Home > The Bank of South Texas > Assets and Liabilities
The Bank of South Texas, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $134,328,000 | 3,414 |
| Cash and due from depository institutions | $4,051,000 | 4,012 |
| Interest-bearing balances | $36,000 | 5,671 |
| Securities | $48,866,000 | 2,330 |
| Federal funds sold & reverse repurchase agreements | $10,275,000 | 927 |
| Net loans & leases | $53,296,000 | 4,896 |
| Loan loss allowance | $2,033,000 | 1,799 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $514,000 | 7,671 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $14,657,000 | 313 |
| All other assets | $2,669,000 | 3,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,328,000 | 3,414 |
| Total liabilities | $109,278,000 | 3,711 |
| Total deposits | $108,308,000 | 3,476 |
| Interest-bearing deposits | $94,879,000 | 3,418 |
| Deposits held in domestic offices | $108,308,000 | 3,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $970,000 | 3,362 |
| Total equity capital | $25,050,000 | 1,771 |
| Total bank equity capital | $25,050,000 | 1,771 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $24,223,000 | 802 |
| Undivided profits | $227,000 | 8,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $355,000 | 5,862 |
| Earning assets | $112,473,000 | 3,675 |
| Long-term assets (5+ years) | $19,823,000 | 3,327 |
| Average Assets, year-to-date | $123,664,600 | 3,551 |
| Average Assets, quarterly | $128,486,000 | 3,524 |
| Volatile liabilities | $21,266,000 | 3,340 |
| Insider loans | $291,000 | 6,535 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,310,000 | 3,460 |
| Tier 1 (core) risk-based capital | $10,376,000 | 4,117 |
| Tier 2 risk-based capital | $804,470 | 3,790 |
| Total risk weighted assets | $63,128,970 | 4,434 |
| Total unused commitments | $11,310,000 | 3,466 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $121,255,000 | 3,676 |
| Cash and due from depository institutions | $4,254,000 | 3,419 |
| Interest-bearing balances | $171,000 | 4,471 |
| Securities | $51,745,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 2,121 |
| Net loans & leases | $54,214,000 | 4,679 |
| Loan loss allowance | $428,000 | 6,172 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $798,000 | 6,589 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $637,000 | 1,686 |
| All other assets | $1,507,000 | 4,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,255,000 | 3,676 |
| Total liabilities | $110,885,000 | 3,613 |
| Total deposits | $110,128,000 | 3,399 |
| Interest-bearing deposits | $95,270,000 | 3,385 |
| Deposits held in domestic offices | $110,128,000 | 3,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $757,000 | 4,359 |
| Total equity capital | $10,370,000 | 4,200 |
| Total bank equity capital | $10,370,000 | 4,200 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $5,400,000 | 2,649 |
| Undivided profits | $4,370,000 | 4,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $397,000 | 5,511 |
| Earning assets | $114,230,000 | 3,607 |
| Long-term assets (5+ years) | $26,494,000 | 2,597 |
| Average Assets, year-to-date | $117,076,400 | 3,612 |
| Average Assets, quarterly | $118,484,500 | 3,685 |
| Volatile liabilities | $16,895,000 | 3,468 |
| Insider loans | $310,000 | 6,370 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,030,000 | 2,781 |
| Tier 1 (core) risk-based capital | $9,728,000 | 4,270 |
| Tier 2 risk-based capital | $428,000 | 5,751 |
| Total risk weighted assets | $65,927,700 | 4,076 |
| Total unused commitments | $15,030,000 | 2,790 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $116,341,000 | 3,774 |
| Cash and due from depository institutions | $3,358,000 | 3,586 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $56,960,000 | 2,036 |
| Federal funds sold & reverse repurchase agreements | $8,975,000 | 1,538 |
| Net loans & leases | $44,344,000 | 5,428 |
| Loan loss allowance | $306,000 | 7,503 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $804,000 | 6,615 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $717,000 | 1,538 |
| All other assets | $1,183,000 | 5,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,341,000 | 3,774 |
| Total liabilities | $107,250,000 | 3,676 |
| Total deposits | $106,475,000 | 3,471 |
| Interest-bearing deposits | $92,029,000 | 3,456 |
| Deposits held in domestic offices | $106,475,000 | 3,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $775,000 | 4,363 |
| Total equity capital | $9,091,000 | 4,678 |
| Total bank equity capital | $9,091,000 | 4,678 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $4,400,000 | 3,108 |
| Undivided profits | $4,091,000 | 5,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 6,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $394,000 | 5,736 |
