Home > The Bank of Old Monroe > Income and Expense
The Bank of Old Monroe, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,405,000 | 1,347 |
| Total interest expense | $8,049,000 | 1,490 |
| Net interest income | $23,356,000 | 1,275 |
| Provision for loan and lease losses | $36,000 | 2,889 |
| Total noninterest income | $3,001,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $645,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,356,000 | 1,470 |
| Total noninterest expense | $11,232,000 | 1,898 |
| Salaries and employee benefits | $6,828,000 | 1,796 |
| Premises and equipment expense | $1,575,000 | 1,479 |
| Additional noninterest expense | $2,356,000 | 1,470 |
| Pre-tax net operating income | $15,089,000 | 855 |
| Securities gains (losses) | $8,000 | 794 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $15,097,000 | 736 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,097,000 | 747 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $15,097,000 | 739 |
| Net charge-offs | $55,000 | 1,773 |
| Cash dividends | $6,461,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $15,089,000 | 743 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,015,000 | 1,390 |
| Total interest expense | $4,904,000 | 1,601 |
| Net interest income | $17,111,000 | 1,305 |
| Provision for loan and lease losses | $38,000 | 2,634 |
| Total noninterest income | $2,241,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $487,000 | 1,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,754,000 | 1,464 |
| Total noninterest expense | $8,136,000 | 1,939 |
| Salaries and employee benefits | $4,928,000 | 1,848 |
| Premises and equipment expense | $1,223,000 | 1,438 |
| Additional noninterest expense | $1,754,000 | 1,464 |
| Pre-tax net operating income | $11,178,000 | 892 |
| Securities gains (losses) | $4,000 | 719 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $11,182,000 | 761 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $11,182,000 | 765 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,182,000 | 761 |
| Net charge-offs | $36,000 | 1,622 |
| Cash dividends | $5,661,000 | 558 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $11,178,000 | 773 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,574,000 | 1,452 |
| Total interest expense | $2,655,000 | 1,693 |
| Net interest income | $10,919,000 | 1,353 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,493,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $328,000 | 1,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 1,397 |
| Total noninterest expense | $5,357,000 | 1,949 |
| Salaries and employee benefits | $3,209,000 | 1,878 |
| Premises and equipment expense | $789,000 | 1,470 |
| Additional noninterest expense | $1,165,000 | 1,396 |
| Pre-tax net operating income | $7,055,000 | 942 |
| Securities gains (losses) | $3,000 | 798 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $7,058,000 | 792 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,058,000 | 804 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,058,000 | 792 |
| Net charge-offs | $28,000 | 1,419 |
| Cash dividends | $4,415,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,055,000 | 801 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 1,481 |
| Total interest expense | $1,060,000 | 1,770 |
| Net interest income | $5,465,000 | 1,356 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $802,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $164,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 1,305 |
| Total noninterest expense | $2,655,000 | 1,979 |
| Salaries and employee benefits | $1,588,000 | 1,916 |
| Premises and equipment expense | $408,000 | 1,461 |
| Additional noninterest expense | $638,000 | 1,305 |
| Pre-tax net operating income | $3,612,000 | 952 |
| Securities gains (losses) | $2,000 | 837 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $3,614,000 | 800 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,614,000 | 798 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,614,000 | 799 |
| Net charge-offs | $20,000 | 1,117 |
| Cash dividends | $2,264,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,612,000 | 814 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,528,000 | 1,487 |
| Total interest expense | $1,652,000 | 1,810 |
| Net interest income | $19,876,000 | 1,442 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $2,990,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $720,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,270,000 | 1,506 |
| Total noninterest expense | $10,168,000 | 1,986 |
| Salaries and employee benefits | $6,326,000 | 1,887 |
| Premises and equipment expense | $1,457,000 | 1,565 |
| Additional noninterest expense | $2,270,000 | 1,506 |
| Pre-tax net operating income | $12,698,000 | 1,074 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $12,698,000 | 926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $12,698,000 | 927 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $12,698,000 | 927 |
| Net charge-offs | $-7,000 | 3,569 |
| Cash dividends | $590,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $12,698,000 | 950 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,377,000 | 1,484 |
| Total interest expense | $995,000 | 1,767 |
| Net interest income | $14,382,000 | 1,462 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $2,352,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $551,000 | 1,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,801,000 | 1,478 |
| Total noninterest expense | $7,514,000 | 2,007 |
| Salaries and employee benefits | $4,687,000 | 1,893 |
| Premises and equipment expense | $777,000 | 1,989 |
| Additional noninterest expense | $1,801,000 | 1,478 |
| Pre-tax net operating income | $9,220,000 | 1,098 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $9,220,000 | 954 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,220,000 | 953 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $9,220,000 | 954 |
| Net charge-offs | $-26,000 | 3,890 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $9,220,000 | 969 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,850,000 | 1,489 |
| Total interest expense | $612,000 | 1,708 |
| Net interest income | $9,238,000 | 1,477 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,603,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $821,000 | 692 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $782,000 | 1,937 |
| Total noninterest expense | $4,894,000 | 2,020 |
| Salaries and employee benefits | $3,078,000 | 1,902 |
| Premises and equipment expense | $732,000 | 1,579 |
| Additional noninterest expense | $1,084,000 | 2,476 |
| Pre-tax net operating income | $5,948,000 | 1,067 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $5,948,000 | 915 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,948,000 | 915 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $5,948,000 | 915 |
| Net charge-offs | $7,000 | 1,686 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $5,948,000 | 935 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,787,000 | 1,492 |
| Total interest expense | $301,000 | 1,676 |
| Net interest income | $4,486,000 | 1,477 |
| Provision for loan and lease losses | $-2,000 | 4,391 |
| Total noninterest income | $768,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $182,000 | 1,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $586,000 | 1,529 |
| Total noninterest expense | $2,416,000 | 2,027 |
| Salaries and employee benefits | $1,554,000 | 1,887 |
| Premises and equipment expense | $358,000 | 1,619 |
| Additional noninterest expense | $504,000 | 2,576 |
| Pre-tax net operating income | $2,840,000 | 1,051 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $2,840,000 | 927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,840,000 | 926 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $2,840,000 | 927 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $2,840,000 | 933 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $18,823,000 | 1,554 |
| Total interest expense | $1,511,000 | 1,650 |
| Net interest income | $17,312,000 | 1,539 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $4,375,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $658,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,717,000 | 1,316 |
| Total noninterest expense | $9,916,000 | 1,989 |
| Salaries and employee benefits | $6,328,000 | 1,858 |
| Premises and equipment expense | $1,411,000 | 1,597 |
| Additional noninterest expense | $2,177,000 | 2,438 |
| Pre-tax net operating income | $11,271,000 | 1,173 |
| Securities gains (losses) | $1,102,000 | 207 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $12,373,000 | 979 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,373,000 | 980 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $12,373,000 | 980 |
| Net charge-offs | $142,000 | 1,177 |
| Cash dividends | $14,473,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $11,271,000 | 1,027 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,062,000 | 1,589 |
| Total interest expense | $1,192,000 | 1,666 |
| Net interest income | $12,870,000 | 1,575 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $3,460,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $470,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,990,000 | 1,288 |
| Total noninterest expense | $7,168,000 | 2,044 |
| Salaries and employee benefits | $4,583,000 | 1,915 |
| Premises and equipment expense | $1,021,000 | 1,667 |
| Additional noninterest expense | $1,564,000 | 2,510 |
| Pre-tax net operating income | $9,162,000 | 1,150 |
| Securities gains (losses) | $768,000 | 226 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $9,930,000 | 959 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,930,000 | 959 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,930,000 | 959 |
| Net charge-offs | $143,000 | 931 |
| Cash dividends | $10,912,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,162,000 | 1,001 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 1,574 |
| Total interest expense | $833,000 | 1,668 |
| Net interest income | $8,624,000 | 1,550 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $2,483,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $296,000 | 1,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,187,000 | 1,220 |
| Total noninterest expense | $4,831,000 | 2,027 |
| Salaries and employee benefits | $3,076,000 | 1,892 |
| Premises and equipment expense | $731,000 | 1,580 |
| Additional noninterest expense | $1,024,000 | 2,535 |
| Pre-tax net operating income | $6,276,000 | 1,112 |
| Securities gains (losses) | $774,000 | 190 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $7,050,000 | 888 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,050,000 | 888 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,050,000 | 888 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $9,980,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,276,000 | 968 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 1,570 |
| Total interest expense | $451,000 | 1,631 |
| Net interest income | $4,295,000 | 1,555 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,146,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $153,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $993,000 | 1,286 |
| Total noninterest expense | $2,288,000 | 2,079 |
| Salaries and employee benefits | $1,574,000 | 1,842 |
| Premises and equipment expense | $363,000 | 1,597 |
| Additional noninterest expense | $351,000 | 3,163 |
| Pre-tax net operating income | $3,153,000 | 1,101 |
