Home > The Bank of Richmond > Assets and Liabilities
The Bank of Richmond, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 44 | 3,716 |
| Assets and Liabilities | ||
| Total Assets: | $188,870,000 | 3,243 |
| Cash and due from depository institutions | $8,900,000 | 3,716 |
| Interest-bearing balances | $6,182,000 | 968 |
| Securities | $4,778,000 | 7,282 |
| Federal funds sold & reverse repurchase agreements | $9,572,000 | 2,069 |
| Net loans & leases | $154,420,000 | 2,743 |
| Loan loss allowance | $1,721,000 | 2,830 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,047,000 | 1,757 |
| Other real estate owned | $0 | 3,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,153,000 | 3,381 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $188,870,000 | 3,243 |
| Total liabilities | $169,204,000 | 3,240 |
| Total deposits | $167,782,000 | 3,020 |
| Interest-bearing deposits | $153,272,000 | 2,841 |
| Deposits held in domestic offices | $167,782,000 | 3,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,000 | 3,042 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,408,000 | 3,128 |
| Total equity capital | $19,666,000 | 3,296 |
| Total bank equity capital | $19,666,000 | 3,296 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,896,000 | 684 |
| Surplus | $7,588,000 | 3,030 |
| Undivided profits | $5,182,000 | 4,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $822,000 | 4,473 |
| Earning assets | $174,952,000 | 3,205 |
| Long-term assets (5+ years) | $4,114,000 | 6,114 |
| Average Assets, year-to-date | $184,483,500 | 3,285 |
| Average Assets, quarterly | $184,483,500 | 3,285 |
| Volatile liabilities | $42,264,000 | 2,842 |
| Insider loans | $6,118,000 | 1,174 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $75,237,000 | 1,346 |
| Tier 1 (core) risk-based capital | $19,666,000 | 3,173 |
| Tier 2 risk-based capital | $1,721,000 | 2,705 |
| Total risk weighted assets | $175,390,000 | 2,555 |
| Total unused commitments | $75,237,000 | 1,346 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $180,097,000 | 3,342 |
| Cash and due from depository institutions | $10,023,000 | 3,356 |
| Interest-bearing balances | $6,151,000 | 910 |
| Securities | $5,775,000 | 7,087 |
| Federal funds sold & reverse repurchase agreements | $12,583,000 | 1,311 |
| Net loans & leases | $140,789,000 | 2,935 |
| Loan loss allowance | $1,629,000 | 2,931 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,017,000 | 1,725 |
| Other real estate owned | $0 | 3,356 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,910,000 | 3,563 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $180,097,000 | 3,342 |
| Total liabilities | $161,067,000 | 3,341 |
| Total deposits | $158,283,000 | 3,141 |
| Interest-bearing deposits | $144,168,000 | 2,944 |
| Deposits held in domestic offices | $158,283,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000 | 3,309 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,778,000 | 1,850 |
| Total equity capital | $19,030,000 | 3,318 |
| Total bank equity capital | $19,030,000 | 3,318 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,869,000 | 676 |
| Surplus | $7,555,000 | 2,990 |
| Undivided profits | $4,606,000 | 4,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 6,590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $973,000 | 4,013 |
| Earning assets | $165,298,000 | 3,333 |
| Long-term assets (5+ years) | $3,119,000 | 6,384 |
| Average Assets, year-to-date | $158,102,600 | 3,599 |
| Average Assets, quarterly | $174,271,500 | 3,401 |
| Volatile liabilities | $39,773,000 | 3,118 |
| Insider loans | $6,643,000 | 1,051 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $70,252,000 | 1,385 |
| Tier 1 (core) risk-based capital | $19,035,000 | 3,204 |
| Tier 2 risk-based capital | $1,629,000 | 2,805 |
| Total risk weighted assets | $162,057,000 | 2,732 |
| Total unused commitments | $70,252,000 | 1,385 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $168,446,000 | 3,493 |
| Cash and due from depository institutions | $6,044,000 | 3,313 |
| Interest-bearing balances | $2,097,000 | 1,733 |
| Securities | $5,745,000 | 7,165 |
| Federal funds sold & reverse repurchase agreements | $1,422,000 | 4,322 |
| Net loans & leases | $146,085,000 | 2,845 |
| Loan loss allowance | $1,629,000 | 2,941 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,886,000 | 1,720 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,264,000 | 4,905 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $168,446,000 | 3,493 |
| Total liabilities | $150,121,000 | 3,508 |
| Total deposits | $149,053,000 | 3,256 |
| Interest-bearing deposits | $137,098,000 | 3,036 |
| Deposits held in domestic offices | $149,053,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,000 | 3,585 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,056,000 | 3,706 |
| Total equity capital | $18,325,000 | 3,412 |
