Home > The Bank of Southside Virginia > Net charge- offs to loans

The Bank of Southside Virginia, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0531%1,341
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,429
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0048%3,772
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0057%3,846
Percentage Net Loans Charged-off: Commercial and industrial0.0463%1,369
Percentage Net Loans Charged-off: Loans to individuals0.0756%2,457
Percentage Net Loans Charged-off: Credit card loans1.5371%328
Percentage Net Loans Charged-off: Other loans to individual0.0669%2,372
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0380%1,345
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,480
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0064%3,847
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0076%3,923
Percentage Net Loans Charged-off: Commercial and industrial0.0627%1,038
Percentage Net Loans Charged-off: Loans to individuals0.0526%2,338
Percentage Net Loans Charged-off: Credit card loans2.1740%207
Percentage Net Loans Charged-off: Other loans to individual0.0396%2,326
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0124%1,728
Percentage Net Loans Charged-off: Total real estate loans-0.0028%3,650
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%3,982
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0114%4,009
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.0197%2,270
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0199%2,224
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0135%3,960
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals-0.0206%4,059
Percentage Net Loans Charged-off: Credit card loans-0.3287%4,649
Percentage Net Loans Charged-off: Other loans to individual-0.0185%4,054
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%2,159
Percentage Net Loans Charged-off: Total real estate loans0.0027%913
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%506
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0088%613
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0104%553
Percentage Net Loans Charged-off: Commercial and industrial-0.0083%3,537
Percentage Net Loans Charged-off: Loans to individuals0.0111%2,630
Percentage Net Loans Charged-off: Credit card loans0.6441%354
Percentage Net Loans Charged-off: Other loans to individual0.0043%2,558
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0175%3,946
Percentage Net Loans Charged-off: Total real estate loans0.0035%712
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.0000%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0117%478
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0136%439
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals-0.0354%4,108
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.0358%4,111
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0127%3,686
Percentage Net Loans Charged-off: Total real estate loans0.0000%698
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals-0.0248%3,852
Percentage Net Loans Charged-off: Credit card loans0.0000%415
Percentage Net Loans Charged-off: Other loans to individual-0.0251%3,813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0287%4,067
Percentage Net Loans Charged-off: Total real estate loans0.0000%527
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals-0.0582%3,942
Percentage Net Loans Charged-off: Credit card loans-0.6375%789
Percentage Net Loans Charged-off: Other loans to individual-0.0499%3,894
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0506%4,328
Percentage Net Loans Charged-off: Total real estate loans-0.0574%4,436
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0925%4,520
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0339%4,116
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0390%4,190
Percentage Net Loans Charged-off: Commercial and industrial0.0063%1,446
Percentage Net Loans Charged-off: Loans to individuals-0.0578%4,062
Percentage Net Loans Charged-off: Credit card loans0.4213%403
Percentage Net Loans Charged-off: Other loans to individual-0.0643%4,041
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0588%4,421
Percentage Net Loans Charged-off: Total real estate loans-0.0611%4,517
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.1219%4,629
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0310%1,063
Percentage Net Loans Charged-off: Loans to individuals-0.0779%4,063
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual-0.0790%4,033
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0749%4,527
Percentage Net Loans Charged-off: Total real estate loans-0.0929%4,662
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.1866%4,723
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals-0.0781%3,969
Percentage Net Loans Charged-off: Credit card loans-0.1706%800
Percentage Net Loans Charged-off: Other loans to individual-0.0769%3,928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%1,930
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,666
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,563
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0504%2,071
Percentage Net Loans Charged-off: Total real estate loans0.1039%601
Percentage Net Loans Charged-off:Construction & development0.1298%191
Percentage Net Loans Charged-off: Commercial real estate0.0951%602
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1409%377
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.1598%320
Percentage Net Loans Charged-off: Commercial and industrial0.0143%1,962
Percentage Net Loans Charged-off: Loans to individuals0.0114%2,954
Percentage Net Loans Charged-off: Credit card loans1.2147%369
Percentage Net Loans Charged-off: Other loans to individual-0.0052%4,143
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0398%2,060
Percentage Net Loans Charged-off: Total real estate loans0.0725%678
Percentage Net Loans Charged-off:Construction & development0.1707%144
