Home > The Bank of Parrish > Income and Expense

The Bank of Parrish, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$1,442,000	8,788
Total interest expense	$662,000	8,698
Net interest income	$780,000	8,710
Provision for loan and lease losses	$0	8,228
Total noninterest income	$106,000	8,425
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$84,000	6,897
Trading account gains and fees	$0	177
Additional Noninterest Income	$22,000	8,652
Total noninterest expense	$811,000	8,432
Salaries and employee benefits	$486,000	8,248
Premises and equipment expense	$89,000	8,479
Additional noninterest expense	$236,000	8,352
Pre-tax net operating income	$75,000	8,442
Securities gains (losses)	$0	4,612
Applicable income taxes	$27,000	7,147
Income before extraordinary items	$48,000	8,622
Extraordinary gains, net	$0	105
Net income	$48,000	8,620
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,555
Cash dividends	$24,000	6,406
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$48,000	8,526
2000-12-31 (YTD Data)		Rank
Total interest income	$1,530,000	8,920
Total interest expense	$726,000	8,801
Net interest income	$804,000	8,889
Provision for loan and lease losses	$35,000	7,078
Total noninterest income	$125,000	8,232
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	6,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,000	8,716
Total noninterest expense	$667,000	8,914
Salaries and employee benefits	$406,000	8,724
Premises and equipment expense	$79,000	8,802
Additional noninterest expense	$182,000	8,957
Pre-tax net operating income	$227,000	8,248
Securities gains (losses)	$0	1,956
Applicable income taxes	$34,000	7,524
Income before extraordinary items	$193,000	8,109
Extraordinary gains, net	$0	38
Net income	$193,000	8,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,105
Cash dividends	$624,000	3,127
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$193,000	8,109
1999-12-31 (YTD Data)		Rank
Total interest income	$1,399,000	9,197
Total interest expense	$635,000	9,123
Net interest income	$764,000	9,142
Provision for loan and lease losses	$0	8,503
Total noninterest income	$131,000	8,375
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$98,000	6,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	8,711
Total noninterest expense	$680,000	9,084
Salaries and employee benefits	$419,000	8,789
Premises and equipment expense	$90,000	8,819
Additional noninterest expense	$171,000	9,329
Pre-tax net operating income	$215,000	8,504
Securities gains (losses)	$-13,000	9,410
Applicable income taxes	$25,000	8,122
Income before extraordinary items	$177,000	8,453
Extraordinary gains, net	$0	35
Net income	$177,000	8,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,980
Cash dividends	$24,000	6,901
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$188,440	8,351
1998-12-31 (YTD Data)		Rank
Total interest income	$1,343,000	9,483
Total interest expense	$657,000	9,314
Net interest income	$686,000	9,524
Provision for loan and lease losses	$0	8,652
Total noninterest income	$93,000	9,131
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$82,000	7,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,000	9,931
Total noninterest expense	$571,000	9,545
Salaries and employee benefits	$365,000	9,188
Premises and equipment expense	$56,000	9,684
Additional noninterest expense	$150,000	9,656
Pre-tax net operating income	$208,000	8,871
Securities gains (losses)	$-2,000	9,897
Applicable income taxes	$33,000	8,650
Income before extraordinary items	$173,000	8,817
Extraordinary gains, net	$0	32
Net income	$173,000	8,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,871
Cash dividends	$24,000	7,221
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$174,680	8,745
1997-12-31 (YTD Data)		Rank
Total interest income	$1,342,000	9,879
Total interest expense	$628,000	9,751
Net interest income	$714,000	9,901
Provision for loan and lease losses	$0	8,829
Total noninterest income	$99,000	9,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	10,198
Total noninterest expense	$524,000	10,037
Salaries and employee benefits	$347,000	9,618
Premises and equipment expense	$43,000	10,363
Additional noninterest expense	$134,000	10,187
Pre-tax net operating income	$289,000	9,052
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$94,000	8,505
Income before extraordinary items	$193,000	9,220
Extraordinary gains, net	$0	44
Net income	$193,000	9,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$24,000	7,566
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$194,340	9,165
