Home > The Bank of River Oaks > Income and Expense
The Bank of River Oaks, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,361,000 | 1,501 |
| Total interest expense | $626,000 | 2,461 |
| Net interest income | $8,735,000 | 1,379 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $284,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $135,000 | 2,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,730 |
| Total noninterest expense | $4,931,000 | 1,941 |
| Salaries and employee benefits | $2,388,000 | 2,184 |
| Premises and equipment expense | $924,000 | 1,265 |
| Additional noninterest expense | $1,619,000 | 1,798 |
| Pre-tax net operating income | $4,088,000 | 1,204 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $811,000 | 1,011 |
| Income before extraordinary items | $3,277,000 | 1,264 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,277,000 | 1,263 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,277,000 | 1,263 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 224 |
| Net operating income | $3,277,000 | 1,259 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 1,490 |
| Total interest expense | $267,000 | 2,635 |
| Net interest income | $4,403,000 | 1,368 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $143,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $70,000 | 2,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,765 |
| Total noninterest expense | $2,489,000 | 1,934 |
| Salaries and employee benefits | $1,260,000 | 2,117 |
| Premises and equipment expense | $453,000 | 1,308 |
| Additional noninterest expense | $776,000 | 1,866 |
| Pre-tax net operating income | $2,057,000 | 1,169 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $416,000 | 980 |
| Income before extraordinary items | $1,641,000 | 1,236 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,641,000 | 1,236 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,641,000 | 1,236 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $308,000 | 153 |
| Net operating income | $1,641,000 | 1,224 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,101,000 | 1,567 |
| Total interest expense | $856,000 | 2,819 |
| Net interest income | $16,245,000 | 1,438 |
| Provision for loan and lease losses | $1,855,000 | 544 |
| Total noninterest income | $702,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $300,000 | 2,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,448 |
| Total noninterest expense | $10,192,000 | 1,884 |
| Salaries and employee benefits | $5,022,000 | 2,080 |
| Premises and equipment expense | $2,125,000 | 1,109 |
| Additional noninterest expense | $3,045,000 | 1,906 |
| Pre-tax net operating income | $4,900,000 | 1,750 |
| Securities gains (losses) | $39,000 | 1,002 |
| Applicable income taxes | $2,360,000 | 1,154 |
| Income before extraordinary items | $2,579,000 | 2,283 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,579,000 | 2,283 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,579,000 | 2,283 |
| Net charge-offs | $1,349,000 | 558 |
| Cash dividends | $3,751,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $-240,000 | 5,632 |
| Net operating income | $2,554,040 | 2,270 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,559,000 | 1,595 |
| Total interest expense | $622,000 | 2,863 |
| Net interest income | $11,937,000 | 1,476 |
| Provision for loan and lease losses | $1,900,000 | 414 |
| Total noninterest income | $516,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $228,000 | 2,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,536 |
| Total noninterest expense | $7,577,000 | 1,890 |
| Salaries and employee benefits | $3,718,000 | 2,112 |
| Premises and equipment expense | $1,624,000 | 1,101 |
| Additional noninterest expense | $2,235,000 | 1,946 |
| Pre-tax net operating income | $2,976,000 | 2,076 |
| Securities gains (losses) | $39,000 | 989 |
| Applicable income taxes | $925,000 | 1,533 |
| Income before extraordinary items | $2,090,000 | 2,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,090,000 | 2,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,090,000 | 2,325 |
| Net charge-offs | $1,970,000 | 302 |
| Cash dividends | $2,627,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $-264,000 | 5,702 |
| Net operating income | $2,063,090 | 2,331 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,181,000 | 1,608 |
| Total interest expense | $372,000 | 3,007 |
| Net interest income | $7,809,000 | 1,488 |
| Provision for loan and lease losses | $1,900,000 | 294 |
| Total noninterest income | $371,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $159,000 | 2,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,404 |
| Total noninterest expense | $5,050,000 | 1,892 |
| Salaries and employee benefits | $2,511,000 | 2,102 |
| Premises and equipment expense | $1,092,000 | 1,090 |
| Additional noninterest expense | $1,447,000 | 1,994 |
| Pre-tax net operating income | $1,230,000 | 2,803 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $417,000 | 1,858 |
| Income before extraordinary items | $828,000 | 3,119 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $828,000 | 3,118 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $828,000 | 3,119 |
| Net charge-offs | $1,965,000 | 231 |
| Cash dividends | $1,878,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $-261,000 | 5,758 |
| Net operating income | $817,950 | 3,117 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 1,587 |
| Total interest expense | $188,000 | 2,972 |
| Net interest income | $3,932,000 | 1,465 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $161,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $83,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,810 |
| Total noninterest expense | $2,555,000 | 1,891 |
| Salaries and employee benefits | $1,255,000 | 2,126 |
| Premises and equipment expense | $558,000 | 1,073 |
| Additional noninterest expense | $742,000 | 1,954 |
| Pre-tax net operating income | $1,538,000 | 1,413 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $510,000 | 1,063 |