Percentage Net Loans Charged-off: Commercial real estate0.1252%405
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial0.0192%1,671
Percentage Net Loans Charged-off: Loans to individuals0.0163%2,760
Percentage Net Loans Charged-off: Credit card loans1.3099%343
Percentage Net Loans Charged-off: Other loans to individual-0.0014%4,112
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%1,485
Percentage Net Loans Charged-off: Total real estate loans0.0214%1,027
Percentage Net Loans Charged-off:Construction & development0.2281%87
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.3513%707
Percentage Net Loans Charged-off: Loans to individuals0.0862%2,324
Percentage Net Loans Charged-off: Credit card loans1.4535%340
Percentage Net Loans Charged-off: Other loans to individual0.0671%2,288
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0723%1,307
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.1538%1,958
Percentage Net Loans Charged-off: Credit card loans1.9560%265
Percentage Net Loans Charged-off: Other loans to individual0.1280%1,915
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%2,279
Percentage Net Loans Charged-off: Total real estate loans-0.0071%4,161
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%4,425
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0223%4,469
Percentage Net Loans Charged-off: Commercial and industrial-0.0079%3,945
Percentage Net Loans Charged-off: Loans to individuals0.1282%2,755
Percentage Net Loans Charged-off: Credit card loans1.1261%437
Percentage Net Loans Charged-off: Other loans to individual0.1140%2,701
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0369%2,347
Percentage Net Loans Charged-off: Total real estate loans0.0120%1,532
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0336%1,036
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.0377%940
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%3,909
Percentage Net Loans Charged-off: Loans to individuals0.0674%2,859
Percentage Net Loans Charged-off: Credit card loans1.4914%362
Percentage Net Loans Charged-off: Other loans to individual0.0472%2,854
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0526%1,891
Percentage Net Loans Charged-off: Total real estate loans0.0180%1,197
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0498%773
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0558%697
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.0925%2,492
Percentage Net Loans Charged-off: Credit card loans2.3321%260
Percentage Net Loans Charged-off: Other loans to individual0.0607%2,497
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0174%2,123
Percentage Net Loans Charged-off: Total real estate loans0.0598%597
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1642%319
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.1838%297
Percentage Net Loans Charged-off: Commercial and industrial0.0311%1,019
Percentage Net Loans Charged-off: Loans to individuals-0.0214%4,402
Percentage Net Loans Charged-off: Credit card loans2.0552%265
Percentage Net Loans Charged-off: Other loans to individual-0.0506%4,414
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3653%526
Percentage Net Loans Charged-off: Total real estate loans0.6462%80
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential1.7589%23
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net1.9581%20
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,189
Percentage Net Loans Charged-off: Loans to individuals0.1419%2,702
Percentage Net Loans Charged-off: Credit card loans1.4233%378
Percentage Net Loans Charged-off: Other loans to individual0.1218%2,703
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4406%358
Percentage Net Loans Charged-off: Total real estate loans0.8234%36
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential2.2366%8
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net2.4864%8
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,906
Percentage Net Loans Charged-off: Loans to individuals0.1127%2,639
Percentage Net Loans Charged-off: Credit card loans1.0769%413
Percentage Net Loans Charged-off: Other loans to individual0.0973%2,593
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6064%245
Percentage Net Loans Charged-off: Total real estate loans1.1210%22
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential3.0292%5
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net3.3630%4
Percentage Net Loans Charged-off: Commercial and industrial0.3018%803
Percentage Net Loans Charged-off: Loans to individuals0.1018%2,519
Percentage Net Loans Charged-off: Credit card loans0.3716%502
Percentage Net Loans Charged-off: Other loans to individual0.0973%2,420
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5034%300
Percentage Net Loans Charged-off: Total real estate loans0.9655%44
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential2.5865%13
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net2.8640%11
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0588%2,319
Percentage Net Loans Charged-off: Credit card loans1.0022%353
Percentage Net Loans Charged-off: Other loans to individual0.0428%2,225
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2414%1,074
Percentage Net Loans Charged-off: Total real estate loans0.3203%301
Percentage Net Loans Charged-off:Construction & development0.2853%232
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.7340%109
Percentage Net Loans Charged-off: Home equity loans0.0232%614
All other 1-4 family - Percent of loans charged-off, net0.8074%94
Percentage Net Loans Charged-off: Commercial and industrial-0.1092%4,861
Percentage Net Loans Charged-off: Loans to individuals0.2023%2,731
Percentage Net Loans Charged-off: Credit card loans1.2968%438
Percentage Net Loans Charged-off: Other loans to individual0.1825%2,674
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2623%825
Percentage Net Loans Charged-off: Total real estate loans0.3584%223
