Home > The Bank of Raleigh > Income and Expense
The Bank of Raleigh, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 8,649 |
| Total interest expense | $1,052,000 | 8,872 |
| Net interest income | $1,753,000 | 8,355 |
| Provision for loan and lease losses | $3,420,000 | 559 |
| Total noninterest income | $281,000 | 7,923 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,512,000 | 7,790 |
| Salaries and employee benefits | $482,000 | 9,847 |
| Premises and equipment expense | $224,000 | 7,205 |
| Additional noninterest expense | $806,000 | 5,891 |
| Pre-tax net operating income | $-2,898,000 | 13,133 |
| Securities gains (losses) | $132,000 | 2,136 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-2,766,000 | 13,122 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,766,000 | 13,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,114,000 | 553 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,898,000 | 13,108 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 8,799 |
| Total interest expense | $1,415,000 | 8,789 |
| Net interest income | $1,684,000 | 8,702 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $297,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,139,000 | 9,329 |
| Salaries and employee benefits | $461,000 | 10,184 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $524,000 | 8,251 |
| Pre-tax net operating income | $663,000 | 7,307 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $216,000 | 7,261 |
| Income before extraordinary items | $510,000 | 7,238 |
| Extraordinary gains, net | $216,000 | 404 |
| Net income | $726,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 5,971 |
| Cash dividends | $85,000 | 6,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $465,900 | 7,261 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.