| Total bank equity capital | $18,325,000 | 3,412 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,845,000 | 663 |
| Surplus | $7,421,000 | 3,001 |
| Undivided profits | $4,059,000 | 5,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 6,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $843,000 | 4,540 |
| Earning assets | $155,349,000 | 3,478 |
| Long-term assets (5+ years) | $2,495,000 | 6,607 |
| Average Assets, year-to-date | $152,604,000 | 3,702 |
| Average Assets, quarterly | $164,445,000 | 3,523 |
| Volatile liabilities | $34,522,000 | 3,415 |
| Insider loans | $8,606,000 | 790 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $49,869,000 | 1,856 |
| Tier 1 (core) risk-based capital | $18,336,000 | 3,305 |
| Tier 2 risk-based capital | $1,629,000 | 2,810 |
| Total risk weighted assets | $162,177,000 | 2,712 |
| Total unused commitments | $49,869,000 | 1,856 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $160,444,000 | 3,598 |
| Cash and due from depository institutions | $4,919,000 | 3,669 |
| Interest-bearing balances | $2,771,000 | 1,499 |
| Securities | $5,507,000 | 7,246 |
| Federal funds sold & reverse repurchase agreements | $4,707,000 | 2,340 |
| Net loans & leases | $136,594,000 | 2,973 |
| Loan loss allowance | $1,521,000 | 3,079 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,670,000 | 1,722 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,047,000 | 5,086 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $160,444,000 | 3,598 |
| Total liabilities | $142,698,000 | 3,622 |
| Total deposits | $141,862,000 | 3,358 |
| Interest-bearing deposits | $128,797,000 | 3,162 |
| Deposits held in domestic offices | $141,862,000 | 3,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000 | 3,704 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $830,000 | 3,988 |
| Total equity capital | $17,746,000 | 3,398 |
| Total bank equity capital | $17,746,000 | 3,398 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,845,000 | 641 |
| Surplus | $7,421,000 | 2,943 |
| Undivided profits | $3,480,000 | 5,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 6,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $797,000 | 4,327 |
| Earning assets | $149,579,000 | 3,543 |
| Long-term assets (5+ years) | $2,521,000 | 6,592 |
| Average Assets, year-to-date | $147,323,330 | 3,796 |
| Average Assets, quarterly | $152,299,500 | 3,733 |
| Volatile liabilities | $27,714,000 | 3,852 |
| Insider loans | $7,469,000 | 919 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $52,132,000 | 1,798 |
| Tier 1 (core) risk-based capital | $17,781,000 | 3,330 |
| Tier 2 risk-based capital | $1,521,000 | 2,926 |
| Total risk weighted assets | $146,338,000 | 2,940 |
| Total unused commitments | $52,132,000 | 1,798 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $144,155,000 | 3,893 |
| Cash and due from depository institutions | $5,458,000 | 4,018 |
| Interest-bearing balances | $3,081,000 | 1,536 |
| Securities | $5,025,000 | 7,417 |
| Federal funds sold & reverse repurchase agreements | $2,124,000 | 4,176 |
| Net loans & leases | $123,456,000 | 3,186 |
| Loan loss allowance | $1,447,000 | 3,166 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,080,000 | 1,872 |
| Other real estate owned | $0 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,012,000 | 5,034 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $144,156,000 | 3,893 |
| Total liabilities | $126,961,000 | 3,941 |
| Total deposits | $125,281,000 | 3,716 |
| Interest-bearing deposits | $112,958,000 | 3,498 |
| Deposits held in domestic offices | $125,281,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $280,000 | 3,119 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,400,000 | 2,835 |
| Total equity capital | $17,195,000 | 3,448 |
| Total bank equity capital | $17,195,000 | 3,448 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,845,000 | 625 |
| Surplus | $7,406,000 | 2,881 |
| Undivided profits | $2,944,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $679,000 | 4,691 |
| Earning assets | $133,686,000 | 3,843 |
| Long-term assets (5+ years) | $3,078,000 | 6,407 |
| Average Assets, year-to-date | $140,763,000 | 3,931 |
| Average Assets, quarterly | $140,763,000 | 3,931 |
| Volatile liabilities | $23,475,000 | 4,119 |
| Insider loans | $7,914,000 | 847 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $54,951,000 | 1,703 |
| Tier 1 (core) risk-based capital | $17,220,000 | 3,385 |
| Tier 2 risk-based capital | $1,447,000 | 2,995 |
| Total risk weighted assets | $132,965,000 | 3,129 |
| Total unused commitments | $54,951,000 | 1,705 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $137,371,000 | 4,007 |
| Cash and due from depository institutions | $9,946,000 | 3,855 |
| Interest-bearing balances | $6,097,000 | 927 |
| Securities | $2,023,000 | 8,176 |
| Federal funds sold & reverse repurchase agreements | $3,359,000 | 3,164 |
| Net loans & leases | $114,314,000 | 3,355 |
| Loan loss allowance | $1,447,000 | 3,130 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,854,000 | 1,908 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,875,000 | 5,220 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $137,371,000 | 4,007 |
| Total liabilities | $120,627,000 | 4,074 |
| Total deposits | $118,945,000 | 3,814 |
| Interest-bearing deposits | $107,039,000 | 3,603 |
| Deposits held in domestic offices | $118,945,000 | 3,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $592,000 | 3,050 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,090,000 | 3,291 |
| Total equity capital | $16,744,000 | 3,493 |
| Total bank equity capital | $16,744,000 | 3,493 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,845,000 | 613 |
| Surplus | $7,406,000 | 2,846 |
| Undivided profits | $2,493,000 | 6,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $639,000 | 4,929 |
| Earning assets | $125,793,000 | 4,002 |
| Long-term assets (5+ years) | $941,000 | 7,330 |
| Average Assets, year-to-date | $120,960,600 | 4,247 |
| Average Assets, quarterly | $129,456,500 | 4,141 |
| Volatile liabilities | $22,066,000 | 4,209 |
| Insider loans | $7,462,000 | 871 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $49,810,000 | 1,797 |
| Tier 1 (core) risk-based capital | $16,760,000 | 3,424 |
| Tier 2 risk-based capital | $1,447,000 | 2,961 |
| Total risk weighted assets | $124,665,000 | 3,272 |
| Total unused commitments | $49,810,000 | 1,797 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $121,542,000 | 4,332 |
| Cash and due from depository institutions | $3,118,000 | 3,927 |
| Interest-bearing balances | $1,289,000 | 2,427 |
| Securities | $2,016,000 | 8,202 |
| Federal funds sold & reverse repurchase agreements | $1,429,000 | 4,215 |
| Net loans & leases | $107,342,000 | 3,461 |
| Loan loss allowance | $1,339,000 | 3,305 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,641,000 | 1,956 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,996,000 | 5,036 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $121,542,000 | 4,332 |
| Total liabilities | $105,211,000 | 4,431 |
| Total deposits | $103,360,000 | 4,183 |
| Interest-bearing deposits | $91,856,000 | 3,994 |
| Deposits held in domestic offices | $103,360,000 | 4,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $988,000 | 2,861 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $863,000 | 3,808 |
| Total equity capital | $16,331,000 | 3,524 |
| Total bank equity capital | $16,331,000 | 3,524 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,845,000 | 581 |
| Surplus | $7,406,000 | 2,781 |
| Undivided profits | $2,080,000 | 6,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $507,000 | 5,702 |
| Earning assets | $112,076,000 | 4,317 |
| Long-term assets (5+ years) | $597,000 | 7,543 |
| Average Assets, year-to-date | $116,858,000 | 4,343 |
| Average Assets, quarterly | $121,515,500 | 4,294 |
| Volatile liabilities | $16,676,000 | 4,850 |
| Insider loans | $7,564,000 | 825 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $16,504,000 | 3,643 |
| Tier 1 (core) risk-based capital | $16,343,000 | 3,435 |
| Tier 2 risk-based capital | $1,339,000 | 3,112 |
| Total risk weighted assets | $120,291,000 | 3,303 |
| Total unused commitments | $16,504,000 | 3,645 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $121,489,000 | 4,286 |
| Cash and due from depository institutions | $7,880,000 | 4,243 |
| Interest-bearing balances | $4,812,000 | 1,101 |
| Securities | $1,017,000 | 8,444 |
| Federal funds sold & reverse repurchase agreements | $3,268,000 | 2,784 |
| Net loans & leases | $101,519,000 | 3,548 |
| Loan loss allowance | $1,285,000 | 3,361 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,589,000 | 1,928 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,216,000 | 4,640 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $121,489,000 | 4,286 |
| Total liabilities | $105,558,000 | 4,357 |
| Total deposits | $103,921,000 | 4,119 |
| Interest-bearing deposits | $89,823,000 | 4,022 |
| Deposits held in domestic offices | $103,921,000 | 4,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $555,000 | 3,152 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,082,000 | 3,069 |
| Total equity capital | $15,931,000 | 3,544 |
| Total bank equity capital | $15,931,000 | 3,544 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,845,000 | 562 |
| Surplus | $7,406,000 | 2,734 |
| Undivided profits | $1,680,000 | 6,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $493,000 | 5,511 |
| Earning assets | $110,616,000 | 4,311 |
| Long-term assets (5+ years) | $367,000 | 7,681 |
| Average Assets, year-to-date | $115,296,670 | 4,379 |
| Average Assets, quarterly | $117,241,000 | 4,351 |
| Volatile liabilities | $14,717,000 | 5,026 |
| Insider loans | $4,985,000 | 1,261 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $47,878,000 | 1,759 |
| Tier 1 (core) risk-based capital | $15,939,000 | 3,434 |
| Tier 2 risk-based capital | $1,285,000 | 3,170 |
| Total risk weighted assets | $111,595,000 | 3,432 |
| Total unused commitments | $47,878,000 | 1,760 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 36 | 4,340 |
| Assets and Liabilities | ||
| Total Assets: | $112,993,000 | 4,492 |
| Cash and due from depository institutions | $6,393,000 | 4,340 |
| Interest-bearing balances | $4,206,000 | 1,249 |
| Securities | $1,025,000 | 8,509 |
| Federal funds sold & reverse repurchase agreements | $547,000 | 5,551 |
| Net loans & leases | $98,323,000 | 3,594 |
| Loan loss allowance | $1,246,000 | 3,435 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,178,000 | 2,063 |
| Other real estate owned | $0 | 4,340 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,527,000 | 5,580 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $112,993,000 | 4,492 |
| Total liabilities | $97,464,000 | 4,610 |
| Total deposits | $96,129,000 | 4,360 |
| Interest-bearing deposits | $85,374,000 | 4,196 |
| Deposits held in domestic offices | $96,129,000 | 4,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $322,000 | 3,050 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,013,000 | 3,184 |
| Total equity capital | $15,529,000 | 3,551 |
| Total bank equity capital | $15,529,000 | 3,551 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,845,000 | 545 |
| Surplus | $7,406,000 | 2,689 |
| Undivided profits | $1,278,000 | 6,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $434,000 | 5,806 |
| Earning assets | $104,101,000 | 4,494 |
| Long-term assets (5+ years) | $184,000 | 7,853 |
| Average Assets, year-to-date | $112,200,500 | 4,494 |
| Average Assets, quarterly | $112,200,500 | 4,494 |
| Volatile liabilities | $11,512,000 | 5,514 |
| Insider loans | $2,083,000 | 2,666 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $43,496,000 | 1,856 |
| Tier 1 (core) risk-based capital | $15,537,000 | 3,462 |
| Tier 2 risk-based capital | $1,246,000 | 3,217 |
| Total risk weighted assets | $107,334,000 | 3,492 |
| Total unused commitments | $43,496,000 | 1,858 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $111,408,000 | 4,523 |
| Cash and due from depository institutions | $10,689,000 | 4,933 |
| Interest-bearing balances | $8,482,000 | 671 |
| Securities | $1,130,000 | 8,527 |
| Federal funds sold & reverse repurchase agreements | $1,853,000 | 4,075 |
| Net loans & leases | $91,418,000 | 3,794 |
| Loan loss allowance | $1,157,000 | 3,610 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,702,000 | 2,218 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,616,000 | 5,382 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $111,408,000 | 4,523 |
| Total liabilities | $96,202,000 | 4,638 |
| Total deposits | $94,984,000 | 4,386 |
| Interest-bearing deposits | $83,560,000 | 4,242 |
| Deposits held in domestic offices | $94,984,000 | 4,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $386,000 | 3,155 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $832,000 | 3,534 |
| Total equity capital | $15,206,000 | 3,603 |
| Total bank equity capital | $15,206,000 | 3,603 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,823,000 | 533 |
| Surplus | $7,382,000 | 2,655 |
| Undivided profits | $1,001,000 | 7,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $410,000 | 5,970 |
| Earning assets | $102,883,000 | 4,502 |
| Long-term assets (5+ years) | $887,000 | 7,535 |
| Average Assets, year-to-date | $111,070,200 | 4,391 |
| Average Assets, quarterly | $110,464,000 | 4,516 |
| Volatile liabilities | $10,461,000 | 5,726 |
| Insider loans | $2,813,000 | 2,102 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $43,570,000 | 1,777 |
| Tier 1 (core) risk-based capital | $15,208,000 | 3,480 |
| Tier 2 risk-based capital | $1,157,000 | 3,408 |
| Total risk weighted assets | $100,369,000 | 3,654 |
| Total unused commitments | $43,570,000 | 1,778 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $109,520,000 | 4,544 |
| Cash and due from depository institutions | $6,500,000 | 4,735 |
| Interest-bearing balances | $5,117,000 | 1,118 |
| Securities | $9,107,000 | 6,702 |
| Federal funds sold & reverse repurchase agreements | $674,000 | 4,908 |
| Net loans & leases | $87,018,000 | 3,878 |
| Loan loss allowance | $1,101,000 | 3,744 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,615,000 | 2,226 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,606,000 | 5,391 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $109,520,000 | 4,544 |
| Total liabilities | $94,633,000 | 4,635 |
| Total deposits | $93,451,000 | 4,387 |
| Interest-bearing deposits | $83,502,000 | 4,209 |
| Deposits held in domestic offices | $93,451,000 | 4,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $335,000 | 3,360 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $847,000 | 3,589 |
