Home > The Bank of Romney > Income and Expense

The Bank of Romney, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$17,278,000	2,083
Total interest expense	$3,746,000	2,358
Net interest income	$13,532,000	1,967
Provision for loan and lease losses	$671,000	1,071
Total noninterest income	$1,778,000	2,142
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$474,000	1,701
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,304,000	2,022
Total noninterest expense	$9,335,000	2,123
Salaries and employee benefits	$4,832,000	2,237
Premises and equipment expense	$1,164,000	1,849
Additional noninterest expense	$1,304,000	2,022
Pre-tax net operating income	$5,304,000	1,848
Securities gains (losses)	$0	988
Applicable income taxes	$1,164,000	1,341
Income before extraordinary items	$4,140,000	1,951
Extraordinary gains, net	$0	54
Net income	$4,140,000	1,974
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,140,000	1,954
Net charge-offs	$210,000	1,133
Cash dividends	$1,114,000	2,054
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,140,000	1,982
2023-09-30 (YTD Data)		Rank
Total interest income	$12,692,000	2,074
Total interest expense	$2,589,000	2,332
Net interest income	$10,103,000	1,985
Provision for loan and lease losses	$616,000	891
Total noninterest income	$1,306,000	2,151
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$343,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$963,000	2,033
Total noninterest expense	$6,951,000	2,121
Salaries and employee benefits	$3,598,000	2,235
Premises and equipment expense	$867,000	1,859
Additional noninterest expense	$963,000	2,033
Pre-tax net operating income	$3,842,000	1,935
Securities gains (losses)	$0	849
Applicable income taxes	$840,000	1,404
Income before extraordinary items	$3,002,000	2,056
Extraordinary gains, net	$0	52
Net income	$3,002,000	2,075
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,002,000	2,056
Net charge-offs	$164,000	968
Cash dividends	$144,000	2,827
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,002,000	2,080
2023-06-30 (YTD Data)		Rank
Total interest income	$8,337,000	2,070
Total interest expense	$1,602,000	2,261
Net interest income	$6,735,000	1,997
Provision for loan and lease losses	$605,000	684
Total noninterest income	$850,000	2,133
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$218,000	1,795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$632,000	1,963
Total noninterest expense	$4,556,000	2,135
Salaries and employee benefits	$2,346,000	2,273
Premises and equipment expense	$575,000	1,851
Additional noninterest expense	$632,000	1,960
Pre-tax net operating income	$2,424,000	2,005
Securities gains (losses)	$0	938
Applicable income taxes	$502,000	1,488
Income before extraordinary items	$1,922,000	2,111
Extraordinary gains, net	$0	51
Net income	$1,922,000	2,136
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,922,000	2,111
Net charge-offs	$187,000	699
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,922,000	2,123
2023-03-31 (YTD Data)		Rank
Total interest income	$4,007,000	2,096
Total interest expense	$738,000	2,182
Net interest income	$3,269,000	2,049
Provision for loan and lease losses	$474,000	531
Total noninterest income	$431,000	2,118
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$109,000	1,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	1,933
Total noninterest expense	$2,236,000	2,195
Salaries and employee benefits	$1,199,000	2,280
Premises and equipment expense	$291,000	1,863
Additional noninterest expense	$322,000	1,933
Pre-tax net operating income	$990,000	2,316
Securities gains (losses)	$0	950
Applicable income taxes	$192,000	1,699
Income before extraordinary items	$798,000	2,386
Extraordinary gains, net	$0	4
Net income	$798,000	2,386
Minority interest net income	$0	48
Net income of bank and minority interests.	$798,000	2,386
Net charge-offs	$4,000	1,642
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$798,000	2,408
2022-12-31 (YTD Data)		Rank
Total interest income	$16,057,000	1,859
Total interest expense	$2,144,000	1,521
Net interest income	$13,913,000	1,884
Provision for loan and lease losses	$240,000	1,681
Total noninterest income	$1,679,000	2,219
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$444,000	1,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,235,000	2,110
Total noninterest expense	$8,929,000	2,154
Salaries and employee benefits	$5,031,000	2,168
Premises and equipment expense	$1,146,000	1,874
Additional noninterest expense	$1,235,000	2,110
Pre-tax net operating income	$6,423,000	1,746
Securities gains (losses)	$-42,000	3,715
Applicable income taxes	$1,403,000	1,311
Income before extraordinary items	$4,978,000	1,826
Extraordinary gains, net	$0	5
Net income	$4,978,000	1,824
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,978,000	1,825
Net charge-offs	$62,000	1,436
Cash dividends	$400,000	2,834
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$5,011,180	1,849
2022-09-30 (YTD Data)		Rank
Total interest income	$12,002,000	1,803
Total interest expense	$1,541,000	1,289
Net interest income	$10,461,000	1,855
Provision for loan and lease losses	$20,000	2,559
Total noninterest income	$1,234,000	2,278
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$330,000	1,846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$904,000	2,168
Total noninterest expense	$6,634,000	2,164
Salaries and employee benefits	$3,806,000	2,153
Premises and equipment expense	$853,000	1,897
Additional noninterest expense	$904,000	2,168
Pre-tax net operating income	$5,041,000	1,691
Securities gains (losses)	$0	740
Applicable income taxes	$1,107,000	1,277
Income before extraordinary items	$3,934,000	1,751
Extraordinary gains, net	$0	4
Net income	$3,934,000	1,751
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,934,000	1,750
Net charge-offs	$61,000	1,130
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,934,000	1,787
2022-06-30 (YTD Data)		Rank
Total interest income	$7,816,000	1,786
Total interest expense	$993,000	1,144
Net interest income	$6,823,000	1,851
Provision for loan and lease losses	$0	2,599
Total noninterest income	$788,000	2,319
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$204,000	1,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$584,000	2,231
Total noninterest expense	$4,417,000	2,144
Salaries and employee benefits	$2,550,000	2,149
Premises and equipment expense	$558,000	1,917
Additional noninterest expense	$1,309,000	2,183
Pre-tax net operating income	$3,194,000	1,658
Securities gains (losses)	$0	687
Applicable income taxes	$719,000	1,219
Income before extraordinary items	$2,475,000	1,726
Extraordinary gains, net	$0	4
Net income	$2,475,000	1,725
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,475,000	1,726
Net charge-offs	$4,000	1,826
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,475,000	1,766
2022-03-31 (YTD Data)		Rank
Total interest income	$3,830,000	1,780
Total interest expense	$510,000	1,076
Net interest income	$3,320,000	1,851
Provision for loan and lease losses	$0	2,285
Total noninterest income	$376,000	2,334
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$93,000	2,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$283,000	2,244
Total noninterest expense	$2,167,000	2,173
Salaries and employee benefits	$1,264,000	2,164
Premises and equipment expense	$278,000	1,939
Additional noninterest expense	$625,000	2,235
Pre-tax net operating income	$1,529,000	1,614
Securities gains (losses)	$0	623
Applicable income taxes	$344,000	1,204
Income before extraordinary items	$1,185,000	1,715
Extraordinary gains, net	$0	4
Net income	$1,185,000	1,715
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,185,000	1,715
Net charge-offs	$6,000	1,321
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,185,000	1,736
2021-12-31 (YTD Data)		Rank
Total interest income	$15,253,000	1,849
Total interest expense	$2,134,000	1,261
Net interest income	$13,119,000	1,916
Provision for loan and lease losses	$240,000	1,589
Total noninterest income	$2,280,000	2,086
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$390,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,890,000	1,967
Total noninterest expense	$9,022,000	2,112
Salaries and employee benefits	$5,525,000	2,048
Premises and equipment expense	$1,111,000	1,909
Additional noninterest expense	$2,386,000	2,310
Pre-tax net operating income	$6,137,000	1,797
Securities gains (losses)	$98,000	877
Applicable income taxes	$1,184,000	1,482
Income before extraordinary items	$5,051,000	1,881
Extraordinary gains, net	$0	10
Net income	$5,051,000	1,881
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,051,000	1,882
Net charge-offs	$-47,000	4,104
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,971,620	1,869
2021-09-30 (YTD Data)		Rank
Total interest income	$11,481,000	1,869
Total interest expense	$1,628,000	1,313
Net interest income	$9,853,000	1,943
Provision for loan and lease losses	$240,000	1,326
Total noninterest income	$1,829,000	2,068
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$280,000	1,941
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,549,000	1,922
Total noninterest expense	$6,713,000	2,139
Salaries and employee benefits	$4,184,000	2,032
Premises and equipment expense	$816,000	1,961
Additional noninterest expense	$1,713,000	2,384
Pre-tax net operating income	$4,729,000	1,843
Securities gains (losses)	$98,000	814
Applicable income taxes	$911,000	1,537
Income before extraordinary items	$3,916,000	1,901
Extraordinary gains, net	$0	8
Net income	$3,916,000	1,900
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,916,000	1,901
Net charge-offs	$-93,000	4,439
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,836,620	1,909
2021-06-30 (YTD Data)		Rank
Total interest income	$7,403,000	1,917
Total interest expense	$1,122,000	1,330
Net interest income	$6,281,000	1,981
Provision for loan and lease losses	$240,000	1,058
Total noninterest income	$935,000	2,307
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$173,000	1,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$762,000	2,213
Total noninterest expense	$4,298,000	2,182
Salaries and employee benefits	$2,639,000	2,106
Premises and equipment expense	$532,000	1,980
Additional noninterest expense	$1,127,000	2,383
Pre-tax net operating income	$2,678,000	2,021
Securities gains (losses)	$93,000	686
Applicable income taxes	$558,000	1,586
Income before extraordinary items	$2,213,000	2,107
Extraordinary gains, net	$0	6
Net income	$2,213,000	2,107
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,213,000	2,107
Net charge-offs	$-17,000	3,996
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,138,600	2,105
2021-03-31 (YTD Data)		Rank
Total interest income	$3,572,000	1,944
Total interest expense	$585,000	1,342
Net interest income	$2,987,000	2,041
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$494,000	2,246
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$261,000	882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	2,692
Total noninterest expense	$2,153,000	2,170
Salaries and employee benefits	$1,323,000	2,089
Premises and equipment expense	$269,000	1,976
Additional noninterest expense	$561,000	2,368
Pre-tax net operating income	$1,208,000	2,136
Securities gains (losses)	$51,000	658
Applicable income taxes	$254,000	1,636
Income before extraordinary items	$1,005,000	2,208
Extraordinary gains, net	$0	3
Net income	$1,005,000	2,208
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,005,000	2,208
Net charge-offs	$35,000	950
