Home > The Bank of Southern Connecticut > Assets and Liabilities
The Bank of Southern Connecticut, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 32 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $121,138,000 | 4,363 |
| Cash and due from depository institutions | $16,225,000 | 3,993 |
| Interest-bearing balances | $10,984,000 | 3,262 |
| Securities | $2,650,000 | 6,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $97,958,000 | 3,507 |
| Loan loss allowance | $2,234,000 | 2,812 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,849,000 | 4,084 |
| Other real estate owned | $583,000 | 3,993 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,873,000 | 4,752 |
| Life insurance assets | $968,000 | 3,124 |
| Total liabilities and capital | $121,138,000 | 4,363 |
| Total liabilities | $110,448,000 | 4,294 |
| Total deposits | $106,791,000 | 4,261 |
| Interest-bearing deposits | $80,649,000 | 4,438 |
| Deposits held in domestic offices | $106,791,000 | 4,261 |
| % insured | 89.92% | 2,427 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $1,149,000 | 3,310 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,508,000 | 1,728 |
| Total equity capital | $10,690,000 | 4,844 |
| Total bank equity capital | $10,690,000 | 4,843 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $10,000,000 | 478 |
| Surplus | $9,292,000 | 2,665 |
| Undivided profits | $-8,602,000 | 6,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,553,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $362,000 | 5,224 |
| Earning assets | $111,592,000 | 4,351 |
| Long-term assets (5+ years) | $33,965,000 | 4,047 |
| Average Assets, year-to-date | $121,030,000 | 4,373 |
| Average Assets, quarterly | $121,030,000 | 4,373 |
| Volatile liabilities | $2,985,000 | 5,005 |
| Insider loans | $1,190,000 | 3,351 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $17,554,000 | 2,909 |
| Tier 1 (core) risk-based capital | $10,690,000 | 4,735 |
| Tier 2 risk-based capital | $1,250,000 | 3,411 |
| Total risk weighted assets | $98,997,000 | 3,673 |
| Total unused commitments | $17,554,000 | 2,909 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 33 | 3,933 |
| Assets and Liabilities | ||
| Total Assets: | $120,922,000 | 4,404 |
| Cash and due from depository institutions | $11,752,000 | 3,933 |
| Interest-bearing balances | $6,721,000 | 3,886 |
| Securities | $1,550,000 | 6,622 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $103,266,000 | 3,427 |
| Loan loss allowance | $2,229,000 | 2,838 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,928,000 | 4,040 |
| Other real estate owned | $583,000 | 3,933 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,843,000 | 4,860 |
| Life insurance assets | $958,000 | 3,106 |
| Total liabilities and capital | $120,922,000 | 4,404 |
| Total liabilities | $110,175,000 | 4,321 |
| Total deposits | $108,559,000 | 4,218 |
| Interest-bearing deposits | $78,345,000 | 4,516 |
| Deposits held in domestic offices | $108,559,000 | 4,217 |
| % insured | 95.94% | 1,167 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $1,153,000 | 3,515 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $463,000 | 4,540 |
| Total equity capital | $10,747,000 | 4,855 |
| Total bank equity capital | $10,747,000 | 4,853 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $10,000,000 | 478 |
| Surplus | $9,292,000 | 2,681 |
| Undivided profits | $-8,545,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,179,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $397,000 | 5,063 |
| Earning assets | $111,537,000 | 4,356 |
| Long-term assets (5+ years) | $31,630,000 | 4,149 |
| Average Assets, year-to-date | $129,847,400 | 4,147 |
| Average Assets, quarterly | $121,527,000 | 4,361 |
| Volatile liabilities | $2,975,000 | 5,139 |
| Insider loans | $1,854,000 | 2,668 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $19,104,000 | 2,683 |
| Tier 1 (core) risk-based capital | $10,747,000 | 4,733 |
| Tier 2 risk-based capital | $1,310,000 | 3,339 |
| Total risk weighted assets | $103,910,000 | 3,603 |
| Total unused commitments | $19,104,000 | 2,683 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 31 | 4,132 |
| Assets and Liabilities | ||
| Total Assets: | $122,132,000 | 4,372 |
| Cash and due from depository institutions | $10,405,000 | 4,132 |
| Interest-bearing balances | $7,370,000 | 3,614 |
| Securities | $3,036,000 | 6,520 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $104,074,000 | 3,433 |
| Loan loss allowance | $2,228,000 | 2,902 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,940,000 | 4,075 |
| Other real estate owned | $632,000 | 4,132 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $2,045,000 | 4,748 |
| Life insurance assets | $948,000 | 3,075 |
| Total liabilities and capital | $122,132,000 | 4,372 |
| Total liabilities | $111,179,000 | 4,298 |
| Total deposits | $109,433,000 | 4,196 |
| Interest-bearing deposits | $79,265,000 | 4,505 |
| Deposits held in domestic offices | $109,433,000 | 4,196 |
| % insured | 95.53% | 1,441 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $1,409,000 | 3,530 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $337,000 | 5,356 |
| Total equity capital | $10,953,000 | 4,870 |
| Total bank equity capital | $10,953,000 | 4,868 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,000,000 | 488 |
| Surplus | $9,292,000 | 2,698 |
| Undivided profits | $-8,339,000 | 6,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,916,000 | 1,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $403,000 | 5,267 |
| Earning assets | $114,480,000 | 4,305 |
| Long-term assets (5+ years) | $28,023,000 | 4,374 |
| Average Assets, year-to-date | $132,078,750 | 4,132 |
| Average Assets, quarterly | $124,608,000 | 4,316 |
| Volatile liabilities | $2,726,000 | 5,322 |
| Insider loans | $1,854,000 | 2,715 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $17,871,000 | 2,798 |
| Tier 1 (core) risk-based capital | $10,953,000 | 4,719 |
| Tier 2 risk-based capital | $1,320,000 | 3,366 |
| Total risk weighted assets | $104,667,000 | 3,601 |
| Total unused commitments | $17,871,000 | 2,798 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 34 | 3,892 |
| Assets and Liabilities | ||
| Total Assets: | $127,084,000 | 4,276 |
| Cash and due from depository institutions | $15,596,000 | 3,892 |
| Interest-bearing balances | $10,406,000 | 2,994 |
| Securities | $2,859,000 | 6,616 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $104,068,000 | 3,436 |
| Loan loss allowance | $2,185,000 | 2,967 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,921,000 | 4,110 |
| Other real estate owned | $0 | 3,892 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,640,000 | 4,247 |
| Life insurance assets | $938,000 | 3,052 |
| Total liabilities and capital | $127,084,000 | 4,276 |
| Total liabilities | $116,316,000 | 4,191 |
| Total deposits | $114,566,000 | 4,090 |
| Interest-bearing deposits | $84,993,000 | 4,358 |
| Deposits held in domestic offices | $114,566,000 | 4,089 |
| % insured | 94.25% | 2,073 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $1,330,000 | 3,601 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $420,000 | 4,834 |
| Total equity capital | $10,768,000 | 4,893 |
| Total bank equity capital | $10,768,000 | 4,891 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $10,000,000 | 496 |
| Surplus | $9,292,000 | 2,710 |
| Undivided profits | $-8,524,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,146,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $388,000 | 5,289 |
| Earning assets | $117,333,000 | 4,248 |
| Long-term assets (5+ years) | $26,382,000 | 4,476 |
| Average Assets, year-to-date | $135,394,330 | 4,082 |
| Average Assets, quarterly | $130,428,500 | 4,210 |
| Volatile liabilities | $2,215,000 | 5,629 |
| Insider loans | $2,036,000 | 2,570 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $16,894,000 | 2,890 |
| Tier 1 (core) risk-based capital | $10,768,000 | 4,746 |
| Tier 2 risk-based capital | $1,333,000 | 3,352 |
| Total risk weighted assets | $105,765,000 | 3,580 |
| Total unused commitments | $16,894,000 | 2,890 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 34 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $133,773,000 | 4,180 |
| Cash and due from depository institutions | $17,799,000 | 3,913 |
| Interest-bearing balances | $14,416,000 | 2,680 |
| Securities | $4,634,000 | 6,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $106,639,000 | 3,379 |
| Loan loss allowance | $2,400,000 | 2,820 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,961,000 | 4,104 |
| Other real estate owned | $195,000 | 3,913 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,545,000 | 4,346 |
| Life insurance assets | $928,000 | 3,040 |
| Total liabilities and capital | $133,773,000 | 4,180 |
| Total liabilities | $123,030,000 | 4,084 |
| Total deposits | $121,273,000 | 3,960 |
| Interest-bearing deposits | $90,508,000 | 4,262 |
| Deposits held in domestic offices | $121,273,000 | 3,959 |
| % insured | 95.00% | 1,781 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $1,282,000 | 3,631 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $475,000 | 4,570 |
| Total equity capital | $10,743,000 | 4,897 |
| Total bank equity capital | $10,743,000 | 4,895 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $10,000,000 | 497 |
| Surplus | $9,292,000 | 2,727 |
| Undivided profits | $-8,549,000 | 6,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,634,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $371,000 | 5,388 |
| Earning assets | $125,689,000 | 4,089 |
| Long-term assets (5+ years) | $22,118,000 | 4,845 |
| Average Assets, year-to-date | $139,549,500 | 4,043 |
| Average Assets, quarterly | $139,549,500 | 4,043 |
| Volatile liabilities | $2,474,000 | 5,532 |
| Insider loans | $1,724,000 | 2,889 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $16,241,000 | 2,969 |
| Tier 1 (core) risk-based capital | $10,743,000 | 4,757 |
| Tier 2 risk-based capital | $1,380,000 | 3,292 |
| Total risk weighted assets | $109,358,000 | 3,523 |
| Total unused commitments | $16,241,000 | 2,969 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 34 | 3,933 |
| Assets and Liabilities | ||
| Total Assets: | $145,326,000 | 3,945 |
| Cash and due from depository institutions | $18,168,000 | 3,933 |
| Interest-bearing balances | $15,358,000 | 2,251 |
| Securities | $10,314,000 | 5,704 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $111,620,000 | 3,308 |
| Loan loss allowance | $2,300,000 | 2,883 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,013,000 | 4,096 |
| Other real estate owned | $374,000 | 3,933 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,837,000 | 4,204 |
| Life insurance assets | $918,000 | 3,023 |
| Total liabilities and capital | $145,326,000 | 3,945 |
| Total liabilities | $134,546,000 | 3,836 |
| Total deposits | $132,776,000 | 3,698 |