Percentage Net Loans Charged-off:Construction & development0.3768%168
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.7930%91
Percentage Net Loans Charged-off: Home equity loans0.0912%396
All other 1-4 family - Percent of loans charged-off, net0.8657%82
Percentage Net Loans Charged-off: Commercial and industrial-0.1571%4,964
Percentage Net Loans Charged-off: Loans to individuals0.2096%2,478
Percentage Net Loans Charged-off: Credit card loans0.9890%456
Percentage Net Loans Charged-off: Other loans to individual0.1955%2,382
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1197%1,449
Percentage Net Loans Charged-off: Total real estate loans0.1001%757
Percentage Net Loans Charged-off:Construction & development0.5645%111
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1012%887
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.1117%814
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.1700%2,420
Percentage Net Loans Charged-off: Credit card loans1.4818%364
Percentage Net Loans Charged-off: Other loans to individual0.1461%2,354
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0536%1,804
Percentage Net Loans Charged-off: Total real estate loans0.0727%787
Percentage Net Loans Charged-off:Construction & development0.6624%79
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.0400%2,466
Percentage Net Loans Charged-off: Credit card loans2.1911%276
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2108%1,320
Percentage Net Loans Charged-off: Total real estate loans0.1279%1,043
Percentage Net Loans Charged-off:Construction & development0.0170%530
Percentage Net Loans Charged-off: Commercial real estate-0.1466%5,526
Percentage Net Loans Charged-off: Multi-family residential-0.7196%4,740
Percentage Net Loans Charged-off: 1-4 family residential0.4788%270
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.5281%251
Percentage Net Loans Charged-off: Commercial and industrial0.3368%1,253
Percentage Net Loans Charged-off: Loans to individuals0.3202%2,343
Percentage Net Loans Charged-off: Credit card loans1.4001%406
Percentage Net Loans Charged-off: Other loans to individual0.2984%2,265
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2686%859
Percentage Net Loans Charged-off: Total real estate loans0.1598%732
Percentage Net Loans Charged-off:Construction & development0.0115%439
Percentage Net Loans Charged-off: Commercial real estate-0.1910%5,620
Percentage Net Loans Charged-off: Multi-family residential-0.9509%4,765
Percentage Net Loans Charged-off: 1-4 family residential0.6095%174
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.6716%164
Percentage Net Loans Charged-off: Commercial and industrial1.2499%422
Percentage Net Loans Charged-off: Loans to individuals0.2793%2,203
Percentage Net Loans Charged-off: Credit card loans1.8031%324
Percentage Net Loans Charged-off: Other loans to individual0.2487%2,154
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1661%1,339
Percentage Net Loans Charged-off: Total real estate loans0.0520%1,454
Percentage Net Loans Charged-off:Construction & development0.0175%354
Percentage Net Loans Charged-off: Commercial real estate-0.2858%5,753
Percentage Net Loans Charged-off: Multi-family residential-1.4725%4,793
Percentage Net Loans Charged-off: 1-4 family residential0.4788%287
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.5264%259
Percentage Net Loans Charged-off: Commercial and industrial0.0138%1,642
Percentage Net Loans Charged-off: Loans to individuals0.3630%1,825
Percentage Net Loans Charged-off: Credit card loans2.2415%260
Percentage Net Loans Charged-off: Other loans to individual0.3255%1,768
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0821%1,674
Percentage Net Loans Charged-off: Total real estate loans-0.2325%5,875
Percentage Net Loans Charged-off:Construction & development0.0343%220
Percentage Net Loans Charged-off: Commercial real estate-0.5664%5,900
Percentage Net Loans Charged-off: Multi-family residential-2.6916%4,811
Percentage Net Loans Charged-off: 1-4 family residential0.1616%718
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1775%649
Percentage Net Loans Charged-off: Commercial and industrial0.0274%1,139
Percentage Net Loans Charged-off: Loans to individuals0.5337%1,319
Percentage Net Loans Charged-off: Credit card loans1.1761%371
Percentage Net Loans Charged-off: Other loans to individual0.5209%1,221
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5456%464
Percentage Net Loans Charged-off: Total real estate loans0.7644%163
Percentage Net Loans Charged-off:Construction & development2.0029%148
Percentage Net Loans Charged-off: Commercial real estate0.6437%332
Percentage Net Loans Charged-off: Multi-family residential3.0971%42
Percentage Net Loans Charged-off: 1-4 family residential0.5060%385
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.5518%350
Percentage Net Loans Charged-off: Commercial and industrial-0.8270%5,768
Percentage Net Loans Charged-off: Loans to individuals0.4915%1,660
Percentage Net Loans Charged-off: Credit card loans1.4518%408
Percentage Net Loans Charged-off: Other loans to individual0.4720%1,571
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2261%1,153
Percentage Net Loans Charged-off: Total real estate loans0.2439%692
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.5119%343
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0963%1,629
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1049%1,528
Percentage Net Loans Charged-off: Commercial and industrial-0.9557%5,856
Percentage Net Loans Charged-off: Loans to individuals0.4143%1,695
Percentage Net Loans Charged-off: Credit card loans1.2437%413
Percentage Net Loans Charged-off: Other loans to individual0.3975%1,619
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2475%1,047
Percentage Net Loans Charged-off: Total real estate loans0.3622%490
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.7591%244