| Total equity capital | $14,887,000 | 3,677 |
| Total bank equity capital | $14,887,000 | 3,677 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,823,000 | 531 |
| Surplus | $7,382,000 | 2,624 |
| Undivided profits | $682,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $356,000 | 6,593 |
| Earning assets | $101,916,000 | 4,500 |
| Long-term assets (5+ years) | $1,475,000 | 7,339 |
| Average Assets, year-to-date | $110,985,750 | 4,404 |
| Average Assets, quarterly | $113,014,500 | 4,393 |
| Volatile liabilities | $8,209,000 | 6,287 |
| Insider loans | $1,435,000 | 3,352 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $46,297,000 | 1,660 |
| Tier 1 (core) risk-based capital | $14,886,000 | 3,544 |
| Tier 2 risk-based capital | $1,101,000 | 3,516 |
| Total risk weighted assets | $98,805,000 | 3,657 |
| Total unused commitments | $46,297,000 | 1,661 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 33 | 4,693 |
| Assets and Liabilities | ||
| Total Assets: | $116,509,000 | 4,340 |
| Cash and due from depository institutions | $13,367,000 | 4,693 |
| Interest-bearing balances | $10,991,000 | 560 |
| Securities | $13,539,000 | 5,851 |
| Federal funds sold & reverse repurchase agreements | $1,616,000 | 3,804 |
| Net loans & leases | $81,864,000 | 4,016 |
| Loan loss allowance | $1,057,000 | 3,845 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,635,000 | 2,175 |
| Other real estate owned | $0 | 4,693 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,488,000 | 5,582 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $116,509,000 | 4,340 |
| Total liabilities | $101,841,000 | 4,402 |
| Total deposits | $100,507,000 | 4,137 |
| Interest-bearing deposits | $91,457,000 | 3,917 |
| Deposits held in domestic offices | $100,507,000 | 4,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $576,000 | 3,157 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $758,000 | 3,555 |
| Total equity capital | $14,668,000 | 3,604 |
| Total bank equity capital | $14,668,000 | 3,604 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,823,000 | 523 |
| Surplus | $7,382,000 | 2,587 |
| Undivided profits | $463,000 | 7,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $354,000 | 6,412 |
| Earning assets | $108,010,000 | 4,299 |
| Long-term assets (5+ years) | $1,887,000 | 7,286 |
| Average Assets, year-to-date | $111,474,330 | 4,410 |
| Average Assets, quarterly | $114,269,500 | 4,371 |
| Volatile liabilities | $9,256,000 | 5,988 |
| Insider loans | $1,518,000 | 3,217 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $41,675,000 | 1,789 |
| Tier 1 (core) risk-based capital | $14,672,000 | 3,536 |
| Tier 2 risk-based capital | $1,057,000 | 3,587 |
| Total risk weighted assets | $96,430,000 | 3,698 |
| Total unused commitments | $41,675,000 | 1,794 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 35 | 4,465 |
| Assets and Liabilities | ||
| Total Assets: | $112,030,000 | 4,446 |
| Cash and due from depository institutions | $14,398,000 | 4,465 |
| Interest-bearing balances | $11,852,000 | 633 |
| Securities | $9,470,000 | 6,683 |
| Federal funds sold & reverse repurchase agreements | $1,524,000 | 5,044 |
| Net loans & leases | $81,083,000 | 3,971 |
| Loan loss allowance | $1,026,000 | 3,893 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,132,000 | 2,400 |
| Other real estate owned | $0 | 4,465 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,423,000 | 5,526 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $112,030,000 | 4,446 |
| Total liabilities | $97,542,000 | 4,521 |
| Total deposits | $96,189,000 | 4,285 |
| Interest-bearing deposits | $86,972,000 | 4,095 |
| Deposits held in domestic offices | $96,189,000 | 4,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $522,000 | 2,780 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $831,000 | 3,643 |
| Total equity capital | $14,488,000 | 3,725 |
| Total bank equity capital | $14,488,000 | 3,725 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,823,000 | 513 |
| Surplus | $7,382,000 | 2,558 |
| Undivided profits | $283,000 | 8,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $317,000 | 6,682 |
| Earning assets | $103,929,000 | 4,421 |
| Long-term assets (5+ years) | $1,500,000 | 7,441 |
| Average Assets, year-to-date | $108,957,000 | 4,505 |
| Average Assets, quarterly | $108,957,000 | 4,505 |
| Volatile liabilities | $9,230,000 | 5,900 |
| Insider loans | $3,128,000 | 1,823 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,602,000 | 2,048 |
| Tier 1 (core) risk-based capital | $14,488,000 | 3,542 |
| Tier 2 risk-based capital | $1,026,000 | 3,626 |
| Total risk weighted assets | $95,022,000 | 3,657 |
| Total unused commitments | $33,602,000 | 2,053 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $105,884,000 | 4,602 |