| Interest-bearing deposits | $101,627,000 | 3,899 |
| Deposits held in domestic offices | $132,776,000 | 3,698 |
| % insured | 93.11% | 2,633 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $1,162,000 | 3,842 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $608,000 | 4,148 |
| Total equity capital | $10,780,000 | 4,881 |
| Total bank equity capital | $10,780,000 | 4,880 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $10,000,000 | 493 |
| Surplus | $9,292,000 | 2,738 |
| Undivided profits | $-8,512,000 | 6,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,785,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $666,000 | 394 |
| Income earned, not collected on loans | $434,000 | 5,153 |
| Earning assets | $137,292,000 | 3,858 |
| Long-term assets (5+ years) | $20,016,000 | 4,415 |
| Average Assets, year-to-date | $153,778,800 | 3,740 |
| Average Assets, quarterly | $151,262,000 | 3,828 |
| Volatile liabilities | $5,391,000 | 4,541 |
| Insider loans | $1,908,000 | 2,754 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $20,676,000 | 2,511 |
| Tier 1 (core) risk-based capital | $10,780,000 | 4,730 |
| Tier 2 risk-based capital | $1,503,000 | 3,079 |
| Total risk weighted assets | $119,434,000 | 3,298 |
| Total unused commitments | $20,676,000 | 2,512 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 31 | 4,188 |
| Assets and Liabilities | ||
| Total Assets: | $157,198,000 | 3,735 |
| Cash and due from depository institutions | $23,663,000 | 4,188 |
| Interest-bearing balances | $20,457,000 | 1,868 |
| Securities | $10,875,000 | 5,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $117,520,000 | 3,199 |
| Loan loss allowance | $2,299,000 | 2,903 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,032,000 | 4,109 |
| Other real estate owned | $361,000 | 4,188 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,747,000 | 4,318 |
| Life insurance assets | $909,000 | 3,007 |
| Total liabilities and capital | $157,198,000 | 3,735 |
| Total liabilities | $144,459,000 | 3,654 |
| Total deposits | $142,552,000 | 3,513 |
| Interest-bearing deposits | $114,606,000 | 3,590 |
| Deposits held in domestic offices | $142,552,000 | 3,512 |
| % insured | 94.23% | 2,258 |
| Federal funds purchased & repurchase agreements | $130,000 | 2,266 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,164,000 | 3,958 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $613,000 | 4,376 |
| Total equity capital | $12,739,000 | 4,498 |
| Total bank equity capital | $12,739,000 | 4,497 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $10,000,000 | 499 |
| Surplus | $9,292,000 | 2,769 |
| Undivided profits | $-6,553,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $6,807,000 | 1,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $445,000 | 5,182 |
| Earning assets | $148,852,000 | 3,635 |
| Long-term assets (5+ years) | $19,943,000 | 4,389 |
| Average Assets, year-to-date | $155,892,000 | 3,727 |
| Average Assets, quarterly | $157,068,500 | 3,713 |
| Volatile liabilities | $7,293,000 | 4,044 |
| Insider loans | $1,831,000 | 2,865 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $23,205,000 | 2,311 |
| Tier 1 (core) risk-based capital | $12,739,000 | 4,309 |
| Tier 2 risk-based capital | $1,589,000 | 2,986 |
| Total risk weighted assets | $126,426,000 | 3,180 |
| Total unused commitments | $23,205,000 | 2,315 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 32 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $156,939,000 | 3,734 |
| Cash and due from depository institutions | $22,025,000 | 4,156 |
| Interest-bearing balances | $19,498,000 | 1,798 |
| Securities | $11,419,000 | 5,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $118,148,000 | 3,210 |
| Loan loss allowance | $2,169,000 | 3,025 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,085,000 | 4,075 |
| Other real estate owned | $1,067,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,195,000 | 4,799 |
| Life insurance assets | $899,000 | 2,986 |
| Total liabilities and capital | $156,939,000 | 3,734 |
| Total liabilities | $143,958,000 | 3,672 |
| Total deposits | $141,732,000 | 3,524 |
| Interest-bearing deposits | $114,548,000 | 3,629 |
| Deposits held in domestic offices | $141,732,000 | 3,522 |
| % insured | 94.64% | 2,161 |
| Federal funds purchased & repurchase agreements | $452,000 | 2,215 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,166,000 | 4,027 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $608,000 | 4,221 |
| Total equity capital | $12,981,000 | 4,410 |
| Total bank equity capital | $12,981,000 | 4,408 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 510 |
| Surplus | $9,293,000 | 2,774 |
| Undivided profits | $-6,312,000 | 6,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,436,000 | 1,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $412,000 | 5,385 |
| Earning assets | $149,065,000 | 3,640 |
| Long-term assets (5+ years) | $18,261,000 | 4,510 |
| Average Assets, year-to-date | $155,456,670 | 3,757 |
| Average Assets, quarterly | $157,409,500 | 3,726 |
| Volatile liabilities | $7,334,000 | 4,060 |
| Insider loans | $1,929,000 | 2,818 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $27,596,000 | 2,007 |
| Tier 1 (core) risk-based capital | $12,981,000 | 4,234 |
| Tier 2 risk-based capital | $1,602,000 | 2,986 |
| Total risk weighted assets | $127,621,000 | 3,195 |
| Total unused commitments | $27,596,000 | 2,009 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 32 | 4,167 |
| Assets and Liabilities | ||
| Total Assets: | $157,880,000 | 3,751 |
| Cash and due from depository institutions | $23,640,000 | 4,167 |
| Interest-bearing balances | $21,190,000 | 1,765 |
| Securities | $9,130,000 | 5,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $120,630,000 | 3,185 |
| Loan loss allowance | $2,499,000 | 2,779 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,147,000 | 4,063 |
| Other real estate owned | $131,000 | 4,167 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,202,000 | 4,856 |
| Life insurance assets | $889,000 | 2,993 |
| Total liabilities and capital | $157,880,000 | 3,751 |
| Total liabilities | $145,274,000 | 3,687 |
| Total deposits | $143,294,000 | 3,535 |
| Interest-bearing deposits | $114,869,000 | 3,673 |
| Deposits held in domestic offices | $143,294,000 | 3,532 |
| % insured | 96.03% | 1,546 |
| Federal funds purchased & repurchase agreements | $134,000 | 2,264 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,167,000 | 4,098 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $679,000 | 3,894 |
| Total equity capital | $12,606,000 | 4,445 |
| Total bank equity capital | $12,606,000 | 4,444 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 512 |
| Surplus | $9,122,000 | 2,825 |
| Undivided profits | $-6,516,000 | 7,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $7,515,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $513,000 | 4,796 |
| Earning assets | $150,950,000 | 3,637 |
| Long-term assets (5+ years) | $15,255,000 | 4,749 |
| Average Assets, year-to-date | $154,715,500 | 3,796 |
| Average Assets, quarterly | $154,715,500 | 3,796 |
| Volatile liabilities | $5,799,000 | 4,513 |
| Insider loans | $2,075,000 | 2,731 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $25,036,000 | 2,196 |
| Tier 1 (core) risk-based capital | $12,606,000 | 4,322 |
| Tier 2 risk-based capital | $1,634,000 | 2,950 |
| Total risk weighted assets | $129,853,000 | 3,163 |
| Total unused commitments | $25,036,000 | 2,197 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 32 | 4,211 |
| Assets and Liabilities | ||
| Total Assets: | $151,571,000 | 3,881 |
| Cash and due from depository institutions | $12,294,000 | 4,211 |
| Interest-bearing balances | $2,364,000 | 4,815 |
| Securities | $9,909,000 | 5,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $124,847,000 | 3,163 |
| Loan loss allowance | $2,714,000 | 2,575 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,212,000 | 4,052 |
| Other real estate owned | $127,000 | 4,211 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,182,000 | 4,985 |
| Life insurance assets | $878,000 | 2,989 |
| Total liabilities and capital | $151,571,000 | 3,881 |
| Total liabilities | $138,316,000 | 3,831 |
| Total deposits | $135,998,000 | 3,690 |
| Interest-bearing deposits | $105,852,000 | 3,910 |
| Deposits held in domestic offices | $135,998,000 | 3,688 |
| % insured | 91.70% | 3,395 |
| Federal funds purchased & repurchase agreements | $395,000 | 2,336 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,169,000 | 4,284 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $754,000 | 3,762 |
| Total equity capital | $13,255,000 | 4,301 |
| Total bank equity capital | $13,255,000 | 4,300 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 514 |
| Surplus | $9,122,000 | 2,830 |
| Undivided profits | $-5,867,000 | 7,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,293,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $500,000 | 5,006 |
| Earning assets | $137,120,000 | 3,899 |
| Long-term assets (5+ years) | $12,065,000 | 5,089 |
| Average Assets, year-to-date | $147,043,400 | 3,929 |
| Average Assets, quarterly | $153,507,000 | 3,838 |
| Volatile liabilities | $32,505,000 | 3,556 |
| Insider loans | $1,995,000 | 2,859 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $21,625,000 | 2,419 |
| Tier 1 (core) risk-based capital | $13,255,000 | 4,176 |
| Tier 2 risk-based capital | $1,679,000 | 2,910 |
| Total risk weighted assets | $133,273,000 | 3,155 |
| Total unused commitments | $21,625,000 | 2,419 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 33 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $155,443,000 | 3,865 |
| Cash and due from depository institutions | $11,206,000 | 4,170 |
| Interest-bearing balances | $3,067,000 | 4,474 |
| Securities | $11,242,000 | 5,480 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $127,999,000 | 3,165 |
| Loan loss allowance | $2,907,000 | 2,472 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,279,000 | 4,034 |
| Other real estate owned | $125,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,592,000 | 4,735 |
| Life insurance assets | $869,000 | 2,998 |
| Total liabilities and capital | $155,443,000 | 3,865 |
| Total liabilities | $140,796,000 | 3,830 |
| Total deposits | $138,466,000 | 3,662 |
| Interest-bearing deposits | $107,748,000 | 3,910 |
| Deposits held in domestic offices | $138,466,000 | 3,660 |
| % insured | 89.37% | 3,753 |
| Federal funds purchased & repurchase agreements | $453,000 | 2,304 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,171,000 | 4,395 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $706,000 | 4,251 |
| Total equity capital | $14,647,000 | 4,116 |
| Total bank equity capital | $14,647,000 | 4,115 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,000,000 | 515 |
| Surplus | $9,123,000 | 2,833 |
