Home > The Bank of Perry > Income and Expense
The Bank of Perry, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 4,107 |
| Total interest expense | $270,000 | 5,120 |
| Net interest income | $4,429,000 | 3,947 |
| Provision for loan and lease losses | $870,000 | 977 |
| Total noninterest income | $917,000 | 3,242 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $515,000 | 2,237 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $402,000 | 3,594 |
| Total noninterest expense | $4,627,000 | 3,489 |
| Salaries and employee benefits | $1,534,000 | 4,581 |
| Premises and equipment expense | $326,000 | 4,517 |
| Additional noninterest expense | $2,767,000 | 2,192 |
| Pre-tax net operating income | $-151,000 | 6,198 |
| Securities gains (losses) | $-1,000 | 5,807 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-152,000 | 6,210 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-152,000 | 6,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-152,000 | 6,211 |
| Net charge-offs | $1,094,000 | 824 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-151,000 | 6,205 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 4,123 |
| Total interest expense | $204,000 | 5,179 |
| Net interest income | $3,356,000 | 3,962 |
| Provision for loan and lease losses | $850,000 | 772 |
| Total noninterest income | $690,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $380,000 | 2,271 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $310,000 | 3,589 |
| Total noninterest expense | $3,490,000 | 3,491 |
| Salaries and employee benefits | $1,153,000 | 4,592 |
| Premises and equipment expense | $259,000 | 4,447 |
| Additional noninterest expense | $2,078,000 | 2,171 |
| Pre-tax net operating income | $-294,000 | 6,336 |
| Securities gains (losses) | $-1,000 | 5,909 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-295,000 | 6,350 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-295,000 | 6,349 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-295,000 | 6,349 |
| Net charge-offs | $1,081,000 | 628 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-294,000 | 6,347 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 4,149 |
| Total interest expense | $138,000 | 5,210 |
| Net interest income | $2,226,000 | 3,984 |
| Provision for loan and lease losses | $455,000 | 903 |
| Total noninterest income | $428,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $234,000 | 2,385 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $194,000 | 3,684 |
| Total noninterest expense | $2,327,000 | 3,503 |
| Salaries and employee benefits | $769,000 | 4,628 |
| Premises and equipment expense | $178,000 | 4,428 |
| Additional noninterest expense | $1,380,000 | 2,173 |
| Pre-tax net operating income | $-128,000 | 6,354 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-129,000 | 6,370 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-129,000 | 6,371 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-129,000 | 6,372 |
| Net charge-offs | $612,000 | 731 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-128,000 | 6,357 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 4,186 |
| Total interest expense | $71,000 | 5,226 |
| Net interest income | $1,101,000 | 4,015 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $144,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $108,000 | 2,513 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $1,151,000 | 3,560 |
| Salaries and employee benefits | $403,000 | 4,558 |
| Premises and equipment expense | $86,000 | 4,568 |
| Additional noninterest expense | $662,000 | 2,258 |
| Pre-tax net operating income | $-56,000 | 6,378 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-57,000 | 6,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-57,000 | 6,398 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-57,000 | 6,399 |
| Net charge-offs | $331,000 | 669 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-56,000 | 6,391 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 4,306 |
| Total interest expense | $347,000 | 5,166 |
| Net interest income | $4,238,000 | 4,135 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,296,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $483,000 | 2,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $813,000 | 2,655 |
| Total noninterest expense | $4,214,000 | 3,798 |
| Salaries and employee benefits | $1,379,000 | 4,966 |
| Premises and equipment expense | $435,000 | 4,033 |
| Additional noninterest expense | $2,400,000 | 2,556 |
| Pre-tax net operating income | $1,120,000 | 3,899 |
| Securities gains (losses) | $-7,000 | 6,216 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,113,000 | 3,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,113,000 | 3,698 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,113,000 | 3,699 |
| Net charge-offs | $619,000 | 1,776 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,120,000 | 3,637 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,365 |
| Total interest expense | $277,000 | 5,153 |
| Net interest income | $3,141,000 | 4,190 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $1,053,000 | 2,738 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $351,000 | 2,534 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $702,000 | 2,505 |
| Total noninterest expense | $3,222,000 | 3,773 |
| Salaries and employee benefits | $1,031,000 | 4,995 |
| Premises and equipment expense | $321,000 | 4,118 |
| Additional noninterest expense | $1,870,000 | 2,448 |
| Pre-tax net operating income | $912,000 | 3,840 |
| Securities gains (losses) | $-22,000 | 6,582 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $890,000 | 3,633 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $890,000 | 3,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $890,000 | 3,637 |
| Net charge-offs | $246,000 | 2,336 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $912,000 | 3,512 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 4,397 |
| Total interest expense | $201,000 | 5,052 |
| Net interest income | $2,049,000 | 4,250 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $815,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $224,000 | 2,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $591,000 | 2,257 |
| Total noninterest expense | $2,195,000 | 3,737 |
| Salaries and employee benefits | $696,000 | 4,978 |
| Premises and equipment expense | $212,000 | 4,163 |
| Additional noninterest expense | $1,287,000 | 2,375 |
| Pre-tax net operating income | $639,000 | 3,721 |
| Securities gains (losses) | $-11,000 | 6,669 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $628,000 | 3,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $628,000 | 3,535 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $628,000 | 3,536 |
| Net charge-offs | $142,000 | 2,422 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $639,000 | 3,394 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 4,423 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $1,019,000 | 4,278 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $316,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $107,000 | 2,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 2,721 |
| Total noninterest expense | $1,033,000 | 3,919 |
| Salaries and employee benefits | $345,000 | 5,049 |
| Premises and equipment expense | $106,000 | 4,181 |
| Additional noninterest expense | $582,000 | 2,615 |
| Pre-tax net operating income | $302,000 | 3,799 |
| Securities gains (losses) | $-11,000 | 6,814 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $291,000 | 3,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $291,000 | 3,623 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $291,000 | 3,625 |
| Net charge-offs | $77,000 | 2,097 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $302,000 | 3,458 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 4,409 |
| Total interest expense | $621,000 | 4,674 |
| Net interest income | $4,196,000 | 4,282 |
| Provision for loan and lease losses | $505,000 | 2,704 |
| Total noninterest income | $699,000 | 3,887 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $422,000 | 2,821 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $277,000 | 4,139 |
| Total noninterest expense | $4,125,000 | 3,945 |
| Salaries and employee benefits | $1,691,000 | 4,544 |
| Premises and equipment expense | $425,000 | 4,184 |
| Additional noninterest expense | $2,009,000 | 3,082 |
| Pre-tax net operating income | $265,000 | 5,509 |
| Securities gains (losses) | $65,000 | 2,559 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $330,000 | 5,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $330,000 | 5,390 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $330,000 | 5,391 |
| Net charge-offs | $970,000 | 1,853 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $265,000 | 5,382 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 4,414 |
| Total interest expense | $500,000 | 4,645 |
| Net interest income | $3,197,000 | 4,311 |
| Provision for loan and lease losses | $505,000 | 2,249 |
| Total noninterest income | $547,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $306,000 | 2,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,996 |
| Total noninterest expense | $3,051,000 | 4,014 |
| Salaries and employee benefits | $1,235,000 | 4,632 |
| Premises and equipment expense | $325,000 | 4,196 |
| Additional noninterest expense | $1,491,000 | 3,131 |
| Pre-tax net operating income | $188,000 | 5,714 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $205,000 | 5,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $205,000 | 5,697 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 5,697 |
| Net charge-offs | $700,000 | 1,810 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $188,000 | 5,594 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,431 |
| Total interest expense | $356,000 | 4,608 |
| Net interest income | $2,128,000 | 4,322 |
| Provision for loan and lease losses | $95,000 | 3,930 |
| Total noninterest income | $452,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $193,000 | 3,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,286 |
| Total noninterest expense | $2,035,000 | 4,040 |
| Salaries and employee benefits | $824,000 | 4,657 |
| Premises and equipment expense | $211,000 | 4,258 |
| Additional noninterest expense | $1,000,000 | 3,118 |
| Pre-tax net operating income | $450,000 | 4,266 |
| Securities gains (losses) | $17,000 | 2,561 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $467,000 | 4,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $467,000 | 4,105 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $467,000 | 4,105 |
| Net charge-offs | $311,000 | 2,279 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $450,000 | 3,978 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 4,495 |
| Total interest expense | $194,000 | 4,519 |
| Net interest income | $1,042,000 | 4,397 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $164,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $90,000 | 3,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,137 |
| Total noninterest expense | $992,000 | 4,126 |
| Salaries and employee benefits | $415,000 | 4,688 |
| Premises and equipment expense | $100,000 | 4,398 |
| Additional noninterest expense | $477,000 | 3,212 |
| Pre-tax net operating income | $164,000 | 4,801 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $164,000 | 4,706 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $164,000 | 4,710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $164,000 | 4,710 |
| Net charge-offs | $159,000 | 2,039 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $164,000 | 4,570 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,274,000 | 4,427 |
| Total interest expense | $1,016,000 | 4,360 |
| Net interest income | $4,258,000 | 4,366 |
| Provision for loan and lease losses | $705,000 | 2,933 |
| Total noninterest income | $502,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $466,000 | 2,724 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $4,227,000 | 3,960 |
| Salaries and employee benefits | $1,609,000 | 4,767 |
| Premises and equipment expense | $387,000 | 4,641 |
| Additional noninterest expense | $2,231,000 | 2,830 |
| Pre-tax net operating income | $-172,000 | 6,208 |
| Securities gains (losses) | $276,000 | 1,187 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $104,000 | 5,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $104,000 | 5,864 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $104,000 | 5,864 |
| Net charge-offs | $849,000 | 2,553 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-172,000 | 6,251 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,981,000 | 4,447 |
| Total interest expense | $789,000 | 4,396 |
| Net interest income | $3,192,000 | 4,400 |
| Provision for loan and lease losses | $230,000 | 3,949 |
| Total noninterest income | $464,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $362,000 | 2,663 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $102,000 | 5,075 |
| Total noninterest expense | $3,255,000 | 3,903 |
| Salaries and employee benefits | $1,218,000 | 4,739 |
| Premises and equipment expense | $290,000 | 4,698 |
| Additional noninterest expense | $1,747,000 | 2,747 |
| Pre-tax net operating income | $171,000 | 5,586 |
| Securities gains (losses) | $276,000 | 967 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $447,000 | 4,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 4,504 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $447,000 | 4,504 |
| Net charge-offs | $514,000 | 2,633 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $171,000 | 5,486 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,675,000 | 4,468 |
| Total interest expense | $540,000 | 4,453 |
| Net interest income | $2,135,000 | 4,392 |
| Provision for loan and lease losses | $185,000 | 3,629 |
| Total noninterest income | $538,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $240,000 | 2,660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 2,886 |
| Total noninterest expense | $2,188,000 | 3,931 |
| Salaries and employee benefits | $818,000 | 4,763 |
| Premises and equipment expense | $194,000 | 4,729 |
| Additional noninterest expense | $1,176,000 | 2,782 |
| Pre-tax net operating income | $300,000 | 4,617 |
| Securities gains (losses) | $145,000 | 899 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $445,000 | 3,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 3,791 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $445,000 | 3,792 |
| Net charge-offs | $356,000 | 2,495 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $300,000 | 4,368 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 4,454 |
| Total interest expense | $277,000 | 4,509 |
| Net interest income | $1,078,000 | 4,351 |
| Provision for loan and lease losses | $140,000 | 2,956 |
| Total noninterest income | $228,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $112,000 | 2,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,323 |
| Total noninterest expense | $1,021,000 | 4,127 |
| Salaries and employee benefits | $405,000 | 4,838 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $518,000 | 3,090 |
| Pre-tax net operating income | $145,000 | 4,694 |
| Securities gains (losses) | $75,000 | 623 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $220,000 | 3,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $220,000 | 3,814 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $220,000 | 3,815 |
| Net charge-offs | $162,000 | 2,293 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $145,000 | 4,445 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 4,396 |
| Total interest expense | $1,606,000 | 4,100 |
| Net interest income | $4,246,000 | 4,407 |
| Provision for loan and lease losses | $805,000 | 3,399 |
| Total noninterest income | $841,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $576,000 | 2,368 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $265,000 | 4,160 |
| Total noninterest expense | $4,705,000 | 3,782 |
| Salaries and employee benefits | $1,780,000 | 4,561 |
| Premises and equipment expense | $384,000 | 4,834 |
| Additional noninterest expense | $2,541,000 | 2,648 |
| Pre-tax net operating income | $-423,000 | 6,211 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-391,000 | 6,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-391,000 | 6,309 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-391,000 | 6,309 |
| Net charge-offs | $1,246,000 | 2,396 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-423,000 | 6,278 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 4,456 |
| Total interest expense | $1,283,000 | 4,097 |
| Net interest income | $3,134,000 | 4,508 |
| Provision for loan and lease losses | $340,000 | 4,146 |
| Total noninterest income | $626,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $445,000 | 2,365 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $181,000 | 4,344 |
| Total noninterest expense | $3,442,000 | 3,850 |
| Salaries and employee benefits | $1,358,000 | 4,547 |
| Premises and equipment expense | $286,000 | 4,937 |
| Additional noninterest expense | $1,798,000 | 2,730 |
| Pre-tax net operating income | $-22,000 | 6,032 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-22,000 | 6,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-22,000 | 6,184 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-22,000 | 6,184 |
| Net charge-offs | $791,000 | 2,480 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-22,000 | 6,060 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 4,493 |
| Total interest expense | $886,000 | 4,102 |
| Net interest income | $2,065,000 | 4,554 |
| Provision for loan and lease losses | $340,000 | 3,434 |
| Total noninterest income | $390,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $289,000 | 2,428 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 4,633 |
| Total noninterest expense | $2,297,000 | 3,845 |
| Salaries and employee benefits | $944,000 | 4,452 |
| Premises and equipment expense | $186,000 | 5,040 |
| Additional noninterest expense | $1,167,000 | 2,780 |
| Pre-tax net operating income | $-182,000 | 6,408 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-182,000 | 6,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-182,000 | 6,544 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-182,000 | 6,542 |
| Net charge-offs | $464,000 | 2,535 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-182,000 | 6,486 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,582 |
| Total interest expense | $450,000 | 4,192 |
| Net interest income | $1,008,000 | 4,655 |
| Provision for loan and lease losses | $280,000 | 2,540 |
| Total noninterest income | $170,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $137,000 | 2,519 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $1,092,000 | 4,025 |
| Salaries and employee benefits | $477,000 | 4,484 |
| Premises and equipment expense | $92,000 | 5,136 |
| Additional noninterest expense | $523,000 | 3,047 |
| Pre-tax net operating income | $-194,000 | 6,825 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-194,000 | 6,922 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-194,000 | 6,923 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-194,000 | 6,922 |
| Net charge-offs | $259,000 | 2,188 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-194,000 | 6,883 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,498 |
| Total interest expense | $2,157,000 | 4,245 |
| Net interest income | $4,079,000 | 4,515 |
| Provision for loan and lease losses | $3,106,000 | 1,935 |
| Total noninterest income | $567,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $548,000 | 2,699 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $19,000 | 6,977 |
| Total noninterest expense | $4,309,000 | 4,129 |
| Salaries and employee benefits | $1,767,000 | 4,711 |
| Premises and equipment expense | $410,000 | 4,930 |
| Additional noninterest expense | $2,132,000 | 3,155 |
| Pre-tax net operating income | $-2,769,000 | 6,838 |
| Securities gains (losses) | $212,000 | 1,511 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,557,000 | 6,906 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,557,000 | 6,905 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,557,000 | 6,906 |
| Net charge-offs | $1,555,000 | 2,331 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,769,000 | 6,953 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 4,567 |
| Total interest expense | $1,701,000 | 4,256 |
| Net interest income | $2,979,000 | 4,609 |
| Provision for loan and lease losses | $1,782,000 | 2,049 |
| Total noninterest income | $537,000 | 4,088 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $400,000 | 2,766 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $137,000 | 4,928 |
| Total noninterest expense | $3,213,000 | 4,153 |
| Salaries and employee benefits | $1,310,000 | 4,787 |
| Premises and equipment expense | $322,000 | 4,842 |
| Additional noninterest expense | $1,581,000 | 3,151 |
| Pre-tax net operating income | $-1,479,000 | 6,857 |
| Securities gains (losses) | $211,000 | 1,248 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,268,000 | 6,893 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,268,000 | 6,895 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,268,000 | 6,895 |
| Net charge-offs | $1,102,000 | 2,095 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,479,000 | 6,977 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 4,580 |
| Total interest expense | $1,211,000 | 4,222 |
| Net interest income | $1,934,000 | 4,683 |
| Provision for loan and lease losses | $563,000 | 2,804 |
| Total noninterest income | $347,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $94,000 | 4,909 |
| Total noninterest expense | $2,207,000 | 4,085 |
| Salaries and employee benefits | $992,000 | 4,464 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $1,002,000 | 3,293 |
| Pre-tax net operating income | $-489,000 | 6,630 |
| Securities gains (losses) | $68,000 | 1,716 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-421,000 | 6,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-421,000 | 6,679 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-421,000 | 6,679 |
| Net charge-offs | $415,000 | 2,557 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-489,000 | 6,741 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 4,568 |
| Total interest expense | $644,000 | 4,176 |
| Net interest income | $956,000 | 4,701 |
| Provision for loan and lease losses | $144,000 | 3,393 |
| Total noninterest income | $153,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $1,088,000 | 4,056 |
| Salaries and employee benefits | $509,000 | 4,402 |
| Premises and equipment expense | $101,000 | 5,089 |
| Additional noninterest expense | $478,000 | 3,120 |
| Pre-tax net operating income | $-123,000 | 6,718 |
| Securities gains (losses) | $68,000 | 1,165 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-55,000 | 6,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-55,000 | 6,680 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-55,000 | 6,680 |
| Net charge-offs | $44,000 | 3,696 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-123,000 | 6,780 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,199,000 | 4,076 |
| Total interest expense | $3,515,000 | 3,832 |
| Net interest income | $4,684,000 | 4,125 |
| Provision for loan and lease losses | $375,000 | 4,233 |
| Total noninterest income | $822,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $622,000 | 2,585 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $200,000 | 4,834 |
| Total noninterest expense | $4,580,000 | 3,832 |
| Salaries and employee benefits | $2,221,000 | 4,112 |
| Premises and equipment expense | $450,000 | 4,762 |
| Additional noninterest expense | $1,909,000 | 2,971 |
| Pre-tax net operating income | $551,000 | 4,720 |
| Securities gains (losses) | $174,000 | 781 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $725,000 | 3,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $725,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 2,248 |
| Cash dividends | $735,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $551,000 | 4,451 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 4,068 |
| Total interest expense | $2,740,000 | 3,848 |
| Net interest income | $3,552,000 | 4,126 |
| Provision for loan and lease losses | $150,000 | 4,617 |
| Total noninterest income | $651,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $473,000 | 2,565 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $178,000 | 4,663 |
| Total noninterest expense | $3,629,000 | 3,658 |
| Salaries and employee benefits | $1,787,000 | 3,945 |
| Premises and equipment expense | $342,000 | 4,728 |
| Additional noninterest expense | $1,500,000 | 2,776 |
| Pre-tax net operating income | $424,000 | 5,186 |
| Securities gains (losses) | $173,000 | 682 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $597,000 | 4,134 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $597,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,637 |
| Cash dividends | $420,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $424,000 | 4,860 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 4,019 |
| Total interest expense | $1,905,000 | 3,862 |
| Net interest income | $2,443,000 | 4,043 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $500,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $326,000 | 2,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $2,431,000 | 3,652 |
| Salaries and employee benefits | $1,225,000 | 3,901 |
| Premises and equipment expense | $216,000 | 4,923 |
| Additional noninterest expense | $990,000 | 2,768 |
| Pre-tax net operating income | $462,000 | 4,513 |
| Securities gains (losses) | $173,000 | 680 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $635,000 | 3,506 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $635,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,547 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $462,000 | 4,117 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 3,937 |
| Total interest expense | $1,036,000 | 3,811 |
| Net interest income | $1,269,000 | 3,933 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $258,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $160,000 | 2,478 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,804 |
| Total noninterest expense | $1,249,000 | 3,585 |
| Salaries and employee benefits | $666,000 | 3,678 |
| Premises and equipment expense | $100,000 | 5,157 |
| Additional noninterest expense | $483,000 | 2,810 |
| Pre-tax net operating income | $253,000 | 4,507 |
| Securities gains (losses) | $164,000 | 510 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $417,000 | 3,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 3,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,230,000 | 3,724 |
| Total interest expense | $4,517,000 | 3,711 |
| Net interest income | $5,713,000 | 3,637 |
| Provision for loan and lease losses | $99,000 | 4,953 |
| Total noninterest income | $1,249,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $581,000 | 2,740 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $668,000 | 2,826 |
| Total noninterest expense | $5,159,000 | 3,366 |
| Salaries and employee benefits | $2,643,000 | 3,570 |
| Premises and equipment expense | $711,000 | 3,403 |
| Additional noninterest expense | $1,805,000 | 2,919 |
| Pre-tax net operating income | $1,704,000 | 3,658 |
| Securities gains (losses) | $-48,000 | 8,000 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,656,000 | 3,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,656,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,470 |
| Cash dividends | $1,998,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,704,000 | 3,152 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,752,000 | 3,696 |
| Total interest expense | $3,387,000 | 3,718 |
| Net interest income | $4,365,000 | 3,595 |
| Provision for loan and lease losses | $99,000 | 4,145 |
| Total noninterest income | $987,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $421,000 | 2,794 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $566,000 | 2,651 |
| Total noninterest expense | $3,976,000 | 3,260 |
| Salaries and employee benefits | $2,066,000 | 3,435 |
| Premises and equipment expense | $544,000 | 3,333 |
| Additional noninterest expense | $1,366,000 | 2,832 |
| Pre-tax net operating income | $1,277,000 | 3,805 |
| Securities gains (losses) | $-51,000 | 8,185 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,226,000 | 3,413 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,226,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,269 |
| Cash dividends | $1,998,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,277,000 | 3,313 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 3,727 |
| Total interest expense | $2,180,000 | 3,791 |
| Net interest income | $2,931,000 | 3,597 |
| Provision for loan and lease losses | $84,000 | 3,624 |
| Total noninterest income | $758,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $262,000 | 2,934 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $496,000 | 2,252 |
| Total noninterest expense | $2,691,000 | 3,250 |
| Salaries and employee benefits | $1,326,000 | 3,584 |
| Premises and equipment expense | $460,000 | 2,757 |
| Additional noninterest expense | $905,000 | 2,869 |
| Pre-tax net operating income | $914,000 | 3,730 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $914,000 | 3,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $914,000 | 3,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,011 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $914,000 | 3,193 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 3,752 |
| Total interest expense | $1,061,000 | 3,851 |
| Net interest income | $1,465,000 | 3,604 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $349,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $136,000 | 2,808 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $213,000 | 2,449 |
| Total noninterest expense | $1,371,000 | 3,206 |
| Salaries and employee benefits | $692,000 | 3,494 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $454,000 | 2,831 |
| Pre-tax net operating income | $393,000 | 4,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $393,000 | 3,546 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $393,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $393,000 | 3,523 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 3,511 |
| Total interest expense | $3,825,000 | 3,700 |
| Net interest income | $6,398,000 | 3,348 |
| Provision for loan and lease losses | $303,000 | 2,737 |
| Total noninterest income | $1,816,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $521,000 | 2,972 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,295,000 | 1,852 |
| Total noninterest expense | $5,221,000 | 3,234 |
| Salaries and employee benefits | $2,832,000 | 3,291 |
| Premises and equipment expense | $789,000 | 3,044 |
| Additional noninterest expense | $1,600,000 | 3,123 |
| Pre-tax net operating income | $2,690,000 | 2,982 |
| Securities gains (losses) | $-95,000 | 8,183 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,595,000 | 2,534 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,595,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,921 |
| Cash dividends | $1,850,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,690,000 | 2,450 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 3,516 |
| Total interest expense | $2,757,000 | 3,715 |
| Net interest income | $4,852,000 | 3,345 |
| Provision for loan and lease losses | $231,000 | 2,567 |
| Total noninterest income | $1,319,000 | 2,447 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $388,000 | 3,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $931,000 | 1,923 |
| Total noninterest expense | $3,722,000 | 3,375 |
| Salaries and employee benefits | $2,019,000 | 3,423 |
| Premises and equipment expense | $553,000 | 3,211 |
| Additional noninterest expense | $1,150,000 | 3,240 |
| Pre-tax net operating income | $2,218,000 | 2,908 |
| Securities gains (losses) | $-95,000 | 8,385 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,123,000 | 2,451 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,123,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,218,000 | 2,376 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 3,515 |
| Total interest expense | $1,793,000 | 3,665 |
| Net interest income | $3,159,000 | 3,420 |
| Provision for loan and lease losses | $159,000 | 2,501 |
| Total noninterest income | $880,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $255,000 | 3,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $625,000 | 1,901 |
| Total noninterest expense | $2,411,000 | 3,447 |
| Salaries and employee benefits | $1,309,000 | 3,509 |
| Premises and equipment expense | $375,000 | 3,152 |
| Additional noninterest expense | $727,000 | 3,367 |
| Pre-tax net operating income | $1,469,000 | 2,915 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,469,000 | 2,374 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,469,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,469,000 | 2,358 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 3,560 |
| Total interest expense | $855,000 | 3,660 |
| Net interest income | $1,526,000 | 3,495 |
| Provision for loan and lease losses | $79,000 | 2,358 |
| Total noninterest income | $424,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 2,993 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $299,000 | 1,945 |
| Total noninterest expense | $1,262,000 | 3,338 |
| Salaries and employee benefits | $691,000 | 3,377 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $387,000 | 3,215 |
| Pre-tax net operating income | $609,000 | 3,272 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $609,000 | 2,709 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $609,000 | 2,694 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 3,729 |
| Total interest expense | $2,296,000 | 4,039 |
| Net interest income | $5,760,000 | 3,548 |
| Provision for loan and lease losses | $397,000 | 2,297 |
| Total noninterest income | $1,777,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $513,000 | 2,998 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,264,000 | 1,888 |
| Total noninterest expense | $4,750,000 | 3,380 |
| Salaries and employee benefits | $2,487,000 | 3,500 |
| Premises and equipment expense | $785,000 | 2,948 |
| Additional noninterest expense | $1,478,000 | 3,265 |
| Pre-tax net operating income | $2,390,000 | 3,248 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,390,000 | 2,688 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,390,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,944 |
| Cash dividends | $2,050,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,390,000 | 2,655 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 3,793 |
| Total interest expense | $1,632,000 | 4,059 |
| Net interest income | $4,202,000 | 3,622 |
| Provision for loan and lease losses | $281,000 | 2,301 |
| Total noninterest income | $1,292,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $402,000 | 2,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $890,000 | 1,962 |
| Total noninterest expense | $3,500,000 | 3,400 |
| Salaries and employee benefits | $1,860,000 | 3,476 |
| Premises and equipment expense | $577,000 | 2,981 |
| Additional noninterest expense | $1,063,000 | 3,344 |
| Pre-tax net operating income | $1,713,000 | 3,433 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,710,000 | 2,809 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,710,000 | 2,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,579 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,713,000 | 2,769 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 3,818 |
| Total interest expense | $1,055,000 | 3,980 |
| Net interest income | $2,691,000 | 3,702 |
| Provision for loan and lease losses | $182,000 | 2,291 |
| Total noninterest income | $827,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $260,000 | 2,920 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $567,000 | 2,013 |
| Total noninterest expense | $2,327,000 | 3,377 |
| Salaries and employee benefits | $1,246,000 | 3,448 |
| Premises and equipment expense | $375,000 | 3,019 |
| Additional noninterest expense | $706,000 | 3,347 |
| Pre-tax net operating income | $1,009,000 | 3,679 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,006,000 | 3,075 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,006,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,009,000 | 3,019 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 3,892 |
| Total interest expense | $539,000 | 3,813 |
| Net interest income | $1,278,000 | 3,849 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $336,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $117,000 | 3,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,348 |
| Total noninterest expense | $1,129,000 | 3,491 |
| Salaries and employee benefits | $575,000 | 3,694 |
| Premises and equipment expense | $185,000 | 3,071 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $395,000 | 4,313 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $395,000 | 3,658 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $395,000 | 3,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $395,000 | 3,620 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 3,955 |
| Total interest expense | $1,824,000 | 3,934 |
| Net interest income | $4,831,000 | 3,901 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $1,687,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $511,000 | 3,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,176,000 | 1,936 |
| Total noninterest expense | $4,286,000 | 3,541 |
| Salaries and employee benefits | $2,279,000 | 3,599 |
| Premises and equipment expense | $715,000 | 3,075 |
| Additional noninterest expense | $1,292,000 | 3,540 |
| Pre-tax net operating income | $1,902,000 | 3,624 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,915,000 | 3,028 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,915,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,926 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,902,000 | 2,986 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 4,003 |
| Total interest expense | $1,323,000 | 3,996 |
| Net interest income | $3,556,000 | 3,956 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,179,000 | 2,606 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $802,000 | 2,069 |
| Total noninterest expense | $3,060,000 | 3,656 |
| Salaries and employee benefits | $1,606,000 | 3,752 |
| Premises and equipment expense | $520,000 | 3,147 |
| Additional noninterest expense | $934,000 | 3,604 |
| Pre-tax net operating income | $1,450,000 | 3,652 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,463,000 | 3,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,463,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,450,000 | 2,964 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 4,057 |
| Total interest expense | $864,000 | 4,049 |
| Net interest income | $2,335,000 | 3,992 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $781,000 | 2,631 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $243,000 | 3,205 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $538,000 | 2,075 |
| Total noninterest expense | $2,059,000 | 3,653 |
| Salaries and employee benefits | $1,102,000 | 3,691 |
| Premises and equipment expense | $343,000 | 3,191 |
| Additional noninterest expense | $614,000 | 3,681 |
| Pre-tax net operating income | $907,000 | 3,781 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $906,000 | 3,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $907,000 | 3,111 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 4,146 |
| Total interest expense | $432,000 | 4,092 |
| Net interest income | $1,132,000 | 4,089 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $360,000 | 2,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 3,331 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $249,000 | 2,139 |
| Total noninterest expense | $965,000 | 3,865 |
| Salaries and employee benefits | $507,000 | 3,963 |
| Premises and equipment expense | $166,000 | 3,298 |
| Additional noninterest expense | $292,000 | 3,824 |
| Pre-tax net operating income | $452,000 | 3,777 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $447,000 | 3,209 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $447,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $452,000 | 3,074 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,189,000 | 4,219 |
| Total interest expense | $2,044,000 | 3,961 |
| Net interest income | $4,145,000 | 4,254 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $1,479,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $498,000 | 3,105 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $981,000 | 2,419 |
| Total noninterest expense | $3,851,000 | 3,820 |
| Salaries and employee benefits | $2,081,000 | 3,801 |
| Premises and equipment expense | $654,000 | 3,270 |
| Additional noninterest expense | $1,116,000 | 3,938 |
| Pre-tax net operating income | $1,473,000 | 4,169 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,496,000 | 3,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,496,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,806 |
| Cash dividends | $1,720,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,473,000 | 3,448 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 4,267 |
| Total interest expense | $1,598,000 | 3,947 |
| Net interest income | $3,048,000 | 4,344 |
| Provision for loan and lease losses | $227,000 | 3,045 |
| Total noninterest income | $1,128,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $376,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $752,000 | 2,455 |
| Total noninterest expense | $2,878,000 | 3,823 |
| Salaries and employee benefits | $1,589,000 | 3,732 |
| Premises and equipment expense | $497,000 | 3,237 |
| Additional noninterest expense | $792,000 | 4,083 |
| Pre-tax net operating income | $1,071,000 | 4,381 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,085,000 | 3,789 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,085,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,845 |
| Cash dividends | $1,109,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,071,000 | 3,657 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,245 |
| Total interest expense | $1,116,000 | 3,906 |
| Net interest income | $2,039,000 | 4,337 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $731,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $244,000 | 3,129 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $487,000 | 2,476 |
| Total noninterest expense | $1,904,000 | 3,832 |
| Salaries and employee benefits | $1,069,000 | 3,699 |
| Premises and equipment expense | $328,000 | 3,255 |
| Additional noninterest expense | $507,000 | 4,201 |
| Pre-tax net operating income | $714,000 | 4,375 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $728,000 | 3,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,423 |
| Cash dividends | $1,109,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $714,000 | 3,614 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,178 |
| Total interest expense | $619,000 | 3,652 |
| Net interest income | $1,007,000 | 4,372 |
| Provision for loan and lease losses | $77,000 | 2,778 |
| Total noninterest income | $354,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 3,033 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $232,000 | 2,467 |
| Total noninterest expense | $920,000 | 3,932 |
| Salaries and employee benefits | $517,000 | 3,799 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $245,000 | 4,281 |
| Pre-tax net operating income | $364,000 | 4,287 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $364,000 | 3,525 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 4,174 |
| Total interest expense | $2,576,000 | 4,005 |
| Net interest income | $4,175,000 | 4,211 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $1,441,000 | 2,695 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $466,000 | 3,153 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $975,000 | 2,222 |
| Total noninterest expense | $3,646,000 | 3,823 |
| Salaries and employee benefits | $1,892,000 | 3,931 |
| Premises and equipment expense | $628,000 | 3,274 |
| Additional noninterest expense | $1,126,000 | 3,794 |
| Pre-tax net operating income | $1,615,000 | 3,915 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $-6,000 | 8,832 |
| Income before extraordinary items | $1,665,000 | 3,235 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,665,000 | 3,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,486 |
| Cash dividends | $681,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,621,000 | 3,201 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,960,000 | 4,456 |
| Total interest expense | $3,234,000 | 4,459 |
| Net interest income | $3,726,000 | 4,365 |
| Provision for loan and lease losses | $392,000 | 2,663 |
| Total noninterest income | $1,230,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $404,000 | 3,367 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $826,000 | 2,339 |
| Total noninterest expense | $3,321,000 | 3,997 |
| Salaries and employee benefits | $1,736,000 | 4,022 |
| Premises and equipment expense | $649,000 | 3,144 |
| Additional noninterest expense | $936,000 | 4,284 |
| Pre-tax net operating income | $1,243,000 | 4,345 |
| Securities gains (losses) | $136,000 | 1,482 |
| Applicable income taxes | $-13,000 | 9,022 |
| Income before extraordinary items | $1,392,000 | 3,413 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,392,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,125 |
| Cash dividends | $525,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,256,000 | 3,573 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 5,197 |
| Total interest expense | $2,739,000 | 5,254 |
| Net interest income | $3,071,000 | 5,072 |
| Provision for loan and lease losses | $345,000 | 2,599 |
| Total noninterest income | $1,142,000 | 2,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $782,000 | 2,181 |
| Total noninterest expense | $2,792,000 | 4,481 |
| Salaries and employee benefits | $1,605,000 | 4,140 |
| Premises and equipment expense | $552,000 | 3,500 |
| Additional noninterest expense | $635,000 | 5,562 |
| Pre-tax net operating income | $1,076,000 | 5,067 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $21,000 | 7,823 |
| Income before extraordinary items | $1,058,000 | 4,217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,058,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,782 |
| Cash dividends | $288,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,055,060 | 4,230 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 6,331 |
| Total interest expense | $1,374,000 | 7,256 |
| Net interest income | $2,673,000 | 5,571 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $1,033,000 | 3,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $713,000 | 2,343 |
| Total noninterest expense | $2,655,000 | 4,652 |
| Salaries and employee benefits | $1,479,000 | 4,389 |
| Premises and equipment expense | $558,000 | 3,455 |
| Additional noninterest expense | $618,000 | 5,713 |
| Pre-tax net operating income | $911,000 | 5,580 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $929,000 | 4,653 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $929,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $1,184,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $911,000 | 4,671 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,737,000 | 6,716 |
| Total interest expense | $1,344,000 | 7,555 |
| Net interest income | $2,393,000 | 5,997 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $976,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $704,000 | 2,379 |
| Total noninterest expense | $2,281,000 | 5,089 |
| Salaries and employee benefits | $1,195,000 | 5,082 |
| Premises and equipment expense | $551,000 | 3,422 |
| Additional noninterest expense | $535,000 | 6,202 |
| Pre-tax net operating income | $968,000 | 5,521 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $-3,000 | 9,985 |
| Income before extraordinary items | $973,000 | 4,604 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $973,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,986 |
| Cash dividends | $810,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $971,000 | 4,514 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 6,870 |
| Total interest expense | $1,355,000 | 7,705 |
| Net interest income | $2,422,000 | 6,175 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $746,000 | 3,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,977 |
| Total noninterest expense | $1,933,000 | 5,782 |
| Salaries and employee benefits | $1,053,000 | 5,670 |
| Premises and equipment expense | $443,000 | 4,094 |
| Additional noninterest expense | $437,000 | 7,039 |
| Pre-tax net operating income | $1,147,000 | 5,391 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $280,000 | 5,917 |
| Income before extraordinary items | $866,000 | 5,195 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $866,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,684 |
| Cash dividends | $760,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $866,760 | 5,135 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 7,162 |
| Total interest expense | $1,444,000 | 7,713 |
| Net interest income | $2,251,000 | 6,657 |
| Provision for loan and lease losses | $42,000 | 6,906 |
| Total noninterest income | $544,000 | 4,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,131 |
| Total noninterest expense | $1,708,000 | 6,595 |
| Salaries and employee benefits | $1,021,000 | 5,901 |
| Premises and equipment expense | $295,000 | 5,657 |
| Additional noninterest expense | $392,000 | 7,947 |
| Pre-tax net operating income | $1,045,000 | 5,582 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $813,000 | 5,246 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $813,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $651,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $811,440 | 5,183 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 7,461 |
| Total interest expense | $1,469,000 | 7,786 |
| Net interest income | $2,098,000 | 7,085 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $524,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 4,551 |
| Total noninterest expense | $1,683,000 | 6,773 |
| Salaries and employee benefits | $923,000 | 6,442 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $478,000 | 7,449 |
| Pre-tax net operating income | $897,000 | 6,431 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $158,000 | 8,127 |
| Income before extraordinary items | $715,000 | 5,890 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $715,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $2,085,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $734,680 | 5,769 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 7,666 |
| Total interest expense | $1,190,000 | 7,947 |
| Net interest income | $2,080,000 | 7,373 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $599,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,026 |
| Total noninterest expense | $1,684,000 | 7,034 |
| Salaries and employee benefits | $859,000 | 6,882 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $571,000 | 7,251 |
| Pre-tax net operating income | $953,000 | 6,153 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $178,000 | 7,747 |
| Income before extraordinary items | $775,000 | 5,479 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $775,000 | 5,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $775,000 | 5,553 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 7,959 |
| Total interest expense | $1,250,000 | 8,081 |
| Net interest income | $1,981,000 | 7,734 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $612,000 | 4,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 4,354 |
| Total noninterest expense | $1,666,000 | 7,303 |
| Salaries and employee benefits | $843,000 | 7,059 |
| Premises and equipment expense | $269,000 | 6,349 |
| Additional noninterest expense | $554,000 | 7,731 |
| Pre-tax net operating income | $887,000 | 6,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $169,000 | 8,222 |
| Income before extraordinary items | $718,000 | 6,000 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $718,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $320,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $718,000 | 5,738 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 8,125 |
| Total interest expense | $1,661,000 | 8,010 |
| Net interest income | $1,878,000 | 8,111 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $672,000 | 4,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 4,194 |
| Total noninterest expense | $1,650,000 | 7,408 |
| Salaries and employee benefits | $818,000 | 7,144 |
| Premises and equipment expense | $276,000 | 6,348 |
| Additional noninterest expense | $556,000 | 7,920 |
| Pre-tax net operating income | $835,000 | 6,403 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $185,000 | 7,849 |
| Income before extraordinary items | $650,000 | 6,229 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $650,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $197,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $650,000 | 5,876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.