Home > The Bank of Rector > Income and Expense
The Bank of Rector, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 10,220 |
| Total interest expense | $691,000 | 10,143 |
| Net interest income | $1,087,000 | 10,113 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $163,000 | 9,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $775,000 | 10,356 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $352,000 | 9,319 |
| Pre-tax net operating income | $475,000 | 8,825 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $259,000 | 9,596 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $259,000 | 9,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $341,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $294,840 | 9,271 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 10,440 |
| Total interest expense | $786,000 | 10,118 |
| Net interest income | $1,089,000 | 10,449 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $128,000 | 10,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,126 |
| Total noninterest expense | $803,000 | 10,653 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $403,000 | 9,237 |
| Pre-tax net operating income | $414,000 | 9,300 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $162,000 | 8,381 |
| Income before extraordinary items | $272,000 | 9,793 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $268,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $355,000 | 3,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $259,200 | 9,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 10,454 |
| Total interest expense | $1,027,000 | 10,277 |
| Net interest income | $1,184,000 | 10,379 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $747,000 | 11,270 |
| Salaries and employee benefits | $342,000 | 11,529 |
| Premises and equipment expense | $41,000 | 13,024 |
| Additional noninterest expense | $364,000 | 10,021 |
| Pre-tax net operating income | $490,000 | 8,476 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $349,000 | 8,742 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $349,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $509,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $328,230 | 8,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.