Home > The Bank of South Texas > Income and Expense

The Bank of South Texas, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$469,0009,991
Total interest expense$161,0009,989
Net interest income$308,0009,947
Provision for loan and lease losses$08,503
Total noninterest income$79,0009,159
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$46,0007,941
Trading account gains and fees$0173
Additional Noninterest Income$33,0008,711
Total noninterest expense$68,00010,208
Salaries and employee benefits$51,00010,186
Premises and equipment expense$010,185
Additional noninterest expense$17,00010,207
Pre-tax net operating income$319,0007,990
Securities gains (losses)$-6,0009,143
Applicable income taxes$103,0006,887
Income before extraordinary items$210,0008,224
Extraordinary gains, net$035
Net income$210,0008,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$214,0208,161
1998-12-31 (YTD Data)Rank
Total interest income$8,310,0003,806
Total interest expense$3,910,0003,766
Net interest income$4,400,0003,808
Provision for loan and lease losses$115,0004,832
Total noninterest income$1,286,0002,541
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,190,0001,050
Trading account gains and fees$0224
Additional Noninterest Income$96,0006,726
Total noninterest expense$3,450,0003,664
Salaries and employee benefits$1,762,0003,736
Premises and equipment expense$417,0004,279
Additional noninterest expense$1,271,0003,211
Pre-tax net operating income$2,121,0003,186
Securities gains (losses)$2,0003,909
Applicable income taxes$670,0003,134
Income before extraordinary items$1,453,0003,344
Extraordinary gains, net$032
Net income$1,453,0003,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,508
Cash dividends$75,0006,560
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,451,6403,254
1997-12-31 (YTD Data)Rank
Total interest income$8,218,0003,876
Total interest expense$3,881,0003,790
Net interest income$4,337,0003,939
Provision for loan and lease losses$9,0008,470
Total noninterest income$910,0003,288
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$820,0001,586
Trading account gains and fees$0239
Additional Noninterest Income$90,0007,074
Total noninterest expense$3,190,0003,903
Salaries and employee benefits$1,621,0003,978
Premises and equipment expense$433,0004,167
Additional noninterest expense$1,136,0003,506
Pre-tax net operating income$2,048,0003,457
Securities gains (losses)$-4,0009,548
Applicable income taxes$635,0003,512
Income before extraordinary items$1,409,0003,548
Extraordinary gains, net$044
Net income$1,409,0003,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0006,018
Cash dividends$970,0002,258
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,411,7603,471
1996-12-31 (YTD Data)Rank
Total interest income$7,642,0004,206
Total interest expense$3,760,0003,928
Net interest income$3,882,0004,442
Provision for loan and lease losses$44,0006,866
Total noninterest income$840,0003,570
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$742,0001,827
Trading account gains and fees$0262
Additional Noninterest Income$98,0007,185
Total noninterest expense$3,087,0004,219
Salaries and employee benefits$1,581,0004,111
Premises and equipment expense$432,0004,270
Additional noninterest expense$1,074,0004,157
Pre-tax net operating income$1,591,0004,137
Securities gains (losses)$-9,00010,223
Applicable income taxes$481,0004,269
Income before extraordinary items$1,101,0004,151
Extraordinary gains, net$053
Net income$1,101,0004,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,846
Cash dividends$293,0004,636
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,107,3004,085
1995-12-31 (YTD Data)Rank
Total interest income$7,651,0004,182
Total interest expense$3,591,0004,060
Net interest income$4,060,0004,254
Provision for loan and lease losses$271,0002,426
Total noninterest income$620,0004,466
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$533,0002,523
Trading account gains and fees$0522
Additional Noninterest Income$87,0007,676
Total noninterest expense$2,942,0004,367
Salaries and employee benefits$1,603,0004,046
Premises and equipment expense$340,0005,132
Additional noninterest expense$999,0004,354
Pre-tax net operating income$1,467,0004,530
Securities gains (losses)$03,831
Applicable income taxes$449,0004,533
Income before extraordinary items$1,018,0004,525
Extraordinary gains, net$065
Net income$1,018,0004,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,592
Cash dividends$910,0002,199
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,018,0004,515
1994-12-31 (YTD Data)Rank
Total interest income$6,863,0004,302
Total interest expense$2,830,0004,172
Net interest income$4,033,0004,345
Provision for loan and lease losses$09,146
Total noninterest income$660,0004,330
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$520,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,416
Total noninterest expense$2,776,0004,723
Salaries and employee benefits$1,510,0004,259
Premises and equipment expense$318,0005,462
Additional noninterest expense$948,0004,935
Pre-tax net operating income$1,917,0003,551
Securities gains (losses)$48,0001,174
Applicable income taxes$519,0003,942
Income before extraordinary items$1,446,0003,270
Extraordinary gains, net$0249
Net income$1,446,0003,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,558
Cash dividends$830,0002,213
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,410,4803,375
1993-12-31 (YTD Data)Rank
Total interest income$6,150,0004,843
Total interest expense$2,612,0004,631
Net interest income$3,538,0004,907
Provision for loan and lease losses$105,0005,626
Total noninterest income$605,0004,930
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$514,0002,703
Trading account gains and feesNANA
Additional Noninterest Income$91,0008,188
Total noninterest expense$3,290,0004,139
Salaries and employee benefits$1,521,0004,223
Premises and equipment expense$335,0005,400
Additional noninterest expense$1,434,0003,634
Pre-tax net operating income$748,0007,101
Securities gains (losses)$379,0001,099
Applicable income taxes$345,0005,559
Income before extraordinary items$782,0005,661
Extraordinary gains, net$223,000938
Net income$1,005,0004,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$319,0004,245
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$520,4907,141
1992-12-31 (YTD Data)Rank
Total interest income$6,846,0004,916
Total interest expense$3,316,0004,755
Net interest income$3,530,0004,969
Provision for loan and lease losses$011,756
Total noninterest income$620,0004,847
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$508,0002,732
Trading account gains and feesNANA
Additional Noninterest Income$112,0007,695
Total noninterest expense$2,878,0004,700
Salaries and employee benefits$1,458,0004,335
Premises and equipment expense$311,0005,817
Additional noninterest expense$1,109,0004,660
Pre-tax net operating income$1,272,0004,684
Securities gains (losses)$260,0001,672
Applicable income taxes$468,0004,218
Income before extraordinary items$1,064,0004,272
Extraordinary gains, net$01,422
Net income$1,064,0004,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0004,349
Cash dividends$343,0003,712
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$884,6004,688

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.