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1426%1,252
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1554%1,163
Percentage Net Loans Charged-off: Commercial and industrial-1.4047%5,965
Percentage Net Loans Charged-off: Loans to individuals0.3649%1,699
Percentage Net Loans Charged-off: Credit card loans1.5199%333
Percentage Net Loans Charged-off: Other loans to individual0.3415%1,633
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5409%459
Percentage Net Loans Charged-off: Total real estate loans0.7181%212
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate1.5013%122
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.2829%669
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.3091%619
Percentage Net Loans Charged-off: Commercial and industrial-0.8217%5,968
Percentage Net Loans Charged-off: Loans to individuals0.5261%1,268
Percentage Net Loans Charged-off: Credit card loans0.4628%438
Percentage Net Loans Charged-off: Other loans to individual0.5274%1,150
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2379%1,777
Percentage Net Loans Charged-off: Total real estate loans-0.0051%5,417
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0115%5,712
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.0126%5,718
Percentage Net Loans Charged-off: Commercial and industrial1.0365%743
Percentage Net Loans Charged-off: Loans to individuals0.5151%1,779
Percentage Net Loans Charged-off: Credit card loans0.7896%571
Percentage Net Loans Charged-off: Other loans to individual0.5093%1,655
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1683%2,114
Percentage Net Loans Charged-off: Total real estate loans-0.0039%5,321
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%5,655
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net-0.0095%5,669
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%4,617
Percentage Net Loans Charged-off: Loans to individuals0.4840%1,711
Percentage Net Loans Charged-off: Credit card loans0.3765%652
Percentage Net Loans Charged-off: Other loans to individual0.4863%1,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1652%2,070
Percentage Net Loans Charged-off: Total real estate loans-0.0058%5,377
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0130%5,734
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0143%5,747
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%4,652
Percentage Net Loans Charged-off: Loans to individuals0.4798%1,565
Percentage Net Loans Charged-off: Credit card loans-0.4483%1,217
Percentage Net Loans Charged-off: Other loans to individual0.4996%1,394
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0962%2,207
Percentage Net Loans Charged-off: Total real estate loans-0.0174%5,632
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0387%5,990
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0423%6,012
Percentage Net Loans Charged-off: Commercial and industrial-0.0299%4,881
Percentage Net Loans Charged-off: Loans to individuals0.3054%1,877
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.3120%1,738
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3344%2,002
Percentage Net Loans Charged-off: Total real estate loans0.4038%1,390
Percentage Net Loans Charged-off:Construction & development0.0664%1,490
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.8669%584
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.9442%536
Percentage Net Loans Charged-off: Commercial and industrial-0.1696%5,820
Percentage Net Loans Charged-off: Loans to individuals0.3168%2,667
Percentage Net Loans Charged-off: Credit card loans1.1846%528
Percentage Net Loans Charged-off: Other loans to individual0.2988%2,601
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3925%1,635
Percentage Net Loans Charged-off: Total real estate loans0.5220%1,034
Percentage Net Loans Charged-off:Construction & development0.0875%1,324
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.1162%410
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net1.2145%383
Percentage Net Loans Charged-off: Commercial and industrial-0.2154%5,938
Percentage Net Loans Charged-off: Loans to individuals0.2941%2,502
Percentage Net Loans Charged-off: Credit card loans1.4470%440
Percentage Net Loans Charged-off: Other loans to individual0.2705%2,437
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0674%3,744
Percentage Net Loans Charged-off: Total real estate loans0.0395%3,328
Percentage Net Loans Charged-off:Construction & development0.1296%1,121
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0531%2,908
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0577%2,711
Percentage Net Loans Charged-off: Commercial and industrial-0.3201%6,111
Percentage Net Loans Charged-off: Loans to individuals0.1775%2,755
Percentage Net Loans Charged-off: Credit card loans2.0642%338
Percentage Net Loans Charged-off: Other loans to individual0.1393%2,768
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0823%3,022
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,055
Percentage Net Loans Charged-off:Construction & development0.2619%767
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0639%6,394
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0693%6,406
Percentage Net Loans Charged-off: Commercial and industrial-0.0290%5,096
Percentage Net Loans Charged-off: Loans to individuals0.2407%2,207
Percentage Net Loans Charged-off: Credit card loans2.7288%258
Percentage Net Loans Charged-off: Other loans to individual0.1900%2,184
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4826%2,308
Percentage Net Loans Charged-off: Total real estate loans0.5967%1,698
Percentage Net Loans Charged-off:Construction & development4.3270%638
Percentage Net Loans Charged-off: Commercial real estate-0.0180%6,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2206%2,868
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.2397%2,637
Percentage Net Loans Charged-off: Commercial and industrial-0.0213%5,613
Percentage Net Loans Charged-off: Loans to individuals0.3898%2,705
Percentage Net Loans Charged-off: Credit card loans1.0436%640
Percentage Net Loans Charged-off: Other loans to individual0.3767%2,590
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1873%3,618
Percentage Net Loans Charged-off: Total real estate loans0.0427%4,362
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.0263%6,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1104%3,320
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1199%3,117
Percentage Net Loans Charged-off: Commercial and industrial-0.0093%5,446
Percentage Net Loans Charged-off: Loans to individuals0.4703%2,230
Percentage Net Loans Charged-off: Credit card loans1.3958%519
Percentage Net Loans Charged-off: Other loans to individual0.4522%2,128
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2547%3,053
Percentage Net Loans Charged-off: Total real estate loans0.0659%3,834
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.0357%6,657
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1662%2,771
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1804%2,568
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.6237%1,777
Percentage Net Loans Charged-off: Credit card loans1.5262%474
Percentage Net Loans Charged-off: Other loans to individual0.6060%1,683
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2906%2,507
Percentage Net Loans Charged-off: Total real estate loans0.1839%2,550
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0784%6,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.4426%1,566
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.4800%1,393
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.5289%1,772
Percentage Net Loans Charged-off: Credit card loans1.2695%441
Percentage Net Loans Charged-off: Other loans to individual0.5140%1,635
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3139%3,827
Percentage Net Loans Charged-off: Total real estate loans0.3349%3,244
Percentage Net Loans Charged-off:Construction & development0.2751%2,614
Percentage Net Loans Charged-off: Commercial real estate0.2120%2,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4771%2,294
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.5188%2,094
Percentage Net Loans Charged-off: Commercial and industrial0.4947%2,765
Percentage Net Loans Charged-off: Loans to individuals0.2670%3,677
Percentage Net Loans Charged-off: Credit card loans1.5147%606
Percentage Net Loans Charged-off: Other loans to individual0.2045%3,716
Percentage Net Loans Charged-off: All other loans and lease-0.0539%6,104
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2889%3,646
Percentage Net Loans Charged-off: Total real estate loans0.3248%3,014
Percentage Net Loans Charged-off:Construction & development0.3575%2,269
Percentage Net Loans Charged-off: Commercial real estate0.2826%2,121
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.3801%2,360
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.4140%2,154
Percentage Net Loans Charged-off: Commercial and industrial-0.0075%5,920
Percentage Net Loans Charged-off: Loans to individuals0.2979%3,267
Percentage Net Loans Charged-off: Credit card loans1.8142%524
Percentage Net Loans Charged-off: Other loans to individual0.2180%3,316
Percentage Net Loans Charged-off: All other loans and lease-0.0692%6,166
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2686%3,543
Percentage Net Loans Charged-off: Total real estate loans0.3290%2,797
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.3815%1,680
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.4235%2,103
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.4616%1,908
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.2344%3,231
Percentage Net Loans Charged-off: Credit card loans2.5170%410
Percentage Net Loans Charged-off: Other loans to individual0.1466%3,315
Percentage Net Loans Charged-off: All other loans and lease-0.1126%6,244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3073%2,813
Percentage Net Loans Charged-off: Total real estate loans0.3726%2,196
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.7595%909
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2392%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2605%1,945
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.2747%2,654
Percentage Net Loans Charged-off: Credit card loans-0.2110%1,367
Percentage Net Loans Charged-off: Other loans to individual0.1917%2,587
Percentage Net Loans Charged-off: All other loans and lease-0.1697%6,260
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4160%3,958
Percentage Net Loans Charged-off: Total real estate loans0.4459%3,158
Percentage Net Loans Charged-off:Construction & development1.6808%2,196
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.4699%2,374
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.5131%2,189
Percentage Net Loans Charged-off: Commercial and industrial0.4089%3,503
Percentage Net Loans Charged-off: Loans to individuals0.3956%3,776
Percentage Net Loans Charged-off: Credit card loans3.7095%430
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1787%6,596
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3124%4,088
Percentage Net Loans Charged-off: Total real estate loans0.3068%3,363
Percentage Net Loans Charged-off:Construction & development0.1727%2,860
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5933%1,870
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.6482%1,712
Percentage Net Loans Charged-off: Commercial and industrial0.8239%2,450
Percentage Net Loans Charged-off: Loans to individuals0.2530%4,008
Percentage Net Loans Charged-off: Credit card loans2.0107%634
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1847%6,629
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2365%4,187
Percentage Net Loans Charged-off: Total real estate loans0.1155%4,033
Percentage Net Loans Charged-off:Construction & development-0.0350%6,932
