating income$6,753,000674
Securities gains (losses)$21,0002,004
Applicable income taxes$1,931,000742
Income before extraordinary items$4,843,000693
Extraordinary gains, net$021
Net income$4,843,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,836
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,828,090663
2004-03-31 (YTD Data)Rank
Total interest income$6,226,0001,123
Total interest expense$1,215,0001,657
Net interest income$5,011,000980
Provision for loan and lease losses$06,501
Total noninterest income$1,091,0001,178
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$560,000762
Trading account gains and fees$0121
Additional Noninterest Income$531,0001,239
Total noninterest expense$2,720,0001,499
Salaries and employee benefits$1,429,0001,565
Premises and equipment expense$297,0001,952
Additional noninterest expense$994,0001,215
Pre-tax net operating income$3,382,000660
Securities gains (losses)$6,0002,267
Applicable income taxes$977,000747
Income before extraordinary items$2,411,000692
Extraordinary gains, net$016
Net income$2,411,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,369
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,406,740642
2003-12-31 (YTD Data)Rank
Total interest income$25,543,0001,117
Total interest expense$5,596,0001,611
Net interest income$19,947,000962
Provision for loan and lease losses$585,0001,919
Total noninterest income$4,035,0001,327
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,364,000718
Trading account gains and fees$0160
Additional Noninterest Income$1,671,0001,674
Total noninterest expense$11,461,0001,400
Salaries and employee benefits$5,878,0001,462
Premises and equipment expense$1,300,0001,745
Additional noninterest expense$4,283,0001,177
Pre-tax net operating income$11,936,000736
Securities gains (losses)$-25,0008,894
Applicable income taxes$3,114,000889
Income before extraordinary items$8,797,000744
Extraordinary gains, net$054
Net income$8,797,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,854
Cash dividends$8,279,000433
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,815,500690
2003-09-30 (YTD Data)Rank
Total interest income$19,249,0001,127
Total interest expense$4,325,0001,627
Net interest income$14,924,000976
Provision for loan and lease losses$07,481
Total noninterest income$3,270,0001,300
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,795,000721
Trading account gains and fees$0153
Additional Noninterest Income$1,475,0001,548
Total noninterest expense$8,083,0001,488
Salaries and employee benefits$4,183,0001,551
Premises and equipment expense$846,0002,031
Additional noninterest expense$3,054,0001,238
Pre-tax net operating income$10,111,000682
Securities gains (losses)$24,0002,852
Applicable income taxes$2,945,000781
Income before extraordinary items$7,190,000716
Extraordinary gains, net$040
Net income$7,190,000717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,080
Cash dividends$4,067,000562
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,172,960667
2003-06-30 (YTD Data)Rank
Total interest income$12,816,0001,138
Total interest expense$2,998,0001,611
Net interest income$9,818,000985
Provision for loan and lease losses$07,324
Total noninterest income$2,127,0001,310
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,188,000716
Trading account gains and fees$0150
Additional Noninterest Income$939,0001,585
Total noninterest expense$5,429,0001,477
Salaries and employee benefits$2,791,0001,542
Premises and equipment expense$583,0001,954
Additional noninterest expense$2,055,0001,221
Pre-tax net operating income$6,516,000697
Securities gains (losses)$7,0003,077
Applicable income taxes$1,896,000805
Income before extraordinary items$4,627,000746
Extraordinary gains, net$030
Net income$4,627,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,717
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,622,030687
2003-03-31 (YTD Data)Rank
Total interest income$6,248,0001,185
Total interest expense$1,569,0001,576
Net interest income$4,679,0001,036
Provision for loan and lease losses$06,934
Total noninterest income$1,015,0001,320
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$562,000742
Trading account gains and fees$0134
Additional Noninterest Income$453,0001,587
Total noninterest expense$2,665,0001,499
Salaries and employee benefits$1,389,0001,537
Premises and equipment expense$277,0002,058
Additional noninterest expense$999,0001,226
Pre-tax net operating income$3,029,000750
Securities gains (losses)$2,0002,590
Applicable income taxes$874,000893
Income before extraordinary items$2,157,000785
Extraordinary gains, net$021
Net income$2,157,000784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0001,188
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,155,580722
2002-12-31 (YTD Data)Rank
Total interest income$26,394,0001,161
Total interest expense$7,701,0001,469
Net interest income$18,693,0001,036
Provision for loan and lease losses$1,108,0001,230
Total noninterest income$4,186,0001,207