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$964,200	2,216
2020-12-31 (YTD Data)		Rank
Total interest income	$14,194,000	1,967
Total interest expense	$2,754,000	1,596
Net interest income	$11,440,000	2,030
Provision for loan and lease losses	$410,000	2,422
Total noninterest income	$1,613,000	2,347
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,048,000	907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$565,000	3,028
Total noninterest expense	$7,882,000	2,296
Salaries and employee benefits	$4,640,000	2,253
Premises and equipment expense	$1,047,000	1,981
Additional noninterest expense	$2,195,000	2,391
Pre-tax net operating income	$4,761,000	1,842
Securities gains (losses)	$12,000	2,262
Applicable income taxes	$943,000	1,473
Income before extraordinary items	$3,830,000	1,980
Extraordinary gains, net	$0	4
Net income	$3,830,000	1,979
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,830,000	1,980
Net charge-offs	$174,000	1,642
Cash dividends	$1,000,000	2,187
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,820,400	1,929
2020-09-30 (YTD Data)		Rank
Total interest income	$10,495,000	1,994
Total interest expense	$2,140,000	1,628
Net interest income	$8,355,000	2,070
Provision for loan and lease losses	$290,000	2,459
Total noninterest income	$1,161,000	2,357
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$767,000	924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,069
Total noninterest expense	$5,840,000	2,292
Salaries and employee benefits	$3,437,000	2,247
Premises and equipment expense	$757,000	2,017
Additional noninterest expense	$1,646,000	2,357
Pre-tax net operating income	$3,386,000	1,892
Securities gains (losses)	$1,000	2,423
Applicable income taxes	$673,000	1,497
Income before extraordinary items	$2,714,000	2,034
Extraordinary gains, net	$0	4
Net income	$2,714,000	2,035
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,714,000	2,035
Net charge-offs	$114,000	1,581
Cash dividends	$500,000	2,300
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,713,200	1,977
2020-06-30 (YTD Data)		Rank
Total interest income	$6,952,000	2,023
Total interest expense	$1,456,000	1,681
Net interest income	$5,496,000	2,099
Provision for loan and lease losses	$170,000	2,555
Total noninterest income	$775,000	2,307
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$505,000	949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$270,000	3,003
Total noninterest expense	$3,902,000	2,282
Salaries and employee benefits	$2,306,000	2,243
Premises and equipment expense	$509,000	2,006
Additional noninterest expense	$1,087,000	2,374
Pre-tax net operating income	$2,199,000	1,868
Securities gains (losses)	$1,000	2,174
Applicable income taxes	$427,000	1,471
Income before extraordinary items	$1,773,000	2,006
Extraordinary gains, net	$0	4
Net income	$1,773,000	2,007
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,773,000	2,007
Net charge-offs	$66,000	1,569
Cash dividends	$500,000	1,959
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,772,190	1,965
2020-03-31 (YTD Data)		Rank
Total interest income	$3,487,000	2,015
Total interest expense	$726,000	1,804
Net interest income	$2,761,000	2,056
Provision for loan and lease losses	$60,000	2,352
Total noninterest income	$373,000	2,263
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$274,000	1,029
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,194
Total noninterest expense	$1,950,000	2,309
Salaries and employee benefits	$1,144,000	2,269
Premises and equipment expense	$248,000	2,065
Additional noninterest expense	$558,000	2,360
Pre-tax net operating income	$1,124,000	1,673
Securities gains (losses)	$1,000	1,614
Applicable income taxes	$232,000	1,275
Income before extraordinary items	$893,000	1,823
Extraordinary gains, net	$0	4
Net income	$893,000	1,823
Minority interest net income	$0	56
Net income of bank and minority interests.	$893,000	1,823
Net charge-offs	$77,000	1,001
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$892,210	1,794
2019-12-31 (YTD Data)		Rank
Total interest income	$13,469,000	2,097
Total interest expense	$3,074,000	1,776
Net interest income	$10,395,000	2,164
Provision for loan and lease losses	$198,000	2,379
Total noninterest income	$1,676,000	2,171
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,195,000	981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$481,000	3,075
Total noninterest expense	$7,989,000	2,248
Salaries and employee benefits	$4,256,000	2,338
Premises and equipment expense	$1,059,000	1,965
Additional noninterest expense	$2,674,000	2,107
Pre-tax net operating income	$3,884,000	2,097
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$732,000	1,670
Income before extraordinary items	$3,153,000	2,218
Extraordinary gains, net	$0	11
Net income	$3,153,000	2,220
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,153,000	2,220
Net charge-offs	$65,000	2,478
Cash dividends	$600,000	2,822
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,152,190	2,185
2019-09-30 (YTD Data)		Rank
Total interest income	$9,910,000	2,149
Total interest expense	$2,284,000	1,798
Net interest income	$7,626,000	2,243
Provision for loan and lease losses	$198,000	1,989
Total noninterest income	$1,239,000	2,184
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$887,000	989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$352,000	3,102
Total noninterest expense	$5,682,000	2,339
Salaries and employee benefits	$3,243,000	2,330
Premises and equipment expense	$797,000	1,971
Additional noninterest expense	$1,642,000	2,417
Pre-tax net operating income	$2,985,000	2,114
Securities gains (losses)	$0	2,167
Applicable income taxes	$555,000	1,705
Income before extraordinary items	$2,430,000	2,246
Extraordinary gains, net	$0	11
Net income	$2,430,000	2,246
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,430,000	2,247
Net charge-offs	$42,000	2,332
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,430,000	2,206
2019-06-30 (YTD Data)		Rank
Total interest income	$6,443,000	2,190
Total interest expense	$1,469,000	1,823
Net interest income	$4,974,000	2,283
Provision for loan and lease losses	$132,000	1,953
Total noninterest income	$810,000	2,189
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$573,000	1,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	3,068
Total noninterest expense	$3,768,000	2,357
Salaries and employee benefits	$2,148,000	2,353
Premises and equipment expense	$533,000	1,962
Additional noninterest expense	$1,087,000	2,445
Pre-tax net operating income	$1,884,000	2,168
Securities gains (losses)	$0	1,702
Applicable income taxes	$354,000	1,722
Income before extraordinary items	$1,530,000	2,302
Extraordinary gains, net	$0	11
Net income	$1,530,000	2,302
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,530,000	2,302
Net charge-offs	$81,000	1,527
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,530,000	2,270
2019-03-31 (YTD Data)		Rank
Total interest income	$3,159,000	2,221
Total interest expense	$710,000	1,822
Net interest income	$2,449,000	2,317
Provision for loan and lease losses	$66,000	1,825
Total noninterest income	$365,000	2,284
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$270,000	1,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,288
Total noninterest expense	$1,889,000	2,361
Salaries and employee benefits	$1,081,000	2,344
Premises and equipment expense	$271,000	1,977
Additional noninterest expense	$537,000	2,465
Pre-tax net operating income	$859,000	2,263
Securities gains (losses)	$0	1,087
Applicable income taxes	$160,000	1,779
Income before extraordinary items	$699,000	2,371
Extraordinary gains, net	$0	5
Net income	$699,000	2,369
Minority interest net income	$0	52
Net income of bank and minority interests.	$699,000	2,370
Net charge-offs	$50,000	1,207
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$699,000	2,357
2018-12-31 (YTD Data)		Rank
Total interest income	$12,160,000	2,182
Total interest expense	$2,368,000	1,719
Net interest income	$9,792,000	2,288
Provision for loan and lease losses	$245,000	2,168
Total noninterest income	$1,695,000	2,178
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,228,000	975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$467,000	3,153
Total noninterest expense	$7,737,000	2,300
Salaries and employee benefits	$4,397,000	2,301
Premises and equipment expense	$1,082,000	1,939
Additional noninterest expense	$2,258,000	2,400
Pre-tax net operating income	$3,505,000	2,281
Securities gains (losses)	$-25,000	4,659
Applicable income taxes	$656,000	1,748
Income before extraordinary items	$2,824,000	2,404
Extraordinary gains, net	$0	6
Net income	$2,824,000	2,403
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,824,000	2,403
Net charge-offs	$74,000	2,363
Cash dividends	$1,000,000	2,197
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,844,250	2,391
2018-09-30 (YTD Data)		Rank
Total interest income	$9,008,000	2,193
Total interest expense	$1,712,000	1,689
Net interest income	$7,296,000	2,305
Provision for loan and lease losses	$180,000	2,069
Total noninterest income	$1,263,000	2,220
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$905,000	983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$358,000	3,160
Total noninterest expense	$5,782,000	2,310
Salaries and employee benefits	$3,304,000	2,301
Premises and equipment expense	$817,000	1,942
Additional noninterest expense	$1,661,000	2,420
Pre-tax net operating income	$2,597,000	2,335
Securities gains (losses)	$-25,000	4,979
Applicable income taxes	$480,000	1,826
Income before extraordinary items	$2,092,000	2,440
Extraordinary gains, net	$0	5
Net income	$2,092,000	2,439
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,092,000	2,439
Net charge-offs	$9,000	3,032
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,112,250	2,424
2018-06-30 (YTD Data)		Rank
Total interest income	$5,865,000	2,220
Total interest expense	$1,073,000	1,686
Net interest income	$4,792,000	2,329
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$830,000	2,225
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$599,000	992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$231,000	3,191
Total noninterest expense	$3,832,000	2,331
Salaries and employee benefits	$2,182,000	2,332
Premises and equipment expense	$554,000	1,930
Additional noninterest expense	$1,096,000	2,444
Pre-tax net operating income	$1,670,000	2,358
Securities gains (losses)	$-25,000	5,148
Applicable income taxes	$317,000	1,819
Income before extraordinary items	$1,328,000	2,509
Extraordinary gains, net	$0	6
Net income	$1,328,000	2,508
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,328,000	2,508
Net charge-offs	$-1,000	3,891
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,348,250	2,470
2018-03-31 (YTD Data)		Rank
Total interest income	$2,892,000	2,232
Total interest expense	$508,000	1,693
Net interest income	$2,384,000	2,337
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$394,000	2,273
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$291,000	1,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,309
Total noninterest expense	$1,927,000	2,334
Salaries and employee benefits	$1,109,000	2,325
Premises and equipment expense	$274,000	1,983
Additional noninterest expense	$544,000	2,472
Pre-tax net operating income	$791,000	2,401
Securities gains (losses)	$0	735
Applicable income taxes	$153,000	1,810
Income before extraordinary items	$638,000	2,516
Extraordinary gains, net	$0	7
Net income	$638,000	2,516
Minority interest net income	$0	52
Net income of bank and minority interests.	$638,000	2,516
