Home > The Bank of Quapaw > Income and Expense
The Bank of Quapaw, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 7,604 |
| Total interest expense | $22,000 | 7,601 |
| Net interest income | $262,000 | 7,590 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $41,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $370,000 | 7,592 |
| Salaries and employee benefits | $123,000 | 7,613 |
| Premises and equipment expense | $67,000 | 7,328 |
| Additional noninterest expense | $180,000 | 7,456 |
| Pre-tax net operating income | $-67,000 | 5,893 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $-70,000 | 6,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-70,000 | 6,041 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-70,000 | 6,041 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-70,000 | 5,957 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $211,000 | 7,720 |
| Total interest expense | $17,000 | 7,713 |
| Net interest income | $194,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $37,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $18,000 | 6,678 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $231,000 | 7,716 |
| Salaries and employee benefits | $96,000 | 7,725 |
| Premises and equipment expense | $50,000 | 7,415 |
| Additional noninterest expense | $85,000 | 7,692 |
| Pre-tax net operating income | $0 | 5,964 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $-3,000 | 6,136 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,000 | 6,137 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,000 | 6,137 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,000 | 6,010 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $136,000 | 7,789 |
| Total interest expense | $12,000 | 7,779 |
| Net interest income | $124,000 | 7,774 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $26,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $153,000 | 7,786 |
| Salaries and employee benefits | $64,000 | 7,792 |
| Premises and equipment expense | $33,000 | 7,485 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $-3,000 | 6,075 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-4,000 | 6,195 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,000 | 6,197 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,000 | 6,196 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,000 | 6,092 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $65,000 | 7,895 |
| Total interest expense | $7,000 | 7,881 |
| Net interest income | $58,000 | 7,879 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $78,000 | 7,888 |
| Salaries and employee benefits | $32,000 | 7,898 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $29,000 | 7,856 |
| Pre-tax net operating income | $-10,000 | 6,326 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-10,000 | 6,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-10,000 | 6,446 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-10,000 | 6,445 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-10,000 | 6,355 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,961 |
| Total interest expense | $46,000 | 7,951 |
| Net interest income | $246,000 | 7,945 |
| Provision for loan and lease losses | $32,000 | 7,035 |
| Total noninterest income | $24,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $19,000 | 6,903 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,000 | 7,291 |
| Total noninterest expense | $296,000 | 7,978 |
| Salaries and employee benefits | $128,000 | 7,975 |
| Premises and equipment expense | $65,000 | 7,683 |
| Additional noninterest expense | $103,000 | 7,960 |
| Pre-tax net operating income | $-58,000 | 5,523 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-60,000 | 6,480 |
| Income before extraordinary items | $2,000 | 5,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 5,529 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,000 | 5,529 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,000 | 5,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,048 |
| Total interest expense | $35,000 | 8,037 |
| Net interest income | $190,000 | 8,030 |
| Provision for loan and lease losses | $32,000 | 6,768 |
| Total noninterest income | $18,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $14,000 | 6,959 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,000 | 7,458 |
| Total noninterest expense | $223,000 | 8,058 |
| Salaries and employee benefits | $96,000 | 8,055 |
| Premises and equipment expense | $50,000 | 7,749 |
| Additional noninterest expense | $77,000 | 8,037 |
| Pre-tax net operating income | $-47,000 | 5,785 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-60,000 | 6,841 |
| Income before extraordinary items | $13,000 | 5,715 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $13,000 | 5,715 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $13,000 | 5,715 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $13,000 | 5,660 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $153,000 | 8,137 |
| Total interest expense | $25,000 | 8,127 |
| Net interest income | $128,000 | 8,113 |
| Provision for loan and lease losses | $32,000 | 6,406 |
| Total noninterest income | $10,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $150,000 | 8,148 |
| Salaries and employee benefits | $65,000 | 8,146 |
| Premises and equipment expense | $33,000 | 7,819 |
| Additional noninterest expense | $52,000 | 8,117 |
| Pre-tax net operating income | $-44,000 | 5,948 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-58,000 | 7,032 |
| Income before extraordinary items | $14,000 | 5,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 5,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $14,000 | 5,833 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $14,000 | 5,742 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $82,000 | 8,186 |
| Total interest expense | $13,000 | 8,179 |
| Net interest income | $69,000 | 8,158 |
| Provision for loan and lease losses | $32,000 | 5,364 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $71,000 | 8,207 |
| Salaries and employee benefits | $32,000 | 8,201 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $24,000 | 8,175 |
| Pre-tax net operating income | $-31,000 | 6,422 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-59,000 | 7,454 |