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,517,000654
Trading account gains and fees$0153
Additional Noninterest Income$1,669,0001,512
Total noninterest expense$10,661,0001,443
Salaries and employee benefits$5,211,0001,558
Premises and equipment expense$1,207,0001,838
Additional noninterest expense$4,243,0001,155
Pre-tax net operating income$11,110,000780
Securities gains (losses)$-443,0009,251
Applicable income taxes$2,796,000989
Income before extraordinary items$7,871,000809
Extraordinary gains, net$070
Net income$7,871,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0002,612
Cash dividends$4,562,000669
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,198,820744
2001-12-31 (YTD Data)Rank
Total interest income$26,233,0001,310
Total interest expense$10,756,0001,512
Net interest income$15,477,0001,146
Provision for loan and lease losses$159,0004,667
Total noninterest income$3,733,0001,253
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,259,000654
Trading account gains and fees$0177
Additional Noninterest Income$1,474,0001,541
Total noninterest expense$9,893,0001,487
Salaries and employee benefits$4,891,0001,543
Premises and equipment expense$1,252,0001,728
Additional noninterest expense$3,750,0001,264
Pre-tax net operating income$9,158,000831
Securities gains (losses)$37,0002,648
Applicable income taxes$2,261,0001,063
Income before extraordinary items$6,934,000802
Extraordinary gains, net$0105
Net income$6,934,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,287
Cash dividends$4,502,000661
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,906,250771
2000-12-31 (YTD Data)Rank
Total interest income$23,632,0001,468
Total interest expense$8,615,0002,003
Net interest income$15,017,0001,171
Provision for loan and lease losses$221,0003,521
Total noninterest income$2,587,0001,536
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,543,000876
Trading account gains and fees$0180
Additional Noninterest Income$1,044,0001,804
Total noninterest expense$8,428,0001,656
Salaries and employee benefits$4,292,0001,668
Premises and equipment expense$1,048,0001,981
Additional noninterest expense$3,088,0001,459
Pre-tax net operating income$8,955,000858
Securities gains (losses)$01,956
Applicable income taxes$2,408,000998
Income before extraordinary items$6,547,000824
Extraordinary gains, net$038
Net income$6,547,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,249
Cash dividends$3,196,000912
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,547,000818
1999-12-31 (YTD Data)Rank
Total interest income$22,532,0001,447
Total interest expense$8,324,0001,784
Net interest income$14,208,0001,243
Provision for loan and lease losses$316,0002,544
Total noninterest income$2,646,0001,502
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,425,000929
Trading account gains and fees$0173
Additional Noninterest Income$1,221,0001,616
Total noninterest expense$8,190,0001,682
Salaries and employee benefits$4,217,0001,631
Premises and equipment expense$1,078,0001,901
Additional noninterest expense$2,895,0001,554
Pre-tax net operating income$8,348,000960
Securities gains (losses)$20,0001,398
Applicable income taxes$2,093,0001,184
Income before extraordinary items$6,275,000897
Extraordinary gains, net$035
Net income$6,275,000897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,738
Cash dividends$5,084,000647
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,260,000888
1998-12-31 (YTD Data)Rank
Total interest income$22,123,0001,461
Total interest expense$8,196,0001,868
Net interest income$13,927,0001,217
Provision for loan and lease losses$453,0001,858
Total noninterest income$2,248,0001,676
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,382,000898
Trading account gains and fees$0224
Additional Noninterest Income$866,0002,055
Total noninterest expense$7,440,0001,757
Salaries and employee benefits$3,771,0001,760
Premises and equipment expense$1,103,0001,785
Additional noninterest expense$2,566,0001,671
Pre-tax net operating income$8,282,000942
Securities gains (losses)$1,0004,151
Applicable income taxes$2,128,0001,190
Income before extraordinary items$6,155,000886
Extraordinary gains, net$032
Net income$6,155,000885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$353,0001,654
Cash dividends$4,067,000756
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,154,260847
1997-12-31 (YTD Data)Rank
Total interest income$21,350,0001,542
Total interest expense$8,182,0001,889
Net interest income$13,168,0001,316
Provision for loan and lease losses$434,0001,975
Total noninterest income$2,348,0001,552
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,344,000948
Trading account gains and fees$0239
Additional Noninterest Income$1,004,0001,731
Total noninterest expense$7,265,0001,787
Salaries and employee benefits$3,451,0001,901
Premises and equipment expense$1,059,0001,874
Additional noninterest expense$2,755,0001,556
Pre-tax net operating income$7,817,0001,041