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$638,000	2,510
2017-12-31 (YTD Data)		Rank
Total interest income	$11,278,000	2,229
Total interest expense	$1,732,000	1,718
Net interest income	$9,546,000	2,297
Provision for loan and lease losses	$118,000	2,930
Total noninterest income	$1,595,000	2,322
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,141,000	1,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$454,000	3,279
Total noninterest expense	$7,841,000	2,313
Salaries and employee benefits	$4,551,000	2,257
Premises and equipment expense	$1,085,000	1,996
Additional noninterest expense	$2,205,000	2,480
Pre-tax net operating income	$3,182,000	2,398
Securities gains (losses)	$13,000	1,489
Applicable income taxes	$1,333,000	1,631
Income before extraordinary items	$1,862,000	2,805
Extraordinary gains, net	$0	9
Net income	$1,862,000	2,804
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,862,000	2,805
Net charge-offs	$394,000	1,283
Cash dividends	$900,000	2,317
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,853,680	2,793
2017-09-30 (YTD Data)		Rank
Total interest income	$8,397,000	2,242
Total interest expense	$1,261,000	1,744
Net interest income	$7,136,000	2,319
Provision for loan and lease losses	$88,000	2,853
Total noninterest income	$1,162,000	2,370
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$844,000	1,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	3,394
Total noninterest expense	$5,895,000	2,315
Salaries and employee benefits	$3,416,000	2,263
Premises and equipment expense	$828,000	1,968
Additional noninterest expense	$1,651,000	2,493
Pre-tax net operating income	$2,315,000	2,489
Securities gains (losses)	$11,000	1,579
Applicable income taxes	$724,000	1,756
Income before extraordinary items	$1,602,000	2,750
Extraordinary gains, net	$0	9
Net income	$1,602,000	2,749
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,602,000	2,750
Net charge-offs	$365,000	989
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,594,410	2,739
2017-06-30 (YTD Data)		Rank
Total interest income	$5,450,000	2,274
Total interest expense	$822,000	1,737
Net interest income	$4,628,000	2,358
Provision for loan and lease losses	$78,000	2,454
Total noninterest income	$748,000	2,431
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$548,000	1,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	3,473
Total noninterest expense	$3,940,000	2,307
Salaries and employee benefits	$2,304,000	2,251
Premises and equipment expense	$551,000	1,969
Additional noninterest expense	$1,085,000	2,522
Pre-tax net operating income	$1,358,000	2,650
Securities gains (losses)	$13,000	1,152
Applicable income taxes	$391,000	1,923
Income before extraordinary items	$980,000	2,856
Extraordinary gains, net	$0	11
Net income	$980,000	2,856
Minority interest net income	$0	71
Net income of bank and minority interests.	$980,000	2,856
Net charge-offs	$53,000	1,957
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$970,770	2,856
2017-03-31 (YTD Data)		Rank
Total interest income	$2,610,000	2,344
Total interest expense	$401,000	1,751
Net interest income	$2,209,000	2,434
Provision for loan and lease losses	$38,000	2,306
Total noninterest income	$359,000	2,474
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$262,000	1,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,517
Total noninterest expense	$1,958,000	2,337
Salaries and employee benefits	$1,155,000	2,270
Premises and equipment expense	$281,000	1,974
Additional noninterest expense	$522,000	2,584
Pre-tax net operating income	$572,000	2,873
Securities gains (losses)	$0	1,153
Applicable income taxes	$145,000	2,148
Income before extraordinary items	$427,000	3,012
Extraordinary gains, net	$0	8
Net income	$427,000	3,012
Minority interest net income	$0	55
Net income of bank and minority interests.	$427,000	3,012
Net charge-offs	$77,000	1,067
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$427,000	2,992
2016-12-31 (YTD Data)		Rank
Total interest income	$10,656,000	2,286
Total interest expense	$1,561,000	1,752
Net interest income	$9,095,000	2,364
Provision for loan and lease losses	$151,000	2,719
Total noninterest income	$1,342,000	2,629
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,064,000	1,146
Trading account gains and fees	$0	170
Additional Noninterest Income	$278,000	4,017
Total noninterest expense	$7,999,000	2,290
Salaries and employee benefits	$4,652,000	2,204
Premises and equipment expense	$1,075,000	2,024
Additional noninterest expense	$2,272,000	2,503
Pre-tax net operating income	$2,287,000	2,832
Securities gains (losses)	$91,000	1,410
Applicable income taxes	$642,000	2,048
Income before extraordinary items	$1,736,000	3,026
Extraordinary gains, net	$0	5
Net income	$1,736,000	3,025
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,736,000	3,025
Net charge-offs	$210,000	1,869
Cash dividends	$900,000	2,334
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,669,570	3,037
2016-09-30 (YTD Data)		Rank
Total interest income	$7,951,000	2,298
Total interest expense	$1,165,000	1,761
Net interest income	$6,786,000	2,376
Provision for loan and lease losses	$176,000	2,199
Total noninterest income	$1,049,000	2,578
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$784,000	1,164
Trading account gains and fees	$0	169
Additional Noninterest Income	$265,000	3,748
Total noninterest expense	$6,038,000	2,277
Salaries and employee benefits	$3,487,000	2,208
Premises and equipment expense	$810,000	2,029
Additional noninterest expense	$1,741,000	2,458
Pre-tax net operating income	$1,621,000	2,983
Securities gains (losses)	$91,000	1,328
Applicable income taxes	$461,000	2,123
Income before extraordinary items	$1,251,000	3,125
Extraordinary gains, net	$0	5
Net income	$1,251,000	3,125
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,251,000	3,125
Net charge-offs	$146,000	1,720
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,184,570	3,172
2016-06-30 (YTD Data)		Rank
Total interest income	$5,290,000	2,300
Total interest expense	$768,000	1,770
Net interest income	$4,522,000	2,390
Provision for loan and lease losses	$150,000	1,887
Total noninterest income	$710,000	2,531
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$517,000	1,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$193,000	3,655
Total noninterest expense	$4,032,000	2,284
Salaries and employee benefits	$2,343,000	2,209
Premises and equipment expense	$538,000	2,027
Additional noninterest expense	$1,151,000	2,479
Pre-tax net operating income	$1,050,000	2,996
Securities gains (losses)	$46,000	1,479
Applicable income taxes	$289,000	2,169
Income before extraordinary items	$807,000	3,175
Extraordinary gains, net	$0	16
Net income	$807,000	3,172
Minority interest net income	$0	71
Net income of bank and minority interests.	$807,000	3,173
Net charge-offs	$148,000	1,335
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$772,960	3,180
2016-03-31 (YTD Data)		Rank
Total interest income	$2,602,000	2,332
Total interest expense	$384,000	1,759
Net interest income	$2,218,000	2,427
Provision for loan and lease losses	$66,000	1,907
Total noninterest income	$336,000	2,581
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$250,000	1,185
Trading account gains and fees	$0	142
Additional Noninterest Income	$86,000	3,764
Total noninterest expense	$2,020,000	2,282
Salaries and employee benefits	$1,175,000	2,213
Premises and equipment expense	$279,000	1,978
Additional noninterest expense	$566,000	2,510
Pre-tax net operating income	$468,000	3,150
Securities gains (losses)	$38,000	944
Applicable income taxes	$129,000	2,240
Income before extraordinary items	$377,000	3,238
Extraordinary gains, net	$0	12
Net income	$377,000	3,236
Minority interest net income	$0	62
Net income of bank and minority interests.	$377,000	3,237
Net charge-offs	$45,000	1,498
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$348,500	3,312
2015-12-31 (YTD Data)		Rank
Total interest income	$10,872,000	2,206
Total interest expense	$1,710,000	1,592
Net interest income	$9,162,000	2,317
Provision for loan and lease losses	$461,000	1,446
Total noninterest income	$1,551,000	2,438
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,070,000	1,158
Trading account gains and fees	$0	159
Additional Noninterest Income	$481,000	3,343
Total noninterest expense	$7,984,000	2,298
Salaries and employee benefits	$4,714,000	2,161
Premises and equipment expense	$1,109,000	2,013
Additional noninterest expense	$2,161,000	2,629
Pre-tax net operating income	$2,268,000	2,794
Securities gains (losses)	$62,000	1,489
Applicable income taxes	$598,000	2,068
Income before extraordinary items	$1,732,000	2,981
Extraordinary gains, net	$0	23
Net income	$1,732,000	2,983
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,732,000	2,983
Net charge-offs	$415,000	1,328
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,686,120	2,979
2015-09-30 (YTD Data)		Rank
Total interest income	$8,193,000	2,211
Total interest expense	$1,303,000	1,586
Net interest income	$6,890,000	2,329
Provision for loan and lease losses	$393,000	1,269
Total noninterest income	$1,066,000	2,579
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$798,000	1,169
Trading account gains and fees	$0	153
Additional Noninterest Income	$268,000	3,769
Total noninterest expense	$5,997,000	2,294
Salaries and employee benefits	$3,560,000	2,157
Premises and equipment expense	$849,000	2,002
Additional noninterest expense	$1,588,000	2,671
Pre-tax net operating income	$1,566,000	2,995
Securities gains (losses)	$52,000	1,436
Applicable income taxes	$431,000	2,133
Income before extraordinary items	$1,187,000	3,209
Extraordinary gains, net	$0	21
Net income	$1,187,000	3,208
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,187,000	3,209
Net charge-offs	$615,000	746
Cash dividends	$100,000	3,461
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,149,040	3,210
2015-06-30 (YTD Data)		Rank
Total interest income	$5,388,000	2,241
Total interest expense	$881,000	1,570
Net interest income	$4,507,000	2,361
Provision for loan and lease losses	$200,000	1,484
Total noninterest income	$710,000	2,592
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$521,000	1,171
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,716
Total noninterest expense	$3,969,000	2,315
Salaries and employee benefits	$2,367,000	2,172
Premises and equipment expense	$552,000	2,051
Additional noninterest expense	$1,050,000	2,698
Pre-tax net operating income	$1,048,000	2,977
Securities gains (losses)	$49,000	1,246
Applicable income taxes	$289,000	2,156
Income before extraordinary items	$808,000	3,134
Extraordinary gains, net	$0	22
Net income	$808,000	3,134
Minority interest net income	$0	75
Net income of bank and minority interests.	$808,000	3,135
Net charge-offs	$194,000	1,207
Cash dividends	$100,000	3,204
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$771,740	3,166
2015-03-31 (YTD Data)		Rank
Total interest income	$2,701,000	2,229
Total interest expense	$457,000	1,525
Net interest income	$2,244,000	2,375
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$352,000	2,569
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$253,000	1,180
Trading account gains and fees	$0	152
Additional Noninterest Income	$99,000	3,610
Total noninterest expense	$1,986,000	2,319
Salaries and employee benefits	$1,175,000	2,193
Premises and equipment expense	$297,000	1,956
Additional noninterest expense	$514,000	2,724
Pre-tax net operating income	$510,000	2,982