| Undivided profits | $-4,476,000 | 7,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,873,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $764,000 | 416 |
| Income earned, not collected on loans | $597,000 | 4,750 |
| Earning assets | $142,308,000 | 3,850 |
| Long-term assets (5+ years) | $13,913,000 | 4,849 |
| Average Assets, year-to-date | $145,911,500 | 4,005 |
| Average Assets, quarterly | $157,286,000 | 3,814 |
| Volatile liabilities | $36,241,000 | 3,367 |
| Insider loans | $1,793,000 | 3,088 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $28,280,000 | 2,006 |
| Tier 1 (core) risk-based capital | $14,647,000 | 3,923 |
| Tier 2 risk-based capital | $1,735,000 | 2,888 |
| Total risk weighted assets | $137,665,000 | 3,118 |
| Total unused commitments | $28,280,000 | 2,006 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 33 | 4,222 |
| Assets and Liabilities | ||
| Total Assets: | $159,129,000 | 3,811 |
| Cash and due from depository institutions | $20,117,000 | 4,222 |
| Interest-bearing balances | $99,000 | 6,588 |
| Securities | $12,401,000 | 5,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $121,738,000 | 3,327 |
| Loan loss allowance | $2,799,000 | 2,523 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,346,000 | 4,015 |
| Other real estate owned | $112,000 | 4,222 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,415,000 | 4,924 |
| Life insurance assets | $858,000 | 3,010 |
| Total liabilities and capital | $159,129,000 | 3,811 |
| Total liabilities | $144,571,000 | 3,768 |
| Total deposits | $140,548,000 | 3,623 |
| Interest-bearing deposits | $109,663,000 | 3,885 |
| Deposits held in domestic offices | $140,548,000 | 3,622 |
| % insured | 89.13% | 3,921 |
| Federal funds purchased & repurchase agreements | $2,156,000 | 1,750 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,172,000 | 4,528 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $695,000 | 4,157 |
| Total equity capital | $14,558,000 | 4,113 |
| Total bank equity capital | $14,558,000 | 4,112 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 518 |
| Surplus | $9,123,000 | 2,839 |
| Undivided profits | $-4,565,000 | 7,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $7,103,000 | 1,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $767,000 | 416 |
| Income earned, not collected on loans | $549,000 | 4,937 |
| Earning assets | $134,238,000 | 4,035 |
| Long-term assets (5+ years) | $16,258,000 | 4,562 |
| Average Assets, year-to-date | $142,734,330 | 4,079 |
| Average Assets, quarterly | $146,883,000 | 4,023 |
| Volatile liabilities | $40,789,000 | 3,125 |
| Insider loans | $1,788,000 | 3,145 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $31,124,000 | 1,896 |
| Tier 1 (core) risk-based capital | $14,558,000 | 3,929 |
| Tier 2 risk-based capital | $1,675,000 | 2,962 |
| Total risk weighted assets | $132,887,000 | 3,237 |
| Total unused commitments | $31,124,000 | 1,899 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 35 | 4,091 |
| Assets and Liabilities | ||
| Total Assets: | $134,637,000 | 4,319 |
| Cash and due from depository institutions | $2,959,000 | 4,091 |
| Interest-bearing balances | $99,000 | 6,629 |
| Securities | $13,589,000 | 5,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $113,177,000 | 3,559 |
| Loan loss allowance | $2,734,000 | 2,605 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,414,000 | 4,016 |
| Other real estate owned | $0 | 4,091 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,498,000 | 4,943 |
| Life insurance assets | $848,000 | 3,031 |
| Total liabilities and capital | $134,637,000 | 4,319 |
| Total liabilities | $120,165,000 | 4,324 |
| Total deposits | $117,900,000 | 4,172 |
| Interest-bearing deposits | $90,607,000 | 4,493 |
| Deposits held in domestic offices | $117,900,000 | 4,170 |
| % insured | 91.03% | 3,321 |
| Federal funds purchased & repurchase agreements | $208,000 | 2,448 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,174,000 | 4,633 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $883,000 | 3,658 |
| Total equity capital | $14,472,000 | 4,137 |
| Total bank equity capital | $14,472,000 | 4,136 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000,000 | 526 |
| Surplus | $9,123,000 | 2,870 |
| Undivided profits | $-4,651,000 | 7,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,071,000 | 2,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $728,000 | 415 |
| Income earned, not collected on loans | $527,000 | 5,119 |
| Earning assets | $126,865,000 | 4,238 |
| Long-term assets (5+ years) | $10,892,000 | 5,261 |
| Average Assets, year-to-date | $134,537,000 | 4,316 |
| Average Assets, quarterly | $134,537,000 | 4,316 |
| Volatile liabilities | $26,618,000 | 4,216 |
| Insider loans | $1,802,000 | 3,198 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $37,040,000 | 1,702 |
| Tier 1 (core) risk-based capital | $14,473,000 | 3,984 |
| Tier 2 risk-based capital | $1,592,000 | 3,136 |
| Total risk weighted assets | $126,213,000 | 3,431 |
| Total unused commitments | $37,040,000 | 1,707 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 35 | 4,131 |
| Assets and Liabilities | ||
| Total Assets: | $134,437,000 | 4,319 |
| Cash and due from depository institutions | $2,889,000 | 4,131 |
| Interest-bearing balances | $347,000 | 5,839 |
| Securities | $16,856,000 | 4,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $109,823,000 | 3,684 |
| Loan loss allowance | $2,769,000 | 2,563 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,481,000 | 3,983 |
| Other real estate owned | $0 | 4,131 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,388,000 | 5,110 |
| Life insurance assets | $838,000 | 3,034 |
| Total liabilities and capital | $134,437,000 | 4,319 |
| Total liabilities | $120,065,000 | 4,315 |
| Total deposits | $117,731,000 | 4,160 |
| Interest-bearing deposits | $88,021,000 | 4,537 |
| Deposits held in domestic offices | $117,731,000 | 4,158 |
| % insured | 87.30% | 4,629 |
| Federal funds purchased & repurchase agreements | $294,000 | 2,588 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,175,000 | 4,761 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $865,000 | 3,725 |
| Total equity capital | $14,372,000 | 4,144 |
| Total bank equity capital | $14,372,000 | 4,144 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000,000 | 517 |
| Surplus | $9,123,000 | 2,872 |
| Undivided profits | $-4,751,000 | 7,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,847,000 | 2,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $860,000 | 359 |
| Income earned, not collected on loans | $481,000 | 5,517 |
| Earning assets | $127,026,000 | 4,215 |
| Long-term assets (5+ years) | $8,661,000 | 5,576 |
| Average Assets, year-to-date | $126,283,800 | 4,420 |
| Average Assets, quarterly | $135,421,000 | 4,277 |
| Volatile liabilities | $22,807,000 | 4,624 |
| Insider loans | $997,000 | 4,285 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $33,669,000 | 1,859 |
| Tier 1 (core) risk-based capital | $14,384,000 | 3,990 |
| Tier 2 risk-based capital | $1,630,000 | 3,108 |
| Total risk weighted assets | $129,256,000 | 3,417 |
| Total unused commitments | $33,669,000 | 1,860 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 35 | 4,186 |
| Assets and Liabilities | ||
| Total Assets: | $136,405,000 | 4,281 |
| Cash and due from depository institutions | $3,554,000 | 4,186 |
| Interest-bearing balances | $1,555,000 | 4,558 |
| Securities | $26,239,000 | 3,797 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $102,355,000 | 3,923 |
| Loan loss allowance | $2,720,000 | 2,500 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,544,000 | 3,944 |
| Other real estate owned | $0 | 4,186 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,713,000 | 5,440 |
| Life insurance assets | $830,000 | 3,040 |
| Total liabilities and capital | $136,405,000 | 4,281 |
| Total liabilities | $121,964,000 | 4,276 |
| Total deposits | $119,648,000 | 4,085 |
| Interest-bearing deposits | $89,941,000 | 4,465 |
| Deposits held in domestic offices | $119,648,000 | 4,083 |
| % insured | 86.36% | 5,131 |
| Federal funds purchased & repurchase agreements | $237,000 | 2,702 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,177,000 | 4,884 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $902,000 | 3,995 |
| Total equity capital | $14,441,000 | 4,241 |
| Total bank equity capital | $14,441,000 | 4,241 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000,000 | 515 |
| Surplus | $9,123,000 | 2,873 |
| Undivided profits | $-4,682,000 | 7,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,605,000 | 2,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $840,000 | 329 |
| Income earned, not collected on loans | $424,000 | 6,078 |
| Earning assets | $130,149,000 | 4,181 |
| Long-term assets (5+ years) | $10,160,000 | 5,383 |
| Average Assets, year-to-date | $124,245,500 | 4,494 |
| Average Assets, quarterly | $136,047,500 | 4,270 |
| Volatile liabilities | $21,492,000 | 4,802 |
| Insider loans | $1,451,000 | 3,631 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,418,000 | 2,025 |
| Tier 1 (core) risk-based capital | $14,423,000 | 4,065 |
| Tier 2 risk-based capital | $1,666,000 | 3,056 |
| Total risk weighted assets | $132,197,000 | 3,396 |
| Total unused commitments | $32,418,000 | 2,027 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 35 | 4,239 |
| Assets and Liabilities | ||
| Total Assets: | $135,690,000 | 4,303 |
| Cash and due from depository institutions | $4,748,000 | 4,239 |
| Interest-bearing balances | $1,551,000 | 4,265 |
| Securities | $32,445,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $94,008,000 | 4,161 |
| Loan loss allowance | $2,854,000 | 2,320 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,611,000 | 3,934 |
| Other real estate owned | $271,000 | 4,239 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,607,000 | 5,599 |
| Life insurance assets | $819,000 | 3,065 |
| Total liabilities and capital | $135,690,000 | 4,303 |
| Total liabilities | $121,325,000 | 4,298 |
| Total deposits | $118,232,000 | 4,130 |
| Interest-bearing deposits | $93,063,000 | 4,368 |
| Deposits held in domestic offices | $118,232,000 | 4,127 |
| % insured | 73.43% | 5,391 |
| Federal funds purchased & repurchase agreements | $1,009,000 | 2,334 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $1,178,000 | 4,933 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $906,000 | 4,028 |
| Total equity capital | $14,365,000 | 4,228 |
| Total bank equity capital | $14,365,000 | 4,228 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000,000 | 516 |
| Surplus | $9,123,000 | 2,880 |
| Undivided profits | $-4,758,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,148,000 | 1,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $569,000 | 423 |
| Income earned, not collected on loans | $350,000 | 6,466 |
| Earning assets | $128,004,000 | 4,224 |
| Long-term assets (5+ years) | $4,866,000 | 6,295 |
