Home > The Bank of Rancho Bernardo > Assets and Liabilities
The Bank of Rancho Bernardo, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $60,989,000 | 6,569 |
| Cash and due from depository institutions | $4,135,000 | 5,851 |
| Interest-bearing balances | $891,000 | 2,702 |
| Securities | $9,468,000 | 8,454 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,528 |
| Net loans & leases | $39,732,000 | 5,870 |
| Loan loss allowance | $815,000 | 4,189 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,239,000 | 5,302 |
| Other real estate owned | $55,000 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $635,000 | 8,263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,989,000 | 6,569 |
| Total liabilities | $55,901,000 | 6,463 |
| Total deposits | $55,223,000 | 6,302 |
| Interest-bearing deposits | $44,452,000 | 6,594 |
| Deposits held in domestic offices | $55,223,000 | 6,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $678,000 | 4,995 |
| Total equity capital | $5,088,000 | 7,295 |
| Total bank equity capital | $5,088,000 | 7,295 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,312,000 | 6,958 |
| Undivided profits | $2,526,000 | 6,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $236,000 | 8,156 |
| Earning assets | $55,816,000 | 6,573 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $57,994,200 | 6,606 |
| Average Assets, quarterly | $59,020,000 | 6,654 |
| Volatile liabilities | $4,312,000 | 7,430 |
| Insider loans | $1,145,000 | 3,393 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,985,000 | 2,871 |
| Tier 1 (core) risk-based capital | $5,028,000 | 7,218 |
| Tier 2 risk-based capital | $555,950 | 4,852 |
| Total risk weighted assets | $44,216,550 | 5,528 |
| Total unused commitments | $11,985,000 | 2,883 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $56,595,000 | 6,940 |
| Cash and due from depository institutions | $3,022,000 | 5,491 |
| Interest-bearing balances | $486,000 | 3,409 |
| Securities | $9,099,000 | 9,091 |
| Federal funds sold & reverse repurchase agreements | $2,762,000 | 3,003 |
| Net loans & leases | $39,531,000 | 5,832 |
| Loan loss allowance | $738,000 | 4,638 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,331,000 | 5,052 |
| Other real estate owned | $337,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $513,000 | 9,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,595,000 | 6,940 |
| Total liabilities | $52,400,000 | 6,823 |
| Total deposits | $51,800,000 | 6,635 |
| Interest-bearing deposits | $40,418,000 | 7,042 |
| Deposits held in domestic offices | $51,800,000 | 6,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $600,000 | 4,571 |
| Total equity capital | $4,195,000 | 7,959 |
| Total bank equity capital | $4,195,000 | 7,959 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,312,000 | 7,085 |
| Undivided profits | $1,633,000 | 7,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $196,000 | 8,572 |
| Earning assets | $51,878,000 | 6,893 |
| Long-term assets (5+ years) | $56,000 | 10,805 |
| Average Assets, year-to-date | $57,331,400 | 6,756 |
| Average Assets, quarterly | $58,204,500 | 6,757 |
| Volatile liabilities | $3,704,000 | 7,772 |
| Insider loans | $1,683,000 | 2,421 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,138,000 | 3,096 |
| Tier 1 (core) risk-based capital | $4,273,000 | 7,953 |
| Tier 2 risk-based capital | $517,410 | 5,139 |
| Total risk weighted assets | $41,171,910 | 5,783 |
| Total unused commitments | $10,138,000 | 3,107 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $55,464,000 | 7,221 |
| Cash and due from depository institutions | $5,059,000 | 5,698 |
| Interest-bearing balances | $590,000 | 4,137 |
| Securities | $11,065,000 | 8,683 |
| Federal funds sold & reverse repurchase agreements | $3,073,000 | 4,308 |
| Net loans & leases | $34,474,000 | 6,361 |
| Loan loss allowance | $731,000 | 4,806 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,215,000 | 5,429 |
| Other real estate owned | $0 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $578,000 | 8,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,464,000 | 7,221 |
| Total liabilities | $51,692,000 | 7,085 |
| Total deposits | $51,027,000 | 6,961 |
| Interest-bearing deposits | $40,022,000 | 7,391 |
| Deposits held in domestic offices | $51,027,000 | 6,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $665,000 | 4,320 |
| Total equity capital | $3,772,000 | 8,678 |
| Total bank equity capital | $3,772,000 | 8,678 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,305,000 | 7,151 |
| Undivided profits | $1,217,000 | 9,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,281,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $146,000 | 9,610 |
| Earning assets | $49,202,000 | 7,359 |
| Long-term assets (5+ years) | $78,000 | 11,290 |
| Average Assets, year-to-date | $54,723,200 | 7,134 |
| Average Assets, quarterly | $54,506,000 | 7,252 |
| Volatile liabilities | $1,607,000 | 10,319 |
| Insider loans | $2,819,000 | 1,476 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,830,000 | 3,144 |
| Tier 1 (core) risk-based capital | $3,772,000 | 8,594 |
| Tier 2 risk-based capital | $438,610 | 5,860 |
| Total risk weighted assets | $34,796,210 | 6,548 |
| Total unused commitments | $9,830,000 | 3,161 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $57,732,000 | 7,126 |
| Cash and due from depository institutions | $5,690,000 | 6,231 |
| Interest-bearing balances | $1,570,000 | 3,099 |
| Securities | $7,433,000 | 10,298 |
| Federal funds sold & reverse repurchase agreements | $7,115,000 | 2,329 |
| Net loans & leases | $34,690,000 | 6,349 |
| Loan loss allowance | $882,000 | 4,139 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,415,000 | 4,877 |
| Other real estate owned | $738,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $651,000 | 8,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,732,000 | 7,126 |
| Total liabilities | $54,360,000 | 6,950 |
| Total deposits | $54,086,000 | 6,813 |
| Interest-bearing deposits | $43,059,000 | 7,249 |
| Deposits held in domestic offices | $54,086,000 | 6,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $274,000 | 8,631 |
| Total equity capital | $3,372,000 | 9,138 |
| Total bank equity capital | $3,372,000 | 9,138 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,305,000 | 7,108 |
| Undivided profits | $817,000 | 10,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 2,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $169,000 | 9,492 |
| Earning assets | $50,808,000 | 7,315 |
| Long-term assets (5+ years) | $48,000 | 11,716 |
| Average Assets, year-to-date | $55,260,000 | 7,179 |
| Average Assets, quarterly | $56,628,500 | 7,164 |
| Volatile liabilities | $3,384,000 | 8,094 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,876,000 | 3,184 |
| Tier 1 (core) risk-based capital | $3,372,000 | 9,073 |
| Tier 2 risk-based capital | $476,420 | 5,447 |
| Total risk weighted assets | $37,708,320 | 6,199 |
| Total unused commitments | $8,876,000 | 3,204 |
| Derivatives | $0 | 651 |