Securities gains (losses)	$11,000	1,447
Applicable income taxes	$136,000	2,194
Income before extraordinary items	$385,000	3,195
Extraordinary gains, net	$0	13
Net income	$385,000	3,198
Minority interest net income	$0	64
Net income of bank and minority interests.	$385,000	3,198
Net charge-offs	$97,000	1,142
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$376,860	3,164
2014-12-31 (YTD Data)		Rank
Total interest income	$11,093,000	2,177
Total interest expense	$1,940,000	1,529
Net interest income	$9,153,000	2,322
Provision for loan and lease losses	$565,000	1,346
Total noninterest income	$1,427,000	2,593
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,128,000	1,172
Trading account gains and fees	$0	180
Additional Noninterest Income	$299,000	4,023
Total noninterest expense	$7,662,000	2,396
Salaries and employee benefits	$4,453,000	2,275
Premises and equipment expense	$1,027,000	2,194
Additional noninterest expense	$2,182,000	2,691
Pre-tax net operating income	$2,353,000	2,697
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$671,000	1,941
Income before extraordinary items	$1,694,000	3,022
Extraordinary gains, net	$0	17
Net income	$1,694,000	3,022
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,694,000	3,023
Net charge-offs	$623,000	1,263
Cash dividends	$1,400,000	1,642
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,685,360	2,985
2014-09-30 (YTD Data)		Rank
Total interest income	$8,286,000	2,200
Total interest expense	$1,475,000	1,528
Net interest income	$6,811,000	2,349
Provision for loan and lease losses	$470,000	1,199
Total noninterest income	$1,073,000	2,603
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$844,000	1,182
Trading account gains and fees	$0	174
Additional Noninterest Income	$229,000	4,028
Total noninterest expense	$5,795,000	2,391
Salaries and employee benefits	$3,314,000	2,294
Premises and equipment expense	$791,000	2,169
Additional noninterest expense	$1,690,000	2,626
Pre-tax net operating income	$1,619,000	2,895
Securities gains (losses)	$12,000	2,252
Applicable income taxes	$439,000	2,087
Income before extraordinary items	$1,192,000	3,161
Extraordinary gains, net	$0	15
Net income	$1,192,000	3,161
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,192,000	3,162
Net charge-offs	$492,000	1,170
Cash dividends	$100,000	3,430
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,183,240	3,133
2014-06-30 (YTD Data)		Rank
Total interest income	$5,482,000	2,208
Total interest expense	$996,000	1,512
Net interest income	$4,486,000	2,357
Provision for loan and lease losses	$330,000	1,155
Total noninterest income	$733,000	2,524
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$325,000	1,835
Trading account gains and fees	$0	172
Additional Noninterest Income	$408,000	2,598
Total noninterest expense	$3,862,000	2,399
Salaries and employee benefits	$2,201,000	2,306
Premises and equipment expense	$530,000	2,162
Additional noninterest expense	$1,131,000	2,617
Pre-tax net operating income	$1,027,000	2,937
Securities gains (losses)	$12,000	1,855
Applicable income taxes	$274,000	2,111
Income before extraordinary items	$765,000	3,179
Extraordinary gains, net	$0	20
Net income	$765,000	3,185
Minority interest net income	$0	80
Net income of bank and minority interests.	$765,000	3,185
Net charge-offs	$523,000	839
Cash dividends	$100,000	3,133
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$756,120	3,165
2014-03-31 (YTD Data)		Rank
Total interest income	$2,724,000	2,215
Total interest expense	$528,000	1,432
Net interest income	$2,196,000	2,401
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$351,000	2,571
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$155,000	1,886
Trading account gains and fees	$0	147
Additional Noninterest Income	$196,000	2,593
Total noninterest expense	$1,922,000	2,428
Salaries and employee benefits	$1,078,000	2,349
Premises and equipment expense	$283,000	2,101
Additional noninterest expense	$561,000	2,637
Pre-tax net operating income	$525,000	2,805
Securities gains (losses)	$12,000	1,116
Applicable income taxes	$142,000	2,050
Income before extraordinary items	$395,000	3,025
Extraordinary gains, net	$0	16
Net income	$395,000	3,028
Minority interest net income	$0	66
Net income of bank and minority interests.	$395,000	3,028
Net charge-offs	$262,000	787
Cash dividends	$100,000	2,217
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$386,120	3,031
2013-12-31 (YTD Data)		Rank
Total interest income	$11,526,000	2,124
Total interest expense	$2,311,000	1,467
Net interest income	$9,215,000	2,267
Provision for loan and lease losses	$555,000	1,717
Total noninterest income	$1,416,000	2,678
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$718,000	1,787
Trading account gains and fees	$0	184
Additional Noninterest Income	$698,000	2,870
Total noninterest expense	$7,937,000	2,355
Salaries and employee benefits	$4,786,000	2,132
Premises and equipment expense	$1,087,000	2,087
Additional noninterest expense	$2,064,000	2,897
Pre-tax net operating income	$2,139,000	2,731
Securities gains (losses)	$169,000	997
Applicable income taxes	$650,000	1,885
Income before extraordinary items	$1,658,000	2,968
Extraordinary gains, net	$0	29
Net income	$1,658,000	2,970
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,658,000	2,971
Net charge-offs	$883,000	1,393
Cash dividends	$1,000,000	1,914
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,536,320	3,049
2013-09-30 (YTD Data)		Rank
Total interest income	$8,688,000	2,128
Total interest expense	$1,755,000	1,494
Net interest income	$6,933,000	2,256
Provision for loan and lease losses	$365,000	1,873
Total noninterest income	$1,115,000	2,655
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$531,000	1,815
Trading account gains and fees	$0	180
Additional Noninterest Income	$584,000	2,784
Total noninterest expense	$5,941,000	2,362
Salaries and employee benefits	$3,622,000	2,115
Premises and equipment expense	$825,000	2,088
Additional noninterest expense	$1,494,000	2,988
Pre-tax net operating income	$1,742,000	2,669
Securities gains (losses)	$154,000	949
Applicable income taxes	$557,000	1,806
Income before extraordinary items	$1,339,000	2,860
Extraordinary gains, net	$0	25
Net income	$1,339,000	2,864
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,339,000	2,864
Net charge-offs	$696,000	1,296
Cash dividends	$300,000	2,588
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,229,660	2,960
2013-06-30 (YTD Data)		Rank
Total interest income	$5,800,000	2,131
Total interest expense	$1,187,000	1,509
Net interest income	$4,613,000	2,256
Provision for loan and lease losses	$275,000	1,759
Total noninterest income	$709,000	2,739
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$340,000	1,860
Trading account gains and fees	$0	157
Additional Noninterest Income	$369,000	2,914
Total noninterest expense	$3,922,000	2,380
Salaries and employee benefits	$2,393,000	2,144
Premises and equipment expense	$559,000	2,052
Additional noninterest expense	$970,000	3,038
Pre-tax net operating income	$1,125,000	2,688
Securities gains (losses)	$153,000	865
Applicable income taxes	$373,000	1,809
Income before extraordinary items	$905,000	2,839
Extraordinary gains, net	$0	22
Net income	$905,000	2,843
Minority interest net income	$0	82
Net income of bank and minority interests.	$905,000	2,843
Net charge-offs	$614,000	1,084
Cash dividends	$200,000	2,545
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$796,370	2,988
2013-03-31 (YTD Data)		Rank
Total interest income	$2,899,000	2,145
Total interest expense	$602,000	1,534
Net interest income	$2,297,000	2,280
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$374,000	2,650
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$161,000	1,923
Trading account gains and fees	$0	148
Additional Noninterest Income	$213,000	2,694
Total noninterest expense	$1,926,000	2,453
Salaries and employee benefits	$1,190,000	2,169
Premises and equipment expense	$286,000	2,050
Additional noninterest expense	$450,000	3,217
Pre-tax net operating income	$595,000	2,562
Securities gains (losses)	$0	1,966
Applicable income taxes	$170,000	1,869
Income before extraordinary items	$425,000	2,922
Extraordinary gains, net	$0	10
Net income	$425,000	2,922
Minority interest net income	$0	76
Net income of bank and minority interests.	$425,000	2,924
Net charge-offs	$-11,000	6,232
Cash dividends	$100,000	2,031
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$425,000	2,832
2012-12-31 (YTD Data)		Rank
Total interest income	$12,320,000	2,118
Total interest expense	$2,769,000	1,604
Net interest income	$9,551,000	2,251
Provision for loan and lease losses	$760,000	2,146
Total noninterest income	$1,424,000	2,687
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$781,000	1,729
Trading account gains and fees	$0	166
Additional Noninterest Income	$643,000	3,007
Total noninterest expense	$7,670,000	2,460
Salaries and employee benefits	$4,670,000	2,136
Premises and equipment expense	$1,052,000	2,182
Additional noninterest expense	$1,948,000	3,156
Pre-tax net operating income	$2,545,000	2,376
Securities gains (losses)	$155,000	1,911
Applicable income taxes	$789,000	1,713
Income before extraordinary items	$1,911,000	2,660
Extraordinary gains, net	$0	29
Net income	$1,911,000	2,663
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,911,000	2,661
Net charge-offs	$1,051,000	1,769
Cash dividends	$1,000,000	1,928
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,800,950	2,665
2012-09-30 (YTD Data)		Rank
Total interest income	$9,272,000	2,149
Total interest expense	$2,130,000	1,636
Net interest income	$7,142,000	2,285
Provision for loan and lease losses	$600,000	2,031
Total noninterest income	$1,115,000	2,629
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$592,000	1,727
Trading account gains and fees	$0	157
Additional Noninterest Income	$523,000	2,878
Total noninterest expense	$5,769,000	2,457
Salaries and employee benefits	$3,491,000	2,138
Premises and equipment expense	$788,000	2,210
Additional noninterest expense	$1,490,000	3,134
Pre-tax net operating income	$1,888,000	2,463
Securities gains (losses)	$82,000	2,115
Applicable income taxes	$573,000	1,792
Income before extraordinary items	$1,397,000	2,764
Extraordinary gains, net	$0	20
Net income	$1,397,000	2,765
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,397,000	2,764
Net charge-offs	$482,000	2,245
Cash dividends	$100,000	3,291
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,338,780	2,729
2012-06-30 (YTD Data)		Rank
Total interest income	$6,213,000	2,146
Total interest expense	$1,446,000	1,664
Net interest income	$4,767,000	2,288
Provision for loan and lease losses	$425,000	1,999
Total noninterest income	$747,000	2,590
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$387,000	1,760
Trading account gains and fees	$0	153
Additional Noninterest Income	$360,000	2,808
Total noninterest expense	$3,815,000	2,480
Salaries and employee benefits	$2,315,000	2,141
Premises and equipment expense	$518,000	2,219
Additional noninterest expense	$982,000	3,171
Pre-tax net operating income	$1,274,000	2,410
Securities gains (losses)	$58,000	1,958
Applicable income taxes	$386,000	1,761
Income before extraordinary items	$946,000	2,710
Extraordinary gains, net	$0	19
Net income	$946,000	2,710
Minority interest net income	$0	84
Net income of bank and minority interests.	$946,000	2,710
Net charge-offs	$367,000	2,100
Cash dividends	$100,000	2,979
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$904,820	2,663
2012-03-31 (YTD Data)		Rank