| Income before extraordinary items | $28,000 | 6,032 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $28,000 | 6,034 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $28,000 | 6,034 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $28,000 | 5,868 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 8,210 |
| Total interest expense | $93,000 | 8,195 |
| Net interest income | $301,000 | 8,192 |
| Provision for loan and lease losses | $15,000 | 7,084 |
| Total noninterest income | $20,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,112 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,000 | 7,796 |
| Total noninterest expense | $288,000 | 8,248 |
| Salaries and employee benefits | $120,000 | 8,252 |
| Premises and equipment expense | $48,000 | 8,072 |
| Additional noninterest expense | $120,000 | 8,171 |
| Pre-tax net operating income | $18,000 | 6,259 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $5,000 | 6,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,000 | 6,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,480 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,000 | 6,342 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,304 |
| Total interest expense | $76,000 | 8,277 |
| Net interest income | $227,000 | 8,287 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $15,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,000 | 7,175 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $208,000 | 8,325 |
| Salaries and employee benefits | $89,000 | 8,331 |
| Premises and equipment expense | $36,000 | 8,123 |
| Additional noninterest expense | $83,000 | 8,254 |
| Pre-tax net operating income | $31,000 | 6,647 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $20,000 | 6,534 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $20,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $20,000 | 6,701 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,382 |
| Total interest expense | $54,000 | 8,338 |
| Net interest income | $149,000 | 8,356 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $9,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $8,000 | 7,191 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $132,000 | 8,402 |
| Salaries and employee benefits | $59,000 | 8,407 |
| Premises and equipment expense | $23,000 | 8,210 |
| Additional noninterest expense | $50,000 | 8,344 |
| Pre-tax net operating income | $26,000 | 6,807 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $9,000 | 5,023 |
| Income before extraordinary items | $17,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $17,000 | 6,853 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $104,000 | 8,433 |
| Total interest expense | $29,000 | 8,371 |
| Net interest income | $75,000 | 8,415 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-4,000 | 8,387 |
| Total noninterest expense | $66,000 | 8,446 |
| Salaries and employee benefits | $28,000 | 8,455 |
| Premises and equipment expense | $12,000 | 8,206 |
| Additional noninterest expense | $26,000 | 8,364 |
| Pre-tax net operating income | $9,000 | 7,069 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,000 | 7,102 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $424,000 | 8,423 |
| Total interest expense | $149,000 | 8,349 |
| Net interest income | $275,000 | 8,426 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $21,000 | 8,234 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $17,000 | 7,194 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,000 | 8,218 |
| Total noninterest expense | $260,000 | 8,486 |
| Salaries and employee benefits | $115,000 | 8,483 |
| Premises and equipment expense | $44,000 | 8,290 |
| Additional noninterest expense | $101,000 | 8,418 |
| Pre-tax net operating income | $36,000 | 7,330 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $28,000 | 7,404 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $28,000 | 7,373 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,468 |
| Total interest expense | $110,000 | 8,390 |
| Net interest income | $205,000 | 8,468 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $17,000 | 8,281 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,242 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $190,000 | 8,505 |
| Salaries and employee benefits | $84,000 | 8,512 |
| Premises and equipment expense | $33,000 | 8,285 |
| Additional noninterest expense | $73,000 | 8,440 |
| Pre-tax net operating income | $32,000 | 7,557 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $6,000 | 5,862 |
| Income before extraordinary items | $26,000 | 7,588 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $26,000 | 7,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $26,000 | 7,575 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $210,000 | 8,534 |
| Total interest expense | $72,000 | 8,452 |
| Net interest income | $138,000 | 8,535 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $8,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $124,000 | 8,559 |
| Salaries and employee benefits | $55,000 | 8,565 |
| Premises and equipment expense | $22,000 | 8,334 |
| Additional noninterest expense | $47,000 | 8,496 |
| Pre-tax net operating income | $22,000 | 7,677 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $18,000 | 7,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $18,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $18,000 | 7,690 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $102,000 | 8,585 |
| Total interest expense | $34,000 | 8,510 |
| Net interest income | $68,000 | 8,583 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,000 | 8,473 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-2,000 | 8,582 |
| Total noninterest expense | $61,000 | 8,600 |
| Salaries and employee benefits | $28,000 | 8,606 |
| Premises and equipment expense | $11,000 | 8,362 |
| Additional noninterest expense | $22,000 | 8,546 |
| Pre-tax net operating income | $9,000 | 7,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $7,000 | 7,783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,000 | 7,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $7,000 | 7,762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,581 |
| Total interest expense | $110,000 | 8,526 |
| Net interest income | $267,000 | 8,578 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $35,000 | 8,322 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $20,000 | 7,270 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $268,000 | 8,619 |