| Securities gains (losses) | $774,000 | 132 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $3,927,000 | 823 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,927,000 | 823 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,927,000 | 823 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $8,166,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,153,000 | 948 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,956,000 | 1,565 |
| Total interest expense | $1,854,000 | 2,069 |
| Net interest income | $17,102,000 | 1,472 |
| Provision for loan and lease losses | $400,000 | 2,439 |
| Total noninterest income | $3,782,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $673,000 | 1,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,109,000 | 1,400 |
| Total noninterest expense | $9,238,000 | 2,059 |
| Salaries and employee benefits | $6,165,000 | 1,870 |
| Premises and equipment expense | $1,309,000 | 1,683 |
| Additional noninterest expense | $1,764,000 | 2,750 |
| Pre-tax net operating income | $11,246,000 | 962 |
| Securities gains (losses) | $4,006,000 | 128 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $15,252,000 | 656 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,252,000 | 656 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,252,000 | 656 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $6,348,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $11,246,000 | 821 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,480,000 | 1,549 |
| Total interest expense | $1,450,000 | 2,086 |
| Net interest income | $13,030,000 | 1,447 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $2,585,000 | 1,561 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $491,000 | 1,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,094,000 | 1,444 |
| Total noninterest expense | $6,630,000 | 2,113 |
| Salaries and employee benefits | $4,320,000 | 1,934 |
| Premises and equipment expense | $981,000 | 1,684 |
| Additional noninterest expense | $1,329,000 | 2,723 |
| Pre-tax net operating income | $8,985,000 | 879 |
| Securities gains (losses) | $3,327,000 | 125 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $12,312,000 | 585 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,312,000 | 584 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $12,312,000 | 585 |
| Net charge-offs | $-1,000 | 3,797 |
| Cash dividends | $6,348,000 | 490 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $8,985,000 | 755 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,012,000 | 1,515 |
| Total interest expense | $1,040,000 | 2,095 |
| Net interest income | $8,972,000 | 1,405 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,504,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $325,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 1,514 |
| Total noninterest expense | $4,315,000 | 2,146 |
| Salaries and employee benefits | $2,881,000 | 1,935 |
| Premises and equipment expense | $659,000 | 1,668 |
| Additional noninterest expense | $775,000 | 2,963 |
| Pre-tax net operating income | $6,161,000 | 783 |
| Securities gains (losses) | $1,427,000 | 163 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $7,588,000 | 573 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,588,000 | 572 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,588,000 | 573 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $4,987,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,161,000 | 675 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 1,716 |
| Total interest expense | $582,000 | 2,095 |
| Net interest income | $3,697,000 | 1,618 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $743,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $193,000 | 1,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $550,000 | 1,426 |
| Total noninterest expense | $2,102,000 | 2,205 |
| Salaries and employee benefits | $1,351,000 | 2,036 |
| Premises and equipment expense | $349,000 | 1,616 |
| Additional noninterest expense | $402,000 | 2,926 |
| Pre-tax net operating income | $2,338,000 | 930 |
| Securities gains (losses) | $1,362,000 | 86 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $3,700,000 | 531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,700,000 | 532 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,700,000 | 531 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $3,400,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,338,000 | 805 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,658,000 | 1,776 |
| Total interest expense | $2,136,000 | 2,240 |
| Net interest income | $14,522,000 | 1,647 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $2,689,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $842,000 | 1,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,847,000 | 1,610 |
| Total noninterest expense | $8,769,000 | 2,113 |
| Salaries and employee benefits | $5,533,000 | 1,965 |
| Premises and equipment expense | $1,372,000 | 1,615 |
| Additional noninterest expense | $1,864,000 | 2,686 |
| Pre-tax net operating income | $8,342,000 | 1,202 |
| Securities gains (losses) | $407,000 | 421 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $8,749,000 | 1,044 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,749,000 | 1,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,749,000 | 1,045 |
| Net charge-offs | $-391,000 | 5,085 |
| Cash dividends | $4,683,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $8,342,000 | 1,058 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,289,000 | 1,816 |
| Total interest expense | $1,615,000 | 2,249 |
| Net interest income | $10,674,000 | 1,697 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,968,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $624,000 | 1,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,629 |
| Total noninterest expense | $6,327,000 | 2,167 |
| Salaries and employee benefits | $3,948,000 | 2,035 |
| Premises and equipment expense | $1,003,000 | 1,661 |
| Additional noninterest expense | $1,376,000 | 2,720 |
| Pre-tax net operating income | $6,315,000 | 1,210 |
| Securities gains (losses) | $128,000 | 680 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $6,443,000 | 1,081 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,443,000 | 1,082 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,443,000 | 1,082 |
| Net charge-offs | $-395,000 | 5,165 |
| Cash dividends | $4,543,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $6,315,000 | 1,072 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 1,843 |
| Total interest expense | $954,000 | 2,402 |
| Net interest income | $7,071,000 | 1,709 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,251,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $412,000 | 1,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 1,669 |
| Total noninterest expense | $4,166,000 | 2,198 |
| Salaries and employee benefits | $2,674,000 | 2,010 |
| Premises and equipment expense | $648,000 | 1,718 |
| Additional noninterest expense | $844,000 | 2,890 |
| Pre-tax net operating income | $4,156,000 | 1,196 |
| Securities gains (losses) | $-47,000 | 5,151 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $4,109,000 | 1,088 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,109,000 | 1,088 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,109,000 | 1,088 |
| Net charge-offs | $-170,000 | 5,143 |
| Cash dividends | $3,812,000 | 549 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $4,156,000 | 1,061 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 1,881 |
| Total interest expense | $453,000 | 2,448 |
| Net interest income | $3,472,000 | 1,739 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $610,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $208,000 | 1,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 1,662 |
| Total noninterest expense | $2,082,000 | 2,205 |
| Salaries and employee benefits | $1,297,000 | 2,082 |
| Premises and equipment expense | $334,000 | 1,698 |
| Additional noninterest expense | $451,000 | 2,776 |
| Pre-tax net operating income | $2,000,000 | 1,212 |
| Securities gains (losses) | $-39,000 | 5,236 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,961,000 | 1,105 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,961,000 | 1,104 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,961,000 | 1,104 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $2,560,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,000,000 | 1,069 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,833,000 | 1,878 |
| Total interest expense | $1,428,000 | 2,419 |
| Net interest income | $13,405,000 | 1,775 |
| Provision for loan and lease losses | $100,000 | 3,044 |
| Total noninterest income | $2,478,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $863,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,615,000 | 1,715 |
| Total noninterest expense | $8,189,000 | 2,205 |
| Salaries and employee benefits | $5,078,000 | 2,064 |
| Premises and equipment expense | $1,339,000 | 1,661 |
| Additional noninterest expense | $1,772,000 | 2,823 |
| Pre-tax net operating income | $7,594,000 | 1,271 |
| Securities gains (losses) | $-161,000 | 5,112 |
| Applicable income taxes | $397,000 | 2,176 |
| Income before extraordinary items | $7,036,000 | 1,211 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,036,000 | 1,210 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,036,000 | 1,210 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $3,588,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $7,188,950 | 1,186 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,921,000 | 1,888 |
| Total interest expense | $1,054,000 | 2,363 |
| Net interest income | $9,867,000 | 1,802 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,885,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $647,000 | 1,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,238,000 | 1,705 |
| Total noninterest expense | $6,047,000 | 2,228 |
| Salaries and employee benefits | $3,756,000 | 2,087 |
| Premises and equipment expense | $1,010,000 | 1,669 |
| Additional noninterest expense | $1,281,000 | 2,892 |
| Pre-tax net operating income | $5,705,000 | 1,281 |
| Securities gains (losses) | $-170,000 | 5,311 |
| Applicable income taxes | $397,000 | 1,985 |
| Income before extraordinary items | $5,138,000 | 1,244 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,138,000 | 1,242 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $5,138,000 | 1,243 |
| Net charge-offs | $-3,000 | 4,190 |
| Cash dividends | $3,529,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $-59,000 | 5,433 |
| Net operating income | $5,296,100 | 1,202 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,139,000 | 1,911 |
| Total interest expense | $697,000 | 2,293 |
| Net interest income | $6,442,000 | 1,822 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,229,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $425,000 | 1,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $804,000 | 1,730 |
| Total noninterest expense | $4,066,000 | 2,236 |
| Salaries and employee benefits | $2,512,000 | 2,097 |
| Premises and equipment expense | $672,000 | 1,682 |
| Additional noninterest expense | $882,000 | 2,848 |
| Pre-tax net operating income | $3,605,000 | 1,314 |
| Securities gains (losses) | $-145,000 | 5,390 |
| Applicable income taxes | $397,000 | 1,623 |
| Income before extraordinary items | $3,063,000 | 1,342 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,063,000 | 1,341 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,063,000 | 1,341 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $2,904,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $-59,000 | 5,497 |