| Income before extraordinary items | $1,028,000 | 1,637 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,028,000 | 1,637 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,028,000 | 1,637 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $1,504,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $-291,000 | 5,842 |
| Net operating income | $1,028,000 | 1,617 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,690,000 | 1,523 |
| Total interest expense | $840,000 | 2,733 |
| Net interest income | $15,850,000 | 1,421 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $721,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $354,000 | 2,676 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $367,000 | 3,684 |
| Total noninterest expense | $11,071,000 | 1,729 |
| Salaries and employee benefits | $5,697,000 | 1,879 |
| Premises and equipment expense | $2,367,000 | 996 |
| Additional noninterest expense | $3,007,000 | 1,980 |
| Pre-tax net operating income | $5,500,000 | 1,498 |
| Securities gains (losses) | $166,000 | 979 |
| Applicable income taxes | $1,204,000 | 1,472 |
| Income before extraordinary items | $4,462,000 | 1,520 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,462,000 | 1,519 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,462,000 | 1,519 |
| Net charge-offs | $762,000 | 816 |
| Cash dividends | $753,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $756,000 | 236 |
| Net operating income | $4,330,860 | 1,528 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,533,000 | 1,518 |
| Total interest expense | $655,000 | 2,652 |
| Net interest income | $11,878,000 | 1,430 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $550,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $271,000 | 2,642 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $279,000 | 3,674 |
| Total noninterest expense | $8,654,000 | 1,675 |
| Salaries and employee benefits | $4,484,000 | 1,787 |
| Premises and equipment expense | $1,804,000 | 988 |
| Additional noninterest expense | $2,366,000 | 1,888 |
| Pre-tax net operating income | $3,774,000 | 1,627 |
| Securities gains (losses) | $173,000 | 885 |
| Applicable income taxes | $670,000 | 1,800 |
| Income before extraordinary items | $3,277,000 | 1,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,277,000 | 1,558 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,277,000 | 1,559 |
| Net charge-offs | $762,000 | 591 |
| Cash dividends | $753,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $608,000 | 203 |
| Net operating income | $3,133,410 | 1,576 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 1,516 |
| Total interest expense | $464,000 | 2,559 |
| Net interest income | $7,936,000 | 1,429 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $352,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $119,000 | 3,360 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 3,389 |
| Total noninterest expense | $5,889,000 | 1,650 |
| Salaries and employee benefits | $3,116,000 | 1,724 |
| Premises and equipment expense | $1,216,000 | 992 |
| Additional noninterest expense | $1,557,000 | 1,914 |
| Pre-tax net operating income | $2,399,000 | 1,691 |
| Securities gains (losses) | $173,000 | 657 |
| Applicable income taxes | $444,000 | 1,781 |
| Income before extraordinary items | $2,128,000 | 1,568 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,128,000 | 1,568 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,128,000 | 1,568 |
| Net charge-offs | $552,000 | 558 |
| Cash dividends | $753,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $810,000 | 134 |
| Net operating income | $1,984,410 | 1,625 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 1,470 |
| Total interest expense | $239,000 | 2,516 |
| Net interest income | $4,090,000 | 1,396 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $178,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $59,000 | 3,355 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $119,000 | 3,285 |
| Total noninterest expense | $2,845,000 | 1,702 |
| Salaries and employee benefits | $1,553,000 | 1,734 |
| Premises and equipment expense | $575,000 | 1,042 |
| Additional noninterest expense | $717,000 | 2,039 |
| Pre-tax net operating income | $1,423,000 | 1,447 |
| Securities gains (losses) | $108,000 | 494 |
| Applicable income taxes | $500,000 | 1,056 |
| Income before extraordinary items | $1,031,000 | 1,577 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,031,000 | 1,577 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,031,000 | 1,578 |
| Net charge-offs | $552,000 | 311 |
| Cash dividends | $753,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $881,000 | 78 |
| Net operating income | $958,640 | 1,646 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $17,428,000 | 1,423 |
| Total interest expense | $975,000 | 2,459 |
| Net interest income | $16,453,000 | 1,356 |
| Provision for loan and lease losses | $2,245,000 | 412 |
| Total noninterest income | $766,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $257,000 | 3,307 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $509,000 | 3,263 |
| Total noninterest expense | $11,040,000 | 1,718 |
| Salaries and employee benefits | $5,650,000 | 1,849 |
| Premises and equipment expense | $2,381,000 | 1,004 |
| Additional noninterest expense | $3,009,000 | 2,006 |
| Pre-tax net operating income | $3,934,000 | 1,892 |
| Securities gains (losses) | $163,000 | 860 |
| Applicable income taxes | $1,189,000 | 1,435 |
| Income before extraordinary items | $2,908,000 | 2,103 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,908,000 | 2,104 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,908,000 | 2,105 |
| Net charge-offs | $322,000 | 1,542 |
| Cash dividends | $723,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $793,000 | 254 |
| Net operating income | $2,792,270 | 2,123 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,141,000 | 1,428 |
| Total interest expense | $736,000 | 2,478 |
| Net interest income | $12,405,000 | 1,361 |
| Provision for loan and lease losses | $450,000 | 1,115 |
| Total noninterest income | $576,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $195,000 | 3,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 3,296 |
| Total noninterest expense | $8,043,000 | 1,779 |