| Average Assets, year-to-date | $120,192,330 | 4,631 |
| Average Assets, quarterly | $123,708,000 | 4,559 |
| Volatile liabilities | $21,450,000 | 4,816 |
| Insider loans | $1,455,000 | 3,650 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $37,484,000 | 1,872 |
| Tier 1 (core) risk-based capital | $14,365,000 | 4,114 |
| Tier 2 risk-based capital | $1,645,000 | 3,061 |
| Total risk weighted assets | $130,386,000 | 3,456 |
| Total unused commitments | $37,484,000 | 1,874 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 35 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $111,726,000 | 4,894 |
| Cash and due from depository institutions | $5,503,000 | 4,261 |
| Interest-bearing balances | $1,551,000 | 3,969 |
| Securities | $15,312,000 | 5,033 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $86,566,000 | 4,371 |
| Loan loss allowance | $3,329,000 | 1,994 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,676,000 | 3,905 |
| Other real estate owned | $0 | 4,261 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,669,000 | 5,515 |
| Life insurance assets | $808,000 | 3,091 |
| Total liabilities and capital | $111,726,000 | 4,894 |
| Total liabilities | $97,165,000 | 4,943 |
| Total deposits | $94,658,000 | 4,774 |
| Interest-bearing deposits | $73,541,000 | 5,053 |
| Deposits held in domestic offices | $94,658,000 | 4,771 |
| % insured | 76.05% | 4,841 |
| Federal funds purchased & repurchase agreements | $415,000 | 2,657 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $1,180,000 | 5,009 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $912,000 | 3,912 |
| Total equity capital | $14,561,000 | 4,235 |
| Total bank equity capital | $14,561,000 | 4,235 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000,000 | 513 |
| Surplus | $9,122,000 | 2,863 |
| Undivided profits | $-4,561,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,364,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 869 |
| Income earned, not collected on loans | $454,000 | 5,840 |
| Earning assets | $103,429,000 | 4,852 |
| Long-term assets (5+ years) | $5,786,000 | 6,135 |
| Average Assets, year-to-date | $112,443,500 | 4,835 |
| Average Assets, quarterly | $112,443,500 | 4,835 |
| Volatile liabilities | $18,172,000 | 5,173 |
| Insider loans | $1,459,000 | 3,665 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $43,050,000 | 1,751 |
| Tier 1 (core) risk-based capital | $14,551,000 | 4,105 |
| Tier 2 risk-based capital | $1,357,000 | 3,519 |
| Total risk weighted assets | $106,568,000 | 3,992 |
| Total unused commitments | $43,050,000 | 1,752 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 35 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $113,161,000 | 4,824 |
| Cash and due from depository institutions | $6,870,000 | 4,288 |
| Interest-bearing balances | $1,643,000 | 3,185 |
| Securities | $12,724,000 | 5,453 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $89,191,000 | 4,327 |
| Loan loss allowance | $1,183,000 | 4,134 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,748,000 | 3,888 |
| Other real estate owned | $0 | 4,288 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,628,000 | 5,649 |
| Life insurance assets | $797,000 | 3,120 |
| Total liabilities and capital | $113,161,000 | 4,824 |
| Total liabilities | $96,378,000 | 4,937 |
| Total deposits | $94,095,000 | 4,725 |
| Interest-bearing deposits | $65,756,000 | 5,282 |
| Deposits held in domestic offices | $94,095,000 | 4,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $214,000 | 3,229 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $1,181,000 | 5,229 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $888,000 | 4,013 |
| Total equity capital | $16,783,000 | 3,774 |
| Total bank equity capital | $16,783,000 | 3,774 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 512 |
| Surplus | $9,122,000 | 2,842 |
| Undivided profits | $-2,339,000 | 7,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,265,000 | 4,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $479,000 | 399 |
| Income earned, not collected on loans | $412,000 | 6,299 |
| Earning assets | $103,558,000 | 4,829 |
| Long-term assets (5+ years) | $7,376,000 | 5,833 |
| Average Assets, year-to-date | $115,332,600 | 4,627 |
| Average Assets, quarterly | $114,579,000 | 4,759 |
| Volatile liabilities | $14,148,000 | 5,692 |
| Insider loans | $1,493,000 | 3,686 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $39,793,000 | 1,910 |
| Tier 1 (core) risk-based capital | $16,755,000 | 3,665 |
| Tier 2 risk-based capital | $1,183,000 | 3,818 |
| Total risk weighted assets | $104,953,000 | 4,046 |
| Total unused commitments | $39,793,000 | 1,911 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 34 | 4,412 |
| Assets and Liabilities | ||
| Total Assets: | $115,997,000 | 4,741 |
| Cash and due from depository institutions | $4,683,000 | 4,412 |
| Interest-bearing balances | $199,000 | 4,474 |
| Securities | $19,498,000 | 4,456 |
| Federal funds sold & reverse repurchase agreements | $96,000 | 5,634 |
| Net loans & leases | $87,185,000 | 4,393 |
| Loan loss allowance | $1,049,000 | 4,241 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,819,000 | 3,842 |
| Other real estate owned | $0 | 4,412 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,716,000 | 5,603 |
| Life insurance assets | $784,000 | 3,142 |
| Total liabilities and capital | $115,997,000 | 4,741 |
| Total liabilities | $98,767,000 | 4,845 |
| Total deposits | $95,703,000 | 4,651 |
| Interest-bearing deposits | $70,732,000 | 5,030 |
| Deposits held in domestic offices | $95,703,000 | 4,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $765,000 | 2,985 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $1,182,000 | 5,212 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,117,000 | 3,579 |
| Total equity capital | $17,230,000 | 3,708 |
| Total bank equity capital | $17,230,000 | 3,708 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000,000 | 505 |
| Surplus | $9,122,000 | 2,829 |
| Undivided profits | $-1,892,000 | 7,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,971,000 | 1,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $415,000 | 413 |
| Income earned, not collected on loans | $522,000 | 5,803 |
| Earning assets | $106,978,000 | 4,709 |
| Long-term assets (5+ years) | $8,572,000 | 5,573 |
| Average Assets, year-to-date | $115,875,500 | 4,625 |
| Average Assets, quarterly | $112,600,500 | 4,786 |
| Volatile liabilities | $13,142,000 | 5,759 |
| Insider loans | $1,497,000 | 3,697 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $38,919,000 | 2,054 |
| Tier 1 (core) risk-based capital | $17,273,000 | 3,627 |
| Tier 2 risk-based capital | $1,049,000 | 4,015 |
| Total risk weighted assets | $109,400,000 | 3,935 |
| Total unused commitments | $38,919,000 | 2,056 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 43 | 3,754 |
| Assets and Liabilities | ||
| Total Assets: | $109,204,000 | 4,897 |
| Cash and due from depository institutions | $3,768,000 | 3,754 |
| Interest-bearing balances | $199,000 | 4,351 |
| Securities | $12,513,000 | 5,502 |
| Federal funds sold & reverse repurchase agreements | $8,141,000 | 1,480 |
| Net loans & leases | $80,428,000 | 4,567 |
| Loan loss allowance | $1,144,000 | 3,986 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,851,000 | 3,810 |
| Other real estate owned | $0 | 3,754 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,503,000 | 5,857 |
| Life insurance assets | $773,000 | 3,173 |
| Total liabilities and capital | $109,204,000 | 4,897 |
| Total liabilities | $91,939,000 | 5,035 |
| Total deposits | $89,641,000 | 4,836 |
| Interest-bearing deposits | $65,189,000 | 5,271 |
| Deposits held in domestic offices | $89,641,000 | 4,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,000 | 3,530 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $1,184,000 | 5,129 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,034,000 | 3,758 |
| Total equity capital | $17,265,000 | 3,727 |
| Total bank equity capital | $17,265,000 | 3,727 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000,000 | 498 |
| Surplus | $9,122,000 | 2,815 |
| Undivided profits | $-1,857,000 | 7,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,562,000 | 2,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $560,000 | 329 |
| Income earned, not collected on loans | $423,000 | 6,287 |
| Earning assets | $101,281,000 | 4,860 |
| Long-term assets (5+ years) | $6,803,000 | 5,900 |
| Average Assets, year-to-date | $115,835,000 | 4,652 |
| Average Assets, quarterly | $109,928,000 | 4,851 |
| Volatile liabilities | $11,434,000 | 6,036 |
| Insider loans | $1,146,000 | 4,171 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $36,806,000 | 2,182 |
| Tier 1 (core) risk-based capital | $17,290,000 | 3,645 |
| Tier 2 risk-based capital | $1,144,000 | 3,784 |
| Total risk weighted assets | $95,134,000 | 4,302 |
| Total unused commitments | $36,806,000 | 2,183 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $110,652,000 | 4,836 |
| Cash and due from depository institutions | $4,578,000 | 4,061 |
| Interest-bearing balances | $99,000 | 5,094 |
| Securities | $11,007,000 | 5,758 |
| Federal funds sold & reverse repurchase agreements | $12,700,000 | 1,363 |
| Net loans & leases | $77,941,000 | 4,607 |
| Loan loss allowance | $1,265,000 | 3,676 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,859,000 | 3,790 |
| Other real estate owned | $0 | 4,061 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,567,000 | 5,680 |
| Life insurance assets | $762,000 | 3,193 |
| Total liabilities and capital | $110,652,000 | 4,836 |
| Total liabilities | $93,512,000 | 4,990 |
| Total deposits | $90,402,000 | 4,821 |
| Interest-bearing deposits | $66,922,000 | 5,186 |
| Deposits held in domestic offices | $90,402,000 | 4,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $177,000 | 3,019 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $1,185,000 | 4,907 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,748,000 | 2,742 |
| Total equity capital | $17,140,000 | 3,821 |
| Total bank equity capital | $17,140,000 | 3,821 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000,000 | 491 |
| Surplus | $9,122,000 | 2,796 |
| Undivided profits | $-1,982,000 | 8,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 3,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $407,000 | 6,386 |
| Earning assets | $101,747,000 | 4,847 |
| Long-term assets (5+ years) | $2,903,000 | 6,725 |
| Average Assets, year-to-date | $119,150,500 | 4,579 |
| Average Assets, quarterly | $119,150,500 | 4,579 |
| Volatile liabilities | $11,511,000 | 5,990 |
| Insider loans | $1,148,000 | 4,128 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $429,000 | 1,292 |
| Unused loan commitments | $40,279,000 | 2,107 |
| Tier 1 (core) risk-based capital | $17,139,000 | 3,662 |
| Tier 2 risk-based capital | $1,160,000 | 3,704 |