1996-12-31 (YTD Data)		Rank
Total interest income	$1,273,000	10,429
Total interest expense	$617,000	10,228
Net interest income	$656,000	10,503
Provision for loan and lease losses	$0	9,041
Total noninterest income	$87,000	10,143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$71,000	8,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	10,642
Total noninterest expense	$532,000	10,455
Salaries and employee benefits	$360,000	9,892
Premises and equipment expense	$41,000	10,885
Additional noninterest expense	$131,000	10,785
Pre-tax net operating income	$211,000	9,723
Securities gains (losses)	$-1,000	9,274
Applicable income taxes	$61,000	9,494
Income before extraordinary items	$149,000	9,801
Extraordinary gains, net	$0	53
Net income	$149,000	9,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$18,000	8,094
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$149,710	9,739
1995-12-31 (YTD Data)		Rank
Total interest income	$1,279,000	10,872
Total interest expense	$647,000	10,501
Net interest income	$632,000	11,028
Provision for loan and lease losses	$0	8,958
Total noninterest income	$78,000	10,778
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	8,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	11,268
Total noninterest expense	$617,000	10,505
Salaries and employee benefits	$365,000	10,216
Premises and equipment expense	$47,000	11,167
Additional noninterest expense	$205,000	10,353
Pre-tax net operating income	$93,000	11,122
Securities gains (losses)	$0	3,831
Applicable income taxes	$20,000	10,754
Income before extraordinary items	$73,000	11,152
Extraordinary gains, net	$0	65
Net income	$73,000	11,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,558
Cash dividends	$538,000	3,171
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$73,000	11,127
1994-12-31 (YTD Data)		Rank
Total interest income	$1,198,000	11,356
Total interest expense	$530,000	10,963
Net interest income	$668,000	11,490
Provision for loan and lease losses	$0	9,146
Total noninterest income	$82,000	11,199
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	11,420
Total noninterest expense	$633,000	10,965
Salaries and employee benefits	$397,000	10,314
Premises and equipment expense	$52,000	11,558
Additional noninterest expense	$184,000	11,347
Pre-tax net operating income	$117,000	11,514
Securities gains (losses)	$0	3,600
Applicable income taxes	$12,000	11,330
Income before extraordinary items	$105,000	11,339
Extraordinary gains, net	$0	249
Net income	$105,000	11,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,929
Cash dividends	$18,000	8,631
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$105,000	11,375
1993-12-31 (YTD Data)		Rank
Total interest income	$1,289,000	11,707
Total interest expense	$523,000	11,575
Net interest income	$766,000	11,637
Provision for loan and lease losses	$0	10,371
Total noninterest income	$137,000	10,480
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	9,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,943
Total noninterest expense	$665,000	11,327
Salaries and employee benefits	$419,000	10,451
Premises and equipment expense	$68,000	11,579
Additional noninterest expense	$178,000	12,046
Pre-tax net operating income	$238,000	10,713
Securities gains (losses)	$0	7,477
Applicable income taxes	$75,000	10,332
Income before extraordinary items	$163,000	11,048
Extraordinary gains, net	$0	3,149
Net income	$163,000	11,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	11,785
Cash dividends	$18,000	8,731
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$163,000	10,839
1992-12-31 (YTD Data)		Rank
Total interest income	$1,542,000	11,857
Total interest expense	$696,000	11,836
Net interest income	$846,000	11,723
Provision for loan and lease losses	$61,000	8,508
Total noninterest income	$102,000	11,675
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	9,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$32,000	11,632
Total noninterest expense	$660,000	11,731
Salaries and employee benefits	$420,000	10,630
Premises and equipment expense	$49,000	12,719
Additional noninterest expense	$191,000	12,354
Pre-tax net operating income	$227,000	10,824
Securities gains (losses)	$0	8,369
Applicable income taxes	$67,000	10,800
Income before extraordinary items	$160,000	11,128
Extraordinary gains, net	$0	1,422
Net income	$160,000	11,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	7,980
Cash dividends	$14,000	8,631
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$160,000	10,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.