| Salaries and employee benefits | $4,111,000 | 1,904 |
| Premises and equipment expense | $1,787,000 | 1,022 |
| Additional noninterest expense | $2,145,000 | 2,077 |
| Pre-tax net operating income | $4,488,000 | 1,391 |
| Securities gains (losses) | $153,000 | 787 |
| Applicable income taxes | $1,527,000 | 1,018 |
| Income before extraordinary items | $3,114,000 | 1,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,114,000 | 1,574 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,114,000 | 1,575 |
| Net charge-offs | $-187,000 | 5,948 |
| Cash dividends | $723,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $1,149,000 | 161 |
| Net operating income | $3,011,490 | 1,581 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,591,000 | 1,459 |
| Total interest expense | $489,000 | 2,496 |
| Net interest income | $8,102,000 | 1,391 |
| Provision for loan and lease losses | $300,000 | 1,096 |
| Total noninterest income | $375,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $131,000 | 3,275 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $244,000 | 3,342 |
| Total noninterest expense | $5,369,000 | 1,786 |
| Salaries and employee benefits | $2,752,000 | 1,905 |
| Premises and equipment expense | $1,198,000 | 1,014 |
| Additional noninterest expense | $1,419,000 | 2,097 |
| Pre-tax net operating income | $2,808,000 | 1,455 |
| Securities gains (losses) | $146,000 | 659 |
| Applicable income taxes | $974,000 | 1,051 |
| Income before extraordinary items | $1,980,000 | 1,625 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,980,000 | 1,628 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,980,000 | 1,628 |
| Net charge-offs | $187,000 | 1,229 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,592,000 | 112 |
| Net operating income | $1,882,180 | 1,645 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 1,456 |
| Total interest expense | $243,000 | 2,540 |
| Net interest income | $4,045,000 | 1,395 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $168,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $65,000 | 3,257 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $2,702,000 | 1,779 |
| Salaries and employee benefits | $1,378,000 | 1,906 |
| Premises and equipment expense | $595,000 | 1,025 |
| Additional noninterest expense | $729,000 | 2,032 |
| Pre-tax net operating income | $1,361,000 | 1,451 |
| Securities gains (losses) | $146,000 | 450 |
| Applicable income taxes | $499,000 | 1,012 |
| Income before extraordinary items | $1,008,000 | 1,587 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,008,000 | 1,588 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,008,000 | 1,589 |
| Net charge-offs | $188,000 | 766 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 480 |
| Net operating income | $910,180 | 1,673 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,182,000 | 1,533 |
| Total interest expense | $1,305,000 | 2,114 |
| Net interest income | $14,877,000 | 1,487 |
| Provision for loan and lease losses | $880,000 | 965 |
| Total noninterest income | $685,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $270,000 | 3,399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $415,000 | 3,542 |
| Total noninterest expense | $10,335,000 | 1,832 |
| Salaries and employee benefits | $5,295,000 | 1,939 |
| Premises and equipment expense | $2,129,000 | 1,119 |
| Additional noninterest expense | $2,911,000 | 2,090 |
| Pre-tax net operating income | $4,347,000 | 1,719 |
| Securities gains (losses) | $283,000 | 632 |
| Applicable income taxes | $1,549,000 | 1,173 |
| Income before extraordinary items | $3,081,000 | 1,978 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,081,000 | 1,977 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,081,000 | 1,976 |
| Net charge-offs | $781,000 | 1,083 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 6,419 |
| Net operating income | $2,891,390 | 2,031 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 1,586 |
| Total interest expense | $1,012,000 | 2,103 |
| Net interest income | $10,785,000 | 1,548 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $519,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $212,000 | 3,358 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $307,000 | 3,602 |
| Total noninterest expense | $7,834,000 | 1,819 |
| Salaries and employee benefits | $3,947,000 | 1,954 |
| Premises and equipment expense | $1,620,000 | 1,117 |
| Additional noninterest expense | $2,267,000 | 2,015 |
| Pre-tax net operating income | $3,370,000 | 1,685 |
| Securities gains (losses) | $158,000 | 748 |
| Applicable income taxes | $1,160,000 | 1,170 |
| Income before extraordinary items | $2,368,000 | 1,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,368,000 | 1,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,368,000 | 1,932 |
| Net charge-offs | $356,000 | 1,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 6,520 |
| Net operating income | $2,262,140 | 1,965 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,623,000 | 1,629 |
| Total interest expense | $666,000 | 2,139 |
| Net interest income | $6,957,000 | 1,583 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $349,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $144,000 | 3,299 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $205,000 | 3,585 |
| Total noninterest expense | $5,319,000 | 1,788 |
| Salaries and employee benefits | $2,684,000 | 1,927 |
| Premises and equipment expense | $1,101,000 | 1,101 |
| Additional noninterest expense | $1,534,000 | 1,995 |
| Pre-tax net operating income | $1,987,000 | 1,831 |
| Securities gains (losses) | $102,000 | 773 |
| Applicable income taxes | $688,000 | 1,269 |
| Income before extraordinary items | $1,401,000 | 2,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,401,000 | 2,104 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,401,000 | 2,103 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-40,000 | 6,602 |
| Net operating income | $1,332,660 | 2,129 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 1,692 |
| Total interest expense | $326,000 | 2,203 |