Total interest income	$3,080,000	2,193
Total interest expense	$731,000	1,712
Net interest income	$2,349,000	2,334
Provision for loan and lease losses	$200,000	1,993
Total noninterest income	$394,000	2,501
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$195,000	1,737
Trading account gains and fees	$0	148
Additional Noninterest Income	$199,000	2,667
Total noninterest expense	$1,919,000	2,454
Salaries and employee benefits	$1,153,000	2,170
Premises and equipment expense	$263,000	2,199
Additional noninterest expense	$503,000	3,079
Pre-tax net operating income	$624,000	2,460
Securities gains (losses)	$0	2,210
Applicable income taxes	$181,000	1,847
Income before extraordinary items	$443,000	2,865
Extraordinary gains, net	$0	19
Net income	$443,000	2,868
Minority interest net income	$0	78
Net income of bank and minority interests.	$443,000	2,869
Net charge-offs	$51,000	3,006
Cash dividends	$100,000	2,055
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$443,000	2,721
2011-12-31 (YTD Data)		Rank
Total interest income	$12,812,000	2,181
Total interest expense	$3,452,000	1,722
Net interest income	$9,360,000	2,338
Provision for loan and lease losses	$1,200,000	2,155
Total noninterest income	$1,675,000	2,281
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$875,000	1,663
Trading account gains and fees	$0	146
Additional Noninterest Income	$800,000	2,444
Total noninterest expense	$7,635,000	2,475
Salaries and employee benefits	$4,587,000	2,105
Premises and equipment expense	$1,063,000	2,285
Additional noninterest expense	$1,985,000	3,156
Pre-tax net operating income	$2,200,000	2,334
Securities gains (losses)	$99,000	2,075
Applicable income taxes	$700,000	1,679
Income before extraordinary items	$1,599,000	2,658
Extraordinary gains, net	$0	29
Net income	$1,599,000	2,659
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,599,000	2,659
Net charge-offs	$1,337,000	2,028
Cash dividends	$1,100,000	1,512
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,529,700	2,649
2011-09-30 (YTD Data)		Rank
Total interest income	$9,645,000	2,204
Total interest expense	$2,662,000	1,741
Net interest income	$6,983,000	2,352
Provision for loan and lease losses	$900,000	2,078
Total noninterest income	$1,206,000	2,319
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$648,000	1,683
Trading account gains and fees	$0	145
Additional Noninterest Income	$558,000	2,530
Total noninterest expense	$5,746,000	2,470
Salaries and employee benefits	$3,455,000	2,109
Premises and equipment expense	$802,000	2,300
Additional noninterest expense	$1,489,000	3,173
Pre-tax net operating income	$1,543,000	2,521
Securities gains (losses)	$99,000	1,799
Applicable income taxes	$459,000	1,799
Income before extraordinary items	$1,183,000	2,742
Extraordinary gains, net	$0	21
Net income	$1,183,000	2,744
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,183,000	2,744
Net charge-offs	$918,000	1,988
Cash dividends	$200,000	2,677
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,111,720	2,758
2011-06-30 (YTD Data)		Rank
Total interest income	$6,370,000	2,233
Total interest expense	$1,808,000	1,768
Net interest income	$4,562,000	2,406
Provision for loan and lease losses	$605,000	2,035
Total noninterest income	$737,000	2,446
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$411,000	1,730
Trading account gains and fees	$0	153
Additional Noninterest Income	$326,000	2,754
Total noninterest expense	$3,759,000	2,524
Salaries and employee benefits	$2,293,000	2,135
Premises and equipment expense	$535,000	2,313
Additional noninterest expense	$931,000	3,366
Pre-tax net operating income	$935,000	2,659
Securities gains (losses)	$99,000	1,153
Applicable income taxes	$282,000	1,862
Income before extraordinary items	$752,000	2,779
Extraordinary gains, net	$0	15
Net income	$752,000	2,780
Minority interest net income	$0	89
Net income of bank and minority interests.	$752,000	2,780
Net charge-offs	$695,000	1,807
Cash dividends	$200,000	2,272
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$679,730	2,894
2011-03-31 (YTD Data)		Rank
Total interest income	$3,152,000	2,267
Total interest expense	$909,000	1,817
Net interest income	$2,243,000	2,452
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$410,000	2,311
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$193,000	1,793
Trading account gains and fees	$0	158
Additional Noninterest Income	$217,000	2,358
Total noninterest expense	$1,861,000	2,563
Salaries and employee benefits	$1,140,000	2,161
Premises and equipment expense	$271,000	2,315
Additional noninterest expense	$450,000	3,449
Pre-tax net operating income	$492,000	2,595
Securities gains (losses)	$36,000	869
Applicable income taxes	$145,000	1,826
Income before extraordinary items	$383,000	2,760
Extraordinary gains, net	$0	9
Net income	$383,000	2,759
Minority interest net income	$0	86
Net income of bank and minority interests.	$383,000	2,760
Net charge-offs	$318,000	1,691
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$356,720	2,841
2010-12-31 (YTD Data)		Rank
Total interest income	$13,043,000	2,304
Total interest expense	$4,017,000	1,991
Net interest income	$9,026,000	2,422
Provision for loan and lease losses	$1,041,000	2,982
Total noninterest income	$1,643,000	2,377
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$783,000	1,873
Trading account gains and fees	$0	175
Additional Noninterest Income	$860,000	2,399
Total noninterest expense	$7,375,000	2,619
Salaries and employee benefits	$4,381,000	2,209
Premises and equipment expense	$1,058,000	2,359
Additional noninterest expense	$1,936,000	3,348
Pre-tax net operating income	$2,253,000	2,038
Securities gains (losses)	$49,000	2,670
Applicable income taxes	$687,000	1,585
Income before extraordinary items	$1,615,000	2,385
Extraordinary gains, net	$0	29
Net income	$1,615,000	2,382
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,615,000	2,385
Net charge-offs	$235,000	4,587
Cash dividends	$1,580,000	1,018
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,580,700	2,317
2010-09-30 (YTD Data)		Rank
Total interest income	$9,826,000	2,348
Total interest expense	$3,083,000	2,030
Net interest income	$6,743,000	2,459
Provision for loan and lease losses	$731,000	2,983
Total noninterest income	$1,175,000	2,462
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$560,000	1,990
Trading account gains and fees	$0	165
Additional Noninterest Income	$615,000	2,451
Total noninterest expense	$5,539,000	2,614
Salaries and employee benefits	$3,276,000	2,218
Premises and equipment expense	$795,000	2,398
Additional noninterest expense	$1,468,000	3,288
Pre-tax net operating income	$1,648,000	2,214
Securities gains (losses)	$49,000	2,417
Applicable income taxes	$477,000	1,719
Income before extraordinary items	$1,220,000	2,516
Extraordinary gains, net	$0	23
Net income	$1,220,000	2,513
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,220,000	2,517
Net charge-offs	$186,000	4,302
Cash dividends	$850,000	1,217
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,184,720	2,438
2010-06-30 (YTD Data)		Rank
Total interest income	$6,496,000	2,395
Total interest expense	$2,089,000	2,065
Net interest income	$4,407,000	2,511
Provision for loan and lease losses	$400,000	3,175
Total noninterest income	$768,000	2,429
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$358,000	2,061
Trading account gains and fees	$0	152
Additional Noninterest Income	$410,000	2,388
Total noninterest expense	$3,659,000	2,631
Salaries and employee benefits	$2,154,000	2,248
Premises and equipment expense	$529,000	2,414
Additional noninterest expense	$976,000	3,262
Pre-tax net operating income	$1,116,000	2,172
Securities gains (losses)	$20,000	2,363
Applicable income taxes	$322,000	1,669
Income before extraordinary items	$814,000	2,474
Extraordinary gains, net	$0	19
Net income	$814,000	2,470
Minority interest net income	$0	105
Net income of bank and minority interests.	$814,000	2,473
Net charge-offs	$174,000	3,677
Cash dividends	$600,000	1,128
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$799,600	2,411
2010-03-31 (YTD Data)		Rank
Total interest income	$3,213,000	2,478
Total interest expense	$1,057,000	2,157
Net interest income	$2,156,000	2,603
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$349,000	2,589
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$170,000	2,132
Trading account gains and fees	$0	175
Additional Noninterest Income	$179,000	2,553
Total noninterest expense	$1,803,000	2,691
Salaries and employee benefits	$1,049,000	2,350
Premises and equipment expense	$271,000	2,410
Additional noninterest expense	$483,000	3,280
Pre-tax net operating income	$552,000	2,235
Securities gains (losses)	$20,000	1,521
Applicable income taxes	$158,000	1,683
Income before extraordinary items	$414,000	2,498
Extraordinary gains, net	$0	16
Net income	$414,000	2,496
Minority interest net income	$0	91
Net income of bank and minority interests.	$414,000	2,498
Net charge-offs	$113,000	2,991
Cash dividends	$300,000	1,057
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$399,600	2,463
2009-12-31 (YTD Data)		Rank
Total interest income	$13,695,000	2,440
Total interest expense	$4,840,000	2,331
Net interest income	$8,855,000	2,450
Provision for loan and lease losses	$445,000	4,727
Total noninterest income	$1,515,000	2,536
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$745,000	2,150
Trading account gains and fees	$0	211
Additional Noninterest Income	$770,000	2,523
Total noninterest expense	$7,291,000	2,697
Salaries and employee benefits	$4,321,000	2,277
Premises and equipment expense	$1,070,000	2,444
Additional noninterest expense	$1,900,000	3,452
Pre-tax net operating income	$2,634,000	1,513
Securities gains (losses)	$-8,000	6,985
Applicable income taxes	$774,000	1,165
Income before extraordinary items	$1,852,000	1,799
Extraordinary gains, net	$0	34
Net income	$1,852,000	1,796
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,852,000	1,798
Net charge-offs	$319,000	4,408
Cash dividends	$1,400,000	1,258
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,857,680	1,758
2009-09-30 (YTD Data)		Rank
Total interest income	$10,335,000	2,460
Total interest expense	$3,731,000	2,361
Net interest income	$6,604,000	2,465
Provision for loan and lease losses	$295,000	4,617
Total noninterest income	$1,116,000	2,625
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$542,000	2,208
Trading account gains and fees	$0	212
Additional Noninterest Income	$574,000	2,581
Total noninterest expense	$5,445,000	2,716
Salaries and employee benefits	$3,228,000	2,308
Premises and equipment expense	$801,000	2,476
Additional noninterest expense	$1,416,000	3,423
Pre-tax net operating income	$1,980,000	1,646
Securities gains (losses)	$-15,000	7,265
Applicable income taxes	$572,000	1,294
Income before extraordinary items	$1,393,000	1,905
Extraordinary gains, net	$0	27
Net income	$1,393,000	1,904
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,393,000	1,905
Net charge-offs	$292,000	3,741
Cash dividends	$500,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,403,650	1,847
2009-06-30 (YTD Data)		Rank
Total interest income	$6,922,000	2,486
Total interest expense	$2,535,000	2,420
Net interest income	$4,387,000	2,459
Provision for loan and lease losses	$175,000	4,540
Total noninterest income	$718,000	2,696
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$345,000	2,264
Trading account gains and fees	$0	193
Additional Noninterest Income	$373,000	2,655
Total noninterest expense	$3,608,000	2,755