| Total risk weighted assets | $92,681,000 | 4,338 |
| Total unused commitments | $40,279,000 | 2,109 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 40 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $127,649,000 | 4,378 |
| Cash and due from depository institutions | $3,891,000 | 3,994 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $11,126,000 | 5,819 |
| Federal funds sold & reverse repurchase agreements | $21,100,000 | 599 |
| Net loans & leases | $86,350,000 | 4,334 |
| Loan loss allowance | $1,257,000 | 3,652 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,576,000 | 3,276 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,606,000 | 5,700 |
| Life insurance assets | $751,000 | 3,192 |
| Total liabilities and capital | $127,649,000 | 4,378 |
| Total liabilities | $110,892,000 | 4,438 |
| Total deposits | $107,777,000 | 4,275 |
| Interest-bearing deposits | $79,624,000 | 4,671 |
| Deposits held in domestic offices | $107,777,000 | 4,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $544,000 | 3,045 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,186,000 | 4,794 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,385,000 | 3,239 |
| Total equity capital | $16,757,000 | 3,855 |
| Total bank equity capital | $16,757,000 | 3,855 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 483 |
| Surplus | $9,122,000 | 2,765 |
| Undivided profits | $-2,365,000 | 8,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,256,000 | 181 |
| Income earned, not collected on loans | $501,000 | 6,082 |
| Earning assets | $118,576,000 | 4,331 |
| Long-term assets (5+ years) | $3,307,000 | 6,440 |
| Average Assets, year-to-date | $125,302,400 | 4,316 |
| Average Assets, quarterly | $127,640,500 | 4,347 |
| Volatile liabilities | $15,699,000 | 5,331 |
| Insider loans | $1,140,000 | 4,129 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $355,000 | 1,314 |
| Unused loan commitments | $33,637,000 | 2,387 |
| Tier 1 (core) risk-based capital | $16,797,000 | 3,706 |
| Tier 2 risk-based capital | $1,257,000 | 3,483 |
| Total risk weighted assets | $104,144,000 | 3,976 |
| Total unused commitments | $33,637,000 | 2,389 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $127,632,000 | 4,343 |
| Cash and due from depository institutions | $4,453,000 | 4,002 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $12,426,000 | 5,657 |
| Federal funds sold & reverse repurchase agreements | $16,700,000 | 840 |
| Net loans & leases | $88,696,000 | 4,224 |
| Loan loss allowance | $1,165,000 | 3,787 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,670,000 | 3,181 |
| Other real estate owned | $0 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,687,000 | 5,656 |
| Life insurance assets | $737,000 | 3,170 |
| Total liabilities and capital | $127,632,000 | 4,343 |
| Total liabilities | $110,595,000 | 4,394 |
| Total deposits | $107,829,000 | 4,225 |
| Interest-bearing deposits | $79,031,000 | 4,654 |
| Deposits held in domestic offices | $107,829,000 | 4,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $690,000 | 2,926 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,187,000 | 4,759 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $889,000 | 4,347 |
| Total equity capital | $17,037,000 | 3,773 |
| Total bank equity capital | $17,037,000 | 3,773 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 460 |
| Surplus | $9,122,000 | 2,706 |
| Undivided profits | $-2,085,000 | 8,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $864,000 | 3,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $531,000 | 307 |
| Income earned, not collected on loans | $547,000 | 6,082 |
| Earning assets | $117,822,000 | 4,327 |
| Long-term assets (5+ years) | $3,863,000 | 6,231 |
| Average Assets, year-to-date | $124,715,750 | 4,327 |
| Average Assets, quarterly | $127,342,000 | 4,324 |
| Volatile liabilities | $16,460,000 | 5,191 |
| Insider loans | $1,158,000 | 4,026 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $58,000 | 1,711 |
| Unused loan commitments | $33,981,000 | 2,393 |
| Tier 1 (core) risk-based capital | $17,146,000 | 3,629 |
| Tier 2 risk-based capital | $1,165,000 | 3,633 |
| Total risk weighted assets | $105,531,000 | 3,926 |
| Total unused commitments | $33,981,000 | 2,393 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 43 | 3,812 |
| Assets and Liabilities | ||
| Total Assets: | $127,052,000 | 4,344 |
| Cash and due from depository institutions | $5,607,000 | 3,812 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,221,000 | 5,683 |
| Federal funds sold & reverse repurchase agreements | $19,100,000 | 801 |
| Net loans & leases | $84,691,000 | 4,310 |
| Loan loss allowance | $1,141,000 | 3,828 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,752,000 | 3,110 |
| Other real estate owned | $0 | 3,812 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,681,000 | 5,624 |
| Life insurance assets | $727,000 | 3,188 |
| Total liabilities and capital | $127,052,000 | 4,344 |
| Total liabilities | $110,141,000 | 4,420 |
| Total deposits | $107,376,000 | 4,254 |
| Interest-bearing deposits | $75,136,000 | 4,808 |
| Deposits held in domestic offices | $107,376,000 | 4,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $710,000 | 2,846 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,188,000 | 4,701 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $867,000 | 4,231 |
| Total equity capital | $16,911,000 | 3,713 |
| Total bank equity capital | $16,911,000 | 3,713 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 455 |
| Surplus | $9,122,000 | 2,694 |
| Undivided profits | $-2,211,000 | 8,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $299,000 | 4,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 797 |
| Income earned, not collected on loans | $495,000 | 6,132 |
| Earning assets | $116,012,000 | 4,353 |
| Long-term assets (5+ years) | $3,856,000 | 6,206 |
| Average Assets, year-to-date | $123,743,670 | 4,379 |
| Average Assets, quarterly | $124,934,000 | 4,379 |
| Volatile liabilities | $15,627,000 | 5,286 |
| Insider loans | $1,097,000 | 4,143 |
| FHLB advances | $1,188,000 | 4,504 |
| Loans and leases held for sale | $60,000 | 1,766 |
| Unused loan commitments | $35,167,000 | 2,366 |
| Tier 1 (core) risk-based capital | $17,130,000 | 3,610 |
| Tier 2 risk-based capital | $1,141,000 | 3,673 |
| Total risk weighted assets | $101,726,000 | 3,996 |
| Total unused commitments | $35,167,000 | 2,366 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 46 | 3,587 |
| Assets and Liabilities | ||
| Total Assets: | $122,816,000 | 4,455 |
| Cash and due from depository institutions | $7,018,000 | 3,587 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $12,113,000 | 5,716 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 969 |
| Net loans & leases | $78,263,000 | 4,484 |
| Loan loss allowance | $1,107,000 | 3,893 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,844,000 | 3,034 |
| Other real estate owned | $0 | 3,587 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,578,000 | 5,697 |
| Life insurance assets | $717,000 | 3,203 |
| Total liabilities and capital | $122,816,000 | 4,455 |
| Total liabilities | $105,997,000 | 4,546 |
| Total deposits | $103,447,000 | 4,371 |
| Interest-bearing deposits | $76,795,000 | 4,759 |
| Deposits held in domestic offices | $103,447,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $404,000 | 2,759 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,188,000 | 4,661 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $958,000 | 4,010 |
| Total equity capital | $16,819,000 | 3,747 |
| Total bank equity capital | $16,819,000 | 3,747 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 443 |
| Surplus | $9,122,000 | 2,651 |
| Undivided profits | $-2,303,000 | 8,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $347,000 | 416 |
| Income earned, not collected on loans | $535,000 | 5,827 |
| Earning assets | $110,376,000 | 4,537 |
| Long-term assets (5+ years) | $5,064,000 | 5,841 |
| Average Assets, year-to-date | $122,089,500 | 4,441 |
| Average Assets, quarterly | $122,089,500 | 4,441 |
| Volatile liabilities | $16,581,000 | 5,097 |
| Insider loans | $1,450,000 | 3,582 |
| FHLB advances | $1,188,000 | 4,483 |
| Loans and leases held for sale | $172,000 | 1,551 |
| Unused loan commitments | $44,756,000 | 1,984 |
| Tier 1 (core) risk-based capital | $17,018,000 | 3,598 |
| Tier 2 risk-based capital | $1,107,000 | 3,731 |
| Total risk weighted assets | $95,103,000 | 4,134 |
| Total unused commitments | $44,756,000 | 1,984 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $121,363,000 | 4,456 |
| Cash and due from depository institutions | $5,821,000 | 3,782 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $11,972,000 | 5,790 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 698 |
| Net loans & leases | $75,424,000 | 4,570 |
| Loan loss allowance | $1,063,000 | 3,982 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,906,000 | 2,955 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,540,000 | 5,803 |
| Life insurance assets | $707,000 | 3,191 |
| Total liabilities and capital | $121,363,000 | 4,456 |
| Total liabilities | $104,664,000 | 4,554 |
| Total deposits | $101,628,000 | 4,391 |
| Interest-bearing deposits | $71,811,000 | 4,900 |
| Deposits held in domestic offices | $101,628,000 | 4,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $884,000 | 2,698 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,188,000 | 4,809 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $964,000 | 3,937 |
| Total equity capital | $16,699,000 | 3,697 |
| Total bank equity capital | $16,699,000 | 3,697 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000,000 | 435 |
| Surplus | $9,122,000 | 2,609 |
| Undivided profits | $-2,423,000 | 8,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $468,000 | 6,294 |
| Earning assets | $110,096,000 | 4,482 |
| Long-term assets (5+ years) | $4,428,000 | 5,992 |
| Average Assets, year-to-date | $97,929,400 | 4,965 |
| Average Assets, quarterly | $112,580,000 | 4,654 |
| Volatile liabilities | $15,086,000 | 5,335 |
| Insider loans | $2,192,000 | 2,811 |
| FHLB advances | $1,188,000 | 4,620 |
| Loans and leases held for sale | $118,000 | 1,627 |
| Unused loan commitments | $31,171,000 | 2,550 |
| Tier 1 (core) risk-based capital | $16,949,000 | 3,557 |
| Tier 2 risk-based capital | $1,095,000 | 3,756 |
| Total risk weighted assets | $91,507,000 | 4,208 |
| Total unused commitments | $31,171,000 | 2,550 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $103,797,000 | 4,905 |
| Cash and due from depository institutions | $2,940,000 | 3,794 |
| Interest-bearing balances | $220,000 | 3,906 |
| Securities | $11,812,000 | 5,869 |
| Federal funds sold & reverse repurchase agreements | $13,020,000 | 1,076 |
| Net loans & leases | $70,557,000 | 4,752 |
| Loan loss allowance | $1,091,000 | 3,946 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,933,000 | 2,908 |