| Net operating income | $3,192,050 | 1,285 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 1,932 |
| Total interest expense | $367,000 | 2,145 |
| Net interest income | $3,128,000 | 1,870 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $614,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $207,000 | 1,349 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 1,697 |
| Total noninterest expense | $2,095,000 | 2,200 |
| Salaries and employee benefits | $1,274,000 | 2,102 |
| Premises and equipment expense | $336,000 | 1,699 |
| Additional noninterest expense | $485,000 | 2,691 |
| Pre-tax net operating income | $1,647,000 | 1,389 |
| Securities gains (losses) | $-35,000 | 5,371 |
| Applicable income taxes | $179,000 | 1,677 |
| Income before extraordinary items | $1,433,000 | 1,375 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,433,000 | 1,375 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,433,000 | 1,375 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $1,993,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 5,564 |
| Net operating income | $1,464,150 | 1,344 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,792,000 | 1,894 |
| Total interest expense | $1,101,000 | 2,389 |
| Net interest income | $12,691,000 | 1,819 |
| Provision for loan and lease losses | $-1,500,000 | 5,621 |
| Total noninterest income | $2,472,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $844,000 | 1,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,628,000 | 1,725 |
| Total noninterest expense | $7,863,000 | 2,304 |
| Salaries and employee benefits | $4,786,000 | 2,151 |
| Premises and equipment expense | $1,181,000 | 1,867 |
| Additional noninterest expense | $1,896,000 | 2,751 |
| Pre-tax net operating income | $8,800,000 | 1,092 |
| Securities gains (losses) | $263,000 | 336 |
| Applicable income taxes | $3,081,000 | 942 |
| Income before extraordinary items | $5,982,000 | 1,174 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,982,000 | 1,174 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,982,000 | 1,174 |
| Net charge-offs | $294,000 | 1,499 |
| Cash dividends | $1,733,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $-380,000 | 5,637 |
| Net operating income | $5,808,420 | 1,179 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 1,904 |
| Total interest expense | $819,000 | 2,372 |
| Net interest income | $9,482,000 | 1,832 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,816,000 | 1,828 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $652,000 | 1,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 1,794 |
| Total noninterest expense | $5,751,000 | 2,355 |
| Salaries and employee benefits | $3,473,000 | 2,224 |
| Premises and equipment expense | $896,000 | 1,870 |
| Additional noninterest expense | $1,382,000 | 2,809 |
| Pre-tax net operating income | $5,547,000 | 1,273 |
| Securities gains (losses) | $61,000 | 793 |
| Applicable income taxes | $1,655,000 | 1,041 |
| Income before extraordinary items | $3,953,000 | 1,386 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,953,000 | 1,385 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,953,000 | 1,386 |
| Net charge-offs | $230,000 | 1,296 |
| Cash dividends | $1,733,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,910,300 | 1,378 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,862,000 | 1,896 |
| Total interest expense | $537,000 | 2,362 |
| Net interest income | $6,325,000 | 1,818 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,149,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $426,000 | 1,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $723,000 | 1,888 |
| Total noninterest expense | $3,785,000 | 2,377 |
| Salaries and employee benefits | $2,334,000 | 2,225 |
| Premises and equipment expense | $572,000 | 1,926 |
| Additional noninterest expense | $879,000 | 2,912 |
| Pre-tax net operating income | $3,689,000 | 1,268 |
| Securities gains (losses) | $22,000 | 955 |
| Applicable income taxes | $1,110,000 | 1,033 |
| Income before extraordinary items | $2,601,000 | 1,386 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,601,000 | 1,386 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,601,000 | 1,387 |
| Net charge-offs | $253,000 | 925 |
| Cash dividends | $1,720,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 5,731 |
| Net operating income | $2,585,600 | 1,376 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 1,885 |
| Total interest expense | $261,000 | 2,386 |
| Net interest income | $3,184,000 | 1,795 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $531,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $217,000 | 1,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 2,036 |
| Total noninterest expense | $1,905,000 | 2,383 |
| Salaries and employee benefits | $1,183,000 | 2,225 |
| Premises and equipment expense | $289,000 | 1,939 |
| Additional noninterest expense | $433,000 | 2,955 |
| Pre-tax net operating income | $1,810,000 | 1,281 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $534,000 | 1,033 |
| Income before extraordinary items | $1,277,000 | 1,388 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,277,000 | 1,388 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,277,000 | 1,388 |
| Net charge-offs | $-9,000 | 4,951 |
| Cash dividends | $1,720,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,276,290 | 1,372 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,546,000 | 2,003 |
| Total interest expense | $1,034,000 | 2,367 |
| Net interest income | $11,512,000 | 1,933 |
| Provision for loan and lease losses | $100,000 | 3,103 |
| Total noninterest income | $2,591,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $851,000 | 1,383 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,740,000 | 1,715 |
| Total noninterest expense | $7,073,000 | 2,537 |
| Salaries and employee benefits | $4,280,000 | 2,379 |
| Premises and equipment expense | $915,000 | 2,284 |
| Additional noninterest expense | $1,878,000 | 2,870 |
| Pre-tax net operating income | $6,930,000 | 1,252 |
| Securities gains (losses) | $324,000 | 623 |
| Applicable income taxes | $2,215,000 | 963 |
| Income before extraordinary items | $5,039,000 | 1,376 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,039,000 | 1,375 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,039,000 | 1,375 |
| Net charge-offs | $-14,000 | 5,054 |
| Cash dividends | $1,147,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,815,440 | 1,402 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,325,000 | 2,019 |
| Total interest expense | $799,000 | 2,315 |
| Net interest income | $8,526,000 | 1,964 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,934,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $631,000 | 1,390 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,303,000 | 1,728 |
| Total noninterest expense | $5,120,000 | 2,591 |
| Salaries and employee benefits | $3,129,000 | 2,411 |
| Premises and equipment expense | $640,000 | 2,395 |
| Additional noninterest expense | $1,351,000 | 2,960 |
| Pre-tax net operating income | $5,340,000 | 1,241 |
| Securities gains (losses) | $464,000 | 415 |
| Applicable income taxes | $1,686,000 | 989 |
| Income before extraordinary items | $4,118,000 | 1,305 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,118,000 | 1,304 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,118,000 | 1,305 |
| Net charge-offs | $-10,000 | 4,925 |
| Cash dividends | $1,147,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,788,560 | 1,354 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 2,005 |
| Total interest expense | $550,000 | 2,277 |
| Net interest income | $5,725,000 | 1,958 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,256,000 | 1,841 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $409,000 | 1,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $847,000 | 1,734 |
| Total noninterest expense | $3,425,000 | 2,606 |
| Salaries and employee benefits | $2,076,000 | 2,437 |
| Premises and equipment expense | $417,000 | 2,438 |
| Additional noninterest expense | $932,000 | 2,889 |
| Pre-tax net operating income | $3,556,000 | 1,225 |
| Securities gains (losses) | $465,000 | 297 |
| Applicable income taxes | $1,150,000 | 969 |
| Income before extraordinary items | $2,871,000 | 1,245 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,871,000 | 1,245 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,871,000 | 1,245 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $1,147,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,540,850 | 1,343 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,132,000 | 2,001 |
| Total interest expense | $294,000 | 2,172 |
| Net interest income | $2,838,000 | 1,967 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $560,000 | 1,924 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $197,000 | 1,443 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $363,000 | 1,863 |
| Total noninterest expense | $1,705,000 | 2,618 |
| Salaries and employee benefits | $1,023,000 | 2,476 |
| Premises and equipment expense | $203,000 | 2,520 |
| Additional noninterest expense | $479,000 | 2,849 |
| Pre-tax net operating income | $1,693,000 | 1,270 |
| Securities gains (losses) | $166,000 | 343 |
| Applicable income taxes | $565,000 | 964 |
| Income before extraordinary items | $1,294,000 | 1,330 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,294,000 | 1,329 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,294,000 | 1,331 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $1,147,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,177,800 | 1,399 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,313,000 | 1,986 |
| Total interest expense | $1,096,000 | 2,270 |
| Net interest income | $11,217,000 | 1,931 |
| Provision for loan and lease losses | $20,000 | 4,043 |
| Total noninterest income | $2,265,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $814,000 | 1,454 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,451,000 | 1,897 |
| Total noninterest expense | $6,552,000 | 2,682 |
| Salaries and employee benefits | $3,972,000 | 2,514 |
| Premises and equipment expense | $824,000 | 2,499 |
| Additional noninterest expense | $1,756,000 | 3,064 |
| Pre-tax net operating income | $6,910,000 | 1,216 |
| Securities gains (losses) | $-382,000 | 6,136 |
| Applicable income taxes | $1,780,000 | 1,091 |
| Income before extraordinary items | $4,748,000 | 1,405 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,748,000 | 1,405 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,748,000 | 1,405 |
| Net charge-offs | $-409,000 | 5,974 |
| Cash dividends | $584,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,026,860 | 1,325 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 2,039 |
| Total interest expense | $825,000 | 2,290 |
| Net interest income | $8,194,000 | 1,987 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $1,694,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $602,000 | 1,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,092,000 | 1,909 |
| Total noninterest expense | $4,733,000 | 2,774 |
| Salaries and employee benefits | $2,882,000 | 2,580 |
| Premises and equipment expense | $580,000 | 2,654 |
| Additional noninterest expense | $1,271,000 | 3,147 |
| Pre-tax net operating income | $5,135,000 | 1,252 |
| Securities gains (losses) | $140,000 | 818 |
| Applicable income taxes | $1,432,000 | 1,068 |
| Income before extraordinary items | $3,843,000 | 1,337 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,843,000 | 1,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,843,000 | 1,337 |