| Net interest income | $3,352,000 | 1,634 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $175,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $72,000 | 3,281 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $2,703,000 | 1,760 |
| Salaries and employee benefits | $1,392,000 | 1,866 |
| Premises and equipment expense | $561,000 | 1,113 |
| Additional noninterest expense | $750,000 | 2,012 |
| Pre-tax net operating income | $824,000 | 2,053 |
| Securities gains (losses) | $33,000 | 787 |
| Applicable income taxes | $285,000 | 1,392 |
| Income before extraordinary items | $572,000 | 2,348 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $572,000 | 2,349 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $572,000 | 2,350 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-44,000 | 6,696 |
| Net operating income | $549,890 | 2,368 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,311,000 | 1,743 |
| Total interest expense | $1,029,000 | 2,884 |
| Net interest income | $13,282,000 | 1,626 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $643,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $243,000 | 3,754 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $400,000 | 3,676 |
| Total noninterest expense | $8,978,000 | 2,109 |
| Salaries and employee benefits | $4,446,000 | 2,270 |
| Premises and equipment expense | $2,017,000 | 1,184 |
| Additional noninterest expense | $2,515,000 | 2,451 |
| Pre-tax net operating income | $4,947,000 | 1,441 |
| Securities gains (losses) | $77,000 | 1,506 |
| Applicable income taxes | $1,692,000 | 1,024 |
| Income before extraordinary items | $3,332,000 | 1,737 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,332,000 | 1,741 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,332,000 | 1,741 |
| Net charge-offs | $26,000 | 4,724 |
| Cash dividends | $835,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $648,000 | 262 |
| Net operating income | $3,281,180 | 1,732 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,663,000 | 1,763 |
| Total interest expense | $731,000 | 3,081 |
| Net interest income | $9,932,000 | 1,634 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $467,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $177,000 | 3,844 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $290,000 | 3,786 |
| Total noninterest expense | $6,583,000 | 2,139 |
| Salaries and employee benefits | $3,340,000 | 2,277 |
| Premises and equipment expense | $1,450,000 | 1,233 |
| Additional noninterest expense | $1,793,000 | 2,557 |
| Pre-tax net operating income | $3,816,000 | 1,438 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $1,308,000 | 1,040 |
| Income before extraordinary items | $2,568,000 | 1,730 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,568,000 | 1,731 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,568,000 | 1,734 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 544 |
| Net operating income | $2,528,400 | 1,715 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,067,000 | 1,775 |
| Total interest expense | $482,000 | 3,159 |
| Net interest income | $6,585,000 | 1,634 |
| Provision for loan and lease losses | $135,000 | 2,601 |
| Total noninterest income | $316,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $117,000 | 3,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $199,000 | 3,794 |
| Total noninterest expense | $4,258,000 | 2,218 |
| Salaries and employee benefits | $2,198,000 | 2,305 |
| Premises and equipment expense | $908,000 | 1,317 |
| Additional noninterest expense | $1,152,000 | 2,632 |
| Pre-tax net operating income | $2,508,000 | 1,437 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $861,000 | 1,042 |
| Income before extraordinary items | $1,681,000 | 1,750 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,681,000 | 1,755 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,681,000 | 1,756 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 561 |
| Net operating income | $1,658,560 | 1,704 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 1,806 |
| Total interest expense | $234,000 | 3,319 |
| Net interest income | $3,265,000 | 1,660 |
| Provision for loan and lease losses | $135,000 | 1,793 |
| Total noninterest income | $150,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,900 |
| Total noninterest expense | $2,127,000 | 2,237 |
| Salaries and employee benefits | $1,106,000 | 2,305 |
| Premises and equipment expense | $451,000 | 1,351 |
| Additional noninterest expense | $570,000 | 2,668 |
| Pre-tax net operating income | $1,153,000 | 1,518 |
| Securities gains (losses) | $26,000 | 1,182 |
| Applicable income taxes | $402,000 | 1,086 |
| Income before extraordinary items | $777,000 | 1,826 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $777,000 | 1,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $777,000 | 1,828 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
| Net operating income | $759,840 | 1,794 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,577,000 | 1,942 |
| Total interest expense | $918,000 | 3,819 |
| Net interest income | $12,659,000 | 1,740 |
| Provision for loan and lease losses | $700,000 | 2,253 |
| Total noninterest income | $488,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $231,000 | 4,005 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $257,000 | 4,269 |
| Total noninterest expense | $8,495,000 | 2,227 |
| Salaries and employee benefits | $4,478,000 | 2,226 |
| Premises and equipment expense | $1,693,000 | 1,408 |
| Additional noninterest expense | $2,324,000 | 2,739 |
| Pre-tax net operating income | $3,952,000 | 1,669 |
| Securities gains (losses) | $440,000 | 1,038 |
| Applicable income taxes | $1,547,000 | 1,077 |
| Income before extraordinary items | $2,845,000 | 1,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,845,000 | 1,948 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,845,000 | 1,950 |
| Net charge-offs | $83,000 | 4,565 |
| Cash dividends | $599,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 665 |
| Net operating income | $2,559,000 | 1,997 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,967,000 | 2,014 |
| Total interest expense | $691,000 | 3,925 |
| Net interest income | $9,276,000 | 1,799 |