| Other real estate owned | $0 | 3,794 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,535,000 | 5,841 |
| Life insurance assets | $692,000 | 3,179 |
| Total liabilities and capital | $103,797,000 | 4,905 |
| Total liabilities | $87,250,000 | 5,076 |
| Total deposits | $83,053,000 | 4,945 |
| Interest-bearing deposits | $59,407,000 | 5,439 |
| Deposits held in domestic offices | $83,053,000 | 4,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,979,000 | 2,382 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,189,000 | 5,017 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,029,000 | 3,771 |
| Total equity capital | $16,547,000 | 3,700 |
| Total bank equity capital | $16,547,000 | 3,700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 419 |
| Surplus | $9,122,000 | 2,580 |
| Undivided profits | $-2,575,000 | 8,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $363,000 | 391 |
| Income earned, not collected on loans | $444,000 | 6,496 |
| Earning assets | $95,609,000 | 4,898 |
| Long-term assets (5+ years) | $6,705,000 | 5,357 |
| Average Assets, year-to-date | $92,071,000 | 5,191 |
| Average Assets, quarterly | $98,898,500 | 5,015 |
| Volatile liabilities | $10,749,000 | 6,100 |
| Insider loans | $1,776,000 | 3,174 |
| FHLB advances | $1,189,000 | 4,803 |
| Loans and leases held for sale | $202,000 | 1,498 |
| Unused loan commitments | $29,456,000 | 2,652 |
| Tier 1 (core) risk-based capital | $16,820,000 | 3,568 |
| Tier 2 risk-based capital | $1,037,000 | 3,886 |
| Total risk weighted assets | $82,902,000 | 4,472 |
| Total unused commitments | $29,456,000 | 2,652 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $94,000,000 | 5,195 |
| Cash and due from depository institutions | $1,934,000 | 4,042 |
| Interest-bearing balances | $220,000 | 3,937 |
| Securities | $11,606,000 | 5,907 |
| Federal funds sold & reverse repurchase agreements | $10,760,000 | 1,184 |
| Net loans & leases | $64,363,000 | 4,989 |
| Loan loss allowance | $939,000 | 4,319 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,892,000 | 2,899 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,445,000 | 5,905 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $94,000,000 | 5,195 |
| Total liabilities | $78,571,000 | 5,399 |
| Total deposits | $75,486,000 | 5,249 |
| Interest-bearing deposits | $51,995,000 | 5,828 |
| Deposits held in domestic offices | $75,486,000 | 5,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $820,000 | 3,048 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,189,000 | 5,013 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,076,000 | 3,371 |
| Total equity capital | $15,429,000 | 3,799 |
| Total bank equity capital | $15,429,000 | 3,799 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,000,000 | 405 |
| Surplus | $8,122,000 | 2,757 |
| Undivided profits | $-2,693,000 | 8,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 5,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 750 |
| Income earned, not collected on loans | $371,000 | 6,686 |
| Earning assets | $86,949,000 | 5,154 |
| Long-term assets (5+ years) | $2,870,000 | 6,486 |
| Average Assets, year-to-date | $88,162,330 | 5,334 |
| Average Assets, quarterly | $89,841,500 | 5,308 |
| Volatile liabilities | $8,781,000 | 6,464 |
| Insider loans | $1,798,000 | 3,109 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $367,000 | 1,318 |
| Unused loan commitments | $29,356,000 | 2,647 |
| Tier 1 (core) risk-based capital | $15,847,000 | 3,690 |
| Tier 2 risk-based capital | $930,000 | 4,156 |
| Total risk weighted assets | $74,349,000 | 4,750 |
| Total unused commitments | $29,356,000 | 2,648 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 36 | 4,337 |
| Assets and Liabilities | ||
| Total Assets: | $85,683,000 | 5,463 |
| Cash and due from depository institutions | $1,540,000 | 4,337 |
| Interest-bearing balances | $220,000 | 4,070 |
| Securities | $12,550,000 | 5,778 |
| Federal funds sold & reverse repurchase agreements | $7,845,000 | 1,891 |
| Net loans & leases | $58,496,000 | 5,172 |
| Loan loss allowance | $777,000 | 4,845 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,857,000 | 2,855 |
| Other real estate owned | $0 | 4,337 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,395,000 | 5,903 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $85,683,000 | 5,463 |
| Total liabilities | $70,079,000 | 5,710 |
| Total deposits | $67,195,000 | 5,602 |
| Interest-bearing deposits | $48,770,000 | 6,003 |
| Deposits held in domestic offices | $67,195,000 | 5,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $519,000 | 2,922 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,189,000 | 4,930 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,176,000 | 3,169 |
| Total equity capital | $15,604,000 | 3,723 |
| Total bank equity capital | $15,604,000 | 3,723 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 395 |
| Surplus | $8,122,000 | 2,685 |
| Undivided profits | $-2,518,000 | 8,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $402,000 | 6,321 |
| Earning assets | $79,111,000 | 5,439 |
| Long-term assets (5+ years) | $3,577,000 | 6,222 |
| Average Assets, year-to-date | $85,243,500 | 5,450 |
| Average Assets, quarterly | $85,243,500 | 5,450 |
| Volatile liabilities | $9,109,000 | 6,285 |
| Insider loans | $1,615,000 | 3,267 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $212,000 | 1,405 |
| Unused loan commitments | $19,051,000 | 3,421 |
| Tier 1 (core) risk-based capital | $15,988,000 | 3,611 |
| Tier 2 risk-based capital | $799,000 | 4,534 |
| Total risk weighted assets | $68,296,000 | 4,938 |
| Total unused commitments | $19,051,000 | 3,422 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $84,804,000 | 5,480 |
| Cash and due from depository institutions | $1,187,000 | 5,301 |
| Interest-bearing balances | $220,000 | 4,140 |
| Securities | $12,540,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $9,579,000 | 1,429 |
| Net loans & leases | $56,283,000 | 5,274 |
| Loan loss allowance | $778,000 | 4,822 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,938,000 | 2,777 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,277,000 | 6,136 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,804,000 | 5,480 |
| Total liabilities | $69,273,000 | 5,739 |
| Total deposits | $65,634,000 | 5,660 |
| Interest-bearing deposits | $47,211,000 | 6,070 |
| Deposits held in domestic offices | $65,634,000 | 5,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,364,000 | 2,596 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,189,000 | 5,034 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,086,000 | 3,300 |
| Total equity capital | $15,531,000 | 3,712 |
| Total bank equity capital | $15,531,000 | 3,712 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,000,000 | 381 |
| Surplus | $8,122,000 | 2,648 |
| Undivided profits | $-2,591,000 | 8,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $324,000 | 6,946 |
| Earning assets | $78,622,000 | 5,438 |
| Long-term assets (5+ years) | $4,087,000 | 6,084 |
| Average Assets, year-to-date | $79,447,000 | 5,542 |
| Average Assets, quarterly | $81,514,000 | 5,564 |
| Volatile liabilities | $8,186,000 | 6,466 |
| Insider loans | $1,830,000 | 3,001 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $402,000 | 1,228 |
| Unused loan commitments | $12,982,000 | 4,182 |
| Tier 1 (core) risk-based capital | $15,870,000 | 3,584 |
| Tier 2 risk-based capital | $800,000 | 4,503 |
| Total risk weighted assets | $66,227,000 | 5,013 |
| Total unused commitments | $12,982,000 | 4,182 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 24 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $78,224,000 | 5,718 |
| Cash and due from depository institutions | $929,000 | 5,671 |
| Interest-bearing balances | $215,000 | 4,246 |
| Securities | $12,487,000 | 5,810 |
| Federal funds sold & reverse repurchase agreements | $7,051,000 | 1,767 |
| Net loans & leases | $53,204,000 | 5,427 |
| Loan loss allowance | $705,000 | 5,113 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,224,000 | 3,201 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,329,000 | 6,043 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $78,224,000 | 5,718 |
| Total liabilities | $66,730,000 | 5,840 |
| Total deposits | $64,122,000 | 5,696 |
| Interest-bearing deposits | $41,904,000 | 6,386 |
| Deposits held in domestic offices | $64,122,000 | 5,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $841,000 | 2,927 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,189,000 | 5,103 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $578,000 | 4,791 |
| Total equity capital | $11,494,000 | 4,672 |
| Total bank equity capital | $11,494,000 | 4,672 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 366 |
| Surplus | $4,122,000 | 4,082 |
| Undivided profits | $-2,628,000 | 8,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $348,000 | 6,806 |
| Earning assets | $72,957,000 | 5,646 |
| Long-term assets (5+ years) | $4,612,000 | 5,967 |
| Average Assets, year-to-date | $78,107,750 | 5,591 |
| Average Assets, quarterly | $78,704,000 | 5,641 |
| Volatile liabilities | $6,874,000 | 6,787 |
| Insider loans | $725,000 | 4,807 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $155,000 | 1,631 |
| Unused loan commitments | $16,378,000 | 3,653 |
| Tier 1 (core) risk-based capital | $11,803,000 | 4,504 |
| Tier 2 risk-based capital | $727,000 | 4,738 |
| Total risk weighted assets | $62,180,000 | 5,158 |
| Total unused commitments | $16,378,000 | 3,655 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $79,184,000 | 5,604 |
| Cash and due from depository institutions | $3,555,000 | 5,674 |
| Interest-bearing balances | $215,000 | 4,192 |
| Securities | $11,577,000 | 6,051 |
| Federal funds sold & reverse repurchase agreements | $6,026,000 | 1,809 |
| Net loans & leases | $53,506,000 | 5,336 |
| Loan loss allowance | $690,000 | 5,123 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,295,000 | 3,101 |
| Other real estate owned | $0 | 5,674 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,225,000 | 6,069 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $79,184,000 | 5,604 |
| Total liabilities | $67,764,000 | 5,732 |
| Total deposits | $65,150,000 | 5,599 |
| Interest-bearing deposits | $44,280,000 | 6,222 |
| Deposits held in domestic offices | $65,150,000 | 5,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $519,000 | 3,176 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,190,000 | 5,009 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $905,000 | 3,467 |
| Total equity capital | $11,420,000 | 4,633 |
| Total bank equity capital | $11,420,000 | 4,633 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 346 |
| Surplus | $4,122,000 | 4,040 |
| Undivided profits | $-2,702,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $260,000 | 7,294 |
| Earning assets | $71,324,000 | 5,660 |