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2504%2,572
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2737%2,380
Percentage Net Loans Charged-off: Commercial and industrial0.7863%2,242
Percentage Net Loans Charged-off: Loans to individuals0.3302%3,441
Percentage Net Loans Charged-off: Credit card loans3.0161%479
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1843%6,629
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3065%3,188
Percentage Net Loans Charged-off: Total real estate loans0.2024%2,896
Percentage Net Loans Charged-off:Construction & development-0.0162%6,927
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4293%1,673
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.4688%1,537
Percentage Net Loans Charged-off: Commercial and industrial0.1128%2,562
Percentage Net Loans Charged-off: Loans to individuals0.5022%2,620
Percentage Net Loans Charged-off: Credit card loans0.4171%725
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2214%6,668
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2502%5,059
Percentage Net Loans Charged-off: Total real estate loans0.1477%4,454
Percentage Net Loans Charged-off:Construction & development0.2291%3,195
Percentage Net Loans Charged-off: Commercial real estate0.0248%3,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2238%3,151
Percentage Net Loans Charged-off: Home equity loans0.2112%1,593
All other 1-4 family - Percent of loans charged-off, net0.2250%2,972
Percentage Net Loans Charged-off: Commercial and industrial-0.0047%7,067
Percentage Net Loans Charged-off: Loans to individuals0.4447%4,262
Percentage Net Loans Charged-off: Credit card loans2.5494%705
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2026%6,924
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2552%4,456
Percentage Net Loans Charged-off: Total real estate loans0.1014%4,300
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0332%2,640
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2037%2,796
Percentage Net Loans Charged-off: Home equity loans0.2853%1,253
All other 1-4 family - Percent of loans charged-off, net0.1961%2,695
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals0.5172%3,663
Percentage Net Loans Charged-off: Credit card loans2.1961%727
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2051%6,941
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2237%4,099
Percentage Net Loans Charged-off: Total real estate loans0.0211%4,611
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0643%1,960
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.5429%3,368
Percentage Net Loans Charged-off: Credit card loans3.1735%564
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1964%6,939
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1304%3,919
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.3324%3,344
Percentage Net Loans Charged-off: Credit card loans2.5717%546
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2308%6,930
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0926%5,408
Percentage Net Loans Charged-off: Total real estate loans-0.0522%8,028
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.1456%7,971
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0718%4,181
Percentage Net Loans Charged-off: Loans to individuals0.1956%5,039
Percentage Net Loans Charged-off: Credit card loans1.7269%774
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7027%449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1164%4,201
Percentage Net Loans Charged-off: Total real estate loans-0.0041%7,720
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0113%7,771
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%6,963
Percentage Net Loans Charged-off: Loans to individuals0.2122%4,401
Percentage Net Loans Charged-off: Credit card loans1.3826%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4810%388
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%4,677
Percentage Net Loans Charged-off: Total real estate loans-0.0050%7,712
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0131%7,844
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.1479%4,271
Percentage Net Loans Charged-off: Credit card loans1.1089%762
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2324%7,135
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0827%3,255
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,741
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0196%7,950
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.2318%3,238
Percentage Net Loans Charged-off: Credit card loans1.3514%592
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1989%7,096
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0107%7,810
Percentage Net Loans Charged-off: Total real estate loans-0.0013%7,795
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.2016%7,694
Percentage Net Loans Charged-off: Loans to individuals0.0613%5,391
Percentage Net Loans Charged-off: Credit card loans2.2902%536
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7376%7,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0648%8,048
Percentage Net Loans Charged-off: Total real estate loans-0.0121%7,822
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0295%7,966
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.3061%7,744
Percentage Net Loans Charged-off: Loans to individuals-0.0385%7,304
Percentage Net Loans Charged-off: Credit card loans0.5101%980
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.2525%7,434
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0840%8,071
Percentage Net Loans Charged-off: Total real estate loans-0.0118%7,791
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0287%7,990
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.4581%7,859
Percentage Net Loans Charged-off: Loans to individuals-0.0346%7,067
Percentage Net Loans Charged-off: Credit card loans0.5181%871
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.8830%7,461