Salaries and employee benefits	$2,142,000	2,364
Premises and equipment expense	$529,000	2,522
Additional noninterest expense	$937,000	3,443
Pre-tax net operating income	$1,322,000	1,692
Securities gains (losses)	$-7,000	7,447
Applicable income taxes	$386,000	1,299
Income before extraordinary items	$929,000	1,968
Extraordinary gains, net	$0	21
Net income	$929,000	1,966
Minority interest net income	$0	112
Net income of bank and minority interests.	$929,000	1,967
Net charge-offs	$200,000	3,416
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$933,970	1,896
2009-03-31 (YTD Data)		Rank
Total interest income	$3,405,000	2,558
Total interest expense	$1,290,000	2,468
Net interest income	$2,115,000	2,560
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$333,000	2,831
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$165,000	2,274
Trading account gains and fees	$0	171
Additional Noninterest Income	$168,000	2,772
Total noninterest expense	$1,728,000	2,773
Salaries and employee benefits	$1,065,000	2,400
Premises and equipment expense	$267,000	2,550
Additional noninterest expense	$396,000	3,606
Pre-tax net operating income	$645,000	1,936
Securities gains (losses)	$-9,000	7,821
Applicable income taxes	$184,000	1,544
Income before extraordinary items	$452,000	2,327
Extraordinary gains, net	$0	15
Net income	$452,000	2,327
Minority interest net income	$0	102
Net income of bank and minority interests.	$452,000	2,329
Net charge-offs	$90,000	2,988
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$458,390	2,160
2008-12-31 (YTD Data)		Rank
Total interest income	$14,643,000	2,528
Total interest expense	$5,576,000	2,689
Net interest income	$9,067,000	2,406
Provision for loan and lease losses	$176,000	5,374
Total noninterest income	$1,454,000	2,686
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$792,000	2,144
Trading account gains and fees	$0	154
Additional Noninterest Income	$662,000	2,734
Total noninterest expense	$6,842,000	2,739
Salaries and employee benefits	$4,224,000	2,385
Premises and equipment expense	$1,142,000	2,348
Additional noninterest expense	$1,476,000	3,662
Pre-tax net operating income	$3,503,000	1,556
Securities gains (losses)	$-1,708,000	7,851
Applicable income taxes	$409,000	2,060
Income before extraordinary items	$1,386,000	2,658
Extraordinary gains, net	$0	39
Net income	$1,386,000	2,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	4,747
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,701,160	1,607
2008-09-30 (YTD Data)		Rank
Total interest income	$11,088,000	2,549
Total interest expense	$4,242,000	2,754
Net interest income	$6,846,000	2,415
Provision for loan and lease losses	$86,000	5,374
Total noninterest income	$1,079,000	2,757
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$593,000	2,165
Trading account gains and fees	$0	148
Additional Noninterest Income	$486,000	2,865
Total noninterest expense	$5,066,000	2,752
Salaries and employee benefits	$3,125,000	2,442
Premises and equipment expense	$879,000	2,303
Additional noninterest expense	$1,062,000	3,704
Pre-tax net operating income	$2,773,000	1,754
Securities gains (losses)	$-1,698,000	8,020
Applicable income taxes	$178,000	3,037
Income before extraordinary items	$897,000	3,321
Extraordinary gains, net	$0	31
Net income	$897,000	3,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,429
Cash dividends	$200,000	3,868
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,306,340	1,656
2008-06-30 (YTD Data)		Rank
Total interest income	$7,387,000	2,583
Total interest expense	$2,873,000	2,817
Net interest income	$4,514,000	2,418
Provision for loan and lease losses	$46,000	5,262
Total noninterest income	$710,000	2,821
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$391,000	2,171
Trading account gains and fees	$0	149
Additional Noninterest Income	$319,000	2,924
Total noninterest expense	$3,445,000	2,721
Salaries and employee benefits	$2,170,000	2,377
Premises and equipment expense	$582,000	2,330
Additional noninterest expense	$693,000	3,746
Pre-tax net operating income	$1,733,000	1,926
Securities gains (losses)	$92,000	1,043
Applicable income taxes	$569,000	1,456
Income before extraordinary items	$1,256,000	2,104
Extraordinary gains, net	$0	21
Net income	$1,256,000	2,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,516
Cash dividends	$200,000	3,405
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,192,520	2,162
2008-03-31 (YTD Data)		Rank
Total interest income	$3,676,000	2,671
Total interest expense	$1,450,000	2,973
Net interest income	$2,226,000	2,460
Provision for loan and lease losses	$28,000	4,637
Total noninterest income	$333,000	2,922
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$188,000	2,191
Trading account gains and fees	$0	158
Additional Noninterest Income	$145,000	3,095
Total noninterest expense	$1,707,000	2,731
Salaries and employee benefits	$1,079,000	2,410
Premises and equipment expense	$285,000	2,367
Additional noninterest expense	$343,000	3,727
Pre-tax net operating income	$824,000	2,088
Securities gains (losses)	$92,000	759
Applicable income taxes	$289,000	1,514
Income before extraordinary items	$627,000	2,229
Extraordinary gains, net	$0	15
Net income	$627,000	2,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,931
Cash dividends	$200,000	2,298
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$564,440	2,362
2007-12-31 (YTD Data)		Rank
Total interest income	$14,469,000	2,784
Total interest expense	$5,633,000	3,166
Net interest income	$8,836,000	2,496
Provision for loan and lease losses	$102,000	4,877
Total noninterest income	$1,331,000	2,924
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$826,000	2,080
Trading account gains and fees	$0	178
Additional Noninterest Income	$505,000	3,299
Total noninterest expense	$6,470,000	2,758
Salaries and employee benefits	$4,081,000	2,454
Premises and equipment expense	$1,057,000	2,445
Additional noninterest expense	$1,332,000	3,761
Pre-tax net operating income	$3,595,000	2,155
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,177,000	1,670
Income before extraordinary items	$2,418,000	2,451
Extraordinary gains, net	$0	39
Net income	$2,418,000	2,450
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,668
Cash dividends	$1,000,000	2,600
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,418,000	2,441
2007-09-30 (YTD Data)		Rank
Total interest income	$10,751,000	2,805
Total interest expense	$4,166,000	3,200
Net interest income	$6,585,000	2,524
Provision for loan and lease losses	$91,000	4,243
Total noninterest income	$963,000	3,000
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$600,000	2,110
Trading account gains and fees	$0	184
Additional Noninterest Income	$363,000	3,386
Total noninterest expense	$4,837,000	2,743
Salaries and employee benefits	$3,051,000	2,458
Premises and equipment expense	$792,000	2,436
Additional noninterest expense	$994,000	3,720
Pre-tax net operating income	$2,620,000	2,349
Securities gains (losses)	$0	1,655
Applicable income taxes	$849,000	1,824
Income before extraordinary items	$1,771,000	2,628
Extraordinary gains, net	$0	33
Net income	$1,771,000	2,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,542
Cash dividends	$150,000	4,354
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,771,000	2,606
2007-06-30 (YTD Data)		Rank
Total interest income	$7,074,000	2,848
Total interest expense	$2,734,000	3,228
Net interest income	$4,340,000	2,575
Provision for loan and lease losses	$55,000	4,254
Total noninterest income	$622,000	3,076
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$383,000	2,202
Trading account gains and fees	$0	168
Additional Noninterest Income	$239,000	3,437
Total noninterest expense	$3,202,000	2,793
Salaries and employee benefits	$2,021,000	2,510
Premises and equipment expense	$536,000	2,406
Additional noninterest expense	$645,000	3,796
Pre-tax net operating income	$1,705,000	2,445
Securities gains (losses)	$0	1,444
Applicable income taxes	$555,000	1,932
Income before extraordinary items	$1,150,000	2,728
Extraordinary gains, net	$0	29
Net income	$1,150,000	2,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,510
Cash dividends	$50,000	4,675
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,150,000	2,715
2007-03-31 (YTD Data)		Rank
Total interest income	$3,465,000	2,880
Total interest expense	$1,341,000	3,259
Net interest income	$2,124,000	2,621
Provision for loan and lease losses	$32,000	3,691
Total noninterest income	$290,000	3,182
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$181,000	2,242
Trading account gains and fees	$0	195
Additional Noninterest Income	$109,000	3,600
Total noninterest expense	$1,598,000	2,812
Salaries and employee benefits	$1,011,000	2,535
Premises and equipment expense	$266,000	2,446
Additional noninterest expense	$321,000	3,767
Pre-tax net operating income	$784,000	2,593
Securities gains (losses)	$0	1,187
Applicable income taxes	$249,000	2,094
Income before extraordinary items	$535,000	2,866
Extraordinary gains, net	$0	22
Net income	$535,000	2,867
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$50,000	3,564
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$535,000	2,853
2006-12-31 (YTD Data)		Rank
Total interest income	$13,342,000	2,821
Total interest expense	$4,513,000	3,285
Net interest income	$8,829,000	2,560
Provision for loan and lease losses	$356,000	2,490
Total noninterest income	$1,110,000	3,306
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$656,000	2,503
Trading account gains and fees	$0	130
Additional Noninterest Income	$454,000	3,512
Total noninterest expense	$5,972,000	2,879
Salaries and employee benefits	$3,778,000	2,572
Premises and equipment expense	$955,000	2,577
Additional noninterest expense	$1,239,000	3,834
Pre-tax net operating income	$3,611,000	2,421
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,226,000	1,933
Income before extraordinary items	$2,385,000	2,714
Extraordinary gains, net	$0	51
Net income	$2,385,000	2,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	1,684
Cash dividends	$750,000	3,072
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,385,000	2,700
2006-09-30 (YTD Data)		Rank
Total interest income	$9,829,000	2,842
Total interest expense	$3,244,000	3,297
Net interest income	$6,585,000	2,595
Provision for loan and lease losses	$292,000	2,208
Total noninterest income	$788,000	3,427
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$464,000	2,626
Trading account gains and fees	$0	126
Additional Noninterest Income	$324,000	3,607
Total noninterest expense	$4,421,000	2,908
Salaries and employee benefits	$2,783,000	2,614
Premises and equipment expense	$723,000	2,564
Additional noninterest expense	$915,000	3,871
Pre-tax net operating income	$2,660,000	2,535
Securities gains (losses)	$0	1,388
Applicable income taxes	$898,000	2,025
Income before extraordinary items	$1,762,000	2,833
Extraordinary gains, net	$0	45
Net income	$1,762,000	2,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,000	1,748
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,762,000	2,826
2006-06-30 (YTD Data)		Rank
Total interest income	$6,404,000	2,863
Total interest expense	$2,063,000	3,296
Net interest income	$4,341,000	2,625
Provision for loan and lease losses	$190,000	2,197
Total noninterest income	$489,000	3,584
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$276,000	2,859
Trading account gains and fees	$0	126
Additional Noninterest Income	$213,000	3,629
Total noninterest expense	$2,948,000	2,920
Salaries and employee benefits	$1,873,000	2,584
