Home > The Bank of Paden City > Income and Expense
The Bank of Paden City, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 7,866 |
| Total interest expense | $1,119,000 | 8,352 |
| Net interest income | $1,795,000 | 7,333 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $245,000 | 7,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 6,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,243,000 | 7,519 |
| Salaries and employee benefits | $600,000 | 7,916 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $488,000 | 6,606 |
| Pre-tax net operating income | $680,000 | 7,054 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $221,000 | 6,611 |
| Income before extraordinary items | $459,000 | 7,240 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $459,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,811 |
| Cash dividends | $221,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $459,000 | 7,182 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,391 |
| Total interest expense | $1,062,000 | 8,811 |
| Net interest income | $1,654,000 | 7,885 |
| Provision for loan and lease losses | $28,000 | 7,549 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,649 |
| Total noninterest expense | $1,179,000 | 8,039 |
| Salaries and employee benefits | $568,000 | 8,337 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $454,000 | 7,439 |
| Pre-tax net operating income | $656,000 | 7,136 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $228,000 | 6,736 |
| Income before extraordinary items | $428,000 | 7,395 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $428,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $207,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $428,000 | 7,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 8,826 |
| Total interest expense | $1,044,000 | 9,105 |
| Net interest income | $1,544,000 | 8,411 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,107,000 | 8,546 |
| Salaries and employee benefits | $554,000 | 8,685 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $388,000 | 8,314 |
| Pre-tax net operating income | $603,000 | 7,857 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $194,000 | 7,520 |
| Income before extraordinary items | $409,000 | 7,978 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $409,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $467,000 | 3,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $409,000 | 7,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 8,983 |
| Total interest expense | $974,000 | 8,806 |
| Net interest income | $1,481,000 | 8,934 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,101,000 | 8,981 |
| Salaries and employee benefits | $506,000 | 9,338 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $437,000 | 8,460 |
| Pre-tax net operating income | $511,000 | 8,582 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $136,000 | 8,588 |
| Income before extraordinary items | $375,000 | 8,409 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $375,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $375,000 | 8,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 9,613 |
| Total interest expense | $943,000 | 9,363 |
| Net interest income | $1,340,000 | 9,608 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,029,000 | 9,608 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $149,000 | 8,943 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $397,000 | 9,433 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $247,000 | 10,080 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 6,087 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $247,000 | 9,836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 10,177 |
| Total interest expense | $1,130,000 | 9,865 |
| Net interest income | $1,225,000 | 10,238 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $988,000 | 10,031 |
| Salaries and employee benefits | $442,000 | 10,390 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $398,000 | 9,588 |
| Pre-tax net operating income | $293,000 | 10,205 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $93,000 | 10,093 |
| Income before extraordinary items | $200,000 | 10,604 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $200,000 | 10,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 6,489 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $200,000 | 10,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.