| Net charge-offs | $-444,000 | 6,090 |
| Cash dividends | $584,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,740,800 | 1,336 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 2,054 |
| Total interest expense | $561,000 | 2,263 |
| Net interest income | $5,393,000 | 2,005 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $1,107,000 | 1,999 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $388,000 | 1,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $719,000 | 1,930 |
| Total noninterest expense | $3,088,000 | 2,833 |
| Salaries and employee benefits | $1,913,000 | 2,605 |
| Premises and equipment expense | $369,000 | 2,768 |
| Additional noninterest expense | $806,000 | 3,294 |
| Pre-tax net operating income | $3,392,000 | 1,239 |
| Securities gains (losses) | $117,000 | 764 |
| Applicable income taxes | $992,000 | 1,033 |
| Income before extraordinary items | $2,517,000 | 1,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,517,000 | 1,338 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,517,000 | 1,337 |
| Net charge-offs | $-427,000 | 6,192 |
| Cash dividends | $584,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,432,760 | 1,338 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 2,030 |
| Total interest expense | $285,000 | 2,251 |
| Net interest income | $2,719,000 | 1,989 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $515,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $187,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,000 |
| Total noninterest expense | $1,565,000 | 2,815 |
| Salaries and employee benefits | $946,000 | 2,634 |
| Premises and equipment expense | $194,000 | 2,706 |
| Additional noninterest expense | $425,000 | 3,161 |
| Pre-tax net operating income | $1,649,000 | 1,233 |
| Securities gains (losses) | $117,000 | 524 |
| Applicable income taxes | $443,000 | 1,102 |
| Income before extraordinary items | $1,323,000 | 1,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,323,000 | 1,267 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,323,000 | 1,268 |
| Net charge-offs | $-426,000 | 6,328 |
| Cash dividends | $584,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,235,250 | 1,291 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 2,081 |
| Total interest expense | $1,643,000 | 1,744 |
| Net interest income | $10,093,000 | 2,106 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $1,823,000 | 2,249 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $802,000 | 1,582 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,021,000 | 2,307 |
| Total noninterest expense | $6,206,000 | 2,843 |
| Salaries and employee benefits | $3,665,000 | 2,685 |
| Premises and equipment expense | $823,000 | 2,606 |
| Additional noninterest expense | $1,718,000 | 3,224 |
| Pre-tax net operating income | $5,470,000 | 1,405 |
| Securities gains (losses) | $-232,000 | 6,413 |
| Applicable income taxes | $805,000 | 1,757 |
| Income before extraordinary items | $4,433,000 | 1,457 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,433,000 | 1,455 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,433,000 | 1,456 |
| Net charge-offs | $42,000 | 3,902 |
| Cash dividends | $414,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $-148,000 | 6,449 |
| Net operating income | $4,630,200 | 1,368 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 2,084 |
| Total interest expense | $1,274,000 | 1,722 |
| Net interest income | $7,556,000 | 2,123 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $1,345,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $586,000 | 1,625 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $759,000 | 2,332 |
| Total noninterest expense | $4,421,000 | 2,960 |
| Salaries and employee benefits | $2,615,000 | 2,777 |
| Premises and equipment expense | $592,000 | 2,719 |
| Additional noninterest expense | $1,214,000 | 3,366 |
| Pre-tax net operating income | $4,300,000 | 1,379 |
| Securities gains (losses) | $-352,000 | 6,527 |
| Applicable income taxes | $585,000 | 1,821 |
| Income before extraordinary items | $3,363,000 | 1,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,363,000 | 1,432 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,363,000 | 1,433 |
| Net charge-offs | $53,000 | 3,206 |
| Cash dividends | $414,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,662,200 | 1,301 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,092 |
| Total interest expense | $863,000 | 1,717 |
| Net interest income | $4,973,000 | 2,137 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $874,000 | 2,285 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $376,000 | 1,646 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $498,000 | 2,320 |
| Total noninterest expense | $2,936,000 | 2,984 |
| Salaries and employee benefits | $1,740,000 | 2,789 |
| Premises and equipment expense | $393,000 | 2,741 |
| Additional noninterest expense | $803,000 | 3,398 |
| Pre-tax net operating income | $2,791,000 | 1,366 |
| Securities gains (losses) | $-440,000 | 6,615 |
| Applicable income taxes | $390,000 | 1,786 |
| Income before extraordinary items | $1,961,000 | 1,571 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,961,000 | 1,574 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,961,000 | 1,573 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,326,200 | 1,327 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 2,119 |
| Total interest expense | $439,000 | 1,709 |
| Net interest income | $2,443,000 | 2,158 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $425,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $179,000 | 1,697 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $246,000 | 2,279 |
| Total noninterest expense | $1,474,000 | 2,997 |
| Salaries and employee benefits | $862,000 | 2,829 |
| Premises and equipment expense | $205,000 | 2,713 |
| Additional noninterest expense | $407,000 | 3,374 |
| Pre-tax net operating income | $1,334,000 | 1,396 |
| Securities gains (losses) | $27,000 | 855 |
| Applicable income taxes | $217,000 | 1,637 |
| Income before extraordinary items | $1,144,000 | 1,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,144,000 | 1,324 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,144,000 | 1,325 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,121,320 | 1,328 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,696,000 | 2,270 |
| Total interest expense | $2,125,000 | 1,615 |
| Net interest income | $8,571,000 | 2,445 |
| Provision for loan and lease losses | $725,000 | 1,440 |
| Total noninterest income | $1,909,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $792,000 | 1,657 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,117,000 | 2,232 |
| Total noninterest expense | $5,692,000 | 3,095 |
| Salaries and employee benefits | $3,489,000 | 2,812 |
| Premises and equipment expense | $736,000 | 2,862 |
| Additional noninterest expense | $1,467,000 | 3,709 |
| Pre-tax net operating income | $4,063,000 | 1,705 |
| Securities gains (losses) | $316,000 | 670 |
| Applicable income taxes | $742,000 | 1,758 |
| Income before extraordinary items | $3,637,000 | 1,631 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,637,000 | 1,634 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,637,000 | 1,635 |
| Net charge-offs | $163,000 | 3,246 |
| Cash dividends | $403,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,374,720 | 1,684 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,843,000 | 2,329 |
| Total interest expense | $1,661,000 | 1,586 |
| Net interest income | $6,182,000 | 2,549 |
| Provision for loan and lease losses | $565,000 | 1,394 |
| Total noninterest income | $1,470,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $586,000 | 1,673 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $884,000 | 2,220 |
| Total noninterest expense | $4,207,000 | 3,133 |
| Salaries and employee benefits | $2,589,000 | 2,846 |
| Premises and equipment expense | $553,000 | 2,896 |
| Additional noninterest expense | $1,065,000 | 3,785 |
| Pre-tax net operating income | $2,880,000 | 1,803 |
| Securities gains (losses) | $347,000 | 567 |
| Applicable income taxes | $619,000 | 1,703 |
| Income before extraordinary items | $2,608,000 | 1,717 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,608,000 | 1,718 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,608,000 | 1,721 |
| Net charge-offs | $17,000 | 4,487 |
| Cash dividends | $403,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,326,930 | 1,832 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 2,399 |
| Total interest expense | $1,044,000 | 1,717 |
| Net interest income | $4,043,000 | 2,581 |
| Provision for loan and lease losses | $450,000 | 1,252 |
| Total noninterest income | $956,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $390,000 | 1,653 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $566,000 | 2,309 |
| Total noninterest expense | $2,819,000 | 3,135 |
| Salaries and employee benefits | $1,758,000 | 2,816 |
| Premises and equipment expense | $365,000 | 2,911 |
| Additional noninterest expense | $696,000 | 3,848 |
| Pre-tax net operating income | $1,730,000 | 1,952 |
| Securities gains (losses) | $785,000 | 239 |
| Applicable income taxes | $489,000 | 1,534 |
| Income before extraordinary items | $2,026,000 | 1,481 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,026,000 | 1,484 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,026,000 | 1,486 |
| Net charge-offs | $-42,000 | 6,506 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,390,150 | 1,975 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,456 |
| Total interest expense | $472,000 | 1,924 |
| Net interest income | $2,026,000 | 2,587 |
| Provision for loan and lease losses | $270,000 | 1,098 |
| Total noninterest income | $451,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $192,000 | 1,664 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $259,000 | 2,412 |
| Total noninterest expense | $1,346,000 | 3,259 |
| Salaries and employee benefits | $832,000 | 2,948 |
| Premises and equipment expense | $186,000 | 2,893 |
| Additional noninterest expense | $328,000 | 4,014 |
| Pre-tax net operating income | $861,000 | 1,927 |
| Securities gains (losses) | $585,000 | 189 |
| Applicable income taxes | $344,000 | 1,201 |
| Income before extraordinary items | $1,102,000 | 1,347 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,102,000 | 1,348 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,102,000 | 1,349 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $657,400 | 2,020 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 2,497 |
| Total interest expense | $2,294,000 | 1,898 |
| Net interest income | $8,015,000 | 2,658 |
| Provision for loan and lease losses | $1,800,000 | 1,159 |
| Total noninterest income | $1,998,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $843,000 | 1,623 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,155,000 | 2,190 |
| Total noninterest expense | $5,306,000 | 3,319 |
| Salaries and employee benefits | $3,226,000 | 2,979 |
| Premises and equipment expense | $747,000 | 2,885 |
| Additional noninterest expense | $1,333,000 | 4,076 |
| Pre-tax net operating income | $2,907,000 | 2,145 |
| Securities gains (losses) | $3,573,000 | 140 |
| Applicable income taxes | $1,578,000 | 1,050 |
| Income before extraordinary items | $4,902,000 | 1,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,902,000 | 1,215 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,902,000 | 1,214 |
| Net charge-offs | $901,000 | 1,932 |