| Long-term assets (5+ years) | $5,823,000 | 5,671 |
| Average Assets, year-to-date | $78,069,000 | 5,582 |
| Average Assets, quarterly | $79,861,500 | 5,547 |
| Volatile liabilities | $6,376,000 | 6,855 |
| Insider loans | $1,096,000 | 3,950 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $662,000 | 1,149 |
| Unused loan commitments | $13,443,000 | 3,997 |
| Tier 1 (core) risk-based capital | $11,624,000 | 4,468 |
| Tier 2 risk-based capital | $712,000 | 4,758 |
| Total risk weighted assets | $61,124,000 | 5,124 |
| Total unused commitments | $13,443,000 | 3,997 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $80,539,000 | 5,568 |
| Cash and due from depository institutions | $1,383,000 | 4,612 |
| Interest-bearing balances | $215,000 | 4,256 |
| Securities | $12,344,000 | 5,976 |
| Federal funds sold & reverse repurchase agreements | $8,603,000 | 1,437 |
| Net loans & leases | $53,593,000 | 5,297 |
| Loan loss allowance | $770,000 | 4,812 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,291,000 | 3,084 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,325,000 | 5,903 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $80,539,000 | 5,568 |
| Total liabilities | $69,279,000 | 5,657 |
| Total deposits | $65,699,000 | 5,576 |
| Interest-bearing deposits | $48,143,000 | 6,032 |
| Deposits held in domestic offices | $65,699,000 | 5,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $593,000 | 2,845 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,190,000 | 4,884 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,797,000 | 2,119 |
| Total equity capital | $11,260,000 | 4,598 |
| Total bank equity capital | $11,260,000 | 4,598 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,000,000 | 336 |
| Surplus | $4,122,000 | 4,027 |
| Undivided profits | $-2,862,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $408,000 | 4,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $183,000 | 608 |
| Income earned, not collected on loans | $319,000 | 6,734 |
| Earning assets | $74,755,000 | 5,533 |
| Long-term assets (5+ years) | $5,984,000 | 5,704 |
| Average Assets, year-to-date | $77,511,500 | 5,653 |
| Average Assets, quarterly | $77,511,500 | 5,653 |
| Volatile liabilities | $8,460,000 | 6,245 |
| Insider loans | $1,174,000 | 3,793 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $637,000 | 1,082 |
| Unused loan commitments | $11,546,000 | 4,276 |
| Tier 1 (core) risk-based capital | $11,616,000 | 4,418 |
| Tier 2 risk-based capital | $770,000 | 4,534 |
| Total risk weighted assets | $62,335,000 | 5,039 |
| Total unused commitments | $11,546,000 | 4,277 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 32 | 4,713 |
| Assets and Liabilities | ||
| Total Assets: | $74,484,000 | 5,811 |
| Cash and due from depository institutions | $2,201,000 | 4,713 |
| Interest-bearing balances | $215,000 | 4,264 |
| Securities | $12,504,000 | 5,971 |
| Federal funds sold & reverse repurchase agreements | $5,385,000 | 2,088 |
| Net loans & leases | $49,863,000 | 5,495 |
| Loan loss allowance | $752,000 | 4,854 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,339,000 | 3,017 |
| Other real estate owned | $0 | 4,713 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,192,000 | 6,124 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $74,484,000 | 5,811 |
| Total liabilities | $63,149,000 | 5,964 |
| Total deposits | $58,761,000 | 5,946 |
| Interest-bearing deposits | $37,933,000 | 6,717 |
| Deposits held in domestic offices | $58,761,000 | 5,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $827,000 | 2,816 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,190,000 | 4,936 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,371,000 | 1,671 |
| Total equity capital | $11,335,000 | 4,587 |
| Total bank equity capital | $11,335,000 | 4,587 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 323 |
| Surplus | $4,122,000 | 3,989 |
| Undivided profits | $-2,787,000 | 8,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $263,000 | 7,220 |
| Earning assets | $67,967,000 | 5,822 |
| Long-term assets (5+ years) | $6,044,000 | 5,751 |
| Average Assets, year-to-date | $67,852,000 | 5,968 |
| Average Assets, quarterly | $74,066,500 | 5,789 |
| Volatile liabilities | $6,338,000 | 6,802 |
| Insider loans | $1,259,000 | 3,650 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $99,000 | 1,649 |
| Unused loan commitments | $14,725,000 | 3,630 |
| Tier 1 (core) risk-based capital | $11,546,000 | 4,374 |
| Tier 2 risk-based capital | $739,000 | 4,620 |
| Total risk weighted assets | $58,940,000 | 5,192 |
| Total unused commitments | $14,725,000 | 3,631 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 31 | 4,850 |
| Assets and Liabilities | ||
| Total Assets: | $73,649,000 | 5,817 |
| Cash and due from depository institutions | $469,000 | 4,850 |
| Interest-bearing balances | $213,000 | 4,341 |
| Securities | $10,531,000 | 6,384 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 1,735 |
| Net loans & leases | $51,714,000 | 5,362 |
| Loan loss allowance | $521,000 | 5,947 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,356,000 | 2,976 |
| Other real estate owned | $0 | 4,850 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,229,000 | 6,093 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $73,649,000 | 5,817 |
| Total liabilities | $63,299,000 | 5,919 |
| Total deposits | $57,169,000 | 5,976 |
| Interest-bearing deposits | $38,931,000 | 6,625 |
| Deposits held in domestic offices | $57,169,000 | 5,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,564,000 | 2,538 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,190,000 | 4,935 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,376,000 | 1,268 |
| Total equity capital | $10,350,000 | 4,883 |
| Total bank equity capital | $10,350,000 | 4,883 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,000,000 | 315 |
| Surplus | $3,122,000 | 4,608 |
| Undivided profits | $-2,772,000 | 8,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $263,000 | 7,359 |
| Earning assets | $68,808,000 | 5,741 |
| Long-term assets (5+ years) | $7,189,000 | 5,547 |
| Average Assets, year-to-date | $66,194,000 | 6,072 |
| Average Assets, quarterly | $71,511,500 | 5,882 |
| Volatile liabilities | $8,175,000 | 6,299 |
| Insider loans | $1,353,000 | 3,461 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,206,000 | 807 |
| Unused loan commitments | $15,236,000 | 3,553 |
| Tier 1 (core) risk-based capital | $10,556,000 | 4,660 |
| Tier 2 risk-based capital | $521,000 | 5,629 |
| Total risk weighted assets | $59,957,000 | 5,106 |
| Total unused commitments | $15,236,000 | 3,556 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 29 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $69,374,000 | 6,002 |
| Cash and due from depository institutions | $996,000 | 5,124 |
| Interest-bearing balances | $213,000 | 4,426 |
| Securities | $11,356,000 | 6,292 |
| Federal funds sold & reverse repurchase agreements | $7,346,000 | 1,444 |
| Net loans & leases | $44,786,000 | 5,760 |
| Loan loss allowance | $455,000 | 6,332 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,398,000 | 2,902 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,492,000 | 5,570 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $69,374,000 | 6,002 |
| Total liabilities | $59,236,000 | 6,123 |
| Total deposits | $52,947,000 | 6,267 |
| Interest-bearing deposits | $36,941,000 | 6,791 |
| Deposits held in domestic offices | $52,947,000 | 6,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $914,000 | 2,912 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,191,000 | 4,902 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,184,000 | 990 |
| Total equity capital | $10,138,000 | 4,824 |
| Total bank equity capital | $10,138,000 | 4,824 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,000,000 | 312 |
| Surplus | $3,122,000 | 4,581 |
| Undivided profits | $-2,984,000 | 8,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 6,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $246,000 | 7,390 |
| Earning assets | $63,701,000 | 5,981 |
| Long-term assets (5+ years) | $7,868,000 | 5,502 |
| Average Assets, year-to-date | $63,709,000 | 6,233 |
| Average Assets, quarterly | $67,400,000 | 6,070 |
| Volatile liabilities | $7,476,000 | 6,471 |
| Insider loans | $905,000 | 4,297 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,517,000 | 4,785 |
| Tier 1 (core) risk-based capital | $10,550,000 | 4,597 |
| Tier 2 risk-based capital | $455,000 | 5,997 |
| Total risk weighted assets | $54,629,000 | 5,376 |
| Total unused commitments | $8,517,000 | 4,788 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $65,426,000 | 6,204 |
| Cash and due from depository institutions | $826,000 | 5,369 |
| Interest-bearing balances | $212,000 | 4,553 |
| Securities | $9,779,000 | 6,623 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 3,099 |
| Net loans & leases | $45,748,000 | 5,649 |
| Loan loss allowance | $453,000 | 6,341 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,422,000 | 2,848 |
| Other real estate owned | $117,000 | 5,369 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,184,000 | 6,003 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $65,426,000 | 6,204 |
| Total liabilities | $57,890,000 | 6,205 |
| Total deposits | $55,645,000 | 6,116 |
| Interest-bearing deposits | $42,584,000 | 6,437 |
| Deposits held in domestic offices | $55,645,000 | 6,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $875,000 | 2,579 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,191,000 | 4,757 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $179,000 | 7,238 |
| Total equity capital | $7,536,000 | 5,951 |
| Total bank equity capital | $7,536,000 | 5,951 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,000,000 | 303 |
| Surplus | $360,000 | 7,884 |
| Undivided profits | $-2,824,000 | 8,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 6,528 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $223,000 | 7,579 |
| Earning assets | $60,089,000 | 6,205 |
| Long-term assets (5+ years) | $11,380,000 | 4,750 |
| Average Assets, year-to-date | $60,876,500 | 6,393 |
| Average Assets, quarterly | $60,876,500 | 6,393 |
| Volatile liabilities | $12,764,000 | 5,066 |
| Insider loans | $1,327,000 | 3,469 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,925,000 | 3,822 |
| Tier 1 (core) risk-based capital | $7,660,000 | 5,664 |
| Tier 2 risk-based capital | $453,000 | 5,980 |
| Total risk weighted assets | $53,450,000 | 5,383 |
| Total unused commitments | $12,925,000 | 3,826 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $56,327,000 | 6,666 |
| Cash and due from depository institutions | $621,000 | 5,799 |
| Interest-bearing balances | $222,000 | 4,448 |
| Securities | $8,675,000 | 6,909 |
| Federal funds sold & reverse repurchase agreements | $1,708,000 | 4,278 |
| Net loans & leases | $40,819,000 | 5,986 |
