Home > The Bank of South Carolina > Income and Expense

The Bank of South Carolina, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$24,907,0001,618
Total interest expense$5,793,0001,857
Net interest income$19,114,0001,494
Provision for loan and lease losses$45,0002,836
Total noninterest income$1,631,0002,231
Gross Fiduciary activities income$0981
Service charges on deposit accounts$607,0001,455
Trading account gains and fees$0123
Additional Noninterest Income$1,024,0002,259
Total noninterest expense$13,501,0001,661
Salaries and employee benefits$8,354,0001,543
Premises and equipment expense$2,674,000957
Additional noninterest expense$1,024,0002,259
Pre-tax net operating income$7,199,0001,507
Securities gains (losses)$0988
Applicable income taxes$1,466,0001,203
Income before extraordinary items$5,733,0001,573
Extraordinary gains, net$054
Net income$5,733,0001,589
Minority interest net income$088
Net income of bank and minority interests.$5,733,0001,576
Net charge-offs$14,0002,331
Cash dividends$3,950,000975
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,733,0001,603
2023-09-30 (YTD Data)Rank
Total interest income$18,326,0001,607
Total interest expense$3,971,0001,835
Net interest income$14,355,0001,501
Provision for loan and lease losses$45,0002,529
Total noninterest income$1,228,0002,206
Gross Fiduciary activities income$0950
Service charges on deposit accounts$447,0001,469
Trading account gains and fees$0125
Additional Noninterest Income$781,0002,233
Total noninterest expense$10,167,0001,649
Salaries and employee benefits$6,271,0001,547
Premises and equipment expense$1,999,000966
Additional noninterest expense$781,0002,233
Pre-tax net operating income$5,371,0001,571
Securities gains (losses)$0849
Applicable income taxes$1,050,0001,252
Income before extraordinary items$4,321,0001,619
Extraordinary gains, net$052
Net income$4,321,0001,632
Minority interest net income$081
Net income of bank and minority interests.$4,321,0001,619
Net charge-offs$21,0001,873
Cash dividends$3,725,000765
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,321,0001,641
2023-06-30 (YTD Data)Rank
Total interest income$11,980,0001,602
Total interest expense$2,351,0001,829
Net interest income$9,629,0001,515
Provision for loan and lease losses$45,0002,284
Total noninterest income$812,0002,181
Gross Fiduciary activities income$0931
Service charges on deposit accounts$297,0001,464
Trading account gains and fees$0112
Additional Noninterest Income$515,0002,168
Total noninterest expense$6,715,0001,650
Salaries and employee benefits$4,156,0001,554
Premises and equipment expense$1,321,000965
Additional noninterest expense$515,0002,165
Pre-tax net operating income$3,681,0001,524
Securities gains (losses)$0938
Applicable income taxes$669,0001,277
Income before extraordinary items$3,012,0001,574
Extraordinary gains, net$051
Net income$3,012,0001,594
Minority interest net income$081
Net income of bank and minority interests.$3,012,0001,574
Net charge-offs$46,0001,202
Cash dividends$2,250,000795
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,012,0001,587
2023-03-31 (YTD Data)Rank
Total interest income$5,795,0001,630
Total interest expense$931,0001,910
Net interest income$4,864,0001,505
Provision for loan and lease losses$45,0001,736
Total noninterest income$388,0002,211
Gross Fiduciary activities income$0913
Service charges on deposit accounts$146,0001,495
Trading account gains and fees$097
Additional Noninterest Income$242,0002,225
Total noninterest expense$3,265,0001,711
Salaries and employee benefits$2,025,0001,619
Premises and equipment expense$646,0001,002
Additional noninterest expense$242,0002,225
Pre-tax net operating income$1,942,0001,499
Securities gains (losses)$0950
Applicable income taxes$278,0001,453
Income before extraordinary items$1,664,0001,483
Extraordinary gains, net$04
Net income$1,664,0001,483
Minority interest net income$048
Net income of bank and minority interests.$1,664,0001,483
Net charge-offs$47,000820
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,664,0001,495
2022-12-31 (YTD Data)Rank
Total interest income$20,070,0001,570
Total interest expense$303,0003,746
Net interest income$19,767,0001,451
Provision for loan and lease losses$-75,0004,340
Total noninterest income$1,883,0002,105
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$561,0001,562
Trading account gains and fees$0116
Additional Noninterest Income$1,322,0002,027
Total noninterest expense$12,852,0001,686
Salaries and employee benefits$8,138,0001,544
Premises and equipment expense$2,481,0001,010
Additional noninterest expense$1,322,0002,027
Pre-tax net operating income$8,873,0001,390
Securities gains (losses)$65,000208
Applicable income taxes$2,016,0001,077
Income before extraordinary items$6,922,0001,473
Extraordinary gains, net$05
Net income$6,922,0001,472
Minority interest net income$063
Net income of bank and minority interests.$6,922,0001,473
Net charge-offs$11,0002,122
Cash dividends$3,640,000997
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,870,6501,502
2022-09-30 (YTD Data)Rank
Total interest income$14,597,0001,561
Total interest expense$113,0004,149
Net interest income$14,484,0001,453
Provision for loan and lease losses$-75,0004,426
Total noninterest income$1,515,0002,065
Gross Fiduciary activities income$0968
Service charges on deposit accounts$420,0001,573
Trading account gains and fees$0111
Additional Noninterest Income$1,095,0001,962
Total noninterest expense$9,607,0001,681
Salaries and employee benefits$6,041,0001,564
Premises and equipment expense$1,864,0001,003
Additional noninterest expense$1,095,0001,962
Pre-tax net operating income$6,467,0001,403
Securities gains (losses)$62,000211
Applicable income taxes$1,480,0001,080
Income before extraordinary items$5,049,0001,476
Extraordinary gains, net$04
Net income$5,049,0001,476
Minority interest net income$057
Net income of bank and minority interests.$5,049,0001,476
Net charge-offs$-27,0003,901
Cash dividends$2,670,000915
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,000,0201,521
2022-06-30 (YTD Data)Rank
Total interest income$9,417,0001,553
Total interest expense$72,0004,193
Net interest income$9,345,0001,459
Provision for loan and lease losses$-75,0004,452
Total noninterest income$1,069,0001,988
Gross Fiduciary activities income$0925
Service charges on deposit accounts$282,0001,559
Trading account gains and fees$0108
Additional Noninterest Income$787,0001,932
Total noninterest expense$6,471,0001,647
Salaries and employee benefits$4,077,0001,547
Premises and equipment expense$1,231,0001,007
Additional noninterest expense$1,163,0002,352
Pre-tax net operating income$4,018,0001,410
Securities gains (losses)$62,000188
Applicable income taxes$928,0001,067
Income before extraordinary items$3,152,0001,478
Extraordinary gains, net$04
Net income$3,152,0001,477
Minority interest net income$060
Net income of bank and minority interests.$3,152,0001,478
Net charge-offs$-5,0003,441
Cash dividends$1,720,000951
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,103,0201,531
2022-03-31 (YTD Data)Rank
Total interest income$4,525,0001,560
Total interest expense$35,0004,213
Net interest income$4,490,0001,475
Provision for loan and lease losses$-75,0004,496
Total noninterest income$499,0002,078
Gross Fiduciary activities income$0892
Service charges on deposit accounts$140,0001,560
Trading account gains and fees$0103
Additional Noninterest Income$359,0002,010
Total noninterest expense$3,121,0001,696
Salaries and employee benefits$1,971,0001,584
Premises and equipment expense$613,0001,017
Additional noninterest expense$537,0002,468
Pre-tax net operating income$1,943,0001,374
Securities gains (losses)$62,000175
Applicable income taxes$461,0001,017
Income before extraordinary items$1,544,0001,425
Extraordinary gains, net$04
Net income$1,544,0001,425
Minority interest net income$050
Net income of bank and minority interests.$1,544,0001,425
Net charge-offs$-3,0003,434
Cash dividends$735,000940
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,495,0201,479
2021-12-31 (YTD Data)Rank
Total interest income$19,267,0001,529
Total interest expense$174,0004,216
Net interest income$19,093,0001,420
Provision for loan and lease losses$120,0002,036
Total noninterest income$3,665,0001,592
Gross Fiduciary activities income$0994
Service charges on deposit accounts$594,0001,423
Trading account gains and fees$0132
Additional Noninterest Income$3,071,0001,465
Total noninterest expense$13,792,0001,558
Salaries and employee benefits$8,918,0001,422
Premises and equipment expense$2,402,0001,017
Additional noninterest expense$2,472,0002,259
Pre-tax net operating income$8,846,0001,384
Securities gains (losses)$267,000509
Applicable income taxes$2,112,0001,058
Income before extraordinary items$7,001,0001,509
Extraordinary gains, net$010
Net income$7,001,0001,508
Minority interest net income$074
Net income of bank and minority interests.$7,001,0001,509
Net charge-offs$-71,0004,249
Cash dividends$3,805,000987
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,790,0701,507
2021-09-30 (YTD Data)Rank
Total interest income$14,534,0001,548
Total interest expense$136,0004,272
Net interest income$14,398,0001,437
Provision for loan and lease losses$120,0001,843
Total noninterest income$2,931,0001,577
Gross Fiduciary activities income$0957
Service charges on deposit accounts$438,0001,427
Trading account gains and fees$0132
Additional Noninterest Income$2,493,0001,450
Total noninterest expense$10,432,0001,551
Salaries and employee benefits$6,733,0001,420
Premises and equipment expense$1,797,0001,033
Additional noninterest expense$1,902,0002,231
Pre-tax net operating income$6,777,0001,414
Securities gains (losses)$267,000481
Applicable income taxes$1,638,0001,086
Income before extraordinary items$5,406,0001,528
Extraordinary gains, net$08
Net income$5,406,0001,528
Minority interest net income$069
Net income of bank and minority interests.$5,406,0001,528
Net charge-offs$-62,0004,292
Cash dividends$2,855,000898
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,195,0701,535
2021-06-30 (YTD Data)Rank
Total interest income$9,920,0001,512
Total interest expense$97,0004,288
Net interest income$9,823,0001,397
Provision for loan and lease losses$120,0001,537
Total noninterest income$2,129,0001,474
Gross Fiduciary activities income$0951
Service charges on deposit accounts$274,0001,442
Trading account gains and fees$0133
Additional Noninterest Income$1,855,0001,352
Total noninterest expense$7,110,0001,517
Salaries and employee benefits$4,596,0001,385
Premises and equipment expense$1,216,0001,026
Additional noninterest expense$1,298,0002,180
Pre-tax net operating income$4,722,0001,366
Securities gains (losses)$01,818
Applicable income taxes$1,104,0001,066
Income before extraordinary items$3,618,0001,500
Extraordinary gains, net$06
Net income$3,618,0001,500
Minority interest net income$067
Net income of bank and minority interests.$3,618,0001,500
Net charge-offs$02,245
Cash dividends$1,905,000899
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,618,0001,467
2021-03-31 (YTD Data)Rank
Total interest income$5,026,0001,504
Total interest expense$57,0004,241
Net interest income$4,969,0001,373
Provision for loan and lease losses$120,0001,135
Total noninterest income$1,072,0001,461
Gross Fiduciary activities income$0922
Service charges on deposit accounts$134,0001,460