Premises and equipment expense	$477,000	2,583
Additional noninterest expense	$598,000	3,923
Pre-tax net operating income	$1,692,000	2,627
Securities gains (losses)	$0	1,185
Applicable income taxes	$569,000	2,127
Income before extraordinary items	$1,123,000	2,932
Extraordinary gains, net	$0	39
Net income	$1,123,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,134
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,123,000	2,920
2006-03-31 (YTD Data)		Rank
Total interest income	$3,131,000	2,869
Total interest expense	$1,002,000	3,251
Net interest income	$2,129,000	2,649
Provision for loan and lease losses	$115,000	1,817
Total noninterest income	$235,000	3,622
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$131,000	2,892
Trading account gains and fees	$0	115
Additional Noninterest Income	$104,000	3,645
Total noninterest expense	$1,439,000	2,989
Salaries and employee benefits	$913,000	2,649
Premises and equipment expense	$237,000	2,595
Additional noninterest expense	$289,000	4,020
Pre-tax net operating income	$810,000	2,680
Securities gains (losses)	$0	955
Applicable income taxes	$273,000	2,136
Income before extraordinary items	$537,000	2,990
Extraordinary gains, net	$0	21
Net income	$537,000	2,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,276
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$537,000	2,971
2005-12-31 (YTD Data)		Rank
Total interest income	$11,805,000	2,752
Total interest expense	$3,486,000	2,952
Net interest income	$8,319,000	2,609
Provision for loan and lease losses	$420,000	2,180
Total noninterest income	$1,084,000	3,361
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$623,000	2,585
Trading account gains and fees	$0	138
Additional Noninterest Income	$461,000	3,516
Total noninterest expense	$5,519,000	2,972
Salaries and employee benefits	$3,436,000	2,647
Premises and equipment expense	$943,000	2,491
Additional noninterest expense	$1,140,000	4,022
Pre-tax net operating income	$3,464,000	2,478
Securities gains (losses)	$42,000	986
Applicable income taxes	$1,183,000	2,028
Income before extraordinary items	$2,323,000	2,748
Extraordinary gains, net	$0	46
Net income	$2,323,000	2,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$417,000	1,348
Cash dividends	$500,000	3,617
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,295,280	2,728
2005-09-30 (YTD Data)		Rank
Total interest income	$8,687,000	2,746
Total interest expense	$2,528,000	2,909
Net interest income	$6,159,000	2,612
Provision for loan and lease losses	$300,000	2,192
Total noninterest income	$783,000	3,454
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$447,000	2,673
Trading account gains and fees	$0	126
Additional Noninterest Income	$336,000	3,594
Total noninterest expense	$4,093,000	2,957
Salaries and employee benefits	$2,555,000	2,613
Premises and equipment expense	$722,000	2,440
Additional noninterest expense	$816,000	4,121
Pre-tax net operating income	$2,549,000	2,536
Securities gains (losses)	$42,000	946
Applicable income taxes	$875,000	2,071
Income before extraordinary items	$1,716,000	2,801
Extraordinary gains, net	$0	35
Net income	$1,716,000	2,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$347,000	1,131
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,688,280	2,807
2005-06-30 (YTD Data)		Rank
Total interest income	$5,659,000	2,731
Total interest expense	$1,627,000	2,860
Net interest income	$4,032,000	2,628
Provision for loan and lease losses	$195,000	2,201
Total noninterest income	$504,000	3,496
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$290,000	2,684
Trading account gains and fees	$0	116
Additional Noninterest Income	$214,000	3,652
Total noninterest expense	$2,701,000	2,982
Salaries and employee benefits	$1,700,000	2,610
Premises and equipment expense	$484,000	2,404
Additional noninterest expense	$517,000	4,259
Pre-tax net operating income	$1,640,000	2,564
Securities gains (losses)	$42,000	858
Applicable income taxes	$567,000	2,086
Income before extraordinary items	$1,115,000	2,837
Extraordinary gains, net	$0	30
Net income	$1,115,000	2,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	1,505
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,087,280	2,859
2005-03-31 (YTD Data)		Rank
Total interest income	$2,776,000	2,744
Total interest expense	$776,000	2,868
Net interest income	$2,000,000	2,637
Provision for loan and lease losses	$105,000	1,941
Total noninterest income	$244,000	3,526
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$141,000	2,681
Trading account gains and fees	$0	115
Additional Noninterest Income	$103,000	3,676
Total noninterest expense	$1,336,000	3,016
Salaries and employee benefits	$848,000	2,634
Premises and equipment expense	$245,000	2,393
Additional noninterest expense	$243,000	4,445
Pre-tax net operating income	$803,000	2,562
Securities gains (losses)	$14,000	908
Applicable income taxes	$273,000	2,122
Income before extraordinary items	$544,000	2,834
Extraordinary gains, net	$0	24
Net income	$544,000	2,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	1,109
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$534,620	2,845
2004-12-31 (YTD Data)		Rank
Total interest income	$11,066,000	2,574
Total interest expense	$3,014,000	2,625
Net interest income	$8,052,000	2,533
Provision for loan and lease losses	$510,000	1,921
Total noninterest income	$894,000	3,797
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$562,000	2,851
Trading account gains and fees	$0	138
Additional Noninterest Income	$332,000	4,074
Total noninterest expense	$5,031,000	3,101
Salaries and employee benefits	$3,026,000	2,816
Premises and equipment expense	$978,000	2,337
Additional noninterest expense	$1,027,000	4,241
Pre-tax net operating income	$3,405,000	2,321
Securities gains (losses)	$50,000	1,738
Applicable income taxes	$1,187,000	1,917
Income before extraordinary items	$2,268,000	2,628
Extraordinary gains, net	$0	34
Net income	$2,268,000	2,631
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$428,000	1,518
Cash dividends	$700,000	2,948
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,235,000	2,607
2004-09-30 (YTD Data)		Rank
Total interest income	$8,202,000	2,567
Total interest expense	$2,260,000	2,581
Net interest income	$5,942,000	2,539
Provision for loan and lease losses	$335,000	2,066
Total noninterest income	$648,000	3,897
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$405,000	2,982
Trading account gains and fees	$0	134
Additional Noninterest Income	$243,000	4,109
Total noninterest expense	$3,747,000	3,082
Salaries and employee benefits	$2,247,000	2,817
Premises and equipment expense	$729,000	2,345
Additional noninterest expense	$771,000	4,195
Pre-tax net operating income	$2,508,000	2,384
Securities gains (losses)	$23,000	2,216
Applicable income taxes	$872,000	1,981
Income before extraordinary items	$1,659,000	2,722
Extraordinary gains, net	$0	26
Net income	$1,659,000	2,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,374
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,643,820	2,685
2004-06-30 (YTD Data)		Rank
Total interest income	$5,425,000	2,577
Total interest expense	$1,509,000	2,555
Net interest income	$3,916,000	2,539
Provision for loan and lease losses	$215,000	2,073
Total noninterest income	$434,000	3,911
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$260,000	3,045
Trading account gains and fees	$0	130
Additional Noninterest Income	$174,000	4,024
Total noninterest expense	$2,481,000	3,120
Salaries and employee benefits	$1,485,000	2,856
Premises and equipment expense	$481,000	2,365
Additional noninterest expense	$515,000	4,219
Pre-tax net operating income	$1,654,000	2,387
Securities gains (losses)	$15,000	2,191
Applicable income taxes	$574,000	2,004
Income before extraordinary items	$1,095,000	2,726
Extraordinary gains, net	$0	21
Net income	$1,095,000	2,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	1,290
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,085,100	2,666
2004-03-31 (YTD Data)		Rank
Total interest income	$2,697,000	2,587
Total interest expense	$765,000	2,554
Net interest income	$1,932,000	2,565
Provision for loan and lease losses	$105,000	2,016
Total noninterest income	$214,000	3,898
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$123,000	3,105
Trading account gains and fees	$0	121
Additional Noninterest Income	$91,000	3,909
Total noninterest expense	$1,236,000	3,135
Salaries and employee benefits	$733,000	2,892
Premises and equipment expense	$241,000	2,392
Additional noninterest expense	$262,000	4,155
Pre-tax net operating income	$805,000	2,415
Securities gains (losses)	$15,000	1,841
Applicable income taxes	$279,000	2,031
Income before extraordinary items	$541,000	2,746
Extraordinary gains, net	$0	16
Net income	$541,000	2,746
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	1,482
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$531,100	2,707
2003-12-31 (YTD Data)		Rank
Total interest income	$11,460,000	2,485
Total interest expense	$3,817,000	2,318
Net interest income	$7,643,000	2,524
Provision for loan and lease losses	$465,000	2,298
Total noninterest income	$804,000	4,216
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$524,000	2,978
Trading account gains and fees	$0	160
Additional Noninterest Income	$280,000	4,645
Total noninterest expense	$4,458,000	3,375
Salaries and employee benefits	$2,706,000	3,046
Premises and equipment expense	$707,000	3,060
Additional noninterest expense	$1,045,000	4,132
Pre-tax net operating income	$3,524,000	2,203
Securities gains (losses)	$153,000	1,546
Applicable income taxes	$1,283,000	1,837
Income before extraordinary items	$2,394,000	2,471
Extraordinary gains, net	$0	54
Net income	$2,394,000	2,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$332,000	2,126
Cash dividends	$750,000	2,818
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,294,550	2,445
2003-09-30 (YTD Data)		Rank
Total interest income	$8,658,000	2,503
Total interest expense	$2,963,000	2,321
Net interest income	$5,695,000	2,558
Provision for loan and lease losses	$345,000	2,281
Total noninterest income	$578,000	4,357
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$384,000	3,041
Trading account gains and fees	$0	153
Additional Noninterest Income	$194,000	4,855
Total noninterest expense	$3,246,000	3,460
Salaries and employee benefits	$2,007,000	3,081
Premises and equipment expense	$501,000	3,218
Additional noninterest expense	$738,000	4,313
Pre-tax net operating income	$2,682,000	2,243
Securities gains (losses)	$132,000	1,515
Applicable income taxes	$974,000	1,898
Income before extraordinary items	$1,840,000	2,506
Extraordinary gains, net	$0	40
Net income	$1,840,000	2,505
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$304,000	1,689
Cash dividends	$150,000	4,365
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,754,200	2,484
2003-06-30 (YTD Data)		Rank
Total interest income	$5,788,000	2,517
Total interest expense	$2,038,000	2,333
Net interest income	$3,750,000	2,586
Provision for loan and lease losses	$240,000	2,189
Total noninterest income	$365,000	4,471
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$257,000	2,999
Trading account gains and fees	$0	150
Additional Noninterest Income	$108,000	5,191
Total noninterest expense	$2,144,000	3,476
Salaries and employee benefits	$1,338,000	3,078
Premises and equipment expense	$330,000	3,243
Additional noninterest expense	$476,000	4,400
Pre-tax net operating income	$1,731,000	2,319
Securities gains (losses)	$132,000	1,312