| Salaries and employee benefits | $130,000 | 8,611 |
| Premises and equipment expense | $43,000 | 8,425 |
| Additional noninterest expense | $95,000 | 8,568 |
| Pre-tax net operating income | $34,000 | 7,874 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-15,000 | 8,198 |
| Income before extraordinary items | $49,000 | 7,849 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $49,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $49,000 | 7,839 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $286,000 | 8,648 |
| Total interest expense | $80,000 | 8,585 |
| Net interest income | $206,000 | 8,640 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $28,000 | 8,381 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $16,000 | 7,330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $205,000 | 8,672 |
| Salaries and employee benefits | $97,000 | 8,670 |
| Premises and equipment expense | $34,000 | 8,452 |
| Additional noninterest expense | $74,000 | 8,605 |
| Pre-tax net operating income | $29,000 | 8,020 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-17,000 | 8,432 |
| Income before extraordinary items | $46,000 | 7,980 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $46,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $46,000 | 7,969 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $192,000 | 8,694 |
| Total interest expense | $50,000 | 8,633 |
| Net interest income | $142,000 | 8,685 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $21,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,084 |
| Total noninterest expense | $135,000 | 8,714 |
| Salaries and employee benefits | $65,000 | 8,716 |
| Premises and equipment expense | $22,000 | 8,491 |
| Additional noninterest expense | $48,000 | 8,655 |
| Pre-tax net operating income | $28,000 | 8,051 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $19,000 | 8,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,000 | 8,090 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $101,000 | 8,717 |
| Total interest expense | $25,000 | 8,654 |
| Net interest income | $76,000 | 8,701 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $67,000 | 8,732 |
| Salaries and employee benefits | $33,000 | 8,730 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $24,000 | 8,664 |
| Pre-tax net operating income | $18,000 | 8,050 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $11,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $11,000 | 8,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 8,688 |
| Total interest expense | $59,000 | 8,683 |
| Net interest income | $315,000 | 8,663 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $35,000 | 8,512 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $248,000 | 8,779 |
| Salaries and employee benefits | $120,000 | 8,774 |
| Premises and equipment expense | $29,000 | 8,685 |
| Additional noninterest expense | $99,000 | 8,705 |
| Pre-tax net operating income | $102,000 | 7,992 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $55,000 | 5,807 |
| Income before extraordinary items | $47,000 | 8,160 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $47,000 | 8,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $47,000 | 8,132 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,741 |
| Total interest expense | $40,000 | 8,730 |
| Net interest income | $241,000 | 8,718 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $18,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $185,000 | 8,796 |
| Salaries and employee benefits | $87,000 | 8,798 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $76,000 | 8,700 |
| Pre-tax net operating income | $74,000 | 8,106 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $42,000 | 5,906 |
| Income before extraordinary items | $32,000 | 8,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $32,000 | 8,224 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $191,000 | 8,757 |
| Total interest expense | $27,000 | 8,743 |
| Net interest income | $164,000 | 8,736 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $7,000 | 8,700 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-2,000 | 8,820 |
| Total noninterest expense | $121,000 | 8,810 |
| Salaries and employee benefits | $53,000 | 8,819 |
| Premises and equipment expense | $12,000 | 8,721 |
| Additional noninterest expense | $56,000 | 8,674 |
| Pre-tax net operating income | $50,000 | 8,134 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $21,000 | 8,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $21,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $21,000 | 8,249 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $94,000 | 8,834 |
| Total interest expense | $14,000 | 8,813 |
| Net interest income | $80,000 | 8,818 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-2,000 | 8,898 |
| Total noninterest expense | $62,000 | 8,879 |
| Salaries and employee benefits | $27,000 | 8,882 |
| Premises and equipment expense | $6,000 | 8,777 |
| Additional noninterest expense | $29,000 | 8,714 |
| Pre-tax net operating income | $20,000 | 8,258 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $11,000 | 8,344 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $11,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,000 | 8,317 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 8,813 |
| Total interest expense | $72,000 | 8,792 |
| Net interest income | $334,000 | 8,794 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $29,000 | 8,727 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $23,000 | 7,628 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $251,000 | 8,910 |
| Salaries and employee benefits | $106,000 | 8,914 |
| Premises and equipment expense | $31,000 | 8,799 |
| Additional noninterest expense | $114,000 | 8,761 |
| Pre-tax net operating income | $112,000 | 8,072 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $40,000 | 6,178 |
| Income before extraordinary items | $72,000 | 8,202 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $72,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,326 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $72,000 | 8,162 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 8,866 |
| Total interest expense | $55,000 | 8,843 |
| Net interest income | $251,000 | 8,844 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $23,000 | 8,772 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $17,000 | 7,679 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $186,000 | 8,954 |
| Salaries and employee benefits | $77,000 | 8,968 |
| Premises and equipment expense | $24,000 | 8,819 |
| Additional noninterest expense | $85,000 | 8,797 |
| Pre-tax net operating income | $88,000 | 8,178 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $57,000 | 8,286 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $57,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $57,000 | 8,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $203,000 | 8,927 |
| Total interest expense | $37,000 | 8,901 |
| Net interest income | $166,000 | 8,906 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $15,000 | 8,838 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $121,000 | 9,013 |
| Salaries and employee benefits | $49,000 | 9,026 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $55,000 | 8,866 |
| Pre-tax net operating income | $60,000 | 8,191 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $6,000 | 6,827 |
| Income before extraordinary items | $54,000 | 8,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,295 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $54,000 | 8,146 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $94,000 | 8,993 |
| Total interest expense | $19,000 | 8,948 |
| Net interest income | $75,000 | 8,979 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $59,000 | 9,055 |
| Salaries and employee benefits | $22,000 | 9,075 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $25,000 | 8,253 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,465 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 9,026 |
| Total interest expense | $106,000 | 8,945 |
| Net interest income | $240,000 | 9,025 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $28,000 | 8,961 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $26,000 | 7,765 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $221,000 | 9,121 |
| Salaries and employee benefits | $91,000 | 9,131 |
| Premises and equipment expense | $32,000 | 8,986 |
| Additional noninterest expense | $98,000 | 9,012 |
| Pre-tax net operating income | $47,000 | 8,396 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $33,000 | 8,529 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $33,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $29,160 | 8,441 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $254,000 | 9,109 |
| Total interest expense | $84,000 | 9,024 |
| Net interest income | $170,000 | 9,110 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $20,000 | 9,040 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $20,000 | 7,825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $164,000 | 9,175 |
| Salaries and employee benefits | $68,000 | 9,186 |
| Premises and equipment expense | $24,000 | 9,020 |
| Additional noninterest expense | $72,000 | 9,064 |
| Pre-tax net operating income | $26,000 | 8,545 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $26,000 | 8,633 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $26,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $26,000 | 8,531 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $166,000 | 9,158 |
| Total interest expense | $62,000 | 9,050 |
| Net interest income | $104,000 | 9,165 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-3,000 | 9,206 |
| Total noninterest expense | $113,000 | 9,202 |
| Salaries and employee benefits | $48,000 | 9,211 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $46,000 | 9,097 |
| Pre-tax net operating income | $2,000 | 8,648 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,000 | 8,749 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,000 | 8,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,000 | 8,638 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $86,000 | 9,194 |
| Total interest expense | $32,000 | 9,099 |
| Net interest income | $54,000 | 9,205 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,000 | 9,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-5,000 | 9,271 |
| Total noninterest expense | $63,000 | 9,235 |
| Salaries and employee benefits | $28,000 | 9,246 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $24,000 | 9,121 |
| Pre-tax net operating income | $-7,000 | 8,751 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-7,000 | 8,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-7,000 | 8,711 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 9,205 |
| Total interest expense | $131,000 | 9,163 |
| Net interest income | $272,000 | 9,197 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $46,000 | 8,994 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $26,000 | 7,911 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $287,000 | 9,248 |
| Salaries and employee benefits | $132,000 | 9,263 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $110,000 | 9,118 |
| Pre-tax net operating income | $31,000 | 8,539 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-8,000 | 8,846 |
| Income before extraordinary items | $39,000 | 8,590 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $39,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $39,000 | 8,510 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 9,419 |
| Total interest expense | $203,000 | 9,384 |
| Net interest income | $318,000 | 9,393 |
| Provision for loan and lease losses | $93,000 | 5,742 |
| Total noninterest income | $63,000 | 9,008 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $34,000 | 7,909 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $29,000 | 8,383 |
| Total noninterest expense | $330,000 | 9,457 |
| Salaries and employee benefits | $134,000 | 9,512 |
| Premises and equipment expense | $57,000 | 9,009 |
| Additional noninterest expense | $139,000 | 9,135 |
| Pre-tax net operating income | $-42,000 | 8,796 |
| Securities gains (losses) | $-14,000 | 9,335 |
| Applicable income taxes | $-4,000 | 8,955 |
| Income before extraordinary items | $-52,000 | 8,898 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-52,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,525 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 831 |
| Net operating income | $-38,980 | 8,806 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 9,655 |
| Total interest expense | $210,000 | 9,647 |
| Net interest income | $370,000 | 9,625 |
| Provision for loan and lease losses | $106,000 | 5,184 |
| Total noninterest income | $68,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $351,000 | 9,683 |
| Salaries and employee benefits | $130,000 | 9,791 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $166,000 | 9,102 |
| Pre-tax net operating income | $-19,000 | 9,165 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-26,000 | 9,401 |
| Income before extraordinary items | $7,000 | 9,119 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,000 | 9,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,393 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,000 | 9,105 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 10,063 |
| Total interest expense | $113,000 | 10,045 |
| Net interest income | $211,000 | 10,048 |
| Provision for loan and lease losses | $62,000 | 6,096 |
| Total noninterest income | $34,000 | 9,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $176,000 | 10,168 |
| Salaries and employee benefits | $68,000 | 10,174 |
| Premises and equipment expense | $28,000 | 9,999 |
| Additional noninterest expense | $80,000 | 10,047 |
| Pre-tax net operating income | $7,000 | 9,382 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $-15,000 | 9,463 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-15,000 | 9,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-8,000 | 9,430 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 10,149 |
| Total interest expense | $214,000 | 10,175 |
| Net interest income | $397,000 | 10,086 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $72,000 | 9,485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $372,000 | 10,122 |
| Salaries and employee benefits | $179,000 | 10,189 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $122,000 | 9,936 |
| Pre-tax net operating income | $61,000 | 9,582 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,000 | 9,247 |
| Income before extraordinary items | $58,000 | 9,581 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $58,000 | 9,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $16,000 | 7,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $58,000 | 9,520 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 10,669 |
| Total interest expense | $191,000 | 10,681 |
| Net interest income | $371,000 | 10,596 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $94,000 | 9,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $368,000 | 10,559 |
| Salaries and employee benefits | $186,000 | 10,599 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $109,000 | 10,450 |
| Pre-tax net operating income | $86,000 | 10,118 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,000 | 9,998 |
| Income before extraordinary items | $83,000 | 10,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $83,000 | 10,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $32,000 | 7,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $83,000 | 10,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $498,000 | 11,263 |
| Total interest expense | $172,000 | 11,258 |
| Net interest income | $326,000 | 11,199 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $144,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,929 |
| Total noninterest expense | $387,000 | 11,001 |
| Salaries and employee benefits | $179,000 | 11,128 |
| Premises and equipment expense | $72,000 | 10,016 |
| Additional noninterest expense | $136,000 | 10,728 |
| Pre-tax net operating income | $74,000 | 10,492 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $71,000 | 10,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $71,000 | 10,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $70,050 | 10,409 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 11,781 |
| Total interest expense | $161,000 | 11,802 |
| Net interest income | $334,000 | 11,716 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $358,000 | 11,575 |
| Salaries and employee benefits | $177,000 | 11,611 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $107,000 | 11,549 |
| Pre-tax net operating income | $88,000 | 11,152 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-7,000 | 11,509 |
| Income before extraordinary items | $95,000 | 10,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $95,000 | 10,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $95,000 | 10,951 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 12,427 |
| Total interest expense | $145,000 | 12,450 |
| Net interest income | $332,000 | 12,360 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $90,000 | 10,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $356,000 | 12,194 |
| Salaries and employee benefits | $201,000 | 12,067 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $101,000 | 12,280 |
| Pre-tax net operating income | $62,000 | 11,845 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $57,000 | 11,757 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $57,000 | 11,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $31,000 | 8,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,520 | 11,835 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 13,028 |
| Total interest expense | $162,000 | 13,090 |
| Net interest income | $365,000 | 12,885 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $408,000 | 12,612 |
| Salaries and employee benefits | $189,000 | 12,721 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $162,000 | 12,256 |
| Pre-tax net operating income | $35,000 | 12,248 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $-2,000 | 12,732 |
| Income before extraordinary items | $48,000 | 12,268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $48,000 | 12,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $37,000 | 12,196 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 13,633 |
| Total interest expense | $218,000 | 13,680 |
| Net interest income | $364,000 | 13,480 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $355,000 | 13,384 |
| Salaries and employee benefits | $176,000 | 13,360 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $132,000 | 13,180 |
| Pre-tax net operating income | $81,000 | 12,187 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $85,000 | 12,150 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $85,000 | 12,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $77,320 | 11,966 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.