| Provision for loan and lease losses | $550,000 | 2,153 |
| Total noninterest income | $374,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $171,000 | 4,071 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 4,231 |
| Total noninterest expense | $6,446,000 | 2,221 |
| Salaries and employee benefits | $3,498,000 | 2,132 |
| Premises and equipment expense | $1,240,000 | 1,446 |
| Additional noninterest expense | $1,708,000 | 2,801 |
| Pre-tax net operating income | $2,654,000 | 1,865 |
| Securities gains (losses) | $333,000 | 1,024 |
| Applicable income taxes | $1,033,000 | 1,200 |
| Income before extraordinary items | $1,954,000 | 2,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,954,000 | 2,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,954,000 | 2,152 |
| Net charge-offs | $83,000 | 4,144 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 588 |
| Net operating income | $1,737,550 | 2,245 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 2,040 |
| Total interest expense | $453,000 | 4,058 |
| Net interest income | $6,113,000 | 1,818 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $252,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $109,000 | 4,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,143 |
| Total noninterest expense | $4,231,000 | 2,260 |
| Salaries and employee benefits | $2,312,000 | 2,144 |
| Premises and equipment expense | $806,000 | 1,473 |
| Additional noninterest expense | $1,113,000 | 2,862 |
| Pre-tax net operating income | $1,734,000 | 1,881 |
| Securities gains (losses) | $276,000 | 907 |
| Applicable income taxes | $693,000 | 1,183 |
| Income before extraordinary items | $1,317,000 | 2,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,317,000 | 2,104 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,317,000 | 2,105 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 564 |
| Net operating income | $1,134,840 | 2,236 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 2,069 |
| Total interest expense | $222,000 | 4,213 |
| Net interest income | $3,046,000 | 1,833 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $2,109,000 | 2,258 |
| Salaries and employee benefits | $1,160,000 | 2,157 |
| Premises and equipment expense | $391,000 | 1,530 |
| Additional noninterest expense | $558,000 | 2,823 |
| Pre-tax net operating income | $990,000 | 1,699 |
| Securities gains (losses) | $158,000 | 699 |
| Applicable income taxes | $396,000 | 1,081 |
| Income before extraordinary items | $752,000 | 1,890 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $752,000 | 1,892 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $752,000 | 1,893 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 553 |
| Net operating income | $647,720 | 2,034 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,952,000 | 2,332 |
| Total interest expense | $1,082,000 | 4,222 |
| Net interest income | $10,870,000 | 2,007 |
| Provision for loan and lease losses | $65,000 | 5,666 |
| Total noninterest income | $353,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $209,000 | 4,296 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $144,000 | 4,897 |
| Total noninterest expense | $7,899,000 | 2,401 |
| Salaries and employee benefits | $4,246,000 | 2,276 |
| Premises and equipment expense | $1,465,000 | 1,690 |
| Additional noninterest expense | $2,188,000 | 2,881 |
| Pre-tax net operating income | $3,259,000 | 1,701 |
| Securities gains (losses) | $989,000 | 448 |
| Applicable income taxes | $1,479,000 | 1,013 |
| Income before extraordinary items | $2,769,000 | 1,732 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,769,000 | 1,733 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,769,000 | 1,733 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $572,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $-1,448,000 | 7,342 |
| Net operating income | $2,126,150 | 2,067 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 2,379 |
| Total interest expense | $850,000 | 4,215 |
| Net interest income | $8,014,000 | 2,056 |
| Provision for loan and lease losses | $65,000 | 5,354 |
| Total noninterest income | $209,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $158,000 | 4,303 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $51,000 | 5,768 |
| Total noninterest expense | $6,068,000 | 2,356 |
| Salaries and employee benefits | $3,171,000 | 2,281 |
| Premises and equipment expense | $1,099,000 | 1,725 |
| Additional noninterest expense | $1,798,000 | 2,683 |
| Pre-tax net operating income | $2,090,000 | 2,015 |
| Securities gains (losses) | $839,000 | 411 |
| Applicable income taxes | $1,020,000 | 1,072 |
| Income before extraordinary items | $1,909,000 | 1,910 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,909,000 | 1,910 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,909,000 | 1,910 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-1,481,000 | 7,427 |
| Net operating income | $1,363,650 | 2,395 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 2,439 |
| Total interest expense | $577,000 | 4,280 |
| Net interest income | $5,243,000 | 2,088 |
| Provision for loan and lease losses | $65,000 | 4,826 |
| Total noninterest income | $139,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $110,000 | 4,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $4,000,000 | 2,405 |
| Salaries and employee benefits | $2,111,000 | 2,298 |
| Premises and equipment expense | $708,000 | 1,787 |
| Additional noninterest expense | $1,181,000 | 2,772 |
| Pre-tax net operating income | $1,317,000 | 2,072 |
| Securities gains (losses) | $145,000 | 899 |
| Applicable income taxes | $513,000 | 1,296 |
| Income before extraordinary items | $949,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $949,000 | 2,375 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $949,000 | 2,375 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-587,000 | 7,503 |
| Net operating income | $854,750 | 2,478 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 2,548 |
| Total interest expense | $294,000 | 4,349 |
| Net interest income | $2,510,000 | 2,175 |
| Provision for loan and lease losses | $65,000 | 3,888 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 6,501 |