| Cash dividends | $322,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,186,520 | 2,299 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 2,517 |
| Total interest expense | $1,781,000 | 1,917 |
| Net interest income | $6,042,000 | 2,703 |
| Provision for loan and lease losses | $1,400,000 | 1,141 |
| Total noninterest income | $1,452,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $631,000 | 1,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $821,000 | 2,241 |
| Total noninterest expense | $3,772,000 | 3,476 |
| Salaries and employee benefits | $2,283,000 | 3,113 |
| Premises and equipment expense | $539,000 | 2,995 |
| Additional noninterest expense | $950,000 | 4,245 |
| Pre-tax net operating income | $2,322,000 | 2,105 |
| Securities gains (losses) | $2,771,000 | 141 |
| Applicable income taxes | $1,176,000 | 1,086 |
| Income before extraordinary items | $3,917,000 | 1,152 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,917,000 | 1,153 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,917,000 | 1,153 |
| Net charge-offs | $891,000 | 1,581 |
| Cash dividends | $322,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,783,330 | 2,194 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 2,409 |
| Total interest expense | $1,183,000 | 1,991 |
| Net interest income | $4,329,000 | 2,514 |
| Provision for loan and lease losses | $1,100,000 | 1,016 |
| Total noninterest income | $928,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $418,000 | 1,643 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $510,000 | 2,302 |
| Total noninterest expense | $2,541,000 | 3,462 |
| Salaries and employee benefits | $1,525,000 | 3,121 |
| Premises and equipment expense | $357,000 | 3,014 |
| Additional noninterest expense | $659,000 | 4,163 |
| Pre-tax net operating income | $1,616,000 | 2,016 |
| Securities gains (losses) | $2,143,000 | 129 |
| Applicable income taxes | $1,066,000 | 843 |
| Income before extraordinary items | $2,693,000 | 1,119 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,693,000 | 1,119 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,693,000 | 1,119 |
| Net charge-offs | $499,000 | 1,768 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,150,040 | 2,212 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 2,405 |
| Total interest expense | $591,000 | 2,063 |
| Net interest income | $2,209,000 | 2,479 |
| Provision for loan and lease losses | $800,000 | 729 |
| Total noninterest income | $439,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $211,000 | 1,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 2,460 |
| Total noninterest expense | $1,251,000 | 3,522 |
| Salaries and employee benefits | $743,000 | 3,199 |
| Premises and equipment expense | $177,000 | 3,067 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $597,000 | 2,543 |
| Securities gains (losses) | $1,283,000 | 105 |
| Applicable income taxes | $553,000 | 811 |
| Income before extraordinary items | $1,327,000 | 1,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,327,000 | 1,118 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,327,000 | 1,117 |
| Net charge-offs | $504,000 | 1,090 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $416,070 | 2,825 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,687,000 | 2,382 |
| Total interest expense | $3,263,000 | 1,811 |
| Net interest income | $8,424,000 | 2,600 |
| Provision for loan and lease losses | $2,100,000 | 1,518 |
| Total noninterest income | $1,545,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $862,000 | 1,677 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $683,000 | 2,672 |
| Total noninterest expense | $5,114,000 | 3,475 |
| Salaries and employee benefits | $3,002,000 | 3,117 |
| Premises and equipment expense | $715,000 | 3,148 |
| Additional noninterest expense | $1,397,000 | 4,041 |
| Pre-tax net operating income | $2,755,000 | 1,979 |
| Securities gains (losses) | $760,000 | 568 |
| Applicable income taxes | $514,000 | 1,999 |
| Income before extraordinary items | $3,001,000 | 1,617 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,001,000 | 1,618 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,001,000 | 1,618 |
| Net charge-offs | $1,100,000 | 2,250 |
| Cash dividends | $288,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 7,281 |
| Net operating income | $2,355,000 | 1,880 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,421 |
| Total interest expense | $2,531,000 | 1,823 |
| Net interest income | $6,216,000 | 2,642 |
| Provision for loan and lease losses | $1,300,000 | 1,655 |
| Total noninterest income | $1,119,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $618,000 | 1,751 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $501,000 | 2,705 |
| Total noninterest expense | $3,860,000 | 3,465 |
| Salaries and employee benefits | $2,203,000 | 3,178 |
| Premises and equipment expense | $671,000 | 2,685 |
| Additional noninterest expense | $986,000 | 4,210 |
| Pre-tax net operating income | $2,175,000 | 1,958 |
| Securities gains (losses) | $1,561,000 | 232 |
| Applicable income taxes | $817,000 | 1,266 |
| Income before extraordinary items | $2,919,000 | 1,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,919,000 | 1,323 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,919,000 | 1,323 |
| Net charge-offs | $238,000 | 3,508 |
| Cash dividends | $288,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 7,373 |
| Net operating income | $1,701,420 | 1,997 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 2,461 |
| Total interest expense | $1,648,000 | 1,939 |
| Net interest income | $4,127,000 | 2,669 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $730,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $401,000 | 1,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 2,745 |
| Total noninterest expense | $2,516,000 | 3,559 |
| Salaries and employee benefits | $1,466,000 | 3,195 |
| Premises and equipment expense | $432,000 | 2,766 |
| Additional noninterest expense | $618,000 | 4,453 |
| Pre-tax net operating income | $1,641,000 | 1,736 |
| Securities gains (losses) | $656,000 | 286 |
| Applicable income taxes | $493,000 | 1,333 |
| Income before extraordinary items | $1,804,000 | 1,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,804,000 | 1,380 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,804,000 | 1,380 |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 7,461 |
| Net operating income | $1,285,760 | 1,776 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,529 |
| Total interest expense | $823,000 | 2,006 |
| Net interest income | $2,000,000 | 2,731 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $350,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $194,000 | 1,783 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,841 |
| Total noninterest expense | $1,218,000 | 3,659 |
| Salaries and employee benefits | $733,000 | 3,208 |
| Premises and equipment expense | $200,000 | 2,995 |
| Additional noninterest expense | $285,000 | 4,671 |
| Pre-tax net operating income | $832,000 | 1,721 |
| Securities gains (losses) | $198,000 | 343 |
| Applicable income taxes | $195,000 | 1,539 |
| Income before extraordinary items | $835,000 | 1,430 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $835,000 | 1,430 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $835,000 | 1,430 |
| Net charge-offs | $86,000 | 2,893 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $674,620 | 1,687 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,409,000 | 2,630 |
| Total interest expense | $3,761,000 | 2,106 |
| Net interest income | $7,648,000 | 2,843 |
| Provision for loan and lease losses | $1,990,000 | 2,081 |
| Total noninterest income | $1,687,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $928,000 | 1,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $759,000 | 2,564 |
| Total noninterest expense | $5,031,000 | 3,598 |
| Salaries and employee benefits | $2,823,000 | 3,279 |
| Premises and equipment expense | $845,000 | 2,854 |
| Additional noninterest expense | $1,363,000 | 4,259 |
| Pre-tax net operating income | $2,314,000 | 2,004 |
| Securities gains (losses) | $882,000 | 546 |
| Applicable income taxes | $809,000 | 1,426 |
| Income before extraordinary items | $2,387,000 | 1,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,387,000 | 1,724 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,387,000 | 1,725 |
| Net charge-offs | $1,872,000 | 1,941 |
| Cash dividends | $265,000 | 3,029 |
| Sale, conversion, retirement of capital stock, net | $-81,000 | 7,592 |
| Net operating income | $1,725,500 | 2,175 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,475,000 | 2,713 |
| Total interest expense | $2,745,000 | 2,257 |
| Net interest income | $5,730,000 | 2,881 |
| Provision for loan and lease losses | $1,190,000 | 2,286 |
| Total noninterest income | $1,248,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $702,000 | 1,641 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $546,000 | 2,618 |
| Total noninterest expense | $3,743,000 | 3,621 |
| Salaries and employee benefits | $2,089,000 | 3,333 |
| Premises and equipment expense | $651,000 | 2,842 |
| Additional noninterest expense | $1,003,000 | 4,296 |
| Pre-tax net operating income | $2,045,000 | 1,858 |
| Securities gains (losses) | $638,000 | 603 |
| Applicable income taxes | $653,000 | 1,405 |
| Income before extraordinary items | $2,030,000 | 1,630 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,030,000 | 1,633 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,030,000 | 1,633 |
| Net charge-offs | $1,780,000 | 1,621 |
| Cash dividends | $265,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,545,120 | 1,996 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 2,750 |
| Total interest expense | $1,866,000 | 2,293 |
| Net interest income | $3,754,000 | 2,929 |
| Provision for loan and lease losses | $790,000 | 2,199 |
| Total noninterest income | $805,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $473,000 | 1,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $332,000 | 2,690 |
| Total noninterest expense | $2,480,000 | 3,643 |
| Salaries and employee benefits | $1,389,000 | 3,365 |
| Premises and equipment expense | $418,000 | 2,957 |
| Additional noninterest expense | $673,000 | 4,271 |
| Pre-tax net operating income | $1,289,000 | 1,936 |
| Securities gains (losses) | $288,000 | 739 |
| Applicable income taxes | $412,000 | 1,422 |
| Income before extraordinary items | $1,165,000 | 1,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,165,000 | 1,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,165,000 | 1,857 |
| Net charge-offs | $1,128,000 | 1,604 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $951,880 | 2,123 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 2,773 |
| Total interest expense | $915,000 | 2,458 |
| Net interest income | $1,932,000 | 2,874 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $419,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $239,000 | 1,621 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 2,545 |
| Total noninterest expense | $1,207,000 | 3,743 |
| Salaries and employee benefits | $685,000 | 3,450 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $327,000 | 4,361 |
| Pre-tax net operating income | $964,000 | 1,350 |
| Securities gains (losses) | $222,000 | 485 |
| Applicable income taxes | $343,000 | 936 |
| Income before extraordinary items | $843,000 | 1,299 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $843,000 | 1,302 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $843,000 | 1,301 |