Applicable income taxes	$654,000	1,919
Income before extraordinary items	$1,209,000	2,557
Extraordinary gains, net	$0	30
Net income	$1,209,000	2,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	1,633
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,123,200	2,567
2003-03-31 (YTD Data)		Rank
Total interest income	$2,885,000	2,540
Total interest expense	$1,040,000	2,347
Net interest income	$1,845,000	2,628
Provision for loan and lease losses	$135,000	1,910
Total noninterest income	$167,000	4,611
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$117,000	3,150
Trading account gains and fees	$0	134
Additional Noninterest Income	$50,000	5,268
Total noninterest expense	$1,055,000	3,509
Salaries and employee benefits	$671,000	3,063
Premises and equipment expense	$163,000	3,263
Additional noninterest expense	$221,000	4,612
Pre-tax net operating income	$822,000	2,417
Securities gains (losses)	$73,000	1,183
Applicable income taxes	$309,000	2,008
Income before extraordinary items	$586,000	2,596
Extraordinary gains, net	$0	21
Net income	$586,000	2,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	1,520
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$538,550	2,647
2002-12-31 (YTD Data)		Rank
Total interest income	$11,633,000	2,628
Total interest expense	$4,471,000	2,487
Net interest income	$7,162,000	2,668
Provision for loan and lease losses	$360,000	3,054
Total noninterest income	$718,000	4,264
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$499,000	2,975
Trading account gains and fees	$0	153
Additional Noninterest Income	$219,000	4,837
Total noninterest expense	$3,952,000	3,594
Salaries and employee benefits	$2,354,000	3,283
Premises and equipment expense	$621,000	3,313
Additional noninterest expense	$977,000	4,257
Pre-tax net operating income	$3,568,000	2,175
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,293,000	1,849
Income before extraordinary items	$2,275,000	2,530
Extraordinary gains, net	$0	70
Net income	$2,275,000	2,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	2,654
Cash dividends	$1,080,000	2,103
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,275,000	2,445
2001-12-31 (YTD Data)		Rank
Total interest income	$11,473,000	2,952
Total interest expense	$5,346,000	2,975
Net interest income	$6,127,000	2,893
Provision for loan and lease losses	$295,000	3,263
Total noninterest income	$591,000	4,617
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$441,000	3,152
Trading account gains and fees	$0	177
Additional Noninterest Income	$150,000	5,549
Total noninterest expense	$3,607,000	3,732
Salaries and employee benefits	$2,050,000	3,528
Premises and equipment expense	$603,000	3,336
Additional noninterest expense	$954,000	4,220
Pre-tax net operating income	$2,816,000	2,409
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,022,000	2,041
Income before extraordinary items	$1,794,000	2,793
Extraordinary gains, net	$0	105
Net income	$1,794,000	2,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$253,000	2,477
Cash dividends	$501,000	3,434
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,794,000	2,704
2000-12-31 (YTD Data)		Rank
Total interest income	$10,799,000	3,183
Total interest expense	$5,165,000	3,218
Net interest income	$5,634,000	3,127
Provision for loan and lease losses	$300,000	2,819
Total noninterest income	$618,000	4,339
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$436,000	3,028
Trading account gains and fees	$0	180
Additional Noninterest Income	$182,000	4,998
Total noninterest expense	$3,325,000	3,880
Salaries and employee benefits	$1,902,000	3,627
Premises and equipment expense	$561,000	3,459
Additional noninterest expense	$862,000	4,492
Pre-tax net operating income	$2,627,000	2,656
Securities gains (losses)	$-3,000	7,730
Applicable income taxes	$950,000	2,216
Income before extraordinary items	$1,674,000	2,972
Extraordinary gains, net	$0	38
Net income	$1,674,000	2,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	2,496
Cash dividends	$412,000	3,885
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,675,920	2,958
1999-12-31 (YTD Data)		Rank
Total interest income	$9,837,000	3,263
Total interest expense	$4,763,000	3,064
Net interest income	$5,074,000	3,419
Provision for loan and lease losses	$315,000	2,548
Total noninterest income	$557,000	4,645
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$409,000	3,165
Trading account gains and fees	$0	173
Additional Noninterest Income	$148,000	5,639
Total noninterest expense	$3,055,000	4,148
Salaries and employee benefits	$1,759,000	3,818
Premises and equipment expense	$511,000	3,695
Additional noninterest expense	$785,000	4,863
Pre-tax net operating income	$2,261,000	3,031
Securities gains (losses)	$0	3,155
Applicable income taxes	$817,000	2,597
Income before extraordinary items	$1,444,000	3,340
Extraordinary gains, net	$0	35
Net income	$1,444,000	3,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	2,353
Cash dividends	$253,000	4,830
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,444,000	3,297
1998-12-31 (YTD Data)		Rank
Total interest income	$9,484,000	3,384
Total interest expense	$4,641,000	3,210
Net interest income	$4,843,000	3,507
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$519,000	4,828
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$368,000	3,372
Trading account gains and fees	$0	224
Additional Noninterest Income	$151,000	5,664
Total noninterest expense	$2,909,000	4,243
Salaries and employee benefits	$1,624,000	3,990
Premises and equipment expense	$509,000	3,647
Additional noninterest expense	$776,000	4,780
Pre-tax net operating income	$2,153,000	3,134
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$774,000	2,813
Income before extraordinary items	$1,384,000	3,476
Extraordinary gains, net	$0	32
Net income	$1,384,000	3,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,198
Cash dividends	$268,000	4,839
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,380,800	3,389
1997-12-31 (YTD Data)		Rank
Total interest income	$9,102,000	3,545
Total interest expense	$4,544,000	3,267
Net interest income	$4,558,000	3,792
Provision for loan and lease losses	$244,000	2,993
Total noninterest income	$535,000	4,775
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$401,000	3,219
Trading account gains and fees	$0	239
Additional Noninterest Income	$134,000	5,994
Total noninterest expense	$2,783,000	4,356
Salaries and employee benefits	$1,563,000	4,102
Premises and equipment expense	$485,000	3,811
Additional noninterest expense	$735,000	5,034
Pre-tax net operating income	$2,066,000	3,426
Securities gains (losses)	$0	3,944
Applicable income taxes	$738,000	3,113
Income before extraordinary items	$1,328,000	3,729
Extraordinary gains, net	$0	44
Net income	$1,328,000	3,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$227,000	2,353
Cash dividends	$474,000	3,616
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,328,000	3,658
1996-12-31 (YTD Data)		Rank
Total interest income	$8,774,000	3,692
Total interest expense	$4,471,000	3,333
Net interest income	$4,303,000	4,030
Provision for loan and lease losses	$180,000	3,640
Total noninterest income	$446,000	5,575
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$308,000	4,143
Trading account gains and fees	$0	262
Additional Noninterest Income	$138,000	6,206
Total noninterest expense	$2,616,000	4,828
Salaries and employee benefits	$1,501,000	4,299
Premises and equipment expense	$444,000	4,162
Additional noninterest expense	$671,000	5,915
Pre-tax net operating income	$1,953,000	3,470
Securities gains (losses)	$0	4,148
Applicable income taxes	$703,000	3,165
Income before extraordinary items	$1,250,000	3,745
Extraordinary gains, net	$0	53
Net income	$1,250,000	3,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,170
Cash dividends	$126,000	6,312
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,250,000	3,692
1995-12-31 (YTD Data)		Rank
Total interest income	$8,050,000	3,988
Total interest expense	$3,842,000	3,806
Net interest income	$4,208,000	4,135
Provision for loan and lease losses	$180,000	3,223
Total noninterest income	$423,000	5,779
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$143,000	6,129
Total noninterest expense	$2,636,000	4,771
Salaries and employee benefits	$1,427,000	4,479
Premises and equipment expense	$410,000	4,442
Additional noninterest expense	$799,000	5,261
Pre-tax net operating income	$1,815,000	3,816
Securities gains (losses)	$0	3,831
Applicable income taxes	$662,000	3,392
Income before extraordinary items	$1,153,000	4,083
Extraordinary gains, net	$0	65
Net income	$1,153,000	4,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,556
Cash dividends	$404,000	3,826
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,153,000	4,070
1994-12-31 (YTD Data)		Rank
Total interest income	$7,110,000	4,162
Total interest expense	$3,168,000	3,766
Net interest income	$3,942,000	4,447
Provision for loan and lease losses	$180,000	3,202
Total noninterest income	$398,000	6,169
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$142,000	6,367
Total noninterest expense	$2,442,000	5,263
Salaries and employee benefits	$1,318,000	4,814
Premises and equipment expense	$344,000	5,135
Additional noninterest expense	$780,000	5,823
Pre-tax net operating income	$1,718,000	3,934
Securities gains (losses)	$0	3,600
Applicable income taxes	$621,000	3,409
Income before extraordinary items	$1,097,000	4,191
Extraordinary gains, net	$0	249
Net income	$1,097,000	4,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	2,877
Cash dividends	$236,000	5,097
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,097,000	4,239
1993-12-31 (YTD Data)		Rank
Total interest income	$6,722,000	4,476
Total interest expense	$3,047,000	4,068
Net interest income	$3,675,000	4,750
Provision for loan and lease losses	$160,000	4,468
Total noninterest income	$341,000	7,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$219,000	5,619
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	7,244
Total noninterest expense	$2,299,000	5,667
Salaries and employee benefits	$1,225,000	5,142
Premises and equipment expense	$273,000	6,295
Additional noninterest expense	$801,000	5,921
Pre-tax net operating income	$1,557,000	4,171
Securities gains (losses)	$0	7,477
Applicable income taxes	$543,000	3,902
Income before extraordinary items	$1,014,000	4,654
Extraordinary gains, net	$0	3,149
Net income	$1,014,000	4,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	5,035
Cash dividends	$370,000	3,860
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,014,000	4,410
1992-12-31 (YTD Data)		Rank
Total interest income	$6,885,000	4,897
Total interest expense	$3,498,000	4,544
Net interest income	$3,387,000	5,156
Provision for loan and lease losses	$150,000	6,067
Total noninterest income	$271,000	8,156
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$175,000	6,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	8,213
Total noninterest expense	$2,216,000	5,882
Salaries and employee benefits	$1,186,000	5,224
Premises and equipment expense	$275,000	6,364
Additional noninterest expense	$755,000	6,386
Pre-tax net operating income	$1,292,000	4,630
Securities gains (losses)	$0	8,369
Applicable income taxes	$452,000	4,353
Income before extraordinary items	$840,000	5,164
Extraordinary gains, net	$0	1,422
Net income	$840,000	5,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	5,395
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$840,000	4,860

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.