| Total noninterest expense | $1,987,000 | 2,433 |
| Salaries and employee benefits | $1,044,000 | 2,347 |
| Premises and equipment expense | $351,000 | 1,847 |
| Additional noninterest expense | $592,000 | 2,743 |
| Pre-tax net operating income | $520,000 | 2,483 |
| Securities gains (losses) | $127,000 | 464 |
| Applicable income taxes | $226,000 | 1,376 |
| Income before extraordinary items | $421,000 | 2,559 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $421,000 | 2,558 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $421,000 | 2,559 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-502,000 | 7,566 |
| Net operating income | $338,450 | 2,941 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,014,000 | 2,723 |
| Total interest expense | $1,926,000 | 3,669 |
| Net interest income | $9,088,000 | 2,403 |
| Provision for loan and lease losses | $43,000 | 6,559 |
| Total noninterest income | $97,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $188,000 | 4,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-91,000 | 7,182 |
| Total noninterest expense | $6,780,000 | 2,798 |
| Salaries and employee benefits | $3,410,000 | 2,793 |
| Premises and equipment expense | $1,385,000 | 1,859 |
| Additional noninterest expense | $1,985,000 | 3,276 |
| Pre-tax net operating income | $2,362,000 | 1,967 |
| Securities gains (losses) | $670,000 | 690 |
| Applicable income taxes | $1,028,000 | 1,195 |
| Income before extraordinary items | $2,004,000 | 2,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,004,000 | 2,023 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,004,000 | 2,024 |
| Net charge-offs | $4,000 | 6,717 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $7,208,000 | 104 |
| Net operating income | $1,561,800 | 2,344 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,176,000 | 2,798 |
| Total interest expense | $1,494,000 | 3,712 |
| Net interest income | $6,682,000 | 2,483 |
| Provision for loan and lease losses | $43,000 | 6,378 |
| Total noninterest income | $-57,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-194,000 | 7,462 |
| Total noninterest expense | $4,928,000 | 2,877 |
| Salaries and employee benefits | $2,464,000 | 2,890 |
| Premises and equipment expense | $1,023,000 | 1,901 |
| Additional noninterest expense | $1,441,000 | 3,345 |
| Pre-tax net operating income | $1,654,000 | 2,206 |
| Securities gains (losses) | $415,000 | 873 |
| Applicable income taxes | $697,000 | 1,344 |
| Income before extraordinary items | $1,372,000 | 2,315 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,372,000 | 2,311 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,372,000 | 2,316 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $7,187,000 | 86 |
| Net operating income | $1,098,100 | 2,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,369,000 | 2,856 |
| Total interest expense | $1,028,000 | 3,732 |
| Net interest income | $4,341,000 | 2,554 |
| Provision for loan and lease losses | $43,000 | 5,970 |
| Total noninterest income | $-102,000 | 7,642 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $91,000 | 4,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-193,000 | 7,603 |
| Total noninterest expense | $3,193,000 | 2,958 |
| Salaries and employee benefits | $1,597,000 | 2,970 |
| Premises and equipment expense | $681,000 | 1,916 |
| Additional noninterest expense | $915,000 | 3,449 |
| Pre-tax net operating income | $1,003,000 | 2,360 |
| Securities gains (losses) | $80,000 | 1,580 |
| Applicable income taxes | $367,000 | 1,531 |
| Income before extraordinary items | $716,000 | 2,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $716,000 | 2,713 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $716,000 | 2,717 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,888,000 | 58 |
| Net operating income | $663,200 | 2,758 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,900 |
| Total interest expense | $539,000 | 3,727 |
| Net interest income | $2,161,000 | 2,596 |
| Provision for loan and lease losses | $43,000 | 5,063 |
| Total noninterest income | $-93,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-135,000 | 7,769 |
| Total noninterest expense | $1,596,000 | 2,983 |
| Salaries and employee benefits | $781,000 | 3,070 |
| Premises and equipment expense | $334,000 | 2,011 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $429,000 | 2,710 |
| Securities gains (losses) | $80,000 | 888 |
| Applicable income taxes | $187,000 | 1,487 |
| Income before extraordinary items | $322,000 | 3,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $322,000 | 3,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $322,000 | 3,005 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,311,000 | 64 |
| Net operating income | $270,800 | 3,222 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,723,000 | 3,303 |
| Total interest expense | $1,890,000 | 4,616 |
| Net interest income | $7,833,000 | 2,780 |
| Provision for loan and lease losses | $279,000 | 5,381 |
| Total noninterest income | $293,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $159,000 | 5,057 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $134,000 | 5,252 |
| Total noninterest expense | $6,185,000 | 3,107 |
| Salaries and employee benefits | $3,108,000 | 3,070 |
| Premises and equipment expense | $1,248,000 | 2,137 |
| Additional noninterest expense | $1,829,000 | 3,564 |
| Pre-tax net operating income | $1,662,000 | 2,209 |
| Securities gains (losses) | $316,000 | 1,196 |
| Applicable income taxes | $73,000 | 3,059 |
| Income before extraordinary items | $1,905,000 | 1,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,905,000 | 1,758 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,905,000 | 1,759 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 699 |
| Net operating income | $1,601,640 | 1,970 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,007,000 | 3,454 |
| Total interest expense | $1,317,000 | 4,930 |
| Net interest income | $5,690,000 | 2,859 |
| Provision for loan and lease losses | $369,000 | 4,302 |
| Total noninterest income | $195,000 | 5,933 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $113,000 | 5,192 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $4,590,000 | 3,139 |