| Net charge-offs | $158,000 | 2,666 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $685,380 | 1,533 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,859,000 | 3,007 |
| Total interest expense | $3,774,000 | 2,867 |
| Net interest income | $7,085,000 | 3,033 |
| Provision for loan and lease losses | $1,760,000 | 2,654 |
| Total noninterest income | $1,712,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,027,000 | 1,643 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $685,000 | 2,699 |
| Total noninterest expense | $4,862,000 | 3,784 |
| Salaries and employee benefits | $2,790,000 | 3,401 |
| Premises and equipment expense | $716,000 | 3,393 |
| Additional noninterest expense | $1,356,000 | 4,369 |
| Pre-tax net operating income | $2,175,000 | 1,792 |
| Securities gains (losses) | $447,000 | 950 |
| Applicable income taxes | $805,000 | 1,129 |
| Income before extraordinary items | $1,817,000 | 1,828 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,817,000 | 1,825 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,817,000 | 1,827 |
| Net charge-offs | $1,708,000 | 2,225 |
| Cash dividends | $371,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $-87,000 | 7,935 |
| Net operating income | $1,508,570 | 2,076 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,211,000 | 3,034 |
| Total interest expense | $2,823,000 | 2,993 |
| Net interest income | $5,388,000 | 2,990 |
| Provision for loan and lease losses | $960,000 | 2,841 |
| Total noninterest income | $1,276,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $754,000 | 1,674 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $522,000 | 2,736 |
| Total noninterest expense | $3,637,000 | 3,783 |
| Salaries and employee benefits | $2,063,000 | 3,458 |
| Premises and equipment expense | $576,000 | 3,277 |
| Additional noninterest expense | $998,000 | 4,397 |
| Pre-tax net operating income | $2,067,000 | 1,573 |
| Securities gains (losses) | $393,000 | 828 |
| Applicable income taxes | $756,000 | 1,047 |
| Income before extraordinary items | $1,704,000 | 1,577 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,704,000 | 1,575 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,704,000 | 1,577 |
| Net charge-offs | $1,703,000 | 1,659 |
| Cash dividends | $371,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 8,020 |
| Net operating income | $1,432,830 | 1,809 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,111 |
| Total interest expense | $1,876,000 | 3,124 |
| Net interest income | $3,503,000 | 3,041 |
| Provision for loan and lease losses | $400,000 | 3,257 |
| Total noninterest income | $832,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $479,000 | 1,736 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $353,000 | 2,725 |
| Total noninterest expense | $2,347,000 | 3,912 |
| Salaries and employee benefits | $1,388,000 | 3,460 |
| Premises and equipment expense | $375,000 | 3,353 |
| Additional noninterest expense | $584,000 | 4,804 |
| Pre-tax net operating income | $1,588,000 | 1,444 |
| Securities gains (losses) | $64,000 | 1,749 |
| Applicable income taxes | $498,000 | 1,095 |
| Income before extraordinary items | $1,154,000 | 1,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,154,000 | 1,610 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,154,000 | 1,613 |
| Net charge-offs | $589,000 | 2,155 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 8,130 |
| Net operating income | $1,109,200 | 1,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 3,228 |
| Total interest expense | $938,000 | 3,227 |
| Net interest income | $1,665,000 | 3,169 |
| Provision for loan and lease losses | $190,000 | 2,929 |
| Total noninterest income | $385,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $215,000 | 1,851 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $170,000 | 2,743 |
| Total noninterest expense | $1,202,000 | 3,756 |
| Salaries and employee benefits | $731,000 | 3,349 |
| Premises and equipment expense | $185,000 | 3,432 |
| Additional noninterest expense | $286,000 | 4,555 |
| Pre-tax net operating income | $658,000 | 1,899 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $192,000 | 1,502 |
| Income before extraordinary items | $483,000 | 2,197 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $483,000 | 2,198 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $483,000 | 2,199 |
| Net charge-offs | $63,000 | 3,324 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $470,760 | 2,118 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,411,000 | 3,425 |
| Total interest expense | $4,232,000 | 3,371 |
| Net interest income | $6,179,000 | 3,397 |
| Provision for loan and lease losses | $1,130,000 | 2,528 |
| Total noninterest income | $1,348,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $851,000 | 2,019 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $497,000 | 3,178 |
| Total noninterest expense | $4,474,000 | 3,899 |
| Salaries and employee benefits | $2,612,000 | 3,650 |
| Premises and equipment expense | $649,000 | 3,695 |
| Additional noninterest expense | $1,213,000 | 4,261 |
| Pre-tax net operating income | $1,923,000 | 2,527 |
| Securities gains (losses) | $103,000 | 1,107 |
| Applicable income taxes | $603,000 | 1,660 |
| Income before extraordinary items | $1,423,000 | 2,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,423,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $372,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 8,216 |
| Net operating income | $1,350,900 | 2,853 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 3,468 |
| Total interest expense | $3,235,000 | 3,429 |
| Net interest income | $4,625,000 | 3,425 |
| Provision for loan and lease losses | $280,000 | 3,666 |
| Total noninterest income | $1,051,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $651,000 | 1,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $400,000 | 3,193 |
| Total noninterest expense | $3,162,000 | 4,066 |
| Salaries and employee benefits | $1,948,000 | 3,696 |
| Premises and equipment expense | $506,000 | 3,604 |
| Additional noninterest expense | $708,000 | 4,917 |
| Pre-tax net operating income | $2,234,000 | 2,115 |
| Securities gains (losses) | $105,000 | 936 |
| Applicable income taxes | $657,000 | 1,597 |
| Income before extraordinary items | $1,682,000 | 2,099 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,682,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,525 |
| Cash dividends | $372,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 8,310 |
| Net operating income | $1,606,400 | 2,305 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 3,513 |
| Total interest expense | $2,205,000 | 3,499 |
| Net interest income | $3,049,000 | 3,449 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $691,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $417,000 | 2,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $274,000 | 3,178 |
| Total noninterest expense | $2,122,000 | 4,066 |
| Salaries and employee benefits | $1,289,000 | 3,755 |
| Premises and equipment expense | $341,000 | 3,615 |
| Additional noninterest expense | $492,000 | 4,772 |
| Pre-tax net operating income | $1,468,000 | 2,238 |
| Securities gains (losses) | $105,000 | 929 |
| Applicable income taxes | $447,000 | 1,737 |
| Income before extraordinary items | $1,126,000 | 2,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,050,400 | 2,430 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 3,604 |
| Total interest expense | $1,148,000 | 3,561 |
| Net interest income | $1,465,000 | 3,543 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $340,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $203,000 | 2,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $137,000 | 3,203 |
| Total noninterest expense | $1,046,000 | 4,111 |
| Salaries and employee benefits | $635,000 | 3,799 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $240,000 | 4,816 |
| Pre-tax net operating income | $699,000 | 2,416 |
| Securities gains (losses) | $27,000 | 1,433 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $523,000 | 2,588 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $523,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $503,560 | 2,606 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 3,712 |
| Total interest expense | $4,472,000 | 3,732 |
| Net interest income | $5,812,000 | 3,590 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $1,269,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $824,000 | 2,083 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $445,000 | 3,534 |
| Total noninterest expense | $3,962,000 | 4,151 |
| Salaries and employee benefits | $2,439,000 | 3,797 |
| Premises and equipment expense | $658,000 | 3,600 |
| Additional noninterest expense | $865,000 | 5,077 |
| Pre-tax net operating income | $2,949,000 | 2,507 |
| Securities gains (losses) | $52,000 | 778 |
| Applicable income taxes | $875,000 | 2,027 |
| Income before extraordinary items | $2,126,000 | 2,697 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,126,000 | 2,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,708 |
| Cash dividends | $337,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,089,080 | 2,710 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 3,733 |
| Total interest expense | $3,279,000 | 3,793 |
| Net interest income | $4,379,000 | 3,582 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $969,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $602,000 | 2,100 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $367,000 | 3,362 |
| Total noninterest expense | $3,051,000 | 4,049 |
| Salaries and employee benefits | $1,794,000 | 3,838 |
| Premises and equipment expense | $648,000 | 2,876 |
| Additional noninterest expense | $609,000 | 5,240 |
| Pre-tax net operating income | $2,207,000 | 2,665 |
| Securities gains (losses) | $-24,000 | 8,008 |
| Applicable income taxes | $650,000 | 2,176 |
| Income before extraordinary items | $1,533,000 | 2,922 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,533,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,416 |
| Cash dividends | $337,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,549,800 | 2,890 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 3,760 |
| Total interest expense | $2,130,000 | 3,873 |
| Net interest income | $2,919,000 | 3,618 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $628,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $397,000 | 2,131 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $231,000 | 3,510 |
| Total noninterest expense | $2,016,000 | 4,107 |
| Salaries and employee benefits | $1,182,000 | 3,894 |
| Premises and equipment expense | $426,000 | 2,939 |
| Additional noninterest expense | $408,000 | 5,235 |
| Pre-tax net operating income | $1,471,000 | 2,711 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $428,000 | 2,291 |
| Income before extraordinary items | $1,036,000 | 2,962 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,036,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,040,970 | 2,936 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 3,802 |
| Total interest expense | $1,042,000 | 3,905 |
| Net interest income | $1,433,000 | 3,674 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $310,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $189,000 | 2,152 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $121,000 | 3,415 |
| Total noninterest expense | $1,006,000 | 4,123 |
| Salaries and employee benefits | $596,000 | 3,915 |
| Premises and equipment expense | $212,000 | 2,968 |
| Additional noninterest expense | $198,000 | 5,286 |