| Cash and due from depository institutions | $21,667,000 | 4,893 |
| Interest-bearing balances | $19,311,000 | 334 |
| Securities | $4,426,000 | 7,967 |
| Federal funds sold & reverse repurchase agreements | $1,232,000 | 4,753 |
| Net loans & leases | $73,114,000 | 4,224 |
| Loan loss allowance | $925,000 | 4,172 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,160,000 | 2,381 |
| Other real estate owned | $0 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,285,000 | 5,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,884,000 | 4,602 |
| Total liabilities | $91,504,000 | 4,730 |
| Total deposits | $90,376,000 | 4,479 |
| Interest-bearing deposits | $83,625,000 | 4,175 |
| Deposits held in domestic offices | $90,376,000 | 4,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $436,000 | 3,089 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $692,000 | 3,938 |
| Total equity capital | $14,380,000 | 3,677 |
| Total bank equity capital | $14,380,000 | 3,677 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,823,000 | 518 |
| Surplus | $7,382,000 | 2,534 |
| Undivided profits | $175,000 | 8,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $306,000 | 6,925 |
| Earning assets | $98,083,000 | 4,565 |
| Long-term assets (5+ years) | $1,537,000 | 7,440 |
| Average Assets, year-to-date | $100,169,400 | 4,665 |
| Average Assets, quarterly | $104,645,500 | 4,608 |
| Volatile liabilities | $9,010,000 | 5,965 |
| Insider loans | $2,202,000 | 2,420 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $34,001,000 | 1,974 |
| Tier 1 (core) risk-based capital | $14,380,000 | 3,522 |
| Tier 2 risk-based capital | $925,000 | 3,893 |
| Total risk weighted assets | $84,773,000 | 3,984 |
| Total unused commitments | $34,001,000 | 1,976 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $103,407,000 | 4,669 |
| Cash and due from depository institutions | $25,493,000 | 5,029 |
| Interest-bearing balances | $22,412,000 | 331 |
| Securities | $3,205,000 | 8,239 |
| Federal funds sold & reverse repurchase agreements | $2,270,000 | 4,157 |
| Net loans & leases | $66,851,000 | 4,508 |
| Loan loss allowance | $846,000 | 4,460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,206,000 | 2,319 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,382,000 | 5,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,407,000 | 4,669 |
| Total liabilities | $89,159,000 | 4,779 |
| Total deposits | $88,032,000 | 4,554 |
| Interest-bearing deposits | $81,312,000 | 4,263 |
| Deposits held in domestic offices | $88,032,000 | 4,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $611,000 | 2,798 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $516,000 | 4,937 |
| Total equity capital | $14,248,000 | 3,677 |
| Total bank equity capital | $14,248,000 | 3,677 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,823,000 | 509 |
| Surplus | $7,382,000 | 2,490 |
| Undivided profits | $43,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $296,000 | 7,155 |
| Earning assets | $94,738,000 | 4,664 |
| Long-term assets (5+ years) | $1,557,000 | 7,491 |
| Average Assets, year-to-date | $98,740,750 | 4,739 |
| Average Assets, quarterly | $102,667,500 | 4,671 |
| Volatile liabilities | $9,602,000 | 5,814 |
| Insider loans | $1,109,000 | 3,813 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,839,000 | 2,042 |
| Tier 1 (core) risk-based capital | $14,247,000 | 3,525 |
| Tier 2 risk-based capital | $846,000 | 4,157 |
| Total risk weighted assets | $82,844,000 | 4,025 |
| Total unused commitments | $32,839,000 | 2,042 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $101,928,000 | 4,700 |
| Cash and due from depository institutions | $14,805,000 | 4,829 |
| Interest-bearing balances | $9,321,000 | 902 |
| Securities | $11,483,000 | 6,149 |
| Federal funds sold & reverse repurchase agreements | $10,610,000 | 1,492 |
| Net loans & leases | $59,679,000 | 4,824 |
| Loan loss allowance | $757,000 | 4,760 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,253,000 | 2,250 |
| Other real estate owned | $0 | 4,829 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,098,000 | 6,185 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,928,000 | 4,700 |
| Total liabilities | $87,803,000 | 4,806 |
| Total deposits | $86,953,000 | 4,581 |
| Interest-bearing deposits | $79,909,000 | 4,330 |
| Deposits held in domestic offices | $86,953,000 | 4,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $422,000 | 2,885 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $428,000 | 5,521 |
| Total equity capital | $14,125,000 | 3,705 |
| Total bank equity capital | $14,125,000 | 3,705 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,823,000 | 504 |
| Surplus | $7,382,000 | 2,452 |
| Undivided profits | $-80,000 | 8,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $276,000 | 7,257 |
| Earning assets | $91,093,000 | 4,766 |