| Earning assets | $110,306,000 | 3,674 |
| Long-term assets (5+ years) | $26,236,000 | 2,308 |
| Average Assets, year-to-date | $115,749,000 | 3,629 |
| Average Assets, quarterly | $114,406,500 | 3,781 |
| Volatile liabilities | $18,012,000 | 3,258 |
| Insider loans | $327,000 | 6,455 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,164,000 | 3,187 |
| Tier 1 (core) risk-based capital | $8,270,000 | 4,923 |
| Tier 2 risk-based capital | $306,000 | 6,985 |
| Total risk weighted assets | $56,053,100 | 4,601 |
| Total unused commitments | $11,164,000 | 3,189 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 47 | 3,970 |
| Assets and Liabilities | ||
| Total Assets: | $120,578,000 | 3,731 |
| Cash and due from depository institutions | $3,903,000 | 3,970 |
| Interest-bearing balances | $247,000 | 3,793 |
| Securities | $65,661,000 | 1,840 |
| Federal funds sold & reverse repurchase agreements | $8,775,000 | 1,470 |
| Net loans & leases | $39,468,000 | 5,916 |
| Loan loss allowance | $326,000 | 7,560 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $887,000 | 6,404 |
| Other real estate owned | $93,000 | 3,970 |
| Goodwill and other intangibles | $825,000 | 1,381 |
| All other assets | $966,000 | 6,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,578,000 | 3,731 |
| Total liabilities | $112,075,000 | 3,617 |
| Total deposits | $108,666,000 | 3,501 |
| Interest-bearing deposits | $93,263,000 | 3,494 |
| Deposits held in domestic offices | $108,666,000 | 3,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,409,000 | 1,337 |
| Total equity capital | $8,503,000 | 4,979 |
| Total bank equity capital | $8,503,000 | 4,979 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $3,400,000 | 3,897 |
| Undivided profits | $4,503,000 | 4,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $341,000 | 6,352 |
| Earning assets | $114,151,000 | 3,621 |
| Long-term assets (5+ years) | $20,100,000 | 2,660 |
| Average Assets, year-to-date | $113,471,200 | 3,780 |
| Average Assets, quarterly | $115,094,000 | 3,830 |
| Volatile liabilities | $17,501,000 | 3,239 |
| Insider loans | $338,000 | 6,549 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,569,000 | 4,388 |
| Tier 1 (core) risk-based capital | $7,723,000 | 5,292 |
| Tier 2 risk-based capital | $326,000 | 6,909 |
| Total risk weighted assets | $52,396,000 | 4,894 |
| Total unused commitments | $6,569,000 | 4,401 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $117,101,000 | 3,815 |
| Cash and due from depository institutions | $6,246,000 | 3,911 |
| Interest-bearing balances | $208,000 | 4,147 |
| Securities | $57,865,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,944 |
| Net loans & leases | $44,744,000 | 5,395 |
| Loan loss allowance | $386,000 | 7,129 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $943,000 | 6,259 |
| Other real estate owned | $93,000 | 3,911 |
| Goodwill and other intangibles | $922,000 | 1,216 |
| All other assets | $1,388,000 | 4,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,101,000 | 3,815 |
| Total liabilities | $109,533,000 | 3,691 |
| Total deposits | $108,790,000 | 3,530 |
| Interest-bearing deposits | $92,581,000 | 3,554 |
| Deposits held in domestic offices | $108,790,000 | 3,522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $743,000 | 4,661 |
| Total equity capital | $7,568,000 | 5,521 |
| Total bank equity capital | $7,568,000 | 5,521 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $3,400,000 | 3,882 |
| Undivided profits | $3,568,000 | 5,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $603,000 | 3,956 |
| Earning assets | $107,717,000 | 3,806 |
| Long-term assets (5+ years) | $10,816,000 | 3,845 |
| Average Assets, year-to-date | $105,361,400 | 4,051 |
| Average Assets, quarterly | $109,044,500 | 4,029 |
| Volatile liabilities | $17,604,000 | 2,934 |
| Insider loans | $819,000 | 4,236 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,967,000 | 2,876 |
| Tier 1 (core) risk-based capital | $6,818,000 | 5,846 |
| Tier 2 risk-based capital | $386,000 | 6,336 |
| Total risk weighted assets | $55,199,100 | 4,632 |
| Total unused commitments | $11,967,000 | 2,888 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $104,312,000 | 4,207 |
| Cash and due from depository institutions | $3,798,000 | 4,658 |
| Interest-bearing balances | $174,000 | 4,764 |
| Securities | $44,376,000 | 2,955 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,080 |
| Net loans & leases | $45,068,000 | 5,312 |
| Loan loss allowance | $304,000 | 8,331 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $582,000 | 8,030 |
| Other real estate owned | $40,000 | 4,658 |
| Goodwill and other intangibles | $155,000 | 2,056 |