Trading account gains and fees$0127
Additional Noninterest Income$938,0001,327
Total noninterest expense$3,453,0001,545
Salaries and employee benefits$2,243,0001,410
Premises and equipment expense$606,0001,032
Additional noninterest expense$604,0002,245
Pre-tax net operating income$2,468,0001,316
Securities gains (losses)$01,392
Applicable income taxes$580,0001,036
Income before extraordinary items$1,888,0001,446
Extraordinary gains, net$03
Net income$1,888,0001,446
Minority interest net income$055
Net income of bank and minority interests.$1,888,0001,446
Net charge-offs$10,0001,363
Cash dividends$950,000795
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,888,0001,413
2020-12-31 (YTD Data)Rank
Total interest income$18,693,0001,586
Total interest expense$306,0004,290
Net interest income$18,387,0001,390
Provision for loan and lease losses$240,0002,884
Total noninterest income$3,707,0001,536
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$523,0001,576
Trading account gains and fees$0133
Additional Noninterest Income$3,184,0001,381
Total noninterest expense$13,140,0001,579
Salaries and employee benefits$8,774,0001,400
Premises and equipment expense$2,197,0001,082
Additional noninterest expense$2,169,0002,407
Pre-tax net operating income$8,714,0001,179
Securities gains (losses)$10,0002,309
Applicable income taxes$2,009,000941
Income before extraordinary items$6,715,0001,301
Extraordinary gains, net$04
Net income$6,715,0001,302
Minority interest net income$072
Net income of bank and minority interests.$6,715,0001,302
Net charge-offs$58,0002,324
Cash dividends$4,700,000800
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,707,1001,264
2020-09-30 (YTD Data)Rank
Total interest income$13,846,0001,603
Total interest expense$243,0004,319
Net interest income$13,603,0001,397
Provision for loan and lease losses$40,0003,817
Total noninterest income$2,380,0001,626
Gross Fiduciary activities income$0981
Service charges on deposit accounts$385,0001,597
Trading account gains and fees$0125
Additional Noninterest Income$1,995,0001,498
Total noninterest expense$9,549,0001,603
Salaries and employee benefits$6,330,0001,424
Premises and equipment expense$1,633,0001,084
Additional noninterest expense$1,586,0002,421
Pre-tax net operating income$6,394,0001,159
Securities gains (losses)$02,494
Applicable income taxes$1,471,000917
Income before extraordinary items$4,923,0001,293
Extraordinary gains, net$04
Net income$4,923,0001,293
Minority interest net income$065
Net income of bank and minority interests.$4,923,0001,293
Net charge-offs$-110,0004,830
Cash dividends$3,775,000693
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,923,0001,248
2020-06-30 (YTD Data)Rank
Total interest income$9,130,0001,639
Total interest expense$171,0004,344
Net interest income$8,959,0001,406
Provision for loan and lease losses$04,134
Total noninterest income$1,296,0001,760
Gross Fiduciary activities income$0970
Service charges on deposit accounts$262,0001,584
Trading account gains and fees$0123
Additional Noninterest Income$1,034,0001,644
Total noninterest expense$6,153,0001,643
Salaries and employee benefits$4,093,0001,459
Premises and equipment expense$1,071,0001,100
Additional noninterest expense$989,0002,527
Pre-tax net operating income$4,102,0001,148
Securities gains (losses)$02,249
Applicable income taxes$942,000871
Income before extraordinary items$3,160,0001,255
Extraordinary gains, net$04
Net income$3,160,0001,255
Minority interest net income$065
Net income of bank and minority interests.$3,160,0001,255
Net charge-offs$-107,0004,900
Cash dividends$2,810,000629
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,160,0001,220
2020-03-31 (YTD Data)Rank
Total interest income$4,534,0001,635
Total interest expense$94,0004,372
Net interest income$4,440,0001,384
Provision for loan and lease losses$03,711
Total noninterest income$559,0001,834
Gross Fiduciary activities income$0941
Service charges on deposit accounts$143,0001,687
Trading account gains and fees$0106
Additional Noninterest Income$416,0001,690
Total noninterest expense$2,932,0001,728
Salaries and employee benefits$1,908,0001,565
Premises and equipment expense$522,0001,149
Additional noninterest expense$502,0002,530
Pre-tax net operating income$2,067,0001,010
Securities gains (losses)$01,705
Applicable income taxes$473,000771
Income before extraordinary items$1,594,0001,129
Extraordinary gains, net$04
Net income$1,594,0001,128
Minority interest net income$056
Net income of bank and minority interests.$1,594,0001,129
Net charge-offs$-10,0004,460
Cash dividends$1,900,000539
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,594,0001,107
2019-12-31 (YTD Data)Rank
Total interest income$19,856,0001,530
Total interest expense$817,0003,593
Net interest income$19,039,0001,305
Provision for loan and lease losses$180,0002,435
Total noninterest income$1,869,0002,038
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$591,0001,687
Trading account gains and fees$0135
Additional Noninterest Income$1,278,0001,975
Total noninterest expense$11,028,0001,765
Salaries and employee benefits$7,328,0001,566
Premises and equipment expense$1,613,0001,418
Additional noninterest expense$2,087,0002,483
Pre-tax net operating income$9,700,0001,082
Securities gains (losses)$51,0001,235
Applicable income taxes$2,213,000839
Income before extraordinary items$7,538,0001,176
Extraordinary gains, net$011
Net income$7,538,0001,177
Minority interest net income$076
Net income of bank and minority interests.$7,538,0001,178
Net charge-offs$391,0001,202
Cash dividends$4,170,000927
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,497,7101,155
2019-09-30 (YTD Data)Rank
Total interest income$14,997,0001,537
Total interest expense$705,0003,416
Net interest income$14,292,0001,313
Provision for loan and lease losses$155,0002,227
Total noninterest income$1,369,0002,061
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$439,0001,710
Trading account gains and fees$0129
Additional Noninterest Income$930,0002,007
Total noninterest expense$8,140,0001,797
Salaries and employee benefits$5,339,0001,608
Premises and equipment expense$1,225,0001,407
Additional noninterest expense$1,576,0002,480
Pre-tax net operating income$7,366,0001,091
Securities gains (losses)$29,0001,288
Applicable income taxes$1,682,000863
Income before extraordinary items$5,713,0001,183
Extraordinary gains, net$011
Net income$5,713,0001,184
Minority interest net income$072
Net income of bank and minority interests.$5,713,0001,185
Net charge-offs$228,0001,199
Cash dividends$3,260,000831
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,690,0901,170
2019-06-30 (YTD Data)Rank
Total interest income$9,905,0001,547
Total interest expense$490,0003,350
Net interest income$9,415,0001,330
Provision for loan and lease losses$145,0001,897
Total noninterest income$844,0002,145
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$287,0001,719
Trading account gains and fees$0131
Additional Noninterest Income$557,0002,084
Total noninterest expense$5,422,0001,799
Salaries and employee benefits$3,525,0001,627
Premises and equipment expense$809,0001,426
Additional noninterest expense$1,088,0002,441
Pre-tax net operating income$4,692,0001,100
Securities gains (losses)$29,000914
Applicable income taxes$1,071,000870
Income before extraordinary items$3,650,0001,194
Extraordinary gains, net$011
Net income$3,650,0001,194
Minority interest net income$069
Net income of bank and minority interests.$3,650,0001,194
Net charge-offs$229,000911
Cash dividends$1,825,000949
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,627,0901,174
2019-03-31 (YTD Data)Rank
Total interest income$4,850,0001,567
Total interest expense$244,0003,320
Net interest income$4,606,0001,350
Provision for loan and lease losses$10,0003,068
Total noninterest income$385,0002,210
Gross Fiduciary activities income$0972
Service charges on deposit accounts$138,0001,757
Trading account gains and fees$0126
Additional Noninterest Income$247,0002,167
Total noninterest expense$2,709,0001,800
Salaries and employee benefits$1,758,0001,646
Premises and equipment expense$384,0001,511
Additional noninterest expense$567,0002,363
Pre-tax net operating income$2,272,0001,108
Securities gains (losses)$01,087
Applicable income taxes$513,000887
Income before extraordinary items$1,759,0001,211
Extraordinary gains, net$05
Net income$1,759,0001,210
Minority interest net income$052
Net income of bank and minority interests.$1,759,0001,210
Net charge-offs$235,000550
Cash dividends$875,000922
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,759,0001,186
2018-12-31 (YTD Data)Rank
Total interest income$18,915,0001,516
Total interest expense$696,0003,468
Net interest income$18,219,0001,343
Provision for loan and lease losses$325,0001,879
Total noninterest income$1,689,0002,185
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$579,0001,779
Trading account gains and fees$0126
Additional Noninterest Income$1,110,0002,130
Total noninterest expense$11,293,0001,717
Salaries and employee benefits$6,884,0001,624
Premises and equipment expense$1,560,0001,446
Additional noninterest expense$2,849,0002,007
Pre-tax net operating income$8,290,0001,199
Securities gains (losses)$5,000828
Applicable income taxes$1,149,0001,263
Income before extraordinary items$7,146,0001,192
Extraordinary gains, net$06
Net income$7,146,0001,191
Minority interest net income$072
Net income of bank and minority interests.$7,146,0001,191
Net charge-offs$-14,0004,588
Cash dividends$3,775,000916
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,141,7001,192
2018-09-30 (YTD Data)Rank
Total interest income$13,943,0001,521
Total interest expense$448,0003,627
Net interest income$13,495,0001,349
Provision for loan and lease losses$230,0001,831
Total noninterest income$1,285,0002,190
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$438,0001,789
Trading account gains and fees$0138
Additional Noninterest Income$847,0002,135
Total noninterest expense$8,265,0001,747
Salaries and employee benefits$5,051,0001,665
Premises and equipment expense$1,178,0001,440
Additional noninterest expense$2,036,0002,094
Pre-tax net operating income$6,285,0001,192
Securities gains (losses)$5,000822
Applicable income taxes$1,001,0001,162
Income before extraordinary items$5,289,0001,209
Extraordinary gains, net$05
Net income$5,289,0001,208
Minority interest net income$066
Net income of bank and minority interests.$5,289,0001,208
Net charge-offs$-1,0004,015
Cash dividends$2,900,000803
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,284,8001,208
2018-06-30 (YTD Data)Rank
Total interest income$9,104,0001,537
Total interest expense$252,0003,831
Net interest income$8,852,0001,362
Provision for loan and lease losses$130,0001,938
Total noninterest income$878,0002,160
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$298,0001,759
Trading account gains and fees$0130
Additional Noninterest Income$580,0002,108
Total noninterest expense$5,392,0001,794
Salaries and employee benefits$3,327,0001,684
Premises and equipment expense$794,0001,441
Additional noninterest expense$1,271,0002,197
Pre-tax net operating income$4,208,0001,168
Securities gains (losses)$5,000702
Applicable income taxes$761,0001,052
Income before extraordinary items$3,452,0001,205
Extraordinary gains, net$06
Net income$3,452,0001,204
Minority interest net income$065