Securities gains (losses)$03,944
Applicable income taxes$2,033,0001,305
Income before extraordinary items$5,784,000965
Extraordinary gains, net$044
Net income$5,784,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,153
Cash dividends$3,922,000768
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,784,000936
1996-12-31 (YTD Data)Rank
Total interest income$20,639,0001,623
Total interest expense$8,091,0001,937
Net interest income$12,548,0001,432
Provision for loan and lease losses$355,0002,296
Total noninterest income$2,120,0001,750
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,378,000964
Trading account gains and fees$0262
Additional Noninterest Income$742,0002,202
Total noninterest expense$6,798,0002,048
Salaries and employee benefits$3,360,0001,963
Premises and equipment expense$1,131,0001,781
Additional noninterest expense$2,307,0002,171
Pre-tax net operating income$7,515,0001,009
Securities gains (losses)$04,148
Applicable income taxes$2,188,0001,133
Income before extraordinary items$5,327,000987
Extraordinary gains, net$053
Net income$5,327,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,00011,257
Cash dividends$3,195,000912
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,327,000969
1995-12-31 (YTD Data)Rank
Total interest income$18,978,0001,790
Total interest expense$7,061,0002,206
Net interest income$11,917,0001,509
Provision for loan and lease losses$124,0004,042
Total noninterest income$1,669,0002,122
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,066,0001,261
Trading account gains and fees$0522
Additional Noninterest Income$603,0002,521
Total noninterest expense$6,987,0001,973
Salaries and employee benefits$3,601,0001,845
Premises and equipment expense$1,025,0001,978
Additional noninterest expense$2,361,0002,099
Pre-tax net operating income$6,475,0001,187
Securities gains (losses)$31,0001,605
Applicable income taxes$1,647,0001,517
Income before extraordinary items$4,859,0001,090
Extraordinary gains, net$065
Net income$4,859,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,354
Cash dividends$5,519,000585
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,835,7501,076
1994-12-31 (YTD Data)Rank
Total interest income$16,202,0001,903
Total interest expense$5,389,0002,294
Net interest income$10,813,0001,671
Provision for loan and lease losses$118,0004,234
Total noninterest income$1,509,0002,279
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$890,0001,516
Trading account gains and fees$0475
Additional Noninterest Income$619,0002,524
Total noninterest expense$6,338,0002,219
Salaries and employee benefits$2,924,0002,287
Premises and equipment expense$834,0002,431
Additional noninterest expense$2,580,0002,082
Pre-tax net operating income$5,866,0001,275
Securities gains (losses)$48,0001,174
Applicable income taxes$1,408,0001,645
Income before extraordinary items$4,506,0001,123
Extraordinary gains, net$0249
Net income$4,506,0001,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$2,324,000980
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,469,5201,142
1993-12-31 (YTD Data)Rank
Total interest income$15,983,0001,963
Total interest expense$5,453,0002,372
Net interest income$10,530,0001,726
Provision for loan and lease losses$712,0001,643
Total noninterest income$1,234,0002,847
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$749,0001,823
Trading account gains and fees$0532
Additional Noninterest Income$485,0003,327
Total noninterest expense$5,415,0002,641
Salaries and employee benefits$2,737,0002,429
Premises and equipment expense$624,0003,203
Additional noninterest expense$2,054,0002,668
Pre-tax net operating income$5,637,0001,230
Securities gains (losses)$10,0005,473
Applicable income taxes$1,373,0001,698
Income before extraordinary items$4,274,0001,195
Extraordinary gains, net$03,149
Net income$4,274,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,0001,693
Cash dividends$1,453,0001,312
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,266,4001,114
1992-12-31 (YTD Data)Rank
Total interest income$16,830,0002,106
Total interest expense$6,647,0002,543
Net interest income$10,183,0001,794
Provision for loan and lease losses$726,0002,301
Total noninterest income$1,298,0002,684
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$798,0001,697
Trading account gains and fees$0504
Additional Noninterest Income$500,0003,192
Total noninterest expense$5,010,0002,863
Salaries and employee benefits$2,522,0002,571
Premises and equipment expense$604,0003,338
Additional noninterest expense$1,884,0002,947
Pre-tax net operating income$5,745,0001,132
Securities gains (losses)$-98,00013,780
Applicable income taxes$1,796,0001,235
Income before extraordinary items$3,851,0001,217
Extraordinary gains, net$-3,00013,459
Net income$3,848,0001,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-124,00013,777
Cash dividends$1,888,000910
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,917,6401,104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.