| Loan loss allowance | $421,000 | 6,551 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,460,000 | 2,798 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,044,000 | 6,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,327,000 | 6,666 |
| Total liabilities | $49,035,000 | 6,726 |
| Total deposits | $47,274,000 | 6,624 |
| Interest-bearing deposits | $33,493,000 | 7,067 |
| Deposits held in domestic offices | $47,274,000 | 6,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $340,000 | 3,169 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,194,000 | 4,784 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $227,000 | 6,748 |
| Total equity capital | $7,292,000 | 6,000 |
| Total bank equity capital | $7,292,000 | 6,000 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,000,000 | 304 |
| Surplus | $360,000 | 7,934 |
| Undivided profits | $-3,068,000 | 9,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $196,000 | 7,951 |
| Earning assets | $51,424,000 | 6,669 |
| Long-term assets (5+ years) | $11,455,000 | 4,750 |
| Average Assets, year-to-date | $46,161,800 | 7,133 |
| Average Assets, quarterly | $52,944,500 | 6,820 |
| Volatile liabilities | $7,394,000 | 6,444 |
| Insider loans | $797,000 | 4,542 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,008,000 | 4,289 |
| Tier 1 (core) risk-based capital | $7,592,000 | 5,672 |
| Tier 2 risk-based capital | $421,000 | 6,212 |
| Total risk weighted assets | $46,482,000 | 5,839 |
| Total unused commitments | $10,008,000 | 4,291 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $49,562,000 | 7,056 |
| Cash and due from depository institutions | $1,002,000 | 5,967 |
| Interest-bearing balances | $222,000 | 4,572 |
| Securities | $8,799,000 | 6,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $35,329,000 | 6,396 |
| Loan loss allowance | $353,000 | 7,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,501,000 | 2,744 |
| Other real estate owned | $0 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $931,000 | 6,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,562,000 | 7,056 |
| Total liabilities | $42,325,000 | 7,143 |
| Total deposits | $39,775,000 | 7,120 |
| Interest-bearing deposits | $27,861,000 | 7,577 |
| Deposits held in domestic offices | $39,775,000 | 7,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,159,000 | 2,496 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,191,000 | 4,763 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $200,000 | 7,333 |
| Total equity capital | $7,237,000 | 6,009 |
| Total bank equity capital | $7,237,000 | 6,009 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,000,000 | 306 |
| Surplus | $360,000 | 7,981 |
| Undivided profits | $-3,123,000 | 9,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $204,000 | 7,971 |
| Earning assets | $44,350,000 | 7,109 |
| Long-term assets (5+ years) | $13,239,000 | 4,485 |
| Average Assets, year-to-date | $43,620,500 | 7,298 |
| Average Assets, quarterly | $48,491,000 | 7,095 |
| Volatile liabilities | $5,126,000 | 7,182 |
| Insider loans | $314,000 | 6,248 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,530,000 | 4,631 |
| Tier 1 (core) risk-based capital | $7,475,000 | 5,717 |
| Tier 2 risk-based capital | $353,000 | 6,754 |
| Total risk weighted assets | $40,793,000 | 6,237 |
| Total unused commitments | $8,530,000 | 4,635 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 23 | 5,972 |
| Assets and Liabilities | ||
| Total Assets: | $47,420,000 | 7,170 |
| Cash and due from depository institutions | $1,816,000 | 5,972 |
| Interest-bearing balances | $221,000 | 4,666 |
| Securities | $12,447,000 | 5,976 |
| Federal funds sold & reverse repurchase agreements | $927,000 | 5,880 |
| Net loans & leases | $27,880,000 | 7,022 |
| Loan loss allowance | $314,000 | 7,329 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,549,000 | 2,662 |
| Other real estate owned | $0 | 5,972 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $801,000 | 7,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,420,000 | 7,170 |
| Total liabilities | $39,798,000 | 7,294 |
| Total deposits | $36,954,000 | 7,318 |
| Interest-bearing deposits | $28,575,000 | 7,538 |
| Deposits held in domestic offices | $36,954,000 | 7,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $199,000 | 3,073 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,191,000 | 4,753 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,454,000 | 2,552 |
| Total equity capital | $7,622,000 | 5,797 |
| Total bank equity capital | $7,622,000 | 5,797 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,000,000 | 300 |
| Surplus | $360,000 | 8,005 |
| Undivided profits | $-2,737,000 | 9,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $154,000 | 8,401 |
| Earning assets | $41,475,000 | 7,267 |
| Long-term assets (5+ years) | $13,222,000 | 4,360 |
| Average Assets, year-to-date | $41,640,000 | 7,444 |
| Average Assets, quarterly | $44,777,500 | 7,287 |
| Volatile liabilities | $3,559,000 | 7,824 |
| Insider loans | $252,000 | 6,536 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,460,000 | 4,878 |
| Tier 1 (core) risk-based capital | $7,663,000 | 5,554 |
| Tier 2 risk-based capital | $314,000 | 7,045 |
| Total risk weighted assets | $35,348,000 | 6,612 |
| Total unused commitments | $7,460,000 | 4,889 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $42,135,000 | 7,458 |
| Cash and due from depository institutions | $1,645,000 | 6,250 |
| Interest-bearing balances | $221,000 | 4,559 |
| Securities | $7,979,000 | 6,975 |
| Federal funds sold & reverse repurchase agreements | $4,363,000 | 3,516 |
| Net loans & leases | $24,213,000 | 7,337 |
| Loan loss allowance | $295,000 | 7,460 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,123,000 | 2,947 |
| Other real estate owned | $0 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $812,000 | 7,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,135,000 | 7,458 |
| Total liabilities | $34,240,000 | 7,689 |
| Total deposits | $32,537,000 | 7,652 |
| Interest-bearing deposits | $26,847,000 | 7,716 |
| Deposits held in domestic offices | $32,537,000 | 7,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $366,000 | 2,746 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,192,000 | 4,639 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $145,000 | 8,016 |
| Total equity capital | $7,895,000 | 5,575 |
| Total bank equity capital | $7,895,000 | 5,575 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 296 |
| Surplus | $360,000 | 8,036 |
| Undivided profits | $-2,465,000 | 9,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $168,000 | 8,317 |
| Earning assets | $36,776,000 | 7,573 |
| Long-term assets (5+ years) | $9,483,000 | 4,936 |
| Average Assets, year-to-date | $38,750,000 | 7,660 |
| Average Assets, quarterly | $38,750,000 | 7,660 |
| Volatile liabilities | $4,225,000 | 7,565 |
| Insider loans | $396,000 | 5,846 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,910,000 | 5,740 |
| Tier 1 (core) risk-based capital | $7,897,000 | 5,391 |
| Tier 2 risk-based capital | $295,000 | 7,171 |
| Total risk weighted assets | $31,541,000 | 6,897 |
| Total unused commitments | $4,910,000 | 5,749 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 17 | 6,858 |
| Assets and Liabilities | ||
| Total Assets: | $35,365,000 | 7,907 |
| Cash and due from depository institutions | $1,365,000 | 6,858 |
| Interest-bearing balances | $121,000 | 4,956 |
| Securities | $9,909,000 | 6,532 |
| Federal funds sold & reverse repurchase agreements | $1,144,000 | 5,691 |
| Net loans & leases | $19,049,000 | 7,871 |
| Loan loss allowance | $232,000 | 7,906 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,053,000 | 2,986 |
| Other real estate owned | $0 | 6,858 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $845,000 | 6,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,365,000 | 7,907 |
| Total liabilities | $27,225,000 | 8,140 |
| Total deposits | $24,993,000 | 8,193 |
| Interest-bearing deposits | $18,591,000 | 8,382 |
| Deposits held in domestic offices | $24,993,000 | 8,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $822,000 | 2,572 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,192,000 | 4,744 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $218,000 | 7,359 |
| Total equity capital | $8,140,000 | 5,435 |
| Total bank equity capital | $8,140,000 | 5,435 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,000,000 | 293 |
| Surplus | $360,000 | 8,062 |
| Undivided profits | $-2,220,000 | 9,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $188,000 | 8,234 |
| Earning assets | $30,223,000 | 8,023 |
| Long-term assets (5+ years) | $5,978,000 | 5,787 |
| Average Assets, year-to-date | $27,028,000 | 8,302 |
| Average Assets, quarterly | $34,046,500 | 7,955 |
| Volatile liabilities | $4,562,000 | 7,470 |
| Insider loans | $510,000 | 5,400 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,738,000 | 5,271 |
| Tier 1 (core) risk-based capital | $8,076,000 | 5,264 |
| Tier 2 risk-based capital | $232,000 | 7,710 |
| Total risk weighted assets | $25,613,000 | 7,465 |
| Total unused commitments | $5,738,000 | 5,276 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 9 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $17,341,000 | 9,132 |
| Cash and due from depository institutions | $6,700,000 | 8,570 |
| Interest-bearing balances | $6,015,000 | 1,069 |
| Securities | $4,085,000 | 8,215 |
| Federal funds sold & reverse repurchase agreements | $3,670,000 | 3,444 |
| Net loans & leases | $1,180,000 | 9,507 |
| Loan loss allowance | $12,000 | 9,482 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,490,000 | 4,854 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $216,000 | 9,278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,341,000 | 9,132 |
| Total liabilities | $7,749,000 | 9,446 |
| Total deposits | $6,769,000 | 9,449 |
| Interest-bearing deposits | $6,122,000 | 9,382 |
| Deposits held in domestic offices | $6,769,000 | 9,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $850,000 | 4,792 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $130,000 | 8,629 |
| Total equity capital | $9,592,000 | 4,662 |
| Total bank equity capital | $9,592,000 | 4,662 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,000,000 | 282 |
| Surplus | $0 | 8,858 |
| Undivided profits | $-408,000 | 8,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $78,000 | 9,257 |
| Earning assets | $14,950,000 | 9,150 |
| Long-term assets (5+ years) | $350,000 | 8,256 |
| Average Assets, year-to-date | $17,341,000 | 9,078 |
| Average Assets, quarterly | $17,341,000 | 9,112 |
| Volatile liabilities | $2,195,000 | 8,660 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $9,592,000 | 4,498 |
| Tier 2 risk-based capital | $12,000 | 9,482 |
| Total risk weighted assets | $5,626,000 | 9,406 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |