Home > The Bank of San Ramon Valley > Assets and Liabilities
The Bank of San Ramon Valley, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $120,489,000 | 3,732 |
| Cash and due from depository institutions | $6,722,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,884,000 | 4,402 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $85,640,000 | 3,189 |
| Loan loss allowance | $1,578,000 | 2,324 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $444,000 | 8,372 |
| Other real estate owned | $11,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,788,000 | 3,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,489,000 | 3,732 |
| Total liabilities | $110,744,000 | 3,657 |
| Total deposits | $107,197,000 | 3,543 |
| Interest-bearing deposits | $77,178,000 | 4,208 |
| Deposits held in domestic offices | $107,197,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,110,000 | 1,934 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $437,000 | 6,472 |
| Total equity capital | $9,745,000 | 4,443 |
| Total bank equity capital | $9,745,000 | 4,443 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $7,160,000 | 2,145 |
| Undivided profits | $1,085,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $540,000 | 4,277 |
| Earning assets | $111,524,000 | 3,697 |
| Long-term assets (5+ years) | $16,443,000 | 3,062 |
| Average Assets, year-to-date | $115,744,400 | 3,719 |
| Average Assets, quarterly | $119,378,500 | 3,707 |
| Volatile liabilities | $16,022,000 | 3,451 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $170,000 | 1,291 |
| Unused loan commitments | $30,013,000 | 1,545 |
| Tier 1 (core) risk-based capital | $9,525,000 | 4,414 |
| Tier 2 risk-based capital | $1,132,330 | 2,641 |
| Total risk weighted assets | $90,140,330 | 3,060 |
| Total unused commitments | $30,013,000 | 1,559 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $115,591,000 | 3,861 |
| Cash and due from depository institutions | $6,686,000 | 4,226 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,797,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $13,900,000 | 1,025 |
| Net loans & leases | $72,221,000 | 3,643 |
| Loan loss allowance | $826,000 | 4,138 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $564,000 | 7,954 |
| Other real estate owned | $0 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,423,000 | 4,878 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,591,000 | 3,861 |
| Total liabilities | $108,410,000 | 3,721 |
| Total deposits | $107,860,000 | 3,555 |
| Interest-bearing deposits | $77,917,000 | 4,198 |
| Deposits held in domestic offices | $107,860,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $550,000 | 5,840 |
| Total equity capital | $7,181,000 | 5,755 |
| Total bank equity capital | $7,181,000 | 5,755 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $1,800,000 | 5,939 |
| Undivided profits | $3,881,000 | 5,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $481,000 | 4,915 |
| Earning assets | $106,918,000 | 3,844 |
| Long-term assets (5+ years) | $8,684,000 | 4,392 |
| Average Assets, year-to-date | $100,708,400 | 4,227 |
| Average Assets, quarterly | $110,809,500 | 3,966 |
| Volatile liabilities | $11,162,000 | 4,232 |
| Insider loans | $48,000 | 9,919 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $591,000 | 962 |
| Unused loan commitments | $28,779,000 | 1,531 |
| Tier 1 (core) risk-based capital | $7,184,000 | 5,609 |
| Tier 2 risk-based capital | $826,000 | 3,480 |
| Total risk weighted assets | $78,732,800 | 3,362 |
| Total unused commitments | $28,779,000 | 1,541 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $85,450,000 | 5,017 |
| Cash and due from depository institutions | $6,893,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,566,000 | 6,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,484,000 | 4,299 |
| Loan loss allowance | $646,000 | 5,120 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $398,000 | 9,155 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,109,000 | 6,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,450,000 | 5,017 |
| Total liabilities | $79,061,000 | 4,916 |
| Total deposits | $78,684,000 | 4,715 |
| Interest-bearing deposits | $54,768,000 | 5,662 |
| Deposits held in domestic offices | $78,684,000 | 4,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $377,000 | 6,343 |
| Total equity capital | $6,389,000 | 5,976 |
| Total bank equity capital | $6,389,000 | 5,976 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $1,800,000 | 5,958 |
| Undivided profits | $3,089,000 | 5,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $390,000 | 5,304 |
| Earning assets | $77,050,000 | 5,086 |
| Long-term assets (5+ years) | $1,654,000 | 8,651 |
| Average Assets, year-to-date | $82,808,000 | 5,062 |
| Average Assets, quarterly | $85,216,000 | 5,002 |
| Volatile liabilities | $5,674,000 | 6,282 |
| Insider loans | $50,000 | 10,267 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,713,000 | 1,945 |
| Tier 1 (core) risk-based capital | $6,419,000 | 6,047 |
| Tier 2 risk-based capital | $646,000 | 4,265 |
| Total risk weighted assets | $58,936,900 | 4,294 |
| Total unused commitments | $19,713,000 | 1,956 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $77,693,000 | 5,575 |
| Cash and due from depository institutions | $3,267,000 | 5,994 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $21,006,000 | 5,917 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,238 |
| Net loans & leases | $45,050,000 | 5,242 |
| Loan loss allowance | $797,000 | 4,492 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $530,000 | 8,525 |
| Other real estate owned | $711,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $929,000 | 6,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,693,000 | 5,575 |
| Total liabilities | $71,877,000 | 5,462 |
| Total deposits | $71,621,000 | 5,289 |
| Interest-bearing deposits | $49,193,000 | 6,414 |
| Deposits held in domestic offices | $71,621,000 | 5,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $256,000 | 8,229 |
| Total equity capital | $5,816,000 | 6,537 |
| Total bank equity capital | $5,816,000 | 6,537 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $1,800,000 | 5,962 |
| Undivided profits | $2,516,000 | 6,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $235,000 | 7,325 |
| Earning assets | $72,256,000 | 5,497 |
| Long-term assets (5+ years) | $1,508,000 | 9,304 |
| Average Assets, year-to-date | $72,600,400 | 5,752 |
| Average Assets, quarterly | $76,079,500 | 5,626 |
| Volatile liabilities | $3,661,000 | 7,680 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,321,000 | 2,087 |
| Tier 1 (core) risk-based capital | $5,816,000 | 6,451 |
| Tier 2 risk-based capital | $655,280 | 4,186 |
| Total risk weighted assets | $52,280,980 | 4,706 |
| Total unused commitments | $17,321,000 | 2,105 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 36 | 5,656 |
| Assets and Liabilities | ||
| Total Assets: | $70,953,000 | 6,068 |
| Cash and due from depository institutions | $4,439,000 | 5,656 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,795,000 | 8,478 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 5,103 |
| Net loans & leases | $50,557,000 | 4,781 |
| Loan loss allowance | $700,000 | 5,007 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $540,000 | 8,638 |
| Other real estate owned | $97,000 | 5,656 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $575,000 | 9,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,953,000 | 6,068 |
| Total liabilities | $65,640,000 | 5,991 |
| Total deposits | $65,405,000 | 5,829 |
| Interest-bearing deposits | $45,718,000 | 6,953 |
| Deposits held in domestic offices | $65,405,000 | 5,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $235,000 | 9,303 |
| Total equity capital | $5,313,000 | 6,771 |
| Total bank equity capital | $5,313,000 | 6,771 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $1,800,000 | 5,876 |
| Undivided profits | $2,013,000 | 7,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 3,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $274,000 | 7,012 |
| Earning assets | $65,302,000 | 6,023 |
| Long-term assets (5+ years) | $1,083,000 | 10,132 |
| Average Assets, year-to-date | $71,714,000 | 5,872 |
| Average Assets, quarterly | $71,287,500 | 5,996 |
| Volatile liabilities | $3,635,000 | 7,818 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,084,000 | 2,201 |
| Tier 1 (core) risk-based capital | $5,313,000 | 6,706 |
| Tier 2 risk-based capital | $700,000 | 3,959 |
| Total risk weighted assets | $56,589,000 | 4,450 |
| Total unused commitments | $15,084,000 | 2,218 |
| Derivatives | $0 | 651 |