| Pre-tax net operating income | $707,000 | 2,779 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $197,000 | 2,422 |
| Income before extraordinary items | $502,000 | 3,022 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $502,000 | 3,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $507,760 | 2,981 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 3,783 |
| Total interest expense | $3,784,000 | 3,726 |
| Net interest income | $5,496,000 | 3,756 |
| Provision for loan and lease losses | $130,000 | 4,259 |
| Total noninterest income | $1,221,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $878,000 | 1,962 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 4,040 |
| Total noninterest expense | $3,683,000 | 4,230 |
| Salaries and employee benefits | $2,219,000 | 3,953 |
| Premises and equipment expense | $726,000 | 3,245 |
| Additional noninterest expense | $738,000 | 5,490 |
| Pre-tax net operating income | $2,904,000 | 2,831 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $856,000 | 2,381 |
| Income before extraordinary items | $2,048,000 | 3,048 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,048,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,255 |
| Cash dividends | $258,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,048,000 | 3,041 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 3,798 |
| Total interest expense | $2,816,000 | 3,663 |
| Net interest income | $4,047,000 | 3,816 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $917,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $654,000 | 1,962 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $263,000 | 3,997 |
| Total noninterest expense | $2,687,000 | 4,303 |
| Salaries and employee benefits | $1,621,000 | 4,019 |
| Premises and equipment expense | $530,000 | 3,311 |
| Additional noninterest expense | $536,000 | 5,562 |
| Pre-tax net operating income | $2,187,000 | 2,939 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $616,000 | 2,554 |
| Income before extraordinary items | $1,571,000 | 3,103 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,571,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,379 |
| Cash dividends | $195,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,571,000 | 3,092 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 3,776 |
| Total interest expense | $1,858,000 | 3,591 |
| Net interest income | $2,673,000 | 3,857 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $607,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $433,000 | 1,961 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,013 |
| Total noninterest expense | $1,757,000 | 4,379 |
| Salaries and employee benefits | $1,073,000 | 4,054 |
| Premises and equipment expense | $345,000 | 3,364 |
| Additional noninterest expense | $339,000 | 5,705 |
| Pre-tax net operating income | $1,463,000 | 2,927 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $431,000 | 2,512 |
| Income before extraordinary items | $1,032,000 | 3,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,032,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,374 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,032,000 | 3,126 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 3,799 |
| Total interest expense | $896,000 | 3,554 |
| Net interest income | $1,308,000 | 3,917 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $293,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $207,000 | 1,988 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $851,000 | 4,497 |
| Salaries and employee benefits | $531,000 | 4,118 |
| Premises and equipment expense | $170,000 | 3,421 |
| Additional noninterest expense | $150,000 | 6,055 |
| Pre-tax net operating income | $720,000 | 2,921 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $204,000 | 2,576 |
| Income before extraordinary items | $516,000 | 3,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $516,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,315 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $516,000 | 3,066 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 3,839 |
| Total interest expense | $2,613,000 | 3,699 |
| Net interest income | $5,138,000 | 3,879 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $2,048,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $833,000 | 2,040 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,215,000 | 1,951 |
| Total noninterest expense | $3,376,000 | 4,413 |
| Salaries and employee benefits | $2,086,000 | 4,003 |
| Premises and equipment expense | $527,000 | 4,017 |
| Additional noninterest expense | $763,000 | 5,317 |
| Pre-tax net operating income | $3,670,000 | 2,366 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,119,000 | 2,108 |
| Income before extraordinary items | $2,551,000 | 2,561 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,551,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,795 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,551,000 | 2,537 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 3,863 |
| Total interest expense | $1,822,000 | 3,760 |
| Net interest income | $3,854,000 | 3,872 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $1,748,000 | 1,973 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $606,000 | 2,090 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,142,000 | 1,650 |
| Total noninterest expense | $2,486,000 | 4,442 |
| Salaries and employee benefits | $1,545,000 | 3,994 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $556,000 | 5,372 |
| Pre-tax net operating income | $3,016,000 | 2,230 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $913,000 | 2,015 |
| Income before extraordinary items | $2,103,000 | 2,395 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,103,000 | 2,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,103,000 | 2,366 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 3,935 |
| Total interest expense | $1,108,000 | 3,846 |
| Net interest income | $2,512,000 | 3,909 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $1,464,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $390,000 | 2,108 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,074,000 | 1,275 |
| Total noninterest expense | $1,594,000 | 4,544 |
| Salaries and employee benefits | $997,000 | 4,091 |
| Premises and equipment expense | $247,000 | 4,188 |
| Additional noninterest expense | $350,000 | 5,525 |
| Pre-tax net operating income | $2,302,000 | 1,961 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $724,000 | 1,747 |
| Income before extraordinary items | $1,578,000 | 2,138 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,578,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,578,000 | 2,104 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 3,972 |
| Total interest expense | $524,000 | 3,898 |
| Net interest income | $1,246,000 | 3,935 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $275,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $782,000 | 4,628 |
| Salaries and employee benefits | $464,000 | 4,326 |
| Premises and equipment expense | $118,000 | 4,349 |
| Additional noninterest expense | $200,000 | 5,074 |
| Pre-tax net operating income | $694,000 | 2,881 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $195,000 | 2,641 |
| Income before extraordinary items | $499,000 | 3,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $499,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $499,000 | 3,008 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,003 |
| Total interest expense | $1,918,000 | 3,777 |
| Net interest income | $4,611,000 | 4,051 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,107,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $857,000 | 2,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $250,000 | 4,641 |
| Total noninterest expense | $3,119,000 | 4,538 |
| Salaries and employee benefits | $1,921,000 | 4,127 |
| Premises and equipment expense | $510,000 | 4,025 |
| Additional noninterest expense | $688,000 | 5,577 |
| Pre-tax net operating income | $2,419,000 | 3,083 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $685,000 | 2,798 |
| Income before extraordinary items | $1,734,000 | 3,264 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,734,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,331 |
| Cash dividends | $163,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,734,000 | 3,200 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 4,062 |
| Total interest expense | $1,401,000 | 3,808 |
| Net interest income | $3,383,000 | 4,104 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $817,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $628,000 | 2,075 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $189,000 | 4,621 |
| Total noninterest expense | $2,321,000 | 4,535 |
| Salaries and employee benefits | $1,414,000 | 4,140 |
| Premises and equipment expense | $390,000 | 3,952 |
| Additional noninterest expense | $517,000 | 5,544 |
| Pre-tax net operating income | $1,744,000 | 3,220 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $505,000 | 2,882 |
| Income before extraordinary items | $1,239,000 | 3,470 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,239,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,873 |
| Cash dividends | $163,000 | 4,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,239,000 | 3,378 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 4,110 |
| Total interest expense | $919,000 | 3,857 |
| Net interest income | $2,222,000 | 4,158 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $536,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $409,000 | 2,105 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 4,664 |
| Total noninterest expense | $1,525,000 | 4,614 |
| Salaries and employee benefits | $907,000 | 4,292 |
| Premises and equipment expense | $264,000 | 3,904 |
| Additional noninterest expense | $354,000 | 5,483 |
| Pre-tax net operating income | $1,143,000 | 3,223 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $327,000 | 2,923 |
| Income before extraordinary items | $816,000 | 3,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $816,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $816,000 | 3,394 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 4,127 |
| Total interest expense | $462,000 | 3,885 |
| Net interest income | $1,112,000 | 4,151 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $247,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 2,170 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $764,000 | 4,625 |
| Salaries and employee benefits | $451,000 | 4,348 |
| Premises and equipment expense | $136,000 | 3,860 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $550,000 | 3,289 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $159,000 | 2,988 |
| Income before extraordinary items | $391,000 | 3,569 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $391,000 | 3,454 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,209,000 | 4,210 |
| Total interest expense | $2,006,000 | 4,020 |
| Net interest income | $4,203,000 | 4,209 |
| Provision for loan and lease losses | $170,000 | 4,359 |
| Total noninterest income | $1,162,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $732,000 | 2,275 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $430,000 | 3,836 |
| Total noninterest expense | $3,031,000 | 4,578 |
| Salaries and employee benefits | $1,798,000 | 4,270 |
| Premises and equipment expense | $524,000 | 3,924 |
| Additional noninterest expense | $709,000 | 5,463 |
| Pre-tax net operating income | $2,164,000 | 3,213 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $626,000 | 2,973 |