| Salaries and employee benefits | $2,353,000 | 3,077 |
| Premises and equipment expense | $913,000 | 2,212 |
| Additional noninterest expense | $1,324,000 | 3,610 |
| Pre-tax net operating income | $926,000 | 2,877 |
| Securities gains (losses) | $249,000 | 1,144 |
| Applicable income taxes | $338,000 | 1,804 |
| Income before extraordinary items | $837,000 | 2,790 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $837,000 | 2,787 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $837,000 | 2,790 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 575 |
| Net operating income | $660,210 | 3,137 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 3,536 |
| Total interest expense | $880,000 | 5,041 |
| Net interest income | $3,708,000 | 2,901 |
| Provision for loan and lease losses | $239,000 | 4,104 |
| Total noninterest income | $169,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $74,000 | 5,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $2,882,000 | 3,329 |
| Salaries and employee benefits | $1,525,000 | 3,191 |
| Premises and equipment expense | $602,000 | 2,263 |
| Additional noninterest expense | $755,000 | 4,041 |
| Pre-tax net operating income | $756,000 | 2,615 |
| Securities gains (losses) | $216,000 | 971 |
| Applicable income taxes | $192,000 | 2,002 |
| Income before extraordinary items | $780,000 | 2,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 2,274 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $780,000 | 2,276 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 492 |
| Net operating income | $607,200 | 2,666 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 3,592 |
| Total interest expense | $439,000 | 5,152 |
| Net interest income | $1,838,000 | 2,925 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $-32,000 | 8,123 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-65,000 | 8,097 |
| Total noninterest expense | $1,422,000 | 3,281 |
| Salaries and employee benefits | $763,000 | 3,229 |
| Premises and equipment expense | $300,000 | 2,298 |
| Additional noninterest expense | $359,000 | 3,882 |
| Pre-tax net operating income | $384,000 | 2,878 |
| Securities gains (losses) | $179,000 | 715 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $563,000 | 1,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $563,000 | 1,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $563,000 | 1,911 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 648 |
| Net operating income | $384,000 | 2,501 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,520,000 | 4,295 |
| Total interest expense | $2,175,000 | 5,101 |
| Net interest income | $5,345,000 | 3,773 |
| Provision for loan and lease losses | $692,000 | 3,270 |
| Total noninterest income | $128,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $5,086,000 | 3,515 |
| Salaries and employee benefits | $2,743,000 | 3,502 |
| Premises and equipment expense | $1,157,000 | 2,316 |
| Additional noninterest expense | $1,186,000 | 4,321 |
| Pre-tax net operating income | $-305,000 | 6,637 |
| Securities gains (losses) | $380,000 | 468 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $75,000 | 5,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,000 | 5,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,281,000 | 390 |
| Net operating income | $-305,000 | 6,721 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 4,496 |
| Total interest expense | $1,605,000 | 5,263 |
| Net interest income | $3,744,000 | 3,973 |
| Provision for loan and lease losses | $692,000 | 2,284 |
| Total noninterest income | $82,000 | 7,318 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $42,000 | 6,600 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 6,840 |
| Total noninterest expense | $3,761,000 | 3,543 |
| Salaries and employee benefits | $2,016,000 | 3,596 |
| Premises and equipment expense | $857,000 | 2,351 |
| Additional noninterest expense | $888,000 | 4,255 |
| Pre-tax net operating income | $-627,000 | 7,335 |
| Securities gains (losses) | $341,000 | 423 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-286,000 | 7,004 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-286,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-627,000 | 7,411 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 4,727 |
| Total interest expense | $1,026,000 | 5,515 |
| Net interest income | $2,355,000 | 4,131 |
| Provision for loan and lease losses | $606,000 | 1,682 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $24,000 | 6,737 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $2,477,000 | 3,593 |
| Salaries and employee benefits | $1,315,000 | 3,692 |
| Premises and equipment expense | $555,000 | 2,407 |
| Additional noninterest expense | $607,000 | 4,155 |
| Pre-tax net operating income | $-677,000 | 7,730 |
| Securities gains (losses) | $330,000 | 423 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-347,000 | 7,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-347,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-677,000 | 7,801 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 4,885 |
| Total interest expense | $539,000 | 5,567 |
| Net interest income | $1,113,000 | 4,297 |
| Provision for loan and lease losses | $262,000 | 1,537 |
| Total noninterest income | $28,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $1,150,000 | 3,827 |
| Salaries and employee benefits | $607,000 | 3,941 |
| Premises and equipment expense | $271,000 | 2,484 |
| Additional noninterest expense | $272,000 | 4,425 |
| Pre-tax net operating income | $-271,000 | 7,869 |
| Securities gains (losses) | $273,000 | 357 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $2,000 | 7,253 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-271,000 | 7,914 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 5,293 |
| Total interest expense | $2,246,000 | 5,565 |
| Net interest income | $3,647,000 | 4,893 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $50,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $14,000 | 7,248 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $3,611,000 | 4,425 |