| Long-term assets (5+ years) | $2,369,000 | 7,126 |
| Average Assets, year-to-date | $97,185,330 | 4,790 |
| Average Assets, quarterly | $100,644,500 | 4,708 |
| Volatile liabilities | $8,964,000 | 6,002 |
| Insider loans | $1,097,000 | 3,825 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $32,880,000 | 1,976 |
| Tier 1 (core) risk-based capital | $14,125,000 | 3,505 |
| Tier 2 risk-based capital | $757,000 | 4,468 |
| Total risk weighted assets | $76,876,000 | 4,234 |
| Total unused commitments | $32,880,000 | 1,986 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 30 | 5,020 |
| Assets and Liabilities | ||
| Total Assets: | $99,361,000 | 4,728 |
| Cash and due from depository institutions | $23,484,000 | 5,020 |
| Interest-bearing balances | $23,075,000 | 343 |
| Securities | $7,473,000 | 7,135 |
| Federal funds sold & reverse repurchase agreements | $5,057,000 | 3,168 |
| Net loans & leases | $58,077,000 | 4,859 |
| Loan loss allowance | $735,000 | 4,813 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,281,000 | 2,215 |
| Other real estate owned | $0 | 5,020 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $989,000 | 6,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,361,000 | 4,728 |
| Total liabilities | $85,299,000 | 4,866 |
| Total deposits | $84,890,000 | 4,642 |
| Interest-bearing deposits | $78,360,000 | 4,374 |
| Deposits held in domestic offices | $84,890,000 | 4,639 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $64,000 | 3,006 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $345,000 | 6,168 |
| Total equity capital | $14,062,000 | 3,658 |
| Total bank equity capital | $14,062,000 | 3,658 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,823,000 | 492 |
| Surplus | $7,382,000 | 2,419 |
| Undivided profits | $-143,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,536,000 | 2,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $288,000 | 7,187 |
| Earning assets | $93,682,000 | 4,635 |
| Long-term assets (5+ years) | $4,638,000 | 6,228 |
| Average Assets, year-to-date | $94,814,000 | 4,862 |
| Average Assets, quarterly | $94,814,000 | 4,862 |
| Volatile liabilities | $8,254,000 | 6,185 |
| Insider loans | $1,786,000 | 2,749 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,962,000 | 2,107 |
| Tier 1 (core) risk-based capital | $14,062,000 | 3,475 |
| Tier 2 risk-based capital | $735,000 | 4,510 |
| Total risk weighted assets | $80,172,000 | 4,047 |
| Total unused commitments | $28,962,000 | 2,115 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $90,267,000 | 5,020 |
| Cash and due from depository institutions | $18,796,000 | 5,143 |
| Interest-bearing balances | $18,307,000 | 403 |
| Securities | $9,969,000 | 6,517 |
| Federal funds sold & reverse repurchase agreements | $2,852,000 | 4,091 |
| Net loans & leases | $53,906,000 | 5,086 |
| Loan loss allowance | $682,000 | 4,980 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,551,000 | 2,613 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,193,000 | 5,982 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,267,000 | 5,020 |
| Total liabilities | $76,238,000 | 5,221 |
| Total deposits | $75,813,000 | 4,960 |
| Interest-bearing deposits | $68,365,000 | 4,789 |
| Deposits held in domestic offices | $75,813,000 | 4,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,000 | 3,096 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $288,000 | 6,722 |
| Total equity capital | $14,029,000 | 3,619 |
| Total bank equity capital | $14,029,000 | 3,619 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,818,000 | 487 |
| Surplus | $7,387,000 | 2,384 |
| Undivided profits | $-176,000 | 8,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $268,000 | 7,539 |
| Earning assets | $85,034,000 | 4,918 |
| Long-term assets (5+ years) | $2,062,000 | 7,201 |
| Average Assets, year-to-date | $74,180,600 | 5,530 |
| Average Assets, quarterly | $85,398,500 | 5,168 |
| Volatile liabilities | $7,181,000 | 6,541 |
| Insider loans | $1,757,000 | 2,774 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $34,244,000 | 1,791 |
| Tier 1 (core) risk-based capital | $14,021,000 | 3,418 |
| Tier 2 risk-based capital | $682,000 | 4,653 |
| Total risk weighted assets | $78,047,000 | 4,110 |
| Total unused commitments | $34,244,000 | 1,797 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $64,903,000 | 6,068 |
| Cash and due from depository institutions | $21,233,000 | 5,661 |
| Interest-bearing balances | $20,858,000 | 322 |
| Securities | $6,994,000 | 7,322 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $33,114,000 | 6,511 |
| Loan loss allowance | $418,000 | 6,405 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,505,000 | 3,444 |
| Other real estate owned | $0 | 5,661 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,057,000 | 6,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,903,000 | 6,068 |
| Total liabilities | $50,643,000 | 6,500 |
| Total deposits | $42,813,000 | 6,830 |
| Interest-bearing deposits | $38,349,000 | 6,678 |
| Deposits held in domestic offices | $42,813,000 | 6,828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,543,000 | 1,232 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $287,000 | 7,027 |
| Total equity capital | $14,260,000 | 3,339 |
| Total bank equity capital | $14,260,000 | 3,339 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,682,000 | 613 |
| Surplus | $8,523,000 | 1,991 |
| Undivided profits | $55,000 | 8,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $171,000 | 8,630 |
| Earning assets | $60,966,000 | 5,969 |
| Long-term assets (5+ years) | $2,351,000 | 7,182 |
| Average Assets, year-to-date | $54,512,200 | 6,468 |
| Average Assets, quarterly | $60,318,000 | 6,260 |
| Volatile liabilities | $13,138,000 | 4,857 |
| Insider loans | $1,553,000 | 2,913 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,531,000 | 2,157 |
| Tier 1 (core) risk-based capital | $14,264,000 | 3,202 |
| Tier 2 risk-based capital | $418,000 | 6,084 |
| Total risk weighted assets | $50,544,000 | 5,384 |
| Total unused commitments | $24,531,000 | 2,162 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $48,022,000 | 6,998 |
| Cash and due from depository institutions | $1,261,000 | 7,642 |
| Interest-bearing balances | $43,000 | 5,478 |
| Securities | $12,469,000 | 6,119 |
| Federal funds sold & reverse repurchase agreements | $13,024,000 | 928 |
| Net loans & leases | $19,389,000 | 7,971 |
| Loan loss allowance | $237,000 | 7,929 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,534,000 | 4,783 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $345,000 | 8,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,022,000 | 6,998 |
| Total liabilities | $33,829,000 | 7,708 |
| Total deposits | $32,736,000 | 7,631 |
| Interest-bearing deposits | $31,297,000 | 7,260 |
| Deposits held in domestic offices | $32,736,000 | 7,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $748,000 | 2,956 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $345,000 | 6,912 |
| Total equity capital | $14,193,000 | 3,255 |
| Total bank equity capital | $14,193,000 | 3,255 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,664,000 | 607 |
| Surplus | $8,495,000 | 1,940 |
| Undivided profits | $34,000 | 8,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $87,000 | 9,188 |
| Earning assets | $44,925,000 | 6,908 |
| Long-term assets (5+ years) | $2,484,000 | 7,084 |
| Average Assets, year-to-date | $40,494,400 | 7,384 |
| Average Assets, quarterly | $46,512,500 | 7,036 |
| Volatile liabilities | $4,991,000 | 7,455 |
| Insider loans | $1,799,000 | 2,537 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,846,000 | 4,636 |
| Tier 1 (core) risk-based capital | $14,187,000 | 3,136 |
| Tier 2 risk-based capital | $237,000 | 7,661 |
| Total risk weighted assets | $28,961,000 | 7,072 |
| Total unused commitments | $6,846,000 | 4,637 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 11 | 8,570 |
| Assets and Liabilities | ||
| Total Assets: | $32,965,000 | 8,258 |
| Cash and due from depository institutions | $578,000 | 8,570 |
| Interest-bearing balances | $43,000 | 5,547 |
| Securities | $15,150,000 | 5,768 |
| Federal funds sold & reverse repurchase agreements | $10,741,000 | 889 |
| Net loans & leases | $5,418,000 | 9,851 |
| Loan loss allowance | $70,000 | 9,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $868,000 | 6,428 |
| Other real estate owned | $0 | 8,570 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $210,000 | 9,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,965,000 | 8,258 |
| Total liabilities | $18,906,000 | 9,211 |
| Total deposits | $18,555,000 | 9,146 |
| Interest-bearing deposits | $17,950,000 | 8,881 |
| Deposits held in domestic offices | $18,555,000 | 9,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $158,000 | 3,915 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $193,000 | 8,163 |
| Total equity capital | $14,059,000 | 3,132 |
| Total bank equity capital | $14,059,000 | 3,132 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,664,000 | 632 |
| Surplus | $8,495,000 | 1,917 |
| Undivided profits | $-100,000 | 9,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $178,000 | 8,083 |
| Earning assets | $31,352,000 | 8,121 |
| Long-term assets (5+ years) | $1,792,000 | 7,791 |
| Average Assets, year-to-date | $28,903,500 | 8,482 |
| Average Assets, quarterly | $28,903,500 | 8,571 |
| Volatile liabilities | $1,127,000 | 9,574 |
| Insider loans | $960,000 | 3,837 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $999,000 | 8,569 |
| Tier 1 (core) risk-based capital | $14,066,000 | 3,111 |
| Tier 2 risk-based capital | $70,000 | 9,677 |
| Total risk weighted assets | $12,278,600 | 9,224 |
| Total unused commitments | $999,000 | 8,577 |
| Derivatives | $0 | 488 |