Net income of bank and minority interests.$3,452,0001,204
Net charge-offs$-2,0004,025
Cash dividends$1,600,000904
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,447,9001,201
2018-03-31 (YTD Data)Rank
Total interest income$4,471,0001,547
Total interest expense$110,0003,986
Net interest income$4,361,0001,378
Provision for loan and lease losses$55,0002,014
Total noninterest income$414,0002,208
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$122,0002,015
Trading account gains and fees$0123
Additional Noninterest Income$292,0002,051
Total noninterest expense$2,677,0001,824
Salaries and employee benefits$1,666,0001,703
Premises and equipment expense$378,0001,536
Additional noninterest expense$633,0002,190
Pre-tax net operating income$2,043,0001,176
Securities gains (losses)$4,000555
Applicable income taxes$363,0001,073
Income before extraordinary items$1,684,0001,203
Extraordinary gains, net$07
Net income$1,684,0001,201
Minority interest net income$052
Net income of bank and minority interests.$1,684,0001,203
Net charge-offs$100,000856
Cash dividends$750,000890
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,680,7201,196
2017-12-31 (YTD Data)Rank
Total interest income$17,079,0001,569
Total interest expense$425,0003,904
Net interest income$16,654,0001,405
Provision for loan and lease losses$55,0003,512
Total noninterest income$1,931,0002,072
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$587,0001,808
Trading account gains and fees$0151
Additional Noninterest Income$1,344,0001,939
Total noninterest expense$10,610,0001,822
Salaries and employee benefits$6,490,0001,698
Premises and equipment expense$1,555,0001,474
Additional noninterest expense$2,565,0002,225
Pre-tax net operating income$7,920,0001,191
Securities gains (losses)$46,000933
Applicable income taxes$2,875,000988
Income before extraordinary items$5,091,0001,323
Extraordinary gains, net$09
Net income$5,091,0001,323
Minority interest net income$076
Net income of bank and minority interests.$5,091,0001,323
Net charge-offs$32,0003,208
Cash dividends$2,685,0001,122
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,061,5601,319
2017-09-30 (YTD Data)Rank
Total interest income$12,575,0001,594
Total interest expense$314,0003,942
Net interest income$12,261,0001,429
Provision for loan and lease losses$53,0003,200
Total noninterest income$1,464,0002,082
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$332,0002,241
Trading account gains and fees$0145
Additional Noninterest Income$1,132,0001,832
Total noninterest expense$7,877,0001,834
Salaries and employee benefits$4,818,0001,720
Premises and equipment expense$1,146,0001,506
Additional noninterest expense$1,913,0002,215
Pre-tax net operating income$5,795,0001,241
Securities gains (losses)$46,000914
Applicable income taxes$1,649,0001,043
Income before extraordinary items$4,192,0001,333
Extraordinary gains, net$09
Net income$4,192,0001,332
Minority interest net income$071
Net income of bank and minority interests.$4,192,0001,333
Net charge-offs$18,0003,031
Cash dividends$1,960,0001,085
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,158,8801,323
2017-06-30 (YTD Data)Rank
Total interest income$8,339,0001,580
Total interest expense$204,0003,965
Net interest income$8,135,0001,430
Provision for loan and lease losses$33,0003,104
Total noninterest income$1,013,0002,036
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$219,0002,245
Trading account gains and fees$0139
Additional Noninterest Income$794,0001,785
Total noninterest expense$5,302,0001,820
Salaries and employee benefits$3,238,0001,711
Premises and equipment expense$751,0001,530
Additional noninterest expense$1,313,0002,152
Pre-tax net operating income$3,813,0001,239
Securities gains (losses)$01,906
Applicable income taxes$1,097,0001,042
Income before extraordinary items$2,716,0001,348
Extraordinary gains, net$011
Net income$2,716,0001,347
Minority interest net income$071
Net income of bank and minority interests.$2,716,0001,348
Net charge-offs$-44,0005,254
Cash dividends$1,275,0001,095
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,716,0001,328
2017-03-31 (YTD Data)Rank
Total interest income$4,013,0001,620
Total interest expense$97,0004,059
Net interest income$3,916,0001,475
Provision for loan and lease losses$3,0003,441
Total noninterest income$514,0002,014
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$106,0002,303
Trading account gains and fees$0142
Additional Noninterest Income$408,0001,735
Total noninterest expense$2,573,0001,878
Salaries and employee benefits$1,597,0001,749
Premises and equipment expense$361,0001,591
Additional noninterest expense$615,0002,269
Pre-tax net operating income$1,854,0001,253
Securities gains (losses)$01,153
Applicable income taxes$565,000990
Income before extraordinary items$1,289,0001,373
Extraordinary gains, net$08
Net income$1,289,0001,372
Minority interest net income$055
Net income of bank and minority interests.$1,289,0001,373
Net charge-offs$-23,0005,304
Cash dividends$650,0001,001
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,289,0001,356
2016-12-31 (YTD Data)Rank
Total interest income$16,413,0001,544
Total interest expense$379,0004,115
Net interest income$16,034,0001,411
Provision for loan and lease losses$570,0001,360
Total noninterest income$2,154,0002,029
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$418,0002,385
Trading account gains and fees$0170
Additional Noninterest Income$1,736,0001,719
Total noninterest expense$10,933,0001,752
Salaries and employee benefits$6,774,0001,596
Premises and equipment expense$1,508,0001,513
Additional noninterest expense$2,651,0002,191
Pre-tax net operating income$6,685,0001,290
Securities gains (losses)$479,000446
Applicable income taxes$1,740,0001,161
Income before extraordinary items$5,424,0001,298
Extraordinary gains, net$05
Net income$5,424,0001,297
Minority interest net income$082
Net income of bank and minority interests.$5,424,0001,297
Net charge-offs$136,0002,319
Cash dividends$2,340,0001,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,059,9601,341
2016-09-30 (YTD Data)Rank
Total interest income$12,251,0001,557
Total interest expense$284,0004,144
Net interest income$11,967,0001,422
Provision for loan and lease losses$395,0001,371
Total noninterest income$1,628,0002,021
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$311,0002,402
Trading account gains and fees$0169
Additional Noninterest Income$1,317,0001,719
Total noninterest expense$8,060,0001,778
Salaries and employee benefits$4,999,0001,621
Premises and equipment expense$1,118,0001,536
Additional noninterest expense$1,943,0002,230
Pre-tax net operating income$5,140,0001,294
Securities gains (losses)$446,000434
Applicable income taxes$1,513,0001,066
Income before extraordinary items$4,073,0001,310
Extraordinary gains, net$05
Net income$4,073,0001,310
Minority interest net income$071
Net income of bank and minority interests.$4,073,0001,310
Net charge-offs$68,0002,374
Cash dividends$1,765,0001,154
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,747,4201,371
2016-06-30 (YTD Data)Rank
Total interest income$7,970,0001,593
Total interest expense$187,0004,192
Net interest income$7,783,0001,456
Provision for loan and lease losses$185,0001,699
Total noninterest income$1,014,0002,089
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$217,0002,303
Trading account gains and fees$0157
Additional Noninterest Income$797,0001,795
Total noninterest expense$5,238,0001,821
Salaries and employee benefits$3,299,0001,641
Premises and equipment expense$745,0001,531
Additional noninterest expense$1,194,0002,410
Pre-tax net operating income$3,374,0001,295
Securities gains (losses)$348,000383
Applicable income taxes$1,108,0001,005
Income before extraordinary items$2,614,0001,356
Extraordinary gains, net$016
Net income$2,614,0001,355
Minority interest net income$071
Net income of bank and minority interests.$2,614,0001,356
Net charge-offs$91,0001,710
Cash dividends$1,190,0001,161
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,370,4001,409
2016-03-31 (YTD Data)Rank
Total interest income$3,928,0001,616
Total interest expense$94,0004,215
Net interest income$3,834,0001,468
Provision for loan and lease losses$45,0002,237
Total noninterest income$495,0002,083
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$380,0001,809
Total noninterest expense$2,623,0001,830
Salaries and employee benefits$1,652,0001,656
Premises and equipment expense$370,0001,560
Additional noninterest expense$601,0002,381
Pre-tax net operating income$1,661,0001,290
Securities gains (losses)$188,000314
Applicable income taxes$589,000941
Income before extraordinary items$1,260,0001,361
Extraordinary gains, net$012
Net income$1,260,0001,361
Minority interest net income$062
Net income of bank and minority interests.$1,260,0001,362
Net charge-offs$26,0001,827
Cash dividends$640,0001,035
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,132,1601,442
2015-12-31 (YTD Data)Rank
Total interest income$16,008,0001,545
Total interest expense$403,0004,124
Net interest income$15,605,0001,423
Provision for loan and lease losses$193,0002,372
Total noninterest income$2,011,0002,098
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$490,0002,168
Trading account gains and fees$0159
Additional Noninterest Income$1,521,0001,832
Total noninterest expense$10,437,0001,813
Salaries and employee benefits$6,652,0001,580
Premises and equipment expense$1,460,0001,571
Additional noninterest expense$2,325,0002,486
Pre-tax net operating income$6,986,0001,201
Securities gains (losses)$424,000409
Applicable income taxes$2,331,000896
Income before extraordinary items$5,079,0001,338
Extraordinary gains, net$023
Net income$5,079,0001,338
Minority interest net income$081
Net income of bank and minority interests.$5,079,0001,338
Net charge-offs$110,0002,560
Cash dividends$2,475,0001,147
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,786,4401,378
2015-09-30 (YTD Data)Rank
Total interest income$12,042,0001,552
Total interest expense$294,0004,236
Net interest income$11,748,0001,429
Provision for loan and lease losses$83,0002,887
Total noninterest income$1,526,0002,110
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$371,0002,170
Trading account gains and fees$0153
Additional Noninterest Income$1,155,0001,836
Total noninterest expense$7,912,0001,805
Salaries and employee benefits$4,991,0001,589
Premises and equipment expense$1,098,0001,574
Additional noninterest expense$1,823,0002,392
Pre-tax net operating income$5,279,0001,211
Securities gains (losses)$264,000527
Applicable income taxes$1,741,000928
Income before extraordinary items$3,802,0001,352
Extraordinary gains, net$021
Net income$3,802,0001,352
Minority interest net income$078
Net income of bank and minority interests.$3,802,0001,352
Net charge-offs$129,0001,936
Cash dividends$1,800,0001,071
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,619,8401,379
2015-06-30 (YTD Data)Rank
Total interest income$7,904,0001,582
Total interest expense$193,0004,311
Net interest income$7,711,0001,457
Provision for loan and lease losses$75,0002,511
Total noninterest income$1,064,0002,057
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$256,0002,068
Trading account gains and fees$0157
Additional Noninterest Income$808,0001,797
Total noninterest expense$5,211,0001,827
Salaries and employee benefits$3,282,0001,620
Premises and equipment expense$730,0001,592