| Salaries and employee benefits | $1,958,000 | 4,451 |
| Premises and equipment expense | $865,000 | 2,896 |
| Additional noninterest expense | $788,000 | 5,401 |
| Pre-tax net operating income | $1,000 | 7,423 |
| Securities gains (losses) | $20,000 | 1,106 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $21,000 | 7,432 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,000 | 7,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 527 |
| Net operating income | $1,000 | 7,464 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 5,440 |
| Total interest expense | $1,628,000 | 5,670 |
| Net interest income | $2,568,000 | 5,130 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $28,000 | 8,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $2,532,000 | 4,619 |
| Salaries and employee benefits | $1,381,000 | 4,627 |
| Premises and equipment expense | $617,000 | 3,007 |
| Additional noninterest expense | $534,000 | 5,643 |
| Pre-tax net operating income | $14,000 | 7,609 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $14,000 | 7,624 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $14,000 | 7,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 399 |
| Net operating income | $14,000 | 7,610 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 5,665 |
| Total interest expense | $996,000 | 5,881 |
| Net interest income | $1,604,000 | 5,373 |
| Provision for loan and lease losses | $-13,000 | 8,364 |
| Total noninterest income | $15,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $5,000 | 7,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $1,620,000 | 4,775 |
| Salaries and employee benefits | $872,000 | 4,860 |
| Premises and equipment expense | $400,000 | 3,093 |
| Additional noninterest expense | $348,000 | 5,702 |
| Pre-tax net operating income | $12,000 | 7,724 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $12,000 | 7,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,000 | 7,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 290 |
| Net operating income | $12,000 | 7,719 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 5,840 |
| Total interest expense | $457,000 | 6,061 |
| Net interest income | $761,000 | 5,549 |
| Provision for loan and lease losses | $-20,000 | 8,465 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $784,000 | 4,855 |
| Salaries and employee benefits | $421,000 | 4,997 |
| Premises and equipment expense | $200,000 | 3,116 |
| Additional noninterest expense | $163,000 | 5,882 |
| Pre-tax net operating income | $3,000 | 7,814 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 177 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 6,864 |
| Total interest expense | $954,000 | 7,027 |
| Net interest income | $1,928,000 | 6,635 |
| Provision for loan and lease losses | $285,000 | 2,880 |
| Total noninterest income | $13,000 | 8,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,000 | 7,567 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $2,538,000 | 5,438 |
| Salaries and employee benefits | $1,320,000 | 5,608 |
| Premises and equipment expense | $571,000 | 3,906 |
| Additional noninterest expense | $647,000 | 5,854 |
| Pre-tax net operating income | $-882,000 | 8,390 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-882,000 | 8,431 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-882,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-882,000 | 8,419 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 7,165 |
| Total interest expense | $587,000 | 7,351 |
| Net interest income | $1,299,000 | 6,971 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $8,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,000 | 7,639 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $1,699,000 | 5,777 |
| Salaries and employee benefits | $894,000 | 5,896 |
| Premises and equipment expense | $377,000 | 4,259 |
| Additional noninterest expense | $428,000 | 6,209 |
| Pre-tax net operating income | $-642,000 | 8,489 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-642,000 | 8,518 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-642,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-642,000 | 8,510 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 7,423 |
| Total interest expense | $298,000 | 7,711 |
| Net interest income | $812,000 | 7,159 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $1,018,000 | 6,118 |
| Salaries and employee benefits | $530,000 | 6,279 |
| Premises and equipment expense | $222,000 | 4,617 |
| Additional noninterest expense | $266,000 | 6,413 |
| Pre-tax net operating income | $-382,000 | 8,520 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-382,000 | 8,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-382,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-382,000 | 8,536 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 7,600 |
| Total interest expense | $125,000 | 7,900 |
| Net interest income | $377,000 | 7,308 |
| Provision for loan and lease losses | $116,000 | 1,810 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $478,000 | 6,310 |
| Salaries and employee benefits | $257,000 | 6,382 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $120,000 | 6,632 |
| Pre-tax net operating income | $-215,000 | 8,561 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-215,000 | 8,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-215,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-215,000 | 8,571 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 8,704 |
| Total interest expense | $14,000 | 8,769 |
| Net interest income | $327,000 | 8,654 |
| Provision for loan and lease losses | $25,000 | 6,321 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $1,415,000 | 7,030 |
| Salaries and employee benefits | $295,000 | 8,496 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $1,020,000 | 4,359 |
| Pre-tax net operating income | $-1,112,000 | 8,662 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,112,000 | 8,690 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,112,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $21,614,000 | 63 |
| Net operating income | $-1,112,000 | 8,672 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.