| Income before extraordinary items | $1,542,000 | 3,499 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,542,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,096 |
| Cash dividends | $158,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,539,160 | 3,328 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 4,263 |
| Total interest expense | $1,527,000 | 4,082 |
| Net interest income | $3,125,000 | 4,261 |
| Provision for loan and lease losses | $125,000 | 4,278 |
| Total noninterest income | $894,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $621,000 | 2,077 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $273,000 | 4,203 |
| Total noninterest expense | $2,262,000 | 4,574 |
| Salaries and employee benefits | $1,345,000 | 4,264 |
| Premises and equipment expense | $406,000 | 3,809 |
| Additional noninterest expense | $511,000 | 5,557 |
| Pre-tax net operating income | $1,632,000 | 3,332 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $480,000 | 3,103 |
| Income before extraordinary items | $1,156,000 | 3,601 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,156,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,071 |
| Cash dividends | $158,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,153,160 | 3,431 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 4,309 |
| Total interest expense | $1,019,000 | 4,188 |
| Net interest income | $2,073,000 | 4,289 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $591,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $179,000 | 4,239 |
| Total noninterest expense | $1,484,000 | 4,630 |
| Salaries and employee benefits | $917,000 | 4,191 |
| Premises and equipment expense | $243,000 | 4,137 |
| Additional noninterest expense | $324,000 | 5,723 |
| Pre-tax net operating income | $1,100,000 | 3,291 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $376,000 | 2,807 |
| Income before extraordinary items | $728,000 | 3,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $725,360 | 3,578 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 4,284 |
| Total interest expense | $508,000 | 4,294 |
| Net interest income | $1,065,000 | 4,207 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $297,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 2,013 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $698,000 | 4,803 |
| Salaries and employee benefits | $427,000 | 4,414 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $629,000 | 2,974 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $195,000 | 2,740 |
| Income before extraordinary items | $438,000 | 3,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $438,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,693 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $435,240 | 3,095 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 4,421 |
| Total interest expense | $2,403,000 | 4,235 |
| Net interest income | $3,886,000 | 4,441 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $795,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $483,000 | 3,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $2,676,000 | 4,849 |
| Salaries and employee benefits | $1,702,000 | 4,269 |
| Premises and equipment expense | $485,000 | 4,028 |
| Additional noninterest expense | $489,000 | 6,568 |
| Pre-tax net operating income | $1,915,000 | 3,533 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $609,000 | 3,094 |
| Income before extraordinary items | $1,306,000 | 3,875 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,306,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $149,000 | 5,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,306,000 | 3,765 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 4,808 |
| Total interest expense | $3,012,000 | 4,716 |
| Net interest income | $3,268,000 | 4,776 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $509,000 | 5,019 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $352,000 | 3,736 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $157,000 | 5,454 |
| Total noninterest expense | $2,310,000 | 5,232 |
| Salaries and employee benefits | $1,506,000 | 4,493 |
| Premises and equipment expense | $323,000 | 5,297 |
| Additional noninterest expense | $481,000 | 6,567 |
| Pre-tax net operating income | $1,377,000 | 4,081 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $412,000 | 3,679 |
| Income before extraordinary items | $965,000 | 4,371 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $965,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,411 |
| Cash dividends | $146,000 | 5,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $965,000 | 4,258 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 5,022 |
| Total interest expense | $2,878,000 | 5,077 |
| Net interest income | $3,215,000 | 4,911 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $452,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,336 |
| Total noninterest expense | $1,981,000 | 5,720 |
| Salaries and employee benefits | $1,180,000 | 5,293 |
| Premises and equipment expense | $276,000 | 5,691 |
| Additional noninterest expense | $525,000 | 6,244 |
| Pre-tax net operating income | $1,446,000 | 4,166 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $476,000 | 3,593 |
| Income before extraordinary items | $970,000 | 4,473 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $970,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $146,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $970,000 | 4,472 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 5,170 |
| Total interest expense | $2,548,000 | 5,137 |
| Net interest income | $3,058,000 | 5,095 |
| Provision for loan and lease losses | $215,000 | 3,402 |
| Total noninterest income | $414,000 | 5,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,618,000 | 6,493 |
| Salaries and employee benefits | $1,022,000 | 5,794 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $389,000 | 7,364 |
| Pre-tax net operating income | $1,639,000 | 3,861 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $565,000 | 3,354 |
| Income before extraordinary items | $1,074,000 | 4,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,074,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $117,000 | 5,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,074,000 | 4,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 5,391 |
| Total interest expense | $2,442,000 | 5,451 |
| Net interest income | $2,932,000 | 5,214 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $356,000 | 5,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,466,000 | 6,786 |
| Salaries and employee benefits | $882,000 | 6,295 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $362,000 | 7,546 |
| Pre-tax net operating income | $1,642,000 | 3,913 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $580,000 | 3,493 |
| Income before extraordinary items | $1,062,000 | 4,301 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,062,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $117,000 | 6,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,062,000 | 4,203 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 5,804 |
| Total interest expense | $2,231,000 | 5,825 |
| Net interest income | $2,763,000 | 5,640 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $315,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,300,000 | 7,335 |
| Salaries and employee benefits | $798,000 | 6,791 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $316,000 | 8,164 |
| Pre-tax net operating income | $1,598,000 | 4,243 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $555,000 | 3,910 |
| Income before extraordinary items | $1,043,000 | 4,546 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,043,000 | 4,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $93,000 | 6,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,043,000 | 4,489 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 6,287 |
| Total interest expense | $2,062,000 | 6,296 |
| Net interest income | $2,542,000 | 6,123 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,233,000 | 7,892 |
| Salaries and employee benefits | $768,000 | 7,149 |
| Premises and equipment expense | $161,000 | 7,804 |
| Additional noninterest expense | $304,000 | 8,838 |
| Pre-tax net operating income | $1,424,000 | 4,519 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $493,000 | 4,195 |
| Income before extraordinary items | $931,000 | 4,758 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $931,000 | 4,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,811 |
| Cash dividends | $71,000 | 7,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $931,000 | 4,705 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 6,809 |
| Total interest expense | $1,972,000 | 6,530 |
| Net interest income | $2,215,000 | 6,842 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $284,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 5,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $1,217,000 | 8,152 |
| Salaries and employee benefits | $722,000 | 7,574 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $333,000 | 8,883 |
| Pre-tax net operating income | $1,131,000 | 5,486 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $386,000 | 5,069 |
| Income before extraordinary items | $745,000 | 5,739 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $745,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $314,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $745,000 | 5,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,355 |
| Total interest expense | $1,531,000 | 6,803 |
| Net interest income | $1,947,000 | 7,689 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $1,141,000 | 8,834 |
| Salaries and employee benefits | $633,000 | 8,384 |
| Premises and equipment expense | $164,000 | 8,211 |
| Additional noninterest expense | $344,000 | 9,422 |
| Pre-tax net operating income | $948,000 | 6,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $320,000 | 5,625 |
| Income before extraordinary items | $628,000 | 6,343 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $628,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $628,000 | 6,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 7,794 |
| Total interest expense | $1,449,000 | 7,378 |
| Net interest income | $1,877,000 | 8,019 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,131,000 | 9,199 |
| Salaries and employee benefits | $601,000 | 8,798 |
| Premises and equipment expense | $153,000 | 8,816 |
| Additional noninterest expense | $377,000 | 9,516 |
| Pre-tax net operating income | $869,000 | 6,477 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $275,000 | 6,412 |
| Income before extraordinary items | $594,000 | 6,832 |
| Extraordinary gains, net | $5,000 | 3,059 |
| Net income | $599,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $48,000 | 8,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $594,000 | 6,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 8,216 |
| Total interest expense | $1,651,000 | 8,047 |
| Net interest income | $1,825,000 | 8,268 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,052,000 | 9,739 |
| Salaries and employee benefits | $567,000 | 9,108 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $339,000 | 10,331 |
| Pre-tax net operating income | $868,000 | 6,261 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $267,000 | 6,408 |
| Income before extraordinary items | $601,000 | 6,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $601,000 | 6,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $601,000 | 6,199 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.