Additional noninterest expense$1,199,0002,429
Pre-tax net operating income$3,489,0001,205
Securities gains (losses)$264,000424
Applicable income taxes$1,185,000917
Income before extraordinary items$2,568,0001,320
Extraordinary gains, net$022
Net income$2,568,0001,322
Minority interest net income$075
Net income of bank and minority interests.$2,568,0001,321
Net charge-offs$2,0003,666
Cash dividends$1,160,0001,096
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,388,4801,359
2015-03-31 (YTD Data)Rank
Total interest income$3,824,0001,625
Total interest expense$94,0004,406
Net interest income$3,730,0001,487
Provision for loan and lease losses$5,0003,469
Total noninterest income$509,0002,073
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$130,0002,028
Trading account gains and fees$0152
Additional Noninterest Income$379,0001,839
Total noninterest expense$2,495,0001,903
Salaries and employee benefits$1,580,0001,691
Premises and equipment expense$359,0001,641
Additional noninterest expense$556,0002,577
Pre-tax net operating income$1,739,0001,175
Securities gains (losses)$111,000552
Applicable income taxes$582,000920
Income before extraordinary items$1,268,0001,305
Extraordinary gains, net$013
Net income$1,268,0001,306
Minority interest net income$064
Net income of bank and minority interests.$1,268,0001,307
Net charge-offs$6,0002,677
Cash dividends$640,000934
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,191,4101,343
2014-12-31 (YTD Data)Rank
Total interest income$14,915,0001,681
Total interest expense$409,0004,406
Net interest income$14,506,0001,525
Provision for loan and lease losses$83,0003,392
Total noninterest income$1,649,0002,382
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$507,0002,261
Trading account gains and fees$0180
Additional Noninterest Income$1,142,0002,151
Total noninterest expense$9,761,0001,938
Salaries and employee benefits$5,950,0001,737
Premises and equipment expense$1,454,0001,612
Additional noninterest expense$2,357,0002,524
Pre-tax net operating income$6,311,0001,257
Securities gains (losses)$313,000586
Applicable income taxes$2,038,000967
Income before extraordinary items$4,586,0001,408
Extraordinary gains, net$017
Net income$4,586,0001,406
Minority interest net income$084
Net income of bank and minority interests.$4,586,0001,407
Net charge-offs$40,0003,942
Cash dividends$2,865,000963
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,370,0301,446
2014-09-30 (YTD Data)Rank
Total interest income$11,029,0001,707
Total interest expense$309,0004,458
Net interest income$10,720,0001,555
Provision for loan and lease losses$63,0003,232
Total noninterest income$1,125,0002,534
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$373,0002,308
Trading account gains and fees$0174
Additional Noninterest Income$752,0002,343
Total noninterest expense$7,148,0001,986
Salaries and employee benefits$4,315,0001,795
Premises and equipment expense$1,087,0001,626
Additional noninterest expense$1,746,0002,555
Pre-tax net operating income$4,634,0001,289
Securities gains (losses)$224,000598
Applicable income taxes$1,498,000997
Income before extraordinary items$3,360,0001,436
Extraordinary gains, net$015
Net income$3,360,0001,435
Minority interest net income$081
Net income of bank and minority interests.$3,360,0001,436
Net charge-offs$-31,0005,903
Cash dividends$2,225,000852
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,205,4401,461
2014-06-30 (YTD Data)Rank
Total interest income$7,194,0001,740
Total interest expense$205,0004,508
Net interest income$6,989,0001,579
Provision for loan and lease losses$50,0002,981
Total noninterest income$665,0002,683
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$253,0002,246
Trading account gains and fees$0172
Additional Noninterest Income$412,0002,584
Total noninterest expense$4,689,0002,025
Salaries and employee benefits$2,801,0001,838
Premises and equipment expense$723,0001,638
Additional noninterest expense$1,165,0002,555
Pre-tax net operating income$2,915,0001,320
Securities gains (losses)$224,000449
Applicable income taxes$958,0001,000
Income before extraordinary items$2,181,0001,422
Extraordinary gains, net$020
Net income$2,181,0001,424
Minority interest net income$080
Net income of bank and minority interests.$2,181,0001,424
Net charge-offs$-38,0006,080
Cash dividends$1,190,0001,027
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,026,4401,488
2014-03-31 (YTD Data)Rank
Total interest income$3,488,0001,786
Total interest expense$102,0004,593
Net interest income$3,386,0001,623
Provision for loan and lease losses$30,0002,577
Total noninterest income$311,0002,750
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$125,0002,241
Trading account gains and fees$0147
Additional Noninterest Income$186,0002,660
Total noninterest expense$2,301,0002,061
Salaries and employee benefits$1,387,0001,874
Premises and equipment expense$360,0001,668
Additional noninterest expense$554,0002,668
Pre-tax net operating income$1,366,0001,362
Securities gains (losses)$85,000490
Applicable income taxes$436,0001,024
Income before extraordinary items$1,015,0001,467
Extraordinary gains, net$016
Net income$1,015,0001,470
Minority interest net income$066
Net income of bank and minority interests.$1,015,0001,470
Net charge-offs$-2,0005,011
Cash dividends$580,000939
Sale, conversion, retirement of capital stock, net$0747
Net operating income$955,5001,529
2013-12-31 (YTD Data)Rank
Total interest income$14,504,0001,718
Total interest expense$416,0004,823
Net interest income$14,088,0001,543
Provision for loan and lease losses$207,0002,922
Total noninterest income$1,992,0002,184
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$535,0002,267
Trading account gains and fees$0184
Additional Noninterest Income$1,457,0001,885
Total noninterest expense$9,762,0001,940
Salaries and employee benefits$5,870,0001,750
Premises and equipment expense$1,386,0001,687
Additional noninterest expense$2,506,0002,458
Pre-tax net operating income$6,111,0001,207
Securities gains (losses)$03,182
Applicable income taxes$1,864,000950
Income before extraordinary items$4,247,0001,421
Extraordinary gains, net$029
Net income$4,247,0001,423
Minority interest net income$090
Net income of bank and minority interests.$4,247,0001,424
Net charge-offs$348,0002,399
Cash dividends$2,245,0001,097
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,247,0001,401
2013-09-30 (YTD Data)Rank
Total interest income$10,950,0001,709
Total interest expense$309,0004,941
Net interest income$10,641,0001,539
Provision for loan and lease losses$195,0002,624
Total noninterest income$1,601,0002,118
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$403,0002,268
Trading account gains and fees$0180
Additional Noninterest Income$1,198,0001,824
Total noninterest expense$7,371,0001,929
Salaries and employee benefits$4,444,0001,740
Premises and equipment expense$1,015,0001,748
Additional noninterest expense$1,912,0002,400
Pre-tax net operating income$4,676,0001,218
Securities gains (losses)$03,040
Applicable income taxes$1,436,000965
Income before extraordinary items$3,240,0001,400
Extraordinary gains, net$025
Net income$3,240,0001,402
Minority interest net income$084
Net income of bank and minority interests.$3,240,0001,402
Net charge-offs$241,0002,356
Cash dividends$1,615,0001,041
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,240,0001,372
2013-06-30 (YTD Data)Rank
Total interest income$7,302,0001,716
Total interest expense$206,0005,013
Net interest income$7,096,0001,520
Provision for loan and lease losses$170,0002,311
Total noninterest income$1,123,0002,068
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$272,0002,206
Trading account gains and fees$0157
Additional Noninterest Income$851,0001,785
Total noninterest expense$4,957,0001,921
Salaries and employee benefits$2,973,0001,737
Premises and equipment expense$659,0001,781
Additional noninterest expense$1,325,0002,311
Pre-tax net operating income$3,092,0001,198
Securities gains (losses)$02,791
Applicable income taxes$951,000980
Income before extraordinary items$2,141,0001,413
Extraordinary gains, net$022
Net income$2,141,0001,417
Minority interest net income$082
Net income of bank and minority interests.$2,141,0001,416
Net charge-offs$243,0001,899
Cash dividends$1,075,0001,023
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,141,0001,358
2013-03-31 (YTD Data)Rank
Total interest income$3,563,0001,769
Total interest expense$101,0005,127
Net interest income$3,462,0001,564
Provision for loan and lease losses$75,0002,354
Total noninterest income$554,0002,064
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$140,0002,146
Trading account gains and fees$0148
Additional Noninterest Income$414,0001,816
Total noninterest expense$2,429,0001,969
Salaries and employee benefits$1,462,0001,786
Premises and equipment expense$323,0001,840
Additional noninterest expense$644,0002,387
Pre-tax net operating income$1,512,0001,203
Securities gains (losses)$01,966
Applicable income taxes$465,000976
Income before extraordinary items$1,047,0001,403
Extraordinary gains, net$010
Net income$1,047,0001,406
Minority interest net income$076
Net income of bank and minority interests.$1,047,0001,405
Net charge-offs$89,0001,982
Cash dividends$545,000884
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,047,0001,354
2012-12-31 (YTD Data)Rank
Total interest income$13,928,0001,895
Total interest expense$455,0005,300
Net interest income$13,473,0001,638
Provision for loan and lease losses$350,0003,164
Total noninterest income$2,348,0001,956
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$544,0002,321
Trading account gains and fees$0166
Additional Noninterest Income$1,804,0001,645
Total noninterest expense$9,939,0001,926
Salaries and employee benefits$5,873,0001,725
Premises and equipment expense$1,321,0001,790
Additional noninterest expense$2,745,0002,367
Pre-tax net operating income$5,532,0001,257
Securities gains (losses)$03,810
Applicable income taxes$1,652,0001,018
Income before extraordinary items$3,880,0001,491
Extraordinary gains, net$029
Net income$3,880,0001,491
Minority interest net income$093
Net income of bank and minority interests.$3,880,0001,492
Net charge-offs$24,0005,310
Cash dividends$2,160,0001,150
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,880,0001,403
2012-09-30 (YTD Data)Rank
Total interest income$10,213,0001,970
Total interest expense$351,0005,370
Net interest income$9,862,0001,699
Provision for loan and lease losses$280,0003,060
Total noninterest income$1,725,0001,983
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$410,0002,344
Trading account gains and fees$0157
Additional Noninterest Income$1,315,0001,666
Total noninterest expense$7,257,0001,967
Salaries and employee benefits$4,244,0001,772
Premises and equipment expense$986,0001,811
Additional noninterest expense$2,027,0002,387
Pre-tax net operating income$4,050,0001,312
Securities gains (losses)$03,575
Applicable income taxes$1,212,0001,062
Income before extraordinary items$2,838,0001,558
Extraordinary gains, net$020
Net income$2,838,0001,559
Minority interest net income$086
Net income of bank and minority interests.$2,838,0001,559
Net charge-offs$-2,0006,317
Cash dividends$1,540,000973
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,838,0001,471
2012-06-30 (YTD Data)Rank
Total interest income$6,756,0001,992
Total interest expense$245,0005,382
Net interest income$6,511,0001,713
Provision for loan and lease losses$200,0002,964
Total noninterest income$1,173,0001,938
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$273,0002,328
Trading account gains and fees$0153
Additional Noninterest Income$900,0001,616
Total noninterest expense$4,819,0001,986
Salaries and employee benefits$2,810,0001,783
Premises and equipment expense$650,0001,828
Additional noninterest expense$1,359,0002,390
Pre-tax net operating income$2,665,0001,327
Securities gains (losses)$03,178
Applicable income taxes$769,0001,099
Income before extraordinary items$1,896,0001,550
Extraordinary gains, net$019
Net income$1,896,0001,549
Minority interest net income$084
Net income of bank and minority interests.$1,896,0001,550
Net charge-offs$-35,0006,916
Cash dividends$1,040,000931
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,896,0001,466
2012-03-31 (YTD Data)Rank
Total interest income$3,394,0001,988
Total interest expense$132,0005,346
Net interest income$3,262,0001,708
Provision for loan and lease losses$120,0002,650
Total noninterest income$571,0001,975
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$140,0002,265
Trading account gains and fees$0148
Additional Noninterest Income$431,0001,667
Total noninterest expense$2,354,0002,036
Salaries and employee benefits$1,378,0001,820
Premises and equipment expense$323,0001,840
Additional noninterest expense$653,0002,445
Pre-tax net operating income$1,359,0001,289
Securities gains (losses)$02,210
Applicable income taxes$406,0001,058
Income before extraordinary items$953,0001,537
Extraordinary gains, net$019
Net income$953,0001,538
Minority interest net income$078
Net income of bank and minority interests.$953,0001,538
Net charge-offs$-8,0006,564
Cash dividends$540,000813
Sale, conversion, retirement of capital stock, net$0861
Net operating income$953,0001,441
2011-12-31 (YTD Data)Rank
Total interest income$12,849,0002,173
Total interest expense$778,0004,976
Net interest income$12,071,0001,835
Provision for loan and lease losses$480,0003,503
Total noninterest income$1,844,0002,135
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$591,0002,264
Trading account gains and fees$0146
Additional Noninterest Income$1,253,0001,845
Total noninterest expense$8,846,0002,161
Salaries and employee benefits$5,181,0001,884
Premises and equipment expense$1,302,0001,913
Additional noninterest expense$2,363,0002,710
Pre-tax net operating income$4,589,0001,273
Securities gains (losses)$125,0001,876
Applicable income taxes$1,386,0001,056
Income before extraordinary items$3,328,0001,467
Extraordinary gains, net$029
Net income$3,328,0001,467
Minority interest net income$096
Net income of bank and minority interests.$3,328,0001,467
Net charge-offs$312,0003,760
Cash dividends$1,790,0001,060
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,239,2501,441
2011-09-30 (YTD Data)Rank
Total interest income$9,505,0002,233
Total interest expense$628,0004,933
Net interest income$8,877,0001,867
Provision for loan and lease losses$360,0003,361
Total noninterest income$1,360,0002,156
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$445,0002,274
Trading account gains and fees$0145
Additional Noninterest Income$915,0001,864
Total noninterest expense$6,507,0002,203
Salaries and employee benefits$3,795,0001,918
Premises and equipment expense$974,0001,920
Additional noninterest expense$1,738,0002,762
Pre-tax net operating income$3,370,0001,342
Securities gains (losses)$125,0001,588
Applicable income taxes$1,034,0001,059
Income before extraordinary items$2,461,0001,543
Extraordinary gains, net$021
Net income$2,461,0001,543
Minority interest net income$087
Net income of bank and minority interests.$2,461,0001,543
Net charge-offs$325,0003,158
Cash dividends$1,300,000939
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,373,5001,527
2011-06-30 (YTD Data)Rank
Total interest income$6,214,0002,287
Total interest expense$450,0004,883
Net interest income$5,764,0001,915
Provision for loan and lease losses$240,0003,291
Total noninterest income$895,0002,155
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$297,0002,239
Trading account gains and fees$0153
Additional Noninterest Income$598,0001,867
Total noninterest expense$4,359,0002,211
Salaries and employee benefits$2,503,0001,947
Premises and equipment expense$646,0001,953
Additional noninterest expense$1,210,0002,729
Pre-tax net operating income$2,060,0001,414
Securities gains (losses)$58,0001,504
Applicable income taxes$617,0001,128
Income before extraordinary items$1,501,0001,620
Extraordinary gains, net$015
Net income$1,501,0001,620
Minority interest net income$089
Net income of bank and minority interests.$1,501,0001,620
Net charge-offs$325,0002,602
Cash dividends$855,000919
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,459,8201,596
2011-03-31 (YTD Data)Rank
Total interest income$3,055,0002,345
Total interest expense$236,0004,884
Net interest income$2,819,0001,951
Provision for loan and lease losses$120,0003,114
Total noninterest income$517,0001,938
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$149,0002,201
Trading account gains and fees$0158
Additional Noninterest Income$368,0001,664
Total noninterest expense$2,238,0002,158
Salaries and employee benefits$1,260,0001,946
Premises and equipment expense$325,0001,981
Additional noninterest expense$653,0002,540
Pre-tax net operating income$978,0001,470
Securities gains (losses)$01,772
Applicable income taxes$281,0001,175
Income before extraordinary items$697,0001,686
Extraordinary gains, net$09
Net income$697,0001,686
Minority interest net income$086
Net income of bank and minority interests.$697,0001,686
Net charge-offs$295,0001,771
Cash dividends$425,000848
Sale, conversion, retirement of capital stock, net$0925
Net operating income$697,0001,637
2010-12-31 (YTD Data)Rank
Total interest income$12,875,0002,330
Total interest expense$1,067,0005,081
Net interest income$11,808,0001,864
Provision for loan and lease losses$670,0003,674
Total noninterest income$2,293,0001,886
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$622,0002,227
Trading account gains and fees$0175
Additional Noninterest Income$1,671,0001,578
Total noninterest expense$8,769,0002,214
Salaries and employee benefits$5,184,0001,879
Premises and equipment expense$1,281,0001,985
Additional noninterest expense$2,304,0002,875
Pre-tax net operating income$4,662,0001,094
Securities gains (losses)$03,793
Applicable income taxes$1,415,000945
Income before extraordinary items$3,247,0001,315
Extraordinary gains, net$029
Net income$3,247,0001,316
Minority interest net income$0111
Net income of bank and minority interests.$3,247,0001,317
Net charge-offs$758,0003,066
Cash dividends$1,715,000937
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,247,0001,265
2010-09-30 (YTD Data)Rank
Total interest income$9,503,0002,428
Total interest expense$819,0005,172
Net interest income$8,684,0001,921
Provision for loan and lease losses$420,0003,826
Total noninterest income$1,580,0002,016
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$472,0002,257
Trading account gains and fees$0165
Additional Noninterest Income$1,108,0001,684
Total noninterest expense$6,433,0002,256
Salaries and employee benefits$3,785,0001,915
Premises and equipment expense$951,0002,028
Additional noninterest expense$1,697,0002,857
Pre-tax net operating income$3,411,0001,170
Securities gains (losses)$03,651
Applicable income taxes$1,030,000977
Income before extraordinary items$2,381,0001,396
Extraordinary gains, net$023
Net income$2,381,0001,399
Minority interest net income$0110
Net income of bank and minority interests.$2,381,0001,400
Net charge-offs$763,0002,525
Cash dividends$1,305,000842
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,381,0001,341
2010-06-30 (YTD Data)Rank
Total interest income$6,231,0002,492
Total interest expense$565,0005,200
Net interest income$5,666,0001,961
Provision for loan and lease losses$230,0004,028
Total noninterest income$998,0002,054
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$314,0002,266
Trading account gains and fees$0152
Additional Noninterest Income$684,0001,711
Total noninterest expense$4,230,0002,288
Salaries and employee benefits$2,492,0001,952
Premises and equipment expense$626,0002,068
Additional noninterest expense$1,112,0002,912
Pre-tax net operating income$2,204,0001,188
Securities gains (losses)$03,184
Applicable income taxes$669,000972
Income before extraordinary items$1,535,0001,435
Extraordinary gains, net$019
Net income$1,535,0001,435
Minority interest net income$0105
Net income of bank and minority interests.$1,535,0001,436
Net charge-offs$141,0003,895
Cash dividends$855,000836
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,535,0001,373
2010-03-31 (YTD Data)Rank
Total interest income$3,137,0002,533
Total interest expense$293,0005,246
Net interest income$2,844,0001,987
Provision for loan and lease losses$120,0003,696
Total noninterest income$492,0002,056
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$156,0002,271
Trading account gains and fees$0175
Additional Noninterest Income$336,0001,710
Total noninterest expense$2,110,0002,313
Salaries and employee benefits$1,257,0001,967
Premises and equipment expense$301,0002,195
Additional noninterest expense$552,0002,911
Pre-tax net operating income$1,106,0001,179
Securities gains (losses)$02,284
Applicable income taxes$338,000949
Income before extraordinary items$768,0001,437
Extraordinary gains, net$016
Net income$768,0001,439
Minority interest net income$091
Net income of bank and minority interests.$768,0001,439
Net charge-offs$69,0003,452
Cash dividends$455,000744
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$768,0001,385
2009-12-31 (YTD Data)Rank
Total interest income$12,473,0002,646
Total interest expense$1,337,0005,421
Net interest income$11,136,0001,980
Provision for loan and lease losses$2,369,0002,259
Total noninterest income$2,553,0001,799
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$690,0002,285
Trading account gains and fees$0211
Additional Noninterest Income$1,863,0001,441
Total noninterest expense$8,654,0002,288
Salaries and employee benefits$4,815,0002,040
Premises and equipment expense$1,261,0002,120
Additional noninterest expense$2,578,0002,680
Pre-tax net operating income$2,666,0001,499
Securities gains (losses)$180,0001,627
Applicable income taxes$783,0001,155
Income before extraordinary items$2,063,0001,619
Extraordinary gains, net$034
Net income$2,063,0001,617
Minority interest net income$0115
Net income of bank and minority interests.$2,063,0001,618
Net charge-offs$772,0003,226
Cash dividends$905,0001,754
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,933,4001,691
2009-09-30 (YTD Data)Rank
Total interest income$9,234,0002,719
Total interest expense$1,017,0005,522
Net interest income$8,217,0002,002
Provision for loan and lease losses$1,274,0002,443
Total noninterest income$1,965,0001,801
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$541,0002,213
Trading account gains and fees$0212
Additional Noninterest Income$1,424,0001,447
Total noninterest expense$6,544,0002,271
Salaries and employee benefits$3,577,0002,071
Premises and equipment expense$961,0002,107
Additional noninterest expense$2,006,0002,569
Pre-tax net operating income$2,364,0001,365
Securities gains (losses)$180,0001,369
Applicable income taxes$825,000981
Income before extraordinary items$1,719,0001,562
Extraordinary gains, net$027
Net income$1,719,0001,560
Minority interest net income$0118
Net income of bank and minority interests.$1,719,0001,562
Net charge-offs$691,0002,645
Cash dividends$905,0001,358
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,596,6001,635
2009-06-30 (YTD Data)Rank
Total interest income$6,099,0002,777
Total interest expense$671,0005,673
Net interest income$5,428,0002,020
Provision for loan and lease losses$164,0004,624
Total noninterest income$1,391,0001,736
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$367,0002,159
Trading account gains and fees$0193
Additional Noninterest Income$1,024,0001,417
Total noninterest expense$4,437,0002,262
Salaries and employee benefits$2,376,0002,122
Premises and equipment expense$648,0002,110
Additional noninterest expense$1,413,0002,463
Pre-tax net operating income$2,218,0001,021
Securities gains (losses)$122,0001,340
Applicable income taxes$788,000759
Income before extraordinary items$1,552,0001,214
Extraordinary gains, net$021
Net income$1,552,0001,212
Minority interest net income$0112
Net income of bank and minority interests.$1,552,0001,213
Net charge-offs$430,0002,519
Cash dividends$905,0001,013
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,471,4801,242
2009-03-31 (YTD Data)Rank
Total interest income$2,971,0002,886
Total interest expense$330,0005,819
Net interest income$2,641,0002,069
Provision for loan and lease losses$51,0004,871
Total noninterest income$637,0001,817
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$188,0002,067
Trading account gains and fees$0171
Additional Noninterest Income$449,0001,491
Total noninterest expense$2,024,0002,402
Salaries and employee benefits$1,106,0002,315
Premises and equipment expense$327,0002,131
Additional noninterest expense$591,0002,600
Pre-tax net operating income$1,203,0001,062
Securities gains (losses)$49,0001,313
Applicable income taxes$423,000791
Income before extraordinary items$829,0001,327
Extraordinary gains, net$015
Net income$829,0001,328
Minority interest net income$0102
Net income of bank and minority interests.$829,0001,329
Net charge-offs$34,0003,910
Cash dividends$440,0001,007
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$796,6601,301
2008-12-31 (YTD Data)Rank
Total interest income$12,489,0002,929
Total interest expense$1,883,0005,459
Net interest income$10,606,0002,091
Provision for loan and lease losses$192,0005,255
Total noninterest income$1,524,0002,597
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$623,0002,579
Trading account gains and fees$0154
Additional Noninterest Income$901,0002,285
Total noninterest expense$7,508,0002,522
Salaries and employee benefits$4,308,0002,345
Premises and equipment expense$1,336,0002,035
Additional noninterest expense$1,864,0003,047
Pre-tax net operating income$4,430,0001,233
Securities gains (losses)$03,220
Applicable income taxes$1,417,000908
Income before extraordinary items$3,013,0001,355
Extraordinary gains, net$039
Net income$3,013,0001,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0005,006
Cash dividends$2,240,0001,216
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,013,0001,453
2008-09-30 (YTD Data)Rank
Total interest income$9,586,0002,923
Total interest expense$1,545,0005,358
Net interest income$8,041,0002,086
Provision for loan and lease losses$115,0004,993
Total noninterest income$1,119,0002,707
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$452,0002,656
Trading account gains and fees$0148
Additional Noninterest Income$667,0002,385
Total noninterest expense$5,628,0002,514
Salaries and employee benefits$3,238,0002,365
Premises and equipment expense$1,011,0002,024
Additional noninterest expense$1,379,0002,981
Pre-tax net operating income$3,417,0001,428
Securities gains (losses)$03,106
Applicable income taxes$1,167,0001,028
Income before extraordinary items$2,250,0001,606
Extraordinary gains, net$031
Net income$2,250,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,144
Cash dividends$1,375,0001,416
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,250,0001,694
2008-06-30 (YTD Data)Rank
Total interest income$6,525,0002,910
Total interest expense$1,186,0005,162
Net interest income$5,339,0002,078
Provision for loan and lease losses$30,0005,577
Total noninterest income$756,0002,712
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$305,0002,616
Trading account gains and fees$0149
Additional Noninterest Income$451,0002,400
Total noninterest expense$3,745,0002,522
Salaries and employee benefits$2,167,0002,381
Premises and equipment expense$679,0002,001
Additional noninterest expense$899,0003,016
Pre-tax net operating income$2,320,0001,482
Securities gains (losses)$03,233
Applicable income taxes$785,0001,130
Income before extraordinary items$1,535,0001,761
Extraordinary gains, net$021
Net income$1,535,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,912
Cash dividends$890,0001,573
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,535,0001,728
2008-03-31 (YTD Data)Rank
Total interest income$3,459,0002,821
Total interest expense$738,0004,740
Net interest income$2,721,0002,047
Provision for loan and lease losses$15,0005,068
Total noninterest income$328,0002,951
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$151,0002,601
Trading account gains and fees$0158
Additional Noninterest Income$177,0002,759
Total noninterest expense$1,800,0002,618
Salaries and employee benefits$1,052,0002,471
Premises and equipment expense$336,0002,021
Additional noninterest expense$412,0003,228
Pre-tax net operating income$1,234,0001,493
Securities gains (losses)$02,688
Applicable income taxes$416,0001,165
Income before extraordinary items$818,0001,778
Extraordinary gains, net$015
Net income$818,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,531
Cash dividends$260,0002,030
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$818,0001,714
2007-12-31 (YTD Data)Rank
Total interest income$17,051,0002,411
Total interest expense$5,036,0003,451
Net interest income$12,015,0001,886
Provision for loan and lease losses$40,0005,854
Total noninterest income$1,399,0002,829
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$539,0002,888
Trading account gains and fees$0178
Additional Noninterest Income$860,0002,449
Total noninterest expense$7,475,0002,440
Salaries and employee benefits$4,399,0002,291
Premises and equipment expense$1,325,0001,973
Additional noninterest expense$1,751,0003,010
Pre-tax net operating income$5,899,0001,417
Securities gains (losses)$70,000702
Applicable income taxes$2,046,0001,118
Income before extraordinary items$3,923,0001,629
Extraordinary gains, net$039
Net income$3,923,0001,628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,125
Cash dividends$2,670,0001,306
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,876,8001,633
2007-09-30 (YTD Data)Rank
Total interest income$13,018,0002,374
Total interest expense$3,940,0003,335
Net interest income$9,078,0001,876
Provision for loan and lease losses$40,0005,310
Total noninterest income$1,087,0002,756
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$395,0002,922
Trading account gains and fees$0184
Additional Noninterest Income$692,0002,338
Total noninterest expense$5,621,0002,411
Salaries and employee benefits$3,319,0002,269
Premises and equipment expense$985,0001,963
Additional noninterest expense$1,317,0002,944
Pre-tax net operating income$4,504,0001,504
Securities gains (losses)$70,000569
Applicable income taxes$1,566,0001,179
Income before extraordinary items$3,008,0001,693
Extraordinary gains, net$033
Net income$3,008,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,220
Cash dividends$1,670,0001,392
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,961,8001,698
2007-06-30 (YTD Data)Rank
Total interest income$8,847,0002,359
Total interest expense$2,686,0003,265
Net interest income$6,161,0001,869
Provision for loan and lease losses$40,0004,625
Total noninterest income$751,0002,699
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$263,0002,925
Trading account gains and fees$0168
Additional Noninterest Income$488,0002,286
Total noninterest expense$3,757,0002,430
Salaries and employee benefits$2,234,0002,284
Premises and equipment expense$636,0002,037
Additional noninterest expense$887,0002,919
Pre-tax net operating income$3,115,0001,486
Securities gains (losses)$01,444
Applicable income taxes$1,067,0001,218
Income before extraordinary items$2,048,0001,688
Extraordinary gains, net$029
Net income$2,048,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,315
Cash dividends$1,140,0001,387
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,048,0001,666
2007-03-31 (YTD Data)Rank
Total interest income$4,495,0002,313
Total interest expense$1,373,0003,203
Net interest income$3,122,0001,838
Provision for loan and lease losses$20,0004,351
Total noninterest income$378,0002,665
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$129,0002,922
Trading account gains and fees$0195
Additional Noninterest Income$249,0002,224
Total noninterest expense$1,877,0002,435
Salaries and employee benefits$1,124,0002,290
Premises and equipment expense$303,0002,157
Additional noninterest expense$450,0002,855
Pre-tax net operating income$1,603,0001,451
Securities gains (losses)$01,187
Applicable income taxes$553,0001,195
Income before extraordinary items$1,050,0001,643
Extraordinary gains, net$022
Net income$1,050,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$570,0001,276
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,050,0001,629
2006-12-31 (YTD Data)Rank
Total interest income$16,742,0002,335
Total interest expense$4,719,0003,172
Net interest income$12,023,0001,930
Provision for loan and lease losses$240,0003,157
Total noninterest income$1,446,0002,771
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$540,0002,908
Trading account gains and fees$0130
Additional Noninterest Income$906,0002,383
Total noninterest expense$7,127,0002,479
Salaries and employee benefits$4,261,0002,298
Premises and equipment expense$1,216,0002,056
Additional noninterest expense$1,650,0003,045
Pre-tax net operating income$6,102,0001,576
Securities gains (losses)$-23,0007,610
Applicable income taxes$2,069,0001,294
Income before extraordinary items$4,010,0001,778
Extraordinary gains, net$051
Net income$4,010,0001,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,298
Cash dividends$1,980,0001,578
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,025,1801,759
2006-09-30 (YTD Data)Rank
Total interest income$12,354,0002,355
Total interest expense$3,405,0003,174
Net interest income$8,949,0001,965
Provision for loan and lease losses$180,0003,038
Total noninterest income$1,079,0002,780
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$408,0002,917
Trading account gains and fees$0126
Additional Noninterest Income$671,0002,378
Total noninterest expense$5,337,0002,467
Salaries and employee benefits$3,172,0002,317
Premises and equipment expense$911,0002,067
Additional noninterest expense$1,254,0003,003
Pre-tax net operating income$4,511,0001,645
Securities gains (losses)$-23,0007,893
Applicable income taxes$1,519,0001,383
Income before extraordinary items$2,969,0001,850
Extraordinary gains, net$045
Net income$2,969,0001,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,369
Cash dividends$1,580,0001,383
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,984,1801,819
2006-06-30 (YTD Data)Rank
Total interest income$7,944,0002,388
Total interest expense$2,128,0003,224
Net interest income$5,816,0002,010
Provision for loan and lease losses$120,0002,983
Total noninterest income$681,0002,874
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$272,0002,896
Trading account gains and fees$0126
Additional Noninterest Income$409,0002,528
Total noninterest expense$3,460,0002,552
Salaries and employee benefits$2,035,0002,406
Premises and equipment expense$591,0002,107
Additional noninterest expense$834,0003,020
Pre-tax net operating income$2,917,0001,695
Securities gains (losses)$-23,0008,124
Applicable income taxes$973,0001,432
Income before extraordinary items$1,921,0001,906
Extraordinary gains, net$039
Net income$1,921,0001,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$1,010,0001,407
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,936,1801,865
2006-03-31 (YTD Data)Rank
Total interest income$3,742,0002,469
Total interest expense$963,0003,351
Net interest income$2,779,0002,089
Provision for loan and lease losses$60,0002,788
Total noninterest income$328,0002,906
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$139,0002,764
Trading account gains and fees$0115
Additional Noninterest Income$189,0002,587
Total noninterest expense$1,710,0002,582
Salaries and employee benefits$1,015,0002,419
Premises and equipment expense$296,0002,129
Additional noninterest expense$399,0003,125
Pre-tax net operating income$1,337,0001,804
Securities gains (losses)$0955
Applicable income taxes$450,0001,512
Income before extraordinary items$887,0001,994
Extraordinary gains, net$021
Net income$887,0001,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$460,0001,462
Sale, conversion, retirement of capital stock, net$0648
Net operating income$887,0001,978
2005-12-31 (YTD Data)Rank
Total interest income$13,282,0002,486
Total interest expense$2,650,0003,669
Net interest income$10,632,0002,091
Provision for loan and lease losses$12,0006,720
Total noninterest income$1,488,0002,707
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$596,0002,671
Trading account gains and fees$0138
Additional Noninterest Income$892,0002,377
Total noninterest expense$7,079,0002,365
Salaries and employee benefits$4,184,0002,192
Premises and equipment expense$1,164,0002,054
Additional noninterest expense$1,731,0002,862
Pre-tax net operating income$5,029,0001,862
Securities gains (losses)$02,296
Applicable income taxes$1,800,0001,481
Income before extraordinary items$3,229,0002,111
Extraordinary gains, net$046
Net income$3,229,0002,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,584
Cash dividends$1,615,0001,724
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,229,0002,084
2005-09-30 (YTD Data)Rank
Total interest income$9,435,0002,554
Total interest expense$1,771,0003,847
Net interest income$7,664,0002,146
Provision for loan and lease losses$12,0006,428
Total noninterest income$1,117,0002,704
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$456,0002,631
Trading account gains and fees$0126
Additional Noninterest Income$661,0002,404
Total noninterest expense$5,229,0002,371
Salaries and employee benefits$3,097,0002,199
Premises and equipment expense$869,0002,050
Additional noninterest expense$1,263,0002,911
Pre-tax net operating income$3,540,0001,966
Securities gains (losses)$02,317
Applicable income taxes$1,276,0001,567
Income before extraordinary items$2,264,0002,250
Extraordinary gains, net$035
Net income$2,264,0002,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$1,145,0001,633
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,264,0002,214
2005-06-30 (YTD Data)Rank
Total interest income$5,899,0002,640
Total interest expense$1,012,0004,091
Net interest income$4,887,0002,215
Provision for loan and lease losses$06,626
Total noninterest income$698,0002,773
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$299,0002,622
Trading account gains and fees$0116
Additional Noninterest Income$399,0002,544
Total noninterest expense$3,483,0002,365
Salaries and employee benefits$2,079,0002,176
Premises and equipment expense$569,0002,073
Additional noninterest expense$835,0002,899
Pre-tax net operating income$2,102,0002,098
Securities gains (losses)$02,146
Applicable income taxes$734,0001,736
Income before extraordinary items$1,368,0002,376
Extraordinary gains, net$030
Net income$1,368,0002,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$765,0001,638
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,368,0002,354
2005-03-31 (YTD Data)Rank
Total interest income$2,731,0002,784
Total interest expense$412,0004,587
Net interest income$2,319,0002,317
Provision for loan and lease losses$06,226
Total noninterest income$343,0002,758
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$160,0002,428
Trading account gains and fees$0115
Additional Noninterest Income$183,0002,627
Total noninterest expense$1,746,0002,364
Salaries and employee benefits$1,027,0002,211
Premises and equipment expense$285,0002,096
Additional noninterest expense$434,0002,794
Pre-tax net operating income$916,0002,320
Securities gains (losses)$01,685
Applicable income taxes$319,0001,892
Income before extraordinary items$597,0002,629
Extraordinary gains, net$024
Net income$597,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$375,0001,511
Sale, conversion, retirement of capital stock, net$0491
Net operating income$597,0002,595
2004-12-31 (YTD Data)Rank
Total interest income$8,439,0003,280
Total interest expense$859,0006,070
Net interest income$7,580,0002,665
Provision for loan and lease losses$-103,0008,793
Total noninterest income$1,671,0002,485
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$729,0002,303
Trading account gains and fees$0138
Additional Noninterest Income$942,0002,236
Total noninterest expense$6,489,0002,461
Salaries and employee benefits$3,741,0002,325
Premises and equipment expense$1,151,0002,002
Additional noninterest expense$1,597,0002,978
Pre-tax net operating income$2,865,0002,691
Securities gains (losses)$03,819
Applicable income taxes$970,0002,208
Income before extraordinary items$1,895,0003,061
Extraordinary gains, net$034
Net income$1,895,0003,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,541
Cash dividends$1,244,0001,994
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,895,0002,996
2004-09-30 (YTD Data)Rank
Total interest income$6,017,0003,378
Total interest expense$534,0006,539
Net interest income$5,483,0002,744
Provision for loan and lease losses$-133,0008,894
Total noninterest income$1,316,0002,416
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$564,0002,267
Trading account gains and fees$0134
Additional Noninterest Income$752,0002,158
Total noninterest expense$4,873,0002,437
Salaries and employee benefits$2,816,0002,299
Premises and equipment expense$860,0002,010
Additional noninterest expense$1,197,0002,941
Pre-tax net operating income$2,059,0002,808
Securities gains (losses)$03,710
Applicable income taxes$695,0002,332
Income before extraordinary items$1,364,0003,219
Extraordinary gains, net$026
Net income$1,364,0003,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,796
Cash dividends$934,0001,796
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,364,0003,134
2004-06-30 (YTD Data)Rank
Total interest income$3,948,0003,416
Total interest expense$309,0006,923
Net interest income$3,639,0002,734
Provision for loan and lease losses$-148,0008,976
Total noninterest income$919,0002,329
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$383,0002,228
Trading account gains and fees$0130
Additional Noninterest Income$536,0002,085
Total noninterest expense$3,302,0002,414
Salaries and employee benefits$1,885,0002,297
Premises and equipment expense$574,0002,004
Additional noninterest expense$843,0002,794
Pre-tax net operating income$1,404,0002,715
Securities gains (losses)$03,413
Applicable income taxes$474,0002,287
Income before extraordinary items$930,0003,114
Extraordinary gains, net$021
Net income$930,0003,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,376
Cash dividends$625,0001,820
Sale, conversion, retirement of capital stock, net$0638
Net operating income$930,0003,029
2004-03-31 (YTD Data)Rank
Total interest income$1,968,0003,436
Total interest expense$155,0006,964
Net interest income$1,813,0002,734
Provision for loan and lease losses$5,0006,071
Total noninterest income$404,0002,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$192,0002,161
Trading account gains and fees$0121
Additional Noninterest Income$212,0002,379
Total noninterest expense$1,549,0002,561
Salaries and employee benefits$902,0002,404
Premises and equipment expense$289,0002,000
Additional noninterest expense$358,0003,224
Pre-tax net operating income$663,0002,829
Securities gains (losses)$02,934
Applicable income taxes$224,0002,385
Income before extraordinary items$439,0003,260
Extraordinary gains, net$016
Net income$439,0003,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,552
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$0464
Net operating income$439,0003,145
2003-12-31 (YTD Data)Rank
Total interest income$8,618,0003,216
Total interest expense$768,0006,810
Net interest income$7,850,0002,469
Provision for loan and lease losses$9,0007,413
Total noninterest income$2,395,0002,025
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$749,0002,240
Trading account gains and fees$0160
Additional Noninterest Income$1,646,0001,694
Total noninterest expense$7,276,0002,165
Salaries and employee benefits$4,249,0002,007
Premises and equipment expense$1,151,0001,979
Additional noninterest expense$1,876,0002,543
Pre-tax net operating income$2,960,0002,539
Securities gains (losses)$04,500
Applicable income taxes$1,008,0002,165
Income before extraordinary items$1,952,0002,918
Extraordinary gains, net$054
Net income$1,952,0002,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,873
Cash dividends$930,0002,455
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,952,0002,793
2003-09-30 (YTD Data)Rank
Total interest income$6,629,0003,201
Total interest expense$603,0006,842
Net interest income$6,026,0002,434
Provision for loan and lease losses$55,0005,636
Total noninterest income$1,966,0001,936
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$566,0002,232
Trading account gains and fees$0153
Additional Noninterest Income$1,400,0001,604
Total noninterest expense$5,642,0002,101
Salaries and employee benefits$3,289,0001,959
Premises and equipment expense$889,0001,927
Additional noninterest expense$1,464,0002,445
Pre-tax net operating income$2,295,0002,556
Securities gains (losses)$04,204
Applicable income taxes$779,0002,235
Income before extraordinary items$1,516,0002,937
Extraordinary gains, net$040
Net income$1,516,0002,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,923
Cash dividends$605,0002,388
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,516,0002,792
2003-06-30 (YTD Data)Rank
Total interest income$4,444,0003,204
Total interest expense$429,0006,795
Net interest income$4,015,0002,419
Provision for loan and lease losses$70,0004,525
Total noninterest income$1,190,0002,071
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$373,0002,221
Trading account gains and fees$0150
Additional Noninterest Income$817,0001,752
Total noninterest expense$3,698,0002,122
Salaries and employee benefits$2,129,0002,002
