Home > The Bank of Perry > Income and Expense

The Bank of Perry, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$2,320,000	7,929
Total interest expense	$1,040,000	7,947
Net interest income	$1,280,000	7,722
Provision for loan and lease losses	$6,000	8,054
Total noninterest income	$171,000	7,620
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$106,000	6,467
Trading account gains and fees	$0	177
Additional Noninterest Income	$65,000	7,257
Total noninterest expense	$839,000	8,363
Salaries and employee benefits	$507,000	8,141
Premises and equipment expense	$136,000	7,751
Additional noninterest expense	$196,000	8,692
Pre-tax net operating income	$606,000	6,150
Securities gains (losses)	$17,000	3,266
Applicable income taxes	$194,000	5,086
Income before extraordinary items	$429,000	6,403
Extraordinary gains, net	$0	105
Net income	$429,000	6,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,506
Cash dividends	$240,000	4,738
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$417,270	6,356
2000-12-31 (YTD Data)		Rank
Total interest income	$2,327,000	8,099
Total interest expense	$1,089,000	8,037
Net interest income	$1,238,000	7,994
Provision for loan and lease losses	$51,000	6,491
Total noninterest income	$169,000	7,634
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$116,000	6,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	7,695
Total noninterest expense	$803,000	8,559
Salaries and employee benefits	$503,000	8,227
Premises and equipment expense	$122,000	8,066
Additional noninterest expense	$178,000	8,995
Pre-tax net operating income	$553,000	6,770
Securities gains (losses)	$-1,000	7,406
Applicable income taxes	$173,000	5,683
Income before extraordinary items	$379,000	6,978
Extraordinary gains, net	$0	38
Net income	$379,000	6,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,146
Cash dividends	$240,000	4,834
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$379,690	6,983
1999-12-31 (YTD Data)		Rank
Total interest income	$2,024,000	8,471
Total interest expense	$993,000	8,197
Net interest income	$1,031,000	8,556
Provision for loan and lease losses	$0	8,503
Total noninterest income	$167,000	7,878
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$120,000	6,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	8,163
Total noninterest expense	$884,000	8,477
Salaries and employee benefits	$536,000	8,127
Premises and equipment expense	$125,000	8,129
Additional noninterest expense	$223,000	8,810
Pre-tax net operating income	$314,000	8,019
Securities gains (losses)	$0	3,155
Applicable income taxes	$76,000	7,244
Income before extraordinary items	$238,000	8,016
Extraordinary gains, net	$0	35
Net income	$238,000	8,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,236
Cash dividends	$261,000	4,797
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$238,000	7,991
1998-12-31 (YTD Data)		Rank
Total interest income	$1,991,000	8,701
Total interest expense	$964,000	8,518
Net interest income	$1,027,000	8,730
Provision for loan and lease losses	$0	8,652
Total noninterest income	$200,000	7,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$125,000	6,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,329
Total noninterest expense	$768,000	8,879
Salaries and employee benefits	$455,000	8,627
Premises and equipment expense	$118,000	8,318
Additional noninterest expense	$195,000	9,174
Pre-tax net operating income	$459,000	7,589
Securities gains (losses)	$0	4,449
Applicable income taxes	$134,000	7,060
Income before extraordinary items	$325,000	7,679
Extraordinary gains, net	$0	32
Net income	$325,000	7,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,302
Cash dividends	$420,000	3,886
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$325,000	7,596
1997-12-31 (YTD Data)		Rank
Total interest income	$1,760,000	9,342
Total interest expense	$770,000	9,339
Net interest income	$990,000	9,214
Provision for loan and lease losses	$4,000	8,695
Total noninterest income	$189,000	7,982
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	6,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,525
Total noninterest expense	$793,000	9,063
Salaries and employee benefits	$455,000	8,918
Premises and equipment expense	$132,000	8,186
Additional noninterest expense	$206,000	9,333
Pre-tax net operating income	$382,000	8,534
Securities gains (losses)	$0	3,944
Applicable income taxes	$122,000	8,050
Income before extraordinary items	$260,000	8,671
Extraordinary gains, net	$0	44
Net income	$260,000	8,674
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	9,408
Cash dividends	$240,000	5,019