| All other assets | $1,643,000 | 4,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,312,000 | 4,207 |
| Total liabilities | $97,517,000 | 4,086 |
| Total deposits | $97,020,000 | 3,897 |
| Interest-bearing deposits | $82,765,000 | 3,910 |
| Deposits held in domestic offices | $97,020,000 | 3,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $497,000 | 5,229 |
| Total equity capital | $6,795,000 | 5,684 |
| Total bank equity capital | $6,795,000 | 5,684 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $3,400,000 | 3,812 |
| Undivided profits | $2,795,000 | 6,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 7,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $598,000 | 3,476 |
| Earning assets | $98,268,000 | 4,111 |
| Long-term assets (5+ years) | $11,446,000 | 3,782 |
| Average Assets, year-to-date | $99,890,800 | 4,266 |
| Average Assets, quarterly | $102,158,000 | 4,253 |
| Volatile liabilities | $18,338,000 | 2,717 |
| Insider loans | $611,000 | 5,064 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,180,000 | 3,086 |
| Tier 1 (core) risk-based capital | $7,477,000 | 5,295 |
| Tier 2 risk-based capital | $304,000 | 7,443 |
| Total risk weighted assets | $55,362,100 | 4,539 |
| Total unused commitments | $10,180,000 | 3,097 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $95,500,000 | 4,644 |
| Cash and due from depository institutions | $3,793,000 | 4,837 |
| Interest-bearing balances | $165,000 | 5,900 |
| Securities | $44,289,000 | 3,150 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,070 |
| Net loans & leases | $42,293,000 | 5,467 |
| Loan loss allowance | $370,000 | 7,760 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $616,000 | 8,019 |
| Other real estate owned | $24,000 | 4,837 |
| Goodwill and other intangibles | $201,000 | 1,828 |
| All other assets | $984,000 | 6,189 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,500,000 | 4,644 |
| Total liabilities | $88,350,000 | 4,562 |
| Total deposits | $87,520,000 | 4,419 |
| Interest-bearing deposits | $73,901,000 | 4,526 |
| Deposits held in domestic offices | $87,520,000 | 4,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $830,000 | 3,609 |
| Total equity capital | $7,150,000 | 5,509 |
| Total bank equity capital | $7,150,000 | 5,509 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $3,400,000 | 3,768 |
| Undivided profits | $3,150,000 | 5,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $497,000 | 3,744 |
| Earning assets | $90,047,000 | 4,538 |
| Long-term assets (5+ years) | $14,876,000 | 3,327 |
| Average Assets, year-to-date | $93,931,000 | 4,605 |
| Average Assets, quarterly | $94,446,500 | 4,649 |
| Volatile liabilities | $11,401,000 | 3,734 |
| Insider loans | $1,046,000 | 3,598 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,883,000 | 2,904 |
| Tier 1 (core) risk-based capital | $6,815,000 | 5,650 |
| Tier 2 risk-based capital | $370,000 | 6,636 |
| Total risk weighted assets | $50,099,900 | 4,886 |
| Total unused commitments | $10,883,000 | 2,926 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $92,732,000 | 4,848 |
| Cash and due from depository institutions | $3,278,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $41,392,000 | 3,310 |
| Federal funds sold & reverse repurchase agreements | $10,075,000 | 1,611 |
| Net loans & leases | $35,742,000 | 6,223 |
| Loan loss allowance | $308,000 | 8,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $701,000 | 7,637 |
| Other real estate owned | $159,000 | 5,070 |
| Goodwill and other intangibles | $248,000 | 1,719 |
| All other assets | $1,137,000 | 5,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,732,000 | 4,848 |
| Total liabilities | $86,402,000 | 4,767 |
| Total deposits | $85,478,000 | 4,645 |
| Interest-bearing deposits | $73,539,000 | 4,685 |
| Deposits held in domestic offices | $85,478,000 | 4,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $924,000 | 3,510 |
| Total equity capital | $6,330,000 | 5,887 |
| Total bank equity capital | $6,330,000 | 5,887 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $3,730,000 | 5,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 9,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $410,000 | 4,942 |
| Earning assets | $87,209,000 | 4,733 |
| Long-term assets (5+ years) | $9,703,000 | 4,419 |
| Average Assets, year-to-date | $91,112,200 | 4,802 |
| Average Assets, quarterly | $90,689,000 | 4,897 |
| Volatile liabilities | $10,883,000 | 3,868 |
| Insider loans | $88,000 | 6,043 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,461,000 | 4,371 |
| Tier 1 (core) risk-based capital | $6,082,000 | 5,995 |
| Tier 2 risk-based capital | $308,000 | 7,475 |
| Total risk weighted assets | $41,801,500 | 5,737 |
| Total unused commitments | $5,461,000 | 4,395 |
| Derivatives | $0 | 651 |