Premises and equipment expense$598,0001,911
Additional noninterest expense$971,0002,433
Pre-tax net operating income$1,437,0002,689
Securities gains (losses)$03,782
Applicable income taxes$485,0002,365
Income before extraordinary items$952,0003,075
Extraordinary gains, net$030
Net income$952,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,250
Cash dividends$330,0002,734
Sale, conversion, retirement of capital stock, net$0589
Net operating income$952,0002,916
2003-03-31 (YTD Data)Rank
Total interest income$2,240,0003,199
Total interest expense$214,0006,888
Net interest income$2,026,0002,394
Provision for loan and lease losses$45,0003,818
Total noninterest income$549,0002,138
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$182,0002,205
Trading account gains and fees$0134
Additional Noninterest Income$367,0001,844
Total noninterest expense$1,855,0002,113
Salaries and employee benefits$1,049,0002,019
Premises and equipment expense$302,0001,896
Additional noninterest expense$504,0002,326
Pre-tax net operating income$675,0002,813
Securities gains (losses)$02,891
Applicable income taxes$227,0002,479
Income before extraordinary items$448,0003,182
Extraordinary gains, net$021
Net income$448,0003,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,251
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$448,0003,022
2002-12-31 (YTD Data)Rank
Total interest income$9,379,0003,194
Total interest expense$1,368,0006,016
Net interest income$8,011,0002,397
Provision for loan and lease losses$195,0004,416
Total noninterest income$1,880,0002,239
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$725,0002,187
Trading account gains and fees$0153
Additional Noninterest Income$1,155,0001,986
Total noninterest expense$6,915,0002,171
Salaries and employee benefits$3,905,0002,046
Premises and equipment expense$1,180,0001,878
Additional noninterest expense$1,830,0002,509
Pre-tax net operating income$2,781,0002,655
Securities gains (losses)$04,537
Applicable income taxes$946,0002,308
Income before extraordinary items$1,835,0002,982
Extraordinary gains, net$070
Net income$1,835,0002,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,727
Cash dividends$1,300,0001,827
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,835,0002,900
2001-12-31 (YTD Data)Rank
Total interest income$11,968,0002,837
Total interest expense$3,500,0004,207
Net interest income$8,468,0002,111
Provision for loan and lease losses$335,0002,988
Total noninterest income$1,402,0002,645
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$588,0002,474
Trading account gains and fees$0177
Additional Noninterest Income$814,0002,360
Total noninterest expense$6,823,0002,102
Salaries and employee benefits$3,812,0001,974
Premises and equipment expense$1,164,0001,850
Additional noninterest expense$1,847,0002,417
Pre-tax net operating income$2,712,0002,500
Securities gains (losses)$04,612
Applicable income taxes$920,0002,205
Income before extraordinary items$1,792,0002,798
Extraordinary gains, net$0105
Net income$1,792,0002,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$693,0001,227
Cash dividends$1,507,0001,652
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,792,0002,708
2000-12-31 (YTD Data)Rank
Total interest income$13,196,0002,636
Total interest expense$4,267,0003,780
Net interest income$8,929,0001,981
Provision for loan and lease losses$315,0002,731
Total noninterest income$1,101,0002,944
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$609,0002,259
Trading account gains and fees$0180
Additional Noninterest Income$492,0002,984
Total noninterest expense$6,099,0002,247
Salaries and employee benefits$3,312,0002,154
Premises and equipment expense$1,078,0001,932
Additional noninterest expense$1,709,0002,507
Pre-tax net operating income$3,616,0002,017
Securities gains (losses)$01,956
Applicable income taxes$1,259,0001,754
Income before extraordinary items$2,357,0002,194
Extraordinary gains, net$038
Net income$2,357,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$1,242,0001,935
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,357,0002,202
1999-12-31 (YTD Data)Rank
Total interest income$11,084,0002,918
Total interest expense$3,489,0004,058
Net interest income$7,595,0002,327
Provision for loan and lease losses$90,0005,432
Total noninterest income$1,103,0002,883
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$594,0002,255
Trading account gains and fees$0173
Additional Noninterest Income$509,0002,929
Total noninterest expense$5,644,0002,401
Salaries and employee benefits$3,023,0002,325
Premises and equipment expense$1,113,0001,835
Additional noninterest expense$1,508,0002,851
Pre-tax net operating income$2,964,0002,438
Securities gains (losses)$03,155
Applicable income taxes$1,046,0002,145
Income before extraordinary items$1,918,0002,680
Extraordinary gains, net$035
Net income$1,918,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,998
Cash dividends$1,498,0001,705
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,918,0002,646
1998-12-31 (YTD Data)Rank
Total interest income$10,594,0003,048
Total interest expense$3,756,0003,876
Net interest income$6,838,0002,478
Provision for loan and lease losses$55,0006,428
Total noninterest income$866,0003,411
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$434,0002,916
Trading account gains and fees$0224
Additional Noninterest Income$432,0003,264
Total noninterest expense$5,056,0002,579
Salaries and employee benefits$2,645,0002,555
Premises and equipment expense$1,026,0001,925
Additional noninterest expense$1,385,0002,980
Pre-tax net operating income$2,593,0002,689
Securities gains (losses)$04,449
Applicable income taxes$918,0002,466
Income before extraordinary items$1,675,0002,962
Extraordinary gains, net$032
Net income$1,675,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,973
Cash dividends$872,0002,451
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,675,0002,878
1997-12-31 (YTD Data)Rank
Total interest income$9,161,0003,527
Total interest expense$2,956,0004,780
Net interest income$6,205,0002,816
Provision for loan and lease losses$210,0003,330
Total noninterest income$617,0004,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$321,0003,873
Trading account gains and feesNANA
Additional Noninterest Income$296,0003,959
Total noninterest expense$4,058,0003,130
Salaries and employee benefits$2,210,0002,994
Premises and equipment expense$864,0002,283
Additional noninterest expense$984,0003,966
Pre-tax net operating income$2,554,0002,861
Securities gains (losses)$-17,00010,300
Applicable income taxes$906,0002,643
Income before extraordinary items$1,631,0003,106
Extraordinary gains, net$044
Net income$1,631,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,500
Cash dividends$1,147,0001,961
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,641,8803,028
1996-12-31 (YTD Data)Rank
Total interest income$7,899,0004,089
Total interest expense$2,392,0005,688
Net interest income$5,507,0003,212
Provision for loan and lease losses$140,0004,234
Total noninterest income$504,0005,128
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,333
Trading account gains and feesNANA
Additional Noninterest Income$214,0004,994
Total noninterest expense$3,615,0003,672
Salaries and employee benefits$1,897,0003,505
Premises and equipment expense$792,0002,480
Additional noninterest expense$926,0004,661
Pre-tax net operating income$2,256,0003,087
Securities gains (losses)$-3,0009,684
Applicable income taxes$834,0002,743
Income before extraordinary items$1,419,0003,365
Extraordinary gains, net$053
Net income$1,419,0003,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,972
Cash dividends$470,0003,559
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,420,9203,320
1995-12-31 (YTD Data)Rank
Total interest income$7,011,0004,550
Total interest expense$2,310,0005,873
Net interest income$4,701,0003,742
Provision for loan and lease losses$20,0007,637
Total noninterest income$348,0006,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$229,0005,202
Trading account gains and feesNANA
Additional Noninterest Income$119,0006,675
Total noninterest expense$3,354,0003,894
Salaries and employee benefits$1,683,0003,858
Premises and equipment expense$690,0002,848
Additional noninterest expense$981,0004,423
Pre-tax net operating income$1,675,0004,072
Securities gains (losses)$03,831
Applicable income taxes$617,0003,596
Income before extraordinary items$1,058,0004,379
Extraordinary gains, net$065
Net income$1,058,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,931
Cash dividends$864,0002,293
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,058,0004,378
1994-12-31 (YTD Data)Rank
Total interest income$5,514,0005,230
Total interest expense$1,573,0006,676
Net interest income$3,941,0004,450
Provision for loan and lease losses$105,0004,433
Total noninterest income$332,0006,879
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,236
Trading account gains and feesNANA
Additional Noninterest Income$95,0007,669
Total noninterest expense$2,916,0004,521
Salaries and employee benefits$1,485,0004,310
Premises and equipment expense$654,0003,007
Additional noninterest expense$777,0005,841
Pre-tax net operating income$1,252,0005,074
Securities gains (losses)$-140,00011,749
Applicable income taxes$407,0004,702
Income before extraordinary items$705,0005,872
Extraordinary gains, net$0249
Net income$705,0005,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,982
Cash dividends$233,0005,121
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$794,6005,455
1993-12-31 (YTD Data)Rank
Total interest income$4,878,0005,902
Total interest expense$1,533,0007,100
Net interest income$3,345,0005,159
Provision for loan and lease losses$160,0004,468
Total noninterest income$278,0007,960
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0005,687
Trading account gains and feesNANA
Additional Noninterest Income$63,0009,389
Total noninterest expense$2,466,0005,340
Salaries and employee benefits$1,311,0004,843
Premises and equipment expense$523,0003,715
Additional noninterest expense$632,0007,062
Pre-tax net operating income$997,0005,894
Securities gains (losses)$07,477
Applicable income taxes$354,0005,450
Income before extraordinary items$643,0006,473
Extraordinary gains, net$03,149
Net income$643,0006,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,853
Cash dividends$201,0005,361
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$643,0006,229
1992-12-31 (YTD Data)Rank
Total interest income$5,303,0006,078
Total interest expense$1,933,0007,262
Net interest income$3,370,0005,178
Provision for loan and lease losses$420,0003,347
Total noninterest income$234,0008,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0006,087
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$2,194,0005,934
Salaries and employee benefits$1,133,0005,450
Premises and equipment expense$487,0004,060
Additional noninterest expense$574,0007,740
Pre-tax net operating income$990,0005,669
Securities gains (losses)$52,0004,050
Applicable income taxes$364,0005,165
Income before extraordinary items$678,0006,051
Extraordinary gains, net$01,422
Net income$678,0006,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0004,214
Cash dividends$175,0005,409
Sale, conversion, retirement of capital stock, net$62,000902
Net operating income$644,2005,920

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.