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$260,000	8,632
1996-12-31 (YTD Data)		Rank
Total interest income	$1,735,000	9,760
Total interest expense	$675,000	10,041
Net interest income	$1,060,000	9,389
Provision for loan and lease losses	$83,000	5,545
Total noninterest income	$201,000	8,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$136,000	6,733
Trading account gains and fees	NA	NA
Additional Noninterest Income	$65,000	8,279
Total noninterest expense	$780,000	9,510
Salaries and employee benefits	$442,000	9,309
Premises and equipment expense	$127,000	8,603
Additional noninterest expense	$211,000	9,812
Pre-tax net operating income	$398,000	8,516
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$131,000	8,193
Income before extraordinary items	$266,000	8,696
Extraordinary gains, net	$0	53
Net income	$266,000	8,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,612
Cash dividends	$120,000	6,384
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$266,670	8,631
1995-12-31 (YTD Data)		Rank
Total interest income	$1,471,000	10,574
Total interest expense	$589,000	10,706
Net interest income	$882,000	10,302
Provision for loan and lease losses	$12,000	8,132
Total noninterest income	$180,000	8,775
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	7,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	9,426
Total noninterest expense	$756,000	9,968
Salaries and employee benefits	$427,000	9,722
Premises and equipment expense	$135,000	8,656
Additional noninterest expense	$194,000	10,487
Pre-tax net operating income	$294,000	9,785
Securities gains (losses)	$-11,000	10,162
Applicable income taxes	$89,000	9,408
Income before extraordinary items	$194,000	9,997
Extraordinary gains, net	$0	65
Net income	$194,000	10,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,876
Cash dividends	$102,000	6,718
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$201,590	9,883
1994-12-31 (YTD Data)		Rank
Total interest income	$1,256,000	11,230
Total interest expense	$450,000	11,340
Net interest income	$806,000	11,036
Provision for loan and lease losses	$26,000	7,364
Total noninterest income	$166,000	9,388
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	10,350
Total noninterest expense	$737,000	10,532
Salaries and employee benefits	$410,000	10,198
Premises and equipment expense	$117,000	9,478
Additional noninterest expense	$210,000	11,012
Pre-tax net operating income	$209,000	10,824
Securities gains (losses)	$-16,000	10,174
Applicable income taxes	$38,000	10,742
Income before extraordinary items	$155,000	10,754
Extraordinary gains, net	$0	249
Net income	$155,000	10,759
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,934
Cash dividends	$99,000	6,989
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$167,800	10,675
1993-12-31 (YTD Data)		Rank
Total interest income	$1,227,000	11,829
Total interest expense	$463,000	11,871
Net interest income	$764,000	11,642
Provision for loan and lease losses	$0	10,371
Total noninterest income	$177,000	9,661
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	10,209
Total noninterest expense	$780,000	10,764
Salaries and employee benefits	$408,000	10,552
Premises and equipment expense	$111,000	10,087
Additional noninterest expense	$261,000	10,938
Pre-tax net operating income	$161,000	11,396
Securities gains (losses)	$0	7,477
Applicable income taxes	$26,000	11,482
Income before extraordinary items	$135,000	11,391
Extraordinary gains, net	$12,000	2,892
Net income	$147,000	11,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$96,000	7,040
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$135,000	11,185
1992-12-31 (YTD Data)		Rank
Total interest income	$1,421,000	12,147
Total interest expense	$611,000	12,240
Net interest income	$810,000	11,870
Provision for loan and lease losses	$0	11,756
Total noninterest income	$175,000	9,918
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	8,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	9,195
Total noninterest expense	$690,000	11,566
Salaries and employee benefits	$339,000	11,564
Premises and equipment expense	$94,000	10,953
Additional noninterest expense	$257,000	11,446
Pre-tax net operating income	$295,000	10,184
Securities gains (losses)	$0	8,369
Applicable income taxes	$86,000	10,284
Income before extraordinary items	$209,000	10,487
Extraordinary gains, net	$0	1,422
Net income	$209,000	10,622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	10,059
Cash dividends	$306,000	3,949
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$209,000	10,132

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.