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0739%7,932
Percentage Net Loans Charged-off: Total real estate loans-0.0106%7,790
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0259%8,050
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.3162%7,760
Percentage Net Loans Charged-off: Loans to individuals0.0434%3,710
Percentage Net Loans Charged-off: Credit card loans-0.2578%1,796
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.9015%7,445
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%6,371
Percentage Net Loans Charged-off: Total real estate loans-0.0181%8,025
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0428%8,066
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.2441%2,301
Percentage Net Loans Charged-off: Loans to individuals0.0575%5,384
Percentage Net Loans Charged-off: Credit card loans0.7757%997
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.5801%7,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0550%8,129
Percentage Net Loans Charged-off: Total real estate loans-0.0188%8,008
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0439%8,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.0464%7,147
Percentage Net Loans Charged-off: Loans to individuals-0.0114%7,153
Percentage Net Loans Charged-off: Credit card loans0.8664%872
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.0031%7,594
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1146%8,307
Percentage Net Loans Charged-off: Total real estate loans-0.0185%7,988
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0429%8,167
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0488%7,067
Percentage Net Loans Charged-off: Loans to individuals-0.1405%7,497
Percentage Net Loans Charged-off: Credit card loans-0.2577%1,873
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.1587%7,594
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1973%8,383
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,844
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0196%8,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0381%6,947
Percentage Net Loans Charged-off: Loans to individuals-0.2931%7,607
Percentage Net Loans Charged-off: Credit card loans-0.5052%1,868
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-6.1856%7,579
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0724%4,250
Percentage Net Loans Charged-off: Total real estate loans-0.0287%8,212
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0596%8,240
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,826
Percentage Net Loans Charged-off: Home equity loans-0.0172%6,017
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial-0.3139%7,964
Percentage Net Loans Charged-off: Loans to individuals0.3025%4,535
Percentage Net Loans Charged-off: Credit card loans0.3860%1,386
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7804%403
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%4,110
Percentage Net Loans Charged-off: Total real estate loans-0.0294%8,177
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0600%8,248
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0028%7,777
Percentage Net Loans Charged-off: Home equity loans-0.0230%5,987
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.3996%7,990
Percentage Net Loans Charged-off: Loans to individuals0.2342%4,390
Percentage Net Loans Charged-off: Credit card loans-0.4302%2,064
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2844%292
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%3,837
Percentage Net Loans Charged-off: Total real estate loans-0.0367%8,206
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0744%8,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%7,808
Percentage Net Loans Charged-off: Home equity loans-0.0350%5,937
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.5821%8,067
Percentage Net Loans Charged-off: Loans to individuals0.2321%4,008
Percentage Net Loans Charged-off: Credit card loans-0.2597%2,006
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7183%180
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0906%8,133
Percentage Net Loans Charged-off: Total real estate loans-0.0311%8,234
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0663%8,383
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-1.0572%8,247
Percentage Net Loans Charged-off: Loans to individuals0.1809%3,657
Percentage Net Loans Charged-off: Credit card loans-0.2639%1,991
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0301%5,793
Percentage Net Loans Charged-off: Total real estate loans-0.1176%8,677
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.1020%8,490
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.1884%8,677
Percentage Net Loans Charged-off: Home equity loans-0.0379%6,015
All other 1-4 family - Percent of loans charged-off, net-0.2075%8,665
Percentage Net Loans Charged-off: Commercial and industrial0.3938%2,417
Percentage Net Loans Charged-off: Loans to individuals0.3194%4,721
Percentage Net Loans Charged-off: Credit card loans1.2724%1,236
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0553%7,771
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0396%4,974
Percentage Net Loans Charged-off: Total real estate loans-0.1495%8,727
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.1219%8,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.2497%8,727
Percentage Net Loans Charged-off: Home equity loans-0.0257%5,977
All other 1-4 family - Percent of loans charged-off, net-0.2777%8,723
Percentage Net Loans Charged-off: Commercial and industrial0.6459%1,517
Percentage Net Loans Charged-off: Loans to individuals0.3102%4,327
Percentage Net Loans Charged-off: Credit card loans0.8094%1,316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7681%7,729
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0774%8,402
Percentage Net Loans Charged-off: Total real estate loans-0.1901%8,768
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1086%8,583
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.3822%8,808
Percentage Net Loans Charged-off: Home equity loans-0.0393%5,974
All other 1-4 family - Percent of loans charged-off, net-0.4243%8,804
Percentage Net Loans Charged-off: Commercial and industrial0.0721%2,690
Percentage Net Loans Charged-off: Loans to individuals0.2307%4,446
Percentage Net Loans Charged-off: Credit card loans-0.1341%2,490
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.3188%7,769
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0261%7,627
Percentage Net Loans Charged-off: Total real estate loans-0.0439%8,500
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.1485%8,664
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0869%1,021
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0974%918
Percentage Net Loans Charged-off: Commercial and industrial0.5025%1,182
Percentage Net Loans Charged-off: Loans to individuals-0.0580%7,414
Percentage Net Loans Charged-off: Credit card loans-0.8029%2,495
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.2780%7,794
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2041%3,339
Percentage Net Loans Charged-off: Total real estate loans0.1981%1,120
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.3462%617
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0699%2,089
Percentage Net Loans Charged-off: Home equity loans-0.0417%6,026
All other 1-4 family - Percent of loans charged-off, net0.0825%1,893
Percentage Net Loans Charged-off: Commercial and industrial-0.0505%7,834
Percentage Net Loans Charged-off: Loans to individuals0.3889%4,785
Percentage Net Loans Charged-off: Credit card loans2.2734%1,079
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5834%7,848
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0735%4,827
Percentage Net Loans Charged-off: Total real estate loans0.0072%3,163
Percentage Net Loans Charged-off:Construction & development0.5452%251
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.1737%8,881
Percentage Net Loans Charged-off: Home equity loans-0.0279%5,967
All other 1-4 family - Percent of loans charged-off, net-0.1900%8,881
Percentage Net Loans Charged-off: Commercial and industrial0.0428%3,892
Percentage Net Loans Charged-off: Loans to individuals0.3252%4,693
Percentage Net Loans Charged-off: Credit card loans1.9284%1,156
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6960%7,888
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1884%2,883
Percentage Net Loans Charged-off: Total real estate loans0.0989%1,383
Percentage Net Loans Charged-off:Construction & development0.8409%181
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0246%8,512
Percentage Net Loans Charged-off: Home equity loans-0.0420%5,951
All other 1-4 family - Percent of loans charged-off, net-0.0227%8,511
Percentage Net Loans Charged-off: Commercial and industrial0.0838%3,161
Percentage Net Loans Charged-off: Loans to individuals0.5355%3,431
Percentage Net Loans Charged-off: Credit card loans2.0285%1,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.6475%7,884
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2765%1,889
Percentage Net Loans Charged-off: Total real estate loans0.2116%676
Percentage Net Loans Charged-off:Construction & development1.7812%79
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0161%8,500
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0178%8,533
Percentage Net Loans Charged-off: Commercial and industrial0.2424%1,801
Percentage Net Loans Charged-off: Loans to individuals0.5500%3,045
Percentage Net Loans Charged-off: Credit card loans1.4535%995
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.8463%7,882
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1298%4,631
Percentage Net Loans Charged-off: Total real estate loans0.0404%2,757
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0967%1,703
Percentage Net Loans Charged-off: Home equity loans-0.2249%6,028
All other 1-4 family - Percent of loans charged-off, net0.1303%1,407
Percentage Net Loans Charged-off: Commercial and industrial-0.2289%8,388
Percentage Net Loans Charged-off: Loans to individuals0.5424%4,113
Percentage Net Loans Charged-off: Credit card loans2.9376%971
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0895%1,665
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0835%5,402
Percentage Net Loans Charged-off: Total real estate loans-0.0403%9,005
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0916%9,172
Percentage Net Loans Charged-off: Home equity loans0.1345%372
All other 1-4 family - Percent of loans charged-off, net-0.1136%9,204
Percentage Net Loans Charged-off: Commercial and industrial0.3120%3,219
Percentage Net Loans Charged-off: Loans to individuals0.2712%5,512
Percentage Net Loans Charged-off: Credit card loans1.4085%1,517
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0504%7,865
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0685%5,315
Percentage Net Loans Charged-off: Total real estate loans-0.0875%1,524
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0026%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1942%1,535
Percentage Net Loans Charged-off: Home equity loans-2.0059%1,398
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.1486%767
Percentage Net Loans Charged-off: Loans to individuals0.3642%916
Percentage Net Loans Charged-off: Credit card loans2.0492%485
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1938%3,312
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2112%3,338
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0538%6,630
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0839%10,720
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0186%8,063
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1029%5,660
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4872%2,808
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1186%13,099
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA